Bank of Punjab KASE BOP Financials

Bank of Punjab (KASE:BOP) > Financials > Key Stats
In Thousands of the trading currency, except per share items. Currency: Trading Currency Conversion: Historical
Order: Latest on Right Units: Thousands (k)
Decimals: Capital IQ (Default)
Key Financials¹
For the Fiscal Period Ending ‡12 months ‡12 months 12 months 12 months 12 months
Dec-31-1997A Dec-31-1998A Data Source Change Dec-31-1999A Dec-31-2000A Dec-31-2001A
Currency PKR PKR PKR PKR PKR
DSC
Total Revenue 832,021.0 716,084.0 DSC 851,852.0 999,784.0 1,262,415.0
Growth Over Prior Year NA (13.93%) DSC NA 17.37% 26.27%
EBT Excl. Unusual Items 176,407.0 134,802.0 DSC 126,889.0 319,439.0 422,570.0
Margin % 21.20% 18.82% DSC 14.90% 31.95% 33.47%
Earnings from Cont. Ops. 162,907.0 122,302.0 DSC 29,404.0 156,844.0 237,123.0
Margin % 19.58% 17.08% DSC 3.45% 15.69% 18.78%
Net Income 162,907.0 122,302.0 DSC 29,404.0 156,844.0 237,123.0

Margin % 19.58% 17.08% DSC 3.45% 15.69% 18.78%
Diluted EPS Excl. Extra Items³ 0.309 0.211 DSC 0.087 0.462 0.681
Growth Over Prior Year NA (31.55%) DSC NA 433.42% 47.40%
Total Assets 18,511,636.0 19,888,605.0 DSC 18,214,860.0 21,276,686.0 24,778,592.0

Growth Over Prior Year NA 7.44% DSC NA 16.81% 16.46%
Currency PKR PKR DSC PKR PKR PKR

Exchange Rate 1.0 1.0 DSC 1.0 1.0 1.0
Conversion Method H H DSC H H H
¹All results are taken from the most recently filed statement for each period. When there has been more than one, earlier filings can be viewed on the individual statement pages.
Growth Rates are calculated in originally reported currency only and will not reflect any currency conversion selected above.‡Sourced from data collected by Compustat.
Current Capitalization (Thousands of PKR)

Currency PKR
Share Price as of Apr-11-2011 6.14
Shares Out. 528,797.4
Market Capitalization** 3,246,815.9
Book Value of Common Equity 3,727,554.0
+ Book Value of Pref. Equity -
= Total Equity 3,727,554.0
Tier 1 Capital 3,361,351.0
Tier 2 Capital (34,838.0)
Total Capital 3,326,513.0
Tier 1 Capital Ratio % 1.9%
Total Capital Ratio % 1.9%
Leverage
company’sRatio % stock class. Shares shown on this page are total
primary -
company as-reported share values.
Valuation Multiples
For the Fiscal based on Current Capitalization
Period Ending 12 months 12 months 12 months 12 months 12 months
Dec-31-2004A Dec-31-2005A Dec-31-2006A Dec-31-2007A Dec-31-2008A
Market Cap / Total Revenue NA 0.73x 0.50x 0.45x NM
Market Cap / EBT Excl. Unusual Items NA 1.03x 0.68x 0.67x NM

P/Diluted EPS Before Extra NA 1.38x 0.85x 0.73x NM
P/BV NA 0.47x 0.20x 0.14x 0.87x
Price/Tang BV NA 0.47x 0.20x 0.14x 0.88x
Financial data provided by

12 months 12 months 12 months 12 months 12 months 12 months 12 months
Dec-31-2002A Dec-31-2003A Dec-31-2004A Dec-31-2005A Dec-31-2006A Dec-31-2007A Dec-31-2008A
PKR PKR PKR PKR PKR PKR PKR
1,394,896.0 1,912,684.0 2,884,417.0 4,452,344.0 6,525,775.0 7,146,198.0 (13,924,705.0)

10.49% 37.12% 50.80% 54.36% 46.57% 9.51% NM
436,156.0 908,416.0 1,733,195.0 3,158,285.0 4,770,897.0 4,855,569.0 (16,858,341.0)

31.27% 47.49% 60.09% 70.94% 73.11% 67.95% NM
286,004.0 689,850.0 1,369,272.0 2,355,426.0 3,803,671.0 4,454,018.0 (10,084,940.0)
20.50% 36.07% 47.47% 52.90% 58.29% 62.33% NM
286,004.0 689,850.0 1,369,272.0 2,355,426.0 3,803,671.0 4,454,018.0 (10,084,940.0)

20.50% 36.07% 47.47% 52.90% 58.29% 62.33% NM
0.822 1.321 2.622 4.462 7.205 8.42 (19.07)

20.76% 60.71% 98.48% 70.21% 61.46% 16.86% NM
29,529,255.0 43,632,446.0 66,314,491.0 111,157,907.0 164,862,861.0 235,017,580.0 185,892,973.0

19.17% 47.76% 51.98% 67.62% 48.31% 42.55% (20.90%)

1.0 1.0 1.0 1.0 1.0 1.0 1.0
H H H H H H H
Bank of Punjab (KASE:BOP) > Financials > Income Statement
In Thousands of the reported currency, except per share items. Template: Bank Restatement: Latest Filings
Period Type: Annual Order: Latest on Right
Currency: Reported Currency Conversion: Historical
Units: Thousands (k) Decimals: Capital IQ (Default)
Income Statement
Dec-31-1997 Dec-31-1998
Data Source Change Dec-31-1999 Dec-31-2000 Dec-31-2001
DSC
Interest Income On Loans - 2,259,608.0 DSC 2,260,770.0 1,934,794.0 2,172,956.0
Interest Income On Investments 1,921,957.0 - DSC 73,877.0 161,307.0 108,036.0
Total Interest Income 1,921,957.0 2,259,608.0 DSC 2,334,647.0 2,096,101.0 2,280,992.0
Interest On Deposits - 1,755,443.0 DSC 1,510,145.0 1,083,344.0 1,113,151.0
Total Interest On Borrowings 1,306,721.0 - DSC - - -
Total Interest Expense 1,306,721.0 1,755,443.0 DSC 1,510,145.0 1,083,344.0 1,113,151.0
Net Interest Income 615,236.0 504,165.0 DSC 824,502.0 1,012,757.0 1,167,841.0
Income From Trading Activities (122,330.0) - DSC - - -

Gain (Loss) On Sale Of Assets (Rev) - - DSC 2,692.0 3,794.0 12,800.0
Gain on Sale of Invest. & Secur (Rev) (4,093.0) (27,747.0) DSC (2,357.0) 19,156.0 14,858.0
Total Other Non-Interest Income 343,208.0 116,051.0 DSC 108,245.0 107,169.0 106,402.0
Non-Oper. Income (Exp.) - - DSC - - -
Total Non Interest Income 216,785.0 88,304.0 DSC 108,580.0 130,119.0 134,060.0
Revenue Before Loan Losses 832,021.0 592,469.0 DSC 933,082.0 1,142,876.0 1,301,901.0
Provision For Loan Losses - (123,615.0) DSC 81,230.0 143,092.0 39,486.0

Total Revenue 832,021.0 716,084.0 DSC 851,852.0 999,784.0 1,262,415.0
Salaries and Other Empl. Benefits 355,500.0 380,090.0 DSC - - -

Amort. of Goodwill & Intang. Assets - - DSC - - -
Occupancy Expense 117,406.0 - DSC - - -
Selling General & Admin Exp., Total 123,522.0 213,092.0 DSC 722,875.0 679,655.0 838,385.0
Total Other Non-Interest Expense 9,960.0 11,019.0 DSC 2,088.0 690.0 1,460.0
Non Oper. (Income) Exp. 49,226.0 (22,919.0) DSC - - -
Total Non-Interest Expense 655,614.0 581,282.0 DSC 724,963.0 680,345.0 839,845.0
EBT Excl. Unusual Items 176,407.0 134,802.0 DSC 126,889.0 319,439.0 422,570.0
Impairment of Goodwill - - DSC - - -

Other Unusual Items - - DSC - - -
EBT Incl. Unusual Items 176,407.0 134,802.0 DSC 126,889.0 319,439.0 422,570.0
Income Tax Expense 13,500.0 12,500.0 DSC 97,485.0 162,595.0 185,447.0

Earnings from Cont. Ops. 162,907.0 122,302.0 DSC 29,404.0 156,844.0 237,123.0
Earnings of Discontinued Ops. - - DSC - - -

Extraord. Item & Account. Change - - DSC - - -
Net Income to Company 162,907.0 122,302.0 DSC 29,404.0 156,844.0 237,123.0
Minority Int. in Earnings - - DSC - - -

Net Income 162,907.0 122,302.0 DSC 29,404.0 156,844.0 237,123.0
Pref. Dividends and Other Adj. - - DSC - - -
NI to Common Incl Extra Items 162,907.0 122,302.0 DSC 29,404.0 156,844.0 237,123.0
NI to Common Excl. Extra Items 162,907.0 122,302.0 DSC 29,404.0 156,844.0 237,123.0
Per Share Items DSC

Basic EPS 0.309 0.211 DSC 0.087 0.462 0.681
Basic EPS Excl. Extra Items 0.309 0.211 DSC 0.087 0.462 0.681
Weighted Avg. Basic Shares Out. 527,359.009 580,097.427 DSC 339,687.193 339,687.199 348,179.378
Diluted EPS 0.309 0.211 DSC 0.087 0.462 0.681

Diluted EPS Excl. Extra Items 0.309 0.211 DSC 0.087 0.462 0.681
Weighted Avg. Diluted Shares Out. 527,359.009 580,097.427 DSC 339,687.193 339,687.199 348,179.378
Normalized Basic EPS 0.209 0.145 DSC 0.233 0.588 0.759

Normalized Diluted EPS 0.209 0.145 DSC 0.233 0.588 0.759
Dividends per Share NA NA DSC NA NA 0.43
Supplemental Items DSC

Effective Tax Rate % 7.65% 9.27% DSC 76.83% 50.90% 43.89%
Current Domestic Taxes NA NA DSC NA NA NA
Total Current Taxes 13,500.0 12,500.0 DSC - - -
Deferred Domestic Taxes NA NA DSC NA NA NA
Total Deferred Taxes - - DSC - - -
Normalized Net Income 110,254.375 84,251.25 DSC 79,305.625 199,649.375 264,106.25

NI per SFAS 123 (after Options) NA NA DSC NA NA NA
Non-Cash Pension Expense - - DSC - - -
Filing Date Mar-01-1998 Mar-01-1999 DSC Mar-01-2001 Mar-01-2002 Mar-01-2003
Restatement Type O O DSC O RC NC
Calculation Type REP REP DSC REP REP REP
** For Periods sourced from Compustat data, Diluted EPS & Diluted WASO values are copied from Basic EPS & Basic WASO.
Note: For multiple class companies, per share items are primary class equivalent, and for foreign companies listed as primary ADRs, per share items are ADR-equivalent.
‡ Sourced from data collected by Compustat.

Dec-31-2002 Dec-31-2003 Dec-31-2004 Dec-31-2005 Dec-31-2006 Dec-31-2007 Dec-31-2008
2,069,555.0 1,664,464.0 2,555,039.0 6,125,262.0 11,579,633.0 17,539,538.0 17,752,652.0

187,330.0 277,747.0 - - 1,383,856.0 1,812,870.0 2,025,160.0
2,256,885.0 1,942,211.0 2,555,039.0 6,125,262.0 12,963,489.0 19,352,408.0 19,777,812.0
997,649.0 484,202.0 719,074.0 2,668,739.0 7,508,795.0 13,939,377.0 16,614,000.0
- - - - - - -
997,649.0 484,202.0 719,074.0 2,668,739.0 7,508,795.0 13,939,377.0 16,614,000.0
1,259,236.0 1,458,009.0 1,835,965.0 3,456,523.0 5,454,694.0 5,413,031.0 3,163,812.0
- - - - - - -
(552.0) 1,055.0 954.0 540.0 1,088.0 (2,955.0) 3,152.0
80,710.0 293,518.0 102,179.0 3,163.0 356,063.0 2,015,056.0 345,030.0
133,152.0 168,232.0 992,380.0 1,323,114.0 1,184,656.0 1,584,356.0 1,426,881.0
- - - - - - -
213,310.0 462,805.0 1,095,513.0 1,326,817.0 1,541,807.0 3,596,457.0 1,775,063.0
1,472,546.0 1,920,814.0 2,931,478.0 4,783,340.0 6,996,501.0 9,009,488.0 4,938,875.0
77,650.0 8,130.0 47,061.0 330,996.0 470,726.0 1,863,290.0 18,863,580.0

1,394,896.0 1,912,684.0 2,884,417.0 4,452,344.0 6,525,775.0 7,146,198.0 (13,924,705.0)
- - - - - - -
- - - - - - -
- - - - - - -
900,811.0 1,001,878.0 1,117,595.0 1,277,854.0 1,754,665.0 2,255,342.0 2,808,835.0
57,929.0 2,390.0 33,627.0 16,205.0 213.0 35,287.0 124,801.0
- - - - - - -
958,740.0 1,004,268.0 1,151,222.0 1,294,059.0 1,754,878.0 2,290,629.0 2,933,636.0
436,156.0 908,416.0 1,733,195.0 3,158,285.0 4,770,897.0 4,855,569.0 (16,858,341.0)
- - - - - - -
- - 7,726.0 12,434.0 - - -
436,156.0 908,416.0 1,740,921.0 3,170,719.0 4,770,897.0 4,855,569.0 (16,858,341.0)
150,152.0 218,566.0 371,649.0 815,293.0 967,226.0 401,551.0 (6,773,401.0)

286,004.0 689,850.0 1,369,272.0 2,355,426.0 3,803,671.0 4,454,018.0 (10,084,940.0)
- - - - - - -
- - - - - - -
286,004.0 689,850.0 1,369,272.0 2,355,426.0 3,803,671.0 4,454,018.0 (10,084,940.0)
- - - - - - -
286,004.0 689,850.0 1,369,272.0 2,355,426.0 3,803,671.0 4,454,018.0 (10,084,940.0)
- - - - (584.0) - -
286,004.0 689,850.0 1,369,272.0 2,355,426.0 3,804,255.0 4,454,018.0 (10,084,940.0)

286,004.0 689,850.0 1,369,272.0 2,355,426.0 3,804,255.0 4,454,018.0 (10,084,940.0)
0.821 1.321 2.622 4.465 7.205 8.423 (19.071)

0.821 1.321 2.622 4.465 7.205 8.423 (19.071)
348,179.378 522,269.063 522,269.058 527,540.117 527,989.083 528,797.376 528,797.376
0.822 1.321 2.622 4.462 7.205 8.42 (19.07)

0.822 1.321 2.622 4.462 7.205 8.42 (19.07)
348,179.378 522,269.063 522,269.058 527,540.117 527,989.083 528,797.376 528,797.376
0.783 1.087 2.074 3.742 5.647 5.739 (19.925)

0.783 1.087 2.074 3.742 5.647 5.739 (19.925)
0.5 NA NA NA NA NA NA
34.43% 24.06% 21.35% 25.71% 20.27% 8.27% NM

NA NA NA 672,278.0 883,757.0 150,779.0 1,259,600.0
- - - 672,278.0 883,757.0 150,779.0 1,259,600.0
NA NA NA 143,015.0 83,469.0 250,772.0 (8,033,001.0)
- - - 143,015.0 83,469.0 250,772.0 (8,033,001.0)
272,597.5 567,760.0 1,083,246.875 1,973,928.125 2,981,810.625 3,034,730.625 (10,536,463.125)

NA NA NA NA NA NA NA
- - - 5,907.0 9,800.0 6,677.0 12,223.0
Feb-29-2004 Mar-01-2005 Mar-01-2006 Mar-01-2007 Feb-29-2008 Mar-01-2009 Mar-01-2009
RC NC RC NC RS NC O
REP REP REP REP REP REP REP
Bank of Punjab (KASE:BOP) > Financials > Balance Sheet
Balance Sheet
Balance Sheet as of: Restated Reclassified
‡Dec-31-1997 ‡Dec-31-1998
ASSETS DSC
Cash And Equivalents 2,228,757.0 5,390,767.0 DSC 5,843,469.0 4,852,616.0 8,030,843.0
Investment Securities 7,547,737.0 5,894,937.0 DSC 4,990,619.0 8,954,537.0 9,572,072.0

Trading Asset Securities - 513,000.0 DSC - - -
Total Investments 7,547,737.0 6,407,937.0 DSC 4,990,619.0 8,954,537.0 9,572,072.0
Gross Loans 7,113,660.0 6,903,987.0 DSC 6,425,858.0 6,562,682.0 6,230,798.0

Allowance For Loan Losses (276,445.0) (152,830.0) DSC (234,060.0) (377,119.0) (412,563.0)
Other Adj. to Gross Loans - - DSC - - -
Net Loans 6,837,215.0 6,751,157.0 DSC 6,191,798.0 6,185,563.0 5,818,235.0
Gross Property, Plant & Equipment 354,364.0 419,758.0 DSC 429,781.0 428,046.0 459,132.0
Accumulated Depreciation (105,332.0) (140,784.0) DSC (165,039.0) (182,852.0) (182,937.0)
Net Property, Plant & Equipment 249,032.0 278,974.0 DSC 264,742.0 245,194.0 276,195.0
Other Intangibles - - DSC - - -

Accrued Interest Receivable - - DSC 368,340.0 600,084.0 556,443.0
Other Receivables 43,165.0 507,582.0 DSC 507,796.0 213,879.0 54,589.0
Restricted Cash - - DSC - - -
Other Current Assets 434,277.0 476,526.0 DSC 2,625.0 - -
Deferred Tax Assets, LT - - DSC - 192,077.0 185,070.0
Other Real Estate Owned And Foreclosed - - DSC - - -
Deferred Charges, LT 2,557.0 1,134.0 DSC - 105.0 -
Other Long-Term Assets 1,168,896.0 74,528.0 DSC 45,471.0 32,631.0 285,145.0
Total Assets 18,511,636.0 19,888,605.0 DSC 18,214,860.0 21,276,686.0 24,778,592.0
LIABILITIES DSC
Accounts Payable 214,163.0 248,047.0 DSC - - -
Accrued Exp. - - DSC - - -
Interest Bearing Deposits 11,392,458.0 13,135,120.0 DSC 11,811,986.0 13,886,379.0 15,550,448.0

Institutional Deposits 208,967.0 295,262.0 DSC - - -
Non-Interest Bearing Deposits 4,405,017.0 3,966,361.0 DSC 3,207,114.0 3,141,881.0 3,481,630.0
Total Deposits 16,006,442.0 17,396,743.0 DSC 15,019,100.0 17,028,260.0 19,032,078.0
Short-term Borrowings 55,927.0 - DSC 712,944.0 1,401,062.0 2,509,262.0

Curr. Port. of Cap. Leases - - DSC - - 2,320.0
Capital Leases - - DSC - - 16,484.0
Curr. Income Taxes Payable - - DSC - - -
Accrued Interest Payable - - DSC - - -
Other Current Liabilities - - DSC 159,434.0 130,480.0 162,545.0
Pension & Other Post-Retire. Benefits - - DSC - - -
Def. Tax Liability, Non-Curr. - - DSC - - -
Other Non-Current Liabilities 563,304.0 448,045.0 DSC 498,208.0 535,881.0 798,722.0
Total Liabilities 16,839,836.0 18,092,835.0 DSC 16,389,686.0 19,095,683.0 22,521,411.0
Common Stock 704,033.0 774,436.0 DSC 851,880.0 851,880.0 979,662.0

Additional Paid In Capital - - DSC - - -
Retained Earnings 465.0 991.0 DSC 958,745.0 1,199,292.0 1,250,978.0
Treasury Stock - - DSC - - -
Comprehensive Inc. and Other 967,302.0 1,020,343.0 DSC 14,549.0 129,831.0 26,541.0
Total Common Equity 1,671,800.0 1,795,770.0 DSC 1,825,174.0 2,181,003.0 2,257,181.0
Total Equity 1,671,800.0 1,795,770.0 DSC 1,825,174.0 2,181,003.0 2,257,181.0
Total Liabilities And Equity 18,511,636.0 19,888,605.0 DSC 18,214,860.0 21,276,686.0 24,778,592.0

Total Shares Out. on Filing Date 527,359.009 580,097.427 DSC 339,687.193 339,687.193 339,687.199
Total Shares Out. on Balance Sheet Date 527,359.009 580,097.427 DSC 339,687.193 339,687.193 339,687.199
Book Value/Share 3.17 3.1 DSC 5.37 6.42 6.64
Tangible Book Value 1,671,800.0 1,795,770.0 DSC 1,825,174.0 2,181,003.0 2,257,181.0
Tangible Book Value/Share 3.17 3.1 DSC 5.37 6.42 6.64
Average Assets NA NA DSC NA NA NA
Average Loans NA NA DSC NA NA NA
Total Debt 55,927.0 NA DSC 712,944.0 1,401,062.0 2,528,066.0
Cash Deposits Int. Bearing NA NA DSC NA NA NA
Debt Equiv. of Unfunded Proj. Benefit Obligation NA NA DSC NA NA NA
Net Debt (9,680,567.0) (11,736,350.0) DSC (5,130,525.0) (6,954,006.0) (8,143,944.0)
Full Time Employees NA 3,305 DSC NA NA NA
Number of Branches NA NA DSC NA NA NA
Assets under Cap. Lease, Gross NA NA DSC NA NA NA
Assets under Cap. Lease, Accum. Depr. NA NA DSC NA NA NA
Filing Date Mar-01-1998 Mar-01-1999 DSC Mar-01-2001 Mar-01-2002 Mar-01-2003
Restatement Type O O DSC O RS RC
Calculation Type REP REP DSC REP REP REP
Note: For multiple class companies, total share counts are primary class equivalent, and for foreign companies listed as primary ADRs, total share counts are ADR-equivalent.

Restated Restated Restated Restated Reclassified Restated
9,234,613.0 7,966,312.0 7,797,833.0 18,654,982.0 8,189,161.0 7,419,978.0 7,254,581.0
12,524,484.0 15,977,613.0 17,104,769.0 25,119,862.0 39,291,110.0 63,080,389.0 22,626,425.0

- - - - - - -
12,524,484.0 15,977,613.0 17,104,769.0 25,119,862.0 39,291,110.0 63,080,389.0 22,626,425.0
7,152,007.0 18,828,594.0 39,955,108.0 64,461,008.0 103,414,274.0 137,424,588.0 151,713,684.0

(487,257.0) (484,572.0) (516,185.0) (829,803.0) (1,150,766.0) (2,636,418.0) (21,495,093.0)
- - - - (939,065.0) (889,027.0) (819,478.0)
6,664,750.0 18,344,022.0 39,438,923.0 63,631,205.0 101,324,443.0 133,899,143.0 129,399,113.0
607,482.0 644,234.0 978,878.0 2,009,843.0 2,465,507.0 3,735,043.0 4,053,673.0

(213,646.0) (236,889.0) (289,392.0) (306,132.0) (427,229.0) (508,392.0) (601,151.0)
393,836.0 407,345.0 689,486.0 1,703,711.0 2,038,278.0 3,226,651.0 3,452,522.0
- - - - 30,466.0 26,108.0 19,316.0

490,546.0 434,927.0 797,831.0 1,887,151.0 3,353,972.0 4,736,515.0 5,326,404.0
37,735.0 37,212.0 4,744.0 0 0 0 (10,101.0)
- - - - 10,087,787.0 9,717,986.0 5,608,932.0
- - - - - 950,777.0 680,152.0
- 68,163.0 - - - - 8,388,162.0
- - - - 49,742.0 49,742.0 4,502.0
- - - - - - -
183,291.0 396,852.0 480,905.0 160,996.0 497,902.0 11,910,291.0 3,142,965.0
29,529,255.0 43,632,446.0 66,314,491.0 111,157,907.0 164,862,861.0 235,017,580.0 185,892,973.0
- - - - - - -
- - - 1,042,405.0 102,114.0 172,744.0 238,833.0
19,775,566.0 28,206,026.0 41,760,221.0 72,592,879.0 119,074,684.0 169,456,872.0 144,251,971.0

- - - - - - -
3,991,089.0 6,731,719.0 12,964,045.0 15,872,070.0 18,652,860.0 22,511,505.0 19,819,761.0
23,766,655.0 34,937,745.0 54,724,266.0 88,464,949.0 137,727,544.0 191,968,377.0 164,071,732.0
1,289,547.0 2,684,237.0 3,098,718.0 6,791,007.0 6,989,424.0 17,842,915.0 12,278,773.0

14,388.0 17,974.0 - 25,818.0 17,818.0 9,687.0 10,773.0
49,852.0 35,366.0 81,795.0 29,585.0 23,170.0 30,634.0 19,859.0
- - - 269,399.0 501,516.0 - -
- - - - 1,878,485.0 2,478,074.0 3,583,690.0
250,144.0 - - 481,026.0 859,279.0 940,402.0 1,222,513.0
- - - - - - 37,042.0
117,435.0 - 8,964.0 220,177.0 298,616.0 2,205,530.0 -
1,673,776.0 2,899,816.0 3,974,168.0 7,048,369.0 331,466.0 357,309.0 702,204.0
27,161,797.0 40,575,138.0 61,887,911.0 104,372,735.0 148,729,432.0 216,005,672.0 182,165,419.0
1,004,154.0 1,004,154.0 1,506,230.0 2,349,719.0 2,902,490.0 4,230,379.0 5,287,974.0

- - - 2,049.0 37,882.0 37,882.0 37,882.0
1,361,255.0 855,755.0 2,617,055.0 2,738,054.0 5,230,961.0 10,858,306.0 (284,907.0)
- - - - - - -
2,049.0 1,197,399.0 303,295.0 1,695,350.0 7,962,096.0 3,885,341.0 (1,313,395.0)
2,367,458.0 3,057,308.0 4,426,580.0 6,785,172.0 16,133,429.0 19,011,908.0 3,727,554.0
2,367,458.0 3,057,308.0 4,426,580.0 6,785,172.0 16,133,429.0 19,011,908.0 3,727,554.0
29,529,255.0 43,632,446.0 66,314,491.0 111,157,907.0 164,862,861.0 235,017,580.0 185,892,973.0
348,179.378 348,179.378 522,269.063 522,269.058 528,797.427 423,037.901 528,797.376

348,179.378 348,179.378 522,269.063 522,269.058 528,797.427 423,037.901 528,797.376
6.8 8.78 8.48 12.99 30.51 44.94 7.05
2,367,458.0 3,057,308.0 4,426,580.0 6,785,172.0 16,102,963.0 18,985,800.0 3,708,238.0
6.8 8.78 8.48 12.99 30.45 44.88 7.01
1,353,787.0 2,737,577.0 3,180,513.0 6,846,410.0 7,030,412.0 17,883,236.0 12,309,405.0
3,013,576.0 3,062,091.0 1,828,532.0 8,882,245.0 2,905,168.0 866,699.0 263,479.0
NA NA NA 74,149.0 93,804.0 115,594.0 142,518.0
(10,760,659.0) (8,907,858.0) (5,361,808.0) (17,877,253.0) (12,505,572.0) 9,013,258.0 2,096,491.0
NA NA NA NA 3,681 2,901 3,534
NA 241 253 266 NA 272 272
NA NA NA 102,614.0 112,746.0 68,927.0 64,389.0
NA NA NA (51,462.0) (71,191.0) (33,523.0) (39,719.0)
RS RS RS RS RD RS O
Bank of Punjab (KASE:BOP) > Financials > Cash Flow
Cash
For theFlow
Fiscal Period Ending ‡12 months ‡12 months 12 months 12 months 12 months
Dec-31-1997 Dec-31-1998
DSC
Net Income - - DSC 29,404.0 156,844.0 237,123.0
Depreciation & Amort. - - DSC 26,379.0 26,209.0 20,962.0
Amort. of Goodwill and Intangibles - - DSC - - 203.0
Depreciation & Amort., Total - - DSC 26,379.0 26,209.0 21,165.0
Other Amortization - - DSC 2,088.0 53.0 -

(Gain) Loss On Sale of Assets - - DSC (2,692.0) (3,794.0) (12,800.0)
(Gain) Loss On Sale Of Invest. - - DSC 2,357.0 (19,157.0) (14,858.0)
Asset Writedown - - DSC - - -
Provision for Credit Losses - - DSC 81,230.0 143,059.0 39,286.0
Change in Trad. Asset Securities - - DSC - - -
Change in Other Net Operating Assets - - DSC 850,802.0 (3,286,234.0) 2,959,356.0
Other Operating Activities - - DSC (23,941.0) 131,741.0 (139,019.0)
Cash from Ops. - - DSC 965,627.0 (2,851,279.0) 3,090,253.0
Capital Expenditures - - DSC (13,123.0) (13,785.0) (34,284.0)

Sale of Property, Plant and Equipment - - DSC 3,669.0 4,768.0 13,899.0
Cash Acquisitions - - DSC - - -
Divestitures - - DSC - - -
Net Cash from Investments - - DSC 182,721.0 (301,024.0) (2,003,156.0)
Net (Increase)/Decrease in Loans Orig/Sold - - DSC - - -
Deferred Charges - - DSC - - -
Total Other Investing Activities - - DSC 73,877.0 161,307.0 107,697.0
Cash from Investing - - DSC 247,144.0 (148,734.0) (1,915,844.0)
Short Term Debt Issued - - DSC - - -

Long-Term Debt Issued - - DSC 417,682.0 - -
Total Debt Issued - - DSC 417,682.0 - -
Short Term Debt Repaid - - DSC - - -
Long-Term Debt Repaid - - DSC - - -
Total Debt Repaid - - DSC - - -
Issuance of Common Stock - - DSC - - -
Total Dividends Paid - - DSC - - -
Net Incr. (Decr.) in Deposit Accounts - - DSC (2,082,381.0) 2,009,160.0 2,003,818.0

Special Dividend Paid - - DSC - - -
Other Financing Activities - - DSC - - -
Cash from Financing - - DSC (1,664,699.0) 2,009,160.0 2,003,818.0
Net Change in Cash - - DSC (451,928.0) (990,853.0) 3,178,227.0

Cash Interest Paid NA NA DSC NA NA NA
Cash Taxes Paid NA NA DSC NA NA NA
Net Debt Issued NA NA DSC 417,682.0 NA NA
Filing Date NA NA DSC Mar-01-2001 Mar-01-2002 Mar-01-2003
Restatement Type NV NV DSC O RS NC
Calculation Type NA NA DSC REP REP REP

286,004.0 689,850.0 1,369,272.0 2,355,426.0 3,803,671.0 4,454,018.0 (10,084,940.0)

34,249.0 54,766.0 71,275.0 77,799.0 130,779.0 142,553.0 215,783.0
- - - - 5,885.0 11,866.0 12,254.0
34,249.0 54,766.0 71,275.0 77,799.0 136,664.0 154,419.0 228,037.0
- - - - - 417.0 417.0
(1,278.0) (1,055.0) (954.0) (540.0) (1,088.0) 2,955.0 (3,152.0)
(80,710.0) (293,518.0) (102,179.0) (3,163.0) (356,063.0) (1,945,771.0) (272,832.0)
- - - - - - 10,101.0
76,076.0 8,130.0 47,061.0 330,996.0 470,726.0 1,863,290.0 18,863,580.0
- - - (43,972.0) 43,972.0 - -
(2,720,388.0) (10,864,665.0) (17,713,763.0) (26,959,415.0) (42,313,137.0) (15,980,462.0) (19,863,062.0)
(195,302.0) (370,797.0) (437,322.0) (2,550.0) (1,050,188.0) (2,229,221.0) (9,371,791.0)
(2,601,349.0) (10,777,289.0) (16,766,610.0) (24,245,419.0) (39,265,443.0) (13,680,355.0) (20,493,642.0)
(99,301.0) (74,311.0) (338,640.0) (103,118.0) (482,915.0) (543,135.0) (462,157.0)

2,757.0 11,074.0 40,481.0 1,595.0 3,788.0 24,609.0 5,367.0
- - - - - - -
- - - - - - -
(1,020,244.0) (1,869,612.0) (3,438,525.0) 767,726.0 (11,320,290.0) (43,252,365.0) 42,641,883.0
- - - - - - -
- - - - - - -
187,330.0 270,747.0 548,294.0 731,870.0 1,381,520.0 1,812,870.0 2,041,428.0
(929,458.0) (1,662,102.0) (3,188,390.0) 1,398,073.0 (10,417,897.0) (41,958,021.0) 44,226,521.0
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - (36,188.0) (28,915.0) (667.0) (9,689.0)
- - - (36,188.0) (28,915.0) (667.0) (9,689.0)
- - - - 71,666.0 - -
- - - - - - -
4,734,577.0 11,171,090.0 19,786,521.0 33,740,683.0 49,262,555.0 54,240,833.0 (27,896,645.0)

- - - - - - -
- - - - - - -
4,734,577.0 11,171,090.0 19,786,521.0 33,704,495.0 49,305,306.0 54,240,166.0 (27,906,334.0)
1,203,770.0 (1,268,301.0) (168,479.0) 10,857,149.0 (378,034.0) (1,398,210.0) (4,173,455.0)
NA NA NA NA NA 3,760.0 4,454.0
NA NA NA 73,138.0 653,561.0 840,476.0 638,253.0
NA NA NA (36,188.0) (28,915.0) (667.0) (9,689.0)
NC NC NC RS RS RS O
Bank of Punjab (KASE:BOP) > Financials > Multiples
View: Data Frequency: Quarterly

Order: Latest on Right Decimals: Capital IQ (Default)
Multiples Detail
For Quarter Ending Mar-31-1998 Jun-30-1998 Sep-30-1998 Dec-31-1998 Mar-31-1999

Market Cap/LTM Total Revenue Average - - - - -
High - - - - -
Low - - - - -
Close - - - - -
Market Cap/LTM EBT Excl. Unusual Items Average - - - - -

High - - - - -
Low - - - - -
Close - - - - -
P/LTM EPS Average 9.23x 7.04x 6.35x 8.52x 15.65x

High 9.73x 8.99x 11.11x 11.22x 25.23x
Low 8.65x 4.80x 4.61x 7.31x 7.49x
Close 8.89x 5.09x 10.89x 7.49x 23.07x
P/NTM EPS Average - - - - -

High - - - - -
Low - - - - -
Close - - - - -
P/LTM Normalized EPS Average 13.63x 10.40x 9.38x 12.59x 22.95x

High 14.37x 13.28x 16.41x 16.58x 36.73x
Low 12.79x 7.09x 6.82x 10.80x 11.07x
Close 13.14x 7.52x 16.08x 11.07x 33.59x
P/BV Average 0.90x 0.69x 0.62x 0.83x 1.28x

High 0.95x 0.88x 1.08x 1.09x 1.79x
Low 0.84x 0.47x 0.45x 0.71x 0.73x
Close 0.87x 0.50x 1.06x 0.73x 1.58x
P/Tangible BV Average 0.90x 0.69x 0.62x 0.83x 1.28x
High 0.95x 0.88x 1.08x 1.09x 1.79x
Low 0.84x 0.47x 0.45x 0.71x 0.73x
Close 0.87x 0.50x 1.06x 0.73x 1.58x
Average multiples are calculated using positive close values on each trading day within the frequency periods selected. Negative values are excluded from the calculation. When the Multiples are not meaningful, due to neg
When a mismatch exists between the currency of the equity listing and the reported financial results such results are translated into the currency of the listing at the exchange rate applicable on the financial period end date
Estimate data provided by
Historical Equity Pricing Data supplied by
FTSE is a trade mark of the London Stock Exchange and

The Financial Times and used by FTSE International Limited under
license.
Capital IQ is licensed by FTSE International Limited to publish the
FTSE.
Jun-30-1999 Sep-30-1999 Dec-31-1999 Mar-31-2000 Jun-30-2000 Sep-29-2000 Dec-29-2000 Mar-30-2001 Jun-29-2001
- - - 3.97x 3.62x 1.57x 1.29x 1.18x 0.93x
- - - 5.35x 5.98x 1.74x 1.65x 1.55x 1.11x
- - - 3.21x 1.52x 1.46x 0.99x 0.80x 0.82x
- - - 5.35x 1.55x 1.46x 1.34x 0.81x 0.98x
- - - 21.07x 19.23x 8.36x 6.87x 5.65x 2.91x

- - - 28.44x 31.76x 9.26x 8.78x 8.22x 3.47x
- - - 17.06x 8.09x 7.74x 5.28x 2.49x 2.56x
- - - 28.44x 8.22x 7.74x 7.11x 2.53x 3.08x
20.73x 33.87x 24.30x 33.52x 36.09x 15.68x 12.90x 10.74x 5.94x

29.35x 57.52x 30.83x 53.37x 59.59x 17.37x 16.48x 15.42x 7.06x
15.59x 16.01x 20.10x 25.44x 15.18x 14.53x 9.90x 5.08x 5.21x
15.71x 29.77x 25.32x 53.37x 15.42x 14.53x 13.34x 5.16x 6.28x
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
30.18x 49.31x 35.39x 48.81x 52.54x 22.84x 18.78x 14.38x 4.66x

42.74x 83.75x 44.89x 77.70x 86.77x 25.30x 24.00x 22.45x 5.54x
22.71x 23.31x 29.27x 37.04x 22.10x 21.15x 14.42x 3.99x 4.10x
22.88x 43.34x 36.87x 77.70x 22.45x 21.15x 19.43x 4.05x 4.93x
1.42x 2.31x 1.66x 2.29x 2.47x 1.07x 0.88x 0.74x 0.43x

2.01x 3.93x 2.11x 3.65x 4.07x 1.19x 1.13x 1.05x 0.51x
1.07x 1.09x 1.37x 1.74x 1.04x 0.99x 0.68x 0.37x 0.37x
1.07x 2.03x 1.73x 3.65x 1.05x 0.99x 0.91x 0.37x 0.45x
1.42x 2.31x 1.66x 2.29x 2.47x 1.07x 0.88x 0.74x 0.43x
2.01x 3.93x 2.11x 3.65x 4.07x 1.19x 1.13x 1.05x 0.51x
1.07x 1.09x 1.37x 1.74x 1.04x 0.99x 0.68x 0.37x 0.37x
1.07x 2.03x 1.73x 3.65x 1.05x 0.99x 0.91x 0.37x 0.45x
ul, due to negative values, then they will not be displayed in the chart.
riod end date.

Sep-28-2001 Dec-31-2001 Mar-29-2002 Jun-28-2002 Sep-30-2002 Dec-31-2002 Mar-31-2003 Jun-30-2003 Sep-30-2003
0.79x 0.77x 0.96x 0.94x 0.93x 1.15x 1.13x 1.17x 1.77x
0.98x 0.92x 1.18x 1.09x 1.04x 1.26x 1.37x 1.42x 2.38x
0.60x 0.59x 0.69x 0.67x 0.82x 0.99x 0.99x 0.97x 1.28x
0.65x 0.69x 0.95x 0.89x 1.01x 1.23x 0.99x 1.42x 1.76x
2.49x 2.43x 2.96x 2.82x 2.78x 3.44x 3.44x 3.86x 4.85x

3.08x 2.90x 3.71x 3.27x 3.12x 3.76x 4.09x 4.71x 6.03x
1.87x 1.84x 2.16x 2.01x 2.45x 2.97x 3.13x 3.11x 3.24x
2.02x 2.16x 2.85x 2.65x 3.01x 3.66x 3.15x 4.71x 4.44x
5.06x 4.94x 5.81x 5.03x 4.95x 6.12x 5.84x 5.80x 6.98x

6.28x 5.90x 7.56x 5.83x 5.56x 6.69x 7.29x 7.03x 8.52x
3.81x 3.75x 4.40x 3.57x 4.36x 5.29x 4.81x 4.74x 4.58x
4.12x 4.40x 5.08x 4.73x 5.37x 6.53x 4.81x 7.03x 6.27x
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
3.98x 3.88x 4.74x 4.51x 4.45x 5.50x 5.50x 6.19x 7.77x

4.93x 4.64x 5.94x 5.23x 4.99x 6.01x 6.55x 7.55x 9.66x
2.99x 2.94x 3.46x 3.21x 3.91x 4.75x 5.01x 4.97x 5.19x
3.24x 3.46x 4.56x 4.25x 4.82x 5.86x 5.05x 7.55x 7.11x
0.36x 0.36x 0.47x 0.53x 0.52x 0.64x 0.64x 0.53x 0.67x

0.45x 0.42x 0.56x 0.61x 0.58x 0.70x 0.77x 0.66x 0.89x
0.27x 0.27x 0.32x 0.38x 0.46x 0.56x 0.58x 0.42x 0.48x
0.30x 0.32x 0.53x 0.50x 0.56x 0.69x 0.58x 0.56x 0.65x
0.36x 0.36x 0.47x 0.53x 0.52x 0.64x 0.64x 0.53x 0.67x
0.45x 0.42x 0.56x 0.61x 0.58x 0.70x 0.77x 0.66x 0.89x
0.27x 0.27x 0.32x 0.38x 0.46x 0.56x 0.58x 0.42x 0.48x
0.30x 0.32x 0.53x 0.50x 0.56x 0.69x 0.58x 0.56x 0.65x
Dec-31-2003 Mar-31-2004 Jun-30-2004 Sep-30-2004 Dec-31-2004 Mar-31-2005 Jun-30-2005 Sep-30-2005 Dec-30-2005
1.67x 2.11x 2.38x 2.76x 2.40x 4.68x 3.62x 4.28x 5.86x
1.92x 2.34x 2.60x 3.27x 2.69x 5.78x 4.51x 5.52x 8.51x
1.21x 1.84x 2.03x 2.52x 2.05x 3.65x 2.77x 3.60x 4.91x
1.88x 1.99x 2.48x 2.68x 2.56x 3.85x 3.92x 5.52x 5.60x
3.89x 4.62x 4.72x 4.85x 3.99x 7.77x 5.86x 6.78x 8.72x

4.85x 5.24x 5.42x 6.28x 4.51x 9.66x 7.55x 8.74x 13.48x
2.72x 3.92x 4.17x 4.22x 3.38x 6.11x 4.38x 5.71x 7.23x
4.21x 4.20x 4.76x 4.49x 4.22x 6.45x 6.21x 8.74x 8.10x
5.54x 6.43x 6.63x 6.48x 5.10x 7.93x 8.91x 10.41x 11.58x

6.85x 7.49x 7.24x 9.10x 5.70x 12.08x 11.32x 13.41x 17.24x
3.88x 5.17x 5.63x 5.33x 4.35x 5.54x 6.72x 8.76x 9.29x
6.02x 5.53x 6.91x 5.67x 5.43x 9.67x 9.53x 13.41x 10.40x
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
6.23x 7.39x 7.87x 7.95x 6.37x 10.01x 11.24x 13.00x 14.47x

7.77x 8.38x 8.68x 10.67x 7.21x 15.46x 14.49x 16.76x 21.53x
4.34x 6.28x 6.84x 6.74x 5.42x 6.89x 8.40x 10.94x 11.57x
6.73x 6.72x 8.10x 7.17x 6.75x 12.38x 11.90x 16.76x 12.95x
0.61x 0.96x 1.18x 1.24x 1.36x 2.38x 1.81x 1.43x 2.03x

0.71x 1.43x 1.61x 1.40x 1.59x 3.74x 3.50x 1.85x 2.38x
0.44x 0.67x 0.93x 1.08x 1.04x 1.61x 0.93x 1.21x 1.50x
0.68x 1.25x 1.06x 1.24x 1.58x 2.99x 1.31x 1.85x 2.09x
0.61x 0.96x 1.18x 1.24x 1.36x 2.38x 1.81x 1.43x 2.03x
0.71x 1.43x 1.61x 1.40x 1.59x 3.74x 3.50x 1.85x 2.38x
0.44x 0.67x 0.93x 1.08x 1.04x 1.61x 0.93x 1.21x 1.50x
0.68x 1.25x 1.06x 1.24x 1.58x 2.99x 1.31x 1.85x 2.09x
Mar-31-2006 Jun-30-2006 Sep-29-2006 Dec-29-2006 Mar-30-2007 Jun-29-2007 Sep-28-2007 Dec-31-2007 Mar-31-2008
6.12x 5.18x 4.44x 4.83x 5.38x 6.29x 5.57x 5.63x 5.35x
6.92x 6.21x 5.10x 5.18x 6.17x 7.00x 6.60x 6.35x 6.25x
4.80x 3.96x 4.03x 4.27x 3.82x 5.13x 4.92x 5.05x 4.85x
5.86x 4.91x 4.24x 4.86x 5.12x 6.60x 5.45x 5.43x 4.91x
8.77x 7.32x 6.10x 6.60x 7.37x 8.60x 7.58x 7.54x 7.40x

10.00x 8.76x 7.21x 7.10x 8.46x 9.58x 9.02x 8.56x 9.19x
6.77x 5.60x 5.45x 5.78x 5.23x 7.01x 6.72x 6.76x 6.72x
8.26x 6.94x 5.73x 6.67x 7.00x 9.01x 7.35x 7.27x 7.23x
11.46x 9.73x 8.05x 8.57x 9.58x 10.77x 9.35x 9.00x 8.48x

12.84x 11.74x 9.55x 9.18x 10.94x 11.99x 11.23x 10.47x 9.52x
9.75x 7.41x 7.18x 7.61x 8.63x 8.78x 8.23x 7.98x 7.79x
11.08x 9.19x 7.55x 8.63x 8.77x 11.21x 8.93x 8.58x 7.88x
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
14.06x 11.70x 9.75x 10.57x 11.98x 13.73x 12.14x 12.14x 11.86x

16.00x 14.01x 11.52x 11.37x 13.55x 15.29x 14.44x 13.82x 13.97x
11.64x 8.95x 8.71x 9.24x 10.69x 11.20x 10.75x 10.87x 10.80x
13.22x 11.09x 9.17x 10.68x 11.18x 14.42x 11.79x 11.69x 11.56x
2.89x 3.39x 2.19x 1.86x 2.51x 3.80x 2.14x 2.04x 1.97x

3.90x 4.08x 3.33x 1.96x 3.33x 4.28x 2.63x 2.29x 2.23x
2.12x 2.59x 1.63x 1.73x 1.84x 2.57x 1.80x 1.84x 1.82x
3.84x 3.21x 1.72x 1.84x 3.13x 2.62x 1.95x 1.98x 1.85x
2.89x 3.39x 2.19x 1.86x 2.51x 3.81x 2.14x 2.04x 1.97x
3.90x 4.08x 3.33x 1.96x 3.34x 4.30x 2.63x 2.29x 2.23x
2.12x 2.59x 1.63x 1.73x 1.84x 2.57x 1.80x 1.84x 1.83x
3.84x 3.21x 1.72x 1.84x 3.14x 2.62x 1.95x 1.98x 1.85x
8.39x 74.90x 102.61x NM NM NM NM NM NM
7.33x 102.61x NM NM NM NM NM NM NM
6.97x NM NM NM NM NM NM NM NM
NM NM NM NM NM NM NM NM NM
- - - - - - - NM NM
- - - - - - - NM NM
- - - - - - - NM NM
- - - - - - - NM NM
NM NM NM NM NM NM NM NM NM
1.51x 0.92x 0.90x 0.83x 1.76x 1.65x 2.29x 2.66x 1.91x

1.93x 1.16x 1.20x 1.75x 2.27x 2.27x 3.03x 2.96x 2.39x
0.93x 0.72x 0.64x 0.36x 1.47x 1.38x 1.90x 2.28x 1.30x
1.00x 0.87x 0.64x 1.57x 1.56x 2.17x 2.77x 2.28x 1.43x
1.51x 0.92x 0.90x 0.84x 1.77x 1.65x 2.30x 2.68x 1.92x
1.93x 1.16x 1.20x 1.76x 2.28x 2.28x 3.05x 2.97x 2.41x
0.93x 0.72x 0.64x 0.36x 1.48x 1.38x 1.91x 2.29x 1.31x
1.00x 0.87x 0.64x 1.58x 1.57x 2.18x 2.78x 2.29x 1.44x
Jul-15-2010 Sep-30-2010 Dec-31-2010 Mar-31-2011 Apr-11-2011
- NM NM NM NM
- NM NM NM NM
- NM NM NM NM
- NM NM NM NM
- NM NM NM NM
- NM NM NM NM
- NM NM NM NM
- NM NM NM NM
- NM NM NM NM
- NM NM NM NM
- NM NM NM NM
- NM NM NM NM
NM - - - -
NM - - - -
NM - - - -
NM - - - -
- NM NM NM NM
- NM NM NM NM
- NM NM NM NM
- NM NM NM NM
- 1.31x 1.31x 1.14x 0.89x

- 1.56x 1.45x 1.42x 0.94x
- 1.06x 1.14x 0.85x 0.85x
- 1.14x 1.39x 0.85x 0.87x
- 1.31x 1.32x 1.14x 0.90x
- 1.57x 1.46x 1.43x 0.94x
- 1.06x 1.15x 0.85x 0.85x
- 1.15x 1.40x 0.85x 0.88x
Bank of Punjab (KASE:BOP) > Financials > Historical Capitalization
In Thousands of the trading currency, except per share items. Frequency: Quarterly Order: Latest on Right
Currency: Trading Currency Conversion: Historical
Historical Capitalization
Balance Sheet as of
Dec-31-2000 Dec-31-2001 Dec-31-2002 Mar-31-2003 Jun-30-2003 Sep-30-2003
Pricing as of* Mar-01-2001 Mar-01-2002 Mar-03-2003 Apr-30-2003 Jul-30-2003 Oct-30-2003
Currency PKR PKR PKR PKR PKR PKR
Capitalization Detail
Share Price 2.7 3.2 4.12 - - -
Shares Out. 339,687.193 339,687.199 348,179.378 - - -
Market Capitalization 915,763.722 1,087,414.813 1,435,927.617 - - -

Book Value of Common Equity 2,181,003.0 2,257,181.0 2,367,458.0 3,535,978.0 4,515,390.0 5,142,435.0
+ Book Value of Pref. Equity - - - - - -
= Total Equity 2,181,003.0 2,257,181.0 2,367,458.0 3,535,978.0 4,515,390.0 5,142,435.0
Tier 1 Capital - - - - - -
Total Capital - - - - - -
Tier 1 Capital Ratio % - - - - - -

Total Capital Ratio % - - - - - -
Leverage Ratio % - - - - - -
sheet components from the last reported balance sheet as of this date.
The table above
company’s is organized
primary along
stock class. period
Shares end on
shown dates.
this page are total
company as-reported share values.

Historical Equity Pricing Data supplied by
FTSE is a trade mark of the London Stock Exchange and

The Financial Times and used by FTSE International Limited under
license.
Capital IQ is licensed by FTSE International Limited to publish the
FTSE.
Dec-31-2003 Mar-31-2004 Jun-30-2004 Sep-30-2004 Dec-31-2004 Mar-31-2005 Sep-30-2005 Dec-31-2005 Mar-31-2006
Mar-01-2004 Apr-30-2004 Jul-30-2004 Nov-01-2004 Mar-01-2005 May-02-2005 Oct-31-2005 Mar-01-2006 May-02-2006
PKR PKR PKR PKR PKR PKR PKR PKR PKR
11.58 - - - 27.25 - - 50.12 -

348,179.378 - - - 522,273.153 - - 522,271.993 -
4,031,643.18 - - - 14,233,871.651 - - 26,175,866.483 -

3,057,308.0 6,179,246.0 6,740,668.0 6,303,348.0 4,426,580.0 8,851,055.0 11,547,214.0 6,785,172.0 7,371,434.0
- - - - - - - - -
3,057,308.0 6,179,246.0 6,740,668.0 6,303,348.0 4,426,580.0 8,851,055.0 11,547,214.0 6,785,172.0 7,371,434.0
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
Jul-31-2006 Oct-30-2006 Mar-01-2007 Jun-27-2007 Aug-28-2007 Oct-30-2007 Feb-29-2008 Apr-30-2008 Jul-30-2008
PKR PKR PKR PKR PKR PKR PKR PKR PKR
- - 66.36 - - 78.28 80.2 60.0 30.13

- - 522,273.315 - - 528,797.376 528,797.376 528,797.376 528,797.376
- - 34,657,878.565 - - 41,394,258.593 44,630,498.534 31,727,842.559 15,932,664.938

14,342,756.0 15,779,468.0 10,666,683.0 17,075,043.0 20,100,148.0 20,865,611.0 19,011,908.0 16,434,457.0 15,148,331.0
- - - - - - - - -
14,342,756.0 15,779,468.0 10,666,683.0 17,075,043.0 20,100,148.0 20,865,611.0 19,011,908.0 16,434,457.0 15,148,331.0
- - 10,648,523.0 - - - 14,538,079.0 - -
- - 2,581,940.0 - - - 2,304,162.0 - -
- - 13,230,463.0 - - - 16,842,241.0 - -
- - 8.21% - - - 8.44% - -
- - 10.21% - - - 9.78% - -
- - - - - - - - -
Sep-30-2008 Dec-31-2008
Dec-15-2008 Mar-02-2009
PKR PKR
24.78 9.2
528,797.376 528,797.376
13,103,598.977 4,864,935.859
10,950,413.0 3,727,554.0
- -
10,950,413.0 3,727,554.0
- 3,361,351.0
- (34,838.0)
- 3,326,513.0
- 1.94%
- 1.92%
- -
Bank of Punjab (KASE:BOP) > Financials > Capital Structure Summary
In Thousands of the reported currency, except ratios and % of Total
values. Restatement: Latest Filings Period Type: Annual
Order: Latest on Right
Debt Summary
For the Data
Fiscal Period Ending
12 months Dec-31-1999 12 months Dec-31-2000 12 months Dec-31-2001
Currency PKR PKR PKR
Units Thousands % of Total Thousands % of Total Thousands % of Total
Total Revolving Credit - - - - - -

Total Term Loans - - - - 409,262.0 16.189%
Total Capital Leases - - - - 18,804.0 0.744%
General/Other Borrowings - - - - 2,100,000.0 83.067%
Total Principal Due - - - - 2,528,066.0 100.00%
Total Adjustments - - - - - -
Total Debt Outstanding 712,944.0 100.00% 1,401,062.0 100.00% 2,528,066.0 100.00%
Additional Totals
Total Cash & ST Investments 5,843,469.0 - 8,355,068.0 - 10,672,010.0 -
Net Debt (5,130,525.0) - (6,954,006.0) - (8,143,944.0) -
Total Senior Debt - - - - 2,528,066.0 100.00%
Total Short-Term Borrowings 712,944.0 100.00% 1,401,062.0 100.00% 2,509,262.0 99.256%
Curr. Port. of LT Debt/Cap. Leases - - - - 2,320.0 0.092%
Long-Term Debt (Incl. Cap. Leases) - - - - 16,484.0 0.652%
Total Bank Debt - - - - 409,262.0 16.189%
Total Secured Debt - - - - 2,528,066.0 100.00%
Senior Secured Loans - - - - 409,262.0 16.189%
Total Senior Secured Debt - - - - 2,528,066.0 100.00%
Total Unsecured Debt - - - - - -
Fixed Rate Debt - - - - 18,804.0 0.744%
Fixed Payment Schedule

Cap. Lease Payment Due +1 - - - - - -
Cap. Lease Payment Due, Next 5 Yrs - - - - - -
Cap. Lease Payment Due, After 5 Yrs - - - - - -
Cap. Lease Payment Due (incl. Interest) +1 - - - - - -
Interest Rate Data

Filing Date Mar-01-2001 - Mar-01-2002 - Mar-01-2003 -

12 months Dec-31-2002 12 months Dec-31-2003 12 months Dec-31-2004 12 months Dec-31-2005 12 months Dec-31-200
PKR PKR PKR PKR PKR
Thousands % of Total Thousands % of Total Thousands % of Total Thousands % of Total Thousands
- - - - - - - - 0
339,547.0 25.081% 1,934,237.0 70.655% 1,231,605.0 38.723% 6,441,007.0 94.079% 6,700,500.0
64,240.0 4.745% 53,340.0 1.948% 81,795.0 2.572% 55,403.0 0.809% 40,988.0
950,000.0 70.174% 750,000.0 27.396% 1,600,000.0 50.306% 350,000.0 5.112% 288,924.0
1,353,787.0 100.00% 2,737,577.0 100.00% 2,913,400.0 91.602% 6,846,410.0 100.00% 7,030,412.0
- - - - 267,113.0 8.398% - - -
1,353,787.0 100.00% 2,737,577.0 100.00% 3,180,513.0 100.00% 6,846,410.0 100.00% 7,030,412.0
12,114,446.0 - 11,645,435.0 - 8,542,321.0 - 24,723,663.0 - 19,535,984.0

(10,760,659.0) - (8,907,858.0) - (5,361,808.0) - (17,877,253.0) - (12,505,572.0)
1,353,787.0 100.00% 2,737,577.0 100.00% 2,913,400.0 91.602% 6,846,410.0 100.00% 7,030,412.0
1,289,547.0 95.255% 2,684,237.0 98.052% 3,098,718.0 97.428% 6,791,007.0 99.191% 6,989,424.0
14,388.0 1.063% 17,974.0 0.657% - - 25,818.0 0.377% 17,818.0
49,852.0 3.682% 35,366.0 1.292% 81,795.0 2.572% 29,585.0 0.432% 23,170.0
339,547.0 25.081% 1,934,237.0 70.655% 1,231,605.0 38.723% 6,441,007.0 94.079% 6,700,500.0
1,353,787.0 100.00% 1,387,577.0 50.686% 2,413,400.0 75.881% 2,741,410.0 40.042% 6,330,412.0
339,547.0 25.081% 584,237.0 21.341% 731,605.0 23.003% 2,336,007.0 34.12% 6,000,500.0
1,353,787.0 100.00% 1,387,577.0 50.686% 2,413,400.0 75.881% 2,741,410.0 40.042% 6,330,412.0
- - 1,350,000.0 49.314% 500,000.0 15.721% 4,105,000.0 59.958% 700,000.0
- - 1,350,000.0 49.314% 731,605.0 23.003% 2,336,007.0 34.12% 988,924.0
- - - - - - - - 17,818.0
- - - - - - - - 5,792.5
- - - - - - - - 5,792.5
- - - - - - - - 5,792.5
- - - - - - - - 5,792.5
- - - - - - - - 40,988.0
- - - - - - - - -
- - - - - - - - -
Feb-29-2004 - Mar-01-2005 - Mar-01-2006 - Mar-01-2007 - Feb-29-2008

ths Dec-31-2006 12 months Dec-31-2007 12 months Dec-31-2008 3 months Dec-31-2008
PKR PKR PKR
% of Total Thousands % of Total Thousands % of Total Thousands % of Total
0.00% 259,226.0 1.45% 158,230.0 1.285% 158,230.0 1.285%

95.307% 6,749,419.0 37.742% 8,424,702.0 68.441% 8,424,702.0 68.441%
0.583% 40,321.0 0.225% 30,632.0 0.249% 30,632.0 0.249%
4.11% 10,834,270.0 60.583% 3,695,841.0 30.025% 3,695,841.0 30.025%
100.00% 17,883,236.0 100.00% 12,309,405.0 100.00% 12,309,405.0 100.00%
- - - - - - -
100.00% 17,883,236.0 100.00% 12,309,405.0 100.00% 12,309,405.0 100.00%
- 8,869,978.0 - 10,212,914.0 - 10,212,914.0 -

- 9,013,258.0 - 2,096,491.0 - 2,096,491.0 -
100.00% 17,883,236.0 100.00% 12,309,405.0 100.00% 12,309,405.0 100.00%
99.417% 17,842,915.0 99.775% 12,278,773.0 99.751% 12,278,773.0 -
0.253% 9,687.0 0.054% 10,773.0 0.088% 10,773.0 -
0.33% 30,634.0 0.171% 19,859.0 0.161% 19,859.0 0.161%
95.307% 7,008,645.0 39.191% 8,582,932.0 69.727% 8,582,932.0 69.727%
90.043% 16,874,010.0 94.357% 11,776,175.0 95.668% 11,776,175.0 95.668%
85.351% 5,999,419.0 33.548% 8,049,702.0 65.395% 8,049,702.0 65.395%
90.043% 16,874,010.0 94.357% 11,776,175.0 95.668% 11,776,175.0 95.668%
9.957% 1,009,226.0 5.643% 533,230.0 4.332% 533,230.0 4.332%
14.066% 2,994,619.0 16.745% 2,210,834.0 17.961% 2,210,834.0 17.961%
- 9,687.0 - 10,773.0 - - -
- 11,659.247 - 8,079.813 - - -
- 7,586.83 - 6,462.175 - - -
- 6,066.392 - 5,317.011 - - -
- 5,321.531 - - - - -
- 40,321.0 - 30,631.999 - - -
- - - 0.001 - - -
- - - 14,430.0 - - -
- Mar-01-2009 - Mar-01-2009 - Mar-01-2009 -

Bank of Punjab (KASE:BOP) > Financials > Capital Structure Details
Principal Due in Thousands of the reported
currency. Period Type: Annual Source: A 2008 filed Mar-01-2009
FY 2008 Capital Structure As Reported Details

Description Type Principal Due (PKR) Coupon Rate Maturity Seniority Secured Convertible
Liabilities Against Assets Subject to Finance Capital Lease 30,632.0 12.220% - 2012 Senior Yes No
Lease
Other Overdrawn Bank Accounts Revolving Credit - 17.020%
11.470% - Senior No No
Overdrawn Nostro Accounts Revolving Credit 158,230.0 11.470% - Senior No No
Repurchase Agreement Borrowings Other Borrowings 3,695,841.0 13.500% - Jan-20-2009 Senior Yes No
Secured Borrowings from SBP Under Export Term Loans 6,372,098.0 15.000%
6.500% - 7.000% Jun-01-2009 Senior Yes No
Refinance Scheme from SBP Under Long
Secured Borrowings Term Loans 1,585,019.0 11.470% - Senior Yes No
Term Financing
Secured -Export
Borrowings fromOriented Projects
SBP Under Long Term Loans 92,585.0 11.470% - Senior Yes No
Term Financing Facility
Unsecured Call Borrowings from Scheduled Term Loans 375,000.0 18.000% Jan-02-2009 Senior No No
Bank
FY 2007 Capital Structure As Reported Details

Description Type Principal Due (PKR) Coupon Rate Maturity Seniority Secured Convertible
Liabilities Against Assets Subject to Finance Capital Lease 40,321.0 6.750% - 12.220% 2012 Senior Yes No
Lease
Other Overdrawn Bank Accounts Revolving Credit 2,838.0 11.470% - Senior No No
Overdrawn Nostro Accounts Revolving Credit 256,388.0 11.470% - Senior No No
Repurchase Agreement Borrowings Other Borrowings 10,834,270.0 9.250% - 10.000% Jan-20-2009 Senior Yes No
Secured Borrowings from SBP Under Export Term Loans 4,014,026.0 6.500% - 7.500% Jun-01-2009 Senior Yes No
Refinance Scheme from SBP Under Long
Secured Borrowings Term Loans 1,985,393.0 11.470% - Senior Yes No
Term Financing
Secured -Export
Borrowings fromOriented Projects
SBP Under Long Term Loans - 11.470% - Senior Yes No
Term Financing Facility
Unsecured Call Borrowings from Scheduled Term Loans 750,000.0 9.500% Jan-02-2009 Senior No No
Bank

Repayment Currency
PKR
NA
NA
NA
NA
NA
NA
NA
Repayment Currency
PKR
NA
NA
NA
NA
NA
NA
NA
Bank of Punjab (KASE:BOP) > Financials > Ratios
Restatement: Latest Filings Period Type: Annual

Order: Latest on Right Decimals: Capital IQ (Default)
Ratios
Dec-31-1997 Dec-31-1998
Profitability DSC
Return on Assets % NA 0.6% DSC NA 0.8% 1.0%
Return on Equity % NA 7.1% DSC NA 7.8% 10.7%
Return on Common Equity % NA 0.0% DSC NA 0.0% 0.0%
Shareholders Value Added NA NA DSC NA (83.5) (29.0)
Margin Analysis DSC

SG&A Margin % 71.7% 82.8% DSC 84.9% 68.0% 66.4%
Net Interest Income / Total Revenue % 73.9% 70.4% DSC 96.8% 101.3% 92.5%
EBT Margin % 21.2% 18.8% DSC 14.9% 32.0% 33.5%
Earnings from Cont. Ops Margin % 19.6% 17.1% DSC 3.5% 15.7% 18.8%
Net Income Margin% 19.6% 17.1% DSC 3.5% 15.7% 18.8%
Net Income Avail. for Common Margin % 19.6% 17.1% DSC 3.5% 15.7% 18.8%
Normalized Net Income Margin % 13.3% 11.8% DSC 9.3% 20.0% 20.9%
Asset quality DSC

Nonperforming Loans / Total Loans % NA NA DSC NA NA NA
Nonperforming Loans / Total Assets % NA NA DSC NA NA NA
Nonperforming Assets / Total Assets % NA NA DSC NA NA NA
Nonperforming Assets / Loans and OREO % - - DSC - - -
Nonperforming Assets / Equity % - - DSC - - -
Allow. for Credit Losses / Net Charge-offs % NA NA DSC NA NA NA
Allow. for Credit Losses / Nonperf. Loans % NA NA DSC NA NA NA
Allow. for Credit Losses / Total Loans % 3.9% 2.2% DSC 3.6% 5.7% 6.6%
Net Charge-offs / Total Avg. Loans % NA NA DSC NA NA NA
Prov. for Loan Losses / Net Charge-offs % NA NA DSC NA NA NA
Capital And Funding DSC

Avg. Common Equity / Avg. Assets % NA 9.0% DSC NA 10.1% 9.6%
Avg. Total Equity / Avg. Assets % NA 9.0% DSC NA 10.1% 9.6%
Total Equity + Allowance for Loan Losses / Total Loans % 27.4% 28.2% DSC 32.0% 39.0% 42.8%
Gross Loans / Total Deposits % 44.4% 39.7% DSC 42.8% 38.5% 32.7%
Net Loans / Total Deposits % 42.7% 38.8% DSC 41.2% 36.3% 30.6%
Tier 1 Capital Ratio % NA NA DSC NA NA NA
Total Capital Ratio % NA NA DSC NA NA NA
Tier 2 Capital Ratio % NA NA DSC NA NA NA
Fixed Charges Coverage DSC

EBT + Int. on Borrowings / Int. on Borrowings 1.1x NA DSC NA NA NA
EBT + Int. Exp. / Int. Exp. 1.1x 1.1x DSC 1.1x 1.3x 1.4x
Growth Over Prior Year DSC

Net Interest Income NA (18.1%) DSC NA 22.8% 15.3%
Non Interest Income NA (59.3%) DSC NA 19.8% 3.0%
Provision for Loan Losses NA NA DSC NA 76.2% (72.4%)
Total Revenue NA (13.9%) DSC NA 17.4% 26.3%
Earnings from Cont. Ops. NA (24.9%) DSC NA 433.4% 51.2%
Net Income NA (24.9%) DSC NA 433.4% 51.2%
Normalized Net Income NA (23.6%) DSC NA 151.7% 32.3%
Diluted EPS before Extra NA (31.5%) DSC NA 433.4% 47.4%
Dividend per Share NA NA DSC NA NA NA
Gross Loans NA (2.9%) DSC NA 2.1% (5.1%)
Allowance for Loan Losses NA (44.7%) DSC NA 61.1% 9.4%
Net Loans NA (1.3%) DSC NA (0.1%) (5.9%)
Non Performing Loans NA NA DSC NA NA NA
Non Performing Assets NA NA DSC NA NA NA
Total Assets NA 7.4% DSC NA 16.8% 16.5%
Tangible Book Value NA 7.4% DSC NA 19.5% 3.5%
Avg. Interest Earning Assets NA NA DSC NA NA NA
Avg. Interest Bearing Liabilities NA NA DSC NA NA NA
Common Equity NA 7.4% DSC NA 19.5% 3.5%
Total Equity NA 7.4% DSC NA 19.5% 3.5%
Compound Annual Growth Rate Over Two Years DSC

Net Interest Income NA NA DSC NA NA 19.0%
Non Interest Income NA NA DSC NA NA 11.1%
Provision for Loan Losses NA NA DSC NA NA (30.3%)
Total Revenue NA NA DSC NA NA 21.7%
Earnings from Cont. Ops. NA NA DSC NA NA 184.0%
Net Income NA NA DSC NA NA 184.0%
Normalized Net Income NA NA DSC NA NA 82.5%
Diluted EPS before Extra NA NA DSC NA NA 180.4%
Gross Loans NA NA DSC NA NA (1.5%)
Allowance for Loan Losses NA NA DSC NA NA 32.8%
Net Loans NA NA DSC NA NA (3.1%)
Total Assets NA NA DSC NA NA 16.6%
Tangible Book Value NA NA DSC NA NA 11.2%
Common Equity NA NA DSC NA NA 11.2%
Total Equity NA NA DSC NA NA 11.2%
Compound Annual Growth Rate Over Three Years DSC

Net Interest Income NA NA DSC NA NA NA
Non Interest Income NA NA DSC NA NA NA
Provision for Loan Losses NA NA DSC NA NA NA
Total Revenue NA NA DSC NA NA NA
Earnings from Cont. Ops. NA NA DSC NA NA NA
Net Income NA NA DSC NA NA NA
Normalized Net Income NA NA DSC NA NA NA
Diluted EPS before Extra NA NA DSC NA NA NA
Gross Loans NA NA DSC NA NA NA
Allowance for Loan Losses NA NA DSC NA NA NA
Net Loans NA NA DSC NA NA NA
Total Assets NA NA DSC NA NA NA
Tangible Book Value NA NA DSC NA NA NA
Common Equity NA NA DSC NA NA NA
Total Equity NA NA DSC NA NA NA
Compound Annual Growth Rate Over Five Years DSC

Net Interest Income NA NA DSC NA NA NA
Non Interest Income NA NA DSC NA NA NA
Provision for Loan Losses NA NA DSC NA NA NA
Total Revenue NA NA DSC NA NA NA
Earnings from Cont. Ops. NA NA DSC NA NA NA
Net Income NA NA DSC NA NA NA
Normalized Net Income NA NA DSC NA NA NA
Diluted EPS before Extra NA NA DSC NA NA NA
Gross Loans NA NA DSC NA NA NA
Allowance for Loan Losses NA NA DSC NA NA NA
Net Loans NA NA DSC NA NA NA
Total Assets NA NA DSC NA NA NA
Tangible Book Value NA NA DSC NA NA NA
Common Equity NA NA DSC NA NA NA
Total Equity NA NA DSC NA NA NA

1.1% 1.9% 2.5% 2.7% 2.8% 2.2% (4.8%)

12.4% 25.4% 36.6% 42.0% 33.2% 25.3% (88.7%)
0.0% 25.4% 36.6% 42.0% 33.2% 25.3% (88.7%)
8.5 364.4 920.2 1,682.7 2,434.4 2,357.2 (11,437.1)
64.6% 52.4% 38.7% 28.7% 26.3% 31.0% NM

90.3% 76.2% 63.7% 77.6% 83.6% 75.7% NM
31.3% 47.5% 60.1% 70.9% 73.1% 67.9% NM
20.5% 36.1% 47.5% 52.9% 58.3% 62.3% NM
20.5% 36.1% 47.5% 52.9% 58.3% 62.3% NM
20.5% 36.1% 47.5% 52.9% 58.3% 62.3% NM
19.5% 29.7% 37.6% 44.3% 45.7% 42.5% NM
18.7% 6.5% 2.9% 2.1% 2.3% 2.4% 28.1%

4.5% 2.8% 1.8% 1.2% 1.4% 1.4% 23.0%
4.5% 2.8% 1.8% 1.2% 1.5% 1.4% 23.0%
18.7% 6.5% 2.9% 2.1% 2.3% 2.5% 28.1%
56.5% 39.8% 26.3% 20.0% 14.8% 17.9% 1,145.4%
16,483.7% 4,480.6% 3,341.4% 6,032.7% 5,852.1% 2,016.1% 438,228.2%
36.4% 39.8% 44.3% 61.0% 49.1% 78.7% 50.4%
6.8% 2.6% 1.3% 1.3% 1.1% 1.9% 14.2%
2,626.9% 75.2% 304.6% 2,406.4% 2,393.8% 1,424.9% 384,578.6%
8.5% 7.4% 6.8% 6.3% 8.3% 8.8% 5.4%

8.5% 7.4% 6.8% 6.3% 8.3% 8.8% 5.4%
39.9% 18.8% 12.4% 11.8% 16.7% 15.8% 16.6%
30.1% 53.9% 73.0% 72.9% 75.1% 71.6% 92.5%
28.0% 52.5% 72.1% 71.9% 73.6% 69.8% 78.9%
NA NA NA 8.5% 8.2% 8.3% 1.9%
NA NA NA 13.0% 10.2% 9.8% 1.9%
NA NA NA 4.4% 2.0% 1.5% (0.0%)
1.4x 2.9x 3.4x 2.2x 1.6x 1.3x NM
7.8% 15.8% 25.9% 88.3% 57.8% (0.8%) (41.6%)

59.1% 117.0% 136.7% 21.1% 16.2% 133.3% (50.6%)
96.7% (89.5%) 478.9% 603.3% 42.2% 295.8% 912.4%
10.5% 37.1% 50.8% 54.4% 46.6% 9.5% NM
20.6% 141.2% 98.5% 72.0% 61.5% 17.1% NM
20.6% 141.2% 98.5% 72.0% 61.5% 17.1% NM
3.2% 108.3% 90.8% 82.2% 51.1% 1.8% NM
20.8% 60.7% 98.5% 70.2% 61.5% 16.9% NM
16.7% NA NA NA NA NA NA
14.8% 163.3% 112.2% 61.3% 60.4% 32.9% 10.4%
18.1% (0.6%) 6.5% 60.8% 38.7% 129.1% 715.3%
14.5% 175.2% 115.0% 61.3% 59.2% 32.1% (3.4%)
NA (9.1%) (4.2%) 16.6% 72.5% 42.8% 1,174.4%
NA (9.1%) (4.2%) 16.6% 76.2% 41.9% 1,155.8%
19.2% 47.8% 52.0% 67.6% 48.3% 42.6% (20.9%)
4.9% 29.1% 44.8% 53.3% 137.3% 17.9% (80.5%)
4.9% 29.1% 44.8% 53.3% 137.8% 17.8% (80.4%)
4.9% 29.1% 44.8% 53.3% 137.8% 17.8% (80.4%)
11.5% 11.7% 20.7% 54.0% 72.4% 25.1% (23.8%)

28.0% 85.8% 126.6% 69.3% 18.6% 64.6% 7.3%
(26.3%) (54.6%) (22.1%) 538.1% 216.3% 137.3% 533.0%
18.1% 23.1% 43.8% 52.6% 50.4% 26.7% NM
35.0% 70.6% 118.8% 84.8% 66.7% 37.5% NM
35.0% 70.6% 118.8% 84.8% 66.7% 37.5% NM
16.8% 46.6% 99.3% 86.5% 65.9% 24.0% NM
33.4% 39.3% 78.6% 83.8% 65.8% 37.4% NM
4.4% 73.8% 136.4% 85.0% 60.9% 46.0% 21.1%
13.7% 8.4% 2.9% 30.9% 49.3% 78.2% 332.2%
3.8% 77.6% 143.3% 86.2% 60.3% 45.1% 13.0%
NA NA (6.6%) 5.7% 41.8% 57.0% 326.6%
NA NA (6.6%) 5.7% 43.3% 58.1% 322.2%
17.8% 32.7% 49.9% 59.6% 57.7% 45.4% 6.2%
4.2% 16.4% 36.7% 49.0% 90.7% 67.3% (52.0%)
4.2% 16.4% 36.7% 49.0% 90.9% 67.4% (51.9%)
4.2% 16.4% 36.7% 49.0% 90.9% 67.4% (51.9%)
15.2% 12.9% 16.3% 40.0% 55.2% 43.4% (2.9%)

25.2% 52.6% 101.4% 83.9% 49.4% 48.6% 10.2%
(1.5%) (61.6%) 6.0% 62.1% 286.9% 240.8% 284.8%
17.9% 24.1% 31.7% 47.2% 50.5% 35.3% NM
113.5% 63.8% 79.4% 101.9% 76.7% 48.2% NM
113.5% 63.8% 79.4% 101.9% 76.7% 48.2% NM
50.9% 41.7% 60.1% 93.5% 73.8% 41.0% NM
111.8% 42.0% 56.8% 75.8% 76.0% 47.5% NM
3.6% 42.1% 85.8% 108.1% 76.4% 50.9% 33.0%
27.7% 8.7% 7.8% 19.4% 33.4% 72.2% 195.9%
2.5% 43.7% 89.3% 112.1% 76.8% 50.3% 26.7%
NA NA NA 0.5% 24.5% 42.2% 215.5%
NA NA NA 0.5% 25.3% 42.9% 215.5%
17.5% 27.0% 38.8% 55.6% 55.8% 52.5% 18.7%
9.1% 11.9% 25.2% 42.0% 74.0% 62.5% (18.2%)
9.1% 11.9% 25.2% 42.0% 74.1% 62.5% (18.1%)
9.1% 11.9% 25.2% 42.0% 74.1% 62.5% (18.1%)
NA NA 17.4% 27.8% 36.1% 33.9% 16.8%
NA NA 58.8% 59.1% 63.0% 75.9% 30.8%
NA NA (10.3%) 18.3% 64.2% 88.8% 371.1%
NA NA 27.6% 34.8% 38.9% 38.6% NM
NA NA 115.6% 71.9% 74.2% 73.2% NM
NA NA 115.6% 71.9% 74.2% 73.2% NM
NA NA 68.7% 58.1% 62.4% 61.9% NM
NA NA 97.8% 57.4% 60.3% 59.3% NM
NA NA 44.1% 57.9% 75.4% 80.6% 51.8%
NA NA 17.1 17.1 22.8 40.2 113.5
NA NA 44.8% 59.4% 77.1% 82.2% 47.8%
NA NA NA NA NA 20.2 103.7
NA NA NA NA NA 20.5% 103.7%
NA NA 29.5% 39.2% 46.1% 51.4% 33.6%
NA NA 19.4% 25.5% 48.1% 51.6% 3.9%
NA NA 19.4% 25.5% 48.2% 51.7% 4.0%
NA NA 19.4% 25.5% 48.2% 51.7% 4.0%
Bank of Punjab (KASE:BOP) > Financials > Supplemental
except per
share items. Restatement: Latest Filings Period Type: Annual
Currency: Reported Cur Conversion: Historical
Order: Latest on Righ Units: Thousands (k)
Decimals: Capital IQ (De
Supplemental
No Data Available
Bank of Punjab (KASE:BOP) > Financials > Industry Specific
In Thousands of the reported currency, except per share items. Restatement: Latest Filings Period Type: Annual
Industry Specific
For the Fiscal Period Ending 12 months 12 months 12 months 12 months 12 months 12 months
Dec-31-1999 Dec-31-2000 Dec-31-2001 Dec-31-2002 Dec-31-2003 Dec-31-2004
Capital Requirement and Financial Strength
Total Capital - - - - - -
Earning Assets and Liabilities

Risk Adjusted Assets - - - - - -
Efficiency Ratio - - - - - 39.2
Non-Performing Loans and Assets

Non Performing Loans - - - 1,337,668.0 1,216,569.0 1,166,012.0
Non Performing Assets - - - 1,337,668.0 1,216,569.0 1,166,012.0
Charge-Offs
Charge-Offs - Gross - - - (2,956.0) (10,815.0) (15,448.0)
Charge-Offs - Net - - - (2,956.0) (10,815.0) (15,448.0)
Composition of Loans
Commercial Loans Domestic - - - 27,511.0 269,027.0 738,302.0
Foreign Loans - - - 98,185.0 957,366.0 360,061.0
Lease Finance - - - 626,880.0 1,145,493.0 2,666,413.0
Other Loans - - - 6,504,834.0 16,688,099.0 36,794,397.0
Total Loans - - - 7,257,410.0 19,059,985.0 40,559,173.0
Commercial Loans / Total Loans % - - - 0.38% 1.41% 1.82%

Foreign Loans / Total Loans % - - - 1.35% 5.02% 0.89%
Other Loans / Total Loans % - - - 89.63% 87.56% 90.72%
Composition of Deposits
Demand Deposits - - - 4,002,126.0 6,763,562.0 13,079,740.0
Saving Deposits - - - 12,184,318.0 19,323,039.0 31,720,639.0
Time Deposits - - - 7,460,578.0 8,559,025.0 9,474,944.0
Other Deposits - - - 119,633.0 292,119.0 448,988.0
Total Deposits - - - 23,766,655.0 34,937,745.0 54,724,311.0
Non-CD Deposits - - - 16,186,444.0 26,086,601.0 44,800,379.0
Savings Account Deposits / Total Deposits % - - - 51.27% 55.31% 57.96%

Money Market and Savings Account Deposits / Total Deposits % - - - 51.27% 55.31% 57.96%
Total Time Deposits / Total Deposits % - - - 31.39% 24.50% 17.31%
Other Deposits / Total Deposits % - - - 0.50% 0.84% 0.82%
Non-CDs / Total Deposits % - - - 68.11% 74.67% 81.87%
Filing Date Mar-01-2001 Mar-01-2002 Mar-01-2003 Feb-29-2004 Mar-01-2005 Mar-01-2006

12 months 12 months 12 months 12 months
Dec-31-2005 Dec-31-2006 Dec-31-2007 Dec-31-2008
PKR PKR PKR PKR
6,758,274.0 10,648,523.0 15,027,980.0 3,361,351.0

3,502,646.0 2,581,940.0 2,681,228.0 (34,838.0)
10,260,920.0 13,230,463.0 17,709,208.0 3,326,513.0
79,098,048.0 129,632,292.0 180,984,685.0 173,589,153.0

- 26.79 25.37 54.96
1,359,567.0 2,345,754.0 3,349,891.0 42,689,337.0

1,359,567.0 2,395,496.0 3,399,633.0 42,693,839.0
(13,755.0) (19,664.0) (130,769.0) (4,905.0)

(13,755.0) (19,664.0) (130,769.0) (4,905.0)
1,181,766.0 8,058,451.0 4,500,018.0 1,140,793.0

1,473,375.0 2,050,544.0 2,090,561.0 1,673,168.0
3,942,331.0 4,767,447.0 5,143,260.0 4,426,922.0
58,779,210.0 88,537,832.0 125,690,749.0 144,472,801.0
65,376,682.0 103,414,274.0 137,424,588.0 151,713,684.0
1.81% 7.79% 3.27% 0.75%

2.25% 1.98% 1.52% 1.10%
89.91% 85.61% 91.46% 95.23%
15,872,070.0 18,826,487.0 22,511,505.0 19,819,761.0
32,137,063.0 51,699,612.0 65,394,990.0 52,124,619.0
35,786,752.0 54,115,307.0 71,545,152.0 72,543,702.0
4,669,064.0 13,086,138.0 32,516,730.0 19,583,650.0
88,464,949.0 137,727,544.0 191,968,377.0 164,071,732.0
48,009,133.0 70,526,099.0 87,906,495.0 71,944,380.0
36.33% 37.54% 34.07% 31.77%

36.33% 37.54% 34.07% 31.77%
40.45% 39.29% 37.27% 44.21%
5.28% 9.50% 16.94% 11.94%
54.27% 51.21% 45.79% 43.85%
Mar-01-2007 Feb-29-2008 Mar-01-2009 Mar-01-2009

Bank of Punjab (KASE:BOP) > Financials > Pension/OPEB
In Thousands of the reported currency, except per share items. Restatement: Latest Filings Period Type: Annual
Pension/OPEB
Pension Information - Total
Defined Benefit Net Periodic Cost
Def. Benefit Service Cost - - - - - -
Def. Benefit Plan Interest Cost - - - - - -
Def. Benefit Plan Other Cost - - - - - -
Def. Benefit Plan Total Cost - - - - - -
Def. Contribution Plan Cost - - - - - -

Total Pension Expense - - - - - -
Defined Benefit Obligation

Proj. Benefit Obligation (Pension) - - - - - -
Weighted Avg. Assumptions on Def. Benefit Obligation

PBO Assumed Rate of Return - Min - - - - - -
PBO Assumed Rate of Return - Max - - - - - -
Rate of PBO Compensation Increase - Min - - - - - -
Rate of PBO Compensation Increase - Max - - - - - -
Balance Sheet Reconciliation Items

Other Assets/Liabilities - - - - - -
Adj. for Liability Recognized on Balance Sheet

Net Asset/Liability Recognized on Balance Sheet - - - - - -
Other Pension Related Items

Benefit Info Date - - - - - -
Pension Information - Domestic
Defined Benefit Net Periodic Cost
Def. Benefit Service Cost - - - - - -
Def. Benefit Interest Cost - - - - - -
Def. Benefit Other Cost - - - - - -
Def. Benefit Total Cost - - - - - -
Defined Benefit Obligation

Proj. Benefit Obligation (Pension) - Domestic - - - - - -
Weighted Avg. Assumptions on Def. Benefit Obligation

PBO Assumed Rate of Return - Min - - - - - -
PBO Assumed Rate of Return - Max - - - - - -
Rate of PBO Compensation Increase - Min - - - - - -
Rate of PBO Compensation Increase - Max - - - - - -
Balance Sheet Reconciliation Items

Other Assets/Liabilities - - - - - -
Adj. for Liability Recognized on Balance Sheet

Net Asset/Liability Recognized on Balance Sheet - - - - - -
Other Pension Related Items

Benefit Info Date - - - - - -

12 months 12 months 12 months 12 months
Dec-31-2005 Dec-31-2006 Dec-31-2007 Dec-31-2008
PKR PKR PKR PKR
6,858.0 9,855.0 15,605.0 15,758.0

4,911.0 6,673.0 9,380.0 11,559.0
996.0 3,127.0 (2,703.0) 664.0
12,765.0 19,655.0 22,282.0 27,981.0
25,894.0 29,801.0 34,937.0 42,117.0

38,659.0 49,456.0 57,219.0 70,098.0
74,149.0 93,804.0 115,594.0 142,518.0
- - - 15.00%
- - - 15.00%
- - - 14.00%
- - - 14.00%
(74,149.0) (93,804.0) (115,594.0) (179,560.0)
(74,149.0) (93,804.0) (115,594.0) (179,560.0)
- Dec-31-2006 Dec-31-2007 Dec-31-2008

6,858.0 9,855.0 15,605.0 15,758.0
4,911.0 6,673.0 9,380.0 11,559.0
996.0 3,127.0 (2,703.0) 664.0
12,765.0 19,655.0 22,282.0 27,981.0
74,149.0 93,804.0 115,594.0 142,518.0
- - - 15.00%
- - - 15.00%
- - - 14.00%
- - - 14.00%
(74,149.0) (93,804.0) (115,594.0) (179,560.0)
(74,149.0) (93,804.0) (115,594.0) (179,560.0)
- Dec-31-2006 Dec-31-2007 Dec-31-2008

Bank of Punjab (KASE:BOP) > Financials > Segments
In Thousands of the reported currency. View By: Line Items Restatement: Latest Filings
Business Segments
Revenues
Trading & Sales - - - 2,237,106.0 4,054,987.0 8,676,143.0
Retail Banking - - - 913,311.0 1,296,283.0 1,390,557.0
Commercial Banking - - - 4,216,254.0 9,078,373.0 12,710,673.0
Payment & Settlement - - - 77,849.0 150,200.0 161,947.0
Agency Services - - - 19,993.0 22,783.0 36,979.0
Total Revenues - - - 7,464,513.0 14,602,626.0 22,976,299.0
Net Profit Before Tax

Trading & Sales - - - - 1,181,491.0 5,290,190.0
Retail Banking - - - - 312,984.0 (417,636.0)
Commercial Banking - - - - 2,176,151.0 (192,311.0)
Payment & Settlement - - - - 120,353.0 145,805.0
Agency Services - - - - 19,504.0 29,521.0
Total Net Profit Before Tax - - - - 3,810,483.0 4,855,569.0
Net Profit After Tax

Trading & Sales - - - 775,695.0 - -
Retail Banking - - - 246,304.0 - -
Commercial Banking - - - 1,261,243.0 - -
Payment & Settlement - - - 55,826.0 - -
Agency Services - - - 16,358.0 - -
Total Net Profit After Tax - - - 2,355,426.0 - -
Assets
Trading & Sales - - - - 29,650,127.0 92,466,451.0
Retail Banking - - - - 9,780,425.0 11,448,191.0
Commercial Banking - - - - 71,327,122.0 132,925,413.0
Payment & Settlement - - - - - 38,110.0
Agency Services - - - - - 7,296.0
Total Assets - - - - 110,757,674.0 236,885,461.0
Filing Date Feb-29-2004 Mar-01-2005 Mar-01-2006 Mar-01-2007 Feb-29-2008 Mar-01-2009
Geographic
For the Fiscal Segments
Period Ending 12 months 12 months 12 months 12 months 12 months 12 months
Revenues
Pakistan 1,373,254.0 2,008,061.0 2,892,143.0 7,464,513.0 6,558,775.0 7,173,632.0
Total Revenues 1,373,254.0 2,008,061.0 2,892,143.0 7,464,513.0 6,558,775.0 7,173,632.0
Interest Expense
Pakistan (997,649.0) (484,202.0) (719,074.0) (2,668,739.0) (7,508,795.0) (13,939,377.0)
Total Interest Expense (997,649.0) (484,202.0) (719,074.0) (2,668,739.0) (7,508,795.0) (13,939,377.0)
Net Profit Before Tax

Pakistan 436,156.0 1,003,793.0 1,740,921.0 3,170,719.0 4,770,897.0 4,855,569.0
Total Net Profit Before Tax 436,156.0 1,003,793.0 1,740,921.0 3,170,719.0 4,770,897.0 4,855,569.0
Tax Expense
Pakistan 150,152.0 218,566.0 371,649.0 815,293.0 967,226.0 401,551.0
Total Tax Expense 150,152.0 218,566.0 371,649.0 815,293.0 967,226.0 401,551.0
Net Profit After Tax

Pakistan 286,004.0 689,850.0 1,369,272.0 2,355,426.0 3,803,671.0 4,454,018.0
Total Net Profit After Tax 286,004.0 689,850.0 1,369,272.0 2,355,426.0 3,803,671.0 4,454,018.0
Assets
Pakistan 29,529,255.0 43,632,446.0 66,314,491.0 111,157,907.0 164,862,861.0 235,017,580.0
Total Assets 29,529,255.0 43,632,446.0 66,314,491.0 111,157,907.0 164,862,861.0 235,017,580.0
Depreciation & Amortization

Pakistan 34,249.0 54,766.0 71,275.0 77,799.0 136,664.0 154,419.0
Total Depreciation & Amortization 34,249.0 54,766.0 71,275.0 77,799.0 136,664.0 154,419.0
Capital Expenditure
Pakistan (99,301.0) (74,311.0) (338,640.0) (103,118.0) (482,915.0) (543,135.0)
Total Capital Expenditure (99,301.0) (74,311.0) (338,640.0) (103,118.0) (482,915.0) (543,135.0)
Filing Date Feb-29-2004 Mar-01-2005 Mar-01-2006 Mar-01-2007 Feb-29-2008 Mar-01-2009

12 months
Dec-31-2008
PKR
5,788,777.0
1,327,589.0
14,572,914.0
235,660.0
16,693.0
21,941,633.0
2,712,918.0
(1,859,334.0)
(17,930,630.0)
204,239.0
14,466.0
(16,858,341.0)
-
-
-
-
-
-
36,701,296.0
10,393,980.0
152,095,587.0
52,370.0
3,710.0
199,246,943.0
Mar-01-2009
12 months
Dec-31-2008
PKR
(13,535,948.0)
(13,535,948.0)
(16,614,000.0)
(16,614,000.0)
(16,858,341.0)
(16,858,341.0)
(6,773,401.0)
(6,773,401.0)
(10,084,940.0)
(10,084,940.0)
185,892,973.0
185,892,973.0
228,037.0
228,037.0
(462,157.0)
(462,157.0)
Mar-01-2009

Bank of Punjab KASE BOP Financials

Hochgeladen von

Dokumentinformationen

Copyright

Verfügbare Formate

Dieses Dokument teilen

Dokument teilen oder einbetten

Freigabeoptionen

Stufen Sie dieses Dokument als nützlich ein?

Sind diese Inhalte unangemessen?

Copyright:

Verfügbare Formate

Bank of Punjab KASE BOP Financials

Hochgeladen von

Copyright:

Verfügbare Formate

Bank of Punjab (KASE:BOP) > Financials > Key Stats

Net Income 162,907.0 122,302.0 DSC 29,404.0 156,844.0 237,123.0

Total Assets 18,511,636.0 19,888,605.0 DSC 18,214,860.0 21,276,686.0 24,778,592.0

Currency PKR PKR DSC PKR PKR PKR

Current Capitalization (Thousands of PKR)

Market Cap / EBT Excl. Unusual Items NA 1.03x 0.68x 0.67x NM

P/BV NA 0.47x 0.20x 0.14x 0.87x

Price/Tang BV NA 0.47x 0.20x 0.14x 0.88x

Financial data provided by

1,394,896.0 1,912,684.0 2,884,417.0 4,452,344.0 6,525,775.0 7,146,198.0 (13,924,705.0)

436,156.0 908,416.0 1,733,195.0 3,158,285.0 4,770,897.0 4,855,569.0 (16,858,341.0)

286,004.0 689,850.0 1,369,272.0 2,355,426.0 3,803,671.0 4,454,018.0 (10,084,940.0)

0.822 1.321 2.622 4.462 7.205 8.42 (19.07)

29,529,255.0 43,632,446.0 66,314,491.0 111,157,907.0 164,862,861.0 235,017,580.0 185,892,973.0

PKR PKR PKR PKR PKR PKR PKR

Income From Trading Activities (122,330.0) - DSC - - -

Provision For Loan Losses - (123,615.0) DSC 81,230.0 143,092.0 39,486.0

Salaries and Other Empl. Benefits 355,500.0 380,090.0 DSC - - -

Impairment of Goodwill - - DSC - - -

Income Tax Expense 13,500.0 12,500.0 DSC 97,485.0 162,595.0 185,447.0

Earnings of Discontinued Ops. - - DSC - - -

Minority Int. in Earnings - - DSC - - -

Pref. Dividends and Other Adj. - - DSC - - -

Per Share Items DSC

Diluted EPS 0.309 0.211 DSC 0.087 0.462 0.681

Normalized Basic EPS 0.209 0.145 DSC 0.233 0.588 0.759

Dividends per Share NA NA DSC NA NA 0.43

Supplemental Items DSC

Normalized Net Income 110,254.375 84,251.25 DSC 79,305.625 199,649.375 264,106.25

Financial data provided by

2,069,555.0 1,664,464.0 2,555,039.0 6,125,262.0 11,579,633.0 17,539,538.0 17,752,652.0

77,650.0 8,130.0 47,061.0 330,996.0 470,726.0 1,863,290.0 18,863,580.0

150,152.0 218,566.0 371,649.0 815,293.0 967,226.0 401,551.0 (6,773,401.0)

286,004.0 689,850.0 1,369,272.0 2,355,426.0 3,804,255.0 4,454,018.0 (10,084,940.0)

0.821 1.321 2.622 4.465 7.205 8.423 (19.071)

0.822 1.321 2.622 4.462 7.205 8.42 (19.07)

0.783 1.087 2.074 3.742 5.647 5.739 (19.925)

34.43% 24.06% 21.35% 25.71% 20.27% 8.27% NM

272,597.5 567,760.0 1,083,246.875 1,973,928.125 2,981,810.625 3,034,730.625 (10,536,463.125)

Investment Securities 7,547,737.0 5,894,937.0 DSC 4,990,619.0 8,954,537.0 9,572,072.0

Gross Loans 7,113,660.0 6,903,987.0 DSC 6,425,858.0 6,562,682.0 6,230,798.0

Other Intangibles - - DSC - - -

Interest Bearing Deposits 11,392,458.0 13,135,120.0 DSC 11,811,986.0 13,886,379.0 15,550,448.0

Short-term Borrowings 55,927.0 - DSC 712,944.0 1,401,062.0 2,509,262.0

Common Stock 704,033.0 774,436.0 DSC 851,880.0 851,880.0 979,662.0

Total Equity 1,671,800.0 1,795,770.0 DSC 1,825,174.0 2,181,003.0 2,257,181.0

Supplemental Items DSC

Financial data provided by

9,234,613.0 7,966,312.0 7,797,833.0 18,654,982.0 8,189,161.0 7,419,978.0 7,254,581.0

12,524,484.0 15,977,613.0 17,104,769.0 25,119,862.0 39,291,110.0 63,080,389.0 22,626,425.0

7,152,007.0 18,828,594.0 39,955,108.0 64,461,008.0 103,414,274.0 137,424,588.0 151,713,684.0

607,482.0 644,234.0 978,878.0 2,009,843.0 2,465,507.0 3,735,043.0 4,053,673.0

- - - - 30,466.0 26,108.0 19,316.0

19,775,566.0 28,206,026.0 41,760,221.0 72,592,879.0 119,074,684.0 169,456,872.0 144,251,971.0

1,289,547.0 2,684,237.0 3,098,718.0 6,791,007.0 6,989,424.0 17,842,915.0 12,278,773.0

1,004,154.0 1,004,154.0 1,506,230.0 2,349,719.0 2,902,490.0 4,230,379.0 5,287,974.0

2,367,458.0 3,057,308.0 4,426,580.0 6,785,172.0 16,133,429.0 19,011,908.0 3,727,554.0

29,529,255.0 43,632,446.0 66,314,491.0 111,157,907.0 164,862,861.0 235,017,580.0 185,892,973.0

348,179.378 348,179.378 522,269.063 522,269.058 528,797.427 423,037.901 528,797.376

Other Amortization - - DSC 2,088.0 53.0 -

Capital Expenditures - - DSC (13,123.0) (13,785.0) (34,284.0)

Short Term Debt Issued - - DSC - - -

Issuance of Common Stock - - DSC - - -

Total Dividends Paid - - DSC - - -