MONTHLY INCOME EXPENSE BREAKDOWN SAVINGS BREAKDOWN

Expendable Income Monthly Receivable Rent or Mortgage 8% $40

Monthly Earnings (Member) $500 Savings & Investments 17%
Monthly Earnings (Spouse) $500 $1,000 Lifestyle 8%
Allotment $0
MGIB $0 Monthly Payable $30
Other Earnings $0 Education 8% Pets 8%
Other Earnings $0 $500
Total receivable income $1,000
Remaining $20
Annual Earnings (Member)
$500
$6,000
$10
50% 50%
Annual Earnings (Spouse) Debt to Income Ratio
Contributions 8% Food 8%
$6,000 50% $0
1 Column F Column
2 I 3 4
Revolving Credit 8% Comm 8%
LIVING EXPENSES
Transportation 8% Dependant Care 8%
Rent
Rent or
or Mortgage
Mortgage Lifestyle RevolvingLifestyle
Credit Accounts Revolving
Transportation
Credit Accounts Transportation
Food
Rent or Mortgage Payment $50 Clothing $50 Credit Cards $50 Vehicle Payment 1 $50 Groceries $50
Association Dues $0 Dry cleaning/Tailoring $0 Credit Cards $0 Vehicle Payment 2 $0 Lunch at work $0
Cable & Internet $0 Entertainment $0 Department Store Cards $0 Fuel 1 (Per month) $0 Pogey Bait $0
Gas & Electric $0 Electronics $0 Department Store Cards $0 Fuel 2 (Per month) $0 Dining out $0
Landscaping & Exterior $0 Health & Beauty/Barber $0 Other Credit Cards $0 Auto Insurance $0 Other $0
Upgrade & Interior $0 Movie Expenses $0 Other Credit Cards $0 Maintenance & Upkeep $0 Other $0
Property Taxes/Fees $0 Shopping - Non Essential $0 Loans $0 Wash & Detail $0 Other $0
Water/Sewage/Garbage $0 Shopping - Home Goods $0 Loans $0 Carpool $0 Other $0
Insurance $0 Hobbies $0 Other $0 Public Transportation $0 Other $0
Other $0 ATM Transactions $0 Other $0 Other $0 Other $0
Subtotal $50 Subtotal $50 Subtotal $50 Subtotal $50 Subtotal $50

Education Communications
Your label here Dependant
Food Care Pets Donation
Contributions
& Charity
Tuition/Fees $50 Cellular Phone $50 Child Care /Sitting $50 Food $50 Donations/Charity $50
Books/Materials $0 Landline $0 Child Support /Alimony $0 Medical $0 Religious $0
Other $0 Other $0 Sports /Youth Expenses $0 Grooming $0 Other $0
Subtotal $50 Subtotal $50 Subtotal $50 Subtotal $50 Subtotal $50

SAVINGS AND INVESTMENTS Additional Information

Savings and Investments Resources
Type of Investment Projected Type of Investment Actual www.dfas.mil BAS Charts and other military pay information.
SAVINGS Access to W-4 and latest paycharts.
Emergency Fund {1-3 Months} $25 Emergency Fund {1-3 Months} $23 www.mypay.gov
Goal: 10% of Net
Reserve Fund $30 Reserve Fund $28 www.lifelines.navy.mil Official source of quality of life information.
Income
"Goal Getter" Fund $18 "Goal Getter" Fund $16 www.fool.com Website for financial enthusiasts.
Projected: $ Enter goal here Investments/IRA's/TSP/Etc. $34 Investments/IRA's/TSP/Etc. $32 www.ihatefinancialplanning.com Access to budgeting and net-worth articles.
Actual $ Enter actual here Total of Contributions $107 $99 www.stretcher.com Money savings articles and tips.

This spreadsheet is based upon MCI Course 3420

www.mci.usmc.mil