Quotation Number 70000397758 Quotation Date 19 - Oct - 2020

PNB MetLife India Insurance Co. Ltd.

Benefit Illustration for PNB MetLife Guaranteed Future Plan (UIN No. 117N124V01)
Individual,Non Linked, Non-Participating, Savings, Life Insurance Plan
Personal details
Name of Life Assured Sherry mathew Name of Policyholder Sherry mathew
Gender of Life Assured Male Gender of Policyholder Male
Date of Birth of Life Assured 15 May 1982 Date of Birth of Policyholder 15 May 1982
Age of Life Assured 38 Age of Policyholder 38
GST Rate 4.75%
This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.
Policy Details
Benefit Payout Option Endowment Death Benefit Multiple 11.10 Annualized Premium (Rs.) 1,00,000
Policy Term 26 Base Sum Assured (Rs.) 10,00,000 Installment Premium (Rs.) 1,00,000
Premium Payment Term 13 Sum Assured on Death (at inception of 11,10,000 GST on Installment Premium (Rs.) 4,750
policy) (Rs.)
Deferment period NA Age Extra No High Premium Reward 12%
Premium Payment Mode Annual Health Extra No Employee Discount 0%
Income payout mode NA Any Other Extra No
Premium Summary
Base Plan Age Extra Health Extra Total Installment Premium
Installment Premium without Applicable Taxes (Rs.) 1,00,000 0 0 1,00,000
Installment Premium with First Year Applicable Taxes (Rs.) 1,04,750 0 0 1,04,750 Premium to be
Installment Premium with Applicable Taxes (Rs.) Second Year Onwards 1,02,375 0 0 1,02,375 collected

PNB MetLife India Ins ura nce Compa ny Limited, Regis tered office: Unit No 701,702 a nd 703, 7th Floor, Wes t Wing ,Ra heja Towers , 26/27 M G Roa d, Ba nga lore- 560001, Ka rna ta ka .
Ca ll us Toll-free a t 1-800-425-6969, Ema il: india s ervice@pnbmetlife.co.in or write to us : 1s t Floor, Techniplex -1, Techniplex Complex, Off Veer Sa va rka r Flyover,
Gorega on (Wes t), Mumba i - 400062, Ma ha ra s htra . Phone: +91-22-41790000, Fa x: +91-22-41790203. IRDA of India Regis tra tion Number: 117, CI No.: U66010KA2001PLC028883,
Webs ite: www.pnbmetlife.com
 Guaranteed Non-
Guaranteed
Policy Age of the Annualized Total Special
Surrender
Year Life Assured premium* Guaranteed Guaranteed Guaranteed Wealth Booster
Premiums
Maturity Guaranteed
Surrender
Value Payable
(years) (Rs.) Death Benefit Income (Rs.) Additions Additions Addition Benefit Surrender Value (Rs.) (BOY)
(Rs.) (BOY) (EOY) (Rs.) (BOY) (Rs.)# (BOY) (Rs.)# (BOY) Paid (Rs.) (Rs.) (EOY) (Rs.) (BOY) Value (Rs.)
(BOY) (BOY)
1 38 1,00,000 11,10,000 0 47,000 0 0 1,00,000 0 0 0 0
2 39 1,00,000 11,10,000 0 47,000 0 0 2,00,000 0 60,000 60,000 60,000
3 40 1,00,000 11,10,000 0 47,000 0 0 3,00,000 0 1,05,000 1,05,000 1,05,000
4 41 1,00,000 11,10,000 0 47,000 0 0 4,00,000 0 2,00,000 2,00,000 2,00,000
5 42 1,00,000 11,10,000 0 47,000 0 0 5,00,000 0 2,50,000 2,50,000 2,50,000
6 43 1,00,000 11,10,000 0 47,000 0 0 6,00,000 0 3,00,000 1,60,524 3,00,000
7 44 1,00,000 11,10,000 0 47,000 0 0 7,00,000 0 3,50,000 2,02,713 3,50,000
8 45 1,00,000 11,76,000 0 47,000 0 0 8,00,000 0 4,17,600 2,51,664 4,17,600
9 46 1,00,000 13,23,000 0 47,000 0 0 9,00,000 0 4,89,600 3,06,936 4,89,600
10 47 1,00,000 14,70,000 0 47,000 0 0 10,00,000 0 5,67,000 3,70,440 5,67,000
11 48 1,00,000 16,17,000 0 47,000 0 0 11,00,000 0 6,47,900 4,41,441 6,47,900
12 49 1,00,000 17,64,000 0 47,000 0 0 12,00,000 0 7,33,200 5,22,144 7,33,200
13 50 1,00,000 19,11,000 0 47,000 0 0 13,00,000 0 8,22,900 6,13,431 8,22,900
14 51 0 20,60,500 0 0 1,49,500 0 13,00,000 0 8,52,800 7,19,115 8,52,800
15 52 0 22,10,000 0 0 1,49,500 0 13,00,000 0 8,81,400 8,35,380 8,81,400
16 53 0 23,59,500 0 0 1,49,500 0 13,00,000 0 9,10,000 9,67,395 9,67,395
17 54 0 25,09,000 0 0 1,49,500 0 13,00,000 0 9,38,600 11,16,505 11,16,505
18 55 0 26,58,500 0 0 1,49,500 0 13,00,000 0 9,67,200 12,84,056 12,84,056
19 56 0 28,08,000 0 0 1,49,500 0 13,00,000 0 9,97,100 14,71,392 14,71,392
20 57 0 29,57,500 0 0 1,49,500 0 13,00,000 0 10,25,700 16,82,818 16,82,818
21 58 0 31,07,000 0 0 1,49,500 0 13,00,000 0 10,54,300 19,17,019 19,17,019
22 59 0 32,56,500 0 0 1,49,500 0 13,00,000 0 10,82,900 21,81,855 21,81,855
23 60 0 34,06,000 0 0 1,49,500 0 13,00,000 0 11,12,800 24,72,756 24,72,756
24 61 0 35,55,500 0 0 1,49,500 0 13,00,000 0 11,41,400 28,01,734 28,01,734
25 62 0 37,05,000 0 0 1,49,500 0 13,00,000 0 11,70,000 31,67,775 31,67,775
26 63 0 38,54,500 0 0 1,49,500 0 13,00,000 38,54,500 11,70,000 35,76,976 35,76,976

PNB MetLife India Ins ura nce Compa ny Limited, Regis tered office: Unit No 701,702 a nd 703, 7th Floor, Wes t Wing ,Ra heja Towers , 26/27 M G Roa d, Ba nga lore- 560001, Ka rna ta ka .
Ca ll us Toll-free a t 1-800-425-6969, Ema il: india s ervice@pnbmetlife.co.in or write to us : 1s t Floor, Techniplex -1, Techniplex Complex, Off Veer Sa va rka r Flyover,
Gorega on (Wes t), Mumba i - 400062, Ma ha ra s htra . Phone: +91-22-41790000, Fa x: +91-22-41790203. IRDA of India Regis tra tion Number: 117, CI No.: U66010KA2001PLC028883,
Webs ite: www.pnbmetlife.com
Notes:
*Annualized Premiums exclude underwriting extra premium, frequency loadings on premium, the premiums paid towards the Riders, if any, GST.
GST levied is as per presently applicable tax laws and the same are subject to changes in the tax laws in future. Please consult your Tax advisor for more details. First year GST rate is 4.5% and
Service Tax Rate from 2nd year onwards is 2.25%. Also, Service Tax rate for Riders is 18%.
# Booster Addi ons, as a percentage of Annualized premium, will be payable in addi on to the Guaranteed Income Payout of specified policy years if 'Income+Booster' op on is chosen. Wealth
Addi ons will be payable with Op on 1 & Op on 3 as a % of Total Premiums Payable. Where, Total Premiums Payable shall be the total Premiums payable during the PPT excluding any extra
premium, frequency loadings on premium, if any, the premiums paid towards the Riders, if any, and applicable tax and cess.
Notes to the benefit illustration in the following pages:
1. PNB MetLife Guaranteed Future Plan is only the name of the product and does not in any way indicate the quality of the product, its future prospects or returns.
2. Please read this benefit illustra on in conjunc on with the product brochure carefully to understand all Terms, Condi ons and Exclusions before concluding a sale. The detailed Terms and
Conditions are contained in the Policy Document.
3. Neither the Company nor any of its Advisor/ Financial Planning Consultants are authorised to offer any tax related advice. The tax benefits under various sec ons shall be available as per the
prevailing tax regulations.
4. The above illustration is applicable to a standard life (from medical, life style and occupation point of view).
5. Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your life insurance company. If your policy offers guaranteed returns then these
will be clearly marked guaranteed in the illustration table.
6. The values in the illustration below have been rounded off to the nearest rupee wherever applicable.
7. The above amounts assume that all premiums are paid when due. Further, the above death and surrender values are illustrated assuming that all the installment premium payable in a policy
year are paid (i.e. the event occurs at the beginning of the policy year). If death or surrender occur and only some of the installment premium are paid, then the death or surrender values will
only consist of that premium that has been paid.
8. The maximum amount of policy loan amount payable is limited to 90% of the Special Surrender Value at the end of the relevant Policy Year less any unpaid premiums for that year and loan
interest accrued to the end of that year.
9. In case of any conflict between this benefit illustration and your policy document, the latter shall prevail.
10. The main objec ve of the illustra on is that the client is able to understand the features of the product and the nature of benefits under different circumstances with some level of
quantification.
11. The policy will acquire a surrender value a er payment of all due installment premiums for two policy years and the policy can con nue with paid up benefits. Special Surrender Value (SSV) is a
non guaranteed benefit. The company reserves the rights to change the SSV Factor from me to me depending on the economic environment, experience and other factors, subject to prior
approval from IRDAI. Same applies for rider(s).
12. The Company provides a guaranteed surrender value as illustrated in the table. Surrender Value Payable is taken as the higher of Guaranteed Surrender Value and Special Surrender Value.
Please read the Policy document for more details.
13. For more details on risk factor, terms and conditions, please read Sales brochure of the particular plan carefully before concluding a sale.
14. GST will be charged extra as per applicable rates.
15. The following riders are available along with this plan: PNB Metlife Accidental Death Benefit Rider Plus (UIN: 117B020V03), PNB Metlife Serious Illness Rider (UIN: 117B021V03).

Policyholder’s/ Prospect’s Declaration

I _________________________________________________have been taken through the illustra on for PNB MetLife Guaranteed Future Plan. The Financial Advisor/Specified Person/Authorized
Person of Broker has explained to me the premiums payable and benefits under the product. I having received the informa on with respect to the above and have fully understood the above
statement before entering into the contract.

PNB MetLife India Ins ura nce Compa ny Limited, Regis tered office: Unit No 701,702 a nd 703, 7th Floor, Wes t Wing ,Ra heja Towers , 26/27 M G Roa d, Ba nga lore- 560001, Ka rna ta ka .
Ca ll us Toll-free a t 1-800-425-6969, Ema il: india s ervice@pnbmetlife.co.in or write to us : 1s t Floor, Techniplex -1, Techniplex Complex, Off Veer Sa va rka r Flyover,
Gorega on (Wes t), Mumba i - 400062, Ma ha ra s htra . Phone: +91-22-41790000, Fa x: +91-22-41790203. IRDA of India Regis tra tion Number: 117, CI No.: U66010KA2001PLC028883,
Webs ite: www.pnbmetlife.com
Signature of the Policyholder/ Prospect ______________________________________

For PNB MetLife India Insurance Company Limited (FA/FPC/SP/Authorised Person as applicable)
I cer fy that this illustra on has been fully explained to the Policyholder / Prospect, including the non-guaranteed elements. Further, I have also explained to the Policyholder / Prospect that the
actual returns/benefits under the product may be different from what has been illustrated. I have explained the premiums, and benefits under the product fully to the prospect/policyholder.
Signature of the Financial Advisor/Specified Person/Authorized Person of Broker: ___________________________ Date: _____________________ Name:
_____________________________________________
Financial Advisor/Specified Person/Authorized Person of Broker Code: _________________ Branch/Loca on: _________________________Contact No: ________________ Seal:
____________________

PNB MetLife India Ins ura nce Compa ny Limited, Regis tered office: Unit No 701,702 a nd 703, 7th Floor, Wes t Wing ,Ra heja Towers , 26/27 M G Roa d, Ba nga lore- 560001, Ka rna ta ka .
Ca ll us Toll-free a t 1-800-425-6969, Ema il: india s ervice@pnbmetlife.co.in or write to us : 1s t Floor, Techniplex -1, Techniplex Complex, Off Veer Sa va rka r Flyover,
Gorega on (Wes t), Mumba i - 400062, Ma ha ra s htra . Phone: +91-22-41790000, Fa x: +91-22-41790203. IRDA of India Regis tra tion Number: 117, CI No.: U66010KA2001PLC028883,
Webs ite: www.pnbmetlife.com