Toya Plustache

4737 Spain Street

New Orleans, Louisiana 70122
Phone: 504-280-5626
Cell: 504-908-5823
E-Mail: tpc90736@westpost.net
Professional Summary
<B><I>Hard working,dedicated Mortgage Banker with more than 25 years of experien
ce in 1st.Mortgage Residential Underwriting,processing,closing and packaging of
FHA,VA,Conventional,203K and Construction loans.</I></B>
Areas of Expertise
<I>Byte and Calyx Programs</I>
<I>FNMA/FHLMC DU Underwriting </I>
<I>Computer Proficient</I>
<I>Client/Customer Relations</I>
<I>Problem Solving</I>
<I>Credit & Appraisal Analysis</I>
Reporting/Regulations
<I>Managerial Skills and Experience</I>
Extensive experience in analyzing all tax returns
Product knowledge
Auditing/packaging of loans
Work Experience
August 2005 to January 2008
L&J Gilyot Mortgage New Orleans, Louisiana
Senior Loan Processor/Closer
<I>Fully processed 1st. Mortgage Residential loan applications. Reviewing and in
puting all information into Byte,requesting of additional documentation required
to input into DU system and printing of all loan documents and disclosures.Orde
ring of credit report,appraisal and title work.Final submission of loan document
s.Completed any and all paper work for closing. Coordinated loan closing and han
dled all communication in a timely and professional manner with all applicable p
arties. *Please note gap in employment during hurricane.</I>
January 2002 to December 2004
A-Metro Mortgage Corporation Metairie, Louisiana
Loan Originator/Processor/Administrative Assistant
<I>Licensed Loan Originator for Mortgage Broker, marketing and networking of Rea
l Estate Agents and others to to obtain clients. Scheduled interviews with appli
cants. Input loans and had all disclosures signed as required. Submitted informa
tion through calyx,upload to DU/DO System. Ordered appraisal and Coordinated clo
sings.Sent out mail solicitation to past and future clients. Audited files for a
ll necessary documentation as required by OFI. </I>
November 1997 to November 2002
Dryades Mortgage Metairie, Louisiana
Loan Originator/Sr. Loan Processor/Assistant Underwriter
<I>FHA Direct Endorsement Back Up Underwriter and Sr. Loan Processor. Then moved
to Origination. Duties outlined in previous job descriptions.</I>
November 1994 to November 1996
National Corporate Investigations Bureau,Inc. Metairiie, Louisiana
Chief Executive Officer
Provided operational support for high-volume collection agency. Slashed company
spending by $800,000.after first year. <I>Handled Human Resource functions inclu
ding but not limited to medical and dental insurance plans,workmans compensation
.Supervised accounts receivables clerks, team of five. Filed all business quarte
rly returns. Received, recorded, and banked cash, checks, and vouchers as well a
s reconciled records of bank transactions.Calculated, prepared, and issued bills
, invoices and account statements according to established procedures. Submitted
budgets for departments.Audited all reports and returns.Compiled financial repo
rts pertaining to cash receipts, expenditures and profit and loss. </I>
November 1979 to November 1994
Oak Tree Savings Bank formerly Dixie Savings and Loans New Orleans, Louisiana
Underwriter
<I>In house FNMA,employee and REO Underwriter. Member of Loan Committee. Manager
of 1st.Mortgage Processing. Packaged loans for sale on secondary market. Audite
d files for purchase. Assisted in writing grants for special programs. Credit cl
earing,construction loan processing and all normal processing,underwriting,closi
ng duties as described previously In house servicing until loans sold at later d
ate on secondary market.</I>
Education
Numerous continuing education courses offered through FNMA,FHLMC, Office of Fina
ncial Institutions ,
Donaldson School
University Of New Orleans New Orleans, Lousiana
Business/Psychology
<I>2 years General College Courses </I>
Meadows Draughon Business College New Orleans, Lousiana
Office Specialist
Vocational School.Graduated as Certified Office Specialist.
REFERENCES UPON REQUEST ,