Internship Report

On

“Foreign Exchange Activities of Export & Import Bank

Limited
Dupadighirpar Branch, Sylhet”

Submitted To:
Suhel Ahmed
Assistant Professor
Department of Business Administration
Metropolitan University

Prepared By
Md. Salman Ahmad
ID: 143-116-032
Batch: 34th (A)
Major in Accounting & Information Systems
Department of Business Administration
Metropolitan University

Date of submission: 14th August 2018

 LETTER OF TRANSMITTAL

14th August 2018

Suhel Ahmed
Assistant Professor
Department of Business Administration
Metropolitan University, Sylhet

Subject: Submission of Internship Report on “Foreign Exchange Activities of Export & Import
Bank Limited, Dupadighirpar Branch, Sylhet”.
Dear Sir,
This is a great pleasure for me to submit the internship report, which is a partial requirement for
completing the degree of BBA Program curriculum. It is a great achievement to work under your
active supervision.
My organization is EXIM Bank Limited and I have prepared my internship report on customer
satisfaction of EXIM Bank Limited. The internship program gave me the opportunity to enrich my
theoretical knowledge through practical exposure of financial activities of some businesses. I was
appointed in the General banking, Investment and Foreign exchange department there, which helped
me to get firsthand knowledge about banking.
I therefore, hope that the report will provide necessary information about general banking customer
satisfaction of EXIM Bank Limited. I will be available at any time convenient for further
clarification on the report.

Sincerely Yours,

Md. Salman Ahmad

ID: 143-116-032
Batch: 34th (A)
Major in Accounting & Information Systems
Department of Business Administration
 CERTIFICATE OF ACCEPTANCE

14th August 2018

It is to certify that Md. Salman Ahmad, Student ID: 143-116-032, a student of Bachelor of

Business Administration (BBA), Metropolitan University, has prepared this project report titled

“Foreign Exchange Activities of Export & Import Bank Limited , Dupadighirpar Branch, Sylhet”.

Degree under my supervision.

He is found sincere and active. I wish his success in life.

Suhel Ahmed
Assistant Professor
Department of Business Administration
Metropolitan University, Sylhet

AI-Hamra, Zindabazar, Sylhet- 3100. Bangladesh.

Phone: +880 821 816198, 816199 Fax: +880 821 713304 E-mail: info@metrouni.edu.bd
www.Metrouni.edu.bd
Established in 2003, Metropolitan University is approved by
the Government of the Peoples Republic of Bangladesh and the University Grants Commission of Bangladesh .
 ACKNOWLEDGEMENT

All praise goes to Almighty Allah who has given me the opportunity to do this report on

“Foreign Exchange Banking of Export & Import Bank Limited a study on Sylhet Dupadighirpar

Branch”. It is a great pleasure for me to express my sincere appreciation to the Department of

business Administration, Sylhet Metropolitan University (MU) for giving me the opportunity to

do this report. I also want to thank Mr. Nozrul Islam, Branch Manager of EXIM Bank Limited,

Sylhet. Under whom I did my internship. I also thank Mrs. Aleya Ferdous, Operation Manager

and Sakawath Hussain Chowdhury, Minal Kanti Das, Sondipon Paul and others officers and

employee of EXIM Bank Limited Dupadighirpar Branch, who time to time helped me to do my

work. Without the help and support of them, this report might never see.

I am very much indebted to my supervisor Suhel Ahmed, Assistant Professor Metropolitan

University for giving me direction at different times to prepare this report. It is his guided

supervision that resulted in successful completion and timely submission of the report.
 Executive Summary

The report is prepared on the basis of practical experiences at EXIM Bank Ltd. The internship
programs help me a lot to learn about the practical situation of a financial. This program helps
me to implement my theoretical knowledge into practical realistic environment

In the age of modern civilization Bank is playing its spending role to keep to the economic
activity. In fact there is hardly any aspect of development activity whether state inspired or
otherwise where Bank do not have a major role to play.

Bank provides means and mechanism of transferring command over resources from those who
have an excess of income over expenditure to those can make use of the same for adding to the
volume of productive capital. There are large numbers of small saver with small amount of
saving who are generally reluctant to invest their surplus income because of their lack of
adequate knowledge about complicated investment affaires. The Bank provide them with the
safety, liquidity and profitability by means of different saving media offering varying degrees of
mix liquidity, return and safety of saving.

Export Import Bank of Bangladesh Limited is schedule commercial Bank is registered by the
Bangladesh Bank. EXIM Bank follows the rules and regulations prescribed by the Bangladesh
Bank for scheduled commercial Banks.
Serial No Contents Page No
Chapter 1 Introduction 01
1.1 Introduction 02
1.2 Objectives of the study 02
1.3 1.3. Origin of the report 03

1.4 1.4. Scope of the report: 03

1.5 1.5. Methodology of the Report: 03-04
1.6 Significance of the Report:
1.7. Limitations of the Report:
Chapter 2 Banking Industry in Bangladesh 05
2.1 2.1 Definition of Bank: 06
2.2 2.2 Definition of Banker: 07
2.3 2.3 Definition of Banking: 07
2.4 2.4 Law of Banking: 08
2.5 2.5 Banking in Bangladeshi Perspective: 09
2.6 2.6 Vision and Mission: 10
2.7 2.7 Objective of the Bank: 10
2.8 2.8 Management of the Bank: 10
2.9 2.9. Features of a Bank: 11
2.10 2.10. Functions of a Bank: 12
2.11 2.11 History of banking industry in Bangladesh: 13
2.12 Banks of Bangladesh at a glance:
2.13 Non-Banking Financial Institutions:
2.14 Banking Industry in Bangladesh:
Chapter 3 Overview of Janata Bank 14

Limited (JBL)

3.1 3. 1. An overview of Janata Bank Limited (JBL): 15

3.2 3.2. Brief Overview of the Bank: 15-23
3.3 3.3. Janata Bank Limited at a Glance: 24-25
3.4 3.4. Hierarchy of Janata Bank Limited: 26-32
3.5 3.5. Objective of Janata Bank Limited: 33-36
3.6 3.6. Mission of Janata Bank Limited: 36-37
3.7 3.7. Vision of Janata Bank Limited: 37-38
3.8. Core Values of Janata Bank Limited: 3840
3.9. Core Strengths of Janata Bank Limited: 40
 3.10. Foreign Corresponding: 41-44
3.11. Business Philosophy of Janata Bank Limited: 4547
3.12 . Management of Janata Bank Limited:
3.13. Product and services:
3.14. Product of Trade service:
3.15. Business area of Janata Bank Limited:
Chapter 4 Foreign Remittance Activities of JBL 48

4.1. Foreign Remittance:

4.2. Different Types of Foreign Remittance operations:

4. 3 Import:
4.4 Export: 49
4.5. Role of Banks in the Export Sector of Bangladesh: 49
4.6. Different parties involved Foreign Remittance transaction: 50-52
4.7. Document required for Foreign Remittance Transactions: 52-55
4.8. Foreign Remittance:
4.9. Different Methods of International Trade Payment:
4.10. Examination and Negotiation of Export Documents:
4.11. Modes of Payment:
3.12. Foreign Currency Accounts:
4.13. Other services:
Chapter 5 Task Completed During Internship Program
&
Knowledge Gained During BBA Program to Accomplish Each
Tasks
5.1 Definition of Internship:
5.2 Importance of Internship:
4.3 Internship experience:
5.4 Knowledge Gained During BBA Program:

Chapter 6 Concluding Remark 56

6.1 Findings of the study 57
6.2 Recommendation: 57-58
6.3 Conclusion: 58-59
Reference 60
Abbreviation 61