Mark Bradley

Accountant/Senior Processor/Manager
527 N Orlando Ave #3
Los Angeles, CA 90048
310.801.1460 cell
323.944.0577 office
Email - mbfb943a@westpost.net

Education
University of Phoenix / Master of Science in Accountancy (MSA) 3.72 GPA
Michigan State University / Bachelor of Music
JPMorgan Chase Bank FHA & Conventional Processor Training / Marketing Certificat
ion
Lumbleau Real Estate School
California Brokers Institute
Allied Real Estate School

Licensure
California Licensure / Real Estate Sales / Current DRE License #01479592
Nationwide Mortgage Licensing System (NMLS) #338011
Florida Licensure / Real Estate Sales / Non-Current

Professional Experience
2008 - present / CPK Mortgage, Inc. / Los Angeles, California
Accountant / Processor / Manager
Accountant Inventory management services (monthly average/14 million dollars),
tax return analysis, profit and loss analysis & statement writing, file closing
procedures and spreadsheet writing.
Processor Financial analysis and preparation of cash flow spreadsheets, debt-to
-income calculations, changes/modifications/negotiations with transactions in pr
ocess and underwriting guidelines, lender credit policy, file analysis, ordering
of FHA Case Numbers, LDP and GSA searches, condo project approval processing. W
eekly negotiations are scheduled with title and escrow officers, credit reposito
ries and CPAs. Business contacts include Los Angeles Superior Court and the Los
Angeles County Government Tax office. Necessary work prior to structuring of fin
ancial transactions includes research for appraisal comparables and property val
uation. Appraisal rebuttals involve written appraisal analysis. I use Microsoft
Word, Excel, Powerpoint, Calyx Point, Fannie Mae Desktop Underwriter (DU) and Fr
eddie Mac Loan Prospector (LP) as well as bank/lender software on a daily basis.
Manager Writing of transaction disclosures, client/company policy materials and
computer management tools (with the assistance of a programmer who writes the a
ctual programs). I am a business council for the company owner and provide produ
ct development services, advertizing ideas/feedback.
CPK Mortgage, Inc. Career Accomplishments
From 2008 to late 2010, CPK Mortgage inventory increased from a monthly average
of 2.5 million to 14 million dollars in loans per month.
 2006 2008 / JPMorgan Chase Bank / Santa Monica, California (Los Angeles Area)
Accountant / Processor / Manager
Accountant Primary responsibilities included financial analysis of inventory an
d preparation of cash flow spreadsheets, calculation of branch costs, editing o
f funding concession reports to upper management, future cost risk data (by prod
uct type).
Processor - Analysis and processing of conventional and FHA loan originations.
This position combined accounting with duties as liaison between branch manager
and bank underwriting. Responsibilities include financial analysis, bank disclos
ure documentation and matching individual files with applicable loan processing
types and programs. Additional responsibilities included council for branch mana
ger and borrowers regarding structuring, debt-to-income calculations, changes/mo
difications in Underwriting guidelines and transaction structuring, bank credit
policy, file analysis for underwriting department and basic estate planning.
Manager Hiring and delegation of duties to assistant Branch Manager and monitor
ing of branch portfolio. I used Microsoft Word and Excel as well as Lotus Notes
and JPMorgan Chase software on a daily basis.
JPMorgan Chase Career Accomplishments
Created and maintained branch manager production reporting, monthly spreadsheet
fundings/total accounting worksheet, as well as creation of JPMorgan Chase Branc
h Manager pipeline management accounting system (for use within our branch).

2005-2006 / First Financial / Los Angeles, California

Processor / Accountant
Processor - Responsible for the handling of loan files from application to post-
funding. Job duties included inputting of applications into Calyx Point, prepari
ng files for submission to lenders (Countrywide, Chase, National City, Washingto
n Mutual, Wells Fargo, and Indymac), checking files for government compliance an
d completeness. After submission, upon receiving approvals, my duties included c
ommunicating with escrow and title companies to complete conditions prior to ord
ering loan documents to be sent to escrow for signing, and overseeing the return
of documents to the lender for funding.
Accountant - I performed final reconciliations and prepared loans for sale on th
e secondary market. I used Microsoft Word, Excel and Outlook on a daily basis.
2004-2005 / Prudential California Realty / West Hollywood, California (Los Ange
les Area)
Real Estate Sales
Listing and showing properties, and all tasks ranging from writing offers to tra
nsaction closings. Additional duties included updating of listings information,
maintaining accurate log of escrow information on each listing. Listing appointm
ents with sellers and meetings with potential buyers were scheduled weekly.
1994-2004 / Byron T Bradley Real Estate Investments / Lansing, Michigan
Vice President
Family owned real estate investments and property management. Property managemen
t (managed tenant calls, repairs, accounts payable/accounts receivable), made re
commendations for bookkeeping changes, collected rents, assisted with loan trans
actions on new property to be purchased or sold.