Complete Planner Discount (all 8 personal planners) Complete Planner Discount (all 8 personal planners) a Since you've already

purchased the Budget Planner, we can offer you the a Since you've already purchased the Budget Planner, we can offer you the
Complete Planner for only $29.95 (listed at $39.95 on our website). Complete Planner for only $29.95 The Complete Planner includes: The Complete Planner includes:
-Budget Planner- Retirement Planner -Investments Planner -Net Worth Calculator -Budget Planner- Retirement Planner -Investments Planner -Net Worth Calculator -Calendar Planner -401k Calculator -Mortgage Planner -2010 Tax Calculator -Calendar Planner -401k Calculator -Mortgage Planner -2010 Tax Calculator

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FAQ's

Why is the planner password protected? We password protect our planner in order to maintain the integrity of the calculations (we do not provide the password to unprotect). This ensures that the calculations and graphs work properly. Only the white cells in the planner are open for input; the blue shaded cells are password protected. How can I add additional rows? If you need a Budget Planner with additional rows for each category, follow these simple steps and download the expanded version. 1. Make sure you're online 2. Download Budget Planner_Expanded 3. Save Excel file to your computer How do I change the category names? You can change the default categories/subcategories on either one of the budget sheets (Quick Budget or Budget by Month). These new titles will flow through each sheet of the planner. Why doesn't the Daily Spending sheet link back to the monthly Tracking sheet? The Daily Record sheet is an optional sheet that does not link to any other sheet in the regular version of our Budget Planner. However, we have created an alternative planner that does link the two sheets. Follow these simple steps and download the linked version. 1. Make sure you're online. 2. Download Budget Planner_Daily Linked 3. Save Excel file to your computer I want the version that is Expanded and Daily Linked 1. Make sure you're online. 2. Download Budget Planner_Expanded_Daily Linked 3. Save Excel file to your computer Where can I download the Pound Sterling () or Euro () version? 1. Make sure you're online. 2. Download Budget Planner_Pounds 2. Download Budget Planner_Euro 3. Save Excel file to your computer Where can I download my free Net Worth Calculator? 1. Make sure you're online. 2. Download Net Worth Calculator 3. Save Excel file to your computer Why aren't my category names flowing through the rest of the sheets in the planner? Make sure "Use this budget for comparison purposes" is selected at the top of the budget sheet you decide to use. Once this selection is made, your new titles will flow through each sheet of the planner. Why can't I hide (or change the width of) columns? Some versions of Excel make it difficult to hide or widen columns when the sheet are password protected. If you're having difficulty with the columns widths, send your planner to support@simpleplanning.net and we'll send it back to you in 1-2 business days. Why can't I change the category names on the Daily Spending sheet? You can change the default categories/subcategories on either one of the budget sheets (Quick Budget or Budget by Month). These new titles will flow through each sheet of the planner, including the Daily Spending sheet *Make sure "Use this budget for comparison purposes" is selected at the top of the budget sheet you decide to use. Once this selection is made, your new titles will flow through each sheet of the planner. Why are the amounts rounded to the dollar? (I want to see my figures down to the cent) 1. Make sure you're online 2. Download Budget Planner_Decimals 3. Save Excel file to your computer Why doesn't the Quick Budget sheet link to the Budget by Month sheet? Both the Quick Budget and the Budget by Month sheet are budget sheets, but you will need to choose one or the other. The Quick Budget sheet is meant for budget's that don't change from one month to the next. The Budget by Month sheet is meant for budgets that vary one month to the next. It's up to you which one you decide to use. *Make sure "Use this budget for comparison purposes" is selected at the top of the budget sheet you decide to use. Once this selection is made, your category names and budgeted amounts will flow through each sheet of the planner. For questions not addressed above, please contact us at: Other Alternate downloads: Budget Planner_Daily Linked_Decimals Budget Planner_Expanded_Decimals Budget Planner_Expanded_Daily Linked_Decimals Budget Planner_Additional Categories Budget Planner_Additional Categories_Decimals Budget Planner_Expanded_Daily Linked_Pound Sterling support@simpleplanning.net

Overview
Instructions You may move from worksheet to worksheet by clicking on the dark blue buttons located at the top of each worksheet or the blue tabs at the bottom of this workbook.
Quick Quick Budge Budge tt Budge Budge By tt By Month Month

Enter data in only the white cells with gray borders: $400 Use the drop down boxes to chart different time periods (Current Month, Prior Month, Yearly, Jan, Feb, etc.)

Current Month

Before using this planner Before using this planner please read these FAQ's please read these FAQ's

Budget Planner - FAQ's & Overview

Current Month
Quick Budget Create a quick and easy budget by filling out the white cells on the "Quick Budget" sheet. Enter the "Frequency" by using the drop down menu provided in each cell. The Monthly/Yearly figures are calculated for you and compared to your Tracking (actual) figures on the "Comparison" sheet. Make sure "Use this budget for comparison purposes" is selected. (If this box is not selected, the "Budget By Month" figures will be used for comparison purposes instead.) Budget by Month Use the "Budget By Month" sheet to create a budget with greater detail. Select your first budget month by using the drop down box in the "Income" section. To unhide future months, click the grey button at the top of the sheet labeled "Click here then Ctrl+Shift+0". Make sure "Use this budget for comparison purposes" is selected if you are building a budget by month. (If this box is not selected, the "Quick Budget" sheet figures will be used for comparison purposes instead.) Tracking Use this sheet to track your actual income and spending. Select your first tracking month by using the drop down box in the "Income" section. These figures will be compared to your budgeted figures on the "Comparison" page. Comparison Use this sheet to monitor how well you are sticking to your budget. Compare different time periods by using the drop down box above the "Income" section Daily Spending We've provided this sheet for those interested in tracking their spending on a daily basis. This simple record goes a long way in helping you stick to your budget. Financial Calculators available at www.simpleplanning.com - Budget Planner - Mortgage Calculator - Investment Calculator - Tax Calculator - Retirement Planner - 401k Calculator - Net Worth Planner - Calendar Planner

- Complete Planner for $39.95 (includes all 8 personal planners) - P&L Planner - Invoice Template - Business Suite for $39.95 (includes all 5 business planners)

Software License Agreement Simpleplannings.com grants usage of this financial planning "software" under the following terms and conditions: After the purchasing and downloading of this software from Simpleplanning.com, the purchaser is granted a "license" to use this product. The "licensee" may make copies of this product in an amount that does not exceed the number of licenses originally purchased from Simpleplanning.com, or for the purpose of creating a backup copy. This file or the software contained in this file shall not be transferred to a non-licensee without the written consent from Simpleplanning.com. Limitation of Liability Simpleplanning.com will not be held liable for damages in the event of, but not limited to inaccurate assumptions, calculation errors, software, hardware, data and network failure and profit/savings losses as a result of using this software.

Quick Budget
Income
Total Income (net) Salary/Wages Salary/Wages (Spouse) FHTM Other Other

Frequency Monthly Monthly Monthly Monthly Monthly

or or cr ea ea te te a bu bu dg dg et et by by m m on on th

Chart:
Amount $2,000 $4,000 Monthly $6,000 $2,000 $4,000 $$$$6,400 Monthly Monthly Monthly Monthly Monthly Monthly Monthly Monthly $714 $138 $400 $100 $2,145 $714 $138 $400 $100 $$$644 $149 $2,569 $787 $700 $152 $200 $$$500 $230 $$$509 $112 $$110 $35 $40 $170 $42 $$$370 $$70 $$100 $200 $$$507 $$$$4 $40 $130 $$$333 $$300 $$$$100 $$$200 $$$$$Yearly $72,000 $24,000 $48,000 $$$$76,803 $25,742 $8,571 $1,651 $4,800 $1,200 $$$7,731 $1,790 $30,827 $9,446 $8,400 $1,821 $2,400 $$$6,000 $2,760 $$$6,113 $1,348 $$1,320 $421 $480 $2,040 $504 $$$4,440 $$840 $$1,200 $2,400 $$$6,082 $$$$42 $480 $1,560 $$$4,000 $$3,600 $$$$1,200 $$$2,400 $$$$$-

Monthly

Budget Summary

-$400

$6,000

Spending
Transportation Auto Loan/Lease Insurance Gas Maintenance

Total:

$6,400

-$1,000

$0

$1,000

$6,400

$2,000

$6,000

$3,000

$(400)
$4,000

$5,000

$6,000

$7,000

Boat Hot Tub Home Line of Credit Paid on Lcredit Principle House Insurance Maintenance Furniture Household Supplies Groceries Annual Taxes Other Other Utilities Phone - Home Phone - Cell Cable Gas Water Electricity Internet Other Other Health Dental Medical Medication USC Education Savings Life Insurance IA pacific Other Other Entertainment Memberships Gym Dining out & Events & Movies Subscriptions Clean Eating Dance Lessons Piano Lessons Scrapbooking Travel/ Vacation Sanday Point Other Miscellaneous Pocket Money Clothing Donations Pet Supplies & Exams Gifts Child Care Tutions & Education Visa JOINT CIBC Visa Home Trust MasterCard Capital One Zellers HRDC

$644 $149

Spending Summary
$300 $507

Monthly Monthly Monthly Monthly Monthly Monthly Monthly Monthly Monthly Monthly

$787 $700 $152 $200

$370

$2,145

$509

$500 $230

Monthly Monthly Monthly Monthly Monthly Monthly Monthly Monthly Monthly

$112 $110 $35 $40 $170 $42

Transportation Health

Home Entertainment $2,569

Utilities Miscellaneous

Monthly Monthly Monthly Monthly Monthly Monthly Monthly

$70 $100 $200

Monthly Monthly Monthly Monthly Monthly Monthly Monthly Monthly Monthly Monthly

$4 $40 $130

$333

Monthly Monthly Monthly Monthly Monthly Monthly Monthly Monthly Monthly Monthly Monthly Monthly

$100

$200 $-

Budget By Month
Income
Total Income (net) Salary/Wages Salary/Wages (Spouse) Other Other Other
Oct

or or cr cr ea ea te te a a qu qu ic ic k k bu bu dg dg et

Chart:
4

Current Month

Nov $$-

Dec $-

Jan $-

Feb $-

Mar $-

Apr $-

May $-

Jun $-

Jul $-

Aug $-

Sep $-

0 Months
Mar to Date

Budget Summary
0

$$$$$$$-

$0
0 0

$0
0

Spending
Transportation Auto Loan/Lease Insurance Gas Maintenance Registration/Inspection Bus/ Train Other Other Home Mortgage Rent Maintenance Insurance Furniture Household Supplies Groceries Real Estate Tax Other Other Utilities Phone - Home Phone - Cell Cable Gas Water Electricity Internet Other Other Health Dental Medical Medication Vision/contacts Life Insurance Other Other Entertainment Memberships Dining out Events Subscriptions Movies Music Hobbies Travel/ Vacation Other Other Miscellaneous Dry Cleaning New Clothes Donations Child Care Tuition College Loans Pocket Money Gifts Credit Card Other Other Other

Total:

$$-

$$-

$$-

$$-

$$-

$$-

$$-

$$-

$$-

$$-

$$-

$$-

$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$-

$0
0 0

$0
0 0

$0

$0

$-

$0

$-

$0

$0

$-

$1

$1

$1

$1

$1

Spending Summary

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

Transportation Health

Home Entertainment

Utilities Miscellaneous

Budget by Month
$1 $1 $1

$1

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$1 $0

$0 $0 $0

$0 $0 Oct Nov Dec Jan Feb Mar

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

Row 16

Row 8

Apr May Jun

Jul

Aug Sep

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

Tracking
Chart:

October

Income
Total Income (net) Salary/Wages Salary/Wages (Spouse) FHTM Other Other

Mar $-

Apr $-

May $-

Jun $-

Jul $-

Aug $-

Sep $-

Oct $-

Nov $-

Dec $-

Jan $-

Feb $-

Mar to Date $$$$$$-

Actual Income/Spend Summary

$0

$0

Spending
Total Spending: Transportation Auto Loan/Lease Insurance Gas Maintenance 0 0 Boat Hot Tub Home Line of Credit Paid on Lcredit Principle House Insurance Maintenance Furniture Household Supplies Groceries Annual Taxes Other Other Utilities Phone - Home Phone - Cell Cable Gas Water Electricity Internet Other Other Health Dental Medical Medication USC Education Savings Life Insurance IA pacific Other Other Entertainment Memberships Gym Dining out & Events & Movies 0 Subscriptions Clean Eating Dance Lessons Piano Lessons Scrapbooking Travel/ Vacation Sanday Point Other Miscellaneous Pocket Money Clothing Donations Pet Supplies & Exams Gifts 0 Child Care Tutions & Education Visa JOINT CIBC Visa Home Trust MasterCard Capital One Zellers HRDC $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$0

$0

$0

$0

$-

$0

$-

$0

$0

$-

$1

$1

$1

$1

$1

Actuals by Month
$1 $1 $1 $1 $1 $0 $0 $0 $0 $0 $0 Mar

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

Row Apr May Jun Jul17Aug Row 8 Sep Oct Nov Dec Jan Feb

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

Compariso n
Income
Total Income (net) Salary/Wages Salary/Wages (Spouse) FHTM Other Other

Compare

to Current Month Budget

June
Tracking vs Budget Summary
($400) $6,000 $6,400

Budget $6,000 $2,000 $4,000 $$$-

Jun Actual $-

Vs Budget $(6,000) $(2,000) $(4,000) $$$-

Spending
Total Spending: Transportation Auto Loan/Lease Insurance Gas Maintenance 0 0 Boat Hot Tub Home Line of Credit Paid on Lcredit Principle House Insurance Maintenance Furniture Household Supplies Groceries Annual Taxes Other Other Utilities Phone - Home Phone - Cell Cable Gas Water Electricity Internet Other Other Health Dental Medical Medication USC Education Savings Life Insurance IA pacific Other Other Entertainment Memberships Gym Dining out & Events & Movies 0 Subscriptions Clean Eating Dance Lessons Piano Lessons Scrapbooking Travel/ Vacation Sanday Point Other Miscellaneous Pocket Money Clothing Donations Pet Supplies & Exams Gifts 0 Child Care Tutions & Education Visa JOINT CIBC Visa Home Trust MasterCard Capital One Zellers HRDC $6,400 $2,145 $714 $138 $400 $100 $$$644 $149 $2,569 $787 $700 $152 $200 $$$500 $230 $$$509 $112 $$110 $35 $40 $170 $42 $$$370 $$70 $$100 $200 $$$507 $$$$4 $40 $130 $$$333 $$300 $$$$100 $$$200 $$$$$$$$(6,400) $(2,145) $(714) $(138) $(400) $(100) $$$(644) $(149) $(2,569) $(787) $(700) $(152) $(200) $$$(500) $(230) $$$(509) $(112) $$(110) $(35) $(40) $(170) $(42) $$$(370) $$(70) $$(100) $(200) $$$(507) $$$$(4) $(40) $(130) $$$(333) $$(300) $$$$(100) $$$(200) $$$$$-

$0 $0 $0 Expense
($1,000) $0 $1,000

Income
$2,000

Balance
$6,000 $7,000

(Savings) $3,000 $4,000 $5,000

Spending Comparison
$2,569

$-

$2,145

$-

$509 Budget $507 $370

Tracking

Transportation Health

Home Entertainment
$0 $0

$300

Utilities Miscellaneous
$0 $$$-

$-

$-

$-

Spending
Total Day's Spending: Transportation Auto Loan/Lease Insurance Gas Maintenance 0 0 Boat Hot Tub Home Line of Credit Paid on Lcredit Principle House Insurance Maintenance Furniture Household Supplies Groceries Annual Taxes Other Other Utilities Phone - Home Phone - Cell Cable Gas Water Electricity Internet Other Other Health Dental Medical Medication USC Education Savings Life Insurance IA pacific Other Other Entertainment Memberships Gym Dining out & Events & Movies 0 Subscriptions Clean Eating Dance Lessons Piano Lessons Scrapbooking Travel/ Vacation Sanday Point Other Miscellaneous Pocket Money Clothing Donations Pet Supplies & Exams Gifts 0 Child Care Tutions & Education Visa JOINT CIBC Visa Home Trust MasterCard Capital One Zellers HRDC

1st $$-

2nd $$-

3rd $$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

Tip: Change category names on the "Quick Budget" or Tip: Change category names on the "Quick Budget" or "Budget by Month" sheet (names will link to this sheet). "Budget by Month" sheet (names will link to this sheet).
4th $$5th $$6th $$7th $$8th $$9th $$10th $$11th $$12th $$13th $$14th $$15th $$16th $$17th $$18th $$19th $$20th $$21st $$22nd $$23rd $$24th $$25th $$26th $$27th $$28th $$29th $$30th $$31st $$Month $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$-

Daily Spending Record