Investment Planning

With Automated Account Opening

We can help you streamline your advisor experience

Your integration partner

 Investment Planning With Automated Account Opening
When you combine amazing investment planning and automated account opening in PlanPlus PlanitTM
what do you have – ecstatic advisors and compliance officers!

The PlanPlus Planit Account Opening Module is a combination of interfaces and features that allows
the application to feed into your existing account opening processes or programs. PlanPlus Planit will
not create accounts in other systems, but it will feed those systems with what they need to know to
open the accounts quickly and compliantly.

Step 1: Client Profiling

PlanPlus Planit can provide firms with
the best tool in the industry today to
properly profile clients and generate
world-class Investment Policy
Statements.

By partnering with firms like

FinaMetrica – the industry leader in
psychometric risk profiles and
Morningstar to create a comprehensive
product catalogue that is updated
daily, you can be confident in a best-in-class solution. We believe the first step with a client is good
advice – execution follows!

Now PlanPlus takes it to the next level by integrating client proposals you can rely on with automated
account opening to create an unprecedented level of efficiency for your advisors.
Step 2: Product or “Prospectus” Risk
Although most regulators are happy to see proper asset allocation and client portfolios that support
appropriate diversification, the reality is that their primary focus is on the suitability of “investment
products” sold to clients – not portfolio design. In a recent study in the UK, the regulator reported
that half of the assessments of unsuitability were confirmed to be “on the grounds that investment
selection failed to meet the risk a customer is willing and able to take.”

Traditionally a risk profile maps the client into a target asset allocation. PlanPlus Planit takes this
further with a 3 level mapping that includes traditional asset allocation, income versus growth
objectives as well as product risk allocation.

Step 3: Existing Accounts

Existing on-book accounts are electronically imported along with known KYC details, allowing PlanPlus
Planit to be used to “document” a more robust profile.
“Create as” also allows
advisors to track third party
accounts at other institutions
or to open new accounts in
your back office or account
opening system.
Additional administrative
details like “registration type”,
“plan administrators”, Rep
Id’s for processing and more
can be entered.
PlanPlus Planit can be
configured to automatically
enforce separate portfolios
and a KYC process based on
beneficial owners and account
types to align with the compliance requirements for your back-office.
 Step 4: Security Selection
The risk level of products can be categorized based on the requirements for your firm or regulator.
This allows recommendations or changes by an advisor to be validated against three levels of
conformity – is the portfolio properly diversified by asset classes, does it maintain an appropriate
distribution of defensive and equity products overall, and does the level of risk associated with the
specific products recommended for implementation match the client’s profile.

Firms can upload their determination of the prospectus level risk on products taking into account
various factors not only based on the volatility but also structural risks, risk in the underlying holdings,
counterparty risk and more.

Security Section will apply the predefined investment models you have defined. The default
implementation also assumes any third party accounts will be repositioned and invested with you,
allowing the system to automatically recommend all the accounts that are required for the prospect
or client. No need to individually add accounts.

Step 5: Open Accounts/Implementation

From the Assets & Liabilities
screen PlanPlus Planit will utilize
an “account opening plugin” that
identifies specific requirements for
your account opening payload.
This can be to proprietary account
opening or industry leading third
party packages like Arius Open
Advantage.

Firms with the Advanced

Investment Planning (AIP) module
can either pre-populate Adobe
fillable forms or can pass the
required payloads into the account
opening system to complete the
process.

Security selection will monitor changes in the proposed securities for a client ensuring that the
portfolio remains properly diversified by asset class and compliant for investment objectives and
product risk, flagging issues before they are proposed to clients.

PlanPlus Inc. (Head Office) Quebec, Canada China

55 Mary Street, Suite 200
Lindsay, Ontario
Canada K9V 5Z6
Telephone: 705-324-8001
Toll Free: 1-800-364-1293
Fax: 705-324-8002
Email: info@planplus.com
Web site: www.planplus.com
Support 1-800-601-1762
Email: supportfrancais@planplus.com
Malaysia
Telephone: 012-3030575
Email: weehen@planplus.com
Star River Century Building
th
11 Floor, Room 1119
Gangxia, Futian District
Shenzhen, China
Telephone: 8613418665272
Email: china@planplus.com