F I N A N C I A L S T A T E M E N T - As at 30 September 2010 (Unaudite

PUBLIC LISTED BANK

LIST OF CONTENT
Sheet 1 BALANCE SHEET - ASSETS
Sheet 2 INCOME STATEMENT
Sheet 3 COMMITMENTS AND CONTINGENCIES
Sheet 4 EARNING ASSETS QUALITY
Sheet 5 FINANCIAL RATIO CALCULATION
Sheet 6 CALCULATION OF CAPITAL ADEQUACY RATIO
Sheet 7 FOREIGN CURRENCIES TRANSACTIONS AND DERIVATIVE
Sheet 8 NOTES
Sheet 9 SHARIA - BALANCE SHEET - ASSETS
SHARIA - INCOME STATEMENT
SHARIA - COMMITMENTS AND CONTIGENCIES
Sheet 10 SHARIA - NOTES
T - As at 30 September 2010 (Unaudited)

LISTED BANK
 FINANCIAL STATEMENT

FOREIGN EXCHANGE & PUBLIC LISTED BANK

BALANCE SHEETS BALANCE SHEETS

As at 30 September 2010 and 2009 As at 30 September 2010 and 2009
(in million Rupiah) (in million Rupiah)
N0.
N0. Description 2010 2009 Description 2010 2009

ASSETS LIABILITIES AND SHAREHOLDERS' EQUITY

1 Cash 944,240 928,811 1 Demand deposits 5,778,681 5,425,456
2 Placements with Bank Indonesia 2,806,973 1,283,551 2 Savings 13,429,614 8,748,150
3 Placements with Other Banks 4,001,971 2,498,443 3 Time deposits 12,764,884 11,796,272
4 Derivative receivables 23,948 31,595 4 Revenue sharing investment fund 100,858 -
5 Marketable securities 5 Liabilities to Bank Indonesia - 4,584
a. at Fair value through profit/loss 2,415,549 4,210,427 6 Liabilities to other banks 155,718 466,009
b. Available for Sale 2,476,722 2,147,951 7 Spot and derivative liabilities 9,169 8,648
c. Held to Maturity 45,830 121,385 8 Marketable securities resell sold with repurchase agreement - -
d. Loans and recievables - - 9 Acceptance Payables 637,519 406,529
6 Marketable securities sold with repurchase agreement - - 10 Marketable Securities Issued - -
7 Marketable securities purchased under resale agreements 411,239 142,154 11 Borrowings - -
8 Acceptance receivable 637,519 406,529 12 Security deposits 165,610 99,096
9 Loans 13 Interoffice liabilities
a. Fair value through to profit and loss - - a. Operational Activity in Indonesia - -
b. Available for Sale - - b. Operational Activity Outside Indonesia - -
c. Held to Maturity - - 14 Deferred tax liabilities 417 7,405
d. Loans and recievables 25,181,401 19,868,882 15 Allowance for possible losses on off balance sheets' transaction 24,011 21,322
10 Sharia Financing - - 16 Other liabilities 1,123,931 1,010,997
11 Investments 4,991 50,368 17 Profit sharing fund investment - -
12 Allowance for impairment of financial assets -/- 18 Minority interest - -
a. Marketable Securities (467) (6,608) 19 Loan Capital 1,471,385 596,866
b. Loans (613,764) (586,040) 20 Paid in capital
c. Others (5,730) (30,338) a. Authorised capital 1,200,000 1,200,000
13 Intangible Assets - - b. Un paid up capital -/- (473,178) (473,178)
Accumulated depreciation of intangible assets -/- - - c. Treasury shares -/- - -
14 Fixed assets and fixtures 1,153,773 1,025,262 21 Additional paid-in capital
Accumulated depreciation of fixed assets and fixtures -/- (319,566) (240,819) a. Share premium 1,221,814 1,221,814
15 Abandoned properties - - b. Share discount -/- - -
16 Foreclosed assets 115,586 131,904 c. Donation Capital - -
17 Suspend Account 35,570 15,648 d. Adjustments due to financial statement translation - -
18 Interoffice Assets e. Other comprehensive income 7,280 (7,293)
a. Conduct Operational Activity in Indonesia 18 14 f. Others - (3,027)
a. Conduct Operational Activity outsite Indonesia - - g. Capital deposits funds - -
19 Allowance for impairment of other assets -/- (45,981) (50,117) 22 Difference on revaluation of fixed assets - -
20 Allowance for possible losses on non earning assets -/- (2,694) (209) 23 Difference due to quation reorganisation - -
21 Leased assets - - 24 Difference on restructuring of entities under the control of the Bank - -
22 Deferred tax assets - - 25 Reserves
23 Other assets 967,273 650,933 a. General reserves 1,350 1,250
b. Specific reserves - -
26 Profit/loss
a. Previous years 2,244,926 1,758,887
b. Current year 370,412 309,939

TOTAL ASSETS 40,234,401 32,599,726 TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY 40,234,401 32,599,726
 FINANCIAL STATEMENT

FOREIGN EXCHANGE & PUBLIC LISTED BANK

STATEMENT OF INCOME
For The Nine Month Period Ended
30 September 2010 and 2009
(in million rupiah, except Earnings per Share)

N0. DESCRIPTION 2010 2009

OPERATING INCOME AND EXPENSES

A. Interest income and expenses
1 Interest income
a. R u p i a h 2,228,328 2,341,579
b. Foreign currencies 191,762 242,699
Total Interest income 2,420,090 2,584,278
2 Interest expenses ###
a. R u p i a h 1,025,811 1,237,410
b. Foreign currencies 41,504 61,974
Total Interest expenses 1,067,315 1,299,384
NET INTEREST INCOME 1,352,775 1,284,894
B. Non Interest Income (Expenses)
1 Non Interest Income
a. Increase in Fair Value of Financial Assets ( Mark to Market ) ###
i. Marketable securities - 2,894
ii. Loans - -
iii. Spot and derivatives 1,604 41,236
iv. Other financial assets - -
b. Decrease in fair value financial liabilities ( Mark to Market ) - -
c. Gain on sale of financial assets
i. Marketable securities 39,654 45,834
ii. Loans - -
iii. Other financial assets - -
d. Foreign exchange gain spot and derivatives (realised) 65,688 66,235
e. Dividend, gains from Equity Method Investment, ###
commisions/provision/fee & administration 245,386 202,814
f. Reversal of Impairment provisions, ###
Allowance for possible lossess of Non Productive Assests ###
& off balance sheet accounts 26,463 34,789
g. Others income 19,223 29,798
Total Non Interest Income 398,018 423,600
###
2 Operating Expenses excluding interest ###
a. Decrease in Fair Value of Financial Assets ( Mark to Market ) ###
i. Marketable securities 515 -
ii. Loans - -
iii. Spot and derivatives 11,351 -
iv. Other financial assets - -
b. Increase in fair value financial liabilities ( Mark to Market ) - -
c. Loss on sale of financial assets
i. Marketable securities 69 -
ii. Loans - -
iii. Other financial assets - -
d. Loss on spot and derivatives transaction (realized) 382 -
e. Allowance for Impairment on financial assets ###
i. Marketable securities 55 958
ii. Loans 107,695 197,687
iii. Sharia Financing - -
iv. Other financial assets - 14,954
f. Allowance for possible losses on off balance sheets accounts 5,275 881
g. Allowance for possible losses on operational risk - -
h. Loss on operational risk 640 472
i. Loss from Equity Method investment commision/provision/fee ###
and administration - 21,280
j. Allowance for impairment of other assets (Non Financial) 2,841 25,513
k. Allowance for possible losses of non earning assets - -
l. Personnel expenses 622,165 517,449
m.Promotion expenses 42,745 54,264
n.Other expenses 467,327 435,392
Total Operating Expenses excluding interest 1,261,060 1,268,850
Net operating income/expenses excluding interest (863,042) (845,250)
OPERATING INCOME (EXPENSES) 489,733 439,644
NON OPERATING INCOME (EXPENSES)
1 Gain (loss) on sale of fixed assets and fixtures 3,378 1,045
2 Gain (loss) on foreign exchange translation - -
3 Non operating income (expense) 1,398 (712)

NON OPERATING INCOME (EXPENSES) 4,776 333

INCOME BEFORE TAX 494,509 439,977

1 Profit (loss) transfer to Head Office - -

2 Income Tax
a. Estimated Current year tax 118,877 117,187
b. Deferred tax (Income) expenses 5,220 12,851

Net Income 370,412 309,939

MINORITY INTEREST - -
Net Income after minority interest 370,412 309,939
DIVIDEND - -
BASIC EARNINGS PER SHARE 63.7 53.3
 FINANCIAL STATEMENT

FOREIGN EXCHANGE & PUBLIC LISTED BANK

COMMITMENT AND CONTINGENCIES

As at September 30, 2010 and 2009
(in million Rupiah)

No. DESCRIPTION 2010 2009

I COMMITMENT RECEIVABLES
1. Undrawn borrowing facilities received
a. R u p i a h - -
b. Foreign currencies - -
2. Outstanding spot and derivative position 5,119,095 3,419,920
3. Other Commitments - 15,802

Total Commitment Receivables 5,119,095 3,435,722

II COMMITMENTS PAYABLES
1 1. Undrawn loan facilities granted to customers
a. State-owned enterprises
i. Committed
- Rupiah - -
- Foreign currencies - -
ii. Uncommitted
- Rupiah - -
- Foreign currencies - -
b. Others
i. Committed - -
ii. Uncommitted 8,764,430 5,959,074
2. Undrawn loan facilities granted to other bank
i. Committed
- Rupiah - -
- Foreign currencies - -
ii. Uncommitted
- Rupiah - -
- Foreign currencies - -
3. Outstanding irrevocable letters of credit
a. Overseas L/C 516,316 408,541
b. Local L/C 158,516 248,879
4. Outstanding spot dan derivative positition 5,101,790 3,393,495
5. Others 255,000 15,802

Total Commitment Payables 14,796,052 10,025,791

TOTAL COMMITMENTS - NET (9,676,957) (6,590,069)
III CONTINGENT RECEIVABLES
1. Guarantees received
a. R u p i a h - -
b. Foreign currencies - -
2. Interest receivable on non performing assets
a. Loan interest 300,298 251,715
b. Other interest - -
3. Others - -
Total Contingent Receivables 300,298 251,715
IV. CONTINGENT PAYABLES
1 1. Guaranteed issued
a. Bank Guarantees
-Rupiah 868,584 978,306
- Foreign currencies 485,840 416,066
2. Others - -
Total Contingent Payables 1,354,424 1,394,372
TOTAL CONTINGENCIES - NET (1,054,126) (1,142,657)
MANAGEMENT
COMMISSIONERS
- President Commissioner : Pramukti Surjaudaja
- Deputy President Commissioner : Peter Eko Sutioso *)
- Commissioner : Lelarati Lukman
- Commissioner : David Philbrick Conner
- Commissioner : Roy Karaoglan *)
- Commissioner : Jusuf Halim *)
- Commissioner : Goh Kim Bun, Benny *) #)
- Commissioner : Lai Teck Poh (Dua Teck Poh)
DIRECTORS
- President Director : Parwati Surjaudaja
- Deputy President Director : Na Wu Beng
- Director : Hardi Juganda
- Director : Yogadharma Ratnapalasari
- Director : Rama Pranata Kusumaputra
- Director : Louis (Luianto) Sudarmana
- Director : Rudy N Hamdani
- Director : Alan Jenviphakul
S H A R E H O L D E R S
OCBC Overseas Investment Pte.Ltd.
(Controlling shareholder) 81.90%
Others 18.10%
*) Independent commissioner
#) Passed away on 17 July 2010
 FINANCIAL STATEMENT

FOREIGN EXCHANGE & PUBLIC LISTED BANK

ASSETS QUALITY AND OTHER INFORMATION
As at 30 September 2010 and 2009
PT BANK OCBC NISP Tbk.
(in million Rupiah)
BANK OCBC NISP
No Description 2010 2009
Current Special Mention Substandard Doubtful Loss Total Current Special MentionSubstandard Doubtful Loss Total
I. RELATED PARTIES
1. Placement with other banks
a. Rupiah - - - - - - - - - - - -
b. Foreign currency 2,721,508 - - - - 2,721,508 2,206,027 - - - - 2,206,027
2. Spot and derivatif receivable
a. Rupiah - - - - - - - - - - - -
b. Foreign currency - - - - - - - - - - - -
3. Marketable securities
a. Rupiah - - - - - - - - - - - -
b. Foreign currency - - - - - - - - - - - -
4. Marketable securities sold with agreement to purchased (repo)
a. Rupiah - - - - - - - - - - - -
b. Foreign currency - - - - - - - - - - - -
5. Marketable securities purchased with agreement to resell (reverse repo)
a. Rupiah - - - - - - - - - - - -
b. Foreign currency - - - - - - - - - - - -
6. Acceptance payable - - - - - - - - - - - -
7. Loans
a. Micro debtors,
Small and medium business (UMKM)
i. Rupiah 29,530 239 - - - 29,769 24,666 - - - - 24,666
ii. Foreign currency 5,901 - - - - 5,901 9,346 - - - - 9,346
b. Not small and medium business (UMKM)
i. Rupiah 124,056 - - - - 124,056 83,501 - - - - 83,501
ii. Foreign currency 36,389 - - - - 36,389 35,511 - - - - 35,511
c. Restructured loans
i. Rupiah - - - - - - - - - - - -
ii. Foreign currency - - - - - - - - - - - -
d. Property loans 1,823 66 - - - 1,889 36,115 - - - - 36,115
8. Investments - - - - - - - - - - - -
9. Temporary investment - - - - - - - - - - - -
10. Commitement and contingencies
a. Rupiah - - - - - - - - - - - -
b. Foreign currency - - - - - - - - - - - -
11. Foreclosed assets - - - - - - - - - - - -

II. NON-RELATED PARTIES

1. Placement with other banks
a. Rupiah 994,706 - - - - 994,706 4,257 - - - - 4,257
b. Foreign currency 285,757 - - - - 285,757 288,159 - - - - 288,159
2. Spot and derivatif receivable
a. Rupiah 1,690 - - - - 1,690 30,898 - - - - 30,898
b. Foreign currency 22,258 - - - - 22,258 697 - - - - 697
3. Marketable securities
a. Rupiah 4,920,927 - - - - 4,920,927 6,410,844 - - - 14,050 6,424,894
b. Foreign currency 12,491 4,683 - - - 17,174 39,127 15,742 - - - 54,869
4. Marketable securities sold with agreement to purchased (repo)
a. Rupiah - - - - - - - - - - - -
b. Foreign currencies - - - - - - - - - - - -
 BANK OCBC NISP
No Description 2010 2009
Current Special Mention Substandard Doubtful Loss Total Current Special MentionSubstandard Doubtful Loss Total
5. Marketable securities purchased with agreement to resell (reverse repo)
a. Rupiah 411,239 - - - - 411,239 142,154 - - - - 142,154
b. Foreign currencies - - - - - - - - - - - -
6. Acceptance payable 634,876 2,643 - - - 637,519 402,838 3,691 - - - 406,529
7. Loans
a. Micro debtors,
Small and medium business (UMKM)
i. Rupiah 11,939,195 525,266 35,627 62,685 339,713 12,902,486 10,058,179 512,230 49,375 51,186 279,657 10,950,627
ii. Foreign currency 429,821 8,368 - - 11,532 449,721 474,939 16,655 5,426 2,134 10,193 509,347
b. Not small and medium business (UMKM)
i. Rupiah 7,960,899 19,409 - - 187,482 8,167,790 5,429,316 44,365 20,302 4,793 236,030 5,734,806
ii. Foreign currency 3,136,434 213,321 34,033 37,009 44,492 3,465,289 2,207,228 192,414 70,180 4,694 46,562 2,521,078
c. Restructured loans
i. Rupiah 52,961 - 5,776 1,810 55,504 116,051 9,161 13,855 16,088 - 84,941 124,045
ii. Foreign currency - 171,444 34,033 31,535 3,670 240,682 36,915 34,166 74,155 - - 145,236
d. Property loans 4,461,969 295,920 13,259 17,320 80,288 4,868,756 3,387,458 287,199 11,730 12,709 81,295 3,780,391
8. Investments 4,991 - - - - 4,991 50,368 - - - - 50,368
9. Temporary investment - - - - - - - - - - - -
10. Others Receivables 397,412 838 - 1,773 624 400,647 232,576 12,376 - 553 6,296 251,801
11. Commitments and contingencies
a. Rupiah 1,180,212 992 - - 236 1,181,440 1,159,800 1,012 236 229 - 1,161,277
b. Foreign currencies 1,080,439 22,377 - - - 1,102,816 875,059 15,456 - - - 890,515
12. Foreclosed assets 17,479 - 8,774 89,333 - 115,586 6,270 - 38,038 87,596 - 131,904
III. OTHERS INFORMATION
1. Collateralized Assets :
a. To the Bank Indonesia - -
b. To the other banks - -
2. Total allowance for impairment of earning assets 619,961 632,178
3. Total required provision for possible losses on asset 619,961 619,220
4. Percentage loans to small medium enterprises
total loans 53.17% 57.85%
5. Percentage of loans to micro debtors
to the total loans 46.83% 42.15%
6. Percentage number of small medium enterprises debtors to total debtors 99.11% 99.24%
7. Percentage number of small business debtors
to the total debtors 0.89% 0.76%
8. Others
a. Credit chanelling 130 130
b. Mudharabah Muqayyadah funding - -
c. Written-off Earning assets 132,193 108,924
d. Recovery from written off earning assets - -
e. Productive assets claims writen-off - -
36,324,830 798,136 69,660 101,467 584,079
ALLOWANCE FOR POSSIBLE LOSSES
As at 30 September 2010 and 2009
2010 2009
No Description Allowance for Impairment Provision required Allowance for Impairment Provision required
Individual Collective General Specific Individual Collective General Specific
1. Placement with other banks - - - - - 24,984 24,984 -
2. Spot and derivatif receivable - - - - - 316 316 -
3. Marketable securities - 467 124 343 - 6,604 916 5,688
4. Marketable securities sold with agreement to purchased (repo) - - - - - - - -
5. Marketable securities purchased with agreement to resell (reverse repo) - - - - - - - -
6. Acceptance payable - 2,098 1,904 194 - 4,213 4,028 184
7. Loans 416,961 196,803 104,821 508,943 - 586,040 176,593 396,366
8. Investment - - - - - 504 504 -
9. Temporary capital investments - - - - - - - -
10. Other Receivable 2,397 1,235 1,193 2,439 - 9,517 2,450 7,191
 FINANCIAL STATEMENT

FOREIGN EXCHANGE & PUBLIC LISTED BANK

FINANCIAL RATIOS
As at 30 September 2010 and 2009
No. RASIO (%) 2010 2009

Performance Ratio
1 Capital Adequacy Ratio *) 17.03% 18.92%
2 Non performing earning and non earning assets
to the total earning and non earning assets 2.26% 2.91%
3 Non performing assets to the productive assets 1.99% 2.51%
4 Allowance for financial assets impairment to earning assets 1.64% 2.05%
5 NPL - gross 2.99% 3.93%
6 NPL - net 1.33% 2.04%
7 Return on Aset (ROA) 1.74% 1.72%
8 Return on Equity (ROE) 11.85% 11.34%
9 Net Interest Margin (NIM) 5.26% 5.53%
10 Operating Expenses to Operating Income (BOPO) 82.62% 85.21%
11 LDR 78.51% 76.46%

COMPLIANCE
1 a. Percentage in excess of legal lending limit
i. Related parties - -
ii. Non related parties - -
b. Percentage lending in excess of legal lending limit
i. Related parties - -
ii. Non related parties - -
2 Reserve Requirement
a. IDR Statutory Reserves 5.06% 5.06%
b. Foreign Currencies Statutory Reserves 1.03% 1.08%
3 Net Open Position 2.45% 4.99%

*) CAR as of 30 September 2010 including for credit risk,market risk and operasional risk while CAR as of 30 September 2009
including credit risk and market risk
 FINANCIAL STATEMENT

FOREIGN EXCHANGE & PUBLIC LISTED BANK

CALCULATION OF
CAPITAL ADEQUACY RATIO
As at 30 September 2010 and 2009
( in million Rupiah )

D E S C R I P T I O N
I CAPITAL COMPONENTS
A. CORE CAPITAL
1. Modal
Paid up
Disetor
Capital
2. Cadangan
AdditionalTamdahan
Capital Reserve
Modal
2.1 Additional Factor
a. Agioa. Share premium
b. Modalb. Donation
Sumbangan Capital
c. Cadangan
c. GeneralUmumReserve
d. Cadangan
d. Specific
Tujuan
Reserve
e. Labae.tahun-tahun
Prior years profit
lalu yang
(100%)dapat diperhitungkan (100%)
f. Labaf. tahun
Currentberjalan
year profit
yang(50%)
dapat diperhitungkan (50%)
g. Selisih
g. Differences
lebih karenaarising
penjabaran
from financial
laporan statement
keuangan translation
h. Dana h. Setoran
Paid UpModal
Capital fund
i. Warani. Warrant
yang diterbitkan
issued (50%)
(50%)
j. Opsi j.saham
Stock yang
Option
diterbitkan
in relationdalam
with compensation
rangka program
program
kompensasi berbasis saham (50%)
stock basis (50%)
2.2 Less Factor
a. Share discount
b. Prior year loss (100%)
c. Current year loss (100%)
d. Differences arising from financial statement translation
e. Others Comphrehensive Income : Loss on Fair Value
on Available for sale investment
f. Shortage between required provisions with allowance for impairment
of earning assets
g. Shortage in mark to market on trading book
3. Inovative Capital
3.1 Subordinated Bonds (perpetual non cummulative)
3.2 Subordinated Borrowing (perpetual non cummulative)
3.3 Others Inovative Capital Instruments
4. Less Factor Core Capital
4.1 Goodwill
4.2 Others Intangible Assets
4.3 Investment (50%)
4.4 Lack in capital in Insurance subsidiary (50%)
5. Minority Interest
B SUPPLEMENTARY CAPITAL
1. Upper Tier 2
1.1 Preferred Stock (perpetual cummulative)
1.2 Subordinated Bonds (perpetual cummulative)
1.3 Subordinated Borrowing (perpetual cummulative)
1.4 Mandatory convertible bond
1.5 Innovative Capital which can not be calculated as Core Capital
1.6 Others up level supplementary capital instrument (upper tier 2)
1.7 Fixed assets revaluation
1.8 General provision for productive assets (maks 1.25% of RWA)
1.9 Others Comphrehensive Income : Gains from increase fair value
from Available for sale investment (45%)
2. Low Level (Lower Tier 2) max 50% from Core Capital *)
2.1 Redeemable preference shares
2.2. Borrowings or subordinated bond can be calculated
2.3. Others supplementary capital instrument low level (lower tier 2)
3. Less Factor Supplementary Capital *)
3.1 Investment (50%)
3.2 Capital lack in Insurance subsidiary (50%)
C Deduction Factor for Core Capital and Supplementary Capital
Securitization exposure
D Additional Supplementary Capital (Tier 3)
E ADDITIONAL SUPPLEMENTARY CAPITAL ALLOCATED TO
ANTICIPATE MARKET RISK
II TOTAL CORE AND SUPPLEMENTARY CAPITAL ( A + B - C )
III TOTAL CORE CAPITAL, SUPPLEMENTARY CAPITAL, AND ADDITIONAL SUPPLEMENTARY CAPITAL
ALLOCATED TO ANTICIPATE MARKET RISK ( A + B - C + E )
IV RISK WEIGHTED ASSETS FOR CREDIT RISK
V RISK WEIGHTED ASSETS FOR OPERATIONAL RISK
VI RISK WEIGHTED ASSETS FOR MARKET RISK
VII. CAPITAL ADEQUACY RATIO FOR CREDIT RISK AND
OPERATIONAL RISK ( II : ( IV+V )
VIII. CAPITAL ADEQUACY RATIO FOR CREDIT RISK,
OPERASIONAL RISK AND MARKET RISK (III : ( IV + V + VI ) *)

*) CAR as of 30 September 2010 including for credit risk,market risk and operasional risk while CAR as of 30 September 2009
including credit risk and market risk
 INANCIAL STATEMENT

XCHANGE & PUBLIC LISTED BANK

CALCULATION OF
CAPITAL ADEQUACY RATIO
As at 30 September 2010 and 2009
( in million Rupiah )
2010 2009

4,267,994 3,734,871
726,822 726,822
3,541,172 3,008,049
3,541,172 3,008,049
1,221,814 1,221,814
- -
1,350 1,250
- -
2,130,192 1,648,774
187,816 161,395
- -
- -
- -

- -
- -
- -
- -
- -
- -

- -

- -
- -
- -
- -
- -
- -
- (25,184)
- -
- -
- (25,184)
- -
- -
1,341,741 674,223
179,025 291,549
- -
- -
- -
- -
- -
- -
48,376 48,376
130,649 243,173

- -
1,162,716 407,858
- -
1,162,716 407,858
- -
- (25,184)
- (25,184)
- -

- -
- -

- -
5,609,735 4,409,094

5,609,735 4,409,094
29,499,816 22,523,630
2,395,847 N/A
1,047,737 786,200

17.59% 19.58%

17.03% 18.92%
 FINANCIAL STATEMENT

FOREIGN EXCHANGE & PUBLIC LISTED BANK

SPOT AND DERIVATIVE TRANSACTIONS
As at 30 September 2010
(in million Rupiah)

TRANSACTION Purpose Derivative Receivab

No. Notional Amount
Trading Hedging Receivables
A. Related to exchange rate

1. Spot 3,228,575 3,228,575 - 2,620

2. Forward 201,032 201,032 - 1,397

3. Option
a. Purchased - - - -
b. Written - - - -
4. Future - - - -

5. Swap 555,277 555,277 - 19,931

6. Others - - - -
B. Related to Interest Rate

1. Forward - -
2. Option
a. Purchased - -
b. Written - -
3. Future - -

4. Swap 659,717 - 659,717 -

5. Others - -

C. Others - -
TOTAL 4,644,601 3,984,884 659,717 23,948
AL STATEMENT

E & PUBLIC LISTED BANK

RIVATIVE TRANSACTIONS
0 September 2010
million Rupiah)

Derivative Receivable and Payable

Payables

2,871

2,902

-
-
-

2,525

-
-
-

871

-
9,169
Notes :
-

The above financial statements is prepared based on financial statements as of and for the nine month period ended 30 September 2010 and 2009 (unaudited), with some reclassifications to
accomplish the regulation of Bank Indonesia No. 3/22/PBI/2001 dated 13 December 2001 as amended with the regulation of Bank Indonesia No. 7/50/PBI/2005 dated 29 November 2005
regarding the Amendment of Transparancy of Banking Financial Condition and Circular Letter of Bank Indonesia No. 3/30/DPNP dated 14 December 2001 as amended with Circular Letter of
Bank Indonesia No. 7/10/DPNP dated 31 March 2005 regarding Quarterly Published Financial Statements, Monthly Financial Statements of Commercial Bank and Certain Report submitted to
Bank Indonesia, as amanded with Circular Letter of Bank Indonesia No. 12/11/DPNP dated 31 March 2010.
- The Published Financial Statements as at and for the nine month period ended 30 September 2010 has been prepared based on Statement of Financial Accounting Standard No. 50 (revised
2006) and No. 55 (revised 2006) and the Published Financial Statements as at and for nine month period ended 30 September 2009 has been prepared based on Statement of Financial
Standard No. 31.
- For comparative purposes, certain accounts in the financial statement as at and for the period ended 30 September 2009 have been reclassified to conform with the presentation of accounts
in the financial statement as at and for the nine month period ended 30 September 2010.
-
On 22 September 2010 , the Board of Commissioners and Directors of the Bank OCBC NISP and Bank OCBC Indonesia approved the Merger Plan with regard to the merger of the Bank and
Bank OCBC Indonesia. On 24 September 2010, the Merger Plan was submitted to Bapepam-LK as part of the registration documentation to obtain the effective statement. In the Merger Plan,
The Board of Commissioners and Directors of both banks have recommended that Bank OCBC Indonesia will be merged into Bank OCBC NISP, and Bank OCBC NISP will be the surviving
Bank.
- The USD exchange rates as at 30 September 2010 was Rp 8,925 (2009: 1 USD = Rp 9,665).
 FINANCIAL STATEMENT

FOREIGN EXCHANGE & PUBLIC LISTED BANK

BALANCE SHEETS
As at 30 September 2010 and 2009
(in million Rupiah)

No. Description 2010 2009

ASSETS
1 Cash 607 -
2 Current Accounts with Bank Indonesia 5,262 -
3 Bank Indonesia Wadiah Certificates 35,900 -
4 Placements with Other Banks - -
5 Allowance for Possible Losses -/- - -
6 Marketable Securities 172,153 -
7 Allowance for Possible Losses -/- - -
8 Murabahah Receivables - -
9 Allowance for Possible Losses -/- - -
10 Other Receivables - -
11 Allowance for Possible Losses -/- - -
12 Mudharabah and Musyarakah Financing - -
13 Allowance for Possible Losses -/- - -
14 Accrued Interest Receivables 723 -
15 Prepaid Expenses - -
16 Premises and Equipment - -
17 Accumulated Depreciation - -
18 Other Assets - net 44,440 -
TOTAL ASSETS 259,085 -

No. Description 2010 2010

LIABILITIES
1 Wadiah Demand Deposits 100,858 -
2 Other Liabilities Immediately Payable 1 -
3 Liabilities to Bank Indonesia (FPJPS) - -
4 Liabilities to Other Banks 2,402 -
5 Securities Issued - -
6 Other Liabilities 152,755 -
7 Unrestricted Investment Funds - -
a. Mudharabah Saving Deposits - -
b. Mudharabah Time Deposits - -
8 Retained Earnings (Accumulated Losses) 3,069 -
Total Pasiva 259,085 -

STATEMENTS OF INCOME
For The Nine Month Period ended 30 September 2010 and 2009
(in million Rupiah)
No. Description 2010 2010

A. INCOME FROM OPERATIONS

1 Murabahah Margin - -
2 Mudharabah Profit Sharing 1,508 -
3 Bonuses - -
4 Other Operating Income 6,641 -
B. TOTAL OPERATING INCOME 8,149 -
C Investors' Share on Returns of Unrestricted
Investment Funds
a. Bank - -
b. Non Bank - -
c. Bank Indonesia (FPJPS) - -
D TOTAL PROFIT SHARING - -
E Operating income after distribution of profit sharing
for investor of unrestricted investment funds 8,149 -
F EXPENSES FROM OPERATIONS
1 Wadiah Bonuses 2 -
2 Provision for Possible Losses on Earning Assets - -
3 General and Administrative Expenses 603 -
4 Personnel Expenses 2,610 -
5 Other Expenses 1,865 -
G TOTAL OPERATING EXPENSES 5,080 -
H INCOME (EXPENSES) FROM OPERATIONS - NET 3,069 -

I Non Operating Income - -

J Non Operating Expenses - -
K NON OPERATING INCOME (EXPENSES) - NET - -
L NET INCOME (LOSS) FOR CURRENT PERIOD 3,069 -

COMMITMENTS AND CONTINGENCIES

As at 30 September 2010 and 2009
(in million Rupiah)
No. Description 2010 2010

1 Unused Financing Facilities Granted to Customers - -

2 Outstanding Irrevocable L/C - -
3 Guarantees (Kafalah) Issued - -
4 Others - -
Catatan :

-
Based on the Decision letter of Deputy Governor of Bank Indonesia No.11/11/Kep.DpG/2009 dated 8 September 2009 regarding approval in
conducting sharia bussiness unit, Bank OCBC NISP started its banking activities based on the sharia principles on 12 October 2009.
The financial statements is prepared base on the Circular Letter of Bank Indonesia No. 7/56/DPbs dated 9 December 2005 as amended with
- Circular Letter of Bank Indonesia No. 8/11/DPbs dated 7 March 2006 regarding Annual Report, Quarterly and Monthly Published Financial
Statements and Certain Report submitted to Bank Indonesia.

Board of Sharia Supervision Sharia bussiness unit

Dr. Muhammad Anwar Ibrahim Koko Tjatur Rachmadi