Glendale, Arizona 85308 Phone: (602) 978-9798 E-mail: callanta@mail.com SUMMARY Over 30 successful years of banking experience encompassing: >- Commercial Lending * Business and Corporate Banking Real Estate Lending * Correspondent Banking Consumer Lending * International Banking Government Guarantee Finance Programs * Trade Finance Fluent in English, Japanese and Tagalog with a working knowledge of Spanish May 2006 to present Jan 2005 to May 2006 Nov 2003-Nov 2004 Nov 1999-Jan 2002 PROFESSIONAL HISTORY First Credit Union Chandler AZ Director Commercial Real Estate Lending and Commercial Lending Officer Responsib le for business development, construction loans, real property purchase and refi nancing, working capital and permanent working capital loans, SBA Guarantee Loan Program loans; credit analysis and loan presentation to the Loan Committee Desert School Federal Credit Union Phoenix, AZ Commercial Loan Officer Responsible for business development, construction loans, real property purchase and refinancing, working capital and permanent working capital loans, business acquisition loans, SBA Guarantee Loan Program loans; credit analysis and loan presentation to the Loan Committee Achievements: First construction loan approval for the Credit Union; 2005 Sales Leader in Business Services Rabobank Bakersfield, CA Relationship Manager Responsible for business development, analysis and management of real estate acq uisition and development, construction, real property purchase and refinancing l oans Community First National Bank (now Bank of the West) CFNB Phoenix Office - Senior Relationship Manager (Apr2001 -Jun 2002) Phoenix, A Z Responsible for all credit activities with emphasis on: (1) Business development in the areas of SBA, EXIM Bank, and USDA federal government guarantee and insur ance loans; City of Phoenix Expand Program loans; self liquidating asset based l ending; conventional short and long term commercial loan, interim and permanent construction loans; loan participations; supervision of three business developme nt/lending officers; and (2) Supervision of Special Assets Portfolio Achievements: (1) Successfully obtained a $2.0MM approving authority from the Ex port-Import Bank of the United States for the Phoenix Office. (2) Obtained first approval for export working capital line of credit (3) Responsible for loan por tfolio of $130MM. CFNB Regional Office - Senior Credit Manager (Nov 1999 - Apr 2001 ) Phoenix, AZ Responsible for all credit activities, both commercial and consumer loans, for 2 6 branches of Arizona charter. Chair credit committee, strategic planning, train ing; supervision of branch managers, business development officers and relations hip managers on all credit matters. Supervision of Special Assets Portfolio - de linquencies, collections, non-accruals and OREOs Achievements: (1) Reduced potential loan losses by restructuring numerous classi fied loans. (2) Helped recover over $1.5MM in losses resulting from fraudulent a ctivities by a customer Decl974-Octl999 Bank One (now Chase Bank) Bank One Arizona - Business Relationship Manager Team Leader (April 1997 - Oct 1 999) Phoenix, AZ Responsible for underwriting various business banking credits. Extensive contact with Business Development Managers, Field Relationship Managers and Banking Cen ter Managers for underwriting business loan requests: including SBA Express, 504 and 7A programs, letters of credit, commercial real estate loans, short term wo rking capital and term loans. Taking business loan application via telephone. Cr oss selling of various banking services to both existing and prospective custome r via telephone. Out bound telephone calls to prospective loan applicants at the request of Banking Center Managers. Supervision of six Relationship Managers Achievement: Successfully managed six relationship managers who continuously wer e ranked at the top in the bonus pool. Bank One Columbus - International - Manager Asia Pacific Pec 1988 -Aug 1990) Col umbus, OH Responsible for trade related accounts, export import financing, EXIM Bank progr ams. Correspondent banking officer for Far East and Southeast Asia. Principal bu siness relationship officer for Ohio based Japanese corporation. Marketing of ba nking services to Japanese companies - cash management, private banking, trust, investment, real estate and consumer lending services. Marketing of internationa l services to domestic companies. Responsible for credit approval up to $1.00M Achievements: (1) Increased banking relationship from two to 170 relationships. (2) Received an award for selling a cash management product (payroll processing) to a manufacturer with 150 employees. Bank One (Valley National Bank) - Various Positions (Dec 1974 - Oct 1987) Phoeni x, AZ Various positions including corporate trainee, lending officer in consumer, comm ercial, trade finance and international Achievements: (1) Received Salesman of the Year award in 1985. (2) Generated a f ee income of $1.0 MM, which covered the salaries and bonuses for the entire depa rtment. (3) Extensive travel in the Far East and Southeast Asian countries (4) M anaged portfolio of $420MM. Sep 1990 - Feb 1997 Union Bank of California - Business Relationship Officer Tor rance, CA Responsible for business development and management of commercial loans for six business banking centers. Asset based lending, real estate interim financing, bu siness banking, SBA programs, letters of credit, EXIM bank working capital and i nsurance programs, and California Export Finance Office. Maintained relationship s with multinational Japanese corporations, both depository and lending. Achievements: (1) Succeeded in having the first SBA Export Working Capital line of credit for the bank approved. (2) Managed portfolio of $75MM. (3) Developed a $300M to a $5.0MM relationship with a help of mezzanine financing. Oct 1987 - Nov 1988 Aviation Support Technology International, Inc. Phoenix, AZ Responsible for government related contracts - U.S. and foreign governments for sale of restricted aircraft parts. Achievement: Successfully negotiated a contract with several foreign governments for the sale of numerous pieces of equipment. EDUCATION Sophia University - Tokyo, Japan Bachelor of Science, Mathematics Thunderbird Gatvin School of International Management - Glendale, Arizona Master s Business Administration University of Virginia - Chariottesville, Virginia Advance International Banking Studies University of Colorado - Boulder, Colorado International Banking Studies Sumitomo Banking Seminar - Tokyo, Japan Japanese Banking System Studies Western Credit Union National Association Management School Pomona College - Cla remont California Credit Union Management Studies LICENSES & CERTIFICATES Instructor Certification: Arizona Chapter National Association of Minority Contr actors Instructor Certification: Arizona Community College System