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Dear students,

kindly find the questions for assignment.

1. define and differentiate bet personal and civil law.write character tics of personal and civil law.
2. define following terms.
.a.maintenance
b. uterine blood,c, guardian,agnate.
3.Write power of natural guardian in Hindu Minority and Guardian Act,1956,
4.Write valid condition for adoptions in Hindu adoption & maintenance act.1956.
5.Differentiate betn Marumakkattayan system and aliyasantana system in Hindu succession act,1956.
6. on the basis of which grounds court may grant formal order for termination of marriage in Hindu
marriage act,1955.

you have to submits on or before the 10th march.

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A Hand Book On Statutory Bank Branch Audit


- Rajkumar S. Adukia
ANNEXURE A

FORMAT OF BALANCE SHEET AND PROFIT & LOSS ACCOUNT

Sub-section (1) of section 29 of the Banking Regulation Act, 1949 requires every banking
company to prepare a balance sheet and a profit and loss account in the forms set out in
the Third Schedule to the Act or as near thereto as the circumstances admit.

It has two part A- Balance sheet and Part B Profit and loss account. Format of both is as
under
FORM �A�
Form of Balance Sheet

Balance Sheet of __________________________ (here enter name of the Banking


Company)
Balance Sheet as on 31st March (Year) (000�s
omitted)

Schedule As on 31.3__ As on 31.3__


(current year) (previous year)
Capital & Liabilities
Capital 1
Reserves & Surplus 2
Deposits 3
Borrowings 4
Other liabilities and provisions 5
Total
Assets
Cash and Balances with Reserve 6
Bank of India
Balances with banks and money at 7
call and short notice
Investments 8
Advances 9
Fixed Assets 10
Other Assets 11
Total
Contingent Liabilities 12
Bills for Collection
Schedule I
Capital
As on 31.3__ As on 31.3__
(current year) (previous year)
I. For Nationalised Banks
Capital (Fully owned by Central Government)
II. For Banks Incorporated Outside India
Capital (The amount brought in by banks by
way of start-up capital as prescribed by RBI
should be shown under this head.)
Amount of deposit kept with RBI under section
11(2) of the Banking Regulation Act, 1949
Total
III For Other Banks
.
Authorised Capital
(��. shares of Rs�. each)
Issued Capital
(�� shares of Rs�.. each)
Subscribed Capital
(�..shares of Rs�.. ..each)
Called-up Capital
(��. shares of Rs� each)
Less: Calls unpaid
Add: Forfeited shares
Total
Schedule 2
Reserves & Surplus

As on 31.3__ As on 31.3__
(current year) (previous year)
I. Statutory Reserves
Opening Balances
Additions during the year
Deductions during the year
II. Capital Reserves
Opening Balances
Additions during the year
Deductions during the year
III. Share Premium
Opening Balances
Additions during the year
Deductions during the year
IV. Revenue and Other Reserves
Opening Balance
Additions during the year
Deductions during the year
V. Balance in Profit and Loss Account
Total (I, II, III, IV and V)
Schedule 3
Deposits

As on 31.3__ As on 31.3__
(current year) (previous year)
A. I. Demand Deposits
(i) From banks
(ii) From others
II. Savings Bank Deposits
III Term Deposits
.
(i) From banks
(ii) From others
Total
(I, II and III)
B. (i) Deposits of branches in
India
(ii) Deposits of branches
outside India
Total

Schedule 4
Borrowings

As on 31.3__ As on 31.3__
(current year) (previous year)
I. Borrowings in India
(i) Reserve Bank of India
(ii) Other banks
(iii) Other institutions and
agencies
II. Borrowings outside India
Total (I & II)
Secured borrowings included in I & II above � Rs.

Schedule 5
Other Liabilities and Provisions

As on 31.3__ As on 31.3__
(current year) (previous year)
I. Bills payable
II. Inter-office adjustments (net)
III. Interest accrued
IV. Others (including provisions)
Total

Schedule 6
Cash and Balances with Reserve Bank of India

As on 31.3__ As on 31.3__
(current year) (previous year)
I. Cash in hand
(including foreign currency notes)
II. Balances with Reserve Bank of India
(i) in Current Account
IV. (ii) in Other Accounts
Total (I & II)

Schedule 7
Balances with Banks and Money at Call & Short Notice

As on 31.3__ As on 31.3__
(current year) (previous year)
I. In India
(i) Balances with banks
(a) in current accounts
(b) in other deposit
accounts
(ii) Money at call and short notice
(a) with banks
(b) with other
institutions
Total (i & ii)
II. Outside India
(i) in current accounts
(ii) in other deposit accounts
(iii) Money at call and short notice
Total
Grand Total (I & II)

Schedule 8
Investments

As on 31.3__ As on 31.3__
(current year) (previous year)
I. Investments in India in
(i) Government securities
(ii) Other approved securities
(iii) Shares
(iv) Debentures and bonds
(v) Subsidiaries and/or joint ventures
(vi) Others (to be specified)
Total

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