SUMMER TRAINING REPORT

ON

FINANCE EXECUTION BY PUBLIC & PRIVATE BANKS IN

RESPECT TO SME UNITS IN LUDHIANA.

SUBMITTED TO :-

PUNJAB TECHNICAL UNIVERSITY, JALANDHAR

In partial fulfillment of the requirement for the degree of

Bachelor of Business Administration

Submitted By:

Ravleen Singh

Roll No. 80103320114

Department of Business Management

Guru Nanak Institute of Management and Technology,

Model Town, Ludhiana

 PREFACE

The BBA program is well structured and integrated course of business studies.
The main objective of practical training at BBA level is to develop skill in student by
supplement to the theoratical study of business management in general. Industrial
training helps to gain real life knowledge about the industrial environment and business
practices. The BBA program provides student with a fundamental knowledge of business
and organizational functions and activities as well as an exposure to strategic thinking of
management.

In every professional course, training is an important factor. Professors give us

theoretical knowledge of various subjects in the college but we are practically exposed of
such subjects when we get the training in the organization. It is only the training through
which I come to know that what an industry is and how it works. I can learn about
various departmental operations being performed in the industry, which would, in return,
help me in the future when I will enter the practical field.

Training is an integral part of BBA and each and every student has to undergo the
training for 45 days in a company and then prepare a project report on the same after the
completion of training.

During this whole training I got lot of experience and came to know about the
management practices in real that how it differs from those of theoretical knowledge and
the practically in the real life.

In today’s globalize world, where cutthroat competition is prevailing in the

market, theoretical knowledge is not sufficient. Beside this one need to have practical
knowledge, which would help an individual in his/her carrier activities and it is true that
“Experience is the best teacher”.
 ACKNOWLEDGEMENT

With immense pleasure, I would like to present this project report on a market research
work on Finance Execution By Public & Private Banks In Respect To SME Units In
Ludhiana for Axis Bank. It has been an enriching experience for me to undergo my
summer training at Axis Bank, which would not have possible without the goodwill and
support of the people around. As a student of Department of Management Studies, I
would like to express my sincere thanks to all those who helped me during my practical
training program.

Words are insufficient to express my gratitude toward Mr. Gurmeet Singh, the Chief
Executive officer of Axis Bank. I would like to give my heartily thanks to Mrs. Rajni
Sofat, who permitted me to get training at Axis Bank.

Last but not the least, I also take this opportunity who have directly or indirectly
contributed through their valuable suggestion, and presence during completion of this
project.

RAVLEEN SINGH
 PROJECT REPORT CONTENT

S.No. Topic Page No.

1. INTRODUCTION OF SME FINANCING 6 - 35

2. REVIEW OF LITERATURE 36 - 41
3. NEED,SCOPE & OBJECTIVES OF THE STUDY 42 - 43
4. RESEARCH METHODOLOGY 44 - 47
5. DATA ANALYSIS & INTERPRETATION 48 - 64
6. FINDINGS OF THE STUDY 65 - 67
7. CONCLUSION & RECOMMENDATIONS 68 - 71
. REFERENCES 72 - 74
. ANNEXURES 75 - 78