RESUME OF

PRIMITIVO L. BUCO, CPA, CIA

1015 Jefferson Drive, Stewartsville, NJ 08886
Home Tel. #908-454-1131 or Cell Phone: 908-906-7489
Email: pb4bdc98@westpost.net
SUMMARY:
A dependable professional with the proper education, required skills and well ro
unded broad working experience in auditing, accounting, tax and finance in vario
us industries.
WORK EXPERIENCE
Affinity Federal Credit Union
73 Mountain View Blvd. Basking Ridge, NJ 07920
Senior Internal Auditor
April 2004 to April 2010
Conducted/lead audit/review of internal controls, operations, compliance, financ
ial and other types of audit and review relating to the objectives of safeguardi
ng the credit union's assets, reliability of financial records, compliance with
applicable policies, rules and regulations, improvement of various processes and
operations. This involved work paper documentation, development of work program
, preparation of scope document and audit report, discussion and presentation of
findings and recommendations to audit areas. Performed other tasks related to v
arious audit objectives and special projects. Also provided consultancy service
s such as in the implementation of the ERM program. Attended and participated i
n the Supervisory (Audit) Committee and Compliance Committee meetings. Assisted
in preparing Request for Proposal (RFP) and evaluating responses for various aud
it external and internal audit services, Supervised staff and/or coordinate work
of consultant, assist the CAE in audit planning, risk assessment and coordinati
ng external and regulatory auditors' requirements, among others. Recommended an
d successfully implemented conversion to electronic work paper using AutoAudit.
HR Block
Elizabeth Avenue, Elizabeth, NJ
Tax Associate (Part Time)
November 2004 to February 2005
Prepared personal and business income tax returns of individual clients and info
rming them about the different financial products and services of the company.
Toriano and Company CPAs
912 Kinderkamack Road, River Edge, NJ 07661
Senior Auditor/Accountant
January 1997 to April 2004
Performed accounting, auditing and other outsourcing or consulting services in v
arious capacities, which included, among others, the following engagements:
-Consultant -Accounting Manager -Electronic Interface Associates, Inc., NY
Assumed the functions of Accounting Manager for more than three (3) years starti
ng October 2000. Responsible for the general accounting functions and financial
reporting that included general ledger and journal entries using MAS 90 account
ing software, analysis and reconciliation of accounts, financial reporting and p
reparation of various management reports. Assisted the CFO in planning, impleme
nting and coordinating the various functions of the Accounting/Finance Departmen
t. Also responsible for A/R, A/P, payroll including payroll taxes, sales and use
tax, corporate tax. Supervised four (4) staff.
-Consultant -Senior Auditor -NYCSCA, Queens, NY
Worked as a Senior Auditor in the Internal Audit Department of New York City Sch
ool Construction Authority (NYCSCA), NY from August 1999-October 2000 with direc
t supervision over two (2) staff. Responsibilities included assisting NYCSCA Au
dit Officers in planning, coordinating, and conducting various reviews/audit tas
ks of its Internal Audit Department with other specialists. Performed various a
udits and reviews, which included business processes, internal controls, operati
ons, contract audit, progress payment audit and close out audits. Evaluated com
pliance of contractors with risks coverage requirements. Reviewed business proce
sses and operations to determine operational efficiency and effectiveness and co
mpliance to existing policies and procedures. Recommended improvement in variou
s areas of operations, business processes and internal control. Determined compl
iance of contractors with reporting requirements and applicable laws. Prepared a
nd presented reports, memos, and studies to management as required.
-Senior Auditor -Other Audit Services (Utility Companies, Non-Profit Organizatio
ns, Engineering Firms, etc)
Performed various external audit services which included contract audits and or
agreed upon procedures for various clients including the New Jersey Department o
f Transportation, New York State Department of Transportation and other state go
vernment agencies relating to the implementation of federal/state funded project
s such as road construction to determine compliance of contractors with contract
agreements and applicable regulations, i.e., FAR. Among the companies audited
included PSE&G, Conrail, and various contractors and engineering firms. Also ass
isted in auditing various NYC bus operators relating to funding assistance exten
ded by the State. Conducted other audits as required by clients such as sub-con
sultant to KPMG in its fund audit of the NYS Higher Education Program. These au
dits involved the evaluation of accounting systems, costing process, test of tra
nsactions, on-site inspections, overhead rates computations, review and analysis
of financial statements and other financial/business reports, including report
preparation and discussion with clients.
Central Bank of the Philippines
Manila, Philippines
Assumed various responsible positions with the Central Bank of the Philippines r
elating to reviews/audits of financial institutions availing of the credit facil
ities of the Central Bank; also involved in the loan operations and implementati
on of financing programs of the Central Bank and/or international financial inst
itutions such as the IGLF, IBRD, among others:
-As Head of Regional Loan Unit- Reviewed and approved loan and rediscounting app
lications of commercial banks and other financial institutions located in the re
gional geographical areas, including supervision of several staff.
-As a Supervising Examiner- Responsible for audit planning, assigning and review
ing audit reports of more than twenty (20) professional audit staff. In charged
of audit and review of various financial institutions' books and records relati
ng to their operations, loan portfolios, analysis of business processes, determi
ning compliance with applicable laws and regulations, including report preparati
on. Also performed collateral audits, credit rating evaluation, project feasibi
lity analysis, loan application processing, evaluation of loan documents, and pr
operty appraisals relating to various financing facilities of the Central Bank.

EDUCATION
MBA De La Salle University, Manila, Philippines
B.S.B.A.-Accounting, University of the City of Manila Manila, Philippines
(Pamantasan ng Lungsod ng Maynila)
PROFESSIONAL CERTIFICATION
Certified Public Accountant (CPA) May 1996 NJ USA
Certified Internal Auditor (CIA) September 2008 NJ USA
MEMBERSHIP IN PROFESSIONAL ORGANIZATIONS
AICPA, NJSCPA, IIA
Other Skills:
Computer literate Microsoft Word, Excel, PowerPoint, various accounting/financia
l software such as EPICOR, MAS 90, XP System, among others, including Audit soft
ware, AutoAudit. Skills included driving motor vehicles, operating various offic
e equipment, report writing and presentation.