Scott R.

Peterson
10844 Fruitwood CT.
Sandy, UT 84070
(801) 501-0663/ 801-450-2219
WORK EXPERIENCE:
* 7 YEARS BRANCH MANAGER / LOAN OFFICER
* INVESTMENT OFFICER
* MORTGAGE LENDING:
* 10 YEARS SALES HISTORY.
Branch Mangement: Hiring, maintaining and motivating employees in the branch. S
olicit, develop and maintain deposit, business, mortgage and consumer loan accou
nts. Originate, underwrite and approve mortgage and consumer loans up to $300,0
00. Establish and build trust and partnerships with business clients and build
upon personal relationships.
Investment Sales: IRA, annuities, mutual funds, UIT.
Mortgage, commerical and consumer lending: personal, short-term loans, commerci
al loans, business loans, mortgage loans ('A' paper as well as sub-prime lending
). Wholesale account representative for 'A' and 'B' credit types.
Collections: collecting individual and business accounts.
Dealer sales: generating dealer accounts for financing product; audio, video equ
ipment, furniture
EDUCATION:
BS in Business Administration from
University of Phoenix. June 1997

SKILLS:
I speak, read and write Spanish fluently. I am a leader. I am honest and trustw
orthy. I have an extensive business, lending, management and sales background.
I learn new things rapidly; I love to learn, I love a challenge. I can lead a t
eam toward a specific goal and help individuals on that team achieve their indiv
idual goals as well.
I build rapport and trust quickly. I am independent. I pride myself on getting
any job done with little or no supervision. I am a positive person and my optimi
stic attitude is infectious. I have a great deal of computer experience: from s
ales to hardware and software upgrades.
WORK HISTORY:
Branch Manager TransWest Credit Union
October 2006 to Present
I am responsible for the growth, productivity and success of my branch, its st
aff and the bottom line. I currently manage 7 employees including loan officers
, new accounts representatives and tellers. My primary responsibilities are: de
posit growth, mortgage and loan growth, business development, employee developme
nt, etc.
I have experience in a wide variety of loans: mortgage lending, home equity l
oans, commercial loans, business lines of credit, auto, personal, and unsecured
loans. I have approval authority on mortgage and consumer loans up to $300,000 w
ithin my branch.
I have been responsible to build, maintain and develop account relationships w
ith existing customers as well as soliciting, developing and maintaining new rel
ationships with potential clients. It has been my responsibility to ensure that
these relationships are long-lasting and profitable for my branch and for the c
redit union. I have forged many strong, personal relationships with my clients
such that I have been able to bring more than just a deposit relationship.
January 2003 to October 2006 Bank of the West
Branch Manager, Financial Services Investment Officer
Responsible for the growth and productivity of 5 branches' investment activity.
I am responsible for business development, new business, sales calls, business
to business sales, telemarketing, referrals, etc..
I am the loan officer within the branch covering a wide variety of loans: mortga
ge loans, home equity loans, commercial, auto, personal, and unsecured loans.
I am responsible for the sales in the branch. It is my responsibility to motivat
e, to train and support the staff to enable us to reach our sales goals. We hav
e been able to excel and exceed all of our goals both year to date as well as in
2005.
I have been responsible to build, maintain and develop account relationships wit
h existing bank clients as well as having the responsibility to solicit, develop
and maintain new relationships with potential clients. It has been my responsi
bility to ensure that these relationships are long-lasting and profitable for my
branch and for the bank. I have forged many strong, personal relationships wit
h my clients such that I have been able to bring more than just a deposit relati
onship to the bank.

February 2001 to Dec 2002 Zions First National Bank

Branch manager: As branch manager, I have been responsible for the growth, prod
uctivity and success of my branch, it staff and the bottom line. This entails:
business development, sales calls, business to business sales, telemarketing, re
ferrals, etc.
I have experience in a wide variety of loans: mortgage lending, home equity, , c
ommercial, auto, personal, and unsecured loans.
I have been responsible to build, maintain and develop account relationships wit
h existing bank customers as well as the responsibility to solicit, develop and
maintain new relationships with potential clients. It has been my responsibilit
y to ensure that these relationships are long-lasting and profitable for my bran
ch and for the bank. I have forged many strong, personal relationships with my
clients such that I have been able to bring more than just a deposit relationshi
p to the bank.

July 2000 to February 2001 Bank One Mortgage

Account Executive, originator, salesman
Account manager for 5 Bank One branches. I managed a large portfolio of loans t
hat I was responsible to generate as well as the loans referred to me by these o
ther branches I managed.
I was responsible for my own lead generation, maintaining and growing my custome
r base and Bank One's clientele. By assessing personal needs and filling needs
of each and every client I acquired, I was able to build a great loan base and p
henomenal deposit base for Bank One. I utilized many resources (agents, brokers
and Chamber of Commerce members) to build my portfolio. Along with originating
each loan, I was empowered to make the underwriting decision on these loans, and
close them this gave me a greater understanding of the lendng requirements and
regulations I could use in the future.
January 2000 to July 2000 Accumortgage Wholesale
Account Executive, wholesale / outside sales rep.
I was responsible for soliciting, managing and developing new and existing portf
olio of mortgage brokers in Salt Lake and in Idaho. I was their contact for all
their mortgage lending. This entails daily, and weekly follow up with some of
these contacts depending on what they needed. All of my customers trusted me and
knew that I valued their trust and would take care of their every need. I was
responsible for 75+ brokers in the Salt Lake Valley and Boise.

September 1997 to 2000 S.M.W Mortgage

Loan originator, salesman, account manager
I originated, managed and developed my loan portfolio. I was responsible for my
own lead generation and marketing, maintaining my growing customer base, assessi
ng the individual needs of every client I acquired. I constantly utilized many r
esources (agents, brokers, chamber members and builders) to build a following an
d excellent clientele. I utilized these leads to become the #1 loan officer in
the office each month. Because of my service, I continue to have a following o
f clients to this day. I gained excellent experience with all types of lending:
lines of credit, construction loans, non-conforming, conforming (FNMA, FLMAC)
FHA, Jumbo, and Super Jumbo loans.

1995 to 1997 Commercial Credit (Citifinancial)

Account Executive/Customer Service/ Loan Officer
I originated my consumer and real estate loans through telemarketing and referra
ls from current clients. I found that they were happy with how they were treate
d and a great many sent friends and family to do business with me.
I was responsible for generating new dealer accounts. Furniture Warehouse, for e
xample was a client we picked up; we did their 1 Yr. Same as cash, 90 day cash f
inancing for them.
I was the collections supervisor for our personal accounts in that branch. We h
ad the lowest ratio of accounts outstanding in the region because of the team I
had. I was also in charge of the foreclosure and repossession procedures for the
branch.