Berkeley, Illinois 60163 (630) 363-3250 -cell (708) 544-5668 - home misearcy@yahoo.com OBJECTIVE: ________________________________________________________________________________ ____ To find a financial institution that can benefit from my 20 plus years of experience and management. STRENGTHS: ________________________________________________________________________________ _____ * Deliver high quality work in challenging situations * Ability to coordinate and prioritize multiple tasks * Enhance team performance by providing clear specific feedback and recognition * In-depth knowledge and application of Real Estate Loans * Superior communication, orally and in writing * Microsoft Word, Excel, Document imaging, Power Point, Lotus notes * Assertive, self-motivated, goal oriented, organized and efficient EXPERIENCE: ________________________________________________________________________________ ________ December 1996 Household Retail, Wood dale, IL - March 2009 HSBC, Elmhurst, IL >Lead Customer Service Analyst/Call Center - 3 years >New and Seasoned Employee Real Estate Underwriter Trainer - 1 year >Real Estate Secured/Unsecured Real Estate Underwriter Trainer - 1 year >Real Estate Underwriting Unit Manager - 8 years Key responsibilities: * Manager's immediate assistant * Analyzed and resolved customer's request and billing errors * Prepared monthly activity reports for various functions * Managed employees' schedules * Completed review of customer applications and credit profiles. Accurately assessed the FICO credit guide and risk scores, to quickly determine the best benefit for the customer and company * Read, analyzed, appraisals and title commitments * Prepared training material for new hired underwriters * Conducted new hire interviews * Trained to properly calculate numerous sources of income * Knowledgeable of and adhere to Federal, State, and local corporate policies and procedures * Managed an underwriter staff of 6 -14 employees * Training and provided demonstrations to various units and Senior Management * Traveled to branch sales offices for product training and explanation * Prepared and approval Real Estate closing documentation * Conducted annual employee performance reviews * Authorized to approve up to $650,000 * Proficient communication with attorney's, title companies, various lenders * Mentored staff members to increase effectiveness and accuracy EDUCATION: ________________________________________________________________________________ __ Triton College - Business Administration References Upon Request