HDFC Bank

Consolidated
Balance ------------------- in Rs. Cr. -------------------
Sheet

Mar '19 Mar '18 Mar '17 Mar '16 Mar '15
12 months 12 months 12 months 12 months 12 months

Capitals and Liabilities:

Total Share
Capital 544.66 519.02 512.51 505.64 501.3
Equity Share
Capital 544.66 519.02 512.51 505.64 501.3
Reserves 153,128.00 109,080.11 91,281.44 73,798.49 62,652.77
Net Worth 153,672.66 109,599.13 91,793.95 74,304.13 63,154.07
450,283.6
Deposits 922,502.68 788,375.14 643,134.25 545,873.29 5
Borrowings 157,732.78 156,442.08 98,415.64 71,763.45 59,478.25
509,761.9
Total Debt 1,080,235.46 944,817.22 741,549.89 617,636.74 0
Minority
Interest 501.79 356.33 291.44 180.62 161.63
Other
Liabilities &
Provisions 58,395.80 48,413.49 58,708.88 38,140.33 34,018.93
Total 607,096.5
Liabilities 1,292,805.71 1,103,186.17 892,344.16 730,261.82 3

Mar '19 Mar '18 Mar '17 Mar '16 Mar '15
12 months 12 months 12 months 12 months 12 months

Assets:
Cash &
Balances with
RBI 46,804.59 104,688.21 37,910.55 30,076.58 27,522.29
Balance with
Banks,
Money at Call 35,013.05 18,373.35 11,400.57 8,992.30 9,004.13
383,407.9
Advances 869,222.66 700,033.84 585,480.99 487,290.42 7
164,272.6
Investments 286,917.68 238,460.92 210,777.11 161,683.34 1
Gross Block 4,219.84 3,810.56 3,814.70 3,479.70 3,224.94
Net Block 4,219.84 3,810.56 3,814.70 3,479.70 3,224.94
Other Assets 50,627.89 37,819.29 42,960.24 38,739.48 19,664.57
607,096.5
Total Assets 1,292,805.71 1,103,186.17 892,344.16 730,261.82 1

Kotak Mahindra Bank

Consolidated Balance Sheet ------------------- in Rs. Cr. -------------------

Mar '19 Mar '18 Mar '17 Mar '16 Mar '15
12 months 12 months 12 months 12 months 12 months

Capital & Liabilities:

Total Share Capital 1,454.38 952.82 920.45 917.19 386.18
Equity Share Capital 954.38 952.82 920.45 917.19 386.18
Preference Share Capital 500 0 0 0 0
Employee Stock Option 2.07 2.17 1.87 3.41 3
Reserves 56,825.35 49,533.24 37,570.39 32,443.45 21,752.09
Net Worth 58,281.80 50,488.23 38,492.71 33,364.05 22,141.27
224,824.2
Deposits 6 191,235.80 155,540.00 135,948.76 72,843.46
Borrowings 66,438.94 58,603.97 49,689.91 43,729.79 31,414.88
291,263.2 104,258.3
Total Debt 0 249,839.77 205,229.91 179,678.55 4
Minority Interest 0 0 474.43 395.6 335.69
Policy Holders Funds 27,417.81 22,425.34 18,792.88 15,148.28 13,792.61
Other Liabilities & Provisions 18,208.43 14,967.13 13,197.64 12,217.09 8,032.81
395,171.2 148,560.7
Total Liabilities 4 337,720.47 276,187.57 240,803.57 2

Mar ‘19 Mar ‘18 Mar ‘17 Mar ‘16 Mar ‘15

12 months 12 months 12 months 12 months 12 months

Assets:

Cash & Balances with RBI 10,910.92 8,933.50 7,512.23 6,924.90 3,945.12
Balance with Banks, Money at
Call 20,353.54 15,467.13 18,076.32 4,674.51 2,958.33
Advances 243,461.9 205,997.32 167,124.91 144,792.82 88,632.21
 9
103,487.0
Investments 2 90,976.60 68,461.54 70,273.90 47,350.87
Gross Block 2,697.46 2,542.89 1,758.62 1,761.02 1,384.97
Revaluation Reserves 0 0 0 0 15.05
Net Block 2,697.46 2,542.89 1,758.62 1,761.02 1,369.92
Other Assets 14,260.31 13,803.03 13,253.94 12,376.44 4,304.27
395,171.2 148,560.7
Total Assets 4 337,720.47 276,187.56 240,803.59 2

Kotak Mahindra Bank

Consolidated Profit & ------------------- in Rs. Cr. -------------------

Loss account
 

Mar '19 Mar '18 Mar '17 Mar '16 Mar '15

12 months 12 months 12 months 12 months 12 months

Income:          
Interest Earned 29,934.76 25,131.08 22,324.21 20,401.64 13,318.89
Other Income 16,044.35 13,682.23 11,660.45 7,630.73 8,152.20
Total Income 45,979.11 38,813.31 33,984.66 28,032.37 21,471.09

Expenditure:          
Interest expended 15,186.61 12,466.85 11,457.51 11,122.97 6,966.10
Employee Cost 4,850.90 4,380.90 3,982.31 3,854.05 2,375.46
Selling, Admin & Misc.
Expenses 18,363.48 15,435.00 13,232.65 9,279.71 8,827.55
Depreciation 458.42 383.43 362.21 344.51 236.89
Operating Expenses 19,171.41 16,163.50 14,245.40 10,894.08 9,749.26
Provisions &
Contingencies 4,501.39 4,035.83 3,331.77 2,584.19 1,690.64

Total Expenses 38,859.41 32,666.18 29,034.68 24,601.24 18,406.00

Net Profit for the Year 7,119.70 6,147.14 4,949.98 3,431.12 3,065.08
Minority Interest 0 56.67 78.83 65.19 59.51
Share Of P/L of
Associates -84.43 -110.51 -70.18 -92.92 -39.88
Net P/L After Minority
Interest & Share of
Associates 7,204.13 6,200.97 4,941.33 3,458.85 3,045.45
Profit brought forward 24,931.13 20,152.56 16,223.88 13,542.86 9,719.19
Total 32,050.83 26,299.70 21,173.86 16,973.98 12,784.27
Equity Dividend 160.28 114.21 0.07 91.84 82.07
Corporate Dividend Tax 32.98 23.8 -0.62 19.62 14.56
Per share data (annualized)        
Earnings Per Share
(Rs) 37.3 32.26 26.89 18.7 39.68
Book Value (Rs) 302.71 264.93 209.09 181.86 286.63
Appropriations        
Transfer to Statutory
Reserves 1,533.21 1,282.64 1,013.20 666.37 709.84
Transfer to Other
Reserves 1.75 1.75 0 0 94.04
Proposed
Dividend/Transfer to
Govt 193.26 138.01 -0.55 111.46 96.63
Balance c/f to Balance
Sheet 30,407.04 24,931.13 20,152.56 16,223.88 11,864.13
Total 32,135.26 26,353.53 21,165.21 17,001.71 12,764.64
 ICICI Bank

Consolidated Balance
------------------- in Rs. Cr. -------------------
Sheet

Mar '19 Mar '18 Mar '17 Mar '16 Mar '15
12 months 12 months 12 months 12 months 12 months

Capital & Liabilities:

Total Share Capital 1,289.46 1,285.81 1,165.11 1,163.17 1,159.66
Equity Share Capital 1,289.46 1,285.81 1,165.11 1,163.17 1,159.66

Employee Stock Option 4.68 5.57 6.26 6.7 7.44

Reserves 109,889.27 106,310.68 100,395.52 90,123.37 83,537.44
Net Worth 111,183.41 107,602.06 101,566.89 91,293.24 84,704.54
Deposits 681,316.94 585,796.11 512,587.26 451,077.39 385,955.25
Borrowings 210,324.12 229,401.83 188,286.76 220,377.66 211,252.00
Total Debt 891,641.06 815,197.94 700,874.02 671,455.05 597,207.25
Minority Interest 6,580.54 6,008.19 4,865.31 3,355.64 2,505.81
Policy Holders Funds 152,378.75 0 0 0 0
Other Liabilities &
Provisions 73,940.14 192,445.22 175,353.32 149,834.79 141,661.56
Total Liabilities 1,235,723.90 1,121,253.41 982,659.54 915,938.72 826,079.16

Mar ‘19 Mar ‘18 Mar ‘17 Mar ‘16 Mar ‘15
12 months 12 months 12 months 12 months 12 months

Assets:
Cash & Balances with RBI 38,066.28 33,272.60 31,891.26 27,277.56 25,837.67
 Balance with Banks, Money
at Call 49,324.62 55,726.53 48,599.61 37,758.41 21,799.50
Advances 646,961.68 566,854.22 515,317.31 493,729.11 438,490.10
Investments 398,200.76 372,207.68 304,373.29 286,044.09 302,761.63
Gross Block 9,660.42 9,465.01 9,337.96 8,713.46 5,871.21
Revaluation Reserves 3,070.00 3,027.64 3,065.11 2,817.47 0
Net Block 6,590.42 6,437.37 6,272.85 5,895.99 5,871.21
Other Assets 96,580.14 86,755.00 76,205.22 65,233.57 31,319.07

Total Assets 1,235,723.90 1,121,253.40 982,659.54 915,938.73 826,079.18

Consolidated Profit & Loss

------------------- in Rs. Cr. -------------------
account

  Mar '19 Mar '18 Mar '17 Mar '16 Mar '15

12 months 12 months 12 months 12 months 12 months

Income:          
Interest Earned 71,981.65 62,162.35 60,939.98 59,293.71 54,964.00
Other Income 59,324.85 56,806.75 52,457.65 42,102.14 35,252.24
Total Income 131,306.50 118,969.10 113,397.63 101,395.85 90,216.24

Expenditure:          
Interest expended 39,177.54 34,262.05 34,835.83 33,996.47 32,318.15
Employee Cost 9,425.26 8,333.53 7,893.26 6,912.29 6,568.32
Selling, Admin & Misc Expenses 76,068.70 66,351.84 58,416.58 48,717.07 37,589.24
Depreciation 945.84 922.14 911.64 843.11 798.22
Operating Expenses 64,258.88 55,755.63 48,169.98 40,789.55 35,022.71

Provisions & Contingencies 22,180.92 19,851.88 19,051.50 15,682.92 9,933.07

Total Expenses 125,617.34 109,869.56 102,057.31 90,468.94 77,273.93

Net Profit for the Year 5,689.16 9,099.54 11,340.33 10,926.89 12,942.30
Minority Interest 1,434.92 1,387.36 1,151.95 746.93 695.43
Net P/L After Minority Interest &
Share Of Associates 4,254.24 7,712.19 10,188.38 10,179.96 12,246.87
Profit brought forward 21,999.16 21,504.55 19,821.08 19,827.87 14,547.55
Total 27,688.32 30,604.09 31,161.41 30,754.76 27,489.85
Equity Dividend 965.13 1,457.46 0.95 2,907.52 2,898.81
Corporate Dividend Tax 193.31 233.14 228.04 553.91 488.27

Per share data (annualized)        

Earnings Per Share (Rs) 8.83 14.16 19.47 18.85 22.41

Book Value (Rs) 172.47 167.39 174.37 157.47 146.68
Appropriations        

Transfer to Statutory Reserves 3,048.58 5,526.97 8,275.93 6,725.33 3,542.09

Transfer to Other Reserves 0 0 -0.01 -0.01 -0.01

Proposed Dividend/Transfer to Govt 1,158.44 1,690.60 228.99 3,461.43 3,387.08

Balance c/f to Balance Sheet 22,046.38 21,999.16 21,504.55 19,821.08 19,865.26

Total 26,253.40 29,216.73 30,009.46 30,007.83 26,794.42

SBI Consolidated Balance

------------------- in Rs. Cr. -------------------
Sheet

Mar '19 Mar '18 Mar '17 Mar '16 Mar '15

12 months 12 months 12 months 12 months 12 months

Capital and Liabilities:

Total Share Capital 892.46 892.46 797.35 776.28 746.57
Equity Share Capital 892.46 892.46 797.35 776.28 746.57
Reserves 208,949.26 204,581.50 180,800.92 178,442.05 160,640.97
Net Worth 209,841.72 205,473.96 181,598.27 179,218.33 161,387.54
Deposits 2,940,541.06 2,722,178.28 2,599,810.66 2,253,857.56 2,052,960.79
Borrowings 413,747.66 369,079.34 336,365.66 361,399.39 244,663.47
Total Debt 3,354,288.72 3,091,257.62 2,936,176.32 2,615,256.95 2,297,624.26
Minority Interest 6,036.99 4,615.25 6,480.65 6,267.40 5,497.12
Other Liabilities &
293,645.69 290,238.19 285,272.44 271,366.42 235,601.11
Provisions
Total Liabilities 3,863,813.12 3,591,585.02 3,409,527.68 3,072,109.10 2,700,110.03

Mar '19 Mar '18 Mar '17 Mar '16 Mar '15

12 months 12 months 12 months 12 months 12 months

Assets:
Cash & Balances with RBI 177,362.74 150,769.46 161,018.61 160,424.57 144,287.55
Balance with Banks, Money
48,149.52 44,519.65 112,178.54 44,134.90 44,193.50
at Call
Advances 2,226,853.67 1,960,118.54 1,896,886.82 1,870,260.89 1,692,211.33
Investments 1,119,247.77 1,183,794.24 1,027,280.87 807,374.58 673,507.48
Gross Block 39,940.76 40,300.72 50,245.82 14,469.99 11,978.98
Revaluation Reserves 24,653.94 24,847.99 35,593.88 1,374.03 0
Net Block 15,286.82 15,452.73 14,651.94 13,095.96 11,978.98
Capital Work In Progress 762.3 925.07 694.92 785.7 400.32
Other Assets 276,150.31 236,005.33 196,815.98 176,032.52 133,530.86
Total Assets 3,863,813.13 3,591,585.02 3,409,527.68 3,072,109.12 2,700,110.02

SBI Consolidated Profit

------------------- in Rs. Cr. -------------------
& Loss account

Mar '19 Mar '18 Mar '17 Mar '16 Mar '15

12 months 12 months 12 months 12 months 12 months

Income:
Interest Earned 253,322.14 228,970.28 230,447.10 220,632.75 207,974.34
Other Income 77,365.22 77,557.24 68,193.17 52,828.39 49,315.17
Total Income 330,687.36 306,527.52 298,640.27 273,461.14 257,289.51

Expenditure:
Interest expended 155,867.46 146,602.98 149,114.67 143,047.36 133,178.64
Employee Cost 43,795.01 35,410.62 35,691.21 32,525.60 31,117.61
Selling, Admin & Misc
124,459.92 125,596.26 111,310.38 82,892.69 73,894.39
Expenses
Depreciation 3,495.89 3,105.07 2,914.68 2,252.21 1,581.49
Operating Expenses 114,800.30 96,154.37 87,289.89 74,307.19 73,224.23
Provisions &
56,950.52 67,957.58 62,626.38 43,363.31 33,369.26
Contingencies

327,618.28 310,714.93 299,030.94 260,717.86 239,772.13

Total Expenses
 Net Profit for the Year 3,069.07 -4,187.41 -390.67 12,743.29 17,517.37

Bank of India
Consolidated Balance
------------------- in Rs. Cr. -------------------
Sheet

Mar '19 Mar '18 Mar '17 Mar '16 Mar '15

12 months 12 months 12 months 12 months 12 months

Capital & Liabilities:

Total Share Capital 2,760.03 1,743.72 1,055.43 817.29 665.65
Equity Share Capital 2,760.03 1,743.72 1,055.43 817.29 665.65

Share Application Money 4,638.00 0 1,721.92 1,303.65 0

Reserves 40,253.92 35,012.76 30,851.91 31,224.72 31,857.19
Net Worth 47,651.95 36,756.48 33,629.26 33,345.66 32,522.84
Deposits 522,554.96 522,996.90 542,352.11 515,722.47 534,482.30
Borrowings 44,265.19 43,598.26 39,491.42 51,103.28 40,098.68
Total Debt 566,820.15 566,595.16 581,843.53 566,825.75 574,580.98
Minority Interest 162.15 159.15 80.98 98 167.93
 Other Liabilities &
Provisions 16,249.65 11,673.55 16,472.18 16,359.82 18,012.99
Total Liabilities 630,883.90 615,184.34 632,025.95 616,629.23 625,284.74

Mar '19 Mar '18 Mar '17 Mar '16 Mar '15
12 months 12 months 12 months 12 months 12 months

Assets:
Cash & Balances with RBI 29,322.09 31,575.19 27,544.44 34,213.72 27,498.38
Balance with Banks, Money
at Call 65,537.90 64,449.04 68,920.27 65,291.00 49,440.54
Advances 342,966.34 343,288.92 368,328.76 361,301.89 404,389.35
Investments 150,905.02 140,321.07 130,751.26 122,620.91 123,195.52
Gross Block 8,799.08 8,191.65 8,349.12 8,572.85 5,914.49
Net Block 8,799.08 8,191.65 8,349.12 8,572.85 5,914.49
Capital Work In Progress 200 158.21 196.66 0 0
Other Assets 33,153.48 27,200.26 27,935.44 24,628.86 14,846.46
Total Assets 630,883.91 615,184.34 632,025.95 616,629.23 625,284.74

Bank of India
Consolidated Profit & Loss
------------------- in Rs. Cr. -------------------
account

Mar '19 Mar '18 Mar '17 Mar '16 Mar '15
12 months 12 months 12 months 12 months 12 months

Income:
Interest Earned 41,004.82 38,312.80 39,585.23 42,092.84 43,684.87
Other Income 5,264.03 5,845.89 6,819.45 3,671.62 4,278.08
Total Income 46,268.85 44,158.69 46,404.68 45,764.46 47,962.95

Expenditure:
Interest expended 27,207.12 27,678.83 27,605.75 30,245.31 32,220.05
Employee Cost 6,081.82 4,963.17 5,449.06 5,403.59 5,031.30
Selling, Admin & Misc
Expenses 18,104.49 17,067.88 14,950.86 16,160.58 8,672.20
 Depreciation 372.84 521.68 -7.23 289.96 291.08
Operating Expenses 10,867.04 9,265.18 8,974.96 9,425.03 8,193.42

Provisions & Contingencies 13,692.11 13,287.55 11,417.73 12,429.10 5,801.16

Total Expenses 51,766.27 50,231.56 47,998.44 52,099.44 46,214.63

Mar '19 Mar '18 Mar '17 Mar '16 Mar '15

Net Profit for the Year -5,497.42 -6,072.88 -1,593.74 -6,334.98 1,748.32
Minority Interest 0.48 -20.4 -21.42 -71.66 1.89
Share Of P/L Of Associates -71.33 -91.16 -102.23 -59.06 -266.47
Net P/L After Minority
Interest & Share Of
Associates -5,426.57 -5,961.31 -1,470.09 -6,204.26 2,012.90
Profit brought forward -14,914.45 -8,585.29 -6,365.35 0 0
Total -20,411.87 -14,658.17 -7,959.09 -6,334.98 1,748.32
Equity Dividend 0 0 0 0 332.1
Corporate Dividend Tax 0 0 0 0 67.62
Per share data (annualized)
Earnings Per Share (Rs) -19.92 -34.84 -15.11 -77.51 26.26
Book Value (Rs) 155.89 210.88 302.53 392.05 488.59
Appropriations
Transfer to Statutory Reserves 73.53 367.85 749.85 161.09 1,613.18
Transfer to Other Reserves 0 0 0 -6,365.35 0
Proposed Dividend/Transfer
to Govt 0 0 0 0 399.72
Balance c/f to Balance Sheet -20,414.55 -14,914.45 -8,585.29 -6,365.35 0
Total -20,341.02 -14,546.60 -7,835.44 -12,569.61 2,012.90

Canara Bank
Consolidated Balance
------------------- in Rs. Cr. -------------------
Sheet

Mar '19 Mar '18 Mar '17 Mar '16 Mar '15

12 months 12 months 12 months 12 months 12 months

Capital and Liabilities:

Total Share Capital 753.24 733.24 597.29 542.99 475.2
Equity Share Capital 753.24 733.24 597.29 542.99 475.2
Reserves 30,487.82 29,639.72 28,714.96 26,422.02 26,610.66
 Net Worth 31,241.06 30,372.96 29,312.25 26,965.01 27,085.86
Deposits 599,123.02 524,846.98 495,266.34 479,748.94 473,724.99
Borrowings 41,042.64 38,909.50 39,591.76 26,963.42 25,762.82
Total Debt 640,165.66 563,756.48 534,858.10 506,712.36 499,487.81
Minority Interest 667.87 521.8 498.07 449.23 378.65
Other Liabilities &
Provisions 33,260.04 30,259.50 26,117.18 24,153.66 26,199.38
Total Liabilities 705,334.63 624,910.74 590,785.60 558,280.26 553,151.70

Mar ‘19 Mar ‘18 Mar ‘17 Mar ‘16 Mar ‘15
12 months 12 months 12 months 12 months 12 months

Assets:

Cash & Balances with RBI 29,921.43 22,102.42 19,924.49 20,665.03 21,976.76
Balance with Banks, Money
at Call 36,609.81 28,122.19 39,042.89 36,078.71 26,670.80
Advances 428,114.77 382,074.58 342,320.14 324,992.36 330,293.87
Investments 168,678.05 157,443.56 162,072.92 152,469.80 155,406.46
Gross Block 8,432.78 8,335.30 7,185.00 7,205.64 6,968.93
Revaluation Reserves 6,448.17 6,524.73 5,373.15 5,444.66 5,405.85
Net Block 1,984.61 1,810.57 1,811.85 1,760.98 1,563.08

Capital Work In Progress 0 0 0 0.12 1.05

Other Assets 40,025.97 33,357.43 25,613.32 22,313.25 17,239.66
Total Assets 705,334.64 624,910.75 590,785.61 558,280.25 553,151.68

Canara Bank
Consolidated Profit & Loss
------------------- in Rs. Cr. -------------------
account

Mar '19 Mar '18 Mar '17 Mar '16 Mar '15
12 months 12 months 12 months 12 months 12 months

Income:
Interest Earned 46,896.72 41,345.32 41,456.66 44,039.49 43,813.37
Other Income 7,372.42 7,398.00 7,852.26 5,131.26 4,733.45
Total Income 54,269.14 48,743.32 49,308.92 49,170.75 48,546.82
Expenditure:
Interest expended 32,338.69 29,112.90 31,540.27 34,262.99 34,133.12
Employee Cost 5,962.84 5,699.35 4,962.79 4,489.52 4,313.30
Selling, Admin & Misc
Expenses 14,991.61 17,562.06 11,241.06 12,916.50 6,813.47
Depreciation 428.83 456.33 331.19 172.03 428.91
Operating Expenses 11,106.39 9,837.81 8,612.19 7,591.94 7,266.03

Provisions & Contingencies 10,276.89 13,879.93 7,922.85 9,986.11 4,289.65

Total Expenses 53,721.97 52,830.64 48,075.31 51,841.04 45,688.80

Net Profit for the year 547.15 -4,087.32 1,233.61 -2,670.30 2,858.02
Minority Interest 94.2 78.85 52.53 71.89 66.39
Share Of P/L Of Associates -148.91 -214.78 -177.19 -135.18 -73.03
Net P/L After Minority Interest
& Share Of Associates 601.85 -3,951.40 1,358.28 -2,607.01 2,864.67
Total 547.15 -4,087.32 1,233.61 -2,670.30 2,858.02
Equity Dividend 0 0 0 0 540.97
Corporate Dividend Tax 0 0 0 0 110.76
Per share data (annualized)
Earnings Per Share (Rs) 7.26 -55.74 20.65 -49.18 60.14
Book Value (Rs) 414.75 414.23 490.75 496.6 569.99
Appropriations
Transfer to Statutory Reserves 347.02 0 1,058.00 0.45 1,666.17
Transfer to Other Reserves 0 0 0 -2,607.46 0
Proposed Dividend/Transfer to
Govt 0 0 0 0 651.73
Balance c/f to Balance Sheet 254.84 -3,951.40 300.28 -2,607.46 546.77
Total 601.86 -3,951.40 1,358.28 -5,214.47 2,864.67