GREGORY F.

BARRETT
5833 E. Marconi
Scottsdale, Arizona 85254
gb1010da2@westpost.net
602-570-6175

PROFESSIONAL PROFILE
Commercial Lender with extensive expertise working with small to medium size bus
inesses relationships, contributing to the growth of an organization through bus
iness development, cross sell, and credit management. Proficient in developing
strategies, evaluating an organization's critical business requirements and iden
tifying potential opportunities.
WORK EXPERTISE
Alliance Bank of Arizona, Scottsdale, AZ 4/06 a" Present
Vice President and Senior Loan Officer for the 8th largest bank in Arizona with
total asset size of one billion dollars. Alliance Bank is a community business
bank focused on Arizona-based mid-sized businesses as well as professional servi
ce firms, and their owners. My major goals and responsibilities are to solicit,
negotiate, underwrite and coordinate the closing of major and complex consumer,
residential, equipment, SBA, commercial building and business loans in complian
ce with the Bankas lending policies and procedures. Other primary goals include
developing business checking and deposit relationships; and promote business fo
r the Bank by maintaining good customer relations and referring customers to the
appropriate staff for new services. Over three years have built a $50MM loan p
ortfolio in outstandings ($68MM in commitments) comprised of approximately 75 r
elationships with related deposits in excess $10MM.
National Bank of Arizona (NBA), Scottsdale, AZ 5/02 a" 4/06
Vice President and Commercial Loan Center Manager for the fourth largest bank in
the state. NBA is a 5 billion dollar bank with over fifty offices in 31 commun
ities throughout Arizona. Bankas primary focus is to provide lending and financ
ial services to businesses and individuals. Managed the bankas commercial loan
center in Scottsdale (Gainey Ranch) comprised of over $100MM in loan commitments
and over 200 relationships. Oversaw (3) commercial lenders whose responsibilit
ies, as well as mine, included: soliciting and developing all types of business
activity; specializing in highly complex commercial loans; participate in the de
velopment and recommendation of overall commercial loan objectives, policies and
practices; generate deposits and fee income, cross sell other bank products and
services, and assist in developing less experienced officers.
Harris Trust Bank of Arizona, Scottsdale, AZ 1/96 a" 5/02
Vice President and Senior Credit Concurrence Manager (1/98 a" 5/02)
Overall job purpose to ensure all loans were approved in accordance with Bank po
licies, directives, and guidelines. Primary job accountabilities included loan
quality, risk management, risk rating system, and credit analysis. Had approval
authority up to $1MM and signed off on all acceptable commercial and constructi
on loans. Was also an active member in the Bankas Compliance and Risk Control C
ommittees.
Vice President and Senior Commercial Banker (1/96 a" 1/98)
Responsible to generate commercial credit and non-credit revenues through existi
ng and new clients from sales and marketing activities. Built loan portfolio fr
om $10MM to $20MM over two year period consisting of 70 relationships. Member of
the bankas Risk Management Team and alternate head of Loan Committee. Provided
coaching and training for junior lenders and private bankers.
First National Bank of Arizona, Phoenix, AZ 5/92 - 1/96
Vice President and Commercial Loan Officer for $125MM business bank providing fi
nancial and cash management services to businesses, executives and professionals
. Helped bank exceed aggressive growth goals by developing $27MM in quality bus
iness loans and obtaining $7MM in demand and money market accounts over a three-
year period. Implemented numerous procedures for underwriting, control and main
tenance of bankas loan portfolio. Alternate member bankas loan committee.
Citibank (Arizona), Phoenix, Arizona 5/90 - 5/92
Became part of a newly formed Community Banking Division at the Phoenix Home Off
ice. Managed an $8MM portfolio consisting of 40 relationships with primary emph
asis on business development and administration. Entertained commercial and exe
cutive and professional requests up to $2MM within the bankas target market. Al
so headed up the SBA Department for the bank.
* When Citibank purchased United Bank of Arizona, became manger of a Small Busin
ess unit for the Home Office Branch from 8/88-5/90. Managed 100+ accounts total
ing $20MM and supervised two employees.
United Bank of Arizona, Phoenix, Arizona 11/83 - 6/88
Worked for the fourth largest bank in Arizona specializing in middle market comm
ercial lending. Handled all types of loan requests and cash management services
for middle market businesses, executives and professionals. Portfolio started
at $3MM in 1983 and built up to $38MM and 115 relationships by 12/87.
The Valley National Bank of Arizona, Phoenix, Arizona 8/79 -11/83
Handled commercial loan requests at Scottsdale Main Branch for working capital r
evolving lines, equipment financing, business expansion and letters of credit.
Also supervised eight employees in an installment loan department and was Assist
ant Branch Manager.
* Completed Valley Bankas advanced credit school in top 5% of class. Worked in
Central Phoenix Loan Center for two months spreading statements and writing cred
it reviews (11/80 - 1/81).
* Completed Valley Bankas nine-month management training program in six months.
Worked in two different branches handling consumer loan requests and collection
s (8/79 -10/80).
EDUCATION
University of Washington, Seattle, Washington
Pacific Coast Banking School
Graduated in top 10% of class from in September 2000 with Masters in Banking
Thesis was published in the schoolas library
Arizona State University, Tempe, Arizona
B.S. with major in general management
Phoenix College, Phoenix, Arizona
Athletic scholarship for baseball