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EMWPI[EVILSYWMRKERHQERYJEGXYVMRK[LIVIZILMGPI TEXLW
EVI VIWXVEMRIH F] VEMP [MVI PEWIV SV XIPIQIXV] KYMHERGI
W]WXIQWEXSPIVERGIW]WXIQWYGLEW*QMRWLSYPHFIMQTPI
e 4VSZMHIHS[IPVIGSQQIRHEXMSRWFEWIHSRPSEHMRKWPMJX
XVYGOVEGOTSWXERHYRMJSVQWXSVEKI
XLMGORIWW
e 4VSZMHITPEXIHS[IPWTEGMRKVIGSQQIRHEXMSRWJSVTPEXI
HS[IPKISQIXVMIW
e 4VSZMHIHIWMKRKYMHERGIJSVWPEFW[MXLQEGVSW]RXLIXMG
JMFIVW
e 4VSZMHIHIWMKREMHWJSVWPEFW[MXLVEGOYTPMJXPSEHWHYI
XSWIMWQMGERHSXLIVYTPMJXPSEHMRKW
e 4VSZMHI HIWMKR EMHW JSV WPEFW [MXL RSRYRMJSVQ VEGO
TSWXPSEHW
e (IZIPSTEWXERHEVHM^IHQIXLSHJSVXIWXMRKERHWTIGMJ]MRK
WPEFWYVJEGIEFVEWMSRVIWMWXERGI
e 7SMP TVSTIVXMIW ERH LS[ XLI] QE] GLERKI SZIV XMQI
YRHIVPSEHVITIXMXMSRW[MHIEVIEPSRKXIVQPSEHMRKWSV
FSXLERH
e 6IGSQQIRHIHNSMRXWTEGMRKJSVJMFIVVIMRJSVGIHGSRGVIXI
',%48)6{()*-2-8-327
{(IJMRMXMSRW
%'-TVSZMHIWEGSQTVILIRWMZIPMWXSJHIJMRMXMSRWXLVSYKL
ER SRPMRI VIWSYVGI w%'- 'SRGVIXI 8IVQMRSPSK]x LXXT
XIVQMRSPSK]GSRGVIXISVK (IJMRMXMSRW TVSZMHIH LIVIMR
QIRXIH *YHEPE 
 [MXL WYFNIGX EVIEW WLS[R SR XLI GSQTPIQIRXXLEXVIWSYVGI
GSRWXVYGXMSRHSGYQIRXWERHXSPIVERGIWWTIGMJMIH8EFPI GYVPMRK SV [EVTMRK{SYXSJTPERI HIJSVQEXMSR SJ XLI
TVSZMHIW X]TMGEP HIJMRIH XVEJJMG ZEPYIW JSV HMJJIVIRX VEGO GSVRIVWIHKIWERHWYVJEGISJETEZIQIRXWPEFSV[EPPTERIP
LIMKLXWXLEXLEZIFIIRYWIHWYGGIWWJYPP]2EVVS[EMWPIERH JVSQMXWSVMKMREPWLETI
ZIV]REVVS[EMWPIW]WXIQWLS[IZIVYWIWTIGMEPM^IHIUYMTQIRX WPEFSRKVSYRHzzWPEFWYTTSVXIHF]KVSYRH[LSWIQEMR
ERH XLI QERYJEGXYVIVW WLSYPH FI GSRWYPXIH JSV *QMR TYVTSWI MW XS WYTTSVX XLI ETTPMIH PSEHW F] FIEVMRK SR XLI
VIGSQQIRHEXMSRW KVSYRH
6 %'-'311-88))6)4368

',%48)6{70%&8=4)7  9RVIMRJSVGIH GSRGVIXI WPEF{8LI XLMGORIWW MW

{-RXVSHYGXMSR
'LETXIV  MHIRXMJMIW ERH FVMIJP] HMWGYWWIW XLI GSQQSR
X]TIW SJ WPEFSRKVSYRH GSRWXVYGXMSR 8LI XIVQ wWPEFSR
KVSYRHxMWTVIJIVVIHFYXwWPEFSRKVEHIxMWSJXIRYWIH7PEF
SRKVSYRH MRGPYHIW MRXIVMSV WPEFW WYFNIGX XS PSEHMRKW EW
HIWGVMFIHMR'LETXIV8LIWIMRGPYHIMRHYWXVMEPGSQQIVGMEP
VIWMHIRXMEP ERH VIPEXIH ETTPMGEXMSRW %PXLSYKL XLI XIVQ
HIXIVQMRIH EW E GSRGVIXI WPEF [MXLSYX VIMRJSVGIQIRX
LS[IZIVMXQE]LEZINSMRXWWXVIRKXLIRIH[MXLWXIIPHS[IPW
-X MW HIWMKRIH XS VIQEMR YRGVEGOIH FIX[IIR NSMRXW [LIR
PSEHIH ERH VIWXVEMRX XS GSRGVIXI ZSPYQIXVMG GLERKIW
9RVIMRJSVGIHGSRGVIXIWPEFWHSRSXGSRXEMRQEGVSW]RXLIXMG
JMFIVW [MVI VIMRJSVGIQIRX WXIIP JMFIVW TPEMR SV HIJSVQIH
FEVWTSWXXIRWMSRMRKSVER]SXLIVX]TISJWXIIPVIMRJSVGIQIRX
QMKLXMRGPYHITEVOMRKPSXERHVSEH[E]TEZIQIRXWXLMWKYMHI
 MW
HSIWRSXWTIGMJMGEPP]EHHVIWWXLIQ
%R MQTSVXERX VIWTSRWMFMPMX] SJ XLI WPEF HIWMKRIV MW XS
HMWGYWW XLI VIUYMVIQIRXW SJ XLI JPSSV WPEF [MXL XLIS[RIV
(MWGYWWMSRWWLSYPHMRGPYHIXLIEHZERXEKIWERHHMWEHZERXEKIW
SJXLIHMJJIVIRXWPEFX]TIWERHLS[XLI]VIPEXIXSXLIS[RIVvW
VIUYMVIQIRXW-XMWMQTSVXERXJSVXLMWHMWGYWWMSRXSSGGYVWS
XLI S[RIV LEW VIEWSREFPI I\TIGXEXMSRW SJ XLI WPEF TIVJSV
QERGI ERH VIUYMVIH JYXYVI QEMRXIRERGI JSV XLI WPEF X]TI
8]TI - SV -- TSVXPERH GIQIRX %781 ''1
RSVQEPP] YWIH (V]MRK WLVMROEKI IJJIGXW ERH YRMJSVQ
WYFKVEHIWYTTSVXSRWPEFGVEGOMRKEVIGVMXMGEPXSXLITIVJSV
QERGISJYRVIMRJSVGIHGSRGVIXIWPEFW6IJIVXS'LETXIVJSV
YRVIMRJSVGIHWPEFHIWMKRQIXLSHW
 7PEFWVIMRJSVGIHJSVGVEGO[MHXLGSRXVSP{8LMGORIWW
HIWMKRGERFIXLIWEQIEWJSVYRVIMRJSVGIHGSRGVIXIWPEFW
ERHXLI]EVIHIWMKRIHXSVIQEMRYRGVEGOIH[LIRPSEHIH*SV
WPEFW GSRWXVYGXIH [MXL TSVXPERH GIQIRX WLVMROEKI GVEGO
WIPIGXIH 7SQI SJ XLI QSVI MQTSVXERX I\TIGXEXMSRW XLEX [MHXLW[LIRGVEGOMRKSGGYVW
FIX[IIRNSMRXWEVIGSRXVSPPIH
WLSYPHFIHMWGYWWIHJSVXLITVSWTIGXMZIWPEFX]TIEVI F] E RSQMREP UYERXMX] SJ HMWXVMFYXIH VIMRJSVGIQIRX 7PEFW
e 'VEGOMRKTSXIRXMEP VIMRJSVGIQIRXGERGSRWMWXSJFEVW[IPHIH[MVIVIMRJSVGIQIRX
e 'VEGO[MHXLWJSVWPEFWHIWMKRIH[MXLVIMRJSVGIQIRXXS WLIIXW WXIIPJMFIVWSVQEGVSW]RXLIXMGJMFIVW&EVERH [MVI
PMQMXGVEGO[MHXLW VIMRJSVGIQIRXWLSYPHFIWXMJJIRSYKLXSFIEGGYVEXIP]PSGEXIH
e 9WISJHS[IPIHNSMRXWZIVWYWEKKVIKEXIMRXIVPSGO MRXLIYTTIVSJXLIWPEF
e 4SWWMFPIJYXYVIVITEMVWMRGPYHMRKNSMRXHIXIVMSVEXMSR &EVW SV [IPHIH [MVI VIMRJSVGIQIRX EVI YWIH XS TVSZMHI
e .SMRX QEMRXIRERGI VIUYMVIQIRXW ERH XLI S[RIVW JPI\YVEPWXVIRKXLEXEGVEGOIHWIGXMSR-RXLMWGEWIERHJSV
VIWTSRWMFMPMX]JSVXLMWQEMRXIRERGI WPEFWSJMRWYJJMGMIRXXLMGORIWWXSGEVV]XLIETTPMIHPSEHWEWER
e *PSSV JPEXRIWW ERH PIZIPRIWW VIUYMVIQIRXW XS QIIX XLI YRVIMRJSVGIH WPEF XLI VIMRJSVGIQIRX VIUYMVIH JSV JPI\YVEP
S[RIVvWRIIHW WXVIRKXL WLSYPH FI WM^IH F] VIMRJSVGIH GSRGVIXI XLISV] EW
e 'LERKIWXSXLIJPEXRIWWERHPIZIPRIWWSZIVXMQIIWTIGMEPP] HIWGVMFIHMR%'-9WMRKXLIQIXLSHWMR%'-[MXL
MRPS[LYQMHMX]IRZMVSRQIRXW LMKL WXIIP VIMRJSVGIQIRX WXVIWWIW LS[IZIV QE] PIEH XS
e %HZERXEKIW ERHHMWEHZERXEKIWSJWPEFTPEGIQIRX [MXL YREGGITXEFPI GVEGO [MHXLW &YMPHMRK GSHIW HS RSX WYTTSVX
XLI [EXIVXMKLX VSSJMRK W]WXIQ MR TPEGI ZIVWYW TPEGMRK XLIYWISJJMFIVVIMRJSVGIQIRXXSTVSZMHIJPI\YVEPWXVIRKXLMR
XLIWPEFMRXLISTIR GVEGOIH WIGXMSRW JSV ZIVXMGEP SV PEXIVEP JSVGIW JVSQ SXLIV
e 0IZIPSJQSMWXYVIZETSVVIWMWXERGIVIUYMVIHERH TSVXMSRWSJEWXVYGXYVI
3XLIV XLER TSWXXIRWMSRMRK SV XLI VIMRJSVGIQIRX MR E
e %HZERXEKIW ERH HMWEHZERXEKIW SJ YWMRK XLI FYMPHMRK
WLVMROEKIGSQTIRWEXMRK WPEF VIMRJSVGIQIRX HSIW RSX
JPSSVWPEFJSVXMPX[EPPGSRWXVYGXMSRJSVQERHXIQTSVEV]
TVIZIRXGSRGVIXIGVEGOMRK8]TMGEPP]XLIQSWXIGSRSQMGEP
FVEGMRK
[E]XSMRGVIEWIJPI\YVEPWXVIRKXLMWXSMRGVIEWIXLIWPEFXLMGORIWW
'LETXIVW   ERH  GSRXEMR HIWMKR QIXLSHW JSV WPEFW
{7PEFX]TIW
8LIVI EVI JSYV FEWMG HIWMKR GLSMGIW JSV WPEFSRKVSYRH VIMRJSVGIHJSVGVEGO[MHXLGSRXVSP
GSRWXVYGXMSR  7PEFW VIMRJSVGIH XS TVIZIRX GVEGOMRK{4SWX
XIRWMSRIHWPEFWERHWLVMROEKIGSQTIRWEXMRKWPEFWEVIX]TMGEPP]
9RVIMRJSVGIHGSRGVIXIWPEF
HIWMKRIH RSXXS GVEGOFYXWSQIMRGMHIRXEPQMRSVGVEGOMRK
7PEFWVIMRJSVGIHXSPMQMXGVEGO[MHXLWHYIXSWLVMROEKI
QE] SGGYV *SV WLVMROEKIGSQTIRWEXMRK WPEFW XLI WPEF MW
ERH XIQTIVEXYVI VIWXVEMRX ERH ETTPMIH PSEHW 8LIWI WPEFW
HIWMKRIHYRVIMRJSVGIHERHXLIVIMRJSVGIQIRXMWHIWMKRIHXS
GSRWMWXSJ
TVIWXVIWWXLII\TERHMRKWPEFXSSJJWIXXLIWXVIWWIWGEYWIHF]
E 2SRTVIWXVIWWIH WXIIP FEV [MVI VIMRJSVGIQIRX SV
XLIWLVMROEKIERHXIQTIVEXYVIVIWXVEMRX*SVTSWXXIRWMSRIH
JMFIVVIMRJSVGIQIRXEPP[MXLGPSWIP]WTEGIHNSMRXWERH
WPEFWXLIVIMRJSVGIQIRXMWX]TMGEPP]HIWMKRIHXSGSQTIRWEXI
F'SRXMRYSYWP]VIMRJSVGIHJVIISJWE[GYXGSRXVEGXMSR JSVWLVMROEKIERHXIQTIVEXYVIVIWXVEMRXWXVIWWERHETTPMIHPSEHW
NSMRXW 7LVMROEKIGSQTIRWEXMRK GSRGVIXI WPEFW EVI TVSHYGIH
7PEFWVIMRJSVGIHXSTVIZIRXGVEGOMRKHYIXSWLVMROEKI IMXLIV[MXLEWITEVEXIGSQTSRIRXEHQM\XYVISV[MXL%781
ERH XIQTIVEXYVI VIWXVEMRX ERH ETTPMIH PSEHW 8LIWI WPEFW '8]TI/I\TERWMZIGIQIRX8LMWGSRGVIXIHSIWWLVMRO
GSRWMWXSJ FYXJMVWXI\TERHWXSEREQSYRXMRXIRHIHXSFIWPMKLXP]KVIEXIV
E7LVMROEKIGSQTIRWEXMRKGSRGVIXIERH XLERMXWHV]MRKWLVMROEKI8SPMQMXXLIMRMXMEPWPEFI\TERWMSR
F4SWXXIRWMSRIH ERHXSTVIWXVIWWXLIGSRGVIXIVIMRJSVGIQIRXMWHMWXVMFYXIHMR
7XVYGXYVEPWPEFWHIWMKRIHMREGGSVHERGI[MXL%'- XLIYTTIVSJXLIWPEF7YGLVIMRJSVGIQIRXWLSYPHFIVMKMH
E4PEMRGSRGVIXIERH ERHTSWMXMZIP]TSWMXMSRIH8LIWPEFWLSYPHFIMWSPEXIHJVSQ
F6IMRJSVGIHGSRGVIXI JM\IHTSVXMSRWSJXLIWXVYGXYVIWYGLEWGSPYQRWERHTIVMQIXIV