Steven C.

Martinez, CPA
11510 135th St. Ct. E.
Puyallup, WA 98374
Home Phone (253) 840-1102, Cell Phone (253) 820-4153, sm746b5e@westpost.net
SENIOR LEADER OF FINANCIAL AND RISK MANAGEMENT
Extensive experience and goal-oriented Senior Manager with a demonstrated track
record of leading the preparation and analysis of financial reports to summarize
and forecast financial position. Trained in managing change and team building.
Excellent communication with diverse teams, customers, vendors, and stockholde
rs. Proven expertise in driving efficiency and productivity through evaluation
of financial management systems and implementation of process improvements. Tal
ented leader directing highly skilled financial management teams to support achi
evement of overall corporate goals and objectives.
CORE COMPETENCIES
Capital structure & contingency plan
Accounting Management
Financial Analysis
Forecasting
Investments
Asset, Liability, Management
Cash Management
Budgeting
Banking Operations
Risk Management
Technology Integration
Regulatory Compliance
Efficiency Improvements
Revenue Enhancement and Cost Reductions
PROFESSIONAL QUALIFICATIONS
Lead and develop strategic short-term and long-term planning
Effective leadership of operations, IT, and finance functions
Board of Directors relationship, education, and financial advisor
Develop incentive plans
Dissemination of goals and initiatives to synergize effective teams
Proven technical skills in SEC, tax reporting, and regulatory reporting.
Extensive experience in financial reporting for internal and external stakehold
ers
Ensure compliance with GAAP with complex transactions for debt restructure, loa
n accounting, Standby Letters of Credit, commitments, capital stock, retained ea
rnings, restricted retained earnings, deferred compensation,.
Revenue enhancement
Enterprise risk management analysis, documentation, and business continuity
Written company policies
Detailed experience of loan, investment, borrowing/funding, capital transaction
s and contingency plans.
WORK HISTORY
02/06 to current WASHINGTON BUSINESS BANK, OLYMPIA, WA SENIOR VICE PRESIDENT/CH
IEF FINANCIAL OFFICER
Direct operations, human resources, company insurance, compliance, finance, inv
estments, cash management, budgeting, regulatory reporting, IT functions, busine
ss continuity plan and accounting. Lead Asset Liability and Investment Committe
e. Oversee pricing of deposits and funding.
Advise President/CEO, other Executive Management, and Board of Directors on fin
ancial performance to plan and strategic planning.
Monitor compliance program, develop training programs for operations and accoun
ting staff, ensure compliance with regulations, risk management, and general acc
epted accounting principles.
Accomplishments:
* Enhance revenue of non-interest income or other income by implementing process
that improved collection of fee income by 46%.
* Reduced the time to prepare Call Report by 25%, accelerated financial reportin
g close process by 2 days.
02/04 to 02/06 FEDERAL HOME LOAN BANK SEATTLE, SEATTLE, WA ACCOUNTING OPERATIONS
MANAGER
Managed 3 staff, 2 Senior Accountants and Staff Accountant.
Worked with FAS No. 133 Accounting for Derivative Instruments and Hedging.
Ensure compliance with GAAP on prepayment advance fees for debt restructure, lo
an accounting, Standby Letters of Credit, commitments, fixed assets, other asset
s, accrued interest receivable on advances, deposits, equity (capital stock, ret
ained earnings, and restricted retained earnings), other and accrued liabilities
, deferred compensation, interest income on advances, interest expense on deposi
ts, and operating expenses.
Awards: Team contribution for SEC registration and conversion project of Summit
System (investment and derivative instruments & hedging activities system).
10/ 01 to 02/04
WASHINGTON MUTUAL, SEATTLE, WA
Consumer Group (former Banking & Financial Services) Commercial Banking Finance
: Vice President, Accounting Manager/Finance II
Commercial group (former specialty finance group): Assistant Vice President, Acc
ounting Manager/finance I
Managed accounting staff of 3 to 5.
GAAP on loan accounting, impaired loans, non-accrual loans, and non-FAS No. 133
derivatives (interest rate swaps).
Accomplishments:
* Designed interest margin report for division.
* Oversaw accounting system for $1.3 billion loan swap transaction.
* Member of conversion team for commercial real estate loan system.
10/00 to 08/01
ALLIED GROUP, INC., RENTON, WA CONTROLLER
Managed accounting department of 6 employees for a property management company
with revenue more than $2 million. Reviewed financial statements and analysis f
or 75 plus financial statements, prepared financial statements for corporation,
and managed finances of company.
Excellent working knowledge of HUD regulations.
05/98 to 10/00
CONIFER MANAGEMENT, INC., TACOMA, WA CONTROLLER
Managed accounting department of 3 employees for a property management company
with revenue more than $1 million. Prepared and completed financial statements
and analysis for 60 plus financial statements.
Managed budget process, and cash flow.
Managed Novell network system.
Excellent working knowledge of HUD regulations.
Accomplishments:
* Selected and implemented accounting software and conversion within three month
s for 60 plus properties.
* Selected and implemented Internet service provider for broadband connection.
* Developed and administered collection policy and procedures to accelerate coll
ections and reduce past due tenants.
01/96 to 05/98 WASHINGTON CREDIT UNION LEAGUE, FEDERAL WAY, WA - AUDIT SUPERVISO
R
06/90 to 12/95 BOEING EMPLOYEES CREDIT UNION, TUKWILA, WA - SENIOR FINANCIAL ACC
OUNTANT TO ACCOUNTING MANAGER
07/89 to 04/90 GRANT THORNTON, SEATTLE, WA - SENIOR ACCOUNTANT
01/88 to 01/89 KITSAP FEDERAL CREDIT UNION, BREMERTON, WA - INTERNAL AUDITOR
06/84 to 12/87 RICHARDS & ASSOCIATES, CPAS, TACOMA, WA - STAFF AUDITOR TO AUDIT
SUPERVISOR
12/83 EDUCATION
Seattle University, Bachelor of Arts in Business Administration and Accounting
08/92 PROFESSIONAL CERTIFICATION
Certified Public Accountant, License No. 15332, Washington State
TECHNOLOGY EXPERIENCE
FISERV Precision Core System, Fidelity Regulatory Report System (Call Report, F
inancial Management, Time Saver Plus), GEAC AMSI (Accounting Management System)
conversion. Proficient with MS Office, Windows, other Window applications, F9 S
oftware, Access, Essbase, Business Objects, CPM, Hyperion. Managed Novel networ
k systems, commercial loan systems (AFS, Strategy), Lawson GL System, Great Plai
ns.