EXECUTIVE MANAGEMENT * SALES * MORTGAGE FINANCE * OIL * RETAIL

GARY RATHBUNGary Rathbun

EXECUTIVE MANAGEMENT * SALES * MORTGAGE FINANCE * OIL * RETAIL
Masterful at integrating sales, marketing and management procedures, quality/cos
t control, business operations, office administration and customer service to ac
hieve organizational goals. Overcome complex business challenges within fast-pa
ced, high-pressure environments using foresight, experience-backed judgment, inn
ovation, strong work ethic and integrity. Motivational leader able to foster te
amwork and energize others to reach higher levels of performance. Help coordina
te activities among various departments. Expertise in developing and launching
marketing programs to increase patronage, market growth and overall profitabilit
y. Oversee the recruiting and training of new employees, explain company polici
es and practices, ensure all rule and regulation compliance. Investigate and re
solve all customer complaints about quality or service. Contribute to sustainab
le short and long term profitability objectives. Establish and maintain an exce
llent rapport with all levels of staff and management. Received numerous achiev
ement accolades.

* Business Development
* New Product/Service Launch
* Staff Supervision/Training
* Oil Field Management
* RE Industry Principles
* Sales/Marketing/Management
* Commercial/Residential Loans
* Federal Regulation Compliance
* Customer/Vendor Relations
* Public Relations/Speaking

PROFESSIONAL EXPERIENCE

MIRABELLA CONSULTING, INC Las Vegas, NV

GM - Commercial Loan Officer 1990-Present
Key Accomplishments
* Procured, developed, maintained successful relationships with wholesale mortga
ge brokers and bankers concentrating on elaborate/difficult to close commercial
loans.
* Performed as independent loan originator for various mortgage companies.
* Managed all aspects of commercial and residential loan business including pers
onal and wholesale originations in western US and nationwide.
* Conducted credit risk/financial records analysis, feasibility of loan request
pertaining to lender requirements, and sound business practice based on "3C's".
* Coordinated entire new/refinance loan process from application through funding
.
* Prepared loan documents, met with borrowers, submitted clean escrow packages,
prepared HUD reports, assessed commercial application/property liquidity, fundin
g success and profitability rate, determined down payment, interest rate and ter
ms.
* Trained, supervised, motivated new employees on banking/funding system.
* Assisted with determining/addressing non-performing loans, value, who to sell
to.
* Originated/closed dozens of multi-million dollar retail, office, industrial, m
edical center, hotel, business park loans up to $21.5 million apartment complex
loan.
5040 Edna Ave * Las Vegas, NV 89146 * 702-275-8985 * grdd9872@westpost.net