Dennis Young

PO Box 1524
Blue Jay, CA 92317-1524 dyf643cc@westpost.net Phone: 909-336-1104
Alt: 909-762-5645

SUMMARY:

The following pages are a brief summary of my qualifications. Based upon my past
business experience and knowledge I feel that I would be an asset to your compa
ny in the capacity
for which you seek. I have enjoyed many successes and worked through many busine
ss challenges with positive outcomes. Please give me the opportunity to talk wit
h you and to put my skills to work for our mutual benefit.

PROFESSIONAL EXPERIENCE:
January 2010 Equity Home Loans
Lake Arrowhead, CA
to Owner/Broker
Present Once again doing Real Estate loans and Loan Mod
ifications for clients who need assistance
with their mortgage payments. I have access to the REST report made by the US T
reasury as a boiler pl
ate that lenders use to approve loan modifications. Refinance loans are coming
back but too slowly in order to make ends meet therefore I am looking for other
steady employment.

January 2009
to
January 2010

October 1993
to
January 2009

June 1983
to
October 1993
First Mortgage Rancho Cucamonga, CA
Loan Officer
Top producing loan agent doing FHA/VA/Conventional financing. Based upon past pr
oduction and performance it is time for me to move forward to a new position and
the income that I have earned in the past.
Equity Home Loans Lake Arrowhead, CA
Owner/Broker
This is my own brokerage company for which I was responsible for loan production
, accuracy and maintenance of the company. For 16 years I was able to manage and
maintain a six figure income. With the downturn in the market and the eliminati
on of the mortgage brokerage industry as a whole, I was forced to redirect my ef
forts elsewhere.
Standard Mortgage San Bernardino, CA
District Supervisor
My job responsibilities were to manage, hire, fire, train loan officers and supp
ort staff in 15
locations throughout the state from Sacramento to San Diego. The total loan prod
uction of the company increased by 300% with an average company gross monthly in
come of
$600,000. In 1993 the owner decided to retire and not allow the remaining manage
ment to buy his interest. His choice was to close the business. My choice was to
open my own brokerage.

EDUCATION:
1974 University of Wisconsin Oshkosh Oshkosh, WI
4 years of experience Business Administration and Economics GPA: 3.0
I am 1 semester short of a double major in Business Administration and Economics
.

1970 Sturgeon Bay High School Sturgeon Bay, WI

Graduate Business Administration GPA: 3.0
With my specific emphasis on Business Administration and Economics I was able to
complete every math course offered within the curriculum in 2 years.

CERTIFICATIONS: I am a California Real Estate Broker since 1979.

COMMUNITY INVOLVEMENT:
I am a member in good standing of the Lake Arrowhead Mountain Sunrise Rotary Clu
b. I have held many positions within the club including Past President, Interna
tional chair, and Youth Chair. Currently I am the Assistant Governor of Distric
t 5330. I have been a leader of the RYLA (Rotary Youth Leadership Awards) Camp
given every year for the past 10 years.
KEYWORD SUMMARY:
This is a brief summary of my past 30 years experiences within the Mortgage ind
ustry. My experiences have led me to your offer for employment. I look forward
to the opportunity to discuss my experience in greater detail and how it can as
sist you in exceeding corporate goals and expectations