Banking Sector - HDFC BANK

Profit & Loss A/C - Consolidated (Rs. In Crore.)

Particulars FY14 FY15 FY16 FY17

Interest Earned 0.0 0.0 0.0 0.0

Interest on Advance
Income on Investment
Interest on Balances
Others Interests
Interest Expended 0.0 0.0 0.0 0.0
Interest on Deposits
Interest on RBI/Inter-Bank Borrowings
Other Interest
NII 0.0 0.0 0.0 0.0
Other Incomes 0.0 0.0 0.0 0.0
-Commission, exchange and brokerage
-Profit / (loss) on exchange / derivative transactions (net)
-Dividends from subsidiaries / associates and /
or JVs
-Others
Total Non Interest Income 0.0 0.0 0.0 0.0
Net Total Income 0.0 0.0 0.0 0.0
Employees cost
Other Operating Expenses
Operating profit 0.0 0.0 0.0 0.0
Provisions
PBT 0.0 0.0 0.0 0.0
Taxes
PAT from Ordinary Activities 0.0 0.0 0.0 0.0
Extraordinary items (net of tax expense)
PAT 0.0 0.0 0.0 0.0
Minority Interest
Share in profits of associates
Consolidated Profit / (Loss) for th 0.0 0.0 0.0 0.0

Equity Share Capital

Face Value
No. of Outstanding Shares #DIV/0! #DIV/0! #DIV/0! #DIV/0!
EPS #DIV/0! #DIV/0! #DIV/0! #DIV/0!
DPS
DP ratio #DIV/0! #DIV/0! #DIV/0! #DIV/0!

Segment Revenue
a) Treasury
b) Retail Banking
c) Wholesale Banking
d) Other banking operations
e) Unallocated
Total 0.0 0.0 0.0 0.0
Less: Inter Segment Revenue
Income from Operations 0.0 0.0 0.0 0.0

Segmentwise PBT
a) Treasury
b) Retail Banking
c) Wholesale Banking
d) Other banking operations
e) Unallocated
Total Profit Before Tax, Minority 0.0 0.0 0.0 0.0
 FY18 FY19

0.0 0.0

0.0 0.0

0.0 0.0
0.0 0.0

0.0 0.0
0.0 0.0

0.0 0.0

0.0 0.0

0.0 0.0

0.0 0.0

0.0 0.0

#DIV/0! #DIV/0!
#DIV/0! #DIV/0!
#DIV/0! #DIV/0!

0.0 0.0

0.0 0.0

0.0 0.0
 Balance Sheet - Consolidated (Rs. In Crore.)

Particulars FY14 FY15 FY16 FY17

SOURCES OF FUNDS
Share Capital
Reserves & Surplus
Minority interest
Deposits
Borrowings
Other liabilities and provisions
Total Liabilities 0.0 0.0 0.0 0.0

APPLICATION OF FUNDS
Cash and bal. with RBI
Bal. with banks, money at call
Investments
Advances
Fixed assets
Other assets
Total Assets 0.0 0.0 0.0 0.0

Contingent liabilities
Bills for collection
FY18 FY19

0.0 0.0

0.0 0.0
 Ratio Analysis

Particulars FY14 FY15 FY16 FY17

Operating ratios
Yield on advances
Yield on Investments
Cost of Deposits
Cost of funds
Spread
Net interest margins
Cost-to-income
Tax rate

Business Ratio (%)

Credit Deposit ratio
Investment Deposit ratio
SLR to Investment ratio
CASA ratio
Total Business Growth rate

Productivity
Business per Employee
Profit per Employee (000')
Business per Branch
Profit per Branch
CASA per Branch

Solvency
Gross NPA (Rs. Cr)
Net NPA (Rs. Cr)
Gross NPA (%)
Net NPA (%)
As per Basel III
Capital Adequacy Ratio (%)
Common equity tier 1 (CET1) (%)
Tier I Capital (%)
Tier II Capital (%)

Return Ratio
RoAA (%)
RoAE (%)

Growth Ratio (%)

Interest Income
Interest Expenses
Other Income
Total Income
Net profit
Deposits
Advances

Per Share Data (`)

EPS
Dividend Per Share
Book Value
Adjusted Book Value of Share

Valuation Ratio
Price/Earnings (x)
Price/Book Value (x)
Price/Adj.Book Value (x)
FY18 FY19
Peer Comparison (Based on FY19)

Bank HDFC Bank ICICI Bank

NII (Rs. cr)
NIM (%)
Cost-to-income Ratio
Non-Interest (Rs. cr)
Income
PAT (Rs. cr)
EPS (Rs)
Current Market Price (Rs)
P/E (x)
Adj BVPS (Rs)
P/Adj BV (x)
Advances (Rs. cr)
Deposit (Rs. cr)
C/D Ratio
RoA (%)
RoE (%)
CAR (%)
GNPA (%)
NNPA (%)
No. of Employees
No. of Branches
Business per Employee Rs.
Profit per Employee (000')
Business per Branch Rs.
Profit per Branch Rs.
Axis Bank SBI