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Tax Growth
saving potential
The tax benefits are as per the current Income Tax laws & rules and any other law for the time being in force. Investors are advised to consult their tax advisors
before investing in the scheme. Statutory Details: Reliance Mutual Fund has been constituted as a trust in accordance with the provisions of the Indian Trusts
Act, 1882. Sponsor: Reliance Capital Limited. Trustee: Reliance Capital Trustee Company Limited. Investment Manager: Reliance Capital Asset Management
Limited (Registered Office of Trustee & Investment Manager: "Reliance House" Nr. Mardia Plaza, Off. C.G. Road, Ahmedabad 380 006). The Sponsor, the
Trustee and the Investment Manager are incorporated under the Companies Act 1956. The Sponsor is not responsible or liable for any loss resulting from the
operation of the Scheme beyond their initial contribution of Rs.1 lakh towards the setting up of the Mutual Fund and such other accretions and additions to
the corpus. Reliance Tax Saver (ELSS) Fund (An Open ended Equity Linked Savings Scheme): The primary objective of the scheme is to generate long-term
capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments. Load: Entry Load - Nil, Exit Load - Nil, however
units are subject to lock in period of three years Asset Allocation: Equity and equity related securities: 100 - 80%, Debt and Money Market Instruments:
20 - 0%. The NAV of the Scheme will be calculated and declared on every Working Day. The scheme provides sale / switch - in & repurchase /switch - out
facility (subject to lock in period of 3 years) on all Business Days at NAV based prices. Risk Factors: Mutual Funds and securities investments are subject to
market risks and there is no assurance or guarantee that the objectives of the Scheme will be achieved. As with any investment in securities, the NAV
of the Units issued under the Scheme can go up or down depending on the factors and forces affecting the capital markets. Reliance Tax Saver (ELSS)
Fund is only the name of the Scheme and does not in any manner indicates either the quality of the Scheme; its future prospects or returns. Past
performance of the Sponsor/AMC/Mutual Fund is not indicative of the future performance of the Scheme. Investment in Reliance Tax Saver (ELSS) Fund is
subject to lock in period of 3 years from the date of allotment of units. The NAV of the Scheme may be affected, interalia, by changes in the market
conditions, interest rates, trading volumes, settlement periods and transfer procedures. The Mutual Fund is not assuring that it will make periodical dividend
distributions, though it has every intention of doing so. All dividend distributions are subject to the availability of distributable surplus in the Scheme. For details
of scheme features apart from those mentioned above and for scheme specific risk factors, please refer to the Scheme Information Document and KIM cum
application form which is available at all the DISC / Distributors / www.reliancemutual.com . Please read the Scheme Information Document and Statement
of Additional Information carefully before investing.
Front Cover
Equity
Diversified Large Cap
fun Reliance Vision Fund................................................................................................................................... 02
e ge Reliance Equity Advantage Fund................................................................................................................
Reliance Quant Plus Fund...........................................................................................................................
03
04
Reliance NRI Equity Fund........................................................................................................................... 05
Reliance Equity Fund................................................................................................................................... 06
Index
Reliance Index Fund - Sensex Plan........................................................................................................... 07
Reliance Index Fund - Nifty Plan.............................................................................................................. 07
Diversified Mid Cap & Small Cap
Reliance Growth Fund................................................................................................................................. 08
Reliance Long Term Equity Fund................................................................................................................ 09
Reliance Small Cap Fund ........................................................................................................................... 10
Diversified Multi Cap
Reliance Regular Savings Fund – Equity Option ...................................................................................... 11
Reliance Equity Opportunities Fund........................................................................................................... 12
Balanced
Reliance Regular Savings Fund – Balanced Option................................................................................... 13
Diversified Theme Based
Reliance Infrastructure Fund....................................................................................................................... 14
Reliance Natural Resources Fund............................................................................................................... 15
Sector
Reliance Banking Fund................................................................................................................................ 16
Reliance Diversified Power Sector Fund..................................................................................................... 17
Reliance Media & Entertainment Fund...................................................................................................... 18
Reliance Pharma Fund................................................................................................................................ 19
Tax Saver
Reliance Tax Saver (ELSS) Fund................................................................................................................. 19
Reliance Equity Linked Saving Funds - Series 1....................................................................................... 21
Arbitrage
Reliance Arbitrage Advantage Fund........................................................................................................... 22
Fixed Income
Liquid
Reliance Liquidity Fund............................................................................................................................... 23
Reliance Liquid Fund – Treasury Plan......................................................................................................... 24
Reliance Liquid Fund – Cash Plan............................................................................................................... 25
Ultra Short Term
Reliance Floating Rate Fund – Short Term Plan........................................................................................ 25
Reliance Money Manager Fund................................................................................................................. 26
Reliance Medium Term Fund...................................................................................................................... 28
Short Term
Reliance Short Term Fund........................................................................................................................... 29
Long Term
Reliance Regular Savings Fund – Debt Option.......................................................................................... 30
Reliance Income Fund................................................................................................................................. 31
Dynamic
Reliance Dynamic Bond Fund.................................................................................................................... 32
Gilt
Reliance Gilt Securities Fund...................................................................................................................... 33
MIP
Reliance Monthly Income Plan.................................................................................................................. 34
Exchange Traded Funds
ETF
Reliance Banking Exchange Traded Fund.................................................................................................. 36
Reliance Gold Exchange Traded Fund........................................................................................................ 36
1 Fundamentals Jan 2011
From the CEO's Desk.
Dear Investor,
Wish you and your loved ones a Very Happy and Prosperous New Year.
Thanks to your continued patronage & trust, we remain India’s largest Asset Management Company managing
assets of Rs. 1,02,066 Crs as of Dec’10*. During the last few years, we have not only garnered large assets,
built scale in terms of our distribution reach, but we have also consciously worked on strengthening all aspects
of our business with an objective of offering a superior investor experience for our customers.
Over the years, the Regulator has made a lot of effort in increasing investor awareness and initiating regulations
towards safeguarding your interest.
• Investments into mutual funds do not attract any entry-load. The charge that you earlier paid towards
entry-load can now be paid directly to your advisor for carrying out important functions such as
planning, executing and helping you meet all your critical financial objectives.
• Applications Supported by Blocked Amount (ASBA), under which you need not block your entire
investible amount until your New Fund Offers (NFO) allotment is completed, is now applicable to
mutual funds. Allotments in NFOs also have to be completed within five days, making investing in
mutual funds more convenient.
• Mutual funds, including SIPs, can now be dematerialized (DEMAT) and transacted through stock
exchange terminals across terminals, making MFs widely accessible.
• Know Your Customer (KYC) has been made mandatory for all investments with effect from Jan 1, 2011
to safeguard the interest of genuine investors.
With a wide array of diversified products, along with attractive features, the mutual fund Industry offers you
suitable solutions to meet your various important financial objectives. We are observing that investors are
increasingly using Systematic Investment Plans (SIPs) to meet their aim of long-term wealth creation. If you
are already not having SIPs or not using them in appropriate measure, we urge you to use this simple and
effective solution to be an active part of your financial planning. We are also observing a trend of investors
including larger portion of fixed-income products in their portfolios. Products such as Monthly Income Plan
(MIP) with an objective of generating regular income in order to make regular dividend payments along with
features such as high liquidity and favorable taxation are generating interest from investors. We strongly
recommend you to make a comprehensive financial plan and use the diverse categories of mutual funds offered
to meet your different goals. To serve you better, we have provided a goal-planning calculator in the ‘knowledge
quotient’ section of our website, www.reliancemutual.com.
Please do consult with your financial advisor and make your plans carefully before making investment decisions.
Best Wishes!
*Largest by Average Assets under Management as on Dec 31, 2010. source: www.amfiindia.com
Reliance
Date of allotment . . . . . . . . . . . . . . . . 08/08/2007 Standard Deviation 4.1737
Inception Date . . . . . . . . . . . . . . . . . . 09/08/2007
R Squared 0.9813
AAUM: ....................... Rs. 1225 Crores ( 31/12/2010)
Equity Advantage Minimum Investment . . Retail Plan- Rs 5000 and in
multiples of Re. 1 thereafter
Sharpe Ratio
Portfolio Turnover Ratio
0.0035
1.14
OIL 4.49%
AUTO 7.27%
SOFTWARE 15.13%
BANKS 22.16%
CONSTRUCTION 1.12%
Oil & Natural Gas Corporation Ltd. 6.39 Since Inception 8.87 13.07
FERROUS METALS 1.13% Infosys Technologies Ltd. 5.34
Past performance may or may not be sustained in
HCL Technologies Ltd. 4.53
CEMENT 1.64%
future. Returns are of Retail Plan - Growth Plan.
CONSUMER NON DURABLES 2.27%
2.45% Reliance Infrastructure Limited 4.18 Returns less than one year are absolute returns and
CONSTRUCTION PROJECT
returns more than one year are compounded annualized
ENGINEERING 2.48%
Financial Technologies India Ltd 4.08 returns. Calculations assume all payouts during the
RETAILING 2.54%
OIL 6.39%
BANKS 13.36%
Reliance Communications Ltd 2.70
SOFTWARE 20.45% Engineers India Ltd 2.48
Larsen & Toubro Ltd. 2.45
Industry Classification as per AMFI.
Growth Fund
AAUM: ......................... Rs. 8080 Crores(31/12/2010)
Sharpe Ratio 0.005
Minimum Investment: Retail Plan- Rs 5000 and in
multiples of Re. 1 thereafter IP Plan- Rs 5 cr and in Portfolio Turnover Ratio 0.53
multiples of Re. 1 thereafter............................................. Note: The above measures have been calculated by taking
investment objective Fund Manager...........................................Sunil Singhania rolling return for a 3 year period from 31/12/2007 with
7.00% Risk Free returns (taken as 91days T-bill yield as on
The primary investment objective of the scheme is to Entry Load*...............................................Retail Plan : Nil 31/12/2010)
achieve long term growth of capital by investing in ......................................................Institutional Plan - Nil
equity ang equity related securities through a research Exit Load............................(w.e.f. from 24th Aug 2009) NAV as on December 31, 2010 Rs
based investment approach. Retail Plan & Institutional Plan Reliance Growth Fund-Growth Plan 500.7821
• 1% if redeemed or switched out on or before Reliance Growth Fund-Bonus Plan 83.0647
completion of 1 year from the date of allotment of units Reliance Growth Fund-Dividend Plan 61.3868
• Nil if redeemed or switched out after completion of Reliance Growth Fund-Institutional Growth 504.7176
1 year from the date of allotment of units Reliance Growth Fund-Institutional Dividend 488.3178
* In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will dividend History
be charged by the Scheme to the investor effective
August 1, 2009. Upfront commission shall be paid Rate Cum *Ex-
Portfolio composition As On directly by the investor to the AMFI registered Date (Re/ Dividend Dividend
December 31, 2010 Distributors based on the investors' assessment of Unit) NAV NAV
various factors including the service rendered by the 3/21/2000 10.00 40.89 30.90
figures in % distributor
2/18/2003 2.00 22.61 20.67
Benchmark . . . . . . . . . . . . . . . . . . . . . . . . . BSE 100
7/18/2003 3.00 27.96 24.47
Portfolio of Reliance GROWTH Fund 10/9/2003 3.00 34.67 31.80
as on December 31, 2010 12/18/2003 6.00 41.1 35.28
Holdings Weightage % 3/12/2004 7.50 34.67 27.17
Equities 93.13
10/19/2004 3.00 33.61 30.37
Bank Of Baroda 3.98
Lupin Ltd. 3.92 12/24/2004 2.50 37.34 34.91
ICICI Bank Ltd. 3.64 3/29/2005 5.00 36.21 31.80
State Bank Of India 3.57 12/19/2005 3.00 50.83 47.63
E.I.D. Parry (India) Ltd. 3.52 3/29/2006 7.50 57.77 50.90
Infosys Technologies Ltd. 3.31
Reliance Industries Ltd. 3.12 10/30/2006 2.50 55.58 53.08
Jindal Saw Ltd. 3.01 3/12/2007 7.50 54.09 47.16
HCL Technologies Ltd. 2.45 8/17/2007 3.50 54.72 52.04
Jindal Steel & Power Ltd. 2.36 3/19/2008 6.50 54.53 47.42
Ranbaxy Laboratories Ltd. 2.17
3/20/2009 2.00 29.72 28.60
Oil & Natural Gas Corporation Ltd. 2.10
Gujarat State Fertilizers & Chemicals Ltd. 2.02 10/31/2009 5.00 53.40 46.98
Strides Arcolab Ltd. 2.01 3/30/2010 2.50 56.29 53.84
Divis Laboratories Ltd. 2.00 Past performance may or may not be sustained in future;
Greaves Cotton Ltd. 1.89 Dividend distribution is subject to availability & adequacy of
Sintex Industries Ltd. 1.68 distributable surplus. The Mutual Fund is not assuring that
Maruti Suzuki India Ltd. 1.66 it will make periodical dividend distributions, though it has
every intention of doing so. After the payment of dividend,
United Phosphorus Ltd. 1.63 the per unit NAV falls to the extent of the dividend payout
Edelweiss Capital Limited 1.59 and distribution taxes, if any. Performance of dividend plan/
Bharti Airtel Ltd. 1.57 option would be net of applicable statutory levy, if any.
Sector Allocation AS ON December 31, 2010
Gujarat Mineral Development Corp Lt 1.56 * NAV on the 1st transaction day after Record Date, which
Radico Khaitan Ltd 1.49 includes the mark to market impact also.
Bombay Dyeing & Manufacturing Co. Ltd. 1.45 performance of RELIANCE GROWTH FUND
INFORMATION TECHNOLOGY 0.00% Crompton Greaves Ltd. 1.39 vs BSE 100 index as on December 31, 2010
CHEMICALS 0.11% Bajaj Holdings And Investment Ltd 1.35
Period Returns of Returns of
TRANSPORTATION 0.18% Escorts Ltd. 1.31
Scheme (%) Benchmark (%)
TRADING 0.29% HT Media Limited 1.26
NTPC Ltd. 1.25 6 months 9.19 13.05
GAS 0.31%
AUTO ANCILLARIES 0.50% Hindalco Industries Ltd. 1.24 1 Year 17.18 15.66
MISCELLANEOUS 0.55% Beml Limited 1.23 3 Years 2.01 -1.45
TELECOM - EQUIPMENT & ACCESSORIES 0.59%
Federal Bank Ltd. 1.22 5 Years 21.48 16.58
United Spirits Ltd. 1.20 Since Inception 29.28 13.08
RETAILING 0.67%
Tata Consultancy Services Ltd. 1.18
PAPER 0.79%
Tata Chemicals Ltd. 1.15 Past performance may or may not be sustained in future.
TEXTILE PRODUCTS 0.80% Returns are of Retail Plan - Growth Plan. Returns less than
Indiabulls Financial Services Ltd 1.14 one year are absolute returns and returns of one year and
CONSTRUCTION PROJECT 0.93% Jaiprakash Associates Ltd. 1.14 more are compounded annualized returns. Calculations
NON - FERROUS METALS 1.24% Orient Paper & Industries Ltd. 1.14 assume all payouts during the period have been reinvested
MINERALS/MINING 1.57% Equity Less Than 1% Of Corpus 18.22 in the units of the scheme at the prevailing NAV.
CONSTRUCTION 1.95% Derivatives,Debt,Cash And Other Receivables 6.87 Special Feature
PESTICIDES 1.99% Grand Total 100.00
Reliance Any Time Money Card
POWER 2.04%
TELECOM - SERVICES 2.14% SIP Return
TEXTILES - COTTON 2.21% as on December 31, 2010
MEDIA & ENTERTAINMENT 2.22% Period 1 Year 3 Year 5 Year Since inception
CEMENT 2.73% SIP Start Date 1/1/2010 1/1/2008 1/1/2006 10/8/1995
OIL 2.91% Current NAV (As on 31/12/2010) 500.78 500.78 500.78 500.78
PETROLEUM PRODUCTS 3.12% Total No. of units accumulated 25.7383 107.7937 201.6629 6216.4607
FERTILISERS 3.49%
Total Amount Invested in Rs. 12000.00 36000.00 60000.00 183000.00
INDUSTRIAL CAPITAL GOODS
Market Value if invested in Scheme in Rs. 12889.30 53981.16 100989.20 3113092.24
3.74%
Market Value if invested in Benchmark in Rs. 13289.05 50593.02 89346.01 785736.71
AUTO 3.94%
Return on SIP in Scheme 14.69% 28.62% 21.14% 32.58%
INDUSTRIAL PRODUCTS 4.41%
Return on SIP in Benchmark (BSE 100) 21.49% 23.77% 16.07% 17.32%
FINANCE 4.89% Past performance may or may not be sustained in future.
FERROUS METALS 6.10% Assumptions:
a) Returns on SIP and Benchmark are annualised and cumulative investment return for cash flows resulting o1ut of uniform and regular monthly subscriptions
CONSUMER NON DURABLES 6.21% have been worked out on "Excel" spreadsheet function known as XIRR. Returns are of Retail Plan - Growth Plan.
b) Calculations assume that all payouts during the period have been reinvested in the units of the scheme at then prevailing NAV.
SOFTWARE 7.86% c) It is assumed that a SIP of Rs. 1000/- each executed on 10th of every month has been taken into consideration including the first installment. It may please
be noted that load has not been taken into consideration.
PHARMACEUTICALS 10.24% d) The amounts invested in SIP and the market values of such investments at respective periodic intervals thereof are simulated for illustrative purposes for
BANKS 12.41% understanding the concept of SIP. This illustration should not be construed as a promise, guarantee on or a forecast of any minimum returns. The Mutual
Fund or the Investment Manager does not assure any safeguard of capital and the illustrated returns are not necessarily indicative of future results and may
not necessarily provide a basis for comparison with other investments. SIP does not guarantee or assure any protection against losses in declining market
Industry Classification as per AMFI. conditions.
Reliance
Date of allotment . . . . . . . . . . . . . . . . 26/12/2006 Standard Deviation 3.882
Inception Date . . . . . . . . . . . . . . . . . . 27/12/2006
R Squared 0.7519
AAUM: ......................... Rs.1700 Crores (31/12/2010)
Long Term Minimum Investment..................................Rs 5,000 and
in multiples of Re.1 thereafter..........................................
Sharpe Ratio
Portfolio Turnover Ratio
-0.0014
0.19
RETAILING 2.17% Current NAV (As on 31/12/2010) 33.24 33.24 33.24 33.24
GAS 2.19% Total No. of units accumulated 396.20 1679.93 3361.22 4058.61
PETROLEUM PRODUCTS 2.23% Total Amount Invested in Rs. 12000.00 36000.00 60000.00 67000.00
FERROUS METALS 2.81% Market Value if invested in Scheme in Rs. 13170.27 55843.91 111732.89 134915.46
NON - FERROUS METALS 2.85% Market Value if invested in Benchmark in Rs. 13289.05 50593.02 89346.01 107011.95
CONSTRUCTION 2.92% Return on SIP in Scheme 19.45% 31.19% 25.37% 25.35%
TELECOM - SERVICES 3.52% Return on SIP in Benchmark (BSE 100) 21.49% 23.77% 16.07% 16.84%
OIL 4.41%
Past performance may or may not be sustained in future.
Assumptions:
CONSTRUCTION PROJECT 4.77% a) Returns on SIP and Benchmark are annualised and cumulative investment return for cash flows resulting out
of uniform and regular monthly subscriptions have been worked out on "Excel" spreadsheet function known as
XIRR. Returns are of growth plan.
AUTO 4.83%
TRANSPORTATION 4.85% b) Calculations assume that all payouts during the period have been reinvested in the units of the scheme at then
prevailing NAV.
AUTO ANCILLARIES 5.03% c) It is assumed that a SIP of Rs. 1000/- each executed on 10th of every month has been taken into consideration
PHARMACEUTICALS 11.47% including the first installment. It may please be noted that load has not been taken into consideration.
d) The amounts invested in SIP and the market values of such investments at respective periodic intervals thereof
SOFTWARE 12.59% are simulated for illustrative purposes for understanding the concept of SIP. This illustration should not be
construed as a promise, guarantee on or a forecast of any minimum returns. The Mutual Fund or the Investment
Manager does not assure any safeguard of capital and the illustrated returns are not necessarily indicative of
BANKS 15.22%
future results and may not necessarily provide a basis for comparison with other investments. SIP does not
Industry Classification as per AMFI. guarantee or assure any protection against losses in declining market conditions.
Reliance
Inception Date . . . . . . . . . . . . . . . . . . 31/03/2005 Grand Total 100.00
AAUM: ......................... Rs. 2861 Crores (31/12/2010)
Minimum Investment . . Retail Plan- Rs 5000 and in Volatility Measures
- Balanced Option WeigHTed Average YTM: ...................................... 2.71% Reliance Capital Ltd. 1.72
Modified Duration: .......................................127.06 Days
investment objective Housing Development Finance Cor Ltd 1.10
WeigHTed Avg. Maturity: .............................148.98 Days
Cash And Other Receivables 5.14
The primary investment objective of this option is to Entry Load* . . . . . . . . . . . . . . . . . . . . . . . . . . . . Nil
Exit Load . . . . . . . . . . ......(w.e.f 24th August 2009) Grand Total 100.00
generate consistent returns and appreciation of capital
by investing in a mix of securities comprising of equity, • 1% if redeemed or switched out on or before
equity related instruments & fixed income instruments. completion of 1 year from the date of allotment of
units Volatility Measures
• Nil if redeemed or switched out after completion of Beta 0.6785
1 year from the date of allotment of units Standard Deviation 3.2871
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/ R Squared 0.8877
168230/09 dated June 30, 2009, no entry load will Sharpe Ratio 0.0408
be charged by the Scheme to the investor effective Portfolio Turnover Ratio 2.56
August 1, 2009. Upfront commission shall be paid
Note: The above measures have been calculated by taking
directly by the investor to the AMFI registered Distrib
rolling return for a 3 year period from 31/12/2007 with
Benchmark . . . . . . . . . . . . Crisil Balanced Fund Index 7.00% Risk Free returns (taken as 91days T-bill yield as
on 31/12/2010)
Portfolio Of Reliance Regular Savings
Fund- Balanced Option
as on December 31, 2010 NAV as on December 31, 2010 Rs
Holdings Weightage (%) Reliance Regular Savings Fund
23.6381
Portfolio composition As On Equities 67.12 Balanced Plan - Growth Plan
December 31, 2010 Reliance Regular Savings Fund
ICICI Bank Ltd. 3.91 16.5731
Balanced Plan - Dividend Plan
figures in % Areva T & D India Ltd 3.68
Tata Motors Ltd. 3.56 dividend History
Patni Computers System Ltd. 3.37 Date Rate Cum *EX
Bharat Heavy Electricals Ltd. 3.29 (Re/ Dividend Dividend
Unit) NAV NAV
HDFC Bank Ltd. 2.66
30-Mar-10 2.5 16.9448 14.4334
Glenmark Pharmaceuticals Ltd 2.63
24-Jul-09 3 16.9172 13.9043
State Bank Of India 2.55
Past performance may or may not be sustained in
Bharat Petroleum Corporation Ltd. 2.24 future; Dividend distribution is subject to availability
Trent Limited 2.18 & adequacy of distributable surplus. The Mutual Fund
is not assuring that it will make periodical dividend
HCL Technologies Ltd. 2.07
distributions, though it has every intention of doing so.
Ranbaxy Laboratories Ltd. 2.04 After the payment of dividend, the per unit NAV falls to
Oberoi Realty Limited 2.03 the extent of the dividend payout and distribution taxes,
if any. Performance of dividend plan/option would be
Hathway Cable And Datacom Limited 1.98 net of applicable statutory levy , if any.
Utv Software Communications Ltd. 1.90 * NAV on the 1st transaction day after Record Date,
Jet Airways (India) Ltd. 1.77 which includes the mark to market impact also.
Reliance
Date of allotment . . . . . . . . . . . . . . . . 17/07/2009 Standard Deviation 2.4664
Inception Date . . . . . . . . . . . . . . . . . . 20/07/2009 R Squared 0.7551
AAUM: ......................... Rs. 1454 Crores (31/12/2010) Sharpe Ratio -0.0244
Infrastructure Fund Minimum Investment . . . Retail Plan- Rs 5000 and in
multiples of Re. 1 thereafter ...............................Institutional
Portfolio Turnover Ratio 0.37
Note: The above measures have been calculated by taking
investment objective Plan- Rs 5 cr and in multiples of Re. 1 thereafter................... rolling return for a 3 year period from 31/12/2007 with
Fund Manager . . . . . . . . . . . . . . . . . . Sunil Singhania 7.00% Risk Free returns (taken as 91days T-bill yield ason
The primary investment objective of the scheme is to 31/12/2010)
generate long term capital appreciation by investing Entry Load*............................................... Retail Plan : Nil
predominantly in equity ang equity related instruments ....................................................... Institutional Plan : Nil NAV as on December 31, 2010 Rs.
of companies engaged in infrastructure and infrastructure Exit Load . . . . . . . ......Retail Plan & Institutional Plan Reliance Infrastructure Fund 10.7947
related sectors and which are incorporated or have their • 1% if redeemed or switched out on or before -Retail Growth Plan
area of primary activity, in India and the secondary completion of 1 year from the date of allotment of
units Reliance Infrastructure Fund 10.7947
objective is to generate consistent returns by investing
-Retail Bonus Plan
in debt & money market securities • Nil if redeemed or switched out after completion of
1 year from the date of allotment of units Reliance Infrastructure Fund 10.7948
* In terms of SEBI circular no. SEBI/IMD/CIR No.4/ -Retail Dividend Plan
168230/09 dated June 30, 2009, no entry load will Reliance Infrastructure Fund 10.8144
be charged by the Scheme to the investor effective -Institutional Growth Plan
Portfolio composition As On
August 1, 2009. Upfront commission shall be paid
December 31, 2010 Reliance Infrastructure Fund 10.8144
directly by the investor to the AMFI registered
-Institutional Dividend Plan
figures in % Distributors based on the investors' assessment of
various factors including the service rendered by the
distributor
performance of Reliance Infrastructure
Benchmark . . . . . . . . . . . . . . . . . . . . . . . . . BSE100
Fund vs BSE100 as on December 31, 2010
Portfolio of Reliance Infrastructure Fund Returns of Returns of
Period
as on December 31, 2010 Scheme (%) Benchmark (%)
Holdings Weightage % 6 months -5.71 13.05
Equities 95.39 1 Year -5.27 15.66
Era Infra Engineering Limited 6.54 3 Years N.A N.A
ICICI Bank Ltd. 5.22 5 Years N.A N.A
Spml Infra Ltd. 5.07 Since Inception 4.91 22.75
Larsen & Toubro Ltd. 4.89 Past performance may or may not be sustained in
future. Returns are of Retail Plan - Growth Plan.
NTPC Ltd. 4.72
Returns less than one year are absolute returns and
Jindal Saw Ltd. 4.42 returns of one year and more are compounded annual-
Oil & Natural Gas Corporation Ltd. 4.40 ized returns. Calculations assume all payouts during the
period have been reinvested in the units of the scheme
Reliance Infrastructure Limited 3.84 at the prevailing NAV.
Jaiprakash Associates Ltd. 3.71
Special Feature
Infrastructure Development Finance
Company Ltd.
3.47 Reliance Any Time Money Card
Jayaswal Neco Industries Ltd 3.45
Hindustan Construction Co. Ltd. 3.03
Sector Allocation AS ON December 31, 2010 KSB Pumps Ltd. 3.01
Nagarjuna Construction Co. Ltd. 2.92
Sterlite Industries Ltd. 2.88
Jindal Steel & Power Ltd. 2.70
AUTOANCILLARIES 0.91% Marg Limited 2.65
PETROLEUM PRODUCTS 1.29% Gayatri Projects Limited 2.41
Mbl Infrastructures Limited 2.12
TRANSPORTATION 1.60% Tata Power Co. Ltd. 2.07
OIL 10.57%
Cairn India Limited 1.43
Aluminum 1.44%
Arcellor Mittal 3.27
SIP Return
as on December 31, 2010
Period 1 Year 3 Year 5 Year Since
inception
SIP Start Date 1/1/2010 1/1/2008 1/1/2006 5/28/2003
Current NAV (As on 31/12/2010) 110.02 110.02 110.02 110.02
Total No. of units accumulated 131.82 609.64 1265.18 3058.07
Total Amount Invested in Rs. 12000.00 36000.00 60000.00 92000.00
Market Value if invested in Scheme Rs. 14503.60 67073.50 139197.96 336456.09
Market Value if invested in Benchmark in Rs. 14255.86 62838.54 117724.45 267563.71
Return on SIP in Scheme 42.88% 45.63% 34.74% 33.17%
Return on SIP in Benchmark (S&P CNX Banks Index) 38.43% 40.39% 27.57% 27.28%
Past performance may or may not be sustained in future.
a) Returns on SIP and Benchmark are annualised and cumulative investment return for cash flows resulting out of uniform
and regular monthly subscriptions have been worked out on "Excel" spreadsheet function known as XIRR. Returns are of
Retail Plan - Growth Plan.
b) Calculations assume that all payouts during the period have been reinvested in the units of the scheme at then prevailing
NAV.
c) It is assumed that a SIP of Rs. 1000/- each executed on 10th of every month has been taken into consideration
including the first installment. It may please be noted that load has not been taken into consideration.
d) The amounts invested in SIP and the market values of such investments at respective periodic intervals thereof are
simulated for illustrative purposes for understanding the concept of SIP. This illustration should not be construed as a
promise, guarantee on or a forecast of any minimum returns. The Mutual Fund or the Investment Manager does not
assure any safeguard of capital and the illustrated returns are not necessarily indicative of future results and may not
necessarily provide a basis for comparison with other investments. SIP does not guarantee or assure any protection
against losses in declining market conditions.
17 Fundamentals Jan 2011
Equity: Sector Fund Data Volatility Measures
Type . . . . . . . . . Open-ended Power Sector Scheme Beta 0.8414
Diversified Power
AAUM: ......................... Rs.4607 Crores (31/12/2010) Sharpe Ratio -0.008
Minimum Investment . . Retail Plan- Rs 5000 and in Portfolio Turnover Ratio 0.30
multiples of Re. 1 thereafter Institutional Plan- Rs 5 cr
Sector Fund
and in multiples of Re. 1 thereafter . . . . . . . . . . . . Note: The above measures have been calculated by
Fund Manager . . . . . . . . . . . . . . . . . . Sunil Singhania taking rolling . . . . . return for a 3 year period from
Entry Load* . . . . . . . . . . . . . . Retail Plan Nil 31/12/2007 with 7.00% Risk Free returns (taken as
investment objective Institutional Plan Nil 91days T-bill yield as on 31/12/2010)
Exit Load . . . . . . . . . . (w.e.f. from 24th Aug 2009)
The primary investment objective of the scheme is to Retail Plan & Institutional Plan NAV as on December 31, 2010 Rs
seek to generate continous returns by actively investing • 1% if redeemed or switched out on or before Reliance Diversified Power Sector Fund- 82.8192
in equity and equity related or fixed income securities completion of 1 year from the date of allotment of Growth Plan
of Power and other associated companies units
Reliance Diversified Power Sector Fund- 82.8190
• Nil if redeemed or switched out after completion of Bonus Plan
1 year from the date of allotment of units
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/ Reliance Diversified Power Sector Fund- 48.8892
168230/09 dated June 30, 2009, no entry load will Dividend Plan
be charged by the Scheme to the investor effective Reliance Diversified Power Sector Fund- 81.1071
August 1, 2009. Upfront commission shall be paid Institutional Growth Plan
directly by the investor to the AMFI registered
Distributors based on the investors' assessment of
various factors including the service rendered by the dividend History
distributor Date Rate Cum *EX Dividend
Benchmark . . . . . . . . . . . . . . . . . . India Power Index (Re/ Unit) Dividend NAV
Portfolio composition As On NAV
December 31, 2010 Portfolio of Reliance
DIVERSIFIED POWER SECTOR Fund 12/29/2005 4.00 22.7957 18.9886
figures in % as on December 31, 2010 2/21/2007 2.50 30.4120 27.4754
Holdings Weigh 8/17/2007 3.00 35.0854 32.5381
tage %
Equities 95.66 3/28/2008 1.50 44.8514 42.1742
Cummins India Ltd. 6.23 3/26/2009 2.00 27.1657 25.3848
Torrent Power Limited 5.80 3/30/2010 2.50 49.1336 46.7484
ICICI Bank Ltd. 5.48
Jindal Steel & Power Ltd. 4.72 “Past performance may or may not be sustained in
Ptc India Limited 4.48 the future; Dividend distribution is subject to availability
Siemens Ltd. 4.38 & adequacy of distributable surplus. The Mutual Fund is
Reliance Infrastructure Limited 3.89 not assuring that it will make periodical dividend
Oil & Natural Gas Corporation Ltd. 3.80 distributions, though it has every intention of doing so.
Jaiprakash Associates Ltd. 3.55 After the payment of dividend, the per unit NAV falls to
Crompton Greaves Ltd. 3.47 the extent of the dividend payout and distribution taxes,
Tata Power Co. Ltd. 3.37 if any. Performance of dividend plan/option would be
Larsen & Toubro Ltd. 3.36 net of applicable statutory levy , if any.
NTPC Ltd. 3.31 * NAV on the 1st transaction day after Record Date,
JSL Stainless Ltd 2.92
which includes the mark to market impact also.“
Reliance Industries Ltd. 2.72
Sterlite Industries Ltd. 2.59
Thermax India Ltd. 2.21 PERFORMANCE Of RELIANCE DIVERSIFIED POWER
KEC International Ltd. 2.19 SECTOR FUND VS INDIA POWER INDEX as on
Adani Power Limited 1.95 December 31, 2010
Sterlite Technologies Ltd 1.93 Period Returns of Returns of
Bajaj Electricals Limited 1.92 Scheme (%) Benchmark (%)
Infrastructure Development Finance 6 months 1.09 -4.32
1.82
Company Ltd. 1 Year 5.38 -8.92
BGR Energy Systems Limited 1.72
Alstom Projects India Ltd. 1.71 3 Years 0.40 -11.28
Jyoti Structures Ltd. 1.44 5 years 29.22 14.47
Reliance Power Limited 1.43 Since Inception 37.36 18.46
Kirloskar Brothers Ltd 1.37 Past performance may or may not be sustained in
Prakash Industries Limited 1.21 future. Returns are of Retail Plan - Growth Plan. Returns
Kirloskar Pneumatic Company Limited 1.08 less than one year are absolute returns and returns of
Apar Industries Ltd. 1.03 one year and more are compounded annualized returns.
Equity Less Than 1% Of Corpus 8.55 Calculations assume all payouts during the period have
Debt,Cash And Other Receivables 4.34 been reinvested in the units of the scheme at the
Grand Total 100.00 prevailing NAV.
SIP Return
as on December 31, 2010
Period 1 Year 3 Year 5 Year Since inception
SIP Start Date 1/1/2010 1/1/2008 1/1/2006 5/10/2004
Current NAV (As on 31/12/2010) 82.82 82.82 82.82 82.82
Total No. of units accumulated 147.05 584.63 1284.21 2769.13
Total Amount Invested in Rs. 12000.00 36000.00 60000.00 80000.00
Market Value if invested in Scheme Rs. 12178.82 48418.57 106357.38 229337.23
Market Value if invested in Benchmark in Rs. 11466.24 39534.07 73588.21 130171.74
Return on SIP in Scheme 2.90% 20.55% 23.30% 31.51%
Return on SIP in Benchmark (India Power Index) -8.50% 6.28% 8.17% 14.48%
Past performance may or may not be sustained in future.
a) Returns on SIP and Benchmark are annualised and cumulative investment return for cash flows resulting out of uniform
and regular monthly subscriptions have been worked out on "Excel" spreadsheet function known as XIRR. Returns are of
Retail Plan - Growth Plan.
b) Calculations assume that all payouts during the period have been reinvested in the units of the scheme at then prevailing NAV.
c) It is assumed that a SIP of Rs. 1000/- each executed on 10th of every month has been taken into consideration
including the first installment. It may please be noted that load has not been taken into consideration.
d) The amounts invested in SIP and the market values of such investments at respective periodic intervals thereof are
simulated for illustrative purposes for understanding the concept of SIP. This illustration should not be construed as a
promise, guarantee on or a forecast of any minimum returns. The Mutual Fund or the Investment Manager does not
assure any safeguard of capital and the illustrated returns are not necessarily indicative of future results and may not
necessarily provide a basis for comparison with other investments. SIP does not guarantee or assure any protection
against losses in declining market conditions.
18 Fundamentals Jan 2011
Equity: Sector Fund Data Volatility Measures
Type . . . Open-ended Media & Entertainment Sector Beta 0.8588
Scheme Standard Deviation 4.7807
Reliance Date of allotment: . . . . . . . . . . . . . . . 30/09/2004
Inception Date . . . . . . . . . . . . . . . . . . 07/10/2004
R Squared
Sharpe Ratio
0.6723
0.0375
AAUM: ......................... Rs. 100 Crores (31/12/2010)
Media & Minimum Investment . . . . . . . . . . . . . . . . Rs 5,000
Fund Manager . . . . . . . . . . . . . . . . . . Sailesh RajBhan
Portfolio Turnover Ratio 0.63
Note: The above measures have been calculated by taking rolling return for a
Entertainment Fund
Entry Load* . . . . . . . . . . . . . . . . . . . . . . . . . . . . Nil 3 year period from 31/12/2007 with 7.00% Risk Free returns (taken as
Exit Load ................................(w.e.f 24th August 2009) 91days T-bill yield as on 31/12/2010)
•1% if redeemed or switched out on or before NAV as on December 31, 2010 Rs
completion of 1 year from the date of allotment of Reliance Media & Entertainment Fund- 30.5491
investment objective units Growth Plan
• Nil if redeemed or switched out after completion of
The primary investment objective of the scheme is to 1 year from the date of allotment of units Reliance Media & Entertainment Fund- 30.5494
generate continous returns by investing in equity and *In terms of SEBI circular no. SEBI/IMD/CIR No.4/ Bonus Plan
equity related or fixed income securities of Media & 168230/09 dated June 30, 2009, no entry load will Reliance Media & Entertainment Fund- 21.9660
Entertainment and other associated companies be charged by the Scheme to the investor effective Dividend Plan
August 1, 2009. Upfront commission shall be paid
directly by the investor to the AMFI registered dividend history
Distributors based on the investors' assessment of Date Rate Cum *EX
various factors including the service rendered by the (Re/ Unit) Dividend Dividend
distributor NAV NAV
Benchmark . . . S&P CNX Media & Entertainment Index 12/29/2005 1.00 15.3538 14.5695
1/29/2007 2.50 23.2086 20.2771
Portfolio of Reliance MEDIA & 3/28/2008 1.50 23.3321 21.6013
ENTERTAINMENT Fund 9/18/2009 1.50 18.4531 17.3196
as on December 31, 2010 "Past performance may or may not be sustained in the future; Dividend
distribution is subject to availability & adequacy of distributable surplus. The
Holdings Weightage Mutual Fund is not assuring that it will make periodical dividend distributions,
though it has every intention of doing so. After the payment of dividend, the
Equities 95.63 per unit NAV falls to the extent of the dividend payout and distribution taxes,
if any. Performance of dividend plan/option would be net of applicable
Dish Tv India Limited 13.62 statutory levy , if any.
Zee Entertainment Enterprises Ltd 12.52 * NAV on the 1st transaction day after Record Date, which includes the mark
to market impact also. "
Hathway Cable And Datacom Limited 8.88
Hinduja Ventures Ltd. 8.80 NAV PERFORMANCE Of RELIANCE MEDIA &
Portfolio composition As On ENTERTAINMENT FUND VS S&P CNX MEDIA &
Sun Tv Network Limited 8.69 ENTERTAINMENT INDEX AS ON December 31, 2010
December 31, 2010
Pvr Ltd. 8.15 Returns of Returns of
Jagran Prakashan Ltd 8.11 Period
figures in % Scheme (%) Benchmark (%)
HT Media Limited 6.21 6 months 4.74 4.17
Hindustan Media Ventures Limited 5.88 1 Year 15.58 20.03
Balaji Telefilms Ltd. 5.58 3 Years -9.49 -12.39
Info Edge India Limited 4.93 5 years 14.45 13.26
Utv Software Communications Ltd. 3.65 Since Inception 19.60 14.50
Past performance may or may not be sustained in future. "Returns are
Equity Less Than 1% Of Corpus 0.60 of growth plan. returns less than one year are absolute returns
Sub Total Of Equities 95.63 and returns of one year and more are compounded annualized
returns. calculations assume all payouts during the period have
Preference Shares,Cash And Other Receivables 4.37 been reinvested in the units of the scheme at the prevailing nav.
Grand Total 100.00
SIP Return
as on December 31, 2010
Period 1 Year 3 Year 5 Year Since inception
SIP Start Date 1/1/2010 1/1/2008 1/1/2006 10/7/2004
Current NAV (As on 31/12/2010) 30.55 30.55 30.55 30.55
Total No. of units accumulated 420.67 1609.52 2705.96 3943.74
Total Amount Invested in Rs. 12000.00 36000.00 60000.00 75000.00
Market Value if invested in Scheme Rs. 12851.10 49169.46 82664.64 120477.58
Market Value if invested in Benchmark in Rs. 12556.55 49449.61 77438.81 108638.39
Return on SIP in Scheme 14.04% 21.67% 12.89% 15.10%
Return on SIP in Benchmark (S&P CNX 9.12% 22.09% 10.24% 11.80%
Media & Entertainment)
Past performance may or may not be sustained in future.
a) Returns on SIP and Benchmark are annualised and cumulative investment return for cash flows resulting out of uniform and regular monthly
subscriptions have been worked out on "Excel" spreadsheet function known as XIRR. Returns are of growth plan.
b) Calculations assume that all payouts during the period have been reinvested in the units of the scheme at then prevailing NAV.
c) It is assumed that a SIP of Rs. 1000/- each executed on 10th of every month has been taken into consideration including the first installment.
It may please be noted that load has not been taken into consideration.
d) The amounts invested in SIP and the market values of such investments at respective periodic intervals thereof are simulated for illustrative
purposes for understanding the concept of SIP. This illustration should not be construed as a promise, guarantee on or a forecast of any
minimum returns. The Mutual Fund or the Investment Manager does not assure any safeguard of capital and the illustrated returns are not
necessarily indicative of future results and may not necessarily provide a basis for comparison with other investments. SIP does not guarantee
or assure any protection against losses in declining market conditions.
SIP Return
as on December 31, 2010
Period 1 Year 3 Year 5 Year Since
inception
SIP Start Date 1/1/2010 1/1/2008 1/1/2006 6/8/2004
Current NAV (As on 31/12/2010) 57.96 57.96 57.96 57.96
Total No. of units accumulated 238.78 1264.87 2434.71 3938.78
Total Amount Invested in Rs. 12000.00 36000.00 60000.00 79000.00
Market Value if invested in Scheme Rs. 13838.99 73309.31 141110.37 228283.14
Market Value if invested in Benchmark in Rs. 14484.96 59400.86 104135.35 152098.37
Return on SIP in Scheme 31.04% 52.96% 35.33% 32.21%
Return on SIP in Benchmark (BSE HC) 42.54% 35.96% 22.41% 19.77%
Past performance may or may not be sustained in future.
a) Returns on SIP and Benchmark are annualised and cumulative investment return for cash flows resulting out of uniform and
regular monthly subscriptions have been worked out on "Excel" spreadsheet function known as XIRR. Returns are of Growth Plan.
b) Calculations assume that all payouts during the period have been reinvested in the units of the scheme at then prevailing NAV.
c) It is assumed that a SIP of Rs. 1000/- each executed on 10th of every month has been taken into consideration including the
first installment. It may please be noted that load has not been taken into consideration.
d) The amounts invested in SIP and the market values of such investments at respective periodic intervals thereof are simulated for
illustrative purposes for understanding the concept of SIP. This illustration should not be construed as a promise, guarantee on or
a forecast of any minimum returns. The Mutual Fund or the Investment Manager does not assure any safeguard of capital and
the illustrated returns are not necessarily indicative of future results and may not necessarily provide a basis for comparison with
other investments. SIP does not guarantee or assure any protection against losses in declining market conditions.
Equity: Tax Saver Fund Data Portfolio of Reliance TAX SAVER (elss) Fund
as on December 31, 2010
Type . . . . . . Open-ended Equity Linked Savings Scheme
Fund
Minimum Investment . . Rs. 500 & in multiples of Rs Eicher Motors Ltd. 5.24
500 thereafter
Indian Metal And Ferro Alloys Limit 3.33
Fund Manager . . . . . . . . . . . . . . . . . . Ashwani Kumar HDFC Bank Ltd. 3.05
investment objective
Assistant Fund Manager (w.e.f 1st Sep 2010): Oil & Natural Gas Corporation Ltd. 3.05
The primary objective of the scheme is to generate long . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .Viral Berawala
term capital appreciation from a portfolio that is Federal Mogal Goetze Ltd. 2.84
Entry Load* . . . . . . . . . . . . . . . . . . . . . . . . . . . . Nil
invested predominantly in equity and equity related Siemens Ltd. 2.83
instruments. Exit Load . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Nil
Aventis Pharma Ltd. 2.73
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/ Tata Steel Ltd. 2.73
168230/09 dated June 30, 2009, no entry load will
be charged by the Scheme to the investor effective ICICI Bank Ltd. 2.71
August 1, 2009. Upfront commission shall be paid Info Edge India Limited 2.68
directly by the investor to the AMFI registered Swaraj Engines Ltd 2.56
Distributors based on the investors' assessment of
Cummins India Ltd. 2.54
various factors including the service rendered by the
distributor Reliance Industries Ltd. 2.51
Reliance
Weigh Standard Deviation 3.9741
Holdings
tage % R Squared 0.86
Swaraj Mazda Ltd. 2.37
Tax Saver (ELSS)
Sharpe Ratio 0.0019
Hindustan Petroleum Corporation Ltd. 2.36 Portfolio Turnover Ratio 0.91
Note: The above measures have been calculated by
Fund Madras Cements Limited
Oil India Limited
2.36
2.32
taking rolling return for a 3 year period from
31/12/2007 with 7.00% Risk Free returns (taken as
91days T-bill yield as on 31/12/2010)
Triveni Engeering & Industries Ltd. 2.15
NAV as on December 31, 2010 Rs
Portfolio composition As On Wipro Ltd. 2.12 RELIANCE TAX SAVER (ELSS) FUND-Growth Plan 22.2995
December 31, 2010
Va Tech Wabag 2.09 RELIANCE TAX SAVER FUND-Dividend Plan 17.3846
figures in %
Punjab National Bank 1.90 dividend History
Bharat Forge Ltd. 1.80 Cum *EX
Rate (Re/
Date Dividend Dividend
Torrent Power Limited 1.79 Unit)
NAV NAV
Bharat Petroleum Corporation Ltd. 1.70 28-Aug-09 1.50 13.55 12.05
Power Finance Corporation Limited 1.60 21-Feb-07 1.00 14.69 13.52
CONSTRUCTION 2.00 %
Total Amount Invested in Rs. 12000.00 36000.00 60000.00 64000.00
CONSUMER NON DURABLES 2.44 % Market Value if invested in Benchmark in Rs. 13289.05 50593.02 89346.01 98792.42
FERROUS METALS 2.73% Return on SIP in Scheme 20.88% 29.89% 18.25% 17.95%
MISCELLANEOUS 3.33 % Return on SIP in Benchmark (BSE 100) 21.49% 23.77% 16.07% 16.38%
CEMENT 3.68% Past performance may or may not be sustained in future.
FINANCE 4.04% a) Returns on SIP and Benchmark are annualised and cumulative investment return for cash flows resulting out
of uniform and regular monthly subscriptions have been worked out on "Excel" spreadsheet function known as
XIRR. Returns are of Growth Plan.
AUTO ANCILLARIES 4.07%
OIL 5.37% b) Calculations assume that all payouts during the period have been reinvested in the units of the scheme at then
INDUSTRIAL CAPITAL GOODS 5.68 %
prevailing NAV.
PHARMACEUTICALS
c) It is assumed that a SIP of Rs. 1000/- each executed on 10th of every month has been taken into consideration
5.75 %
including the first installment. It may please be noted that load has not been taken into consideration.
d) The amounts invested in SIP and the market values of such investments at respective periodic intervals thereof
PETROLEUM PRODUCTS 7.28%
SOFTWARE 7.78 % are simulated for illustrative purposes for understanding the concept of SIP. This illustration should not be
construed as a promise, guarantee on or a forecast of any minimum returns. The Mutual Fund or the Investment
INDUSTRIAL PRODUCTS 9.03 %
Manager does not assure any safeguard of capital and the illustrated returns are not necessarily indicative of
AUTO 10.07% future results and may not necessarily provide a basis for comparison with other investments. SIP does not
guarantee or assure any protection against losses in declining market conditions.
BANKS 13.73%
Reliance Scheme
Date of allotment . . . . . . . . . . . . . . . . 31/03/2008
Standard Deviation
R Squared
3.5174
0.8653
Fund
Minimum Investment . . . Rs 5000 and in multiples of performance of Reliance Arbitrage
Re. 1 thereafter Advantage Fund - Retail Plan - Growth vs
Crisil Liquid Fund as on December 31, 2010
Fund Manager . . . . . . . . . . . . . . . . . . . . Krishan Daga
investment objective Period
Returns of Returns of
Entry Load . . . . . . . . . . . . . . . . . . . . . . . . . . . . . : Nil Scheme (%) Benchmark (%)
The investment objective of the scheme is to generate
Exit Load . . . . 1% if redeemed/switched on or before Since Inception 1.90 1.38
income by taking advantage of the arbitrage
opportunities that potentially exists between cash and completion of 12 months from the date of allotment Past performance may or may not be sustained in
derivative market and within the derivative segment of units. Nil if redeemed/switched after completion of future. Returns of the Growth Plan. Returns less than
along with investments in debt securities & money 12 months from the date of allotment of units. one year are absolute returns and returns of one year
market instruments. *In terms of SEBI circular no. SEBI/IMD/CIR No.4/ and more are compounded annualized returns.
168230/09 dated June 30, 2009, no entry load will Calculations assume that all payouts during the period
be charged by the Scheme to the investor effective have been reinvested in the units of the scheme at the
Portfolio composition As On then prevailing NAV.
August 1, 2009. Upfront commission shall be paid
December 31, 2010
directly by the investor to the AMFI registered
figures in % Distributors based on the investors' assessment of
various factors including the service rendered by the
distributor
Benchmark: - Crisil Liquid Fund Index
TRANSPORTATION 7.45%
GAS 7.49%
CEMENT 9.30%
Liquidity Fund
AAUM: ......................... Rs. 7827 Crores (31/12/2010) J M Financial Products Private Ltd. P1+ 0.65
Minimum Investment . . Rs 5 crore for all investors & Edelweiss Capital Limited P1+ 0.65
in multiples of Re 1 thereafter Kotak Securities Ltd. A1+ 0.35
Fund Manager . . . . . . . . . . . . . Amit Tripathi & Anju Chhajer
Kotak Mahindra Investments Ltd. A1+ 0.33
Weighted Average YTM . . . . . . .. . . . . . . . . 8.39%
investment objective Modified Duration . . .. . . . . . . .. . . . . . . . . 48 Days Housing Development Finance A1+ 0.30
The investment objective of the scheme is to generate Weighted Avg. Maturity . . .. . . . . . . . . . . . 53 Days Cor Ltd
optimal returns consistent with moderate levels of risk Entry Load* . . . . . . . . .. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Nil National Bank For Agri. & Rural Dev P1+ 0.20
and high liquidity. Accordingly, investments shall Exit Load . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .Nil Cash And Other Receivables 10.41
predominantly be made in Debt and Money Market * In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will Grand Total 100.00
Instruments
be charged by the Scheme to the investor effective
August 1, 2009. Upfront commission shall be paid NAV as on December 31, 2010 Rs
directly by the investor to the AMFI registered Distributors Reliance Liquidity Fund-Daily Dividend Plan 10.0051
based on the investors' assessment of various factors
including the service rendered by the distributor. Reliance Liquidity Fund-Weekly Dividend Plan 10.0035
Benchmark . . . . . . . . . . . . . . Crisil Liquid Fund Index Reliance Liquidity Fund-Growth Plan 14.4717
Portfolio Of Reliance Liquidity Fund
As On December 31, 2010 Rating Profile
Holding Rating Weigh Rating Weightage
tage(%) P1+ 39.68%
Bills Re-Discounted 3.90 A1+ 17.79%
HDFC Bank Ltd. Unrated 3.90 PR1+ 25.24%
Certificate Of Deposit 69.14 BWR P1+ 2.98%
Central Bank Of India PR1+ 15.18 UNRATED 3.90%
Punjab National Bank PR1+ 8.98 Cash & Other Receivables 10.41%
Corporation Bank P1+ 6.78 Grand Total 100.00%
Oriental Bank Of Commerce P1+ 5.81
Uco Bank A1+ 5.19 Performance Of Reliance Liquidity Fund
State Bank Of India A1+ 4.87 Vs Crisil Liquid Fund Index As On December
Canara Bank P1+ 3.30 31, 2010
Corporation Bank Bwr P1+ 2.98 Period Returns of Returns of
State Bank Of Travancore A1+ 2.63 Scheme (%) Benchmark(%)
Uco Bank P1+ 2.61 7days 0.14 0.15
State Bank Of Travancore P1+ 1.32 15 days 0.30 0.29
State Bank Of Bikaner & Jaipur P1+ 1.32
30 days 0.60 0.63
Axis Bank Limited P1+ 1.31
Yes Bank Ltd. P1+ 1.30 3 months 1.72 1.71
Allahabad Bank A1+ 1.30 6 months 3.16 3.14
IDBI Bank Ltd P1+ 1.25 1 Year 5.44 5.12
Bank Of India P1+ 0.73 3 Years 6.68 6.12
United Bank Of India Ltd. P1+ 0.66
5 Years 7.02 6.38
Vijaya Bank PR1+ 0.65
Yes Bank Ltd. A1+ 0.53 Since Inception 6.89 6.20
HDFC Bank Ltd. PR1+ 0.43 Past performance may or may not be sustained
Bank Of Baroda A1+ 0.01 in future; "Returns are of Growth Plan. Returns less
Commercial Paper 16.54 than one year are absolute returns and returns of one
year and more are compounded annualized returns.
Calculations assume all payouts during the period have
been reinvested in the units of the scheme at the
prevailing NAV.
Floating Rate Fund Minimum Investment Rs. 5,000 & in multiples of Re.1
thereafter
Certificate Of Deposit
Punjab National Bank
68.27
PR1+ 24.48
- Short Term Plan Fund Manager . . . . . . . . . . . . . . . . . . . . . Amit Tripathi Bank Of India A1+ 14.06
Weighted Average YTM . . . . . . . . . . . . . . . . . . 8.98% State Bank Of Patiala A1+ 9.20
(Formerly as Reliance Floating Rate Fund) Modified Duration . . . . . . . . . . . . . . . . . . . 223 Days IDBI Bank Ltd A1+ 7.88
Weighted Avg. Maturity . . . . . . . . . . . . . . . 247 Days State Bank Of Travancore A1+ 3.64
investment objective Entry Load * . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Nil Canara Bank PR1+ 3.57
The primary investment objective of the scheme is to Exit Load . . . . 0.25%, if units are redeemed within 1 Bank Of India P1+ 3.12
generate regular income through investment in a month from the date of allotment. ICICI Bank Ltd. A1+ 1.65
portfolio comprising substantially of Floating Rate Debt * In terms of SEBI circular no. SEBI/IMD/CIR No.4/ Punjab & Sindh Bank Ltd A1+ 0.66
Securities (including floating rate securitised debt, 168230/09 dated June 30, 2009, no entry load will be Commercial Paper 8.40
Money Market Instruments and Fixed Rate Debt charged by the Scheme to the investor effective August 1,
National Bank For Agri. & Rural Dev P1+ 6.55
Instruments swapped for floating rate returns). The 2009. Upfront commission shall be paid directly by the
Kotak Mahindra Investments Ltd. A1+ 1.12
scheme shall also invest in Fixed Rate Debt Securities investor to the AMFI registered Distributors based on the
Ballarpur Industries Ltd. F1+(IND) 0.73
(including floating rate securitised debt, Money Market investors' assessment of various factors including the service
Floating Rate Note 1.95
Instruments and Fixed Rate Debt Instruments swapped rendered by the distributor.
Ultratech Cement Ltd. AAA 1.95
for fixed returns). Benchmark . . . . . . . . . . . . . . . Crisil Liquid Fund Index
Non Convertible Debentures. 10.09
Lic Housing Finance Ltd. AAA 3.90
Manappuram General Fin & Leasing Lt LA+ 3.87
Debt : Ultra Short Term Fund Data Portfolio Of Reliance Money Manager Fund
As On December 31, 2010
Reliance Type . . . . . . . . . . . . . . . Open-ended Income Scheme
Date of allotment . . . . . . . . . . . . . . . . . 20/03/2007 Holding Rating
Weigh
tage(%)
Money Manager Fund Indiabulls Financial Services Ltd P1+ 1.13 A1+ 8.20%
Gruh Finance Ltd P1+ 0.85 F1+(IND) 3.66%
Il&Fs Financial Services Ltd A1+ 0.57 PR1+ 22.09%
Infina Finance Private Limited P1+ 0.29 AAA 0.86%
Sundaram Bnp Paribas Home A1+ 0.29 LAAA 0.57%
Fina Ltd. AAA(IND) 0.12%
Housing Development Finance A1+ 0.09 AAA(IND)(SO) 0.01%
Cor Ltd BWR P1+ 0.90%
Non Convertible Debentures. 0.98 B-(ind) 0.01%
National Housing Bank AAA 0.86 UNRATED 4.24%
Ge Capital Services India Ltd AAA(IND) 0.12 Cash & Other Receivables 22.29%
Unitech Ltd. B-(IND) 0.01 Grand Total 100.00%
Pass Through Certificates 0.01
Performance Of money manager Fund Vs Crisil
Indian Infra Equp Rec Trust AAA(IND) 0.01
Liquid Fund Index As On December 31, 2010
(SO)
Period Returns of Returns of
Treasury Bills. 1.42
Scheme (%) Benchmark(%)
91 Days Tbill Sovereign 1.42
6 Months 2.96 3.14
Zero Coupon Bonds. 0.57
1 year 5.27 5.12
Infrastructure Development LAAA 0.57
Finance Company Ltd. 3 Years 6.70 6.12
Cash And Other Receivables 22.29 5 Years N.A N.A
Grand Total 100.00 Since inception 7.10 6.46
Returns are of Retail Plan - Growth Plan. Returns less
NAV as on December 31, 2010 Rs than one year are absolute returns and returns of one
Reliance Money Manager Fund-Retail year and more are compounded annualized returns.
1,297.2585 Calculations assume all payouts during the period have
Growth
Reliance Money Manager Fund-Retail been reinvested in the units of the scheme at the
1,288.7168 prevailing NAV. Past performance may or may not be
Bonus
Reliance Money Manager Fund-Retail sustained in the future."
1,001.1219
Daily Dividend
Reliance Money Manager Fund-Retail 1,002.9398
Weekly Dividend
Reliance Money Manager Fund-Retail 1,010.0485
Monthly Dividend
Reliance Money Manager Fund-Retail 1,024.4055
Quarterly Dividend
Reliance Money Manager Fund- 1,310.6854
Institutional Growth
Reliance Money Manager Fund- 1,001.3715
Institutional Daily Dividend
Reliance Money Manager Fund- 1,001.8698
Institutional Weekly Dividend
Reliance Money Manager Fund- 1,008.9311
Institutional Monthly Dividend
Dividend HIstory
Date(DD/MM/YY) Rate (Re/ Unit) Cum Dividend NAV EX Dividend NAV*
Reliance Money Manager Fund - Weekly Dividend
31-Dec-10 1.2458 1004.3580 1002.9398
Portfolio composition As On December 31, 2010
24-Dec-10 0.6595 1003.6906 1002.9398
20-Dec-10 1.6173 1004.7809 1002.9398
figures in %
10-Dec-10 1.0892 1004.1797 1002.9398
3-Dec-10 1.0740 1004.1625 1002.9398
Reliance Money Manager Fund -Retail - Monthly
Dividend
20-Dec-10 4.5220 1013.0174 1008.0567
19-Nov-10 5.1209 1013.2763 1007.9827
19-Oct-10 4.2628 1012.6512 1007.9680
Reliance Money Manager Fund -Retail - Quarterly
Dividend
20-Dec-10 14.1223 1038.2701 1022.3852
20-Sep-10 11.0551 1011.9555 1007.9477
21-Jun-10 10.6983 1034.0841 1022.0352
Past performance may or may not be sustained in the future; Dividend distribution is subject to availability &
adequacy of distributable surplus. The Mutual Fund is not assuring that it will make periodical dividend distributions,
though it has every intention of doing so. After the payment of dividend, the per unit NAV falls to the extent of
the dividend payout and distribution taxes, if any. Performance of dividend plan/option would be net of applicable
statutory levy, if any.
* NAV on the 1st transaction day after Record Date, which includes the mark to market impact also.
Reliance Type . . Open-ended Income Scheme with no assured Small Industries Dev Bank Of India AAA 4.20
returns Gruh Finance Ltd LAA+ 2.63
Date of allotment . . . . . . . . . . . . . . . . . 14/09/2000 ICICI Bank Ltd. AAA 1.04
Medium Term Fund Inception Date . . . . . . . . . . . . . . . . . . . 25/09/2000
AAUM: ..................... Rs. 3256 Crores (31/12/2010)
Lic Housing Finance Ltd.
Tata Capital Limited
AAA
LAA+
0.21
0.17
Minimum Investment . . 5,000 & in multiples of Re.1 Zero Coupon Bonds. 3.02
investment objective thereafter Godrej Consumer Products Ltd. A1+ 3.02
Fund Manager . . . . . . . . . Amit Tripathi & Anju Chhajer
The primary investment objective of the scheme is to Cash And Other Receivables 17.67
Weighted Average YTM . . . . . . . . . . . . . . . . . 8.52%
generate regular income in order to make regular Modified Duration . . . . . . . . . . . . . . . . . . . . . 97 Days Grand Total 100.00
dividend payments to unitholders and the secondary Weighted Avg. Maturity . . . . . . . . . . . . . . . 106 Days NAV as on December 31, 2010 Rs
objective is growth of capital. Entry Load . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Nil
Exit Load . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Nil Reliance Medium Term Fund-Growth Plan 19.9103
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/ Reliance Medium Term Fund-Bonus Plan 14.2199
168230/09 dated June 30, 2009, no entry load will
Reliance Medium Term Fund-Quarterly Dividend 10.7318
be charged by the Scheme to the investor effective
Plan
August 1, 2009. Upfront commission shall be paid
directly by the investor to the AMFI registered Reliance Medium Term Fund-Monthly Dividend 10.3970
Distributors based on the investors' assessment of Plan
various factors including the service rendered by the Reliance Medium Term Fund-Daily Dividend Plan 17.0959
distributor
Reliance Medium Term Fund-Weekly Dividend Plan 17.1099
Benchmark . . . . . . . Crisil Short-term Bond Fund Index
Rating Profile
Portfolio Of Reliance Medium-Term Fund
Rating Weightage
As On December 31, 2010
P1+ 27.77%
Holding Rating Weigh
tage(%) A1+ 17.80%
Certificate Of Deposit 53.64 PR1+ 15.00%
Central Bank Of India PR1+ 10.37 AAA 8.62%
Oriental Bank Of Commerce P1+ 7.03 LAAA 7.17%
Bank Of India P1+ 5.95
LAA+ 2.80%
State Bank Of Patiala A1+ 5.32
Corporation Bank P1+ 4.14 AA(IND) 3.17%
State Bank Of Bikaner & Jaipur P1+ 3.98 Cash & Other Receivables 17.67%
Punjab National Bank PR1+ 2.55 Grand Total 100.00%
Canara Bank P1+ 2.36
HDFC Bank Ltd. PR1+ 2.08 PERFORMANCE OF RELIANCE MEDIUM-TERM
State Bank Of Bikaner & Jaipur A1+ 2.01 FUND VS CRISIL SHORT TERM BOND FUND INDEX
as on December 31, 2010
State Bank Of Mysore P1+ 1.99
State Bank Of Hyderabad A1+ 1.43 Period Returns of Returns of
ICICI Bank Ltd. A1+ 1.23 Scheme (%) Benchmark (%)
State Bank Of Travancore P1+ 1.02 6 months 3.02 2.06
IDBI Bank Ltd P1+ 1.01 1 Year 5.55 4.70
Bank Of Baroda A1+ 0.83 3 Years 6.40 6.91
Uco Bank P1+ 0.28
5 Years 6.27 6.84
State Bank Of Mysore A1+ 0.04
Commercial Paper 3.91 Since Inception 6.88 N.A
Cholamandalam Invt And Fin Co. Ltd. A1+ 3.91 Past performance may or may not be sustained in
future. Returns are of Growth Plan. Returns less than
Floating Rate Note 13.51 one year are absolute returns and returns of one
Infrastructure Development Finance LAAA 7.17 year and more are compounded annualized returns.
Company Ltd. Calculations assume all payouts during the period have
Tata Steel Ltd. AA(IND) 3.17 been reinvested in the units of the scheme at the
prevailing NAV.
Tata Sons Ltd. AAA 2.11
N.A. denotes non-availability of suitable index at the
Power Finance Corporation Limited AAA 1.06 time of inception."
Special Feature
Reliance Any Time Money Card
Dividend HIstory
Date(DD/MM/YY) Rate (Re/ Unit) Cum Dividend NAV EX Dividend NAV*
Portfolio composition As On December 31, 2010 Reliance Medium Term Fund - Retail - Weekly
28-Dec-10 0.0185 17.1170 17.0959
figures in % 21-Dec-10 0.0208 17.1196 17.0959
14-Dec-10 0.0171 17.1154 17.0959
7-Dec-10 0.0154 17.1134 17.0959
Reliance Medium Term Fund - Retail - Quarterly
20-Dec-10 0.1415 10.8704 10.7098
20-Sep-10 0.1290 10.8525 10.7072
21-Jun-10 0.1205 10.8419 10.7062
Reliance Medium Term Fund - Retail - Monthly
20-Dec-10 0.0376 10.4180 10.3757
22-Nov-10 0.0519 10.4296 10.3720
20-Oct-10 0.0463 10.4227 10.3723
Past performance may or may not be sustained in the future; Dividend distribution is subject to availability &
adequacy of distributable surplus. The Mutual Fund is not assuring that it will make periodical dividend distributions,
though it has every intention of doing so. After the payment of dividend, the per unit NAV falls to the extent of
the dividend payout and distribution taxes, if any. Performance of dividend plan/option would be net of applicable
statutory levy , if any.
* NAV on the 1st transaction day after Record Date, which includes the mark to market impact also.
Dividend HIstory
Date(DD/MM/YY) Rate (Re/ Unit) Cum Dividend NAV EX Dividend NAV*
Reliance Short Term Fund - Dividend
27-Dec-10 0.0313 10.6474 10.6155
25-Nov-10 0.0536 10.6588 10.6026
25-Oct-10 0.0119 10.6224 10.6036
Reliance Short Term Fund - Quarterly Dividend
20-Dec-10 0.0791 13.4818 13.3921
20-Sep-10 0.1318 13.4785 13.3317
21-Jun-10 0.1581 13.5422 13.3684
Past performance may or may not be sustained in the future; Dividend distribution is subject to availability &
adequacy of distributable surplus. The Mutual Fund is not assuring that it will make periodical dividend distributions,
though it has every intention of doing so. After the payment of dividend, the per unit NAV falls to the extent of
the dividend payout and distribution taxes, if any. Performance of dividend plan/option would be net of applicable
statutory levy , if any.
* NAV on the 1st transaction day after Record Date, which includes the mark to market impact also.
Reliance
Type . . . . . . . . . . . . . . Open-ended Income Scheme Tata Motors Ltd. Aaa 10.00
Date of allotment . . . . . . . . . . . . . . . . 01/01/1998
Inception Date . . . . . . . . . . . . . . . . . . 01/01/1998 Rural Electrification Corp Ltd Aaa 0.37
Dividend HIstory
Date(DD/MM/YY) Rate (Re/ Unit) Cum Dividend NAV EX Dividend NAV*
Reliance Income Fund - Retail - Half Yearly
20-Sep-10 0.1789 12.2342 12.0449
Portfolio composition As On December 31, 2010 19-Mar-10 0.1595 12.2065 12.0233
22-Sep-09 0.3153 12.3467 12.0021
figures in % 19-Mar-09 0.7337 12.7144 11.9005
Reliance Income Fund - Retail - Monthly
20-Dec-10 0.0167 10.2317 10.2103
19-Nov-10 0.0527 10.2173 10.1677
19-Oct-10 0.0220 10.1898 10.1523
Reliance Income Fund - Retail - Quarterly
20-Dec-10 0.0439 13.3326 13.2794
21-Jun-10 0.1581 13.3143 13.1438
19-Mar-10 0.0758 13.1741 13.0863
Reliance Income Fund - Retail - Annualy
19-Mar-10 0.5941 12.9176 12.2381
19-Mar-09 1.2530 13.6323 12.2273
19-Mar-08 1.4189 13.6953 12.0146
"Past performance may or may not be sustained in future; Dividend distribution is subject to availability &
adequacy of distributable surplus. The Mutual Fund is not assuring that it will make periodical dividend
distributions, though it has every intention of doing so. After the payment of dividend, the per unit NAV falls to
the extent of the dividend payout and distribution taxes, if any. Performance of dividend plan/option would be
net of applicable statutory levy , if any. * NAV on the 1st transaction day after Record Date, which includes the
mark to market impact also."
Reliance Type . . . . . . . . . . . . . .. An Open Ended Government Reliance Gilt Securities Fund-Retail Growth 12.0877
. . . . . . . . . . . . . . . . . . . . . . . . . . Securities Scheme Plan
Date of allotment . . . . . . . . . . . . . . July 10,2003 Reliance Gilt Securities Fund-Retail Dividend 10.0312
Gilt Securities Fund Inception Date . . . . . . . . . . . . . . . . . July 10,2003
AAUM: ..................... Rs. 74 Crores (31/12/2010)
Plan
Reliance Gilt Securities Fund-Retail 12.0877
Minimum Investment . . . . . . Retail Plan Rs 10,000
investment objective Automatic Capital App Plan
per plan per option . . . . . . . . . . . . . . . . . . . . . . . . .
. . . . . . . . . . . . . . . . . Institutional Plan : Rs 1 Cr per Reliance Gilt Securities Fund-Retail Defined 12.0877
The primary investment objective of the scheme is to plan per option . . . . . . . . . . . . . . . . . . . . . . . . . . . . Maturity Plan
generate optimal credit risk-free returns by investing in Fund Manager: . . . . . . . . . . . . . . . . Prashant Pimple Reliance Gilt Securities Fund-Retail 10.1317
a portfolio of securities issued and guaranteed by the Load Structure . . . . . . . . . . . . . . . . . . . . . . . . . . . . Entry Load* . Automatic Annual Reinvestment Plan
Central Government and State Government . . . . . . . . . . . . . . . . . . . . . . . . . . . Nil
Reliance Gilt Securities Fund-Institutional 12.1064
Exit Load (w.e.f. August 24, 2009) . . . . . . . . . . . Nil
Growth Plan
Weighted Average YTM . . . . . . . . . . . . . . . . 7.63%
Reliance Gilt Securities Fund-Institutional 10.0333
Modified Duration . . . . . . . . . . . . . . . . . 2401 Days
Dividend Plan
Weighted Avg. Maturity . . . . . . . . . . . 4491 Days
* In terms of SEBI circular no. SEBI/IMD/CIR No.4/ Reliance Gilt Securities Fund-Institutional 12.1064
168230/09 dated June 30, 2009, no entry load will be AutOmatic Capital App Plan
charged by the Scheme to the investor effective August 1,
2009. Upfront commission shall be paid directly by the
investor to the AMFI registered Distributors based on the Rating Profile
investors' assessment of various factors including the
service rendered by the distributor. Rating Weightage
Benchmark . . . . . . . . . . . . . . . . . . . . . I-Sec Li-BEX SOV 87.92%
Portfolio of reliance Gilt Securities Fund
Cash & Other Receivables 12.08%
As on December 31, 2010
Grand Total 100.00%
Holding Rating Weightage
(%)
Special Feature
Reliance Any Time Money Card
Eicher Motors Ltd. 0.62 Small Industries Dev Bank Of India Aaa 1.12
Steel Authority Of India Ltd. 0.62 Indiabulls Financial Services Ltd Laa 1.01
Reliance L&T Finance Ltd Careaa+ 0.13 Cash & Other Receivables
SOV
3.41%
16.86%
India Infoline Investment Serv Ltd Laa-(So) 0.12
Monthly Income Tata Capital Limited Laa+ 0.10 AAA 14.55%
A1+ 13.00%
Plan
Power Grid Corporation Ltd. Aaa 0.06
Ultratech Cements Ltd Aaa 0.06 P1+ 7.80%
Aditya Birla Nuvo Ltd. Laa+ 0.04 CAREAAA 6.03%
Pass Through Certificates 4.73 AA(IND) 3.86%
Tata Teleservices Limited Care A+ (So) 1.76 AAA(IND) 2.44%
Indian Inf Equip Rec Trust Aaa(Ind) 1.55 AA 2.39%
Aditya Birla Nuvo Ltd. Laa+(So) 1.30 AA+ 1.91%
Jet Airways (India) Ltd. Aaa(So) 0.09 CARE A+ (SO) 1.76%
Portfolio composition As On December 31, 2010 Tata Capital Limited Careaa+(So) 0.02 LAA+(SO) 1.30%
Warrants 0.50 LAA 1.19%
Housing Development Finance 0.50 LAA+ 0.81%
figures in %
Cor Ltd LAA- 0.63%
Zero Coupon Bonds. 1.10 CAREAA+ 0.61%
Lands End Properties Pvt. Ltd. Careaa+ 0.31 PR1+ 0.55%
Infrastructure Development Laaa 0.24 AA- 0.54%
Finance Company Ltd.
AAA(IND)(SO) 0.27%
Sundaram Finance Limited Aa+ 0.23
LAAA 0.24%
Housing Development Finance Aaa 0.21
Cor Ltd LAA-(SO) 0.12%
Special Feature
Reliance Any Time Money Card
Dividend HISTORY
Date(DD/MM/YY) Dividend Per Unit Cum Dividend NAV EX Dividend NAV*
"Past performance may or may not be sustained in future; Dividend distribution is subject to availability &
adequacy of distributable surplus. The Mutual Fund is not assuring that it will make periodical dividend
distributions, though it has every intention of doing so. After the payment of dividend, the per unit NAV falls to
the extent of the dividend payout and distribution taxes, if any. Performance of dividend plan/option would be
net of applicable statutory levy, if any.
* NAV on the 1st transaction day after Record Date, which includes the mark to market impact also. "
ETF Type An open ended Gold ETF that tracks the domestic PORTFOLIO OF RELIANCE GOLD EXCHANGE
TRADED FUND
prices of gold through investments in physical gold
as on December 31, 2010
Reliance
Date of allotment . . . . . . . . . . November 21, 2007
Inception Date . . . . . . . . . . . . November 22, 2007 Holding Weightage(%)
Equities 99.51
AAUM: ..................... Rs. 341 Crores (31/12/2010)
Gold Exchange
GOLD
Minimum Investment. . . . On going purchase directly
GOLD 995 1KG BAR 99.51
from mutual fund would be available only to the
Cash and Other Receivables 0.49
Traded Fund Authorised Participants provided the value of units to
be purchased is in creation unit size. Authorised
Grand Total 100.00
respective funds Fund since Sept 10 equity research of redemption presently available to the unit holders, in any other
Sunil Reliance Growth Over 19 Years of Viral Berawala Assistant Fund Over 11 years scheme/plan. Unitholders can opt for any of the redemption facility as per
Singhania Fund - Since experience, of Manager for of experience of his choice and convenience. One cash withdrawal and one balance enquiry
Dec 2003 which 13 years in Reliance Tax which 4 years in will be free every month on HDFC Bank ATMs only. Charges applicable on
Capital Markets Saver (ELSS) Fund equity research
Reliance Long subsequent transactions or balance enquiry. This card shall not be issued
& Reliance Equity
Term Equity to Minors, HUF, NRI, Pvt/Public Ltd Companies, Partnership Firms,
Fund - Since
Opportunities Fund
Proprietorship Firms, Trusts and any other category of investors as defined
Dec 2006
since Sep 2010
Reliance Samir Rachh Assistant Fund Over 12 years of in the offer document.
Type An open ended An open ended An open ended diversified equity An open ended equity scheme 10 Year close ended equity linked
equity growth scheme equity growth scheme scheme saving scheme
Inception Date October 8, 1995 October 8, 1995 March 31, 2005 April 18, 2008 April 1, 2008
Nil In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated June 30, 2009, no entry load will be charged by the Scheme to the investor effective August 1, 2009. Upfront
Entry Load
commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors' assessment of various factors including the service rendered by the distributor
1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units. Nil if redeemed or switched out after the completion of 1 year from the date of
Exit Load allotment of units.
Choice of Plans Under each of Retail and Institutional Plan following options are included: Growth Plan (Growth Option & Bonus Option) & Dividend Plan (Dividend Payout Growth Plan (Growth Option) & Dividend
and Options Option & Dividend Reinvestment Option) Plan (Dividend Payout Option)
Benchmark BSE 100 BSE 100 BSE 100 S&P CNX Nifty BSE 100
SIP (only under Retail Plan) (only under Retail Plan) (only under Retail Plan) (only under Retail Plan)
STP (only under Retail Plan) (only under Retail Plan) (only under Retail Plan) (only under Retail Plan) (Available during specified redemption period)
SWP (both Retail and Institutional Plan) (both Retail and Institutional Plans) (both Retail and Institutional Plan) (both Retail and Institutional Plan) (Aailable during specified redemption period)
An open ended scheme An open ended scheme An open ended diversified equity scheme An open ended equity linked An open ended equity scheme
savings scheme
June 9, 2005 June 9, 2005 November 16, 2004 September 22, 2005 February 26, 2008
Nil In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated June 30, 2009, no entry load will be charged by the Scheme to the investor effective August 1, 2009. Upfront commission shall be paid
directly by the investor to the AMFI registered Distributors based on the investors' assessment of various factors including the service rendered by the distributor
Growth Plan & Dividend Plan (Dividend Growth Plan (Growth Option, Bonus Option) Growth Plan (Growth Option) & Dividend Retail and Institutional Plan: Growth Plan (Growth
Growth Plan & Dividend Plan (Dividend Payout
Payout Option & Dividend Reinvestment & Dividend Plan ( Dividend Payout Option & Plan (Dividend Payout Option & Dividend Option and Bonus Option) & Dividend Plan (Dividend
Option) Option & Dividend Reinvestment Option) Dividend Reinvestment Option) Reinvestment Option) Payout Option and Dividend Reinvestment Option)
Rs. 500 & in multiples of Rs. 500 & in multiples of Rs 5000 and in multiples of Re 1 Rs. 500 & in multiples of Retail Plan: Rs 5000 per plan per option & in
multiples of Re 1 thereafter Institutional Plan:
Re. 1 thereafter Re. 1 thereafter thereafter Rs. 500 thereafter
Rs.5 crores & in multiples of Re 1 thereafter
Fundamentals Jan2011 39
SnapShot
equity
Features/ Reliance Reliance Equity Reliance Infrastructure Reliance Long-Term
Scheme Equity Fund Advanatge Fund Fund Equity Fund
Type An open ended diversified equity scheme An open ended diversified An open ended diversified An open ended diversified
equity scheme equity scheme equity scheme
Inception Date March 30, 2006 August 9, 2007 July 20, 2009 December 27, 2006
The primary investment objective of the scheme The primary investment objective of the fund is The primary investment objective of the scheme
is to seek to generate capital appreciation & to seek to generate capital appreciation and is to generate long term capital appreciation by The primary investment objective of the
provide long-term growth opportunities by provide long term growth opportunities by investing predominantly in equity ang equity scheme is to seek to generate long term
Investment investing in a portfolio constituted of equity & investing in a portfolio predominanatly of equity related instruments of companies engaged in capital appreciation & provide long-term
objective equity related securities of top 100 companies and equity related instruments with investments infrastructure and infrastructure related sectors growth opportunities by investing in a
by market capitalization & of companies which generally in S&P CNX Nifty stocks and the and which are incorporated or have their area of portfolio constituted of equity & equity related
are available in the derivatives segment from secondary objective is to generate consistent primary activity, in India and the secondary securities and Derivatives and the secondary
time to time and the secondary objective is to returns by investing in debt and money market objective is to generate consistent returns by objective is to generate consistent returns by
generate consistent returns by investing in debt securities. investing in debt & money market securities investing in debt and money market securities.
and money market securities.
Choice of Plans and The schemes Offers two plans, Retail Plan and
Options Under Retail and Institutional Plan there are two options: Growth Plan (Growth Option Institutional Plan. Each Plan has the following : Growth Plan (Growth Option) & Dividend Plan
& Bonus Option) & Dividend Plan (Dividend Payout Option & Dividend Growth Plan (Growth Option & Bonus Option) & (Dividend Payout Option & Dividend
Reinvestment Option) Dividend Plan (Dividend Payout Option & Reinvestment Option)
Dividend Reinvestment Option)
Fund Manager Omprakash Kuckian Ashwani Kumar & Sailesh Raj Bhan Sunil Singhania Sunil Singhania & Samir Rachh (Assistant Fund
Manager w.e.f. September 01, 2010)
Benchmark S&P CNX Nifty S&P CNX Nifty BSE 100 BSE 200
Minimum Application "Retail Plan: Rs 5000 and in multiples of Re. 1 thereafter under each option, Institutional Plan: Rs. 5 crores in multiples of Re. 1
Amount thereafter under each option Rs. 5000 and in multiples of Re 1 thereafter
under each plan
SWP
(under both Retail and Institutional Plans) (under both Retail and Institutional Plans)
An open ended banking sector scheme An open ended power sector scheme An open ended media & entertainment sector An open ended
scheme pharma sector scheme
May 28, 2003 May 10, 2004 October 7, 2004 June 8, 2004
The primary investment objective of the scheme is to The primary investment objective of the scheme is to The primary investment objective of the scheme is to The primary investment objective of the scheme is to
seek to generate continuous returns by actively seek to generate continuous returns by actively generate consistent returns by investing in equity seek to generate continuous returns by investing in
investing in equity and equity related or fixed income investing in equity and equity related or fixed income and equity related or fixed income securities of equity and equity related or fixed income securities of
securities of companies in the Banking Sector securities of Power and other associated companies Media & Entertainment and other associated Pharma and other associated companies
companies
Nil In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated June 30, 2009, no entry load will be charged by the Scheme to the investor effective August 1, 2009. Upfront commission shall be paid
directly by the investor to the AMFI registered Distributors based on the investors' assessment of various factors including the service rendered by the distributor
Retail Plan & Institutional Plan ¥ 1% if redeemed or switched out on or before completion of 1 year
1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units.
from the date of allotment of units. ¥ Nil if redeemed or switched out after the completion of 1 year from
Nil if redeemed or switched out after completion of 1 year from the date of allotment of units
the date of allotment of units
Under Retail and Institutional Plan there are two options: Growth Plan (Growth Option & Bonus Option) & Dividend Growth Plan (Growth Option & Bonus Option) & Dividend Plan (Dividend Payout Option & Dividend
Plan (Dividend Payout Option & Dividend Reinvestment Option) Reinvestment Option)
Sunil Singhania & Shrey Loonker (Assistant Fund Manager Sunil Singhania Sailesh Raj Bhan Sailesh Raj Bhan
w.e.f. September 01, 2010)
S&P CNX Banks Index India Power Index S&P CNX Media & Entertainment Index BSE Healthcare Index
Rs 5000 per plan per option and in multiples of Re Rs 5000 and in multiples of Re 1 thereafter
Retail Plan: Rs 5000 and in multiples of Re. 1 thereafter, Institutional Plan: Rs. 5 crore in multiples of
1 thereafter
Re. 1 thereafter
; (Both Retail & Institutional Plan) ; (Both Retail & Institutional Plan) ; ;
Inception Date September 25, 2000 March 21, 2007 June 9, 2005 January 13, 2004
Under both Retail and Institutional Plan : 1% if the units are redeemed/switched out on or
2%, if redeemed/switched out on or before completion of 1year from the date of
Exit Load Nil Under Retail and Institutional Plan: Nil before completion of 1 year. Nil, if allotment of units. There shall be no exit load after
completion of 1year from the date of allotment of
redeemed/switched out after completion
units.
of 1 year.
Annual — - - —
Fund Manager Amit Tripathi & Anju Chhajer Amit Tripathi & Anju Chhajer Prashant Pimple Amit Tripathi & Ashwani Kumar
Benchmark
Crisil Short Term Bond Fund Index Crisil Liquid Fund Index Crisil Composite Bond Fund Index Crisil MIP Blended Index
For Retail Plan (All Options) - 1 lakh and in Retail Plan: Rs. 500 per option & in For all Plans & Options Rs 5000 & in multiples
Minimum Application Rs. 5,000 multiples of Re 1 thereafter, For Institutional Plan multiples of Re. 1 thereafter. Institutional of Rs 1 thereafter
Amount (All Options) - Rs 1 Crore and in multiples of Re Plan: Rs. 25 lacs per option and in
1 thereafter multiples of Re. 1 thereafter.
SIP
STP
SWP
$ If the dividend declaration date for any of the specified frequencies is a non business day then the immediate next business day becomes the record date.
An open ended income scheme An open ended income scheme An open ended government securities scheme An open ended income scheme
January 1, 1998 December 23, 2002 July 10, 2003 November 16, 2004
The primary investment objective of the scheme is to The primary investment objective of the scheme is to The primary investment objective of the scheme is to The primary investment objective of the scheme is to
generate optimal returns consistent with moderate generate stable returns for investors with a short generate optimal credit risk-free returns by investing generate optimal returns consistent with moderate
level of risk. This income may be complemented by term investment horizon by investing in fixed income in a portfolio of securities issued and guaranteed by levels of risk. This income may be complemented by
capital appreciation of the portfolio.Accordingly, securitites of a short term maturity the Central Government and State Government capital appreciation of the portfolio. Accordingly,
investments shall predominantly be made in Debt & investments shall predominantly be made in Debt &
Money Market Instruments money market Instruments
Nil Nil For Retail Plan and Institutional Plan: Nil Nil
Nil In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated June 30, 2009, no entry load will be charged by the Scheme to the investor effective August 1, 2009. Upfront commission shall be paid
directly by the investor to the AMFI registered Distributors based on the investors' assessment of various factors including the service rendered by the distributor
Under Retail Plan: Growth Plan (Growth Option, Growth Plan (Growth Option) & Dividend Plan Growth Option , Dividend Plan (Dividend Payout Growth Plan (Growth Option) & Dividend Plan
Bonus Option) & Dividend Plan (Dividend Payout (Dividend Payout Option & Dividend Reinvestment Option & Dividend Reinvestment Option) & Provident (Dividend Payout Option & Dividend Reinvestment
Option & Dividend Reinvestment Option) Option) Fund (PF) Option (ACAPO,DMDO,AARO).## Option)
— — – –
— — - -
19th 25th 25th -
19th of last month of each 19th of last month of each - -
calendar quarter calendar quarter
19th of last month of each calander — - -
half year
19th March — - -
Prashant Pimple Prashant Pimple Prashant Pimple Prashant Pimple
Crisil Composite Bond Fund Index Crisil Liquid Fund Index I Sec - Li Bex Crisil Composite Bond Fund Index
#The key features of Reliance Gilt Securities Fund having Short Term Plan and Long Term Plan
have been changed w.e.f August 22, 2008. Pursuant to the changes, the scheme will have Retail
Plan and Institutional Plan . For more details please refer to the Addendum dated July 21, 2008.
## ACAPO - Automatic Capital Appreciation Payout Option, DMDO - Defined Maturity Date
Option, AARO - Automatic Annual Reinvestment Option.
Type An open ended liquid scheme An open ended liquid scheme An open ended liquid scheme An open ended income Scheme
Inception Date December 7, 2001 March 23, 1998 June 16, 2005 September 2, 2004
Under Retail Plan & Institutional Plan: Growth Growth Option, Bonus Option & Dividend Growth Plan (Growth Option) & Dividend Plan
Choice of Plans and Growth Option (Growth Option) & Dividend Option & Dividend Option (Dividend Payout Option (Dividend Payout Option & Dividend (Dividend Payout Option & Dividend Reinvestment
Options Option (Dividend Reinvestment & Dividend Option & Dividend Reinvestment Option) Reinvestment Option) Option)
Payout Option)
Dividend Periodicity$ – – – –
Half yearly - - - —
Annual - - - —
Fund Manager Amit Tripathi Prashant Pimple Amit Tripathi & Anju Chhajer Amit Tripathi
Benchmark Crisil Liquid Fund Index Crisil Liquid Fund Index Crisil Liquid Fund Index Crisil Liquid Fund Index
STP
$ If the dividend declaration date for any of the specified frequencies is a non business day then the immediate next business day becomes the record date.
@ The fundamental attributes of Reliance Liquid Fund – Cash Plan will be changed w.e.f. Nov 9, 2010. Please refer addendum No 45 dated Sep 30, 2010 available on Downloads section of our
website www.reliancemutual.com
An open ended gold exchange traded fund An open ended, exchange listed, index linked scheme (tracking CNX Bank Index).
The investement objective is to seek to provide returns that closely correspond to returns provided by price The investment objective of Reliance Banking Exchange Traded Fund (RBETF) is to provide returns that,
of Gold through investment in physical Gold (and Gold related securities as permitted by Regulators from before expenses, closely correspond to the total returns of the securities as represented by the CNX Bank
time to time). However, the performance of the scheme may differ from that of the domestic prices of Index. However, the performance of Scheme may differ from that of the underlying index due to tracking
Gold due to expenses and or other related factors. However, there can be no assurance that the error. There can be no assurance or guarantee that the investment objective of the scheme will be achieved.
investment objective of the scheme will be achieved.
Physical Gold or Gold related Instruments as permitted by regulators from time to time^-90-100%, Securities covered by the CNX Bank Index- 90-100%;
Money Market Instrument, Bonds, Debentures, Government Securities including T-Bills, Securitised Debt** Money Market instruments including CBLO- 0-10%
& other debt securities as permitted by regulators from time to time-0-10%(** upto 10% in securitised
debt)
Nil In terms of SEBI circular no. SEBI/IMD/CIR No.4/Nil 168230/09 dated June 30, 2009, no entry load will be charged by the Scheme to the investor effective NilAugust 1, 2009. Upfront commission shall be paid
directly by the investor to the AMFI registered Distributors based on the investors' assessment of various factors including the service rendered by the distributor
Nil Nil
NA
NA
NA NA
NA NA
NA NA
NA NA
NA NA
NA NA
As there are no indices catering to gold sectors/securities linked to Gold, currently GETF shall be benchmarked against the price of Gold CNX Bank Index
On going purchase directly from mutual fund would be available only to the Authorised Participants provided the On going purchases directly from the Mutual Fund would be restricted to Authorised Participants and Large Investors
value of units to be purchased is in creation unit size. Authorised Participants may buy the units on any business provided the value of units to be purchased is in creation unit size. Authorised Participants and Large Investors may
day for the scheme directly from the mutual fund at applicable NAV and transaction charges, if applicable, by buy the units on any business day for the scheme directly from the Mutual Fund at applicable NAV and transaction
depositing Gold or cash, value of which is equal to creation size. Each creation unit consists of 1000 units and charges, if applicable, by transfering stocks or cash, value of which is equal to creation unit size. Each creation unit
cash components, if any, of Reliance Gold Exchange Traded Fund. The minimum number of units that can be consist of 10,000 units and cash component, if any, of Reliance Banking Exchange Traded Fund. On ongoing basis
bought or sold through the stock exchange is 1 (one) unit. for all category of investors, they can purchase the units from the exchange with minimum size being 1 unit
^ Presently, investment only in physical gold is allowed as per SEBI guidelines. Investment in gold related instruments maybe undertaken as and when permitted by SEBI.
Statutory Details: Reliance Mutual Fund has been constituted as a trust in accordance with the provisions of the Indian Trusts Act, 1882.
Sponsor Reliance Capital Ltd. Trustee Reliance Capital Trustee Company Limited. Investment Manager Reliance Capital Asset Management
Limited (Registered Office of Trustee & Investment Manager: “Reliance House” Nr. Mardia Plaza, Off. C.G. Road, Ahmedabad 380 006). The
Sponsor, the Trustee and the Investment Manager are incorporated under the Companies Act 1956. The Sponsor is not responsible or liable for
any loss resulting from the operation of the Scheme beyond their initial contribution of Rs.1 lakh towards the setting up of the Mutual Fund
Marcom/Factsheet/January 09/Ver 2.1/17/01/09
and such other accretions and additions to the corpus. Risk Factors Mutual Funds and securities investments are subject to market risks and
there is no assurance or guarantee that the objectives of the Scheme will be achieved. As with any investment in securities, the NAV of
the Units issued under the Scheme can go up or down depending on the factors and forces affecting the capital markets. Reliance Equity
Advantage Fund, Reliance NRI Equity Fund, Reliance Vision Fund, Reliance Quant Plus Fund, Reliance Equity Fund, Reliance Growth Fund,
Reliance Long Term Equity Fund, Reliance Equity Opportunities Fund, Reliance Regular Savings Fund - Equity, Option, Reliance Regular
Savings Fund - Balanced Option, Reliance Infrastructure Fund, Reliance Natural Resources Fund, Reliance Banking Fund, Reliance Diversi-
fied Power Sector Fund, Reliance Media & Entertainment Fund, Reliance Pharma Fund, Reliance Tax Saver (ELSS) Fund, Reliance Money
Manager Fund, Reliance Medium Term Fund, Reliance Liquidity Fund, Reliance Liquid Fund, Reliance Floating Rate Fund - Short Term
Plan, Reliance Short Term Fund, Reliance Regular Savings Fund - Debt Option, Reliance Income Fund, Reliance Dynamic Bond Fund,
Reliance Gilt Securities Fund, Reliance Monthly Income Plan, Reliance Gold Exchange Traded Fund, Reliance Banking Exchange Traded
Fund, Reliance Small Cap Fund, Reliance Arbitrage Advantage Fund, Reliance Index Fund - Nifty Plan and Reliance Index Fund - Sensex
Plan are only the names of the Schemes and does not in any manner indicates either the quality of the Scheme; its future prospects or
returns. Past performance of the Sponsor/AMC/Mutual Fund is not indicative of the future performance of the Scheme. The NAV of the
Scheme may be affected, interalia, by changes in the market conditions, interest rates, trading volumes, settlement periods and transfer proce-
dures. For details of scheme features and for Scheme specific risk factors please refer to the Scheme Information Document which is available
at all the DISC / Distributors / www.reliancemutual.com. Please read the Scheme Information Document and Statement of Additional
Information carefully before investing.