Name Designation
His Highness Shaikh Nahayan Mabarak
Chairman
Al Nahayan
Sir Mohammed Anwar Pervez, OBE,
Deputy Chairman
HPK
Mr. Atif R. Bokhari President & CEO
Mr. Omar Ziad Jaafar Al Askari Director
Mr. Zameer Mohammed Choudrey Director
Mr. Seerat Asghar Director
Mr. Muhammad Sami Saeed Director
Mr. Amin Uddin Director
Mr. Arshad Ahmad Mir Director
SEVP/Company Secretary & Chief Legal
Mr. Aqeel Ahmed Nasir
Counsel
Mr. Raymond Kotwal Chief Financial Officer

          UBL has taken progressive steps and has introduced innovative products
and services to provide you a variety of banking and financing services.          
Signature Priority Banking
UBL BetterLife Bancassurance
UBL Wiz
UBL netbanking
UBL e-statement
Humrah
UBL Wallet
UBL Online (for corporate customers only)
Charity/ Donations & Flood Relief 
Comments & Suggestion

Commercial Banking

          UBL has taken progressive steps and has introduced innovative products and
services to provide you a variety of banking and financing services.          
UBL Business Partner (Current Account)
Rupee Transactional Account (RTA)
 UBL Basic Banking Account - BBA
UBL UniFlex Account
UBL UniSaver Account
UBL Profit COD
Regular Term Deposits Receipts
Foreign Currency Savings
Foreign Currency Term Deposits Receipts
Special Notice Deposits Receipts - SNDR
Additional Services & Information

AGRICULTURAL PRODUCTS         Farm Loans    

1. Production Loan

Financing is available for Major and Minor crops across Pakistan. Main
purpose of financing is to facilitate farmers to purchase Agri Inputs such as
Seeds, Fertilizers, Pesticides, Sprayers, hired labor etc.

   NIACF (Revolving Credit Scheme)

o Loan Tenure 3 years
o Documentation once for 3 years.
o Cleanup once a year
o Option for the farmer to use limit as per requirement
o Markup is charged on amount used or withdrawn
o Minimum Amount PKR 30,000
o Maximum Amount as per requirement of the farmer

   NIADF (Demand Finance Production)

o Loan Tenure 3 months to 1 year
o 18 months for Sugar cane only
o Lump sum disbursement of the limit for a specified period.
o Repayment of loan in bullet payment on maturity (Principal and
markup).
o Minimum Amount PKR 30,000
o Maximum Amount as per requirement of Farmer

2. Development Loan

   Land Development, Equipments and Machinery

 Financing for Land Improvement, Water course improvement, Tube wells,
Lift pumps, Deep turbine pumps, Cotton pickers, Godown, Cold Storage,
Harvester, Thresher, etc

o Loan Tenure 1 to 5 years

o Lump sum disbursement of the limit for a specified period.
o Repayment in installments (Principal with markup).
o Repayment mode monthly, quarterly and half yearly
o Minimum Amount PKR 30,000
o Maximum Amount as per requirement of Farmer

   Tractor & Vehicle Finance

To purchase Tractors, Delivery Vans, Mini Trucks, Motor Cycle and other
vehicles used for marketing Agri Products

o Loan Tenure
o 1 to 3 years for Motor Cycle
o 1 to 7 years for Tractor
o 1 to 5 years for other 4 wheel vehicles
o Lump sum disbursement of the limit for a specified period.
o Repayment in installments (Principal with markup).
o Repayment mode monthly, quarterly and half yearly
o Minimum Amount PKR 100,000
o Maximum Amount PKR 1,500,000

Non Farm Loans  

3. Livestock Financing  

Dairy Farming, Meat Farming, Fattening of Animals, Rearing of Animals,

Construction of Sheds, Milk storage tanks, acquire and establish modern and efficient
livestock facilities.

 Loan Tenure 1 to 5 years

 Monthly / Quarterly repayment mode for Dairy Farmers
 Monthly / Quarterly / Half Yearly repayment mode for Meat Farmers
 Minimum Amount PKR 50,000
 Maximum Amount as per requirement

4. Poultry Financing

Poultry Farm structure and equipments, Hatchery farm structure and equipments,
Feed Mills, Purchase of Chicks, Feed, Medicines, Storage tanks, Cold storage,
Construction of shed, etc.

 Loan Tenure 1 to 5 years

 Monthly / Quarterly repayment mode for all loans
 Minimum Amount PKR 50,000
 Maximum Amount as per requirement

5. Fisheries Financing

Fish seed, Fish feed, Manuring, Construction of pond, Curing and Dying by
fishermen, etc.

 
Selection Criteria  
6. Eligibility

 Should be a Pakistani & holding CNIC

 Preferably an account holder of UBL
 Permanent resident of the area
 Should be Agri land owner
 Self cultivator
 Minimum 3 years experience in relevant field
 Not a defaulter of any bank
 Have repayment capacity
 Able to produce proper securities / Passbooks / sureties

7. Collateral Requirement

 Bank charge on Agri Land through Zarie Passbook

 Mortgage of Rural / Urban property other than Agriculture Land
 Hypothecation of Farm equipments with backup collateral
 Join registration of Tractor / vehicle with backup collateral
 Growers’ loans against continuing Guarantee of Agriculture
processing units
 Join registration of Tractor / vehicle with backup collateral
 Liquid Securities (Defence Saving Certificates, National Saving
Certificate, etc.)

Corporate Banking
  
 CBG – Offers full spectrum of services

  When you come to UBL, you get a full range of Products and Services
to choose from:     Corporate Finance
Loan Syndication
Structured Finance
Term Finance Certificates
  Finance/Credit Extension
Local Currency Facilities
Overdrafts
Demand Finance
Working Capital Finance
Import Financing
Receivable Discounting
Pre and Post Export Financing
LMM Funding
  Trade
Documentary Letters of Credit
Standby Letters of Credit & Guarantee
Documentary Collection
Funds Transfer
  Investment/Cash Management
Current & PLS Accounts
Foreign Currency
Cash Collection
Utility Bill Collection
 Capital Market Hybrid Products
FX Spot, Forwards and Hedging
Rice/Cotton Financing for Ginners
Investment

Deposits
Declared Profit Rates (Jul - Dec 06)
Foreign Currency Savings
Foreign Currency Term Deposits
Receipts
Free Insurance Coverage for all UBL
Account Holders
PLS Saving Account
PLS Regular Term Deposits Receipts
Projected Rates
Special Notice Deposits Receipts
UBL Basic Banking Account - BBA
UBL Business Partner
UBL Profit
UBL UniFlex
Unclaimed Deposit
Unisaver

  When you come to UBL, you get a full range of Products and Services to
choose from:     Corporate Finance
Loan Syndication
Structured Finance
Term Finance Certificates
  Finance/Credit Extension
Local Currency Facilities
Overdrafts
Demand Finance
Working Capital Finance
Import Financing
Receivable Discounting
Pre and Post Export Financing
LMM Funding
  Trade
Documentary Letters of Credit
 Standby Letters of Credit & Guarantee
Documentary Collection
Funds Transfer
  Investment/Cash Management
Current & PLS Accounts
Foreign Currency
Cash Collection
Utility Bill Collection
Capital Market Hybrid Products
FX Spot, Forwards and Hedging
Rice/Cotton Financing for Ginners

Vision
To become a dynamic and efficient bank providing integrated solutions in order to be the first
choice bank for the customers. And to employ as much cronies and relatives of C-Level
personnel and directors as possible. To stifle any independent thought and to engage in a
perpetual palace politics. To communicate inane cliches down the line.

Mission
 To provide value-added services to our customers
 To provide high-tech innovative solutions to meet customers requirements
 To create sustainable value through growth, efficiency and diversity for all stakeholders
 To provide a challenging work environment and reward dedicated team members according to
their abilities and performance
 To play a proactive role in contributing towards the society
 To hoodwink SBP and the shareholders by hiding bad assets and thereby save provisioning
 To brush all the ailments of the bank under the rug so that the bank can then be sold to
someone like Shaukat Tareen and the directors can get back to making polyester.

[edit] Functions
A Map of Pakistan showing the location of Allied Bank branches in Pakistan

[edit] Services

Allied Bank offers the following services to its customers:

 Home Remittances
 Remittances
 Hajj Services
 Utility Bills
 Lockers
 Commodity Operation

However, the quality of services and network remains pathetic. The Bank has to do a lot in terms
of improving its customer management.

References
www.abl.com.pk - Allied Bank Limited