STEPHEN C.

O'NEIL
4 Crystal Place
Charlestown, MA 02129-1821
(617) 241-5160
so946fda@westpost.net
PROFESSIONAL EMPLOYMENT
2003 to 2009
Blue Cross and Blue Shield of Massachusetts, Boston, MA
Audit and Risk Management Division
Manager, Risk Management & Insurance
Oversee corporate risk management and insurance program, develop contracts and r
isk management programs to protect / enhance corporate assets while minimizing p
otential liabilities. Direct processing of insurance policy renewals (over $700
million in force) and managing a budget of approximately $4.9 million. Other d
uties include risk financing, levels of self-insurance limits, mergers & acquisi
tions, vendor approval and insurance requirements, coverage and insurance law in
terpretation, claim handling with insurance carriers and Law Department, and rat
e negotiation and regulatory compliance. Responsible for leading team that inve
stigated setting up Captive for Terrorism / Catastrophic Events. Keep abreast o
f changing legislative standards and policies that affect risk management activi
ties. Actively participate in the risk assessment of major corporate initiative
s (i.e. Corporate Headquarters, HIPPA, Business Continuity, Compliance, new busi
ness locations).
2002 to 2003
Liberty Mutual Holding Company Inc., Boston, MA
Senior Risk Financing and Insurance Analyst, Corporate Risk Management, Corporat
e Financial Department
Project Director for Management Liability Program renewal which includes Directo
rs & Officers Insurance, Fidelity Bond and Fidelity Insurance. Part of team tha
t completed renewals with $500 million in force. Also worked on projects concer
ning Extra Expense Coverage, ongoing claim reviews and updating vendor insurance
guidelines. Assisted Director in reserve setting, reserve forecasting, cost al
location, budgeting and coverage interpretation for insurance lines. Reviewed c
ontracts, Corporate Real Estate/leases and RFP's for insurance requirements/lang
uage. Successfully transferred entire property insurance program to new carrier
in 2002. Handled $22M to $30M insurance budget.
1999 to 2002
Liberty Mutual Holding Company Inc., Boston, MA
Senior Risk Management Consultant, Corporate Risk Management, Corporate Financia
l Department
Responsible for setting Corporate policy and providing risk management consultin
g services and training to internal national and international insurance busines
s units. Responsibilities include: regulatory analysis, workplace safety and he
alth, company wide loss analyses (tracking and trending), training of field pers
onnel, internal risk management audit procedures, and development of a web-based
risk information management system. Trained in Business Contingency Planning a
nd related software (LDRPS). Responsible for the administration of our casualty
and property loss prevention contracts.
1995 to 1999
ITT Industries/Cannon (C&K Components, Inc.), Watertown, MA
Risk Management Specialist / Insurance Manager
Responsible for overseeing all aspects of the employee safety and health program
for the Newton and Watertown, MA, Clayton, NC and Folsom, CA facilities includi
ng accident investigation, job safety analysis, return-to-work program, hazard c
ommunication, ergonomic analysis, safety and health training and OSHA and ADA co
mpliance. Also, provide general consultation regarding safety and health to Cost
a Rican and European operations. Responsible for all aspects of the workers' com
pensation program including claims management and administration, and policy rev
iew for U.S. locations. Participated in all proceedings at the Department of Ind
ustrial Accidents (DIA). Also responsible for risk control and claims management
for other insurance areas (property, general liability, products, business inte
rruption, etc.). Worked closely with Corporate Counsel regarding litigation clai
ms management.
1992 to 1995
Liberty Mutual Insurance Company, Bedford and Portsmouth, NH
Senior Loss Prevention Representative
Provide direct Loss Prevention services to customers to assist in the reduction
of loss through evaluations of pertinent hazard areas to include: ergonomics/cum
ulative trauma disorders (repetitive motion), manual material handling utilizing
CompuTask software, material flow & layout review, machine guarding, safety pro
gram evaluation, industrial hygiene measurements, and noise evaluations. Also pr
ovided loss control services for other lines of insurance including: property, g
eneral liability, fleet, directors & officers, and business interruption.
EDUCATION
Harvard University School of Public Health, Boston Massachusetts
Masters of Science in Environmental Health, program in Environmental Science and
Engineering with a concentration in Industrial Hygiene & Occupational Safety. G
raduated June, 1999 with a 3.20 GPA in major field.
University of Massachusetts Lowell, Lowell, Massachusetts
Masters of Science in Work Environment with a concentration in Occupational Ergo
nomics/Safety Practitioner through the College of Engineering. Graduated with a
3.48 GPA.
Tufts University, Medford, Massachusetts
Bachelor of Science in Engineering Psychology: Human Factors, 1991 from the
College of Engineering. Minor in Engineering Management. Dean's List.
Concord Carlisle High School, Concord, MA
Graduate, 1986
ORGANIZATIONS
Risk Managers Advisory Council (RMAC)
Advisory group for BCS Insurance Company (BCSIC) responsible for policy formatio
n and other aspects of BCSIC's Professional Liability products.
2004-present Member - Blue Cross and Blue Shield Risk Manager's Advisory Council
1999-2003 Member - Insurance Company Risk Managers Group
1998-present Member - Risk and Insurance Management Society, Inc. (RIMS)
1995-present Member - American Society of Safety Engineers (ASSE)
1995 to 1999 Associated Industries of Massachusetts (AIM) Workers' Compensation
Oversight Committee
Attained the designation of Certified Safety Professional (CSP) in Management As
pects (#14140) from the Board of Certified Safety Professionals. Pursuing the C
hartered Property and Casualty Underwriter (CPCU) designation from the American
Institute for CPCU.
U.S. House of Representatives Appointment (Commonwealth of Massachusetts)
United States Air Force Academy
Colorado Springs, Colorado
Lacrosse Coach, Concord Carlisle Youth Lacrosse
Lacrosse Player