Provisional Certificate for EMI TO WHOMSOEVER IT MAY CONCERN Date:20 January 2011 Type Of Loan: Individual Home Loan/Home

Improvement/Home Extension Loan PROVISIONAL STATEMENT for claiming deduction under Sections 24(b) & 80 C of the INCOME-TAX ACT, 1961, for the period 01-APRIL-2010 to 31-MARCH-2011.

This is to state that Mr./Mrs./Ms. SANDIP KANTILAL PATIL (Loan Account Number: MUMTHN00007614 ) has/have been granted a Housing Loan Rs. 1922000/@ 9.75% per annum (This rate is subject to change as per the terms and conditions mentioned in the Loan Agreement) in respect of the following property Address: VIKRAM PAWANDHAM CHS 202, BLDG-2-FLT-202-2ND FLR KOLIVALI KALYAN W KALYAN NR NEW OSWAL COLLEGE THANE KALYAN-421306 The above loan is repayable in Equated Monthly Instalments (EMIs) comprising Principal and Interest. The total amount of EMIs payable from 01-APRIL-2010 to 31-MARCH-2011 is Rs. 105618/-. The provisional break-up of this amount into Principal and Interest and other information is given below: PRINCIPAL COMPONENT INTEREST COMPONENT OTHER INFORMATION PRE-EMI INTEREST THE PRINCIPAL OUTSTANDING ON 31-MARCH-2011 PRINCIPAL AMOUNT PREPAID DURING THE YEAR Notes : 1. Interest is calculated on monthly rests. In case of Partly disbursed loans ,Pre-EMI is calculated till the previous month end from the date of issuance of this certificate. 2. Interest and Principal figures are subject to change in case of pre-payment/s and/or change in repayment schedule. 3. Deduction under section 24(b) of the Income Tax Act, 1961 in respect of interest on borrowed capital and deduction under section 80 C of the Income Tax Act, 1961, can be claimed subject to fulfillment of conditions prescribed therein. 4. This certificate is issued to you so as to be produced before employer for considering at the time of deduction of Income tax at source from your salary. Rs. 12760/Rs. 1907356/Rs.0/Rs.14644/Rs.90974/-

This is computer generated certificate and does not require signature.

IDBI HOMEFINANCE LIMITED Dattatray Tower, 2nd Floor, Naikwadi, Opp. McDonald's, Gokhale Road, Thane (West) - 400 602 Tel 022 - 25384545 / 25338271 - 73 Fax 022 - 25338274 Corporate Office : 201, Pride House, University Road, Pune - 411016. Tel : 91 020 25663271 - 75 Fax : 91 20 25660002