Beruflich Dokumente
Kultur Dokumente
- Bank Operations
- Financial Auditing
- Bank Compliance
- Consumer, Commercial, and Real Estate Loan
- Contract Management
- Operational Procedural
- Policy Development and Publishing
- Interpersonal Relations
PROFESSIONAL EXPERIENCE
Vice President / Compliance Officer / Loan Officer / Security Officer
Bank of Ohio County ~ Beaver Dam, KY Oct 2006-Present
- Active member of the Executive Management team responsible for making al
l decisions on the entire operations of the bank
- Provide oversight on compliance functions of the bank
- Facilitate BSA / AML risk assessments for the organization
- Present compliance audit reports to board of directors
- Administer origination and closing of consumer, real estate, and commerc
ial loans as well as originating and selling of fixed rate loans
- Prepare loan memorandums and perform cash flow analysis
- Identify, manage, and provide resolution to all security issues at the b
ank, including upgrading security systems
- Interface with clients and potential customers to maximize business oppo
rtunities
Notable Contributions:
- Designed, administered, and updated bank website
- Extended expertise to bank employees and board members through conductin
g extensive trainings; designed and monitored Internet banking courses for emplo
yees
- Developed and amended bank policies; purchased some policies and modifie
d them in order to fit bank’s requirements
- Executed new loan procedures and policies to maintain strict compliance
, as well as new regulations and present findings to other members of the execut
ive Management team; honed expertise in interpreting and complying with complex
and amended regulatory procedures
- Designed new policies and procedures as well as conducted extensive trai
nings to instruct employees on new regulations
Compliance Consultant
Thomas Compliance Consultant ~ Beaver Dam, KY Sept 2005-Sept 2006
- Supervised extensive loan, deposit, and Bank Secrecy Act reviews
- Conducted BSA / AML risk assessments for banks
- Facilitated trainings on compliance regulations
Notable Contributions:
- Designed solutions so as to minimize number of compliance violations
- Initiated and administered auditing banks compliance programs
Vice President / Compliance Officer / Loan Operations Manager / Loan Officer
Kentucky Trust Bank ~ Beaver Dam, KY
June 2004-Sept 2005
- Assumed full responsibility in directing all compliance functions of the
bank; administering Loan Operations department; and presenting compliance audit
s to board of directors
- Developed bank employees’ and board members’ performance and technical capabilit
y through conducting trainings
- Performed loan officer duties, particularly originating and closing all
types of loans
- Actively involved with the Executive Management team
Vice President / Loan and Compliance Officer / Secondary Market Manager
Independence Bank ~ Owensboro, KY
May 1997-June 2004
- Oversaw the banks’ secondary market operations and its largest branch
- Developed and maintained loan software for the Bank
Notable Contributions:
- Conducted trainings to sharpen loan officers and board of directors expe
rtise in compliance matters as well as to broaden the knowledge of new loan offi
cers on loan policy, procedures, and software
- Designed and executed a compliance program for Independence Bank
- Authored a thesis “Independence Bank-The Owensboro, Kentucky Micro-Branch Ex
pansion Project†and ensured complete implementation of the thesis through selecting
, designing, and opening three micro branch locations in Daviess and adjoining c
ounties
EARLIER CAREER
Vice President / Loan and Compliance Officer
South Central Bank of Daviess Co., Inc. ~ Owensboro, KY Mar 1995-May 199
7
Assistant Branch Manager
Liberty National Bank ~ Owensboro, KY Aug 1992-Mar 1995
Location Manager
American General Finance ~ Madison, TN Sept 1988-Dec 1991
Registered Representative
Equitable Financial Companies ~ Evansville, IN Nov 1987-July 1988
Legal Aide
Law Office of E. Glenn Miller ~ Hartford, KY May 1985-Nov 1987
EDUCATION
Stonier Graduate School of Banking, University of Delaware ~ Newark, DE
Bachelor of Science in Economics, Western Kentucky University ~ Bowling Green, K
Y