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The ‘Perfect Man Made Storm’ and

Americans Demand Immediate Man


Made Reform
November 13th, 2007 | Mortgage News

Step 1
If you agree with this or portions of it….

Tell YOUR FRIENDS - Email To A Friend

Please take this email seriously, for your job and reputation are on the line. There is
a very serious problem in America today and we are calling for proper and
immediate actions.

This economic disaster is the ‘Perfect man made Storm’ and Americans Demand an
Immediate man made Reform.

Those political leaders that do not address this credit/financial situation properly
will be held accountable and we will vote you out. Americans will no longer let the
financial special interest groups come between political financial contributions and
the American Dream.

I write to today with concern of BOTH House Bill HR 3915 and any involvement
you may have in endorsing it in any way as it stands. This current situation can lead
to a recession or even worse a DEPRESSION. HR 3915 both over simplifies the
problems and has not addressed the direct causes or core issues.

We as Americans insist that all the influencing factors below be addressed.


Obviously, this problem is a ‘Top Down Problem and NOT Bottom Up’.

Wall Street, Federal Reserve, State/Federal Banking Laws, Mortgage Backed


Security and Collateralized Debt Obligations Regulations, Rating Agencies,
Banking Underwriting, real estate professional responsibilities and mortgage loan
officers are all to blame.

Let’s start with; we do agree with capitalism and democracy, however, we do not
agree with corruption and manipulation.

1) Wall Street

Americans have grown tired of bubble after bubble and the deterioration of
American influence. If Wall Street makes the problems, Wall Street should both pay
for these problems and better regulation should sweep over what they can offer us
as Americans.

Wall Street opened up aggressive subprime mortgage financing which allowed


people to buy a home that had no business buying a home because they could not
truly afford it, they increased investor speculation with absurd business models and
these variables allowed people to get more home than they could afford.

a) Wall Street hedge funds, mortgage backed securities and collateralized debt
obligations profited incredibly from the FALSE market.

b) These aggressive aforementioned programs added 8% to 10% of new buyers to


the home buying market that should not have been there. These added ”buyers”
artificially inflated home values based upon supply and demand.

We support better regulation of these markets and financial responsibility to these


firms. They should not be allowed to hide behind a bankruptcy, like Bear Stearns is
attempting to do and they should not be allowed to hide behind the laws of other
countries.

2) Moody’s, Standard and Poor and Fitch - The Rating Agencies.

Where were they? All the MBS’s and CDO’s, they all had a AA or AAA rating
until recently. OBVIOUSLY, their current system failed miserably and the
governmental departments that regulate their existence need to be both questioned
and changed.

We support that the rating companies be not for profit organizations. This will
prohibit them from be “steered” OR as an alternative, we may need government
regulations and securitizations.

3) Federal Reserve.

a) The Federal Reserve has also failed miserably. Alan Greenspan both lowered
rates too long and then after the mess was made he increased them too quickly, for
17 consecutive sessions. Rates went from 4% to 8.5%. This prohibited the market,
especially the mortgage market, from adjusting in a timely fashion. Somehow, the
volume of adjustable rate mortgages should have been taken into consideration
because the adjustable rate mortgage resets has put a tremendous stress on our credit
markets. But instead rates increased too fast and now make these mortgages not
affordable to those with adjustable resets.
b) How do we know the Federal Reserve, a privately held corporation, has the best
interest of the American public in mind? How can a privately held corporation
control the monetary policies of this great country?

We support COMPLETE transparency with the Federal Reserve and their


relationship the US Government or We need to go back to the United States Note,
just like John F Kennedy did before he was assassinated.

4) US and Federal Banking Laws

a) Did banks underwrite all these mortgages…yes? Why are banks complaining?
They saw everything that was approved! In fact, they did the underwriting! They
could have turned down mortgages but please do not tell us that they were donating
money for homeownership.

b) How come, under the current banking laws, do banks not have regulated loan
officers? Does HR 3915 properly address this? Should all mortgage professionals be
licensed, regulated and bonded - we say yes!

b) How come Federally and State Charted banks do not disclose their Yield Spread
Premium (YSP)? Yield Spread Premium is merely a profit the bank makes.

When a mortgage is consummated by a mortgage professional, such as a broker, the


bank just pays them that portion of their profit that the broker earned, and helps
keep the costs of the loan to the borrower down. The problem is, the Federally
Chartered and State regulated Banks do NOT disclose their same profit nor their
Service Release Premium that is an additional income they earn as a bribe from
Wall Street. This must be disclosed as well.

We support that banks and brokers offer consumers transparency as well as equal
licensing standards.

5) Real Estate Professionals created FALSE appreciation.

Obviously we need professionals to sell a home, however, their commitments and


responsibilities need to be with both the homeowner AND a “make sense model”.

All too often we have heard of people buying a home for $500,000 and with all
these additional false buyers in the market from the aggressive mortgage programs
Wall Street offered, they ended up buying that same home for $600,000 just 3 days
later.

Today, take a look at the housing markets in California, Nevada and Florida as well
as many other areas in the US. That same $600,000 home is now worth $450,000.
Too many people bought homes at artificially influenced prices.
We support a “Purchase Cap” that limits how much above a listing price a home
could be sold for. This has created Too MUCH FALSE APPRECIATION.

6) Mortgage Brokers

a) All loan officers, both in the banking industry, such as Bank of America or an
independent mortgage broker should have the SAME EXACT STANDARDS.

There needs to be one standard, regardless of the state they do business in,
regardless if they are a mortgage broker, a Federally Chartered Bank or a State
Chartered Bank.

These individuals ALL need to be trained like a stock broker and live under one
common National standard. Bank loan officers and mortgage brokers are to serve
the people and homer owners of America.

b) We support licensing and improved standards for all originators - both banks and
brokers ALIKE.

c) We oppose the elimination of indirect compensation and urge that it will be


allowed as part of the interest rate. Consumers should be able to finance fees, costs
and creditors. Investors should be able to pay such fees and costs to mortgage
brokers as is currently industry practice today.

d) We do not support Title III. The standards are so strict and the liability so great
that it will prohibit loans being made in the subprime market. It will act as a federal
usury statute denying access to credit for deserving borrowers.

All in all this was the ‘Perfect Storm’ due to many ignorance’s from the public,
political and private sectors.

All of the aforementioned NEED to be addressed to preserve our economy!

Despite who is to blame, it is now in your hands. All eyes are you now. We demand
that you hear our wants and desires.

Your political careers will be influenced by your decisions, actions or lack of


actions.

We will see you at the polls.

Step 2
Please below click on each and every member of the

House Committee on Financial Services.

Let them know you oppose their current positioning!

Cut and paste the above article as is, any portion

of it or your version of it.

Some may have to be faxed, sorry.

Chairman Barney Frank


represents Massachusetts’ Fourth
Congressional District. The other Democratic
members of the Committee are: Republican Members

Rep. Paul E. Kanjorski, PA Rep. Spencer Bachus, AL

Rep. Maxine Waters, CA Rep. Richard H. Baker, LA

Rep. Carolyn B. Maloney, NY Rep. Deborah Pryce, OH

Rep. Luis V. Gutierrez, IL Rep. Michael N. Castle, DE

Rep. Nydia M. Velázquez, NY Rep. Peter King, NY

Rep. Melvin L. Watt, NC Rep. Edward R. Royce, CA

Rep. Gary L. Ackerman, NY Rep. Frank D. Lucas, OK

Rep. Julia Carson, IN Rep. Ron Paul, TX

Rep. Brad Sherman, CA Rep. Steven C. LaTourette, OH

Rep. Gregory W. Meeks, NY Rep. Donald A. Manzullo, IL

Rep. Dennis Moore, KS Rep. Walter B. Jones , NC

Rep. Michael E. Capuano, MA Rep. Judy Biggert, IL

Rep. Rubén Hinojosa, TX Rep. Christopher Shays, CT

Rep. William Lacy Clay, MO Rep. Gary G. Miller, CA

Rep. Carolyn McCarthy, NY Rep. Shelley Moore Capito, WV

Rep. Joe Baca, CA Rep. Tom Feeney, FL

Rep. Stephen F. Lynch, MA Rep. Jeb Hensarling, TX

Rep. Brad Miller, NC


Rep. Brad Miller, NC Rep. Scott Garrett, NJ

Rep. David Scott, GA Rep. Ginny Brown-Waite, FL

Rep. Al Green, TX Rep. J. Gresham Barrett, SC

Rep. Emanuel Cleaver, MO Rep. Jim Gerlach, PA

Rep. Melissa L. Bean, IL Rep. Stevan Pearce, NM

Rep. Gwen Moore, WI Rep. Randy Neugebauer, TX

Rep. Lincoln Davis, TN Rep. Tom Price, GA

Rep. Albio Sires, NJ Rep. Geoff Davis, KY

Rep. Paul W. Hodes, NH Rep. Patrick T. McHenry, NC

Rep. Keith Ellison, MN Rep. John Campbell, CA

Rep. Ron Klein, FL Rep. Adam Putnam, FL

Rep. Tim Mahoney, FL Rep. Michele Bachmann, MN

Rep. Charles Wilson, OH Rep. Peter J. Roskam, IL

Rep. Ed Perlmutter, CO
Rep. Kenny Marchant, TX
Rep. Christopher S. Murphy, CT
Rep. Thaddeus McCotter,
Rep. Joe Donnelly, IN MI

Rep. Robert Wexler, (FL)


Rep. Kevin McCarthy, CA
Rep. Jim Marshall, GA

Rep. Dan Boren, OK

Step 3
Please below click on each and every member
of the your
States Governor, Senate and Congress.

Let them know you oppose their current positioning!

Cut and paste


the above article as is, any portion

of it or your version of it.

Alabama
Gov. Bob Riley
(R) 334-242-7100
State Legislature

LinksSen. Jeff Sessions


(R) Fax: 202-224-3149
Sen. Richard C. Shelby (R) Fax:
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Rep.
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Rep. Terry Everett Montana


(R-2) Fax: 202-225-8913 Gov. Brian Schweitzer
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Rep. Michael State Legislature Links
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Rep.
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Gov. Sarah Palin (R)
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Rep. Jeff Fortenberry (R-1)


Sen. Lisa Murkowski (R)
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Fax: 202-224-5301

Rep. Lee Terry (R-2) Fax:


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Sen. Ted Stevens (R) Fax: 202-224-2354

Rep. Don Young (R-At Large)


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Gov. Rep. Scott Garrett


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Rep. Lynn Woolsey


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Rep. Anna Eshoo (D-14)


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Rep. Zoe Lofgren
(D-16) Fax: 202-225-3336 State Assembly Links

State Senate Links


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Rep. Tim Bishop (D-1)
Rep. Jim Costa Fax: 202-225-3143
(D-20) Fax: 202-225-9308
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Rep. Devin Nunes (R-21) Fax: (D-2) Fax: 202-225-4669
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Rep. Kevin McCarthy (R-22) Fax: 202-225-8798
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202-225-5632
Rep. Gary Ackerman (D-5) Fax:
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(R-24) Fax: 202-225-1100
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202-225-0683
Rep. Joseph Crowley (D-7)
Rep. David Dreier (R-26) Fax: 202-225-1909
Fax: 202-225-7018
Rep. Jerrold Nadler (D-8)
Rep. Brad Sherman Fax: 202-225-6923
(D-27) Fax: 202-225-5879
Rep. Anthony Weiner (D-9) Fax:
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Rep. Yvette Clarke (D-11) Fax: 202-226-0112
Rep. Henry Waxman (D-30)
Fax: 202-225-4099 Rep. Nydia Velazquez (D-12) Fax:
202-226-0327
Rep. Xavier Becerra (D-31) Fax:
202-225-2202 Rep. Vito Fossella (R-13) Fax:
202-225-1272
Rep. Hilda Solis (D-32)
Fax: 202-225-5467 Rep. Carolyn Maloney
(D-14) Fax: 202-225-4709
Rep. Diane Watson (D-33)
Fax: 202-225-2422 Rep. Charles Rangel (D-15) Fax:
202-226-0816
Rep. Lucille
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202-225-6001
Rep. Maxine Waters (D-35)
Fax: 202-225-7854 Rep. Eliot Engel (D-17) Fax:
202-225-5513
Rep. Jane Harman (D-36)
Fax: 202-226-7290 Rep. Nita Lowey (D-18) Fax:
202-225-0546
Rep. Laura Richardson (D-37) Fax: 202-225-7926 Rep. John Hall (D-19) Fax: 202-225-3289

Rep. Grace Napolitano


(D-38) Fax: 202-225-0027 Rep. Kirsten Gillibrand (D-20) Fax: 202-225-6234

Rep. Michael McNulty (D-21)


Rep. Linda Sanchez (D-39) Fax: 202-225-5859 Fax: 202-225-5077

Rep. Ed Royce (R-40) Fax: Rep. Maurice Hinchey (D-22) Fax:


202-226-0335 202-226-0774

Rep. John McHugh (R-23) Fax:


Rep. Jerry Lewis (R-41) Fax: 202-225-6498 202-226-0621

Rep. Gary Miller (R-42) Fax:


202-226-6962 Rep. Michael Arcuri (D-24) Fax: 202-225-1891

Rep. Joe Baca (D-43) Fax: Rep. James Walsh (R-25) Fax:
202-225-8671 202-225-4042

Rep. Ken Calvert (R-44) Fax: Rep. Thomas Reynolds (R-26) Fax:
202-225-2004 202-225-5910

Rep. Mary Bono (R-45) Fax: Rep. Brian Higgins


202-225-2961 (D-27) Fax: 202-226-0347

Rep. Dana Rohrabacher (R-46) Fax: Rep. Louise Slaughter (D-28) Fax:
202-225-0145 202-225-7822

Rep. Loretta Rep. John Kuhl (R-29) Fax:


Sanchez (D-47) Fax: 202-225-5859 202-226-6599

Rep. John
Campbell (R-48) Fax: 202-225-9177
North Carolina

Rep. Darrell Issa (R-49) Fax: 202-225-3303


Gov. Mike Easley (D) 800-662-7952
Rep. Brian Bilbray (R-50) Fax:
202-225-2558 State Legislature Links

Rep. Bob Filner (D-51) Fax: Sen. Richard


202-225-9073 Burr (R) Fax 202-228-2981

Rep. Duncan Hunter (R-52)


Fax: 202-225-0235 Sen. Elizabeth Dole (R) Fax: 202-224-1100

Rep. Susan Davis Rep. G.K. Butterfield


(D-53) Fax: 202-225-2948 (D-1) Fax: 202-225-3354

Rep. Bob Etheridge


Colorado (D-2) Fax: 202-225-5662

Rep. Walter Jones (R-3) Fax:


Gov. Bill Ritter (D) 303-866-2471
202-225-3286

State Legislature Links


Rep. David Price (D-4) Fax:
202-225-2014
202-225-2014
Sen.
Wayne Allard (R) Fax: 202-224-6471
Rep. Virginia Foxx (R-5)
Fax: 202-225-2995
Sen. Ken Salazar (D)
Fax: 202-224-1933
Rep. Howard Coble (R-6) Fax:
202-225-8611
Rep. Diana DeGette (D-1) Fax:
202-225-5657
Rep. Mike McIntyre (D-7) Fax:
202-225-5773
Rep. Mark Udall (D-2) Fax:
202-226-7840
Rep. Robin Hayes (R-8) Fax:
202-225-4036
Rep. John Salazar (D-3) Fax:
202-226-0622
Rep. Sue Myrick (R-9) Fax:
202-225-3389
Rep. Marilyn Musgrave (R-4)
Fax: 202-225-5870
Rep.
Patrick McHenry (R-10) Fax: 202-225-0316
Rep. Doug Lamborn (R-5) Fax: 202-225-1942
Rep. Heath Shuler (D-11) Fax: 202-226-6422
Rep. Thomas
Tancredo (R-6) Fax: 202-226-4623
Rep. Melvin Watt (D-12) Fax:
202-225-1512
Rep. Ed Perlmutter (D-7) Fax: 202-225-5278
Rep. Brad Miller (D-13) Fax:
Connecticut 202-225-0181

North Dakota
Gov. Jodi Rell (R) 860-566-4840
Gov. John Hoeven (R)
State Legislature Links 701-328-2200

Sen. Christopher Dodd State Legislature Links


(D) Fax: 202-224-1083
Sen. Kent Conrad (D) Fax:
Sen. 202-224-7776
Joseph Lieberman (D) Fax: 202-224-9750
Sen. Byron L. Dorgan (D)
Rep. John Larson (D-1) Fax: Fax: 202-224-1193
202-225-1031
Rep. Earl Pomeroy (D-At
Large) Fax: 202-226-0893
Rep. Joe Courtney (D-2) Fax: 202-225-4977
Ohio
Rep. Rosa DeLauro (D-3) Fax:
202-225-4890
Gov. Ted Strickland (D) 614-466-3555
Rep. Christopher Shays (R-4) Fax:
202-225-9629
State Legislature Links

Rep. Chris Murphy (D-5) Fax: 202-225-4488


Sen. Sherrod Brown (D) Fax:
202-224-6519
Delaware
Sen. George Voinovich
Gov. Ruth (R) Fax: 202-228-1382
Minner (D) 302-739-4101
Rep. Steve Chabot (R-1) Fax:
State Legislature Links 202-225-3012
Sen. Joseph R. Biden, Jr. (D) Fax: Rep. Jean Schmidt (R-2)
202-224-0139 Fax: 202-225-1992

Sen. Tom Carper (D) Fax: Rep. Michael Turner (R-3) Fax:
202-228-2190 202-226-1443

Rep. Michael Castle (R-At Large)


Fax: 202-225-2291 Rep. Jim Jordan (R-4) Fax: 202-226-0577

Florida Vacant (5) Fax: 202-225-1985

Gov.
Charlie Crist (R) 850-488-4441 Rep. Charlie Wilson (D-6) Fax: 202-225-5907

State Legislature Links Rep. David Hobson (R-7)


Fax: 202-225-1984

Sen. Mel Martinez (R) Fax: 202-224-2237 Rep. John Boehner (R-8) Fax:
202-225-0704

Sen. Bill Nelson


Rep. Marcy Kaptur (D-9) Fax:
(D) Fax: 202-228-2183 202-225-7711

Rep. Rep. Dennis Kucinich (D-10) Fax:


Jeff Miller (R-1) Fax: 202-225-3414 202-225-5745

Rep. F. Allen Boyd (D-2) Fax: Rep. Stephanie Jones


202-225-5615 (D-11) Fax: 202-225-1339

Rep. Pat Tiberi (R-12) Fax:


Rep. Corrine Brown (D-3) Fax:
202-226-4523
202-225-2256

Rep. Ander Crenshaw (R-4) Fax: Rep. Betty Sutton (D-13) Fax: 202-225-2266
202-225-2504
Rep. Steven LaTourette (R-14) Fax:
Rep. Virginia Brown-Waite (R-5) Fax: 202-225-3307
202-226-6559
Rep. Deborah Pryce (R-15) Fax:
202-225-3529
Rep. Cliff Stearns (R-6) Fax:
202-225-3973
Rep. Ralph Regula (R-16) Fax:
202-225-3059
Rep. John Mica (R-7) Fax:
202-226-0821 Rep.
Tim Ryan (D-17) Fax: 202-225-3719
Rep. Ric Keller (R-8) Fax:
202-225-0999
Rep. Zack Space (D-18) Fax: 202-225-3394
Rep. Michael Bilirakis (R-9) Fax:
202-225-4085 Oklahoma
Rep. Bill Young (R-10) Fax: Gov. Brad Henry (D)
202-225-9764 Fax: 405-521-3353

State Legislature Links


Rep. Kathy Castor (D-11) Fax: 202-225-5652
Sen. James Inhofe (R) Fax:
Rep. Adam Putnam (R-12) Fax: 202-228-0380
202-225-0585
Sen. Tom Coburn (R) Fax: 202-224-6008
Rep. Vern Buchanan (R-13) Fax: 202-226-0828
Rep. John Sullivan (R-1)
Fax: 202 225-9187
Rep. Connie Mack (R-14) Fax: 202-225-6820

Rep. Dave Weldon (R-15) Fax: Rep. Dan Boren (D-2) Fax: 202-225-3038
202-225-3516

Rep. Frank Lucas (R-3) Fax: 202-225-5966


Rep. Tim Mahoney (D-16) Fax: 202-225-3132

Rep. Kendrick Meek (D-17) Fax: Rep. Tom Cole (R-4) Fax: 202-225-3512
202-226-0777

Rep. Ileana Ros-Lehtinen (R-18) Fax: Rep. Mary Fallin (R-5) Fax: 202-226-1463
202-225-5620
Rep. Robert Wexler (D-19) Fax:
202-225-5974
Oregon
Rep. Debbie Wasserman Schultz (D-20)
Fax: 202-225-8456
Gov. Ted
Rep. Lincoln Diaz-Balart (R-21) Fax: Kulongoski (D) 503-378-4582
202-225-8576
State Legislature Links
Rep. Ron Klein (D-22) Fax: 202-225-8398
Sen. Gordon Smith (R) Fax:
Rep. Alcee Hastings (D-23) 202-228-3997
Fax: 202-225-1171
Sen. Ron Wyden (D) Fax:
Rep. Tom Feeney (R-24) Fax: 202-228-2717
202-226-6299
Rep. David Wu (D-1) Fax:
Rep. Mario 202-225-9497
Diaz-Balart (R-25) Fax: 202-226-0346
Rep. Greg Walden (R-2) Fax:
202-225-5774
Georgia
Rep. Earl Blumenauer (D-3) Fax:
202-225-8941
Gov. Sonny Perdue
(R) 404-656-1776
Rep. Peter DeFazio (D-4) Fax:
202-225-0032
State Legislature Links
Rep. Darlene Hooley (D-5) Fax:
202-225-5699
Sen. Saxby Chamblis (R) Fax 202-224-0103

Sen. Johnny Isakson (R) Fax:


Pennsylvania
202-228-2090

Rep. Jack Kingston (R-1) Fax: Gov. Ed Rendell (D) 717-787-2500


202-226-2269
State Legislature Links
Rep. Sanford Bishop (D-2) Fax:
202-225-2203 Sen. Robert Casey, Jr. (D)
Fax: 202-228-0604

Rep. Lynn Westmoreland (R-3) Fax: 202-225-3013 Sen.


Rep. Lynn Westmoreland (R-3) Fax: 202-225-3013
Arlen Specter (R) Fax: 202-228-1229
Rep. Hank Johnson (D-4) Fax:
202-226-0691 Rep. Robert Brady (D-1)
Fax: 202-225-0088
Rep. John Lewis (D-5) Fax:
202-225-0351 Rep. Chaka Fattah (D-2)
Fax: 202-225-5392
Rep. Thomas Price (R-6) Fax:
202-225-4656
Rep. Phil English (R-3)
Fax: 202-225-3103
Rep. John Linder (R-7) Fax:
202-225-4696
Rep. Jason Altmire (D-4) Fax: 202-226-2274
Rep. Jim Marshall (D-8) Fax: 202-225-2515
Rep. John Peterson (R-5)
Fax: 202-225-5796
Rep. Nathan Deal (R-9) Fax:
202-225-5995
Rep. Jim Gerlach (R-6)
Fax: 202-225-8440
Rep Paul Broun (R-10) Fax: 202-225-8272

Rep. Phil Gingrey (R-11) Fax: Rep. Joe Sestak (D-7) Fax: 202-225-8137
202-225-2944

Rep. Patrick Murphy (D-8) Fax: 202-225-9511


Rep. John Barrow (D-12) Fax: 202-225-3377
Rep. Bill Shuster (R-9)
Rep. Fax: 202-225-2486
David Scott (D-13) Fax: 202-225-4628

Hawaii Rep. Chris Carney (D-10) Fax: 202-225-9594

Gov. Linda Lingle Rep. Paul Kanjorski (D-11)


(R) 808-586-0034 Fax: 202-225-0764

Rep. John Murtha (D-12)


State Legislature Links
Fax: 202-225-5709

Sen. Daniel K. Akaka (D) Fax:


Rep. Allyson Schwartz (D-13)
202-224-2126
Fax: 202-226-0611

Sen. Daniel K. Inouye (D) Rep. Michael Doyle (D-14)


Fax: 202-224-6747 Fax: 202-225-3084

Rep. Neil Abercrombie (D-1) Rep. Charlie Dent (R-15)


Fax: 202-225-4580 Fax: 202-226-0778

Rep. Joseph Pitts (R-16)


Rep. Mazie Hirono (D-2) Fax: Fax: 202-225-2013
202-225-4987
Rep. Tim Holden (D-17)
Idaho Fax: 202-226-0996

Rep. Tim Murphy (R-18)


Gov.
Fax: 202-225-1844
Butch Otter (R) 208-334-2100

Rep. Todd Platts (R-19)


State Legislature Links Fax: 202-226-1000

Sen. Larry Craig (R) Fax:


202-228-1067
Rhode Island
Sen. Michael Crapo (R)
Fax: 202-228-1375 Gov. Don Carcieri (R)
401-222-2080

Rep. William Sali (R-1) Fax: 202-225-3029 State Legislature Links

Rep. Michael Simpson (R-2) Fax: Sen. Sheldon Whitehouse


202-225-8216 (D) Fax: 202-228-2853

Illinois Sen. Jack Reed


(D) Fax: 202-224-4680

Rep. Patrick Kennedy (D-1)


Gov. Rod
Fax: 202-225-3290
Blagojevich (D) 217-782-0244

Rep. James Langevin (D-2)


State Legislature Links
Fax: 202-225-5976

Sen. Dick Durbin (D)


Fax: 202-228-0400
South Carolina
Sen. Barack Obama (D) Fax:
202-228-5417
Gov. Mark Sanford
Rep. Bobby Rush (D-1) Fax: (R) 803-734-2100
202-226-0333
State Legislature Links
Rep. Jesse Jackson, Jr. (D-2)
Fax: 202-225-0899
Sen. Jim
DeMint (R) Fax: 202-228-5143
Rep. Daniel Lipinski (D-3) Fax:
202-225-1012
Sen. Lindsey Graham
(R) Fax: 202-224-3808
Rep. Luis Gutirrez (D-4) Fax:
202-225-7810
Rep. Henry
Rep. Rahm Emanuel (D-5) Brown (R-1) Fax: 202-225-3407
Fax: 202-225-5603
Rep. Joe Wilson
(R-2) Fax: 202-225-2455
Rep. Peter Roskam (R-6) Fax: 202-225-1166

Rep. Gresham Barrett (R-3) Fax:


Rep. Danny Davis (D-7) Fax:
202-225-5641 202-225-3216

Rep. Melissa Bean Rep. Bob Inglis (R-4) Fax:


(D-8) Fax: 202-225-7830 202-226-1177

Rep. Janice Schakowsky (D-9) Rep. John Spratt


Fax: 202-226-6890 (D-5) Fax: 202-225-0464

Rep. Mark Kirk (R-10) Fax:


Rep. James Clyburn (D-6) Fax:
202-225-0837
202-225-2313
Rep. Jerry Weller (R-11) Fax:
202-225-3521 South Dakota
Rep. Jerry Costello (D-12) Fax:
Gov. Mike Rounds (R)
202-225-0285
605-773-3212
Rep. Judy Biggert (R-13) Fax:
202-225-9420 State Legislature Links
Rep. Dennis Hastert (R-14) Fax: Sen.
202-225-0697 John Thune (R) Fax: 202-228-5429

Rep. Timothy Johnson (R-15) Fax:


Sen. Tim Johnson (D) Fax:
202-226-0791
202-228-5765

Rep. Donald Manzullo (R-16) Fax:


202-225-5284 Rep.Stephanie Herseth
(D-At Large) Fax: 202-225-5823
Rep. Philip Hare (D-17) Fax: 202-225-5396

Rep. Ray LaHood (R-18) Fax:


202-225-9249 Tennessee
Rep. John Shimkus (R-19) Fax: Gov. Phil Bredesen
202-225-5880 (D) 615-741-2001

Indiana State Legislature Links

Sen. Bob Corker (R)


Gov. Mitch Daniels Fax: 202-228-1264
(R) 317-232-4567
Sen.
State Legislature Links Lamar Alexander (R) Fax: 202-228-3398

Rep. William Jenkins (R-1)


Sen. Evan Bayh (D)
Fax: 202-225-5714
Fax: 202-228-1377

Sen. Richard G. Lugar (R) Rep. John Duncan, Jr. (R-2)


Fax: 202-228-0360 Fax: 202-225-6440
Rep. Peter Visclosky (D-1) Fax:
202-225-2493 Rep. Zach Wamp
(R-3) Fax: 202-225-3494

Rep. Joe Donnelly (D-2) Fax: 202-225-6798


Rep. Lincoln Davis (D-4)
Rep. Mark Souder (R-3) Fax:
Fax: 202-226-5172
202-225-3479

Rep. Stephen Buyer (R-4) Fax: Rep. Jim Cooper (D-5)


202-225-2267 Fax: 202-226-1035

Rep. Dan Burton (R-5) Fax: Rep. Bart Gordon (D-6)


202-225-0016 Fax: 202-225-6887

Rep. Mike Pence (R-6) Fax: Rep. Marsha Blackburn (R-7)


202-225-3382 Fax: 202-223004

Rep. Julia Carson (D-7) Fax: Rep. John Tanner (D-8)


202-225-5633 Fax: 202-225-1765

Rep. Brad Ellsworth (D-8) Fax: 202-225-3284


Rep. Steve Cohen (D-9) Fax: 202-225-5663

Rep. Baron Hill (D-9) Fax: 202-226-6866 Texas


Gov. Rick
Perry (R) 512-463-2000
Iowa
State Legislature Links

Gov. Chet Culver (D) 515-281-5211


Sen. John Cornyn (R)
Fax: 202-228-2856
Fax: 202-228-2856
State Legislature Links

Sen. Kay Bailey Hutchison


Sen.
(R) Fax: 202-224-0776
Chuck Grassley (R) Fax:
202-224-6020
Rep. Louis Gohmert (R-1) Fax:
202-225-5866
Sen. Tom Harkin (D)
Fax: 202-224-9369
Rep. Ted Poe (R-2) Fax:
202-225-5547
Rep. Bruce Braley (D-1) Fax: 202-225-9129
Rep. Sam Johnson
(R-3) Fax: 202-225-1485
Rep. David Loebsack (D-2) Fax: 202-226-1278

Rep. Ralph Hall (D-4) Fax:


Rep. Leonard Boswell (D-3)
Fax: 202-225-5608 202-225-3332

Rep. Tom Latham (R-4) Fax:


202-225-3301 Rep. Jeb Hensarling (R-5) Fax: 202-226-4888

Rep. Joe Barton (R-6)


Rep. Steve King (R-5) Fax: 202-225-3193 Fax: 202-225-3052

Kansas Rep. John Culberson (R-7)


Fax: 202-225-4381
Gov. Kathleen Sebelius (D)
785-296-3232 Rep. Kevin Brady (R-8) Fax:
202-225-5524
State Legislature
Links
Rep. Al Green (D-9) Fax: 202-225-2947
Sen. Sam Brownback (R)
Fax: 202-228-1265 Rep. Michael McCaul (R-10)
Fax: 202-225-5955
Sen. Pat Roberts (R)
Fax: 202-224-3514
Rep. Mike Conaway (R-11) Fax:
202-225-1783
Rep. Jerry Moran (R-1) Fax:
202-225-5124
Rep. Kay Granger (R-12) Fax:
202-225-5683
Rep. Nancy Boyda (D-2) Fax: 202-225-7986
Rep. “Mac” Thornberry (R-13) Fax:
Rep. Dennis Moore (R-3) Fax: 202-225-3486
202-225-2807
Rep. Ron Paul (R-14) Fax:
Rep. Todd Tiahrt (R-4) Fax: 202-226-6288
202-225-3489

Rep. Ruben Hinojosa (D-15) Fax:


Kentucky 202-225-5688

Gov. Rep. Silvestre Reyes (D-16) Fax:


Ernie Fletcher (R) 502-564-2611 202-225-2016

State Legislature Links Rep. Chet Edwards


(D-17) Fax: 202-225-2234
Sen. Jim
Bunning (R) Fax: 202-228-1373 Rep. Sheila Jackson-Lee (D-18) Fax:
202-225-3317
Sen. Mitch McConnell
(R) Fax: 202-224-2499
(R) Fax: 202-224-2499 Rep. Randy Neugebauer
(R-19) Fax: 202-225-9615
Rep. Ed Whitfield (R-1) Fax:
202-225-3547 Rep. Charles Gonzalez (D-20) Fax:
202-225-1915
Rep. Ron Lewis (R-2) Fax:
202-226-2019 Rep. Lamar Smith (R-21) Fax:
202-225-8628

Rep. John Yarmuth (D-3) Fax: 202-225-5776


Rep. Nick Lampson (D-22) Fax: 202-225-5241
Rep. Geoff Davis (R-4)
Fax: 202-225-0003
Rep. Ciro Rodriguez (D-23) Fax: 202-225-2237
Rep. Harold Rogers (R-5) Fax:
202-225-0940 Rep. Kenny Marchant (R-24) Fax:
202-225-0074

Rep. Ben Chandler (D-6) Fax: 202-225-2122


Rep. Lloyd Doggett (D-25) Fax: 202-225-2947
Louisiana
Rep. Michael Burgess (R-26) Fax:
202-225-2919

Gov. Kathleen Blanco (D)


225-342-0991 Rep. Solomon Ortiz
(D-27) Fax: 202-226-1134

State Legislature Links


Rep. Enrique Cuellar (D-28) Fax:
202-225-1641
Sen. Mary Landrieu
(D) Fax: 202-224-9735
Sen. David Vitter (R) Fax: 202-228-2577 Rep. Gene Green (D-29) Fax:
202-225-9903

Rep. Bobby Jindal (R-1) Fax:


202-225-0739 Rep. Eddie Bernice Johnson (D-30)
Fax: 202-226-1477

Rep. William Jefferson (D-2) Fax:


202-225-1988 Rep. John Carter (R-31) Fax:
202-225-5886

Rep. Charlie Melancon (D-3) Fax: 202-225-0563 Rep. Pete Sessions (R-32) Fax:
202-225-5878

Rep. Jim McCrery (R-4) Fax:


202-225-8039 Utah
Rep. Rodney Alexander (D-5) Fax: Gov. Jon Huntsman, Jr.
202-225-5639 (R) 801-538-1000

Rep. Richard Baker (R-6) Fax: State Legislature Links


202-225-7313
Sen. Robert F.
Rep. Charles Boustany (R-7) Fax: 202-225-5724 Bennett (R) Fax: 202-228-1168

Maine Sen.
Orrin G. Hatch (R) Fax: 202-224-6331

Gov. John Baldacci (D)


207-287-3531 Rep. Rob Bishop (R-1) Fax:
202-225-5857

State Legislature Links


State Legislature Links

Rep. Jim Matheson (D-2) Fax: 202-225-5638

Sen. Susan Collins (R) Fax: 202-224-2693


Rep. Chris Cannon (R-3) Fax:
202-225-5629
Sen. Olympia J. Snowe (R) Fax:
202-224-1946
Vermont
Rep. Tom Allen (D-1) Fax:
202-225-5590 Gov. Jim
Douglas (R) 802-828-3333
Rep. Michael Michaud (D-2)
Fax: 202-225-2943 Sen. Bernie Sanders (I) Fax:
202-228-0776
Maryland
Sen. Patrick J. Leahy (D)
Fax: 202-224-3479
Gov.
Martin O’Malley (D) 800-811-8336

Rep. Peter Welch (D-At Large) Fax: 202-225-6790


State Legislature Links
Virginia
Sen. Benjamin Cardin (D) Fax:
202-224-1651
Gov. Tim Kaine
Sen. Barbara Mikulski (D) (D) 804-786-2211
Fax: 202-224-8858
State Legislature Links
Rep. Wayne Gilchrest (R-1) Fax:
202-225-0254 Sen. Jim Webb (D)
Fax: 202-224-5432

Rep. C. “Dutch” Ruppersberger (D-2) Fax: 202-225- Sen. John W. Warner


3094 (R) Fax: 202-224-6295

Rep. John Sarbanes (D-3) Fax: 202-225-9219 Rep. Jo Ann Davis (R-1)
Fax: 202-225-4382
Rep. Albert Wynn (D-4) Fax:
202-225-8714 Rep. Thelma Drake (R-2)
Fax: 202-225-4218

Rep. Steny Hoyer (D-5) Fax:


Rep. Robert Scott (D-3)
202-225-4300
Fax: 202-225-8354

Rep. Roscoe Bartlett (R-6) Fax:


Rep. Randy Forbes (R-4)
202-225-2193 Fax: 202-226-1170

Rep. Elijah Cummings (D-7) Fax: Rep. Virgil Goode (I-5)


202-225-3178 Fax: 202-225-4711

Rep. Chris Van Hollen (D-8) Fax: Rep. Bob Goodlatte (R-6)
202-225-0375 Fax: 202-225-9681

Massachusetts Rep. Eric Cantor (R-7)


Fax: 202-225-0011

Gov. Deval
Rep. Jim Moran (D-8)
Patrick (D) 617-727-6250 Fax: 202-225-0017

State Legislature Links Rep. Rick Boucher (D-9)


Fax: 202-225-0442
Sen. Edward M. Kennedy
(D) Fax: 202-224-2417 Rep. Frank Wolf (R-10)
Fax: 202-225-0437
Sen. John Kerry (D)
Fax: 202-224-8525 Rep. Tom Davis (R-11)
Fax: 202-225-3071
Rep. John Olver (D-1) Fax:
202-226-1224 Washington
Rep. Richard Neal (D-2) Fax:
202-225-8112 Gov. Christine
Gregoire (D) 360-902-4111
Rep. Jim McGovern (D-3) Fax:
202-225-5759 State Legislature Links

Rep. Barney Frank (D-4) Fax: Sen. Maria Cantwell (D)


202-225-0182 Fax: 202-228-0514

Rep. Martin Meehan (D-5) Fax: Sen. Patty Murray (D)


202-226-1771 Fax: 202-224-0238

Rep. John Tierney (D-6) Fax: Rep. Jay Inslee (D-1)


202-225-5915 Fax: 202-226-1606

Rep. Edward Markey (D-7) Rep. Rick Larsen (D-2)


Fax: 202-226-0092 Fax: 202-225-4420

Rep. Michael Capuano (D-8) Fax: Rep. Brian Baird (D-3)


202-225-9322 Fax: 202-225-3478

Rep. Stephen Lynch (D-9) Fax: Rep. Doc Hastings


202-225-3984 (R-4) Fax: 202-225-3251

Rep. William Delahunt Rep. Cathy McMorris (R-5)


(D-10) Fax: 202-225-5658 Fax: 202-225-3392

Michigan Rep. Norman Dicks (D-6)


Fax: 202-226-1176

Rep. Jim McDermott (D-7)


Gov.
Fax: 202-225-6197
Jennifer Granholm (D) 517-373-3400

Rep. Dave
State Legislature Links
Reichert (R-8) Fax: 202-225-4282

Sen. Carl Levin (D) Fax: Rep. Adam Smith (D-9)


202-224-1388 Fax: 202-225-5893

Sen. Debbie Stabenow (D) Fax:


202-228-0325
West Virginia
Rep. Bart Stupak (D-1) Fax: Gov. Joe
202-225-4744 Manchin III (D) 888-438-2731

Rep. Peter Hoekstra (R-2) Fax: State Legislature Links


202-226-0779
Sen. Robert C. Byrd (D)
Rep. Vernon Ehlers (R-3) Fax: Fax: 202-228-0002
202-225-5144
Sen. John D.
Rep. David Camp (R-4) Fax: Rockefeller, IV (D) Fax: 202-224-7665
202-225-9679
Rep. Alan Mollohan (D-1) Fax: 202-225-7564
Rep. Dale Kildee (D-5) Fax:
202-225-6393 Rep. Shelley Capito (R-2)
Fax: 202-225-7856
Rep. Fred Upton (R-6) Fax:
202-225-4986 Rep. Nick Rahall (D-3)
Fax: 202-225-9061

Rep. Tim Walberg (R-7) Fax: 202-225-6281 Wisconsin


Rep. Mike Rogers Gov. Jim
(R-8) Fax: 202-225-5820 Doyle (D) 608-266-1212

Rep. Joe Knollenberg (R-9) State Legislature Links


Fax: 202-226-2356

Sen. Russell D. Feingold


(D) Fax: 202-224-2725
Rep Candice Miller (R-10) Fax: 202-226-1169
Sen. Herb Kohl (D)
Fax: 202-224-9787
Rep. Thad McCotter (R-11) Fax: 202-225-2667
Rep. Paul Ryan (R-1)
Rep. Sander Levin (D-12) Fax: Fax: 202-225-3393
202-226-1033
Rep. Tammy Baldwin (D-2)
Rep. Carolyn Kilpatrick (D-13) Fax: Fax: 202-225-6942
202-225-5730
Rep. Ron Kind (D-3)
Rep. John Conyers (D-14) Fax: Fax: 202-225-5739
202-225-0072
Rep. Gwen Moore (D-4)
Fax: 202-225-8135
Rep. John Dingell (D-15) Fax:
202-226-0371
Rep. James Sensenbrenner (R-5)
Fax: 202-225-3190
Minnesota
Rep. Tom Petri (R-6)
Gov. Tim Fax: 202-225-2356
Pawlenty (R) 651-296-3391
Rep. David Obey (D-7)
State Legislature Links Fax: 715-842-4488

Sen. Amy Klobuchar (D) Rep. Steve Kagan (D-8) Fax: 202-225-5729
Fax: 202-228-2186

Sen. Norm Coleman (R) Fax: 202-224-1152


Wyoming
Gov.
Dave Freudenthal (D) 307-777-7434
Rep. Tim Walz (D-1) Fax: 202-225-3246

State Legislature Links


Rep. John Kline (R-2) Fax: 202-225-2595

Sen. Mike Enzi (R)


Rep. Jim Ramstad (R-3) Fax:
Fax: 202-228-0359
202-225-6351

Rep. Betty McCollum (D-4) Fax:


Rep. Betty McCollum (D-4) Fax: Sen. John Barrasso (R) Fax: 202-224-1724
202-225-1968
Rep. Barbara Cubin (R-At
Rep. Keith Ellison Large) Fax: 202-225-3057
(D-5) Fax: 202-225-4886

Territories and Delegates:


Rep. Michelle Bachman (R-6) Fax: 202-225-6475
American Samoa
Rep. Collin Peterson (D-7) Fax:
202-225-1593
Gov.
Togiola Tulafono (D) 684-633-4116
Rep. James Oberstar (D-8) Fax:
202-225-0699
Delegate Eni Faleomavaega (D-At
Large) Fax: 202-225-8757
Mississippi

Gov. Haley Barbour (D) 601-359-3150


Washington,
D.C.
State Legislature Links

Sen. Thad Cochran (R) Fax:


202-224-9450
Delegate Eleanor Holmes Norton (D-At
Large) Fax 202-225-3002
Sen. Trent
Lott (R) Fax: 202-224-2262

Rep. Roger Wicker (R-1)


Fax: 202-225-3549
Guam
Gov. Felix Camacho
Rep. Bennie Thompson (D-2)
Fax: 202-225-5898 (R)

Rep. Chip Pickering (R-3) Delegate Madeilene Bordallo (D-At


Fax: 202-225-5797 Large) Fax: 202-226-0341

Rep. Gene Taylor (D-4)


Fax: 202-225-7074
Northern Mariana Islands
Missouri Gov. Benigno Fital (Covenant) 670-664-
Gov. Matt
1100
Blunt (R) 573-751-3222
Puerto Rico
State Legislature Links

Sen. Kit Bond (R) Gov. Anibal Acevedo Vila (D) 787-721-7000
Fax: 202-224-8149

Sen. Claire McCaskill (D) Delegate Luis Fortuno (R-At Large) Fax: 202-225-
Fax: 202-228-1518 2154

Rep. William Clay, Jr. (D-1)


Fax: 202-225-1725
Virgin Islands
Rep. Todd Akin (R-2)
Fax: 202-225-2563
Gov. John de Jongh (D)
Gov. John de Jongh (D)
Rep. Russ Carnahan (D-3)
Fax: 202-225-2563
State Legislature Links

Rep. Ike Skelton (D-4)


Delegate Donna Christensen (D-At
Fax: 202-225-2695
Large) Fax: 202-225-5517

Rep. Emanuel Cleaver (D-5)


Fax: 202-225-4403

Rep. Sam Graves (R-6)


Fax: 202-225-8221

Rep. Roy Blunt (R-7)


Fax: 202-225-5604

Rep. Jo Ann Emerson (R-8)


Fax: 202-226-0326

Rep. Kenny Hulshof (R-9)


Fax: 202-225-5712

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