FD Ready Re

Interest Rates
Non-Cumulative Interest Rates Cumulative Interest Rates
In
SR Additional for Additional for Big
COMPANY NAME Rating Effective Date multiples
NO. Sr.Citizen % Tickets %
6 Interest Interest Accrued 6 4 Interest Minimum of
1year 2years 3years 4 years 5years 6years 7years Min. Deposit 1year 2years 3years 5years 6years 7years
months Payable Month months years compounding Deposit

0.25% for 5 lacs &

1 ALEMBIC LIMITED N/A December 13, 2010 8.50 8.50 9.00 H 31/3,30/9 50,000 8.50 8.50 9.00 H 50000 10000
Above
31/3, 30/6, 30/9, 31/12
2 ANSAL HOUSING & CONSTRUCTIONS LTD N/A November 1, 2010 10 11.00 11.00 11.50 M/Q AND LAST DAY OF 20,000 10.00 11.00 11.00 11.50 M 10000 1000
EACH MONTH

3 ANSAL PROPERTIES & INFRASTRUCTURES LTD N/A November 1, 2010 11.50 12.00 12.25 12.50 M 50000 1000

4 APOLLO HOSPITALS N/A November 5, 2009 8.00 8.25 8.75 Q 31/3, 30/6, 30/9, 31/12 25,000 8.00 8.25 8.75 Q 25000 1000

5 CANFIN HOMES LTD (Max limit Rs. 10 lakhs) ICRA-MAA+ December 1, 2009 7.05 7.25 7.60 7.60 7.60 7.60 7.60 M/Q/H/Y 10,000 7.05 7.25 7.60 7.60 7.60 7.60 7.60 Q 5000 0.50

8.83(M) 8.93(M) 9.08(M) 9.08(M) 9.08(M) 9.08(M) 9.08(M)

CARE- AA+, IND- 8.90(Q) 9.00(Q) 9.14(Q) 9.14(Q) 9.14(Q) 9.14(Q) 9.14(Q) 20000 for M and 0.25% for 25 lacs &
6 DEEWAN HOUSING FIN.LTD (Aashray Deposits Plus) October 1, 2010 M/Q/H/Y 9.00 9.10 9.25 9.25 9.25 9.25 9.25 H 2000 1000 0.25
AA 9.00(H) 9.10(H) 9.25(H) 9.25(H) 9.25(H) 9.25(H) 9.25(H) 10000 for others Above
9.20(Y) 9.31(Y) 9.46(Y) 9.46(Y) 9.46(Y) 9.46(Y) 9.46(Y)
20 30
Months: Months:
20 30
CARE- AA+, IND- 9.30(M) 9.30(M) 20000 for M and 0.25% for 25 lacs &
7 DEEWAN HOUSING FIN.LTD (Aashray Deposits) January 1, 2011 M/Q/H/Y Months: Months: H 2000 1000 0.25
AA 9.39(Q) 9.39(Q) 10000 for others Above
9.50 9.50
9.50(H) 9.50(H)
9.72(Y) 9.72(Y)

For 500
Days:
For 500
CARE- AA+, BWR 8.93(M)
8 DEEWAN HOUSING FIN.LTD (Swayam Sidha Deposit) December 7, 2009 M/Q/H/Y 10,000 Days: H 10000 1000 0.25
FAAA 9.00(Q)
9.10
9.10(H)
9.31(A)

9 ELDER PHARMACEUTICALS LIMITED - October 18, 2010 7.00 8.50 9.50 Q 31/3, 30/6, 30/9, 31/12 25,000 7.00 8.50 9.50 Q 25000 1000 0.50

CRISIL-FAAA,
EXIM BANK OF INDIA (Maximum Limit: Less than Rs. 1
10 ICRA-MAAA, November 1, 2010 7.50 7.50 7.75 7.75 8.00 H 1/4 and 1/10 10,000 7.50 7.50 7.75 7.75 8.00 Q 10000 1000 0.50
Crore)
FITCH- TAAA

8.75(18 8.75(18
CARE-AA+,
months) 50000(M), months)
11 FIRST LEASING COMPANY OF INDIA LIMITED FITCH RATING: January 1, 2011 8.50 9.25 M/Q/A 31/3, 30/6, 30/9, 31/12 8.50 9.25 Q 5000 1000
9.00(24 5000(Q) 9.00(24
tAA+
months) months)
12 GATI LIMITED April 1, 2010 9.00 9.50 10.00 Q 31/3, 30/6, 30/9, 31/12 21,000 9.00 9.50 10.00 Q 21000 1000
8.35(M) 8.45(M) 8.45(M) 8.60(M) 8.60(M) 8.60(M) M-last day of each
8.20(M)
CRISIL-FAAA, 8.40(Q) 8.50(Q) 8.50(Q) 8.65(Q) 8.65(Q) 8.65(Q) month, Q- 31/3, 30/6,
13 HDFC LIMITED (Maximum Limit: Less than Rs. 1 Crore) January 5, 2011 8.25(Q) M/Q/H/Y 20,000 8.50 8.65 8.75 8.75 8.90 8.90 8.90 A 20000 0.25
ICRA-MAAA 8.50(H) 8.60(H) 8.60(H) 8.75(H) 8.75(H) 8.75(H) 30/09, 31/12, H- 31/3,
8.35(H)
8.65(A) 8.75(A) 8.75(A) 8.90(A) 8.90(A) 8.90(A) 30/09, A- 31/3

FITCH-TAAA,
14 HUDCO (Max Limit: Rs. 25 Crores) December 28, 2011 7.95 8.15 8.20 8.25 8.40 8.40 8.40 Q 31/3, 30/6, 30/9, 31/12 50,000 7.95 8.15 8.20 8.25 8.40 8.40 8.40 Q 10000 1000 0.25
CARE-AA+

M-last day of each

6.90(M)6. 7.35(M)7. 7.50(M)7 7.50(M)7. 7.50(M)7
ICRA-MAAA, month, Q- 31/3, 30/6,
15 ICICI HOME FINANCE (Maximum Limit: Rs. 1 Crore) June 28, 2010 95(Q) 40(Q) .55(Q) 55(Q) .55(Q) - - M/Q/Y 5,000 7.10 7.60 7.75 7.75 7.75 - - A 5000 0.25
CARE-AAA 30/09, 31/12, H- 31/3,
7.10(A) 7.60(A) 7.75(A) 7.75(A) 7.75(A)
30/09, A- 31/3

16 J.K LAXMI CEMENT LTD N/A December 15, 2009 8.00 8.50 8.50 Q 20000 1000
17 J.K. TYRE & INDUSTRIES LIMITED N/A January 15, 2011 9.00 9.25 9.50 Q 31/3, 30/6, 30/9, 31/12 20,000 9.00 9.25 9.50 Q 20000 5000
10.50(Ma
18 JAIPRAKASH ASSOCIATES LTD N/A September 22, 2010 10.50 11.00 11.50 Q 20000(Q) x amnt: 10.50 11.00 11.50 M 20000 1000
10 lacs)
10.50(Ma
19 JAYPEE INFRATECH LIMITED N/A October 1, 2010 10.50 11.00 11.50 Q 20000(Q) x amnt: 10.50 11.00 11.50 M 20000 1000
10 lacs)

20 JK PAPER LIMITED N/A September 14, 2010 8.00 8.25 8.50 Q 31/3, 30/6, 30/9, 31/12 10,000 8.00 8.25 8.50 Q 10000 1000

7.70(18 7.70(18 0.10% upto Rs.

months) months) 50,000 and 0.25%
21 LIC HOUSING FINANCE LTD (upto Rs. 1 Crore) CRISIL- FAAA November 29, 2010 7.60 7.85 - 8.10 H 30/09 and 31/3 10,000 7.60 7.85 - 8.10 H 10000 1000
7.80(24 7.80(24 for Rs. 51,000 &
months) months) Above

NATIONAL HOUSING BANK (SUNIDHI SCHEME) CRISIL-FAAA, 0.10% for 15 lacs &
22 October 21, 2010 7.75 8.00 8.25 - 8.25 H 1/04 and 1/10 50,000 7.75 8.00 8.25 - 8.25 Q 50000 10000 0.50
(Maximum Limit: Less than Rs. 1 Crore) FITCH-TAAA above

NATIONAL HOUSING BANK(SUVRIDHI TAX SAVING CRISIL-FAAA,

23 August 16, 2010 8.25 H 1/04 and 1/10 10,000 8.25 Q 10000 0.50
SCHEME) (Maximum Limit: Rs. 1 Lakh) FITCH-TAAA
31/3, 30/6, 30/9, 31/12
100000(M),
24 NTPC LIMITED CRISIL-FAAA September 24, 2010 6.50(Q) 6.75(Q) 7.00 Q,M AND LAST DAY OF 7.00 Q 5000 1000
5000(Q)
EACH MONTH

25 OCL LIMITED N/A September 18, 2010 7.50 8.00 8.00 H 31/3,30/9 25,000 7.50 8.00 8.00 Q 25000 1000
26 PNB HOUSING FINANCE LIMITED ( upto Rs. 1 Crore) FAAA BY CRISIL August 13, 2010 7.50 7.50 8.00 8.00 8.25 8.25 8.25 H 31/3,30/9 20,000 7.50 7.50 8.00 8.00 8.25 8.25 8.25 H 20000 1000 0.50
 8.95(Q), 9.41(Q), 10.34(Q), 10.34(Q), 10.34(Q),
SHRIRAM Trans FINANCE CO.LTD(UNNATI) (Maximum CRISIL-FAA+ &
27 January 7, 2011 9.05(H), 9.52(H), 10.47(H), 10.47(H), 10.47(H), Q 31/3, 30/6, 30/9, 31/12 25,000 9.25 9.75 10.75 10.75 10.75 A 25000 1000
Limit: Less than Rs. 10 Crore) ICRA-MAA+
9.25(Y) 9.75(Y) 10.75(Y) 10.75(Y) 10.75(Y)
CRISIL-FAAA, 25000(M) &
28 SIDBI (upto 10 lakhs only) August 1, 2009 6.50 7.00 7.00 7.50 7.50 M/Q/A 6.50 7.00 7.00 7.50 7.50 A 10000 1000 0.50
CARE-AAA 10000(Q,Y)
9.50(M) 9.50(M) 9.50(M) 0.25 upto 2 years
20000(M) &
29 TN POWER FINANCE LTD (Upto Rs. 1 Crore) N/A December 16, 2010 - 9.32(Q) 9.58(Q) 9.58(Q) 9.58(Q) - - M/Q/A - 9.00 9.25 9.50 9.50 9.50 - - Q 10000 1 and 0.50 for 3 yrs
10000(Q,A)
9.92(A) 9.92(A) 9.92(A) and above
25,000(6
months)
30 UNITECH LIMITED N/A May 26,2009 11.00 11.50 12.00 Q 31/3, 30/6, 30/9, 31/12 25,000 11.00 11.00 11.50 12.00 Q 1000 0.50
10000(Rest
All)
31 MAHINDRA&MAHINDRA FINACE N/A 22-Jan-11
 Brokerage Rates(Gross)

Interest/Maturity
Additional To be deposited at CMS Code or A/C No. Broker Code Circular No. Eligible applicants NRI Deposit
Warrant Bank
6 1 2 3 4 5 Brokerage
6years 7years
months year years years years years on Big
Tickets

0.50 1.00 1.50 ICICI Bank 000351000091 Bajaj Capital Ltd Stamp 468 dtd 29th July, 2009 payable at par Resident Individuals N

AT PAR CHQ/DD PAYABLE

0.50 1.00 1.50 2.00 - Bajaj Capital Ltd Stamp 704 DATED 25TH OCT 2010 payable at par Resident Individuals N
AT DELHI

AT PAR CHQ/DD PAYABLE

0.50 1.00 1.50 2.00 - Bajaj Capital Ltd Stamp 700 DATED 23rd OCT 2010 payable at par Resident Individuals N
AT DELHI
161 dtd 16th May, 2009; 633 dtd
0.25 0.25 0.25 HDFC Bank APHOSPFD Bajaj Capital Ltd Stamp September 8 2009; 792 dated Nov payable at par Resident Individuals N
2, 2009
Bajaj Capital Ltd (Stamp) Code: 1029 dtd 21st Jan, 2009, 96 dtd Resident Ind, Trusts,
0.25 0.60 0.60 0.60 0.60 0.60 0.60 Company local offices N/A N
423 April 30,09; HUF's
Resident Ind, Trusts,
HUF's, Co-op Societies,
0.85 1.35 1.85 1.85 1.85 1.85 1.85 DHFL Local offices N/A Bajaj Capital Ltd (Stamp) 216 dated 1st June 2010 payable at par Y
NRI, Domestic
Companies

Resident Ind, Trusts,

20 30 0.05%
216 dated 1st June 2010; 1011 HUF's, Co-op Societies,
Months Months additional for DHFL Local offices N/A Bajaj Capital Ltd (Stamp) payable at par Y
dated January 5, 2011 NRI, Domestic
: 1.20 : 1.35 25 & Above
Companies

887 dtd 11th Dec 08; 794 dated Nov

0.95 DHFL Local offices N/A Bajaj Capital Ltd (Stamp) payable at par Females only Y
2, 2009

Resident Individuals,
0.75 1.25 1.75 AXIS Bank FDELDER Bajaj Capital Ltd (Stamp) 146 dated May 19, 2010 payable at par N
HUF, Trusts
617 dtd 14th Nov. 08, 1070 dtd 3rd
Feb, 09, 1195 dtd March 7, 2009, 76 Resident Individuals,
- - 0.25 0.25 0.50 AXIS Bank EXIMTDR Bajaj Capital Ltd (Stamp) payable at par Y
dtd April 24,09; 171 dtd May 19, NRI, HUF
2009
0.50(18
month) Head Office(Delhi/NCR) and
0.50 0.75 603851004377 Bajaj Capital Ltd Stamp 985 dated Dec 29, 2010 payable at par All except NRI N
0.50(24 ICICI Bank(For Rest)
month)
0.50 0.75 1.00 AXIS Bank 008010200026169 Bajaj Capital Ltd Stamp payable at par Resident Individual N

127 dtd May 8, 2009; 317 dated Resident Individuals,

Bajaj Capital Ltd Stamp Code:
0.55 1.00 1.50 2.00 2.00 2.00 2.00 HDFC Bank N/A June 18, 2009; 536 dtd Aug 10, payable at par NRI, HUF, Trusts, Y
DE/1
2009 Association of Persons

Resident Individuals,
Bajaj Capital Ltd Stamp and
0.25 0.25 0.25 0.25 0.25 0.25 0.25 HUDCO Offices N/A 964 dated 23rd Dec 2010 NRI, HUF, Trusts, Co- Y
Client Consent letter.
op Societies.

Bajaj Capital Ltd Stamp and 575 dtd August 17, 2009; 730 dtd Resident Individuals,
0.50 0.80 1.25 1.50 1.50 - - ICICI Home Finance Branches dd fvg ICICI Home Fin-FD A/C payable at par Y
(Broker Code No: C100723) Oct 9, 2009 NRI, Trusts

Bajaj Capital Ltd Stamp and 844 dtd 24th Nov. 2008 922 dtd Dec
0.50 0.75 1.00 HDFC Bank 00032210007039 payable at par Resident Individuals N
( Code No: 000002 ) 11, 2009
0.50 0.75 1.00 Company local offices dd fvg J.K. Industries Bajaj Capital Ltd (Stamp) 1029 dtd 10th jan 2011 Bank of India Resident Individuals N

Bajaj Capital Ltd Stamp and 913 dtd 19th Dec, 2008; 708 dtd Resident Individuals,
0.25 1.00 1.50 2.00 IDBI Bank/AXIS BANK Local Cheques: CMS: JAYPEE payable at par N
( Code No: 3003001 ) Oct 1, 2009 HUF

Bajaj Capital Ltd Stamp and Resident Individuals,

0.25 1.00 1.50 2.00 AXIS BANK Local Cheques: CMS: JPINFRA payable at par N
( Code No: 3003001 ) HUF

Resident Individuals,
Bajaj Capital Ltd Stamp and
0.50 0.75 1.00 IDBI BANK 127103000004220 714 dtd 27th Oct. 2010 payable at par HUF, Trusts, Domestic N
( Code No: 000002 )
Company
0.60
Resident, NRI,
(18mon
Association, HUF, Co-
ths)
0.50 0.80 - 0.80 Corporation Bank LHF3920 Bajaj Capital Ltd (Stamp) 826 dated November 26, 2010 Corporation Bank op Societies, Y
0.75
Proprietary concerns &
(24
partnership firms.
month)
1000 dtd 15th Jan 2009; 37 dtd
Bajaj Capital Ltd Stamp with Individual, HUF,
0.10 0.20 0.30 - 0.50 IDBI Bank N/A April 17 2009; 528 dtd August 7, payable at par N
(Code No. 001) Societies & Trusts
2009
Bajaj Capital Ltd Stamp with 1003 dtd 16th Jan 2009; 65 dtd
0.50 IDBI Bank N/A payable at par Individual, HUF N
(Code No. 001) April 23, 2009

Resident Individual,
0.50 0.75 1.00 Company Office delhi payable dd Bajaj Capital Ltd (Stamp) 666 dtd 19th Sep, 2009 payable at par N
Trust, HUF

180 dtd 22ND May, 2009; 499 dtd

0.25 0.50 0.75 PNB BANK 2164008700003740 Bajaj Capital Ltd Stamp payable at par Resident Individuals N
August 3, 2009
0.25 0.50 0.75 1.00 1.25
Maximum 1.50
Maximum 1.75 Maximum LOCAL OFFICES/HO N/A Bajaj Capital Ltd Stamp payable at par Resident Individuals N
Brokerage is Brokerage is Brokerage is
1,00,000/- 1,00,000/- 1,00,000/-
 Maximum Maximum Maximum
Brokerage is Brokerage is Brokerage is
1,00,000/- 1,00,000/- 1,00,000/- 104 dtd May 2, 2009, 114 dtd May Resident Individual,
1.40 1.65 1.90 1.90 1.90 AXIS Bank STFCDEB230010200011635 Bajaj Capital Ltd (Stamp) 5, 2009; 192 dtd May 26, 2009; 423 payable at par HUF, Domestic N
dtd july 22, 2009 Companies
dd fvg Small Industries 989 dtd 14th Jan 2009; 108 dtd
0.15 0.25 0.25 0.25 0.25 SIDBI Branches Bajaj Capital Ltd (Stamp) payable at par All except NRI N
Development Bank of India May 2, 2009

DD fvg Tamil Nadu Power

NIL NIL NIL NIL NIL Chennai RO Bajaj Capital Ltd (Stamp) 941 dated Dec 21, 2010 payable at par Individuals/HUF Y
Finance Limited

Company Regd
Resident Individuals,
1.00 2.00 2.25 2.50 Office(Delhi/NCR) & IDBI 110102000011477 Bajaj Capital Ltd (Stamp) 193 dtd 26th May, 2009 payable at par N
Trusts, HUF
Bank(For rest)
 HDFC Platinum Deposits
Platinum Deposit Plan(Period) Monthly Income Plan Quarterly Half-Yearly Annual/ Cumulative
22 Months 8.75% 8.80% 8.90% 9.05%
33 Months 8.95% 9.00% 9.10% 9.25%
Minimum Amount 40,000 20,000 20,000 20,000
a) Senior Citizen (60 yrs+) would be eligible for additional 0.25% p.a.
b) The Above Rates are applicable for deposit below Rs. 1 Crore
c) Interest is compounded annually for cumulative Interest Plan
d) Variable Rate option is not available under this plan
Brokerage
1.00%
1.00%
 HDFC Premium Deposits w.e.f January 5, 2011

Annual Income Plan

Rate of Interest %
Minimum
Period(months) Brokerage %
Senior Deposit
Individuals
Citizens
30 8.75 9.00 Rs. 20,000 1.00
45 8.85 9.10 Rs. 20,000 1.50

Monthly Income Plan

Rate of Interest %
Minimum
Period(months) Brokerage %
Senior Deposit
Individuals
Citizens
15 8.30 8.55 Rs. 40,000 0.55
30 8.45 8.70 Rs. 40,000 1.00
45 8.55 8.80 Rs. 40,000 1.50

Non Cumulative -Quarterly Option

Rate of Interest %
Minimum
Period(months) Brokerage %
Senior Deposit
Individuals
Citizens
15 8.35 8.60 Rs. 20,000 0.55
30 8.50 8.75 Rs. 20,000 1.00
45 8.60 8.85 Rs. 20,000 1.50

Non Cumulative -Half-Yearly Option Option

Rate of Interest %
Minimum
Period(months) Brokerage %
Senior Deposit
Individuals
Citizens
15 8.45 8.70 Rs. 20,000 0.55
30 8.60 8.85 Rs. 20,000 1.00
45 8.70 8.95 Rs. 20,000 1.50

Cumulative Option
Rate of Interest %
Minimum
Period(months) Brokerage %
Senior Deposit
Individuals
Citizens
15 8.60 8.85 Rs. 20,000 0.55
30 8.75 9.00 Rs. 20,000 1.00
45 8.85 9.10 Rs. 20,000 1.50
* Interest Compunded Annually