FINANCIAL ANALYSIS OF JANATA BANK LIMITED

A Project Work Report

By
Sushma Rawat
Roll No: 540111
T.U. Reg. No: 7-2-54-106-2016
Mahendra Multiple Campus
Ghorahi, Dang

Submitted To:
The Faculty Of Management
Tribhuvan University
In Partial Fulfillment of the Requirement for the Degree of
BACHELOR OF BUSINESS STUDIES (BBS)

Ghorahi, Dang
Janaury, 2021
 DECLARATION
I hereby declare that the project work entitled ‘’FINANCIAL ANALYSIS OF
JANATA BANK LIMITED’’ submitted to the Faculty of Management, Tribhuvan
University is an original peace of work under the supervision of ISHWARI
PRASAD GHIMIRE, MAHENDRA MULTIPLE CAMPUS. GHORAHI, DANG and
submitted in partial fulfilment of the requirement for the award of the degree
of Bachelor of Business Studies (BBS). This project work report has not been
submitted to any other university of institution for the award of any degree of
diploma.

Sushma Rawat
Roll No: 540111
T.U. Reg. No: 7-2-54-106-2016
Mahendra Multiple Campus
Ghorahi, Dang
 Tribhuvan University

Mahendra Multiple Campus

Office of the Campus Chief

SUPERVISIOR’S RECOMMENDATION

The project work entitled ‘’FINANCIAL ANALYSIS OF JANATA BANK’’ Submitted

by SUSHMA RAWAT of MAHENDRA MULTIPLE CAMPUS, GHORAHI DANG is
prepared under my supervision as per the procedure and format requirement
aid by the faculty of Management, Tribhuvan University, as partial fulfilment of
the requirements for the award of the degree of Bachelor of Business Studies
(BBS). I therefore recommend the project work report for evaluation.

-----------------------------------
ISHWARI PRASAD GHIMIRE
MAHENDRA MULTIPLE CAMPUS, DANG
 Tribhuvan University

Mahendra Multiple Campus

Office of the Campus Chief
Bharatpur, Dang
ENDORSMENT
We hereby endorse the project work report entitled ‘’FINANCIAL ANALYSIS OF
JANATA BANK LIMITED’’ submitted by SUSHMA RAWAT of MAHENDRA
MULTIPLE CAMPUS, GHORAHI, DANG in partial fulfilment of the requirements
for award of the Bachelor of Business Studies (BBS) for external evaluation.

----------------------------------- ----------------------
DR. ARJUN K. BUDHATHOKI DIBAKAR SHARMA
(Management Research Committee) (Campus Chief)
Date: --------------------------------- MAHENDRA MULTIPLE CAMPUS
Ghorahi, Dang
Date: -----------------------
 ACKNOWLEDGEMENT

This research entitled ‘’FINANCIAL ANALYSIS OF JANATA BANK LIMITED’’ has

been conducted with the view to examine the financial performance of Janata
bank limited. This effort is for the partial fulfilment for the degree of Business
studies (BBS) under the course designed by the faculty of Management.
At the time of preparing this study, I had consulted various personalities. So I
would like to extend my sincere thanks to all whose works and ideas helped
me in conducting the study. Sincerely, I would like to pay my sincere thanks to
sir Iswari Prasad Ghimire of Mahendra Multiple Campus, Dang for his constant
encouragement valuable suggestions in the course of the preparation of this
research work and undertaking the supervision of my entire research work.
This form of the report is the outcome of this continuous encouragement
helpful suggestions and comments.

Finally, I would like to offer my profound gratitude to my family and friends for
their encouragemenet and support during the entire period of my study.

SUSHMA RAWAT
 Table of Contents
Title
Declaration
Supervisor’s Recommendation
Endorsement
Acknowledgement
Table of Contents
List of Tables
List of Figures
Abbreviations

CHAPTER 1 : INTRODUCTION
1.1.Background
1.2.Profile of org/ place/ events. Etc
1.3.Objectives
1.4.Rationale
1.5.Literature Review
1.6.Methods
1.7.Limitation

CHAPTER II: RESULTS AND ANALYSIS

2.1 Data presentations
2.2 Analysis of Results
2.3 Findings

CHAPTER III: SUMMARY AND CONCLUSION

3.1 Summary
3.2 Conclusions

BIBLIOGRAPHY
APPENDICES
 List of Table/Figure

Table No 1. Current Ratio

Table No 2. Cash & Bank Balance to Total Deposit ratio
Table No 3. Cash & Bank Balance to Current assets ratio
Table No 4. Loan & advance to Total deposit ratio
Table No 5. Net profit to Total assets ratio
Table No 6. Net profit to Total deposit ratio
Table No 7. Return on shareholder’s equity
Table No 8. Return on Investment
Table No 9. Long -term debt to shareholder’s fund ratio
Table No 10. Total debt to total assets ratio
Table No 11. Total debt to shareholder’s fund ratio
Table No 12. Interest Coverage ratio
Table No 13. Total investment to total deposit ratio
Table No 14. Loan & advance to total deposit ratio
Table No 15. Non-performing loan to loan and advance ratio
Table No 16. Loan & advance to fixed deposit ratio
Table No 17. Interest expense to total deposit ratio
Table No 18. Interest expense to total expenses