San

fransisco+G
Expense head Notes
eorgia Tech
MS

Gross income Fixed income only starting sa 700,000

Tax For 2020 218,750
Education loan EMI Interest of 10.25% 55,000
Accomodation ( 1 bedroom outside city centre ) 214,852
Utlities( electricity water garbage) 11,448
Internet 3G 5,298
Transportation (monthly pass possibly metro) Metro 6,156
Food (70% cheaper in Delhi than San Francisco) Assumed based on india co 13,332
Net of essentials 175,164
Restaurant meal ( Meal for 2 People, Mid-range Restaurant) 12,000
Beer (domestic) 2128
Movie 1140
Fitness club 7077
Net of discretionary 152,819
Accomodation ( {3 bedroom - 1 bedroom} outside city centre ) 160,750
Primary school education 191,299
Net after marriage and kids Doesn’t assume salary growt -199,230
 San
fransisco+ Delhi+IIT Delhi+ISBPG
Stanford MS P
MBA

1,038,917 100,000 183,333

324,661 ### 24,908
228,537 36,000
214,852 10,822 10,822
11,448 4,588 4,588
5,298 826 826
6,156 1,000 1,000
13,332 4,000 4,000
234,632 65,178 101,189
12,000 3,000 3,000
2,128 600 600
1,140 350 350
7,077 1,897 1897
212,287 59,331 95,342
160,750 13,738 13,738
191,299 13,065 13,065
-139,762 32,527 68,539