Lauren M.

Dottin
45432 Clarkes Crossing Square
Sterling, VA 20164
703-338-5397
ld9cc3d8@westpost.net

OBJECTIVE
Skilled professional experienced in mortgage origination, processing and closing
, seeking a position where my experience and expertise contribute to the organiz
ation's success.
PROFESSIONAL PROFILE
Highly talented Real Estate professional with exceptional analytical and leaders
hip skills
* Over 7 years experience
* Consistent in providing superb customer service
* Excellent oral and written communications
* Skilled at analyzing complex transactions
* Works well independently and as part of a team
* Proven expertise in originating, processing and closing mortgage applications
CAREER HIGHLIGHTS
* Promoted 5 times within 5 years
* Awarded Certificate of Superior Achievement in Equity Lending May 2007
* Mortgage Employee of 2nd Quarter 2006
* Assigned as Trainer for new hires
* Closed the most loans in April 2006
* Assigned as team lead for Mortgage Field Central West Region 2005
PROFESSIONAL EXPERIENCE
5/07-8/10
Navy Federal Credit Union Vienna, VA
BSA/AML Analyst
Researched and performd thorough analysis of Navy Federal account transactions
Ensured compliance with the Bank Secrecy Act and USA PATRIOT Act.
Performed complex, detailed research and analyses of daily financial transaction
s (cash, wire, ACH, etc.) to uncover suspicious activity possibly associated wit
h money laundering, terrorist financing, or other financial crimes. Utilized a s
killed working knowledge of comprehensive analysis software. Performs in-depth i
nvestigation of associated accounts when red flags are raised. Prepared Suspicio
us Activity Reports (SAR) when resulting from analysis, including comprehensive
narratives to fully describe the breadth of detected suspicious transactions.

Lauren M. Dottin
45432 Clarkes Crossing Square
Sterling, VA 20164
703-338-5397
ld9cc3d8@westpost.net
11/2006 - 5/07
BSA/AML Specialist
Conducted detailed analysis of daily structuring, velocity of funds and outbound
/inbound transactions reports in accordance with the Bank Secrecy Act (BSA) and
USA Patriot Act guidelines. Investigated fraud cases of reported and alleged los
s of assets. Detected fraud trends, possible money laundering and terrorists act
ivity financing.
7/2000- 11/2006
Mortgage Originator Processor and Closer
Trained new hires on, and is personally responsible for, processing first and se
cond mortgages in all 50 states. Assured loans are closed in accordance with the
applicable federal and state laws, compliance regulations, policies and procedu
res. Analyzed title binders and reviewed appraisals for both purchases and refin
ances. Provided customer service to both buyers and sellers in real estate trans
actions.
7/1998 - 3/2000
East Cambridge Savings Bank Cambridge, MA
Teller-Customer Service Representative
Greeted customers, built a rapport with them and thanked them for their business
.
Processed transactions accurately and efficiently, including: deposits, withdraw
als, loan payments and check cashing. Assisted with helping customers by identif
ying bank products and services that specifically meet their financial needs.
EDUCATION
Salem State College, Salem, MA
Bachelor of Science, Sports Management, May 1998
Skills
Patriot Officer, Lotus Notes, Lotus 1-2-3, Microsoft Word, WordPerfect, Desktop
Underwriter and Excel
References available on request.