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In today¶s uncertain world, there could be calamity at every step of the life. It is up to you to ensure that your family stays protected always.

Reliance Protection Plans helps you do exactly the same. You have a wide range of options to choose a plan from. Right from limited period plans to lifetime protection plans, you can opt for the one that suits your lifestyle.

While we understand that nothing can compensate for the loss of a life, we intend to provide you the peace of mind. Investing in Reliance Protection Plans would mean your family¶s future is in safe hands.

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You want to do everything you can to protect the people you care about. But what¶s the best way to protect your family and loved ones from financial consequences now and in your absence? ...Read More

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Invest in the Reliance Term Plan, a pure life insurance plan that offers you comprehensive and affordable coverage for a limited period of time to suit your needs...Read More

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Make a smart investment move by investing in the cost-effective Reliance Simple Term Plan, which offers you comprehensive coverage for a specified period of time to suit your needs...Read More

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Imagine a life insurance policy, which on maturity returns to you all the premiums you had paid for your basic policy. The Reliance Special Term Plan offers that and much more... Read More

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The Reliance Credit Guardian Plan secures your family from any loan liabilities you have incurred in case of your untimely demise. On survival at maturity, you will be returned all the premiums paid for the basic policy...Read More

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Invest in the Reliance Special Credit Guardian Plan and protect your family from any loan liabilities you have incurred. On survival at maturity, all premiums paid for the basic policy will be returned to you... Read More

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The Reliance Endowment Plan gives you financial independence by allowing you to decide the amount of Sum Assured based on your current financial position and expected future expenses« Dream!!... Read More

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Imagine an endowment plan that protects you for a certain period even after you have received your lump sum²that is exactly what the Reliance Super Five Plus offers you with other added benefits..Read More

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The Reliance Connect 2 Life Plan gives you the option to upgrade your life cover to keep pace with your changing lifestyle. As your income grows, your family will have sufficient cover... Read More

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Give your family a lifetime of timely financial support by investing in the Reliance Whole Life Plan. This will help you enjoy your life to the fullest... Read More

 
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Invest in the Reliance Cash Flow Plan and reap the dual benefits of a life insurance plan and easy liquidity through lump sum cash, which means you can get a percentage of the Sum Assured at periodic intervals...Read More

Retirement plan
You are a young and earning individual. The income you earn allows you to enjoy life, your only worry being whether you will be able to continue the same lifestyle after retirement.

A Reliance Retirement Plan will help you save money for your retirement. It ensures that you continue to get some income after retirement thereby ensuring that you do not have to depend on any other person or make any compromises to maintain the same
lifestyle.

Invest in a Reliance Retirement Plan today and enjoy life after retirement on your own terms.

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You want to do everything you can to protect the people you care about. But what¶s the best way to protect
your family and loved ones from financial consequences now and in your absence? Life insurance can
provide for your loved ones now and into the future, and help accumulate wealth.

If you are looking for a life insurance coverage that offers both security of life insurance protection and
growth potential, then Reliance Life Insurance Money Multiplier Plan is the key to your needs.

Reliance Life Insurance Money Multiplier Plan is a non linked non participating endowment plan. This plan
not only provides protection to your family in your absence, but also creates wealth for the ever growing
financial support required. This versatile plan combines the security of long-term insurance protection with
the growth potential through an increasing Guaranteed Loyalty Additions every year during the policy term
and a Guaranteed Maturity Addition at the end of the policy term.

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Double life cover ± This plan


offers you a life cover of twice the
basic sum assured.
Increasing life cover every year ±
Life cover which increases with
time, through Guaranteed Loyalty
Additions.
Triple survival benefits (on
Maturity):

a Basic sum assured.


a Accrued Guaranteed
Loyalty Additions.
a Guaranteed Maturity
Addition.

Longer the commitment, higher


the benefits ± through an
increasing Guaranteed Loyalty
Additions every year and
Guaranteed Maturity Additions
with policy term.
A host of optional rider benefits to
enhance protection cover.

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For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a
sale
Unique Identification Number (UIN): Reliance Life Insurance Money Multiplier Plan - 121N079V01, Reliance New
Major Surgical Benefit Rider - 121C014V01, Reliance New Critical Conditions(25) Rider - 121C012V01, Reliance
Term Life Insurance Benefit Rider - 121C009V01, Reliance Accidental Death and Total and Permanent
Disablement Rider - 121C002V01

Reliance child plan


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You pay premium every year for the entire term and get guaranteed Fixed Benefits every year during the last four years of
the Policy Term. On death, your Beneficiary will get the Sum Assured, guaranteed Fixed Benefits on specified dates and all
future premiums will be waived. All attached bonuses are payable at the end of the Policy Term and will remain attached to
your Policy even after payment of Life Cover Benefit.

# 

  # $ In the unfortunate event of loss of life, your Beneficiary will receive the Sum Assured Immediately and all future premiums will be waived.

 %# $ Get 25% of Sum Assured every year on the last four Policy Anniversaries irrespective of the survival of the Life Assured. For example if you have taken a Policy for Rs 1 lakh for 20 years, then Fixed Benefits payable will be Rs 25,000
each at the end of 17th, 18th, 19th and 20th year.

  # $On maturity you get accumulated bonuses irrespective of the survival of the Life Assured.

  # $ You also have the option to add two additional Benefits to customize the policy as per your needs.
A. Accidental Death Benefit and Total and Permanent Disablement Rider
B. Critical Conditions Rider

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Accidents are unfortunate and sometimes fatal. You can customise your basic Policy with an Accidental Death Benefit and Total and Permanent Disablement Rider.

The Accidental Death Benefit is payable if death occurs directly as a result of an accident and is intimated within 90 days of its occurrence.

The Benefit payable is equal to the Rider Sum Assured. The minimum Sum Assured is Rs 25,000 and the maximum under all Policies taken together is Rs 50,00,000.

The Total and Permanent Disablement Benefit is payable if the Life Assured becomes totally and permanently disabled directly as a result of an accident.

The Disability Benefit is equal to the basic Sum Assured paid in ten equal annual instalments.

Total and Permanent Disablement is defined as the total and irrecoverable loss of sight of both eyes, or loss by severance of two limbs at or above wrist or ankle, or total and irrecoverable loss of the sight of one eye and loss by severance of one limb at or above
wrist or ankle for a period of at least six months.

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If the Life Assured becomes totally and permanently disabled, then Reliance Life Insurance will waive all future premiums under the basic Policy and Riders up to a limit of ´ 40,000 p. a.

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Age at entry 18 yrs 59yrs

Age at expiry 25yrs 64yrs

Sum Assured ´ 25,000 ´ 50,00,000 (Basic Policy Sum Assured subject to a maximum of ´ 50,00,000 per life)

As a parent, it is only natural to dream of a smooth and blissful life for your child. Which is exactly why you need to secure your child's tomorrow, today.

Reliance Child Plan helps you save systematically so that you can give your child the much-needed financial security in the future. Simply put, Reliance Child Plan gives you the freedom to enjoy every moment with your child today, without worrying about his/her
tomorrow.

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Risk protection for you during the term of the Policy

Accumulated bonus at the end of the Policy Term

25% of Sum Assured payable every year as lump sum Benefit during the last four Policy Anniversaries

All future premiums are waived in the event of unfortunate loss of life

Guaranteed Fixed Benefits continue even after loss of life of the Policy holder

More value for your money by way of High Sum Assured Rebate

Choose to add the Benefit of two Riders - Critical Illness and Accidental Death Benefit and Total and Permanent Disablement Rider

Policy participates in profit even after the loss of life of the life Assured

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For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale
UIN for Critical Conditions Rider: 1 21 B003V01 , Accidental Death & Total and Permanent Disablement Rider: 121C002V01 , Reliance Child Plan: 121N003V01

Advantage

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a   )$ 18-55 years (Maximum age at the expiry of the policy is 65 years)

a c $ 10 years to 30 years

a &

 $ Rs 2 lacs

a c c  *$ Single Premium (for Option A); Yearly, Half-Yearly, Quarterly and Monthly (for both Options)

a 
$ Aviva Dread Disease (DD) Rider (with Option A, Regular Premium)

Benefits

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Option A: Life protection

a Death Benefit: In the unfortunate event of your death during the Policy Term, provided that all the due premiums are paid till death, the Sum Assured is paid to your nominee and the policy
terminates

Option B: Life-cum-disability protection along with Return of Premium

a Death/PTD Benefit - In the unfortunate event of your death or suffering from Permanent Total Disability (PTD) due to an accident, whichever is earlier during the Policy Term, provided that all the
due premiums are paid till death, the Sum Assured along with the sum of all premiums paid till date of notification of death (excluding extra premiums, taxes and rider premiums, if any), will be paid
and the policy terminates.

 # $if Aviva Dread Disease (DD) Rider is opted along with Option A (regular premium):

a An additional amount equal to the Aviva DD Rider Sum Assured is payable on contracting any of the 18 Critical illnesses covered or on Permanent Total Disability due to an accident or illness. This
rider payout does not impact benefits payable under the base plan

  # $

a Maturity Benefit under this plan (both options) is Return of Premiums paid excluding rider premium, taxes and extra premium, if any, paid. There is no interest paid on the sum of premiums.

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a The Policy offers tax benefits as per the prevailing laws of the Income Tax Act, 1961. Tax laws are subject to change
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a   ) $ 18-60 years, 55 years with Aviva Dread Diseases Rider, 50 years with Accidental Death Benefit Rider

a c $10 to 52 years, subject to the maximum maturity age of 70 years


60 years with Accidental Death Benefit Rider
65 years with Aviva Dread Disease Rider

a c c   $
Option A ± equal to Policy Term
Option B & Option C ± 2/3rd of policy term, rounded down to nearest integer
e.g. for a 16 years term, paying term will be 10 years

a c c  *$Annualy, Half-yearly, Quarterly or Monthly

a &

 $Minimum Rs 50,00,000, maximum no limit subject to underwriting

a 
&  (,-&.$ Accidental Death Benefit and Aviva Dread Disease(DD) Rider (offered to non-smokers only).

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The Sum Assured is paid out to the nominee as a lump-sum in case of your unfortunate death. In case you have opted for ADB Rider, the rider Sum Assured is paid out additionally in case of death
by accident.

a -#$  /

The nominee will receive monthly benefit amount chosen at inception till the end of the policy term, this amount increases by 5% p.a. compounded annually from the very first year of the policy to
beat inflation

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Under this option, the Sum Assured (SA) reduces uniformly over the Policy Term and the applicable Sum Assured as on the year of unfortunate death is paid to the nominee.

click here to understand the nature of benefits under the options using example.

 # :

a Accidental Death Benefit (ADB) Rider: [UIN 122C005V01].


Pays ADB rider Sum Assured in addition to the base death benefit, in the event of death due to an accident
a Aviva Dread Disease (DD) Rider: [UIN 122B014V01].
Pays DD rider Sum Assured on ill health because of contracting any of the 18 critical illnesses covered or on suffering Permanent Total Disability (PTD) due to illness or accident, while the policy
continues with Death Benefit intact.

  # :

a This is a pure insurance product and hence there is no maturity benefit payable under this plan

  # $

a Option A: There is no surrender value

a Option B & C: The policy will acquire surrender value after the premium payment term, if all due premiums have been paid

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a Tax benefits will be applicable as per prevailing tax laws. Tax laws are subject to change.