Annual Report: FPSB India

FPSB INDIA
ANNUAL REPORT
2010 - 2011
FPSB INDIA ANNUAL REPORT | 2010 - 2011 | 1
Between You and Me
Annual 2010-11
The year 2010-11 has witnessed a definite trend towards investor friendly measures in India with more
transparency in the operations of industry players who offer financial products and services especially in
the domain of Personal Finance. The investor protection is on top of the agenda of the regulators with a
drive towards a responsible financial intermediation. This is in congruence with such measures world over
as governments are taking measures to infuse fiduciary responsibility in financial products distribution and
advisory.
In the domain of Financial Planning too, the public perception of need-based and holistic Financial Planning
has gained credence over the years. Many financial advisors have already been building up skill sets to
address growing customer requirements for a holistic and unbiased financial advisory. The coming times
require Financial Planners to reorganize their practice and move on to the application of the techniques of
segmentation, branding and relationship management for shaping up their practice to the next level.
During the year 2010-2011, around 5,000 students and other professionals registered for the CFPCM
Certification Program, approximately 25% more than previous year. This took total number of enrollments
in the Program to over 21,500. A total of 9,561 candidates appeared in exams of CFP certification, with
a success ratio of 48% in Exam 1 – 4 and 64% in Exam 5. The number of professionals entitled to the
use of CFPCM marks grew by 34% during the year to 1,409 in number. The growth in the number of
CFPCM certificants over the last three years has been 57% per annum on a CAGR basis. In addition, there
are over 900 candidates who have cleared all the exams of CFP certification and are at various stages
of acquiring experience. FPSB India has recently launched a Mentorship Program (One-Year Supervised
Work Experience), which would facilitate such candidates to approach a select panel of CFP Practitioners
throughout India for undergoing one-year intensive training in various components of Financial Planning. This
Program is voluntary. This is expected to drive practice standards of Financial Planning in the industry.
FPSB India has always been at the forefront for advocating client centric and advisory nature of financial
intermediation. This notion is central to Financial Planning and creates a strong base for regulatory
convergence as well. Going forward we would continue with our efforts to scale up the Financial Planning
movement in the country and work closely with all stakeholders for further augmentation of Financial
Planning profession in the country. We look forward to the continuance of your worthy patronage and
support in our efforts to enhance and augment the Financial Planning profession in the country and helping
India’s Wealth Quotient on an upward spiral.
Warm Regards,
Ranjeet S Mudholkar
Principal Advisor and Member-Board of Directors, FPSB India

䍏乔䕎吠呁䉌䔠䵁刀
坥摮敳摡礬 ⁁ 灲楬 ‰ 㘬 ′ 〱ㄠ㐺〳㨴㐠偍
1 Membership / CFP CM Professional Statistics
1. Number of CFPCM certificants and change since last quarter

Number at end of Number at end of
Category Percentage growth
March, 2011 March, 2010
CFPCM certificants 1,409 1,049 34.32%
Student 21,688 17,297 25.39%
AFP 156 95 64.21%
Corporate 50 50 --
2. Demographic information on CFPCM certificants

Gender Number Percentage of Total
Male 1,149 81.55%
Female 260 18.45%
Demographic Information on CFPCM Certificants Number

(Gender Wise)
18%
Male
Female
82%
Age Number Percentage of Total

No age given 0 --
20-29 250 17.74%
30-39 585 41.52%
40-49 408 28.96%
50-59 140 9.94%

60+ 26 1.85%
Demographic Information on CFPCM Certificants Number

(Age Wise)
2%
10% 18% Age 20-29

Age 30-39
Age 40-49
29%
Age 50-59
Age 60+
41%

Membership / CFPCM Professional Statistics
Years of Experience Number of CFPCM Professionals Percentage of Total

0-5 477 33.85%
6-10 171 12.14%
11-15 131 9.30%
16-20 185 13.13%
20+ 445 31.58%

No experience given 0 --
Demographic Information on CFPCM Certificants

(Experience Wise)
32% 0-5 Years

34%
6-10 Years
11-15 Years
16-20 Years
20+ Years
13%
12%
9%
Student Member Enrollment Statistics

20010-11 Enrollments
Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar
Term Total
10 10 10 10 10 10 10 10 10 11 11 11
Total 328 257 471 530 544 408 329 294 525 283 202 220 4,391
Enrollments & Growth Rate (Year-wise)

Enrollment Year No of Enrollments Growth Rate
2002 -2003 284 NA
2003 -2004 684 140.85
2004 -2005 852 24.56
2005 -2006 1,608 88.73

2006-2007 2,443 51.87
2007-2008 4,196 71.75
2008-2009 3,867 (7.90)
2009-2010 3,363 (12.98)
2010-2011 4,391 30.57
Total 21,688
Student Enrollments CFPCM Certification

25000 5000
4500
20000 4000
3500
15000 3000 Number of People
2500
Eligible for CFP
10000 2000
Number of Student 1500 Certification
5000 Enrollments 1000 Number of People who
500
0 0 have passed all 5
Examinations

Statistics of CFPCM certificants:

Details of CFPCM certificants’ statistics: 31st March, 2003
Independent Corporate
Total Not*
CFPCM certificants Practitioners Executives Others (O) Spl. Case# Grand Total
Eligible Eligible
(I) (C)
Grandfatherees (GF) 8 (GFI) 24 (GFC) 7 (GFO) 39 1 -- 39
Education Provider (EP) -- -- -- -- -- -- --

Challenge Status (CS) -- -- -- -- -- -- --
Total 8 24 7 39 1 -- 39

Total Not*
Eligible Eligible
(I) (C)
Education Provider (EP) -- -- -- -- -- -- --
Total 8 66 8 82 1 -- 82
Total Not*
Eligible Eligible
(I) (C)
Education Provider (EP) 19 (EPI) 5 (EPC) 2 (EPO) 26 -- 1 27
Total 28 90 10 128 1 1 129
Details of CFPCM Certificants’ statistics: 31st March, 2006
Total Not*
Eligible Eligible
(I) (C)
Grandfatherees (GF) 6 (GFI) 80 (GFC) 6 (GFO) 92 1 15 107
Education Provider (EP) 23 (EPI) 23 (EPC) 7 (EPO) 53 1 3 56
Total 29 103 13 145 2 18 163
Details of CFPCM Certificants’ statistics: 31st March, 2007
Total Not*
Eligible Eligible
(I) (C)
Challenge Status (CS) -- 11 (CSC) -- 11 -- -- 11
Total 59 156 24 239 2 43 282

Total Not*
Eligible Eligible
(I) (C)
Challenge Status (CS) 4 (CSI) 24 (CSC) 1 (CSO) 29 1 0 29
Total 103 229 33 365 5 110 475
Others Total Fees Fees Not Spl. Not* Grand
CFPCM certificants Practitioners Executives
(O) Eligible Paid Paid Case# Eligible Total
(I) (C)
Grandfatherees (GF) 5 (GFI) 58 (GFC) 7 (GFO) 70 55 15 1 37 107
Education Provider
131 (EPI) 401 (EPC) 51(EPO) 583 453 130 3 303 886
(EP)
Challenge Status (CS) 10 (CSI) 118 (CSC) 7 (CSO) 135 87 48 4 1 136
Total 146 577 65 788 595 193 8 341 1129
Independent Corporate Fees

Others Total Fees Spl. Not* Grand
CFPCM certificants Practitioners Executives Not
(O) Eligible Paid Case# Eligible Total
(I) (C) Paid
Grandfatherees (GF) 4 (GFI) 51 (GFC) 1 (GFO) 56 55 1 51 51 107
Education Provider (EP) 282 (EPI) 586 (EPC) 10 (EPO) 878 793 85 106 745 1623
Challenge Status (CS) 28 (CSI) 263 (CSC) 1 (CSO) 292 201 91 18 19 311
Total 314 900 12 1226 1049 177 175 815 2041

Not Eligible due to
Fees for FY 2010 - 11
Independent Corporate Fees Total
Total Grand
CFPCM certificants Practitioners Executives Others (O) Not Not
Eligible Recd. Recd. Total
(I) (C) Paid Non- Incomplete
Eligible
Before After Total
31st Mar 10 31st Mar 10 Payment Documents
Grandfatherees (GF) 4 (GFI) 51 (GFC) 1 (GFO) 56 31 21 52 4 51 0 51 107
Education Provider
338 (EPI) 812(EPC) 55(EPO) 1205 58 977 1,035 170 156 927 1083 2,288
(EP)
Challenge Status (CS) 58 (CSI) 398 (CSC) 3 (CSO) 459 13 309 322 137 66 3 69 528
Total 400 1,261 59 1,720 102 1,307 1,409 311 273 930 1203 2,923
# Included in Total Eligible and considered in paid category
* Not Eligible Candidates are those who have passed all the 5 Examinations but are not eligible for CFPCM
certification due to inadequate Experience, incomplete documents and non payment of fees for the previous
year.

2 Communications / Public Awareness
Media & PR Update

FPSB India conducted mass awareness campaigns on Financial Planning issues and promotion of the CFPCM
Mark in leading national Newspapers & Business Magazines. The following are the clippings, which were
published during the period of 1 April 2009 – 31 March 2010.
DIRECT CLIPPINGS FOR THE MONTH OF MAY 2010
Profiling - Mr. Ranjeet Mudholkar / FPSB India

S/No. Date Headline Publication
1 26-May-10 The safe keepers Hindustan Times
2 4-May-10 Distributor turning into Financial Advisors Hindustan Times
Financial Planning Standards Board India Receives Top Ranking for CFP CM Certification
Program from Global Standards-Setting Body -
Print (initiated by LINOpinion)
1 26-Apr-10 FPSB India's certification program gets top ranking Chandibhoomi
2 25-Apr-10 FPSB India's certification program gets top ranking Nayalokyug
3 24-Apr-10 FPSB India's certification program gets top ranking Himprabha
4 20-Apr-10 FPSB program gets top ranking Dainik Tribune
5 20-Apr-10 FPSB India's certification program gets top ranking Uttam Hindu
Reliance Mutual Fund ties up with Financial Planning Standards Board India - Print
(initiated by LINOpinion)
Reliance Mutual Fund ties up with Financial Planning
1 26-Apr-10 Chandibhoomi
Standards Board India
2 24-Apr-10 Nayalokyug
3 20-Apr-10 Hindustan
4 19-Apr-10 Desh Pyar
Monika Halan , cfp cm (aUTHORED ARTICLES)

1 29-Jul-09 Expense Account: Financial Products and the circle of wealth Mint
2 22-Jul-09 Expense Account: Wealth Managers for rural India, Anyone? Mint
3 15-Jul-09 Expense Account: Mindset or Luck; what makes people rich? Mint
4 7-Jul-09 Expense Account: Budget 2009 aims at achieving trident goals Mint
5 7-Jul-09 FM's cash transaction from India to Bharat DNA Money
6 1-Jul-09 Expense Account: Of exploding toasters and sugared 'sandesh' Mint

Communications/Public Awareness
Gaurav Mashruwala, CFP CM

1 Jun-10 Why we should celebrate the tortoises Money Today
2 Jun-10 The fund route to assets Money Today
3 30-May Don’t blindly buy life insurance Sunday Times
4 19-May-10 Loan application process Outlook Money
5 14-May-10 Financial planning Business Standard
6 14-May-10 Kids of money-smart parents start early Mint
7 6-May-10 IRDA steps won't make Ulips more attractive Times of India
8 2-May-10 It's true: wealth does not equal happiness. Sunday Times
Amar Pandit, CFP CM

1 24-May-10 Amar Pandit: wealth manager Mumbai Mirror
2 7-May-10 Unit linked pension plans may lose charm Business Standard
3 5-May-10 Cash may offer you comfort, not returns Economic Times
Suresh Sadagopan, CFP CM

1 Jun-10 In whose interest Money Today
2 28-May-10 Fund allocation for best education's no child's play Economic times
3 28-May-10 Need a loan? Put your idle4 gold to use Mint
4 27-May-10 Unit linked plans:more LIP servicr Business Standard
5 17-May-10 Certification for MF distributors cant do much DNA
Lovaii Navlakhi, CFP CM

1 28-May-10 Be prepared; cover your risks before its too late Economic Times
2 21-May-10 Take a SIP to cut your lump sum investment risks Economic Times
3 14-May-10 Look for advisors who have your interest at heart Economic Times
4 6-May-10 Give your fixed income plans an MF edge Economic Times
Prerana Salaskar-Apte, CFP CM

1 26-May-10 Spice up your investment portfolio with more of equity Economic Times
2 25-May-10 Kick - start your career on a healthy note Economic Times
3 19-May-10 Lower expenses , a better job will help buy that dream home Economic Times
4 12-May-10 Trim your expenses & create an emergency fund Economic Times
5 11-May-10 Guys start planning a finacially a secure future Economic Times
6 5-May-10 You can get closer to your goals, SIP by SIP Economic Times
Arnav Pandya, CFP CM

1 30-May-10 Creditworthy can go awry Business Standard
2 30-May-10 Know your note Business Standard
3 23-May-10 Cash options for foreign travel Business Standard
4 16-May-10 Don’t be confused by face value Economic Times
5 9-May-10 Declare the correct investment details Business Standard
6 2-May-10 A gift should not make you sweat. Business Standard

Swapnil Pawar, CFP CM

1 2-Jun-10 The right strategy Outlook Money
2 5-May-10 The right strategy Outlook Money
Sumeet Vaid, CFP CM

2 11-May-10 Transfer EPF money when you quit Business Standard
3 10-May-10 Who rules your finances? Indian Express
Veer Sardesai, CFP CM

1 24-May-10 Equities: safe way to invest Indian Express
2 19-May-10 Ensuring a smooth learning curve Outlook Money
Kartik Jhaveri, CFP CM

1 20-May-10 Cap on surrender fee to make Ulips transparent Economic Times
2 19-May-10 The Right Strategy Outlook Money
BS Tutorial By Jayant Pai

1 30-May-10 Financial Literacy Business Standard
3 16-May-10 Financial literacy Business Standard
Other CLIPPINGS FOR THE MONTH OF MAY 2010

1 3-Jun-10 Death of intermediation Money Life
2 31-May-10 Query Corner Economic Times
3 30-May-10 Learning curve Economic Times
5 28-May-10 Better Late Than Never: its always the right time to start a plan Mint
6 24-May-10 Overseas picking Financial Chronicle
9 19-May-10 What the loans cover Outlook Money
10 19-May-10 Education first Hindustan Times
11 19-May-10 Easy money or debt trap, choice is yours Economic Times
15 10-May-10 Build a shield against likely market storms Economic Times
17 7-May-10 Borrow if you must, but have a clean credit score Economic Times

Other CLIPPINGS FOR THE MONTH OF MAY 2010 (Cont....)

18 7-May-10 Three personal finance blogs to watch Mint
19 6-May-10 Receding Charm Business Standard
20 5-May-10 A diverse vision Outlook Money
21 3-May-10 Career Charter Times of India
23 3-May-10 MF with smaller portfolio risky, but can work better. Financial Chronicle
24 3-May-10 Toast to the fourth estate Times of India
25 April-10 Simple ways to make the most of the new budget New Women
INDUSTRY COVERAGE FOR THE MONTH OF MAY 2010

1 Jun-10 The healthy approach Money Today
2 2-Jun-10 Simplicity is the key Outlook Money
3 31-May-10 Plan it right, from cradle to wedlock Indian Express
4 29-May-10 Diversified investment is best Asian Age
5 29-May-10 Is crashing market good to buy or sell? Asian Age
6 28-May-10 NRIs can purchase insurance in India DNA
7 26-May-10 Rec bonds are a good investing bet Hindu business line
8 23-May-10 Focus on debt,equity & gold Hindu Business Line
9 22-May-10 Equity helps to beat inflation Asian age
10 22-May-10 Insurance is key in financial planning Asian age
11 22-May-10 Setting and achieving your financial goals Afternoon D&C
12 21-May-10 Invest in gold, but via ETFs Business Standard
13 21-May-10 Only forex on your person need be declared on arrival DNA
14 19-May-10 The coast of hope Outlook Money
15 16-May-10 Fund jugglers Economic Times
16 15-May-10 Monthly income needs focus Asian age
17 15-May-10 Teach your kid to become financially smart Afternoon D&C
18 12-May-10 When it comes to equity there can be no guarantees DNA
19 5-May-10 Making sense of stock splits ,bonus issues& share buybacks DNA
20 5-May-10 The battle of ULIPS Outlook Money
21 5-May-10 A diverse vision Outlook Money
22 1-May-10 Safeguard your family's future DNA

DIRECT CLIPPINGS FOR THE MONTH OF JUNE 2010
FPSB India / CFP CM

1 24-Jun-10 Mutual fund agent Mint
2 20-Jun-10 30 plus dilemma [Quotes: Aditya Gadge, CFP] Economic Times
3 6-Jun-10 Roof over your head [Quotes: Aditya Gadge, CFP] Economic Times
4 Jun-10 Financial Planning Entrepreneur
Financial Planning Congress 2010

1 22-Jun-10 Financial leaders stress on investor trust Hindustan Times
2 22-Jun-10 RBI assessing impact of flexible yuan on exchange rates, trade DNA Money
3 22-Jun-10 Picasso , sexy not scalable DNA Money

1 Jul-10 Before you invest Money Today
2 29-Jun-10 The mechanics of an education loan Mint
An ETF or equity diversified fund? (also quotes Malhar
3 29-Jun-10 Business Standard
Majumdar)
4 22-Jun-10 NFOs hobble on schools, weddings DNA Money
5 21-Jun-10 Commissions lowered, but number of MF agents rising Mint
DTC rethink on cut in tax exemptions (also quotes Arnav
Pandya)
8 10-Jun-10 All that glitters is actually, gold Business Standard
9 5-Jun-10 Don’t chase every new issue : Experts Times of India
10 4-Jun-10 Invest beyond umbrellas DNA Money
11 4-Jun-10 Earning well making it work DNA Money
12 2-Jun-10 Gold has steam left. Buy, hold , sell? (also quotes Ranjit Dani) Mint

1 29-Jun-10 More insurance, less investment Business Standard
2 27-Jun-10 Your budget's gone for a toss again Business Standard
3 27-Jun-10 A wealth of warmth Sunday Times
4 26-Jun-10 Show me the money Times of India
5 17-Jun-10 Stock market investments may be subject to tax risks Business Standard
DTC fine print may be taxing for you (also quotes Suresh
6 17-Jun-10 Times of India
Sadagopan)
7 13-Jun-10 Rich with attitude Sunday Times
Use 20% of your salary to repay debts, say experts (also
8 9-Jun-10 Financial Chronicle
quotes Kartik Jhaveri)
9 7-Jun-10 Missed the gold rush ?Weigh your options now Financial Chronicle


1 25-Jun-10 Asset diversification is key to a secure future Economic Times
2 23-Jun-10 The road ahead The Week
3 18-Jun-10 When should you exit your MF investment? Economic Times
4 17-Jun-10 Retire early from your work and financial worries Mint
5 16-Jun-10 The right strategy Outlook Money
6 11-Jun-10 Keep an eye on Re value before going for gold Economic Times
7 4-Jun-10 Debt MFs: A viable option for NRI's to enter India Economic Times

1 30-Jun-10 Cut expenses and create a balanced portfolio Economic Times
2 23-Jun-10 Take PPF and gold ETF routes for steady returns Economic Times
3 17-Jun-10 Direct Tax Code: Weigh your options (also quotes Ranjit Dani) Economic Times
4 16-Jun-10 Maintain the recommended equity debt ratio Economic Times
5 9-Jun-10 Start building a high yielding investment portfolio soon Economic Times
6 2-Jun-10 Optimise wealth creating potential of current income Economic Times

1 27-Jun-10 Good things in small packs Business Standard
2 27-Jun-10 Base rate: Focus on customer profile Business Standard
3 20-Jun-10 TDS :Change coming your way Business Standard
4 13-Jun-10 Investing Abroad-The fine print in foreign investing Business Standard
5 6-Jun-10 Change your old banking habits Business Standard
Pankaj Mathpal, CFP CM

1 28-Jun-10 Query corner : Pankaj Mathpal Economic Times
3 15-Jun-10 PSU Funds- Good, but don’t go overboard Business Standard
How to crack the retirement nest egg (also quotes Veer
5 7-Jun-10 Mint
Sardesai and Sumeet Vaid)

1 Jul-10 Under the cover Money Today
2 18-Jun-10 Get emergency funds using an FD overdraft Mint
3 8-Jun-10 Sector funds: Consistently better than benchmark Business Standard
4 4-Jun-10 Car Finance: Tread carefully Business Standard
5 2-Jun-10 MFs better than Ulips for pension plans :Experts Financial Chronicle

Sumeet Vaid, CFP CM

1 21-Jun-10 Intelligent Investments Times of India
2 21-Jun-10 DTC may be a death knell for tax-saving MFs Financial Chronicle
3 14-Jun-10 One size does not fit all Indian Express
4 11-Jun-10 Financial Planning Business Standard
5 7-Jun-10 Five stages of life Indian Express

1 30-Jun-10 Act IV, scene 2: Ulip clean up Mint
2 23-Jun-10 Sebi-Irda tiff: who wins, who loses Mint
3 16-Jun-10 Calvinball works for 2, not 188 mn Mint
4 9-Jun-10 Season of uniform financial reform- Expense Account Mint
5 2-Jun-10 A Suitable financial product- Expense Account Mint
Surya Bhatia, CFP CM

Performance, pedigree and risk assessment key to choosing
1 28-Jun-10 Mint
MFs
2 21-Jun-10 MIPs don’t necessarily give regular monthly income Mint
You can buy funds from the stock exchange the way you buy
3 10-Jun-10 Mint
scrips
Index funds should form the core of portfolio meant for long
4 7-Jun-10 Mint
term
Amit Suri, CFP CM

1 25-Jun-10 Query Corner- Insurance Economic Times

1 27-Jun-10 Financial Literacy Business Standard
Other CLIPPINGS FOR THE MONTH OF june 2010

Things to do when you're in your 20's (It quotes Sandeep
1 1-Jul-10 Money Life
Chimanlal Vasa, CFP)
2 Jul-10 Query Corner (It quotes Karthikeyan Jawahar, CFP) Money Today
Plan ahead for dream home (It quotes Rishi Nathany, CFP and
3 24-Jun-10 Economic Times
Abhishek Gupta, CFP)
Know your Ulip well before investing (It quotes Sajag Sanghvi,
4 22-Jun-10 Times of India
CFP)
5 17-Jun-10 Use credit card responsibility (It quotes Veer Sardesai, CFP) Mint
6 11-Jun-10 Money Life in mess? Trust technology Mint
When markets are directionless (It quotes Malhar Majumdar,
CFP)

INDUSTRY COVERAGE FOR THE MONTH OF june 2010

1 28-Jun-10 Planning for a rainy day Economic Times
2 28-Jun-10 Get a plan for yourself Indian Express
3 26-Jun-10 Charity must begin at home Asian Age
4 23-Jun-10 Opportunity open in tax saving FD's DNA Money
5 19-Jun-10 Look before you leap before investing Asian Age
6 19-Jun-10 Start investing through SIPs Asian Age
7 18-Jun-10 Exemption limit for NRIs is Rs 1.6 lakh Economic Times
8 17-Jun-10 DTC shock: Short term can be 2 yrs DNA Money
9 16-Jun-10 Don’t fall prey to these tax myths DNA Money
10 16-Jun-10 Good & bad news for the taxpayer DNA Money
11 16-Jun-10 Time to get cracking Outlook Money
12 14-Jun-10 Make your money last longer Indian Express
13 14-Jun-10 Choice of fund can make a difference Indian Express
14 13-Jun-10 Whats your portfolio Business Standard
15 12-Jun-10 Invest in SIP's to beat inflation Asian Age
16 12-Jun-10 Easy ways to make use of real estate Asian Age
17 11-Jun-10 Days of arrival and departure are 'in India' DNA Money
18 9-Jun-10 Buy term insurance and invest the difference DNA Money
19 4-Jun-10 NRIs don’t need permission to open and operate NRO a/c DNA Money
20 2-Jun-10 Stop TDS if you are not liable to tax DNA Money

DIRECT CLIPPINGS FOR THE MONTH OF JULY 2010
FPCIL and NISM launch CFP course for Financial Advisors

1 1-Aug-10 New certification exam for financial advisors Arthaniti
Sebi and Financial Planning Corporation start Financial
2 31-Jul-10 Loksatta
Planning Certification course
3 16-Jul-10 Sebi and NISM reach a settlement Janpat Samachar
4 15-Jul-10 NISM and FPCIL reach settlement Kesari
5 13-Jul-10 New certification exam for financial advisors Lokmat
6 12-Jul-10 NISM, FPCIL to launch exam for fin advisors Mumbai Lakshdeep
7 12-Jul-10 NISM, FPCIL to launch exam for fin advisors Vyapar(H)
8 10-Jul-10 NISM, FPCIL to launch exam for fin advisors Hamara Mahanagar
9 10-Jul-10 New certification for financial advisors Prabhat
10 9-Jul-10 New certification for financial advisors Mumbai Mitra
11 9-Jul-10 Norms soon for physical delivery in F&O Hindu Business Line
12 9-Jul-10 Norms for physical settlement in derivatives by month end DNA Money
13 9-Jul-10 F&O delivery settlement norms this month: Sebi Financial Chronicle
14 9-Jul-10 Certification for financial advisors soon Financial Chronicle
15 9-Jul-10 Now SEBI may police financial distributors Hindustan Times
16 9-Jul-10 NISM, FPCIL to launch exam for fin advisors Financial Express
17 9-Jul-10 Norms for physical settlement in derivatives this month:Bhave Business Standard
18 9-Jul-10 New certification for financial advisors Mint
Sebi may approve physical delivery settlement in derivatives in
19 9-Jul-10 Economic Times
a month
20 9-Jul-10 Certified Financial Planning exam Mumbai Tarun Bharat
Sebi and Financial Planning Corporation start Financial
21 9-Jul-10 Mumbai Sandhya (H)
Planning Certification course
22 9-Jul-10 Financial Planning Certification course Prahaar
Sebi may approve physical delivery settlement in derivatives in
23 9-Jul-10 Economic Times(G)
a month
24 9-Jul-10 NISM, FPCIL to launch exam for fin advisors Raj Express
25 8-Jul-10 Today what where? (Listing) Sakal

1 27-Jul-10 Everyone should have systematic investment plan DNA Money
2 26-Jul-10 Furnish correct info while filing tax returns Times of India
3 20-Jul-10 Look at portfolio diversifiers to beat inflation Business Standard
4 6-Jul-10 Why not back load the insurance commissions? DNA Money
5 6-Jul-10 RBIs next rate hike may hit debt MFs Times of India
Divorce is easy so is managing money
6 2-Jul-10 Mint
(Quotes: Gaurav Mashruwala)

1 25-Jul-10 Financial Literacy Business Standard


1 28-Jul-10 Rush to take loans, invest short term Business Standard
2 25-Jul-10 Starting out right Times of India
3 21-Jul-10 Assess costs before you go for higher health cover Economic Times
4 16-Jul-10 A better option for businessmen than salaried Business Standard
5 11-Jul-10 Where's the back up plan? Times of India
6 5-Jul-10 IRDA norm on pension products draws flak Times of India
7 2-Jul-10 Cap protection funds leave HNIs high 'n' dry Economic Times

1 30-Jul-10 Make your funds work real hard with liquid plus funds Economic Times
2 28-Jul-10 The Right Strategy Outlook Money
3 23-Jul-10 Ignore blips, managing personal finance is for long term Economic Times
4 16-Jul-10 Try out pension fund, but put Ulip plans on hold Economic Times
5 14-Jul-10 The Right Strategy Outlook Money
6 9-Jul-10 Let your financial goal decide your equity investments Economic Times
7 2-Jul-10 It still makes sense to invest in market through SIPs Economic Times

1 28-Jul-10 Buy a term policy and start investing in equity funds Economic Times
2 21-Jul-10 Invest 60% of surplus funds in equity, 40% in debt Economic Times
3 14-Jul-10 Portfolio restructuring will give more bang for the buck Economic Times
4 7-Jul-10 Buy the right term plan & build an emergency fund Economic Times

1 30-Jul-10 Choose MF with a mix of asset classes Financial Chronicle
2 23-Jul-10 Return potential is what matters, not cost savings Financial Chronicle
3 19-Jul-10 How to make the most of infrastructure bonds Financial Chronicle
4 18-Jul-10 Stuck on cost? Look beyond Business Standard
5 18-Jul-10 Stable port in changing times Business Standard
6 11-Jul-10 Getting your tax details accepted Business Standard

1 26-Jul-10 Query Corner Economic Times
3 16-Jul-10 Be prepared for your child's education (Quotes: Kartik Jhaveri) Business Standard

1 29-Jul-10 Same old advice: Avoid hybrid insurance plans Business Standard
2 28-Jul-10 How we will pay our taxes ( Quotes : Veer Sardesai) Outlook Money
3 30-Jun-10 The Right Strategy Outlook Money

Sumeet Vaid, CFP CM

1 23-Jul-10 Despite new regime, teaser rates still around Mumbai Mirror
2 16-Jul-10 Status quo, despite the switch to base rates Mumbai Mirror
3 15-Jul-10 Stocks've got the bounce but let experts handle them Economic Times
4 2-Jul-10 Financial Planning Business Standard

1 28-Jul-10 SKS microfinance: giant squid, 'devta' or just a business? Mint
2 21-Jul-10 Recall the Ulip product. Compensate those mis-sold Mint
3 14-Jul-10 Three avatars and 10 % growth Mint
4 7-Jul-10 Sunlight is the best disinfectant Mint

Saving money through hospital cards (Quotes: Malhar
1 30-Jul-10 Business Standard
Majumder)
2 26-Jul-10 Hold MFs for atleast three years to get decent returns Mint
3 25-Jul-10 The value of finer arithmetic Business Standard
Invest in a mix of equity, hybrid and debt funds to ensure
4 19-Jul-10 Mint
stability
5 12-Jul-10 In the short or medium term, balanced funds work well Mint
6 5-Jul-10 Your savings should be spread across different asset classes Mint
Amit Suri, CFP CM

1 30-Jul-10 Query Corner: Insurance Economic Times
Other CLIPPINGS FOR THE MONTH OF July 2010

1 30-Jul-10 BFSI :A Conversation Mint
Big returns don't come without taking big risks ( By Kartik
2 30-Jul-10 Economic Times
Varma)
3 28-Jul-10 Commercially viable Hindustan Times
4 25-Jul-10 Waiting for another balancing act ( By Amar Pandit) Business Standard
5 19-Jul-10 Are ulips right for you ? (By Veer Sardesai) Indian Express
6 18-Jul-10 How faithful are you, financially ? ( Quotes Sangeeta Chitnis) DNA Money
7 15-Jul-10 Earning Curve Money Life
5 ways to declare financial independence (Quotes: John
8 12-Jul-10 Financial Chronicle
Chladek)
9 12-Jul-10 How much interest income to generate? (By Veer Sardesai) Indian Express
10 10-Jul-10 Avenues for real estate investments (By Vishal Dhawan) Asian Age
11 8-Jul-10 File your wealth tax returns (Quotes: Govind Pathak) Business Standard
Look at other options for pension needs (Quotes: Malhar
12 6-Jul-10 Business Standard
Majumder)
Living dead can fend for themselves (By Harsh Vardhan
13 2-Jul-10 DNA Money
Roongta)
14 1-Jul-10 Curious case of the missing MF agent Mint

DIRECT CLIPPINGS FOR THE MONTH OF AUGUST 2010
FPCIL and NISM announce MOU for a Certification Examination for

Financial Advisors
Financial Planning Corporation announces Memorandum Of
1 15-Jul-10 Maadhyam
Understanding
2 13-Jul-10 NISM and FPCIL reach settlement Avadhnama
NISM and Financial Planning Corporation announces
3 13-Jul-10 Prachalit
Memorandum Of Understanding
4 13-Jul-10 Sebi, FPSB and SBI have a settlement Punjab Kesari
5 13-Jul-10 Certification exam for financial advisors fully approved Samachar Jagat
6 11-Jul-10 FPSB and Sebi tie up Mahaka Bharat
Aditya Gadge, CFP cm

1 22-Jun-10 Financial leaders stress on investor trust Hindustan Times
2 22-Jun-10 RBI assessing impact of flexible yuan on exchange rates, trade DNA Money
3 22-Jun-10 Picasso , sexy not scalable DNA Money

1 30-Aug-10 SIP best bet for long-term goals Times of India
2 29-Aug-10 Crossed 45 and panicking? Business Standard
3 27-Aug-10 Into your first job? 6 mistakes to avoid Mint
Guarantee a loan, but at your own risk
4 23-Aug-10 Mint
( Also Quotes Kartik Varma)
Young exec's brush with art & investment
5 23-Aug-10 Times of India
(Also Quotes Amar Pandit)
6 22-Aug-10 Surplus management : prepay or invest Business Standard
Don't rush in,FD rates could go up further
7 19-Aug-10 Economic Times
(Also Quotes Kartik Jhaveri)
8 15-Aug-10 Keep the smile going Business Standard
9 11-Aug-10 Plan ahead to welcome family's new member Economic Times
10 11-Aug-10 Deciphering mutual fund statements Business Standard
11 10-Aug-10 Your guide to a better cash flow DNA Money
12 8-Aug-10 Be your own investing guru Business Standard
13 8-Aug-10 Before You Invest Business Today
14 6-Aug-10 Getting around the cashless imbroglio DNA Money
15 4-Aug-10 Buying a policy in India is cheaper Business Standard
16 1-Aug-10 Come into my parlour Money Today
17 1-Aug-10 Quotes Money Today

1 30-Aug-10 Query corner Economic Times


1 28-Aug-10 Save your finances Times of India
2 22-Aug-10 Think global, act local Times of India
3 18-Aug-10 Financial Planning Business Standard
4 11-Aug-10 The Right Strategy Outlook Money
Don't look at dividend to pick a fund (Also Quotes Kartik
5 9-Aug-10 Financial Chronicle
Jhaveri)
6 8-Aug-10 Half the battle won Times of India
7 6-Aug-10 New valuation norms make debt funds volatile Financial Chronicle

1 27-Aug-10 Investment advice: to each according to his need Economic Times
2 25-Aug-10 The right strategy Outlook Money
3 22-Aug-10 Down the pitch Economic Times
4 20-Aug-10 Do MF investors need distributor, or is it vice-versa? Economic Times
5 14-Aug-10 A do-it-yourself guide to making your crores Hindustan Times
6 13-Aug-10 Mutual funds pay the price for 'loading' it over Economic Times
7 6-Aug-10 Investing in g-Secs? Space out entry for better returns Economic Times

1 25-Aug-10 Build equity assets through large-cap diversified MFs Economic Times
2 11-Aug-10 A disciplined investment plan can deliver the goods Economic Times
3 4-Aug-10 Add to your equity SIP, buy a term policy Economic Times

1 30-Aug-10 Infrastructure bonds: It's a different ball game Financial Chronicle
2 23-Aug-10 Incomplete details can hurt your investments Financial Chronicle
3 23-Aug-10 How will Ulips be different from now Financial Chronicle
4 20-Aug-10 Check facts before selling mutual fund holding Financial Chronicle
5 16-Aug-10 Use your credit card smartly to get the best of it Financial Chronicle
6 13-Aug-10 Debt funds are risky and volatile too Financial Chronicle
7 10-Aug-10 High inflation index to help save tax on gains Financial Chronicle
8 9-Aug-10 Coverage of diseases a key factor in medical insurance Financial Chronicle
9 6-Aug-10 It's a problem of plenty for mutual funds investors Financial Chronicle
10 2-Aug-10 Make the most of available tax-saving instruments Financial Chronicle

1 12-Aug-10 Choose riders on cover carefully Business Standard
Cashless row: Don't rush to change health cover
2 10-Aug-10 Times of India
(Also Quotes Gaurav Mashruwala & Amar Pandit)
3 8-Aug-10 For the people The Week


1 30-Aug-10 Insure your parents with stand-alone medical cover Mint
2 23-Aug-10 Use senior citizens scheme to ensure income Mint
3 18-Aug-10 Do what governments do: use inflation to reduce your loan Mint
4 16-Aug-10 The excess funds dilemma: invest or prepay loan? Mint
5 11-Aug-10 Of investments & preponed flights Mint
6 4-Aug-10 A level playing field- after a year? Mint
7 2-Aug-10 Siruseri in Chennai may soon have a bubble-like situation Hindustan Times

1 27-Aug-10 Basic financial goals include retirement and child's education Mint
If you have a lump sum to invest, take a systematic transfer
2 23-Aug-10 Mint
plan
3 16-Aug-10 Few funds dedicated to power sector and all are closed-end Mint
4 9-Aug-10 Mid-cap funds carry a slightly higher risk than large-caps Mint
Earn more on your deposits as banks hike rates (Also Quotes
5 3-Aug-10 Hindustan Times
Amar Pandit)
6 2-Aug-10 In ELSS SIPs, the 3-year lock- in applies on each installment Mint
Amit Suri, CFP CM

1 27-Aug-10 Query Corner - Insurance Economic Times
Amar Pandit, CFP CM

Is FD power on the wane? Not really, say experts
1 20-Aug-10 Hindustan Times
(Also Quotes Surya Bhatia)
2 17-Aug-10 Special children need special financial plan Economic Times
3 15-Aug-10 Deal with debt carefully Business Standard
4 1-Aug-10 Rain Alert : Homes Are Cheaper Business Standard

1 30-Aug-10 What you should do with fund laggards Economic Times
2 24-Aug-10 Put some wheels under the tortoise Mint
3 23-Aug-10 New kid on the block packs a punch Indian Express
4 9-Aug-10 To accept or not to accept an offer Indian Express
Sumeet Vaid, CFP CM

1 27-Aug-10 Financial Planning Business Standard
2 26-Aug-10 Special home loan offers galore despite rate hikes Financial Chronicle

Jayant Pai
1 29-Aug-10 Financial Literacy Business Standard
Other CLIPPINGS FOR THE MONTH OF aUGUST 2010

1 30-Aug-10 Investors just want to have fun Mid-Day
2 28-Aug-10 In correction time, spread your risk (By Vishal Dhawan) Asian Age
3 27-Aug-10 Save before splurging (Quotes Malhar Majumder) Business Standard
Useful addition to portfolio, but no harm waiting (Quotes
4 19-Aug-10 Business Standard
Brijesh Dalmia)
5 16-Aug-10 A new paradigm (Quotes Parag Sonavane) Economic Times
6 5-Aug-10 Saving tax through parents, children Business Standard
7 4-Aug-10 Gold Investment Tip : Buy On Dips (Quotes Mukesh Dedhia) Business Standard
8 1-Aug-10 Query corner (Q&A by Karthikeyan Jawahar) Money Today

DIRECT CLIPPINGS FOR THE MONTH OF SEPTEMBER 2010
Interaction with Ranjeet Mudholkar [Print]

1 27-Sep-10 How to save for a bright future? Sakal
2 18-Sep-10 Surf the sensex, ride the rates (Also quotes Surya Bhatia) Hindustan Times
3 8-Sep-10 Planning your finances Hindustan Times [Horizon]
Interaction with Ranjeet Mudholkar [Online]

S/No. Date Link
1 18-Sep-10 http://www.hindustantimes.com/Surf-the-Sensex-ride-the-rates/Article1-601495.aspx

1 30-Sep-10 Double check before sharing a home loan Economic Times
2 30-Sep-10 Raising cash from long-term instruments Business Standard
3 27-Sep-10 Know your risks before investing Times of India
4 27-Sep-10 Galloping to new highs Financial Chronicle
5 26-Sep-10 Falling prey to brandwagon Business Standard
6 20-Sep-10 Asset allocation key to building corpus Times of India
7 19-Sep-10 Add the equity edge to your portfolio Business Standard
8 16-Sep-10 Expert Take - Avoid loan defaults to save your credit record Economic Times
Old strategy best for new Ulips, too
9 15-Sep-10 Economic Times
( Also Quotes Karthik Jhaveri)
10 14-Sep-10 Get investment picks right, make smart exit for max gain Times of India
11 9-Sep-10 Consider taking a home loan now (Also Quotes Arnav Pandya) Business Standard
12 7-Sep-10 Make hay while the sun shines Business Standard
13 5-Sep-10 Saving tax when selling property Business Standard

1 27-Sep-10 Bank FD rates rise but fall short of requirements Financial Chronicle
2 24-Sep-10 Investors have little confidence in equity MFs Financial Chronicle
Higher EPF rate poses challenge for MFs, other savings
3 20-Sep-10 Financial Chronicle
schemes
4 17-Sep-10 Weigh pros and cons before you invest arbitrage funds Financial Chronicle
5 13-Sep-10 Date with advance tax: It could be your turn Financial Chronicle
6 10-Sep-10 Make the best use of ELSS till it is available Financial Chronicle
7 6-Sep-10 Reconfigure investments to reap benefits in DTC Financial Chronicle
8 3-Sep-10 Unit transfer facility to raise liquidity in MF investment Financial Chronicle

1 27-Sep-10 Bear the EMI size in mind while taking ahome loan Hindustan Times
2 22-Sep-10 Towards the end of being good Mint
3 15-Sep-10 You've been mis-sold a policy if.. Mint
4 13-Sep-10 A home loan leverages future income Mint
5 8-Sep-10 Your financial life is OK when… Mint
6 1-Sep-10 Ulips : re-made in India Mint

Amit Suri, CFP CM

1 29-Sep-10 Query Corner - Insurance Economic Times

SIP even as you invest directly (Also Quotes: Mukesh Dedhia
1 28-Sep-10 Business Standard
and Brijesh Dalmia)
2 24-Sep-10 Expert Take - Watch out for hidden costs when buying property Economic Times
Expert Take -
Love of the 'land' often clouds NRI's investment decisions
4 8-Sep-10 The right strategy Outlook Money
Expert Take - Make investor interest common cause to end MF
woes

1 26-Sep-10 Miles to before they sleep Times of India
2 17-Sep-10 Equity or debt: The tussle is on Business Standard
3 9-Sep-10 Investor Queries: Financial Planning Business Standard
4 5-Sep-10 Early habits make all the difference Times of India

1 29-Sep-10 Cut the premiums & keep your cover Economic Times
2 29-Sep-10 Are smart home loan products smart enough? Mint
Use your investments to borrow cheap
(Also Quotes Rajesh Dalmia)
4 14-Sep-10 Benchmark lines up six sector ETFs for launch Mutual Fund Insight

1 24-Sep-10 Regular long- term investment give inflation-adjusted returns Mint
Retirement is the most expensive goal and needs to be
2 17-Sep-10 Mint
planned
3 16-Sep-10 Economy Shining Hindustan Times
4 10-Sep-10 If you are considering early retirement, plan it properly Mint
5 6-Sep-10 Term plans help you ensure your financial plan runs smoothly Mint
Jayant Pai
1 26-Sep-10 Stars that blur your vision Business Standard
2 26-Sep-10 BS Tutorial - Financial Literacy Business Standard

Sumeet Vaid, CFP CM

Planners favour hiking equity exposure
1 30-Sep-10 Financial Chronicle
( Also Quotes Gaurav Mashruwala & Kartik Jhaveri)
2 30-Sep-10 Save for a rainy day & beat the debt trap, like grandpa Economic Times
3 27-Sep-10 Sensex at 20k again, where are you? Indian Express
4 22-Sep-10 Young pros need cover the most Economic Times
Amar Pandit, CFP CM

1 27-Sep-10 20K: Bulls on parade Indian Express
2 24-Sep-10 Take four easy steps to that dream home Economic Times
Expert Take - Traditional insurance plans remain an expensive
option

1 16-Sep-10 Do quant funds qualify as quality investment? Business Standard
2 1-Sep-10 Costs reined in, Ulips win in the long term Mint

1 1-Sep-10 Create a reserve fund to take care of emergency Economic Times
Other CLIPPINGS FOR THE MONTH OF September 2010

Don't plan your child's future with just returns in mind
1 24-Sep-10 DNA Money
(Authored Article by Harsh Vardhan Roongta)
2 13-Sep-10 Take small SIPs even in a rising market (Quotes Ranjit Dani) Economic Times
3 9-Sep-10 Time to pay your advance tax (Quotes Priya Rao) Mint
4 8-Sep-10 Is the CFP course valid in India? Afternoon D & C
5 5-Sep-10 Identify the tell - tale signs (Quotes Malhar Majumder) Business Standard
6 1-Sep-10 Query corner (Financial issues by Karthikeyan Jawahar) Money Today
Main feature - A winnning approach
7 30-Aug-10 Dalal Street Journal
( Interview by Rajesh Kumar Gupta)

DIRECT CLIPPINGS FOR THE MONTH OF OCTOBER 2010

1 31-Oct-10 Chasing IPOs Business Standard
2 24-Oct-10 Should you pay for advice Business Standard
3 19-Oct-10 Double check before falling for builders' sops Times Of India
4 17-Oct-10 Festive binge can lead to debt trap Business Standard
5 16-Oct-10 SBI offers first of its kind retail bonds DNA Money
Know where the buck stops for shopping
6 14-Oct-10 Economic Times
(Also quotes Zankhana Shah)
7 11-Oct-10 Pick multi - caps funds to diversify portfolio Times Of India
8 10-Oct-10 Helping friends doesn't add to your wealth Business Standard
Prepay your home loan the smart way
(Also quotes Amar Pandit)
Expert Take -Watch out before you cash in on your future
income
11 3-Oct-10 Hope after the nightmare Business Standard
12 3-Oct-10 Drive carefully The Week (Wallet)
13 3-Oct-10 In whose interest? Business Today
14 1-Oct-10 Steer your investment in the right direction, get focused Mint
Cracking the jargon: Market speak need not be all Greek
15 1-Oct-10 Business Standard
(Also Quotes : Mukesh Dedhia)

1 29-Oct-10 Remain alert as your fund may go open-ended Financial Chronicle
2 25-Oct-10 Gold ATMs may have limited utility in India Financial Chronicle
3 22-Oct-10 Keep third parties out of mutual fund deals Financial Chronicle
4 18-Oct-10 Diversify assets to bring stability to your portfolio Financial Chronicle
5 15-Oct-10 Building a portfolio with monthly income plans Financial Chronicle
6 11-Oct-10 Cut your costs : Watch out for avoidable banking charges Financial Chronicle
MFs: Keep yourself abreast with changing rules before
7 8-Oct-10 Financial Chronicle
investing
8 4-Oct-10 Rising interest rate and hidden impact on capital EMIs Financial Chronicle
9 1-Oct-10 SIPs in favour, but tread smart before investing Financial Chronicle

Even if your employer gives you health cover, buy it on your
1 29-Oct-10 Mint
own
2 27-Oct-10 Profit booking in ESOPs can be taxing Business Standard
3 22-Oct-10 First decide how much you can save, then invest accordingly Mint
4 15-Oct-10 If investing in gold, be prepared to witness some volatility Mint
Market rally a chance to correct past mistakes
5 13-Oct-10 Business Standard
(Also Quotes: Malhar Majumder)
6 8-Oct-10 Tax saving should not be the factor determining investments Mint
7 4-Oct-10 How to book profits and stay balanced Mint
8 1-Oct-10 With interest rates hardening, FMPs make sense in debt space Mint


1 27-Oct-10 Cool. So we are not alone Mint
2 18-Oct-10 ETFs give index-linked returns on investments Mint
3 13-Oct-10 How to invest in a red hot market Mint
4 6-Oct-10 Moving from 'Have you eaten?' to 'Hi! How are you?' Mint
5 4-Oct-10 The basics of a good mutual fund portfolio Mint
Amar Pandit, CFP CM

1 18-Oct-10 Live for today, dream for tomorrow Economic Times
2 18-Oct-10 Invest right to make smart gains (Also quotes : Jayant Pai) Economic Times
3 17-Oct-10 Baby steps for accountability Business Standard
4 14-Oct-10 Don't rush to prepay your housing loan Economic Times
5 10-Oct-10 Bull weather Business Standard
Amit Suri, CFP CM

1 27-Oct-10 Query Corner - Insurance Economic Times
Jayant Pai, CFP CM

1 31-Oct-10 Financial Literacy Business Standard
Vishal Dhawan, CFP CM

1 26-Oct-10 A beginner's guide to infra bonds Economic Times
2 23-Oct-10 Think twice before you decide to spend Asian Age
3 11-Oct-10 In search of retirement plans (Also Quotes : Amar Pandit) Indian Express
4 9-Oct-10 Bank on fixed income deposits for benefits Asian Age

1 29-Oct-10 Withdrawals from child's life plan should be your last resort Financial Chronicle
2 14-Oct-10 Financial Planning Business Standard
3 10-Oct-10 We make a life by what we give Times Of India
4 6-Oct-10 Return dampeners Outlook Money

1 8-Oct-10 A quick fix for runaway EMIs Economic Times
2 5-Oct-10 Rebalance: from theory to practice (Also Quotes: Surya Bhatia) Mint
3 4-Oct-10 Returns from stocks and real estate Indian Express


1 29-Oct-10 Go for gold ETFs this diwali (Also Quotes: Rishi Nathany) Economic Times
2 20-Oct-10 The right strategy Outlook Money
3 13-Oct-10 Puzzled where to invest? Try out asset allocation Financial Chronicle
4 8-Oct-10 ETF returns trail physical gold gains Financial Chronicle

1 6-Oct-10 Know more than your agent & you shall prosper Economic Times
2 3-Oct-10 Road to revival The Week (Wallet)

1 27-Oct-10 Know the terms, stay protected Economic Times
2 10-Oct-10 Simplest way to participate in market Business Standard
Sumeet Vaid, CFP CM

1 30-Oct-10 Lukewarm retail response to L&T infra,IDFC bond issues Hindu Business Line
2 22-Oct-10 Your employer health cover may not be enough DNA Money
Ranjit Dani, CFP CM

1 22-Oct-10 Real estate rates need to touch base with reality Economic times
2 19-Oct-10 3 bond issues in the market, rush now Mint
Other CLIPPINGS FOR THE MONTH OF OCTOBER 2010

1 31-Oct-10 Cut your losses (Article by P V Subramanyam) Business Standard
2 31-Oct-10 Holiday within your means (Article by Kiran Telang) Business Standard
Stay high on health, low on premium
(Quotes Prerana Salaskar-Apte)
4 1-Oct-10 Query corner (Financial issues by Karthikeyan Jawahar) Money Today

DIRECT CLIPPINGS FOR THE MONTH OF NOVEMBER 2010
Authored Article / Interaction with Ranjeet Mudholkar [Print]

1 11-Nov-10 Distinguish good from bad loans to stay debt-free Economic Times
2 10-Nov-10 Career Focus Education World
3 5-Nov-10 Sensex set to hit all-time high of 21000 Hindustan Times
Authored Article by Ranjeet Mudholkar [Online]

S/No. Date Link
http://economictimes.indiatimes.com/personal-finance/loan-centre/personal-loans/personal-
1 11-Nov-10
loans-news/Distinguish-good-from-bad-loans-to-stay-debt-free/articleshow/6904675.cms

1 30-Nov-10 Why investing in balanced funds makes more sense Economic Times
2 29-Nov-10 Ask us - Q & A Indian Express
3 29-Nov-10 Dividend good for small-cap MFs Times of India
4 25-Nov-10 Protect your home with your life (Also quotes Amar Pandit) Economic Times
5 22-Nov-10 Ask us - Q & A Indian Express
6 19-Nov-10 Four financial ratios you must know (Also quotes Ranjit Dani) Mint
How the capital market regulator paved the road to perdition
7 17-Nov-10 DNA
for mutual funds
8 15-Nov-10 Save tax and grow your investments with ELSS Times of India
9 14-Nov-10 Cover calculation Business Standard
10 10-Nov-10 Choose your financial products carefully Economic Times
Making a budget and sticking (Also quotes Gaurav Mashruwala
11 1-Nov-10 Mint
and Parag Paranjpe)

Planning finances post marriage (Also quotes Kiran Telang &
1 29-Nov-10 Indian Express
Kartik Jhaveri)
2 26-Nov-10 Friendlier, but dispensable Business Standard
3 24-Nov-10 Four indicators to selling your scheme Mint
4 21-Nov-10 Childhood habits reap adult rewards Times Of India
Fixed cash policy: Not comprehensive enough (Also quotes
5 16-Nov-10 Business Standard
Brijesh Dalmia)
6 5-Nov-10 Rules to be rich Mint
7 5-Nov-10 Keep tabs on charity (Also quotes Kartik Jhaveri) Economic Times
8 5-Nov-10 Incorrectly structured products can hurt badly Business Standard
9 2-Nov-10 Getting real on real estate Business Standard

1 21-Nov-10 Point taken! Encash rewards on plastic currency Economic Times
2 3-Nov-10 The Right Strategy Outlook Money

Amit Suri, CFP CM

When on a premium holiday one can continue with the
1 24-Nov-10 Maharashtra times
insurance policy
2 24-Nov-10 Query Corner : Insurance Economic Times
3 17-Nov-10 NRI's can buy Insurance plans in India Maharashtra times
If the medical policy holder expires then the nominee should
get the benefit
Insurance companies can modify the health insurance
premium

1 29-Nov-10 Getting the right information on the many costs of your loan Financial Chronicle
2 26-Nov-10 How to get the best of MFs on bourses Financial Chronicle
3 22-Nov-10 How to handle a wrong income tax demand Financial Chronicle
4 19-Nov-10 Security tightened for your MF investment Financial Chronicle
5 15-Nov-10 Furnish more data for new bank account Financial Chronicle
6 12-Nov-10 Keep tabs on impact of interest rates on FMPs Financial Chronicle
7 8-Nov-10 Change in home loan margin money limit has big implications Financial Chronicle
8 5-Nov-10 ETFs offer varied options for investors Financial Chronicle

1 29-Nov-10 How good are new mutual fund products? Mint
2 22-Nov-10 Use insurance sensibly to build nest eggs Mint
3 22-Nov-10 Life insurance will prevent financial distress Hindustan Times
4 17-11-10 It takes 4 zeros to cause a blowout Mint
5 15-Nov-10 Is it safe to invest through online portals? Mint
6 10-Nov-10 Bank churning needs RBI action Mint
7 1-Nov-10 Put 5-10% of your money in gold Mint
Amar Pandit, CFP CM

1 18-Oct-10 Live for today, dream for tomorrow Economic Times
2 18-Oct-10 Invest right to make smart gains (Also quotes : Jayant Pai) Economic Times
3 17-Oct-10 Baby steps for accountability Business Standard
4 14-Oct-10 Don't rush to prepay your housing loan Economic Times
5 10-Oct-10 Bull weather Business Standard
Sumeet Vaid, CFP CM

1 25-Nov-10 Cut back on your current wants to build future Economic Times
2 12-Nov-10 Fixing goals and time frames Mint
3 3-Nov-10 8 Financial Rules for 30-Somethings Money Life
4 2-Nov-10 Buy, Review, Rebalance Economic Times


For investment term less than 2 years, recurring deposit is
1 26-Nov-10 Mint
good
2 19-Nov-10 Retirement planning: PPF,EPF are good for exposure to debt Mint
3 12-Nov-10 Having just one asset class for long term isn't the right strategy Mint
4 5-Nov-10 Adequate health and life cover is good if you have a home loan Mint
Jayant Pai, CFP CM

1 21-Nov-10 Rules of realty investment Business Standard
2 21-Nov-10 BS Tutorial - Financial Literacy Business Standard
3 15-Nov-10 BS Tutorial - Financial Literacy Business Standard
4 3-Nov-10 Want the yellow metal and not just paper? Mint

1 24-Nov-10 Pension plans match for PPF Economic Times
2 18-Nov-10 Five prep tips for studying abroad Economic Times
3 17-Nov-10 Should you buy a cover off the net? Economic Times

1 18-Nov-10 Living on credit vs. using loans to create wealth Economic times
2 15-Nov-10 Use loans to create wealth Indian Express
3 1-Nov-10 Eight strategies for a bull market (Also quotes Vishal Dhawan) Wealth Insight

1 27-Nov-10 Step up allocation for gold to beat inflation Asian Age
2 19-Nov-10 Do the due before buying an old house Economic Times
3 13-Nov-10 Sort out investment portfolios for gains Asian Age
Kiran Telang, CFPCM

1 28-Nov-10 Now, agents can't mis-sell to you Business Standard
2 21-Nov-10 Maintain your own balance sheet Business Standard
3 15-Nov-10 Preparing your own financial plan Business Standard
Ranjit Dani, CFP CM

1 16-Nov-10 All you wanted to know about ETFs Economic Times
2 9-Nov-10 Click your way to MFs Economic Times
Other CLIPPINGS FOR THE MONTH OF NOVEMBER 2010

It pays to buy a home beyond your range (Authored article by
1 19-Nov-10 Economic Times
D. Sundararajan)
Health insurance turns attractive, but that's just the advertising
2 11-Dec-10 DNA
(Quotes Chirag Jain)

DIRECT CLIPPINGS FOR THE MONTH OF DECEMBER 2010

1 15-Dec-10 How to begin your financial planning Financial Chronicle
When buying another home makes sense (Also quotes Suresh
2 13-Dec-10 Economic Times (Wealth)
Sadagopan)

S/No. Date Link
http://economictimes.indiatimes.com/markets/real-estate/realty-trends/Real-estate-When-
1 13-Dec-10
buying-another-home-makes-sense/articleshow/7077675.cms
Financial Planning Standards Board India

1 12-Dec-10 Light up your dusk The Week (Wallet)
2 12-Dec-10 Future Perfect - The investment options for the new year The Week (Wallet)
3 1-Dec-10 Help people make their money grow Careers 360
Amit Suri, CFP CM

1 29-Dec-10 Its better not to forget to pay the premium of Ayurvima policy Maharashtra Times
2 27-Dec-10 Investor Queries Economic Times (Wealth)
3 23-Dec-10 Query Corner : Banking Navbharat Times
Insurance companies will not settle car accidental claims after
4 22-Dec-10 Maharashtra Times
the policy tenure is over
5 22-Dec-10 Query Corner : Insurance Economic Times
Checkup cost can be reimbursed only if there is no claim for
four years
Think about the retirement money and not the investment
money
You can take additional mediclaim and within the policy the
claim can be divided


1 26-Dec-10 Seek professional help for Investment Business Standard
2 20-Dec-10 Where to get the best mutual fund advice Economic Times (Wealth)
3 19-Dec-10 Consider total charges on ULIP Business Standard
4 17-Dec-10 There's no set recipe for a financial plan DNA
How to survive rising home loan rates (Also quotes Pankaj
5 17-Dec-10 Economic Times
Mathpal)
6 13-Dec-10 Make debt funds an essential part of investment portfolio Times Of India
7 13-Dec-10 When low risk ≠ low returns Economic Times (Wealth)
8 13-Dec-10 Ask us Indian Express
9 12-Dec-10 Investment 2011 The Week (Wallet)
10 10-Dec-10 Balance your portfolio to make the most of it Economic Times
11 6-Dec-10 Constant churning won't maximize returns' Times Of India
12 5-Dec-10 Learning to live with inflation Business Standard
Don't fall for the endowment pitch (Also quotes Pankaj
Mathpal)

1 29-Dec-10 The right strategy Outlook Money
2 19-Dec-10 Build a strong foundation Times Of India
3 16-Dec-10 How to save smartly for your child's future Business Standard
4 15-Dec-10 Getting married to debt? (Also quotes Veer Sardesai) Outlook Money
5 15-Dec-10 Inflation proof your pay back Outlook Money
6 10-Dec-10 Seven money housekeeping must-dos (Also quotes Ranjit Dani) Mint
7 9-Dec-10 Why using a credit card makes sense (Also quotes Sajag Sangvi) Economic Times
8 6-Dec-10 Personal finance experts' resolutions for new year Financial Chronicle
9 6-Dec-10 The sell call Financial Chronicle
10 1-Dec-10 Financial Planning Business Standard

1 31-Dec-10 How to make the most out of mutual fund scheme in 2011 Financial Chronicle
2 27-Dec-10 Changes in fund transfer rules to benefit individuals Financial Chronicle
3 24-Dec-10 Investment choices beyond large-cap funds Financial Chronicle
4 20-Dec-10 Be prepared for rising medical insurance costs Financial Chronicle
Optimise gains through systematic approach in mutual fund
5 17-Dec-10 Financial Chronicle
investing
6 13-Dec-10 Have extra income apart from salary? Count your tax now Financial Chronicle
7 10-Dec-10 New regulations to aid investors in debt-oriented mutual funds Financial Chronicle
8 6-Dec-10 Benefit from rising interest rates on bank fixed deposits Financial Chronicle
9 3-Dec-10 How to gauge the risk profile of your mutual fund portfolio Financial Chronicle

1 31-Dec-10 Borrowing is easy, repayment may not be. Plan ahead Hindustan Times
2 19-Dec-10 Each penny counts Economic Times
3 15-Dec-10 The right strategy Outlook Money
4 5-Dec-10 The art of balancing risks and returns Economic Times
5 1-Dec-10 Prioritise your family's insurance needs Economic Times

Sumeet Vaid, CFP CM

1 28-Dec-10 Why fixed income will grow in 2011 Economic Times
2 28-Dec-10 Eleven things you shouldn’t do in 2011 Mint
3 23-Dec-10 Improve your relationship with money in the new year! Times Of India
4 22-Dec-10 Plan your goals well to secure happiness & money Economic Times
5 20-Dec-10 Be the author of your health! Indian Express
6 13-Dec-10 Retirement worries? Time to go to a doctor… Indian Express
7 8-Dec-10 Financial planning Business Standard
8 7-Dec-10 Make your form error-free, do it yourself Mint

1 31-Dec-10 Take the MF route if you can't follow the stock market regularly Mint
2 31-Dec-10 Save for the rainy day Hindustan Times
3 24-Dec-10 Investing all your money in real estate is not a sound strategy Mint
4 21-Dec-10 Banks aggressive on term deposits as cash runs short Hindustan Times
5 17-Dec-10 It is not advisable to withdraw money from provident fund Mint
6 13-Dec-10 6 tips to make most of your PPF Economic Times (Wealth)
7 10-Dec-10 Don't panic about your MFs if you see markets correcting Mint
8 3-Dec-10 PPF, EPF investments provide a good debt base to a portfolio Mint
Jayant Pai, CFP CM

1 26-Dec-10 BS Tutorial - Financial Literacy Business Standard
2 24-Dec-10 Your quick guide to freedom from debt Economic Times
What does an ideal portfolio look like? (Also quotes Lovaii
3 21-Dec-10 Mint
Navlakhi)

1 31-Dec-10 Base investment on new tax code Hindustan Times
2 25-Dec-10 Don’t get swayed by exotic investments Asian Age
3 16-Dec-10 Negotiate your way to smart deals (Also quotes Sumeet Vaid) Economic Times
4 11-Dec-10 Balance fixed income, equity for good returns Asian Age
5 9-Dec-10 Temper spend in good times… Be the king of all times Economic Times
6 6-Dec-10 Short haul FDs turn best bet for investors Asian Age

1 29-Dec-10 Cover for some more swing in insurance Economic Times
2 15-Dec-10 High-five for tax-saving Outlook Money
Invest right to beat inflation (Also quotes Suresh Sadgopan &
Kartik Jhaveri)
4 7-Dec-10 Invest a small part of portfolio Business Standard
5 2-Dec-10 Use your gold to get easy loans Economic Times


1 20-Dec-10 One insurance policy for one home loan Mint
2 20-Dec-10 Do not scatter your mutual fund portfolio too much' Hindustan Times
3 15-Dec-10 Why we save but do not invest Mint
4 13-Dec-10 Build real estate for inflation-proof income Mint
5 8-Dec-10 Lynch mobs. Louise L'Amour. And us Mint
6 6-Dec-10 Teaser rates helped builders, not buyers Mint
7 6-Dec-10 Teaser rates were actually helping builders' Hindustan Times
8 1-Dec-10 Boodle in real estate and how honesty hurts Mint
Kiran Telang, CFPCM

1 19-Dec-10 Options in tax-saving investments Business Standard
2 12-Dec-10 Crash course on education planning Business Standard
3 6-Dec-10 Ask us Indian Express
4 5-Dec-10 Doing away with timing Business Standard

Beware of the debt, trap this new year (Also quotes Sumeet
Vaid & Pankaj Mahtpal)
2 27-Dec-10 Don’t go by sparkle alone Economic Times (Wealth)
Is this the right time to break your old FD? (Also quotes Suresh
Sadagopan & Pankaj Mathpal)
4 20-Dec-10 Equity wins over gold, realty asset class Indian Express
Amar Pandit, CFP CM

Did you tell your wife (Also quotes Sumeet Vaid & Gaurav
1 27-Dec-10 Economic Times (Wealth)
Mashruwala)
Economic Times (Investor's
2 13-Dec-10 For a joyful ride (Also quotes Kartik Jhaveri)
Guide)
If you are single and want to be steady (Also quotes Surya
3 8-Dec-10 Mint
Bhatia)
Devdutt Dhanukar, CFP CM

1 22-Dec-10 IPO : Mode of earning wealth Maharashtra Times
2 15-Dec-10 Understand IPO Maharashtra Times
Other CLIPPINGS FOR THE MONTH OF December 2010

Too many policies, too little cover (Quotes Prerana Salaskar-
Apte)
2 15-Dec-10 Around town - Miscellany Indian Express
3 14-Dec-10 Starting early best gift for your child (Quotes Ranjit Dani) Economic Times
4 6-Dec-10 Become taxpayer to taxsaver (Quotes Priya Rao) Indian Express
5 3-Dec-10 Why silver could be the new gold (Quotes Vijay Chhabria) Economic Times
Using market volatility to your advantage (Also quotes
6 2-Dec-10 Business Standard
Anirudhha Hatwalne)
There are a few financial matters you can control (Authored
7 1-Dec-10 DNA
article by Carl Richards)

DIRECT CLIPPINGS FOR THE MONTH OF JANUARY 2011

How to choose the right financial planner (Also quotes Veer
1 14-Jan-11 Mint
Sardesai, Surya Bhatia & Ranjit Dani)
2 9-Jan-11 Banking on common sense Hindustan Times
3 1-Jan-11 The big plan Entrepreneur
4 1-Jan-11 You are free to be a crorepati Financial Chronicle

S/No. Date Link
1 14-Jan-11 http://www.livemint.com/2011/01/13193334/How-to-choose-the-right-financ.html
2 9-Jan-11 http://www.hindustantimes.com/Banking-on-common-sense/Article1-648002.aspx
3 1-Jan-11 http://www.mydigitalfc.com/personal-finance/you-are-free-be-crorepati-549
Launch of Satellite delivered programme for Certified Financial Planner

organised by The Indian Institute of Job training and Team Lease ServiceS
1 19-Jan-11 Certified financial planner certification Afternoon D & C
2 13-Jan-11 MF redemptions not due to entry load: Bhave Hindu Business Line
3 13-Jan-11 SEBI asks MFs to draw lessons from top sellers Financial Chronicle
4 13-Jan-11 MFs need to look at workable distribution models, says Bhave DNA Money
5 13-Jan-11 Entry load ban not hurting MF inflows, says Bhave Business Standard
6 13-Jan-11 Investors continue to trust Mutual Funds Prahaar
7 13-Jan-11 Photo caption-elite course Asian Age
8 13-Jan-11 Photo caption-IIJT Indian Express
9 10-Jan-11 IIJT to start course in financial planning Hindu Business Line
10 7-Jan-11 Team lease-run IIJT launches course for CFP aspirants Financial Chronicle

1 31-Jan-11 Soaring prices? No problem Business Standard
2 26-Jan-11 Fixed income plan returns close to peak Times Of India
3 26-Jan-11 Brace yourself for a rainy day (Also quotes Ranjit Dani) Mint
Why endowment plans are almost always a bad buy (Also
4 24-Jan-11 Economic Times
quotes Pankaj Mathpal)
5 24-Jan-11 Five things you ought to know about your SIP Economic Times
6 21-Jan-11 Started planning for your golden years yet? DNA Money
The financial planner you don't want (Also quotes Gaurav
7 18-Jan-11 Mint
Mashruwala, B. Srinivasan, Surya Bhatia & Lovaii Navlakhi)
8 16-Jan-11 Plan for rainy days Business Standard
9 14-Jan-11 Lifestyle costs can weigh heavy on your pocket Economic Times
10 9-Jan-11 Diversify with real estate PMS Business Standard

Amit Suri, CFP CM

1 24-Jan-11 Q&A - Investor Queries Economic Times (Wealth)
2 19-Jan-11 Query Corner : Insurance Economic Times (Wealth)
3 19-Jan-11 Query Corner : Insurance Maharashtra Times
5 12-Jan-11 No 'investment plan' in 'mediclaim' for 'critical illness riders' Maharashtra Times
6 12-Jan-11 Query Corner : Insurance Economic Times

1 31-Jan-11 Simple ways to safeguard your hard-earned money Financial Chronicle
2 28-Jan-11 Right comparison key to choosing fund-of-funds Financial Chronicle
3 24-Jan-11 Take advantage of infra bonds before time runs out Financial Chronicle
4 21-Jan-11 Infrastructure fund is an option for long-term gain Financial Chronicle
5 17-Jan-11 Budget metamorphosis to tackle your tough times Financial Chronicle
6 14-Jan-11 A higher percentage does not mention higher dividend Financial Chronicle
7 10-Jan-11 Should you sell old FDs to gain from new rate Financial Chronicle
8 3-Jan-11 Crisp and smart ways to tackle investments in 2011 Financial Chronicle

1 31-Jan-11 5 tips for studying abroad (Also quotes Harsh Roongta) Economic Times (Wealth)
3 20-Jan-11 Keep your car loan in the safe zone (Also quotes Kartik Jhaveri) Economic Times
4 14-Jan-11 No 'Loyalty Addition' in 'LIC Jeevan Saral' Maharashtra Times
5 11-Jan-11 Are you saving enough for your child's education? Economic Times
6 7-Jan-11 Query Corner : Financial Planning Economic Times
7 5-Jan-11 Get a fix on your returns (Also quotes Kartik Jhaveri) Business Standard
Buying A Home May Remain A Dream (Also quotes Suresh
Sadagopan & Amar Pandit)
Amar Pandit, CFP CM

1 25-Jan-11 Don't hope for silver lining yet Business Standard
2 25-Jan-11 How to save tax while getting steady returns Hindustan Times
3 12-Jan-11 Why you should say no to child plans Economic Times
Link your tax planning to financial goals (Also quotes Vishal
4 11-Jan-11 Hindustan Times
Dhawan)
Be Wary Of These Insurance Traps (Also quotes Suresh
Sadagopan)
Debt game: how to surf the interest rate regime (Also quotes
Surya Bhatia)
7 1-Jan-11 So what's your financial resolution for this year? DNA Money

Sumeet Vaid, CFP CM

1 24-Jan-11 Shield your portfolio from wind swings Economic Times
2 20-Jan-11 How to financially survive a higher life expectancy Economic Times
3 18-Jan-11 HNIs, guard against high-profile frauds Economic Times
At 45, over with the rat race (Also quotes Suresh Sadagopan &
Lovaii Navlakhi)
5 11-Jan-11 Financial planning for the early birds Economic Times
6 11-Jan-11 Write down your financial goals for clearer perspective Financial Express
7 1-Jan-11 Invest in a house, cautiously Money Today

1 31-Jan-11 These newlyweds got their fundas right Times Of India
2 16-Jan-11 Young, but on the fast track Times Of India
3 14-Jan-11 Clued on to commodities Business Standard
4 12-Jan-11 Financial Planning Business Standard
Rein in your debt appetite before it becomes a burden (Also
5 7-Jan-11 Financial Chronicle
quotes Sanjay Das)
6 2-Jan-11 A family revisited… Times Of India

1 21-Jan-11 Don't go by returns reckoner alone Business Standard
Remember to factor in inflation when building a retirement
2 21-Jan-11 Mint
kitty
3 14-Jan-11 If you are not a risk taker, you can buy monthly income plans Mint
4 7-Jan-11 Move to debt products as your date of need comes closer Mint
5 3-Jan-11 Tough year for car buyers Hindustan Times

1 31-Jan-11 What you can do Economic Times (Wealth)
2 17-Jan-11 In your sunset years, go for 2-3 small mediclaim policies Economic Times
3 12-Jan-11 IDFC lines up another batch of bonds to raise Rs 2,930 crore Economic Times
4 4-Jan-11 Promises to keep this year (Also quotes Ganesh Shanbhag) Business Standard
Jayant Pai, CFP CM

1 31-Jan-11 BS Tutorial - Financial Literacy Business Standard

1 22-Jan-11 Ensure your financial adviser works for you Asian Age
Home loans can get you cut tax, get asset (Also quotes Sumeet
Vaid)
3 12-Jan-11 As deposit rates zoom, FDs turn attractive Hindustan Times


1 10-Jan-11 Get Rs. 10 lakh for hopping jobs Times Of India
2 10-Jan-11 Get Rs. 10 lakh for hopping jobs Economic Times (Wealth)
3 1-Jan-11 Gold, silver may still shine Hindustan Times

1 10-Jan-11 Focus on intelligent, smart equity investing Mint
2 10-Jan-11 Fixed deposits rates are very good now, go for them Hindustan Times
3 5-Jan-11 Citibank fraud, FSDC & better banking Mint

1 31-Jan-11 Don't Let Volatility Upset Your Goals Economic Times
2 26-Jan-11 The right strategy Outlook Money
3 12-Jan-11 The right strategy Outlook Money
Devdutt Dhanukar, CFP CM

1 19-Jan-11 Investment risk factors Maharashtra Times
2 12-Jan-11 Tax saving fundas Maharashtra Times
3 12-Jan-11 One card multiple benefits Maharashtra Times
Kiran Telang, CFPCM

1 23-Jan-11 Debt can be as risky as equity Business Standard
2 2-Jan-11 Looking Beyond Annuity Products Business Standard
Other CLIPPINGS FOR THE MONTH OF JANUARY 2011

1 25-Jan-11 ELSS: one investment dual benefits (Quotes Hemant Beniwal) DNA Money
2 23-Jan-11 Do you need life cover? (Authored article by Arvind Rao) Business Standard
Build a financial planning pyramid (Authored article by Sadique
3 23-Jan-11 Business Standard
Neelgund)
4 17-Jan-11 More risks but with little gains (Quotes Abhishek Gupta) Economic Times
Buying riders: you can be taken for a ride (Authored article by
5 16-Jan-11 Business Standard
Sadique Neelgund)
Taming emotional triggers in your investment decisions
(Authored article by Prerana Salaskar Apte)
Cooperative banks may give a better deal (Quotes Yashwant
7 12-Jan-11 Mint
Aangne)
8 5-Jan-11 Do you own any of this money? (Quotes Rajesh Kadam) Mint
Earn in 370 days what you would have in 500 days (Quotes K.V
9 3-Jan-11 Economic Times (Wealth)
Balaji)

DIRECT CLIPPINGS FOR THE MONTH OF FEBRUARY 2011
D Swaroop nominated as the chairman of Financial Planning Standards Board

India [Print]
1 28-Feb-11 Business people Asian Age
Financial Planning Standards Board India appoints D Swarup as
2 27-Feb-11 Aap Ane Ame
new FPSB India chairman
3 26-Feb-11 Mumbai Tarun Bharat
4 25-Feb-11 D Swarup new FPSB India head Hindustan Times
5 25-Feb-11 Swarup named FPSB India chairman Financial Chronicle
6 25-Feb-11 D Swarup nominated FPSB India chairman Economic Times
7 25-Feb-11 D Swarup nominated FPSB India chairman Indian Express
D Swaroop nominated as the chairman of Financial Planning Standards Board

India [Online]
S/No. Date Link
1 25-Feb-11 http://www.indiareport.com/India-usa-uk-news/latest-news/1002968/Business/4/30/4
2 25-Feb-11 http://www.ptinews.com/news/1378938_D-Swarup-nominated-FPSB-India-Chairman-
3 25-Feb-11 http://www.moneylife.in/article/d-swarup-nominated-fpsb-india-chairman/14222.html
4 25-Feb-11 http://www.news24online.com/D-Swarup-nominated-FPSB-India-Chairman_News24_22398.aspx
5 25-Feb-11 http://in.finance.yahoo.com/news/D-Swarup-nominated-FPSB-India-pti-928409244.html?x=0
http://www.business-standard.com/india/news/mr-d-swarup-nominated-aschairmanfpsb-
6 24-Feb-11
india/426397/
http://www.deccanherald.com/Openads/adcontent.php?bannerid=702&zoneid=0&source=&tim
7 24-Feb-11
eout=0
8 24-Feb-11 http://news.in.msn.com/business/article.aspx?cp-documentid=4959848
9 24-Feb-11 http://networkfp.com/d-swarup-is-fpsb-indias-new-chairman-2
Authored Articles by Ranjeet Mudholkar

1 13-Feb-11 Get your tax structure right The Week (The Wallet)
2 1-Feb-11 Buying a second house Entrepreneur
Content tie up with Financial Chronicle

1 24-Feb-11 Little diligence can make investments tax efficient Financial Chronicle
2 17-Feb-11 How goal-based profiling can help you cut risk to investment Financial Chronicle
Prioritising goals can help you budget your expenses better
3 10-Feb-11 Financial Chronicle
(Suresh Sadagopan)
4 3-Feb-11 Diversification is best investment and why (Joydeep Sen) Financial Chronicle
Launch of Satellite delivered programme for Certified Financial Planner organised

by The Indian Institute of Job training and Team Lease Services
1 2-Feb-11 Admission Alerts Hindustan Times


1 28-Feb-11 Investing in fixed maturity plans Indian Express
2 24-Feb-11 PFC bonds will offer 8.3-8.5 % pre-tax returns DNA Money
3 21-Feb-11 How best to protect loan (Also quotes Amar Pandit) Economic Times
4 20-Feb-11 Micro-manage your financial plan Business Standard
5 16-Feb-11 A balanced approach Business Standard
EPFO sticks to 9.5% interest payout this fiscal (Also quotes
6 16-Feb-11 DNA Money
Harsh Roongta)
7 13-Feb-11 Question traditional investment methods Business Standard
8 10-Feb-11 Women and finance are not poles apart Economic Times
9 8-Feb-11 Endowment plan can leave you under-insured DNA Money
10 8-Feb-11 SIP it well with daily, weekly & micro offers Times Of India
Cheaper term cover may not be the best deal ( Also quotes
11 3-Feb-11 DNA Money
Harsh Roongta)
12 1-Feb-11 Insurance is a must, but not a saving tool Mint
Sumeet Vaid, CFP CM

1 27-Feb-11 Plan it Right The week
2 25-Feb-11 Query Corner : Financial Planning Economic Times
Choosing the right SIP take you far (Also quotes Vishal Dhawan
3 22-Feb-11 Economic Times
& Amar Pandit)
4 21-Feb-11 Home loan truths (Also quotes Harsh Roongta) Economic Times (Wealth)
5 18-Feb-11 'Mutual Funds bought while FIIs were selling' Afternoon D&C
6 16-Feb-11 Query Corner : Financial Planning Business Standard
7 11-Feb-11 Query Corner : Financial Planning Maharashtra Times
How to invest after you retire (Also quotes Kartik Jhaveri &
8 7-Feb-11 Economic Times (Wealth)
Prerana Salaskar Apte)
9 4-Feb-11 Query Corner : Financial Planning Economic Times

1 28-Feb-12 Q&A : Investor queries Economic Times (Wealth)
Take the right top-up to bridge home loan gap (Also quotes
Suresh Sadagopan)
3 23-Feb-11 Q&A : Investor queries Economic Times
4 23-Feb-11 Query Corner : Insurance Maharashtra Times
5 16-Feb-11 Q&A : Investor queries Economic Times
8 7-Feb-11 Q&A : Investor queries Economic Times (Wealth)
9 2-Feb-11 Query Corner : Insurance Economic Times

1 21-Feb-11 Why ELSS scores over other tax-saving products Economic Times
2 19-Feb-11 Invest in EPF for tax free and safe returns Asian Age
Don’t miss benefits on school fees, stamp duty (Also quotes
3 15-Feb-11 Hindustan times
Amar Pandit)
4 5-Feb-11 Spread equity portfolio during uncertain times Asian Age


1 23-Feb-11 FSA raises the bar on suitability Mint
2 21-Feb-11 Ulips are products which are difficult to get out of Mint
3 16-Feb-11 The link between GDP growth and the broad market index Mint
4 9-Feb-11 Five things to do this February Mint
5 7-Feb-11 Basic things to get portfolio on growth path Mint
6 4-Feb-11 What the budget numbers say about Mr India Mint
7 2-Feb-11 Lots to do for the sandwich gen Mint
Jayant Pai, CFP CM

1 20-Feb-11 Financial literacy Business Standard
3 13-Feb-11 Know your plan The Week (The Wallet)
5 6-Feb-11 The 'cap' confusion Business Standard

1 27-Feb-11 Real estate is illiquid Times Of India
2 17-Feb-11 Gold ETFs likely to be the season's flavour Economic Times
3 14-Feb-11 Confused kya? Economic Times (Wealth)
4 9-Feb-11 Three musketeers Outlook Money
5 1-Feb-11 Tax saving along with reasonable returns Business Standard

1 27-Feb-11 Real estate is illiquid Times Of India
2 17-Feb-11 Gold ETFs likely to be the season's flavour Economic Times
3 14-Feb-11 Confused kya? Economic Times (Wealth)
4 9-Feb-11 Three musketeers Outlook Money
5 1-Feb-11 Tax saving along with reasonable returns Business Standard

Planning for short-term goals (Also quotes Gaurav
1 15-Feb-11 Business standard
Mashruwala, Sumeet Vaid & Malhar Majumdar)
How to marry your finances (Also quotes Kshitij Gupta, Surya
2 14-Feb-11 Economic Times (Wealth)
Bhatia & Jayant Pai)
Amar Pandit, CFP CM

1 18-Feb-11 High returns, no tax benefit Business Standard
Retire happy with mutual funds (Also quotes Abhishek Gupta
& Vishal Dhawan)
3 5-Feb-11 Get out of the red (and stay out ) Femina
4 1-Feb-11 Question hour for parents (Also quotes Aura Mashruwala) Business Standard


1 25-Feb-11 Keep a check on investments to see if any change is required Mint
2 18-Feb-11 Rebalance debt-equity ratio in your portfolio after retirement Mint
3 15-Feb-11 For short-term requirements, park funds in liquid assets Mint
4 3-Feb-11 Buy ELSS while there is still time left Mint
5 1-Feb-11 The first step to planning is saving as much as you can Mint
Infra bonds suit higher income slabs (Also quotes Vishal
6 1-Feb-11 Hindustan Times
Dhawan)

1 23-Feb-11 The one man show Outlook Money
2 9-Feb-11 The right strategy Outlook Money
Kiran Telang, CFPCM

1 14-Feb-11 Planning will help you to get retirement benefits Divya Bhaskar
2 13-Feb-11 Keep a black box of your finances Business Standard
3 6-Feb-11 Understand the returns formula Business Standard

1 18-Feb-11 Latest round of SBI bonds is not for everyone Mint
2 13-Feb-11 Out of coverage area Hindustan Times
Arvind Rao, CFP CM

1 27-Feb-11 Income from your home Business Standard
2 20-Feb-11 When markets are falling, have faith Business Standard
Other CLIPPINGS FOR THE MONTH OF JANUARY 2011

1 13-Feb-11 Benefitting from dividends (Authored article by Ashish Pai) Business Standard
Variety in mutual funds (Authored article by Devdutt Dhanukar
2 9-Feb-11 Maharashtra Times
)
3 6-Feb-11 Don’t wait to invest (Authored article by Sadique Neelgund) Business Standard
4 2-Feb-11 Query Corner : Insurance ( Authored article by Amit Suri ) Maharashtra Times

DIRECT CLIPPINGS FOR THE MONTH OF MARCH 2011
D Swarup nominated as the Chairman of Financial Planning Standards Board India

[Print]
1 4-Mar-11 Metro Herald
2 2-Mar-11 Herald Youngleader
3 2-Mar-11 Standard Herald
4 1-Mar-11 Marwad Mitra
5 1-Mar-11 Mumbai Lakshdeep
Quotes / Authored Articles by Ranjeet Mudholkar

1 23-Mar-11 Learn Financial Management Loksatta
2 21-Mar-11 Infrastructure, key to success Hindustan Times
3 6-Mar-11 Quarterly planning in new situations Hindustan
4 3-Mar-11 A chance to diversify into tax-efficient investments Financial Chronicle
5 3-Mar-11 Financial Planning Loksatta
6 2-Mar-11 Reap budget gains, but await tax code Hindustan Times
7 1-Mar-11 Investing in stock markets Entrepreneur

1 28-Mar-11 Maintain balance between Spending and Saving Divya Bhaskar
2 28-Mar-11 SBI teaser rates to stay till May Financial Chronicle
3 28-Mar-11 Become money smart in the new (financial) year Indian Express
4 19-Mar-11 Amfi's 'investor-friendly' rules are quixotic DNA Money
5 17-Mar-11 FMP's are a good option over FD's for taxpayers DNA Money
Save surplus cash to service rising EMIs (Also quotes Kartik
6 17-Mar-11 Economic Times
Jhaveri & Pankaj Mathpal)
7 13-Mar-11 Gen Y living it up Economic Times
8 11-Mar-11 Needs differ, so do investments Mint
9 8-Mar-11 Ladies, take control of your finances DNA Money
10 6-Mar-11 Create healthcare corpus Business Standard
You Don't Always Have to Look Too Far to Work For a Noble
Cause
12 3-Mar-11 Giving your SIP investment the value edge - VIP DNA Money
13 3-Mar-11 Investment Policy Economic Times(G)
14 3-Mar-11 Is it the right time to break old FD? Economic Times (G)
15 2-Mar-11 Set to become more attractive (Also quotes Arnav Pandya) Business Standard
16 1-Mar-11 Smiles and frowns, in a nutshell DNA Money


1 30-Mar-11 His money talks Hindustan Times
2 30-Mar-11 Q & A : Insurance Economic Times
3 28-Mar-11 Q & A : Insurance Economic Times (Wealth)
5 22-Mar-11 To catch the gold fever Business Standard
6 21-Mar-11 Q & A: Investor queries Economic Times (Wealth)
7 19-Mar-11 Q & A : Insurance Maharashtra Times
10 14-Mar-11 Break free from bad insurance (Also quotes Kartik Jhaveri) Economic Times
11 14-Mar-11 Investor Query Economic Times (Wealth)
13 7-Mar-11 Q & A: Investor queries Economic times (Wealth)
14 2-Mar-11 Q & A : Query Corner Economic times
Sumeet Vaid, CFP CM

1 31-Mar-11 Why should women focus on finances? Here's why Financial Chronicle
2 28-Mar-11 Make your money legacy live on Indian Express
What do you do if your fund is bought out (Also quotes Vishal
Dhawan)
4 21-Mar-11 How to choose the right fund (Also quotes Sandeep Vasa) Economic Times (Wealth)
5 18-Mar-11 Q & A: Financial Planning Economic Times
6 17-Mar-11 Second home, sweet home? Business & Economy BFM
7 17-Mar-11 Learn how to build good relationship with money Financial Chronicle
8 14-Mar-11 Game plan for winning the world cup of finances Indian Express
9 7-Mar-11 Tweak your investment strategy after the budget Economic Times
10 1-Mar-11 Spreading the cover wider Money Today

1 28-Mar-11 When to sell a fund Afternoon Voice
2 25-Mar-11 Not everyone's cup of tea Business Standard
3 25-Mar-11 Marry me, marry my finances Financial Chronicle
4 16-Mar-11 Financial planning Business Standard
5 15-Mar-11 Reduce your debt using pay hike and bonuses Financial Chronicle
6 14-Mar-11 Show her the money Outlook Woman's Special
7 13-Mar-11 Childhood training pays off Times Of India
8 9-Mar-11 The right strategy Outlook Money
9 8-Mar-11 Ask Your Hubby For A Special Gift Today Economic Times
10 3-Mar-11 By and large, the broad economic issues have been resolved Mint
Jayant Pai, CFP CM

1 27-Mar-11 Financial Literacy Business Standard
2 13-Mar-11 Financial literacy Business Standard
3 6-Mar-11 Financial literacy Business Standard


1 29-Mar-11 SIPs are one of the better ways to create and enhance portfolio Mint
Take direct exposure to stocks if you have proper
2 25-Mar-11 Mint
understanding
How to choose a PMS provider (Also quotes Gaurav
3 23-Mar-11 Mint
Mashruwala and Kartik Jhaveri)
4 18-Mar-11 If u have a home loan, make sure you have term insurance Mint
5 15-Mar-11 Know your rights as a consumer’ Mint
6 15-Mar-11 If there is no short-term need, exposure to risk can be higher Mint
7 14-Mar-11 CDs: rates and risks, the complete guide Mint

Reduction of outstation cheque charges to help account
1 28-Mar-11 Financial Chronicle
holders
2 25-Mar-11 Fundline Financial Chronicle
3 22-Mar-11 Easy way to handle last minute rush for tax saving Financial Chronicle
4 18-Mar-11 Track performance well to make the best of fund Financial Chronicle
5 7-Mar-11 Have an old PF account? Time to withdraw it now Financial Chronicle
6 4-Mar-11 Things to take note of in capital protection funds Financial Chronicle
Kiran Telang, CFPCM

1 28-Mar-11 Gowri Shankar's financial plan Indian Express
2 27-Mar-11 Not tailor-made for your needs Business Standard
3 13-Mar-11 Returns aren't all Business Standard
4 7-Mar-11 Do women know their money? Indian Express
5 6-Mar-11 Invest first, invest later Business Standard
6 1-Mar-11 High growth Indian Express
Amar Pandit, CFP CM

1 28-Mar-11 Complimentary cover with cards Economic Times (Wealth)
2 27-Mar-11 The art of giving Business Standard
Tweaked your investment portfolio lately? (Also quotes Suresh
3 24-Mar-11 DNA Money
Sadagopan)
Cut the stress out with packaged policies (Also quotes Harsh
Roongta)
5 5-Mar-11 Get out of the red (Also quotes by Gaurav Mashruwala) Femina
6 4-Mar-11 Smart Tips To Plan Your Big-Ticket Buys Economic Times
7 1-Mar-11 Taxpayers are unimpressed Hindustan Times

1 9-Mar-11 Take guard against rising healthcare costs Economic Times
2 4-Mar-11 Infra Bonds: Good returns at low risk Business Standard
3 1-Mar-11 Extra cover at what cost? Money Today


1 28-Mar-11 How to pick up value stocks, Buffett style Economic Times
2 26-Mar-11 Don’t act on impulse during chaotic times Asian Age
Buy peace of mind with term insurance (Also quotes Sumeet
Vaid)
4 12-Mar-11 Invest in commodity to offset inflation risk Asian Age
5 3-Mar-11 Its not about the right time, but the market time ! Economic Times (G)

1 6-Mar-11 Taking the fund route (Also quotes Sumeet Vaid) Business Today
2 1-Mar-11 Direct cash transfer Mint

1 16-Mar-11 Is Sebi getting ready to reload? Mint

1 3-Mar-11 Plan is properly, and live happily Economic Times (G)
Other CLIPPINGS FOR THE MONTH OF mARCH 2011

1 27-Mar-11 Delay at own risk (Authored article by Hemant Beniwal) Business Standard
Don’t rue the missed ELSS SIP - there's a way out (Authored
2 26-Mar-11 DNA Money
article by Harshvardhan Roongta)
Things you must avoid in investment planning (Authored
3 24-Mar-11 Financial Chronicle
article by Joydeep Sen)
4 23-Mar-11 Tax savings band (Authored article by Devdutt Dhanukar) Maharashtra Times
5 23-Mar-11 Strong suit (Authored article by Harsh Roongta) Outlook Money
Rajeev's family future plan (Authored article by Jitendra
6 21-Mar-11 Indian Express
Solanki)
7 21-Mar-11 Investments! As needed (Authored article by Rohan Shah) Maharashtra Times
8 14-Mar-11 Pankaj's family future plan (Authored article by Manish Jain) Indian Express
There is insurance as well as portfolio (Authored articles by
9 14-Mar-11 Divya Bhaskar
Manikaran Singhal)
Investing via insurance plans? (Authored article by Sadique
10 13-Mar-11 Business Standard
Neelgund)

3 Examinations
1. Information on Examinations administered during FY 2010-2011.

Number of students
Total number of
Exam type enrolled in education Pass rate Date(s) of exam
exam takers
courses
Serial Exam leading
to CFP Certification 4,391 8180 48.67% Daily Basis
(Exam 1-4)
CFP Certification
24.04.2010,
Exam
511 1381 63.86% Daily Basis w.e.f.
(Exam 5/Challenge
22.05.2010
Status)
* (As of March 31, 2011)
Examination Statistics (Exam 1-4)

Examination Statistics - (2008 - 09)
Name of Exam Appeared Passed Failed Pass%
Exam 1 - Risk Analysis and Insurance Planning 3,644 1,455 2,189 39.93
Exam 2 - Retirement Planning & Employee Benefits 2,789 1,287 1,502 46.15
Exam 3 - Investment Planning 2,951 1,181 1,770 40.02
Exam 4 - Tax & Estate Planning 1,990 8,79 1,111 44.17
Total 11,374 4,802 6,572 42.22

Exam 1 - Risk Analysis and Insurance Planning 2,281 1,165 1,116 51.07
Exam 2 - Retirement Planning & Employee Benefits 2,355 1,280 1,075 54.35
Exam 3 - Investment Planning 1,962 1,059 903 53.98
Exam 4 - Tax & Estate Planning 1,749 952 797 54.43
Total 8,347 4,456 3,891 53.38

Exam 1 - Risk Analysis and Insurance Planning 2229 1116 1113 50.07%
Exam 2 - Retirement Planning & Employee Benefits 2257 1051 1206 46.56%
Exam 3 - Investment Planning 1855 959 896 51.70%
Exam 4 - Tax & Estate Planning 1839 855 984 46.49%
Total 8180 3981 4199 48.67%

Examinations
Month wise breakup of Examination Statistics for the year

2010 -11
April 2010 Examination
Exam 1 - Risk Analysis and Insurance Planning 175 101 74 57.71
Exam 2 - Retirement Planning & Employee Benefits 221 107 114 48.42
Exam 3 - Investment Planning 158 105 53 66.46
Exam 4 - Tax & Estate Planning 183 104 79 56.83
Total 737 417 320 56.58
May 2010 Examination

Total 633 325 308 51.34
June 2010 Examination

Total 544 295 249 54.23
July 2010 Examination

Total 673 355 318 52.75
August 2010 Examination

Total 657 345 312 52.51%
September 2010 Examination

Total 597 301 296 50.42%

Examinations
October 2010 Examination

Total 733 377 356 51.43%
November 2010 Examination

Total 611 283 328 46.32%
December 2010 Examination

Total 763 339 424 44.43%
January 2011 Examination

Total 838 385 453 45.94%
February 2011 Examination

Total 687 275 412 40.03%
March 2011 Examination

Total 707 284 423 40.17%

Examinations
Examination Statistics
(Exam 5 / Challenge Status Exam)
CFPCM certification Exam 5 & CSP Examination Statistics 2008-09
Particulars Appeared Passed Failed Pass %
Total 1333 607 726 45.54

Total 1610 912 698 56.65

Total 1381 882 499 63.87%
Month wise breakup of Exam 5 & CSP Statistics for the year 2010-11
April - 10
Pathway Appeared Passed Failed Pass %
Regular 55 30 25 54.55
Challenge Status 38 12 26 31.58
Total 93 42 51 45.16
May - 10
Regular 28 24 4 85.71
Total 35 30 5 85.71
June - 10
Regular 114 87 27 76.32
Total 153 105 48 68.63
July - 10
Regular 79 60 19 75.95
Total 119 78 41 65.55
August - 10
Regular 92 69 23 75.00
Total 122 85 37 69.67

Examinations
September - 10
Regular 75 55 20 73.33
Total 103 71 32 68.93
October - 10
Regular 60 44 16 73.33
Total 87 56 31 64.37
November - 10
Regular 35 24 11 68.57
Total 48 31 17 64.58
December - 10
Regular 95 62 33 65.26
Total 146 87 59 59.59
January - 11
Regular 153 112 41 73.20
Total 201 137 64 68.16
February - 11
Regular 70 37 33 52.86%
Challenge Status 43 20 23 46.51%
Total 113 57 56 50.44%
March - 11
Regular 62 41 21 66.13%
Challenge Status 42 27 15 64.29%
Total 104 68 36 65.38%

4 Area wise distribution of cfp cm
certificants
Region wise Distribution of CFPCM Certificants
Sr. No. Region Total % to Total Certificants

1 North 409 23%
2 South 300 18%
3 East 97 6%
4 West 904 53%

Total 1710 100%
Major Cities having concentration of CFPCM Certificants

Sr. No. City Total % to Total Certificants
1 Mumbai 641 37%
2 Delhi 174 10%
3 Bengaluru 120 7%
4 Pune 71 4%
5 Chennai 77 5%
6 Kolkata 63 4%
7 Ahmedabad 47 3%
8 Hyderabad 35 2%
Total 1228 72%
Total All India 1710 100%

Area Wise Distribution of CFPCM Certificants
State wise Distribution of CFPCM Certificants
Sr. No. State/UT Total

1 Andhra Pradesh 52
2 Assam 5
3 Bihar 6
4 Chhattisgarh 19
5 Jharkhand 6
6 Orissa 176
7 West Bengal 16
8 Chandigarh 107
9 Delhi 43
10 Haryana 1
11 Himachal Pradesh 3
12 Jammu and Kashmir 9
13 Madhya Pradesh 135
14 Punjab 17
15 Rajasthan 53
16 Uttar Pradesh 781
17 Uttarakhand 2
18 Karnataka 2
19 Kerala 23
20 Pondicherry 21
21 Tamil Nadu 94
22 Goa 63
23 Gujarat 7
24 Maharashtra 69
Total 1710

Charter Member-wise numbers
5 of CFP CM certificants Through
Challenge Status Pathway
A. Number of candidates from Charter Members who are CFPCM certificants through the
Challenge Status Pathway:
No. of CFPCM certificants

Sr. No. Charter Member As on As on
31st March, 2010 31st March, 2011
1 American Express Bank 1 0
2 Aditya Birla Money Mart Limited 0 0
3 ASK Wealth Advisors Private Limited. 0 0
4 Axis Bank 1 1
5 Bajaj Capital Limited 0 0
6 Barclays Bank PLC 1 0
7 Birla Sun Life Insurance Company Ltd. 1 2
8 BNP Paribas 7 5
9 Citibank N.A 1 1
10 Destimoney 1 0
11 Deutsche Bank AG 1 1
12 Dynamic Equities Private Limited 0 1
13 Edelweiss Group 3 1
14 FIL Fund Management Pvt. Ltd. 2 0
15 Franklin Templeton Asset Management 7 0
16 Geojit BNP Paribas Financial Services Limited 0 0
17 HDFC Asset Management Company Ltd. 7 5
18 HSBC 0 2
19 ICICI Bank Ltd. 8 10
20 ICICI Prudential Asset Management Company Limited 0 1
21 ICICI Securities Limited 0 0
22 ICICI Prudential Life Insurance Co. Ltd. 0 0
23 Kotak Mahindra Bank Ltd. 16 2
24 KZen Equities Services Pvt. Ltd. 1 0
25 Life Insurance Corporation of India 1 2
26 MetLife India Insurance Company Limited 0 0
27 Mirae Asset Global Investments (I) P. Ltd. 1 1
28 Motilal Oswal Securities Ltd. 4 2
29 Reliance Life Insurance Company Limited 0 0
30 Reliance Capital Asset Management Ltd. 9 5
31 Reliance Money Ltd. 2 1
32 Religare Enterprises Ltd. 3 0
33 SBI Funds Management Pvt. Ltd. 5 5
34 Standard Chartered Bank 1 1
35 State Bank of India 74 79
36 SBI Life Insurance Company Ltd. 0 1
37 TATA AIG Life Insurance Company Ltd. 1 1
38 Tata Asset Management Ltd. 0 3
39 UTI AMC Ltd. 31 21
Grand Total 190 154

Charter Member-wise numbers of CFPCM certificants Through Challenge Status
Pathway
Charter Member-wise numbers of CFPCM certificants Through Regular Pathway

B. Number of candidates from Charter Members who are CFPCM certificants through the Regular Pathway:
No. of CFPCM Certificants
Sr. No. Charter Member As on As on
31st March, 2010 31st March, 2011
1 Aditya Birla Money Mart Limited 0 2
2 American Express Bank Limited 1 0
3 ASK Wealth Advisors Pvt. Ltd. 5 4
4 Axis Bank 3 5
5 Bajaj Capital Limited 10 9
6 Barclays Bank PLC 2 0
7 Birla Sun Life Distribution Company Ltd. 2 0
8 Birla Sun Life Insurance Company Ltd. 6 10
9 BNP Paribas 1 0
10 Citibank N.A 1 0
11 Destimoney 0 0
12 Dawnay Day Av India Advisors pvt Ltd 0 0
13 Daiwa Asset Management (I) Pvt. Ltd. 0 0
14 Deutsche Bank AG 0 1
15 Edelweiss Group 1 0
16 FPI Padmakshi Financial Planning & Wealth Management 2 0
17 Franklin Templeton Asset Management (India) Pvt. Ltd. 2 1
18 FIL Fund Management Pvt. Ltd. 0 5
19 Geojit BNP Paribas Financial Services 3 5
20 HDFC Asset Management Company Ltd. 1 0
21 HSBC 7 3
22 ICICI Bank Limited 6 2
23 ICICI Prudential AMC Limited 1 6
24 ICICI Prudential Life Insurance Co. Ltd. 12 7
25 ICICI Securities Limited 0 2
26 Karvy Stock Broking Limited 2 5
27 Kotak Mahindra Bank Limited 8 0
28 L&T Finance Limited 1 41
29 Life Insurance Corporation of India 33 6
30 MetLife India Insurance Company Ltd. 0 2
31 Mirae Asset Global Investments (I) Pvt. Ltd. 0 1
32 Motilal Oswal Securities Limited 3 1
33 Principal PNB AMC Private Limited 0 0
34 Reliance Capital Asset Management Limited 0 0
35 Reliance Money Limited 0 1
36 Reliance Life Insurance Company Limited 0 0
37 Religare Enterprises Ltd 2 0
38 SBI Life Insurance Company Ltd. 1 6
39 SBI Funds Management Private Limited 3 0
40 SKP Securities Limited 0 52
41 State Bank of India 76 14
42 TATA AIG Life Insurance Company Ltd. 17 0
43 TATA Asset Management Limited 0 9
44 UTI AMC Limited 13 0
45 World Gold Council 1
Grand Total 226 200

6 Education
Education Providers:
The following Education Providers have been authorized by FPSB India to provide CFPCM certification
Education Program in India.
S. Education Correspondence
Key Person Designation Contact No Email ID
No Provider Address
Knowledge Academy,
Anagram Knowledge Heritage Square, Opp
Mr. Sandeep sandeep.shroff@
1 Academy Ltd., COO Atlanta Building Gulbai +91-9227407070
Shroff knowledgeacademy.in
Ahmadabad Tekra,Ahmedabad
380015
606, Madhuban Building,
arvind@uniglobal.org;
2 ASSETS, New Delhi Mr. Arvind Rai Director 55, Nehru Place, New +91-9313979123
arvind@assets.edu.in
Delhi - 110019
Gulab Bhawan, 4th Floor,
BLB Institute of +91-9891044504,
6, Bahadur Shah Zafar
3 Financial Markets Mr. G. C. Sharma Director +91-11- gcs018@gmail.com
Marg,
(BIFM) 23705854/55
New Delhi-110002
+91-9821094014/
Dun & Bradstreet ICC Chambers, Saki- Vihar
Leader - Financial 022-
4 Information Services Ms. Preeta Misra Rd., Powai, Mumbai - misrap@mail.dnb.co.in
Education Solns. 8574190/92/94,
India Pvt. Ltd. 400072
022-5676555
1st Floor, Doulatram

Financial Planning Mansion, Kitridge Road, +91 9821166725 /
5 Mr. Yogesh Gupta Director yrg@sre.co.in
Academy (FPA) Colaba, 022-23672443
Mumbai - 400005
chhaya.kothari@gmail.
B -12, Dattani Tower, NR
Global School of Ms. Chhaya +91 9820125548 / com
6 Director Macdonalds, Boravali W,
Financial Planning Kothari 022-28980730
Mumbai
Shrikrishna Niwas,
Gurukul online
Mr. Shailesh Shradhanand Road +91 9323693672 / shailesh@
7 Learning Solutions CEO
Mehta Extension Vile Parle E, 022-26141111 gurukulonline.co.in
(GOLS)
Mumbai -400057
Ground Floor, Jayant
IMS Learning Mr. Kaushik Building, Jain Hostel Road, +91 9819124890/
8 Head - Pro School kaushik@imsindia.com
Resources Pvt. Ltd. Ramachandran Near Sion Circle, Sion, 022-65285393/94
Mumbai - 400 022
j.s.chadha@isbf.edu.
Indian School of B-26,Okhla Ph-1,
9 Mr. Jitin Chadha Director 011-40577733 in, amit.chadha@isbf.
Business & Finance New Delhi-110 020
edu.in
5th Floor, N N Mall,
INFLUX Business Adjoining M2K Cineplex,
10 Mr. Anil Sachdeva Director +91 9811018218 info@influxindia.info
School Sector-3, Rohini, Delhi-
110085
7th Floor, "B" Wing, +91 9820092782,
Institute for
704-712, BSEL Tech Park, 27814772,
11 Technology and Mr. K S Murthy Director ksmurthy@itm.edu
Vashi, 22930172,
Management (ITM)
Navi Mumbai - 400705. 65135002
Institute of A-8B, IMS Campus, Sec- presidentcoordinator@

Mr. Rajeev Kumar
12 Management Studies President 62, Noida-201 303, (U.P), 0120-2401043 imsnoida.com
Gupta
(IMS), Noida India. imsnoida@gmail.com
International Institute 814, Naurang House, 21,

Mr. Pranav +91 98992977671 / pranav.chaturvedi@
13 of Financial Markets Director Kasturba Gandhi Marg, C.
Chaturvedi 011-66303404 iifm.co.in
Ltd. P. New Delhi - 110001
International College 3rd Floor Gulab Bhavan, 6
Director & Chief 011 66159000 ceo@icofp.org,
14 of Financial Planning Mr. Anish Wig Bahadur Shah Zafar Marg,
Executive Officer +91 9910599000 anishw@icofp.org
(ICoFP) New Delhi 110002

Education
S. Education Correspondence
Key Person Designation Contact No Email ID
No Provider Address
International Institute
of Financial Studies PCTI House, UU - 11, anilagarwal_pcti@
15 Mr. Anil Agarwal Director +91 9811108987
(IIFS) Pitampur, Delhi - 110088 yahoo.co.in
(A Unit of PCTI Group)
C/o Knowlege Network

India, 2nd Floor, PAL Tower, +91 9810200911 ak@kampusonline.com
Knowlege Network Ms Ashita Executive
16 Sikanderpur ,MG Road DLF (Ashita) / (0124)-
India Pvt. Ltd. (KNIPL) Khurana Director
City, Gurgaon, Haryana 4064788/4146165
-122002
Mahavir Institute
Trinity', Unit - 3C, 226/1, A.J.C (033) 22891176,
17 of Educational Mr. Dinesh Jain Director dinesh@aumcap.com
Bose Road, Kolkata - 700020 +91 9831004542
Excellence
SUITE#305A, 10A HOSPITAL

Mandar Learning Mr. Rajesh +91 9830028953 /
18 Director STREET, Kolkota-700072 rajesh@mandarfin.com
Academy Pvt. Ltd Dalmia (033) 22158247
(INDIA)
+91 9818665534,
RNIS COLLEGE OF FINANCIAL
011-3021424
PLANNING
RNIS College of Programme (Direct), (011)
19 Mr. H S Bansil 15, 2nd Floor, Sant-Nagar, hsbansil@rniscfp.org
Financial Planning Director 41638657 /
East of Kailash,
26237605 / 07
New-Delhi -110065
/ 08
chairman@jaingroup.
SBMJC - Centre for
Mr. R.C. Chenraj 1/1-1; Atria Towers Palace +91 9845006228/ info
20 Financial Planning & Chairman
Jain Road, Bangalore – 560 001 (080) 26615246
Management
Sadhana Centre
392 A, Mahale Plot, Deep
for Management +91 9850077733
Founder & Bungalow - Vetal Chowk Road
21 & Leadership Prof. M S Pillai / (020) 25672026 mspillai@scmld.org
Principal Director , Model Colony P.O. Pune
Development /7
411 016
(SCMLD)
Tata AIG Life Insurance
Company Ltd.
TATA AIG Life
Delphi-B Wing +91 9920056282, Ethel.Correa@tata-aig.
22 Insurance Company Ms. Ethel Correa Manager
2nd Floor, Arcade Avenue 022-66479016 com
Limited
Hiranandani Business Park
Powai, Mumbai-400076
The Indian Institute 6A, Atma Ram House, 1
Mr. Gautam 011-43504929, contact@iifpindia.com;
23 of Financial Planning Director Tolstoy Marg, Connaught
Rajgarhia 43504939 gautam@iifpindia.com
(IIFP) Place, New Delhi -110001
Ground floor, 427/429, S. V. P. vantageyp@hotmail.
Vantage Corporate
24 Mr. Vishal Gada Director Road, Prathana Samaj, Charni 66340536 com; vifm@rediffmail.
Services Ltd
Road, Mumbai - 400 004 com
NJ Gurukul 502, NJ Center,

NJ Gurukul Pvt. Ltd., Mr. Neeraj R. +91 9374573685, neeraj@njindiainvest.
25 Director 10 Main, Road Udhna Surat-
Surat, Gujarat Choksi (0261) 3985500 com
394210
H. L. Centre for Professional

H.L. Centre for
Education, H. L. College (79) 26464657/
Professional
26 Mr. G.A. Pathak Director Campus, University Road, 32915262, gapathak@hlcpe.ac.in
Education (HLCPE),
Navrangpura, Ahmedabad - +91 9426173888
Ahmadabad, Gujarat
380 009
Smile Education Pvt. Ltd., 46,
SMILE Education Pvt. Mr. Prashant 5thFloor, Tardeo AC Market, +91 9821143866, patel.prashantn@gmail.
27 Director
Limited Patel Tardeo Road, Mumbai - 022-23512962 com
400034
The New Era
Plot No: 17, Mayapuri, New
28 Education Society, Mr. Rohit Chopra Chairman +91 9873407607 rohitchopra@nips.co.in
Delhi - 110064
New Delhi
India Today Finishing

Mr. Devendra 54, Sector-10, A Market, devendrajain_17@
29 Schools Ltd, Director 9425235045
Jain Bhilai, Chhattisgarh -490006 hotmail.com
Chhattisgarh

7 Continuous Education
Continuous Education:
FPSB, India awarded CE points to the CFPCM certificants for the following:
S. No. Particular CE Credit

Points
1. Financial Planning Solution - Daily News & Analysis (DNA) 5
2. Financial Planning Journal – CE Quiz 5
3. Financial Planning Practice Management Workshop – Series 1 5
4. Financial Planning Practice Management Workshop – Series 2 5
5 Financial Planning Practice Management Workshop – Series 3 5
8 HR Summit 5
9 Financial Planning Leadership workshop 5
10 Financial Planning Practice Management Workshop 5

8 Ethics and Discipline / Practice
Standards
Ethics/Practice Standards disciplinary cases Number of cases

Cases opened NIL
Cases concluded NIL
Number of public disciplines NIL
Marks Promotion/Protection
Number of unauthorized use/misuse of the marks cases processed during the quarter.
Marks disciplinary cases Number of cases

Unauthorized Use *
Cases opened -
Cases concluded -
Misuse **
Cases Opened -
Cases Concluded -
* Unauthorized use cases = Individuals/entities use the Marks without being licensed to do so.
** Misuse cases = Properly licensed individuals/entities use the Marks in a manner which does not
comply with FPSB guidelines/trademark law.

9 Events
Date (D/M/Y)
Event & Contact Info Location
From To
28/05/10 28/05/10 (1)Financial Planning Practice Management Workshop – 10 New Delhi
29/05/10 29/05/10 (2)Financial Planning Practice Management Workshop – 11 Mumbai
21/06/10 21/06/10 (3)Financial Planning Congress – 2010 Mumbai
31/07/10 31/07/10 Workshop on Financial Modelling and Excel Functions New Delhi
27/08/10 27/08/10 (4)Financial Planning Practice Management Workshop – 12 Mumbai
28/08/10 28/08/10 (5)Financial Planning Practice Management Workshop – 13 New Delhi
31/08/10 31/08/10 (6) Sixth National Conference by Assocham New Delhi

(7)Workshop on Technical Analysis - An effective tool for wealth
12/11/2010 12/11/2010 New Delhi
creation for a long term investor
(8) Technical Analysis - An Effective Tool for wealth creation for long
12/11/2010 12/11/2010 New Delhi
term investor
(9) The art of making a Financial Plan & how to establish a successful
21/12/2010 21/12/2010 New Delhi
Financial Advisory Model
27/12/2010 27/12/2010 (10) Macros & Monte Carlo Simulation Mumbai
(11)The Art of Drafting a Financial Plan & How to Establish a Successful
05/02/2011 05/02/2011 Chandigarh
Advisory Model
26/02/2011 26/02/2011 Role of Insurance Mumbai
18/03/2011 18/03/2011 Developments in Financial Markets New Delhi
(1) Topics covered were: (3)

• Gold as an Asset Investment Class The theme of the Congress was “Regaining Consumer Trust”.
• Option Strategies Various aspects deliberated in the congress were the role
• Ombudsman Functions in Banking Industry of the Regulators, the Industry and the Financial Planners
• Estate Planning for Women in regaining consumer interest. The challenges being faced
• Investor Grievance Mechanism for Stock Exchange by the industry were discussed with the regulators’ concern
Transactions and strategies for a greater financial inclusion and investor
• Taxability of Capital Gains protection. Financial Planners’ perspective as agents
of consumer from agents of manufacturers of financial
(2) Topics covered were: products was also discussed. A delegation of more than
• Introduction to Excel as Modeling Tool 400 was present representing CFP certificants, Education
• Using Excel to calculate Payoffs, Breakeven, other Providers, students and industry professionals.
Financial Functions
• Using Excel to visualize Payoffs and Pricing of Insurance (4) Topics covered were:
Schemes • To make the participants familiar with the basic
• Investor Grievance Mechanism for Stock Exchange concepts and principles of finance, accounting and
Transactions cost accounting
• Taxability of Capital Gains • To develop understanding of the financial statements
such as Profit and Loss Account and Balance sheet

Events
• To introduce the technique of analyzing the financial • Relevance of General Insurance in Financial Planning
statements & Specific focus to help insurance
• General Insurance in Financial Planning
(5) Topics covered were:
• Introduction to Excel as Modeling Tool Topics Covered:
• Using Excel to calculate Payoffs, Breakeven, other • Debt Markets & Debt Mutual Funds: A 360 degree
Financial Functions perspective
• Using Excel to visualize Payoffs and Pricing of Insurance • New Products in Real Asset Class: Future Prospects
Schemes • Are precious metals a safe buy even at peak prices?
• Investor Grievance Mechanism for Stock Exchange • Regulatory Developments in Indian Securities
Transactions Markets
• Taxability of Capital Gains
Alexa.com Ranking of FPSB India’s website
(6) Sixth National Conference organised by Assocham, on The ranking of FPSB India’s website www.fpsbindia.org
Pension, Retirement Planning and Employee Benefits. improved drastically to around 10,000 from 73,530 a
Attended and Addressed by Mr. Ranjeet Mudolkar on couple of months ago. The ranking is in terms of traffic of
Pension and Retirement Planning, Role of Financial visitors on our website and is confined to within the Indian
Planners territory.
(8) Date Alexa India Rank

Technical Analysis if used judiciously with proper analysis 12-Nov-2009 73,530
of long term charts it can be very effective tool for creation
24-Dec-2009 9,844
of wealth in the long term. This Workshop have taken the
participant through an in-depth discussion on Fundamental/ 31-Jan-2010 8,566
Technical Analysis, their theories, scope and limitations. 28-Feb-2010 11,903

31-Mar-2010 10,689
(9) 31-Oct-2010 35,456
Financial Planning is an Art and requires high degree of
30-Nov-2010 32,374
skill and knowledge in drafting the “Financial Plan” which
will ultimately suit the requirement of the client. We 31-Dec-2010 40,696
were pleased to provide the insights to these and other 31-Jan-2011 26,192
related topics during this Workshop by practicing CFPCM 31-Jan-2011 26,192
certificants.
28-Feb-2011 31,781
(10) 31-Mar-2011 35,267

The key objective of the workshop was to provide the
students and members of FPSB India with advanced skills
in Finance. The Workshop enhanced their knowledge on
Financial Statements, Corporate Finance, Risk Management,
Advanced Excel Skills – Macros, key terminologies in
Finance and Monte Carlo simulation.
(11)
Financial Innovations & Developments in Financial Markets,
instruments and intermediaries Establishing & Managing
the Financial Planning Practice Model Discussions on the
Case Study Drafting a Financial Plan
(12) Topic Covered:

• Including Life Insurance in Financial Planning
• Effective Life Coverage, various aspects of Life
Insurance

10 List of Board of Directors
The updated list of FPSB India’s Board of Directors is given below:
S.No Name Designation Designation & Company

Chief Executive-Financial Services
Aditya Birla Group
01 Mr. Ajay Srinivasan Chairman One India Bull Centre, Tower I, Jupiter Mills Compound
841,Senapati Bapat Marg, Elphinstone Road
Mumbai - 400 013
Executive Editor – Business
Hindustan Times
02 Mr. Gautam Chikermane Vice Chairman
18-20 Kasturba Gandhi Marg
New Delhi - 110001
Executive Director
ICICI Securities Ltd.
03 Mr. Anup Bagchi Director
ICICI Centre, H. T. Parikh Marg, Churchgate
Mumbai – 400 020
Chief Executive
L&T General Insurance Co. Ltd.
04 Mr. Joydeep Kumar Roy Director 8th Floor, THE METROPOLITAN, C26/27, ‘E’ Block
Bandra-Kurla Complex, Bandra (E)
Mumbai – 400 051
Executive Director
Unique Health & Wealth Consultants Pvt. Ltd.
05 Dr. Kamal Kishore Goel Director
UU-11, 1st floor, Vishakha Enclave, Pitampura
Delhi
MD & Chief Financial Planner
International Money Matters Pvt. Ltd.
06 Mr. Lovaii A Navlakhi Director
CRS, 1st Floor , 14, Cunningham Road, Opp. Le Meridien Staff Gate,
Bangalore – 560 052
Principal Advisor
FPSB India
07 Mr. Ranjeet S Mudholkar Director
702, 7th Floor, Leela Business Park
Andheri Kurla Road, Andheri (E), Mumbai – 400 059
Country Head - Wealth Management
08 Mr. Sharad Sharma Director BNP Paribas
French Bank Building, 62 Homji Street, Fort, Mumbai – 400 030
President & CEO
Reliance Capital Asset Management Ltd.
09 Mr. Sundeep Sikka Director
One India Bull Centre, Tower I, Jupiter Mills Compound, Senapati
Bapat Marg, Elphinstone Road, Mumbai – 400 013
GM (Financial Planning & Wealth Management)
State Bank of India
10 Mr. V Murali Director Corporate Centre, 12th Floor, State Bank Bhava, Madame Cama
Road
Mumbai - 400 021
Head-Wealth Management
Standard Chartered Private Bank
11 Mr. Vishal Kapoor Director
Standard Chartered Tower, 6th Floor, 201 B/1, Western Express
Highway, Goregaon (E) , Mumbai – 400 063

11 List of Charter Members of
FPSB India
The updated list of Charter Members of FPSB India is given below:
S.No. Company Representative Designation
1 Aditya Birla Money Mart Limited Mr. Pankaj Razdan Deputy CEO – Financial Services
2 Alliance Bernstein Mr. Shailesh Haribhakti Representative
3 ASK Wealth Advisors Private Limited Mr. Rajesh Saluja CEO & Managing Partner
4 Axis Bank Limited Ms. Sonu Bhasin President Retail Financial Services
5 Bajaj Capital Limited Mr. Rajiv Deep Bajaj Vice Chairman & Managing Director
6 Barclays Bank PLC Mr. Satya Narayan Bansal CEO - Barclays Wealth
7 Birla Sun Life Insurance Company Limited Mr. Ajay Srinivasan Chief Executive Financial Services
8 BNP Paribas (SA) Mr. Sharad Sharma Country Head - Wealth Management
Country Investments and Insurance
9 Citibank N.A Mr. Sourabh Kumar
Director
10 Daiwa Assest Management (I) Pvt. Ltd. Mr. Piyush Surana Chief Executive Officer
11 Destimoney Securities Private Limited Mr. Sudip Bandopadhyay President
12 Deutsche Bank AG Mr. Ajay Bagga Head & MD - Private Wealth Mgmt.
13 Dhanlaxmi Bank Mr. Amitabh Chaturvedi Managing Director & CEO
14 Dynamic Equities Private Limited Mr. Shailesh Saraf Managing Director
15 Edelweiss Capital Limited Mr. Vikass M Sachdeva Chief Executive Officer
Director – Sales & Product
16 FIL Fund Management Private Limited Mr. Suraj Kaeley
Development
FPI Padmakshi Financial Planning & Wealth
17 Mr. Yvo Metzelaar Director
Management
Franklin Templeton Asset Management (India)
18 Mr. Vivek Kudva MD-India & CEEMEA
Private Limited
19 Geojit BNP Paribas Financial Services Limited Mr. C.J. George Managing Director
20 HDFC Asset Management Company Limited Mr. Milind Barve Managing Director & CEO
Head Wealth Management Personal
21 HSBC Limited Mr. Gannesh Bharadhwaj
Financial Services India
22 ICICI Bank Limited Dr. G. Ramachandran Head – Global Research Group
ICICI Prudential Asset Management Company
23 Mr. Nimesh Shah Managing Director
Limited
24 ICICI Prudential Life Insurance Company Limited Mr. Tarun Chugh Chief – Alternate Distribution

List of Charter Members of FPSB India
S.No. Company Representative Designation
25 ICICI Securities Ltd. Mr. Anup Bagchi Executive Director

26 ING Financial Services Private Limited Mr. Navin Suri Managing Director & CEO
27 Karvy Stock Broking Limited Mr. Hrishikesh Parandekar Chief Executive - Wealth Management
28 Kotak Mahindra Bank Limited Mr. C. Jayaram Executive Director
29 KZen Equities Services Pvt. Ltd. Mr. Rahul Patel Managing Director & Partner
30 L&T General Insurance Company Ltd. Mr. Joydeep Roy Chief Executive
31 L&T Mutual Fund Mr. Sanjay Sinha Chief Executive Officer
32 Life Insurance Corporation of India Mr. Arvind Swaroop Secretary- Field Personnel Training
33 Mirae Asset Global Investments (I) Pvt. Ltd. Mr. Arindam Ghosh Chief Executive Officer
34 MetLife India Insurance Company Limited Mr. Rajesh Relan Managing Director
Associate Director - Business Strategy &
35 Motilal Oswal Securities Limited Mr. Manish Shah
New Initiatives
36 Networth Stock Broking Limited Mr. Girish Dev Chief Executive Officer
37 Principal PNB AMC Private Limited Mr. Rajan Ghotgalkar Managing Director
38 Reliance Capital Asset Management Limited Mr. Sundeep Sikka President & CEO
39 Reliance Life Insurance Company Limited Mr. Malay Ghosh President
40 Reliance Securities Limited Mr. Vikrant Gugnani Executive Officer
41 Religare Enterprises Limited Mr. Sunil Godhwani Chairman & Managing Director
42 SBI Funds Management Private Limited Mr. Achal Kumar Gupta Managing Director
43 SBI Life Insurance Company Limited Mr. M N Rao Managing Director & CEO
44 SKP Securities Limited Mr. Naresh Pachisia Managing Director
45 State Bank of India Mr. V Murali General Manager (New Businesses)
Head Relationship Management - Pvt.
46 Standard Chartered Bank Mr. Vishal Kapoor
Bank India
47 TATA AIG Life Insurance Company Limited Mr. Suresh Mahalingam Managing Director
48 TATA Asset Management Limited Mr. Sanjay Sachdev President & Chief Executive Officer
49 UTI AMC Limited Mr. Debashish Mohanty Country Head – Retail Sales
50 World Gold Council Mr. Ajay Mitra Managing Director


Annual Report: FPSB India

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FPSB INDIA

FPSB INDIA ANNUAL REPORT | 2010 - 2011 | 3

1. Number of CFPCM certificants and change since last quarter

2. Demographic information on CFPCM certificants

Demographic Information on CFPCM Certificants Number

Age Number Percentage of Total

50-59 140 9.94%

Demographic Information on CFPCM Certificants Number

10% 18% Age 20-29

FPSB INDIA ANNUAL REPORT | 2010 - 2011 | 5

Years of Experience Number of CFPCM Professionals Percentage of Total

20+ 445 31.58%

Demographic Information on CFPCM Certificants

32% 0-5 Years

Student Member Enrollment Statistics

Enrollments & Growth Rate (Year-wise)

2005 -2006 1,608 88.73

Student Enrollments CFPCM Certification

FPSB INDIA ANNUAL REPORT | 2010 - 2011 | 6

Statistics of CFPCM certificants:

Education Provider (EP) -- -- -- -- -- -- --

Details of CFPCM certificants’ statistics: 31st March, 2004

Details of CFPCM certificants’ statistics: 31st March, 2005

Details of CFPCM Certificants’ statistics: 31st March, 2006

Details of CFPCM Certificants’ statistics: 31st March, 2007

FPSB INDIA ANNUAL REPORT | 2010 - 2011 | 7

Details of CFPCM certificants’ statistics: 31st March, 2008

Details of CFPCM certificants’ statistics: 31st March, 2009

Details of CFPCM certificants’ statistics: 31st March, 2010

Independent Corporate Fees

Details of CFPCM certificants’ statistics: 31st March, 2011

Grandfatherees (GF) 4 (GFI) 51 (GFC) 1 (GFO) 56 31 21 52 4 51 0 51 107

# Included in Total Eligible and considered in paid category

FPSB INDIA ANNUAL REPORT | 2010 - 2011 | 8

Media & PR Update

DIRECT CLIPPINGS FOR THE MONTH OF MAY 2010

Profiling - Mr. Ranjeet Mudholkar / FPSB India

Monika Halan , cfp cm (aUTHORED ARTICLES)

FPSB INDIA ANNUAL REPORT | 2010 - 2011 | 9

Gaurav Mashruwala, CFP CM

Amar Pandit, CFP CM

Suresh Sadagopan, CFP CM

Lovaii Navlakhi, CFP CM

Prerana Salaskar-Apte, CFP CM

Arnav Pandya, CFP CM

FPSB INDIA ANNUAL REPORT | 2010 - 2011 | 10

Swapnil Pawar, CFP CM

Sumeet Vaid, CFP CM

Veer Sardesai, CFP CM

Kartik Jhaveri, CFP CM

BS Tutorial By Jayant Pai

Other CLIPPINGS FOR THE MONTH OF MAY 2010

FPSB INDIA ANNUAL REPORT | 2010 - 2011 | 11

Other CLIPPINGS FOR THE MONTH OF MAY 2010 (Cont....)

INDUSTRY COVERAGE FOR THE MONTH OF MAY 2010

FPSB INDIA ANNUAL REPORT | 2010 - 2011 | 12

DIRECT CLIPPINGS FOR THE MONTH OF JUNE 2010

FPSB India / CFP CM

Financial Planning Congress 2010

Suresh Sadagopan, CFP CM

Gaurav Mashruwala, CFP CM

FPSB INDIA ANNUAL REPORT | 2010 - 2011 | 13