Oracle FLEXCUBE Core Banking helps banks overcome the challenges of intense competition, reduced margins, and increased

customer expectations by creating a unique competitive advantage built upon improved profitability and an extended customer reach. With Oracle FLEXCUBE Core Banking, banks gain a cost advantage through straightthrough processing and exception handling. In addition, the solution supports regulatory requirements in key markets through a highly secure data management system, which can easily integrate with third-party solutions at your bank. Working in concert with Oracle Industry Reference Model for Banking, a comprehensive repository of industry-specific processes, Oracle FLEXCUBE Core Banking's application architecture supports agile and business processes management using Business Process Execution Language (BPEL), service-oriented architecture (SOA), and a Web servicesbased model. It enables integration of all third-party applications, including in-house banking software, to facilitate simple and complex business processes. You can automate your banking operations with BPEL and link them to a large set of Web services within the Oracle FLEXCUBE suite. Additional Product Information FLEXCUBE is a multi-currency system, built on the powerful base of a flexible functional architecture. Its core service modules include: - User-definable multi-currency General Ledger, that supports unlimited levels for account consolidation and reporting. ; - Customer Information System that captures all relevant customer information - the ready availability of critical information provides support for CRM, relationship marketing and cross-selling of products and services.; - Management Information System providing comprehensive reports at several levels including customer, product, business segment, branch and bank-wide.; - Risk Management with powerful on-line, centralised tracking of multi-currency customer limits across the customer's exposure.; - The Clearing module handles the clearing, cheque operations and related reports.; - Other modules key to the management of an FI.;;The following are the modules:; ;Core Module;; - General Ledger ; - Nostro Reconciliation ; - Management Information System (MIS) ; - Standing Instructions ; - Signature Verification ;;Customer Delivery;;

- Branch ; - Product Marketing ; - ATM Interface ; - POS / Debit Cards ; - Telebanking / Call Centre Interface ; - FLEXCUBE@;;Retail products;; - Savings, Current, Overdraft Accounts ; - Time Deposits ; - Loans and Mortgages ; - Loans Application Processing System ;;Corporate Banking Modules;; - Letters of Credit (LC) ; - Foreign Exchange (FX) ; - Money market (MM) ; - Bills and Collections ; - Funds Transfer ; - Investment Banking ; - Dealer ;;Investor Services;; - Fund Manager ; - Agency Branch ; - Registrar ;;Institutional Delivery & Rate Feeds;; - Clearing & Settlement ; - Electronic Messaging System ; - Central Bank Reporting ; - Rate Feeds ;;FLEXCUBE Information Center;; - Universal Metadata Manager ; - Business Intelligence Layer ; - Data Modelling and Acquisition Services ; - Analytical Definition Models ; - Specialized Transformation Engines ; - High Performance Data Cruncher for Aggregate Level Information ; - Data Loading and Cleaning Services ; - Data Quality Management ; - Multiple OLAP Support ; - Business Rule Validation Services ; - Information Control Center to Manage Performance ; - Integrated Security Management System ; FLEXCUBE is a comprehensive, integrated yet modular core banking solution that caters to all the needs of a modern financial institution and its multiple business segments. FLEXCUBE supports Retail and Corporate banking, Treasury, Investment and Mutual Fund requirements of an FI. Supported Languages:English Supported Technologies

Operating Systems:AIX, Silicon Graphics IRIX, HP/UX, Solaris/Sun OS, Windows XP/2000/NT