FRANCISCA ONOME ONAIBRE 4805 Tolley Ct, Raleigh, NC Tel no: 91987846290, onomean

aibre@aol.com ****************************** Highly knowledgeable, creative and

result-oriented Banker with huge background in establishing and maintaining posi
tive customer relationships, planning and delivering effective sales strategies
and monitoring the progress of new and existing financial products. Summary of Q
ualifications * More than nine years experience. * Strong financial modeling and
analytical skills. * Great computer skills (Excel/Word/PowerPoint). * Exception
al understanding of valuation theory, methodologies, and applications. * Proven
ability to work cooperatively with all levels of staff. * Excellent verbal and w
ritten communication skills. Professional Experience Bank PHB Plc- Lagos, Nigeri
a 2007 - 2009 CLUSTER HEAD/RETAIL BRANCH MANAGER AUGUST 2009
* Implement the delivery of sales strategies and targets and motivate employees
to meet these.
* Establish and maintain effective relationships with new and existing customers
, establishing their needs and advising on the suitability of services.
* Visit business customers and attend meetings and conferences with them and oth
er professionals.
* Manage and support staff and facilitate appropriate continuing professional de
velopment (CPD).
* Communicate implementing and monitoring compliance with corporate standards an
d procedures.
* Process data to produce accurate facts, figures and reports.
* Evaluate new and renewal lending proposals negotiate terms with customers and,
where appropriate, submit proposals to the credit department for approval.
* Check accounts and initiate action if they are overdrawn without arrangement o
r are in excess of agreed arrangements.
* Assume overall accountability for products and services, such as consumer lend
ing, current account transactions, unsecured loans, overdrafts, credit cards and
personal loans.
* Network with appropriate professionals.
* Represent the bank within the wider community.
Manager- BRANCH MANAGEMENT - Ogudu Branch (Nov 07 to May 09)
Branch Head responsible for Bank PHB Bank's branch management initiatives at thi
s branch. My core responsibilities beyond supervising the entire branch teams an
d overseeing the branch administrative duties are:
* Grow the branch balance sheet size profitably.
* Manage relationships within target markets with the view of retaining accounts
and converting prospects in order to grow business volumes and income.
* Manage relationship-banking teams with a keen focus on maximizing revenue for
the bank.
* Ensure delivery of the bank's service promise to customers - quality customer
service.
* Develop and generate new and profitable businesses for the bank.
* Provide loan counseling to clients and create profitable investment portfolio
for the branch.
* Monitor credit/facilities accounts.
* Control branch expenditure both within and outside branch discretionary limits
.
* Ensure operational effectiveness at the branch with keen attention on operatio
ns guidelines and bank policy.
* Define and agree performance goals with staff and monitor/evaluate achievement
of set/agreed goals and overall performance of all branch staff.
* Generate risk assets with strict adherence to bank's guidelines and procedures
.
* Ensure adherence to set standards and customer satisfaction
Zenith Bank Plc, Lagos, Nigeria 2000 - 2007
Branch Manger- (Mar 07 to Nov 07)
Deputy Manager- Head of Marketing and Operations-(Jan 05-Mar 07)
* Market Financial Services and introduce businesses
* Sustain and manage existing relationships for profit maximization.
* Generate risk assets and DAS transactions
* Account Management.
* Prepare and analyze credit requests.
* Monitor credit/facilities accounts.
* Ensure operational effectiveness at the branch with keen attention on operatio
ns guidelines and bank policy
Senior Banking Officer Nov 03- Dec 05- Documentary Credit & Collections (TRADE S
ERVICES)
* Key team member in the customer service desk for all foreign exchange related
transactions
* Established and maintained strong relationship with our corresponding banks
Banking Officer-