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PDF Casos Practicos Mat Financiera 1
PDF Casos Practicos Mat Financiera 1
DATHT
^UÁDYBDHT
1. ¸A duágths iïas sm bgvbrtbmrhg $us 0>.>>> sb ak 0% aguak prhiulmrhg $us 6.5>>
mg dhgdmpth im bgtmrâs8 U/. 65> iïas.
5. ¸A quâ tasa im bgtmrâs `umrhg bgvmrtbihs $us 4>.>>>, sb ak daeh im khs 0 omsms sm
puibmrhg rmtbrar $us 9>.3>>8 U/. 0% omgsuak.
4. Tb Dmsar hetbmgm $us 4.>>> mg prâstaoh im su cmroaga oayhr phr 2 omsms a ug
bgtmrâs sbopkm imk 5% omgsuak. ¸duágth ibgmrh pafara âk ak `bgak im khs 2 omsms8
U/. 4.=9> $us.
9. ]g dapbtak im $us =0.>>> sm dhkhda phr obtaims mg ihs bgstbtudbhgms eagdarbas im
drâibth, iuragtm 2 omsms, mg ka prbomra mgtbiai eagdarba faga mk 59% aguak y mg ka
smfugia faga 5>% aguak. Dakdukm mk bgtmrâs thtak ak `bgak imk pkazh. U/. $us 2.59>
MGYBIAI 1 MGYBIAI 5
IMYAKKM BO^HUYM ]OT IMYAKKM BO^HUYM ]OT
Dapbtak 53>>> $us Dapbtak 53>>> $us
tasa im bgtmrâs 59% Aguak tasa im bgtmrâs 5>% Aguak
Ybmoph 2 Omsms Ybmoph 2 Omsms
Bgtmrâs =>9> $us Bgtmrâs 95>> $us
YHYAK BGYMUÂT $2.59>,>>
BGFMGBMUBA MDHGHOBDA
1
=. Ihs cmroaghs tbmgmg ka obsoa dagtbiai im ibgmrh y kh bgvbmrtmg im ka
sbfubmgtm oagmra< mk omghr ak 0.=% aguak iuragtm 1 añh y mk oayhr ak =% aguak
taoebâg a ug añh, ka rmgta (bgtmrâs) imk 1rh. Ms oayhr a ka imk 5ih. Mg Es.
0.>>>. ¸Duák ms mk dapbtak bgbdbak im daia ugh8 U/. Es. 9>>.>>>
OMGHU OARHU
IMYAKKM BO^HUYM ]OT IMYAKKM BO^HUYM ]OT
tasa im bgtmrâs 0,=% Aguak tasa im bgtmrâs =,>% Aguak
Ybmoph 1 Añh Ybmoph 1 Añh
Bgtmrâs 5>>>> $us Bgtmrâs 5>>>> $us
Dapbtak 9>>>>> $us Dapbtak 9>>>>> $us
0. ¸Duák `um mk bgtmrâs rmibtuaih phr uga bgvmrsbôg qum dhkhdaia ak 0% omgsuak cadm
6 omsms pmrobtbô rmtbrar a ka `mdca $us 16.>9>8 U/. =.>9> $us.
3. ]g prâstaoh im $us 5.>>> `um padtaih para smr imvumkth imgtrh im 9
omsms dhglugtaomgtm dhg khs bgtmrâs fmgmraihs phr mk dapbtak hrbfbgak, mk dákdukh
sm emem rmakbzar dhg ka tasa im bg`kadbôg omgsuak oás ug pugth aibdbhgak, ak bgbdbh
imk pkazh ka bg`kadbôg `um imk 5%, 5.=% para mk smfugih oms y imk 5.5% para khs
üktbohs ihs omsms. Dakdukm mk ohgth im msa hpmradbôg. U/. $us 5.5=3
BGFMGBMUBA MDHGHOBDA 5
IMYAKKM BO^HUYM ]OT
DA^BYAK 5>>> $us
Ybmoph b`1 9 omsms 4% omgsuak
b`5 b` 4,=% omgsuak
Ohgth 4,5% omgsuak 55=3 $us
2. Kas 5/4 partms im ug dapbtak im $us 1>.=>> sm dhkhdarhg iuragtm 0 omsms ak 1>
% aguak, obmgtras qum mk rmsth im msm dapbtak sm dhkhdô iuragtm mk obsoh kapsh a
uga tasa im bgtmrâs ibstbgta. Tb mk bgtmrâs prhiudbih phr aoeas partms imk dapbtak ms
$us
=0>. ¸Duák ms ka tasa a ka qum sm dhkhdô ka tmrdmra partm rmstagtm8 U/. 15% aguak
1>. ]ga pmrshga phsmm $us 56.>>>, kas 5/4 partms im msm dapbtak dhgsbfum dhkhdarkas
ak 59% aguak iuragtm 0 omsms, obmgtras qum mk rmsth kh dhkhda ak 5>% aguak
iuragtm ug dbmrth tbmoph, tak qum ak `bgakbzar mk obsoh sm hetbmgm ug bgtmrâs
thtak im $us
11. Tm tbmgm ug dapbtak im $us 3.>>> y htrh im $us 15.>>> qum sm dhkhdag mg ibstbgtas
mgtbiaims `bgagdbmras, mk prbomr dapbtak faga mk 5>% y pmroagmdm dhkhdaih iuragtm
2 omsms, obmgtras qum mk smfugih dapbtak sm dhkhda ak 59% aguak iuragtm ug
tbmoph tak qum mg dhglugth khfra hetmgmr ug ohgth im $us 54.39>. dakdukar iuragtm
duágth tbmoph pmroagmdm imphsbtaih mk dapbtak. U/. 11 omsms
4
BGFMGBMUBA MDHGHOBDA
UÂFBOMG IM BGYMUÂT DHO^]MTYH
IMYAKKM BO^HUYM ]O
DA^BYAK 50>>>>,>> $]T
BGYMUMT (b) 15% OMGT]AK
^KA\H 5,>> ADO
@HUOA IM ^ 15 OMGT]AK
BGYMUMT
FMGMUAIH 6>.141 $]T
IMYAKKM BO^HUYM
DA^BYAK 5=>>,>> ]O$]T
BGYMUMT (b) 1>% AG]AK
9. Ihs cmroaghs rmdbemg uga cmrmgdba im $us 3>.>>>, qubmgms imemrág rmpartbrsm mk
ibgmrh mg partms bfuakms, ugh im mkkhs imphsbta su partm mg uga dumgta eagdarba
qum pafa 1=% aguak a bgtmrâs sbopkm y mk htrh mg ug `hgih im bgvmrsbôg qum pafa
19.=%
aguak dapbtakbzaekm omgsuakomgtm. ¸Duák im khs ihs cmroaghs fmgmra uga oayhr
dagtbiai im ibgmrh imspuâs im tragsdurrbih ug añh8 U/. $us 90.>>> y $us
90.5>1,91.
BGFMGBMUBA MDHGHOBDA
9
CMUMGDBA
IMYAKKM BO^HUYM ]O DA^BYAK Y>YAK3>>>>,>> $]T
DA^BYAK19>.>>>,>> AG]AK
DA^BYAK59>.>>>,>> EBOMTYUAK
BGYMUMT (T)^AFH1=,>>% AG]AK
BGYMUMT ^AF519,=>% AG]AK
a)
e)
BGFMGBMUBA MDHGHOBDA =
d)
0. ¸Quâ tasa im bgtmrâs dhopumsta ms mk qum trags`hroô ug dapbtak bgbdbak im $us 9>>
mg $us ==> ak daeh im 4 añhs8 U/. 11,5>% aguak
IMYAKKM BO^HUYM ]O
DA^BYAK (B) 9>> $]T
OHGYH ==> $]T
^KA\H 4 AÑHT
@HUOA IM ^AFH 15 PMDMT/AÑH
YATA IM(b) 11,5>% AG]AK
6. Tb sm bgvbmrtmg $us 4.=>> chy, mspmragih hetmgmr $us =.>>> mg uga `mdca phstmrbhr.
¸Duágih imemrá rmdbebr mk ibgmrh a `bg im fagar ak omghs 13% aguak dhg
dapbtakbzadbôg ebomstrak8 U/. 4 añhs y 0 iïas
IMYAKKMT BO^HUYM ]O
DA^BYAK 4=>> $]T
OHGYH =>>> $]T
BGYMUMT (g) 13% ADE
@.^ 0 EBOMTYUAK
^KA\H 5,>1 AG]AK
0
BGFMGBMUBA MDHGHOBDA
rmgta (bgtmrâs) imk 1rh. ms oayhr a ka imk 5ih. mg $us 93>. ¸Duák ms mk dapbtak bgbdbak
im daia ugh8 U/. $us 3=.0>6
15. Tm dhkhda kas 5/4 partm im ug dapbtak ak 59% aguak dhg dapbtakbzadbôg omgsuak im
bgtmrâs iuragtm = añhs, obmgtras qum mk rmsth im msm dapbtak sm dhkhda mg ka obsoa
`mdca ak 5>% aguak dhg dapbtakbzadbôg trbomstrak iuragtm mk obsoh kapsh, sb mk bgtmrâs
thtak ms im $us 6=.>>>. ¸Duák ms dapbtak bgvmrtbih8 U/. $us 40.5>>,09
6
BGFMGBMUBA MDHGHOBDA
IMYAKKM BO^HUYM ]OT IMYAKKM BO^HUYM ]OT
tasa im
tasa im bgtmrâs 59,>% ADO bgtmrâs 5>,>>% ADY
Ybmoph = AÑHT Ybmoph = AÑHT
Dapbtak 405>>,09 $us Dapbtak 405>>,0950 $us
BGYMUMT YHYAK 6=>>> $us
tasa im
14. Dakdukm mk bgtmrâs rmak pafaih mg mk añh 5>SS, sb saemohs qum ka tasa m`mdtbva
aguak pafaia phr mk eagdh mg msm añh mra imk 4.3=% y ka tasa im bg`kadbôg
aguak aduoukaia mra imk 0.93%. U/. Mk bgtmrâs rmak mg mk añh 5>14 `um gmfatbvh (-
5.96%)
IMYAKKM BO^HUYM
]O
tasa m`mdtbva (bm) 4.3=% Aguak 0.93% aguak
tasa im bg`kadbhg (`) bgtmrms rmak (br)
-5.96% %
19. Tb imsmaohs hetmgmr ka rmgtaebkbiai rmak imk 4.3=% aguak phr uga bgvmrsbôg
y mstboaohs ka tasa im bg`kadbôg aduoukaia ms im 0.93% mg msm obsoh pmrïhih
¸A duágth asdmgimrïa ka tasa im bgtmrâs alustaia phr ka bg`kadbôg8 U/. 1>.=3%
IMYAKKM BO^HUYM ]O
bgtmrms rmak (br) 4.43% Aguak tasa im bg`kadbhg (`) 0.93% aguak tasa m`mdtbva (bm) 1>.>3% %
1=. Dakdukm ka Yasa Umak im kas sbfubmgtms tasas ghobgakms, Dhgsbimrm uga Bg`kadbôg
aguak imk 4.=% para thihs khs dashs.
DA^BYAKB\ADBHG OMGT]AK (O?15)
Yasa ghobgak Yasa m`mdtbva Yasa rmak
aguak % aguak % %
0% 0.10663 5.=66=6
2% 2.43>03 =.03135
15% 15.035= 3.36123
1=% 10.>6=9= 15.1=>12
3
BGFMGBMUBA MDHGHOBDA
10. Imtmrobgar mk vakhr adtuak im $us 2>.>>> mg 15 añhs a partbr im achra sb ka tasa
rmak rmqumrbia phr mk bgvmrsbhgbsta ms im 13% aguak y ka tasa im bg`kadbôg ms im =%
aguak<
16. Tm qubmrm bgvmrtbr ug dapbtak im $us =>.>>>, para mkkh sm tbmgm ihs aktmrgatbvas im
bgvmrsbôg a 4 añhs, bgvmrtbr mg ug I^@ qum pafa mk 2% aguak dhg
dapbtakbzadbôg smomstrak h mg ug `hgih im bgvmrsbôg qum pafa uga tasa rmak imk 4.=
% m`mdtbvh aguak oás ka tasa im bg`kadbôg prhomibh qum ms imk =.0% aguak.
¸]stmi dhoh agakbsta
`bgagdbmrh, mg duák im kas hpdbhgms rmdhomgiarïa bgvmrtbr8 U/. Tm
rmdhobmgia ka smfugia hpdbôg
1>>,>>>.>
Dapbtak > $]T
112,1>1.0
D) > $]T 13% (ADD) >.121>10
112,5=1.3
I) 0 $]T 13% (ADY) >.125=130
112,9>=.5
M) 4 $]T 13% (ADE) >.129>=54
112,=01.3 >.12=0131
@) 5 $]T 13% (ADO) 6
IMYAKKMT BO^HUYM ]O
IMYAKKMT BO^HUYM ]O
^KA\H(g) 3 OMT
BGFMGBMUBA MDHGHOBDA
11