DAFTAR A : FAKTOR BUNGA UNTUK BAGIAN WAKTU DI BAWAH 1 TAHUN t

IF  i
360
t\i 1% 2% 3% 4% 5% 6% 7% 8% 9% 10% 11%
1 0.00002778 0.00005556 0.00008333 0.00011111 0.00013889 0.00016667 0.00019444 0.00022222 0.00025000 0.00027778 0.00030556
2 0.00005556 0.00011111 0.00016667 0.00022222 0.00027778 0.00033333 0.00038889 0.00044444 0.00050000 0.00055556 0.00061111
3 0.00008333 0.00016667 0.00025000 0.00033333 0.00041667 0.00050000 0.00058333 0.00066667 0.00075000 0.00083333 0.00091667
4 0.00011111 0.00022222 0.00033333 0.00044444 0.00055556 0.00066667 0.00077778 0.00088889 0.00100000 0.00111111 0.00122222
5 0.00013889 0.00027778 0.00041667 0.00055556 0.00069444 0.00083333 0.00097222 0.00111111 0.00125000 0.00138889 0.00152778
6 0.00016667 0.00033333 0.00050000 0.00066667 0.00083333 0.00100000 0.00116667 0.00133333 0.00150000 0.00166667 0.00183333
7 0.00019444 0.00038889 0.00058333 0.00077778 0.00097222 0.00116667 0.00136111 0.00155556 0.00175000 0.00194444 0.00213889
8 0.00022222 0.00044444 0.00066667 0.00088889 0.00111111 0.00133333 0.00155556 0.00177778 0.00200000 0.00222222 0.00244444
9 0.00025000 0.00050000 0.00075000 0.00100000 0.00125000 0.00150000 0.00175000 0.00200000 0.00225000 0.00250000 0.00275000
10 0.00027778 0.00055556 0.00083333 0.00111111 0.00138889 0.00166667 0.00194444 0.00222222 0.00250000 0.00277778 0.00305556
11 0.00030556 0.00061111 0.00091667 0.00122222 0.00152778 0.00183333 0.00213889 0.00244444 0.00275000 0.00305556 0.00336111
12 0.00033333 0.00066667 0.00100000 0.00133333 0.00166667 0.00200000 0.00233333 0.00266667 0.00300000 0.00333333 0.00366667
13 0.00036111 0.00072222 0.00108333 0.00144444 0.00180556 0.00216667 0.00252778 0.00288889 0.00325000 0.00361111 0.00397222
14 0.00038889 0.00077778 0.00116667 0.00155556 0.00194444 0.00233333 0.00272222 0.00311111 0.00350000 0.00388889 0.00427778
15 0.00041667 0.00083333 0.00125000 0.00166667 0.00208333 0.00250000 0.00291667 0.00333333 0.00375000 0.00416667 0.00458333
16 0.00044444 0.00088889 0.00133333 0.00177778 0.00222222 0.00266667 0.00311111 0.00355556 0.00400000 0.00444444 0.00488889
17 0.00047222 0.00094444 0.00141667 0.00188889 0.00236111 0.00283333 0.00330556 0.00377778 0.00425000 0.00472222 0.00519444
18 0.00050000 0.00100000 0.00150000 0.00200000 0.00250000 0.00300000 0.00350000 0.00400000 0.00450000 0.00500000 0.00550000
19 0.00052778 0.00105556 0.00158333 0.00211111 0.00263889 0.00316667 0.00369444 0.00422222 0.00475000 0.00527778 0.00580556
20 0.00055556 0.00111111 0.00166667 0.00222222 0.00277778 0.00333333 0.00388889 0.00444444 0.00500000 0.00555556 0.00611111
21 0.00058333 0.00116667 0.00175000 0.00233333 0.00291667 0.00350000 0.00408333 0.00466667 0.00525000 0.00583333 0.00641667
22 0.00061111 0.00122222 0.00183333 0.00244444 0.00305556 0.00366667 0.00427778 0.00488889 0.00550000 0.00611111 0.00672222
23 0.00063889 0.00127778 0.00191667 0.00255556 0.00319444 0.00383333 0.00447222 0.00511111 0.00575000 0.00638889 0.00702778
24 0.00066667 0.00133333 0.00200000 0.00266667 0.00333333 0.00400000 0.00466667 0.00533333 0.00600000 0.00666667 0.00733333
25 0.00069444 0.00138889 0.00208333 0.00277778 0.00347222 0.00416667 0.00486111 0.00555556 0.00625000 0.00694444 0.00763889
26 0.00072222 0.00144444 0.00216667 0.00288889 0.00361111 0.00433333 0.00505556 0.00577778 0.00650000 0.00722222 0.00794444
27 0.00075000 0.00150000 0.00225000 0.00300000 0.00375000 0.00450000 0.00525000 0.00600000 0.00675000 0.00750000 0.00825000
28 0.00077778 0.00155556 0.00233333 0.00311111 0.00388889 0.00466667 0.00544444 0.00622222 0.00700000 0.00777778 0.00855556
29 0.00080556 0.00161111 0.00241667 0.00322222 0.00402778 0.00483333 0.00563889 0.00644444 0.00725000 0.00805556 0.00886111
30 0.00083333 0.00166667 0.00250000 0.00333333 0.00416667 0.00500000 0.00583333 0.00666667 0.00750000 0.00833333 0.00916667
60 0.00166667 0.00333333 0.00500000 0.00666667 0.00833333 0.01000000 0.01166667 0.01333333 0.01500000 0.01666667 0.01833333
90 0.00250000 0.00500000 0.00750000 0.01000000 0.01250000 0.01500000 0.01750000 0.02000000 0.02250000 0.02500000 0.02750000
120 0.00333333 0.00666667 0.01000000 0.01333333 0.01666667 0.02000000 0.02333333 0.02666667 0.03000000 0.03333333 0.03666667
150 0.00416667 0.00833333 0.01250000 0.01666667 0.02083333 0.02500000 0.02916667 0.03333333 0.03750000 0.04166667 0.04583333
180 0.00500000 0.01000000 0.01500000 0.02000000 0.02500000 0.03000000 0.03500000 0.04000000 0.04500000 0.05000000 0.05500000
210 0.00583333 0.01166667 0.01750000 0.02333333 0.02916667 0.03500000 0.04083333 0.04666667 0.05250000 0.05833333 0.06416667
240 0.00666667 0.01333333 0.02000000 0.02666667 0.03333333 0.04000000 0.04666667 0.05333333 0.06000000 0.06666667 0.07333333
270 0.00750000 0.01500000 0.02250000 0.03000000 0.03750000 0.04500000 0.05250000 0.06000000 0.06750000 0.07500000 0.08250000
300 0.00833333 0.01666667 0.02500000 0.03333333 0.04166667 0.05000000 0.05833333 0.06666667 0.07500000 0.08333333 0.09166667
330 0.00916667 0.01833333 0.02750000 0.03666667 0.04583333 0.05500000 0.06416667 0.07333333 0.08250000 0.09166667 0.10083333
360 0.01000000 0.02000000 0.03000000 0.04000000 0.05000000 0.06000000 0.07000000 0.08000000 0.09000000 0.10000000 0.11000000
 12% 13% 14% 15%
0.00033333 0.00036111 0.00038889 0.00041667
0.00066667 0.00072222 0.00077778 0.00083333
0.00100000 0.00108333 0.00116667 0.00125000
0.00133333 0.00144444 0.00155556 0.00166667
0.00166667 0.00180556 0.00194444 0.00208333
0.00200000 0.00216667 0.00233333 0.00250000
0.00233333 0.00252778 0.00272222 0.00291667
0.00266667 0.00288889 0.00311111 0.00333333
0.00300000 0.00325000 0.00350000 0.00375000
0.00333333 0.00361111 0.00388889 0.00416667
0.00366667 0.00397222 0.00427778 0.00458333
0.00400000 0.00433333 0.00466667 0.00500000
0.00433333 0.00469444 0.00505556 0.00541667
0.00466667 0.00505556 0.00544444 0.00583333
0.00500000 0.00541667 0.00583333 0.00625000
0.00533333 0.00577778 0.00622222 0.00666667
0.00566667 0.00613889 0.00661111 0.00708333
0.00600000 0.00650000 0.00700000 0.00750000
0.00633333 0.00686111 0.00738889 0.00791667
0.00666667 0.00722222 0.00777778 0.00833333
0.00700000 0.00758333 0.00816667 0.00875000
0.00733333 0.00794444 0.00855556 0.00916667
0.00766667 0.00830556 0.00894444 0.00958333
0.00800000 0.00866667 0.00933333 0.01000000
0.00833333 0.00902778 0.00972222 0.01041667
0.00866667 0.00938889 0.01011111 0.01083333
0.00900000 0.00975000 0.01050000 0.01125000
0.00933333 0.01011111 0.01088889 0.01166667
0.00966667 0.01047222 0.01127778 0.01208333
0.01000000 0.01083333 0.01166667 0.01250000
0.02000000 0.02166667 0.02333333 0.02500000
0.03000000 0.03250000 0.03500000 0.03750000
0.04000000 0.04333333 0.04666667 0.05000000
0.05000000 0.05416667 0.05833333 0.06250000
0.06000000 0.06500000 0.07000000 0.07500000
0.07000000 0.07583333 0.08166667 0.08750000
0.08000000 0.08666667 0.09333333 0.10000000
0.09000000 0.09750000 0.10500000 0.11250000
0.10000000 0.10833333 0.11666667 0.12500000
0.11000000 0.11916667 0.12833333 0.13750000
0.12000000 0.13000000 0.14000000 0.15000000
Urutan hari/tanggal dalam satu tahun

Februari

Agustus
Tanggal

Januari

Maret

April

Juni
Mei

Juli
1 1 32 32 60 61 91 92 121 122 152 153 182 183 213 214
2 2 33 33 61 62 92 93 122 123 153 154 183 184 214 215
3 3 34 34 62 63 93 94 123 124 154 155 184 185 215 216
4 4 35 35 63 64 94 95 124 125 155 156 185 186 216 217
5 5 36 36 64 65 95 96 125 126 156 157 186 187 217 218
6 6 37 37 65 66 96 97 126 127 157 158 187 188 218 219
7 7 38 38 66 67 97 98 127 128 158 159 188 189 219 220
8 8 39 39 67 68 98 99 128 129 159 160 189 190 220 221
9 9 40 40 68 69 99 100 129 130 160 161 190 191 221 222
10 10 41 41 69 70 100 101 130 131 161 162 191 192 222 223
11 11 42 42 70 71 101 102 131 132 162 163 192 193 223 224
12 12 43 43 71 72 102 103 132 133 163 164 193 194 224 225
13 13 44 44 72 73 103 104 133 134 164 165 194 195 225 226
14 14 45 45 73 74 104 105 134 135 165 166 195 196 226 227
15 15 46 46 74 75 105 106 135 136 166 167 196 197 227 228
16 16 47 47 75 76 106 107 136 137 167 168 197 198 228 229
17 17 48 48 76 77 107 108 137 138 168 169 198 199 229 230
18 18 49 49 77 78 108 109 138 139 169 170 199 200 230 231
19 19 50 50 78 79 109 110 139 140 170 171 200 201 231 232
20 20 51 51 79 80 110 111 140 141 171 172 201 202 232 233
21 21 52 52 80 81 111 112 141 142 172 173 202 203 233 234
22 22 53 53 81 82 112 113 142 143 173 174 203 204 234 235
23 23 54 54 82 83 113 114 143 144 174 175 204 205 235 236
24 24 55 55 83 84 114 115 144 145 175 176 205 206 236 237
25 25 56 56 84 85 115 116 145 146 176 177 206 207 237 238
26 26 57 57 85 86 116 117 146 147 177 178 207 208 238 239
27 27 58 58 86 87 117 118 147 148 178 179 208 209 239 240
28 28 59 59 87 88 118 119 148 149 179 180 209 210 240 241
29 29 60 88 89 119 120 149 150 180 181 210 211 241 242
30 30 89 90 120 121 150 151 181 182 211 212 242 243
31 31 90 91 151 152 212 213 243 244
 September

November

Desember
244 245 Oktober
274 275 305 306 335 336
245 246 275 276 306 307 336 337
246 247 276 277 307 308 337 338
247 248 277 278 308 309 338 339
248 249 278 279 309 310 339 340
249 250 279 280 310 311 340 341
250 251 280 281 311 312 341 342
251 252 281 282 312 313 342 343
252 253 282 283 313 314 343 344
253 254 283 284 314 315 344 345
254 255 284 285 315 316 345 346
255 256 285 286 316 317 346 347
256 257 286 287 317 318 347 348
257 258 287 288 318 319 348 349
258 259 288 289 319 320 349 350
259 260 289 290 320 321 350 351
260 261 290 291 321 322 351 352
261 262 291 292 322 323 352 353
262 263 292 293 323 324 353 354
263 264 293 294 324 325 354 355
264 265 294 295 325 326 355 356
265 266 295 296 326 327 356 357
266 267 296 297 327 328 357 358
267 268 297 298 328 329 358 359
268 269 298 299 329 330 359 360
269 270 299 300 330 331 360 361
270 271 300 301 331 332 361 362
271 272 301 302 332 333 362 363
272 273 302 303 333 334 363 364
273 274 303 304 334 335 364 365
304 305 365 366
NILAI AKHIR DARI SETIAP RP 1,00 PADA n PERIODE DAN SUKU BUNGA i S n  M  1  i 
n

n\i 1% 2% 3% 4% 5% 6% 7% 8% 9% 10% 11%

1 1.01000000 1.02000000 1.03000000 1.04000000 1.05000000 1.06000000 1.07000000 1.08000000 1.09000000 1.10000000 1.11000000
2 1.02010000 1.04040000 1.06090000 1.08160000 1.10250000 1.12360000 1.14490000 1.16640000 1.18810000 1.21000000 1.23210000
3 1.03030100 1.06120800 1.09272700 1.12486400 1.15762500 1.19101600 1.22504300 1.25971200 1.29502900 1.33100000 1.36763100
4 1.04060401 1.08243216 1.12550881 1.16985856 1.21550625 1.26247696 1.31079601 1.36048896 1.41158161 1.46410000 1.51807041
5 1.05101005 1.10408080 1.15927407 1.21665290 1.27628156 1.33822558 1.40255173 1.46932808 1.53862395 1.61051000 1.68505816
6 1.06152015 1.12616242 1.19405230 1.26531902 1.34009564 1.41851911 1.50073035 1.58687432 1.67710011 1.77156100 1.87041455
7 1.07213535 1.14868567 1.22987387 1.31593178 1.40710042 1.50363026 1.60578148 1.71382427 1.82803912 1.94871710 2.07616015
8 1.08285671 1.17165938 1.26677008 1.36856905 1.47745544 1.59384807 1.71818618 1.85093021 1.99256264 2.14358881 2.30453777
9 1.09368527 1.19509257 1.30477318 1.42331181 1.55132822 1.68947896 1.83845921 1.99900463 2.17189328 2.35794769 2.55803692
10 1.10462213 1.21899442 1.34391638 1.48024428 1.62889463 1.79084770 1.96715136 2.15892500 2.36736367 2.59374246 2.83942099
11 1.11566835 1.24337431 1.38423387 1.53945406 1.71033936 1.89829856 2.10485195 2.33163900 2.58042641 2.85311671 3.15175729
12 1.12682503 1.26824179 1.42576089 1.60103222 1.79585633 2.01219647 2.25219159 2.51817012 2.81266478 3.13842838 3.49845060
13 1.13809328 1.29360663 1.46853371 1.66507351 1.88564914 2.13292826 2.40984500 2.71962373 3.06580461 3.45227121 3.88328016
14 1.14947421 1.31947876 1.51258972 1.73167645 1.97993160 2.26090396 2.57853415 2.93719362 3.34172703 3.79749834 4.31044098
15 1.16096896 1.34586834 1.55796742 1.80094351 2.07892818 2.39655819 2.75903154 3.17216911 3.64248246 4.17724817 4.78458949
16 1.17257864 1.37278571 1.60470644 1.87298125 2.18287459 2.54035168 2.95216375 3.42594264 3.97030588 4.59497299 5.31089433
17 1.18430443 1.40024142 1.65284763 1.94790050 2.29201832 2.69277279 3.15881521 3.70001805 4.32763341 5.05447028 5.89509271
18 1.19614748 1.42824625 1.70243306 2.02581652 2.40661923 2.85433915 3.37993228 3.99601950 4.71712042 5.55991731 6.54355291
19 1.20810895 1.45681117 1.75350605 2.10684918 2.52695020 3.02559950 3.61652754 4.31570106 5.14166125 6.11590904 7.26334373
20 1.22019004 1.48594740 1.80611123 2.19112314 2.65329771 3.20713547 3.86968446 4.66095714 5.60441077 6.72749995 8.06231154
21 1.23239194 1.51566634 1.86029457 2.27876807 2.78596259 3.39956360 4.14056237 5.03383372 6.10880774 7.40024994 8.94916581
22 1.24471586 1.54597967 1.91610341 2.36991879 2.92526072 3.60353742 4.43040174 5.43654041 6.65860043 8.14027494 9.93357404
23 1.25716302 1.57689926 1.97358651 2.46471554 3.07152376 3.81974966 4.74052986 5.87146365 7.25787447 8.95430243 11.02626719
24 1.26973465 1.60843725 2.03279411 2.56330416 3.22509994 4.04893464 5.07236695 6.34118074 7.91108317 9.84973268 12.23915658
25 1.28243200 1.64060599 2.09377793 2.66583633 3.38635494 4.29187072 5.42743264 6.84847520 8.62308066 10.83470594 13.58546380
26 1.29525631 1.67341811 2.15659127 2.77246978 3.55567269 4.54938296 5.80735292 7.39635321 9.39915792 11.91817654 15.07986482
27 1.30820888 1.70688648 2.22128901 2.88336858 3.73345632 4.82234594 6.21386763 7.98806147 10.24508213 13.10999419 16.73864995
28 1.32129097 1.74102421 2.28792768 2.99870332 3.92012914 5.11168670 6.64883836 8.62710639 11.16713952 14.42099361 18.57990145
29 1.33450388 1.77584469 2.35656551 3.11865145 4.11613560 5.41838790 7.11425705 9.31727490 12.17218208 15.86309297 20.62369061
30 1.34784892 1.81136158 2.42726247 3.24339751 4.32194238 5.74349117 7.61225504 10.06265689 13.26767847 17.44940227 22.89229657
31 1.36132740 1.84758882 2.50008035 3.37313341 4.53803949 6.08810064 8.14511290 10.86766944 14.46176953 19.19434250 25.41044919
32 1.37494068 1.88454059 2.57508276 3.50805875 4.76494147 6.45338668 8.71527080 11.73708300 15.76332879 21.11377675 28.20559861
33 1.38869009 1.92223140 2.65233524 3.64838110 5.00318854 6.84058988 9.32533975 12.67604964 17.18202838 23.22515442 31.30821445
34 1.40257699 1.96067603 2.73190530 3.79431634 5.25334797 7.25102528 9.97811354 13.69013361 18.72841093 25.54766986 34.75211804
35 1.41660276 1.99988955 2.81386245 3.94608899 5.51601537 7.68608679 10.67658148 14.78534429 20.41396792 28.10243685 38.57485103
36 1.43076878 2.03988734 2.89827833 4.10393255 5.79181614 8.14725200 11.42394219 15.96817184 22.25122503 30.91268053 42.81808464
37 1.44507647 2.08068509 2.98522668 4.26808986 6.08140694 8.63608712 12.22361814 17.24562558 24.25383528 34.00394859 47.52807395
38 1.45952724 2.12229879 3.07478348 4.43881345 6.38547729 9.15425235 13.07927141 18.62527563 26.43668046 37.40434344 52.75616209
39 1.47412251 2.16474477 3.16702698 4.61636599 6.70475115 9.70350749 13.99482041 20.11529768 28.81598170 41.14477779 58.55933991
40 1.48886373 2.20803966 3.26203779 4.80102063 7.03998871 10.28571794 14.97445784 21.72452150 31.40942005 45.25925557 65.00086731
41 1.50375237 2.25220046 3.35989893 4.99306145 7.39198815 10.90286101 16.02266989 23.46248322 34.23626786 49.78518112 72.15096271
42 1.51878989 2.29724447 3.46069589 5.19278391 7.76158756 11.55703267 17.14425678 25.33948187 37.31753197 54.76369924 80.08756861
43 1.53397779 2.34318936 3.56451677 5.40049527 8.14966693 12.25045463 18.34435475 27.36664042 40.67610984 60.24006916 88.89720115
44 1.54931757 2.39005314 3.67145227 5.61651508 8.55715028 12.98548191 19.62845959 29.55597166 44.33695973 66.26407608 98.67589328
45 1.56481075 2.43785421 3.78159584 5.84117568 8.98500779 13.76461083 21.00245176 31.92044939 48.32728610 72.89048369 109.53024154
46 1.58045885 2.48661129 3.89504372 6.07482271 9.43425818 14.59048748 22.47262338 34.47408534 52.67674185 80.17953205 121.57856811
47 1.59626344 2.53634352 4.01189503 6.31781562 9.90597109 15.46591673 24.04570702 37.23201217 57.41764862 88.19748526 134.95221060
48 1.61222608 2.58707039 4.13225188 6.57052824 10.40126965 16.39387173 25.72890651 40.21057314 62.58523700 97.01723378 149.79695377
49 1.62834834 2.63881179 4.25621944 6.83334937 10.92133313 17.37750403 27.52992997 43.42741899 68.21790833 106.71895716 166.27461868
50 1.64463182 2.69158803 4.38390602 7.10668335 11.46739979 18.42015427 29.45702506 46.90161251 74.35752008 117.39085288 184.56482674
 12% 13% 14% 15%
1.12000000 1.13000000 1.14000000 1.15000000
1.25440000 1.27690000 1.29960000 1.32250000
1.40492800 1.44289700 1.48154400 1.52087500
1.57351936 1.63047361 1.68896016 1.74900625
1.76234168 1.84243518 1.92541458 2.01135719
1.97382269 2.08195175 2.19497262 2.31306077
2.21068141 2.35260548 2.50226879 2.66001988
2.47596318 2.65844419 2.85258642 3.05902286
2.77307876 3.00404194 3.25194852 3.51787629
3.10584821 3.39456739 3.70722131 4.04555774
3.47854999 3.83586115 4.22623230 4.65239140
3.89597599 4.33452310 4.81790482 5.35025011
4.36349311 4.89801110 5.49241149 6.15278762
4.88711229 5.53475255 6.26134910 7.07570576
5.47356576 6.25427038 7.13793798 8.13706163
6.13039365 7.06732553 8.13724930 9.35762087
6.86604089 7.98607785 9.27646420 10.76126400
7.68996580 9.02426797 10.57516918 12.37545361
8.61276169 10.19742280 12.05569287 14.23177165
9.64629309 11.52308776 13.74348987 16.36653739
10.80384826 13.02108917 15.66757845 18.82151800
12.10031006 14.71383077 17.86103944 21.64474570
13.55234726 16.62662877 20.36158496 24.89145756
15.17862893 18.78809051 23.21220685 28.62517619
17.00006441 21.23054227 26.46191581 32.91895262
19.04007214 23.99051277 30.16658403 37.85679551
21.32488079 27.10927943 34.38990579 43.53531484
23.88386649 30.63348575 39.20449260 50.06561207
26.74993047 34.61583890 44.69312156 57.57545388
29.95992212 39.11589796 50.95015858 66.21177196
33.55511278 44.20096469 58.08318078 76.14353775
37.58172631 49.94709010 66.21482609 87.56506841
42.09153347 56.44021181 75.48490175 100.69982867
47.14251748 63.77743935 86.05278799 115.80480298
52.79961958 72.06850647 98.10017831 133.17552342
59.13557393 81.43741231 111.83420328 153.15185194
66.23184280 92.02427591 127.49099173 176.12462973
74.17966394 103.98743178 145.33973058 202.54332419
 83.08122361 117.50579791 165.68729286 232.92482281
93.05097044 132.78155163 188.88351386 267.86354623
104.21708689 150.04315335 215.32720580 308.04307817
116.72313732 169.54876328 245.47301461 354.24953990
130.72991380 191.59010251 279.83923665 407.38697088
146.41750346 216.49681583 319.01672979 468.49501651
163.98760387 244.64140189 363.67907196 538.76926899
183.66611634 276.44478414 414.59414203 619.58465934
205.70605030 312.38260608 472.63732191 712.52235824
230.39077633 352.99234487 538.80654698 819.40071197
258.03766949 398.88134970 614.23946356 942.31081877
289.00218983 450.73592516 700.23298846 1083.65744158
NILAI TUNAI DARI SETIAP RP 1,00 PADA n PERIODE DAN SUKU BUNGA i 1
1  i n
n\i 1% 2% 3% 4% 5% 6% 7%
1 0.99009901 0.98039216 0.97087379 0.96153846 0.95238095 0.94339623 0.93457944
2 0.98029605 0.96116878 0.94259591 0.92455621 0.90702948 0.88999644 0.87343873
3 0.97059015 0.94232233 0.91514166 0.88899636 0.86383760 0.83961928 0.81629788
4 0.96098034 0.92384543 0.88848705 0.85480419 0.82270247 0.79209366 0.76289521
5 0.95146569 0.90573081 0.86260878 0.82192711 0.78352617 0.74725817 0.71298618
6 0.94204524 0.88797138 0.83748426 0.79031453 0.74621540 0.70496054 0.66634222
7 0.93271805 0.87056018 0.81309151 0.75991781 0.71068133 0.66505711 0.62274974
8 0.92348322 0.85349037 0.78940923 0.73069021 0.67683936 0.62741237 0.58200910
9 0.91433982 0.83675527 0.76641673 0.70258674 0.64460892 0.59189846 0.54393374
10 0.90528695 0.82034830 0.74409391 0.67556417 0.61391325 0.55839478 0.50834929
11 0.89632372 0.80426304 0.72242128 0.64958093 0.58467929 0.52678753 0.47509280
12 0.88744923 0.78849318 0.70137988 0.62459705 0.55683742 0.49696936 0.44401196
13 0.87866260 0.77303253 0.68095134 0.60057409 0.53032135 0.46883902 0.41496445
14 0.86996297 0.75787502 0.66111781 0.57747508 0.50506795 0.44230096 0.38781724
15 0.86134947 0.74301473 0.64186195 0.55526450 0.48101710 0.41726506 0.36244602
16 0.85282126 0.72844581 0.62316694 0.53390818 0.45811152 0.39364628 0.33873460
17 0.84437749 0.71416256 0.60501645 0.51337325 0.43629669 0.37136442 0.31657439
18 0.83601731 0.70015937 0.58739461 0.49362812 0.41552065 0.35034379 0.29586392
19 0.82773992 0.68643076 0.57028603 0.47464242 0.39573396 0.33051301 0.27650833
20 0.81954447 0.67297133 0.55367575 0.45638695 0.37688948 0.31180473 0.25841900
21 0.81143017 0.65977582 0.53754928 0.43883360 0.35894236 0.29415540 0.24151309
22 0.80339621 0.64683904 0.52189250 0.42195539 0.34184987 0.27750510 0.22571317
23 0.79544179 0.63415592 0.50669175 0.40572633 0.32557131 0.26179726 0.21094688
24 0.78756613 0.62172149 0.49193374 0.39012147 0.31006791 0.24697855 0.19714662
25 0.77976844 0.60953087 0.47760557 0.37511680 0.29530277 0.23299863 0.18424918
26 0.77204796 0.59757928 0.46369473 0.36068923 0.28124073 0.21981003 0.17219549
27 0.76440392 0.58586204 0.45018906 0.34681657 0.26784832 0.20736795 0.16093037
28 0.75683557 0.57437455 0.43707675 0.33347747 0.25509364 0.19563014 0.15040221
29 0.74934215 0.56311231 0.42434636 0.32065141 0.24294632 0.18455674 0.14056282
30 0.74192292 0.55207089 0.41198676 0.30831867 0.23137745 0.17411013 0.13136712
31 0.73457715 0.54124597 0.39998715 0.29646026 0.22035947 0.16425484 0.12277301
32 0.72730411 0.53063330 0.38833703 0.28505794 0.20986617 0.15495740 0.11474113
33 0.72010307 0.52022873 0.37702625 0.27409417 0.19987254 0.14618622 0.10723470
34 0.71297334 0.51002817 0.36604490 0.26355209 0.19035480 0.13791153 0.10021934
35 0.70591420 0.50002761 0.35538340 0.25341547 0.18129029 0.13010522 0.09366294
36 0.69892495 0.49022315 0.34503243 0.24366872 0.17265741 0.12274077 0.08753546
37 0.69200490 0.48061093 0.33498294 0.23429685 0.16443563 0.11579318 0.08180884
38 0.68515337 0.47118719 0.32522615 0.22528543 0.15660536 0.10923885 0.07645686
39 0.67836967 0.46194822 0.31575355 0.21662061 0.14914797 0.10305552 0.07145501
40 0.67165314 0.45289042 0.30655684 0.20828904 0.14204568 0.09722219 0.06678038
41 0.66500311 0.44401021 0.29762800 0.20027793 0.13528160 0.09171905 0.06241157
42 0.65841892 0.43530413 0.28895922 0.19257493 0.12883962 0.08652740 0.05832857
43 0.65189992 0.42676875 0.28054294 0.18516820 0.12270440 0.08162962 0.05451268
44 0.64544546 0.41840074 0.27237178 0.17804635 0.11686133 0.07700908 0.05094643
45 0.63905492 0.41019680 0.26443862 0.17119841 0.11129651 0.07265007 0.04761349
46 0.63272764 0.40215373 0.25673653 0.16461386 0.10599668 0.06853781 0.04449859
47 0.62646301 0.39426836 0.24925876 0.15828256 0.10094921 0.06465831 0.04158747
48 0.62026041 0.38653761 0.24199880 0.15219476 0.09614211 0.06099840 0.03886679
49 0.61411921 0.37895844 0.23495029 0.14634112 0.09156391 0.05754566 0.03632410
50 0.60803882 0.37152788 0.22810708 0.14071262 0.08720373 0.05428836 0.03394776
 8% 9% 10% 11% 12% 13% 14% 15%
0.92592593 0.91743119 0.90909091 0.90090090 0.89285714 0.88495575 0.87719298 0.86956522
0.85733882 0.84167999 0.82644628 0.81162243 0.79719388 0.78314668 0.76946753 0.75614367
0.79383224 0.77218348 0.75131480 0.73119138 0.71178025 0.69305016 0.67497152 0.65751623
0.73502985 0.70842521 0.68301346 0.65873097 0.63551808 0.61331873 0.59208028 0.57175325
0.68058320 0.64993139 0.62092132 0.59345133 0.56742686 0.54275994 0.51936866 0.49717674
0.63016963 0.59626733 0.56447393 0.53464084 0.50663112 0.48031853 0.45558655 0.43232760
0.58349040 0.54703424 0.51315812 0.48165841 0.45234922 0.42506064 0.39963732 0.37593704
0.54026888 0.50186628 0.46650738 0.43392650 0.40388323 0.37615986 0.35055905 0.32690177
0.50024897 0.46042778 0.42409762 0.39092477 0.36061002 0.33288483 0.30750794 0.28426241
0.46319349 0.42241081 0.38554329 0.35218448 0.32197324 0.29458835 0.26974381 0.24718471
0.42888286 0.38753285 0.35049390 0.31728331 0.28747610 0.26069765 0.23661738 0.21494322
0.39711376 0.35553473 0.31863082 0.28584082 0.25667509 0.23070589 0.20755910 0.18690715
0.36769792 0.32617865 0.28966438 0.25751426 0.22917419 0.20416450 0.18206939 0.16252796
0.34046104 0.29924647 0.26333125 0.23199482 0.20461981 0.18067655 0.15970999 0.14132866
0.31524170 0.27453804 0.23939205 0.20900435 0.18269626 0.15989075 0.14009648 0.12289449
0.29189047 0.25186976 0.21762914 0.18829220 0.16312166 0.14149624 0.12289165 0.10686477
0.27026895 0.23107318 0.19784467 0.16963262 0.14564434 0.12521791 0.10779969 0.09292589
0.25024903 0.21199374 0.17985879 0.15282218 0.13003959 0.11081231 0.09456113 0.08080512
0.23171206 0.19448967 0.16350799 0.13767764 0.11610678 0.09806399 0.08294836 0.07026532
0.21454821 0.17843089 0.14864363 0.12403391 0.10366677 0.08678229 0.07276172 0.06110028
0.19865575 0.16369806 0.13513057 0.11174226 0.09255961 0.07679849 0.06382607 0.05313068
0.18394051 0.15018171 0.12284597 0.10066870 0.08264251 0.06796327 0.05598778 0.04620059
0.17031528 0.13778139 0.11167816 0.09069252 0.07378796 0.06014448 0.04911209 0.04017443
0.15769934 0.12640494 0.10152560 0.08170498 0.06588210 0.05322521 0.04308078 0.03493428
0.14601790 0.11596784 0.09229600 0.07360809 0.05882331 0.04710195 0.03779016 0.03037764
0.13520176 0.10639251 0.08390545 0.06631359 0.05252081 0.04168314 0.03314926 0.02641534
0.12518682 0.09760781 0.07627768 0.05974197 0.04689358 0.03688774 0.02907830 0.02296986
0.11591372 0.08954845 0.06934335 0.05382160 0.04186927 0.03264402 0.02550728 0.01997379
0.10732752 0.08215454 0.06303941 0.04848793 0.03738327 0.02888851 0.02237481 0.01736851
0.09937733 0.07537114 0.05730855 0.04368282 0.03337792 0.02556505 0.01962702 0.01510305
0.09201605 0.06914783 0.05209868 0.03935389 0.02980172 0.02262394 0.01721669 0.01313309
0.08520005 0.06343838 0.04736244 0.03545395 0.02660868 0.02002119 0.01510236 0.01142008
0.07888893 0.05820035 0.04305676 0.03194050 0.02375775 0.01771786 0.01324768 0.00993050
0.07304531 0.05339481 0.03914251 0.02877522 0.02121227 0.01567953 0.01162077 0.00863522
0.06763454 0.04898607 0.03558410 0.02592363 0.01893953 0.01387569 0.01019366 0.00750889
0.06262458 0.04494135 0.03234918 0.02335462 0.01691029 0.01227937 0.00894181 0.00652947
0.05798572 0.04123059 0.02940835 0.02104020 0.01509848 0.01086670 0.00784369 0.00567780
0.05369048 0.03782623 0.02673486 0.01895513 0.01348078 0.00961655 0.00688043 0.00493722
0.04971341 0.03470296 0.02430442 0.01707670 0.01203641 0.00851022 0.00603547 0.00429323
0.04603093 0.03183758 0.02209493 0.01538441 0.01074680 0.00753117 0.00529427 0.00373324
0.04262123 0.02920879 0.02008630 0.01385983 0.00959536 0.00666475 0.00464410 0.00324630
0.03946411 0.02679706 0.01826027 0.01248633 0.00856728 0.00589801 0.00407377 0.00282287
0.03654084 0.02458446 0.01660025 0.01124895 0.00764936 0.00521948 0.00357348 0.00245467
0.03383411 0.02255455 0.01509113 0.01013419 0.00682978 0.00461901 0.00313463 0.00213449
0.03132788 0.02069224 0.01371921 0.00912990 0.00609802 0.00408762 0.00274968 0.00185608
0.02900730 0.01898371 0.01247201 0.00822513 0.00544466 0.00361736 0.00241200 0.00161398
0.02685861 0.01741625 0.01133819 0.00741003 0.00486131 0.00320120 0.00211579 0.00140346
0.02486908 0.01597821 0.01030745 0.00667570 0.00434045 0.00283292 0.00185595 0.00122040
0.02302693 0.01465891 0.00937041 0.00601415 0.00387540 0.00250701 0.00162803 0.00106122
0.02132123 0.01344854 0.00851855 0.00541815 0.00346018 0.00221859 0.00142810 0.00092280
NILAI AKHIR DARI RP 1 UNTUK n DI BAWAH SATU TAHUN (t DALAM BULAN)
1 
t
 i 12

t\i 1% 2% 3% 4% 5% 6% 7%
1 1.00082954 1.00165158 1.00246627 1.00327374 1.00407412 1.00486755 1.00565415
2 1.00165976 1.00330589 1.00493862 1.00655820 1.00816485 1.00975879 1.01134026
3 1.00249068 1.00496293 1.00741707 1.00985341 1.01227223 1.01467385 1.01705853
4 1.00332228 1.00662271 1.00990163 1.01315940 1.01639636 1.01961282 1.02280912
5 1.00415458 1.00828523 1.01239232 1.01647622 1.02053728 1.02457584 1.02859223
6 1.00498756 1.00995049 1.01488916 1.01980390 1.02469508 1.02956301 1.03440804
7 1.00582124 1.01161851 1.01739215 1.02314248 1.02886981 1.03457446 1.04025674
8 1.00665560 1.01328928 1.01990131 1.02649198 1.03306155 1.03961031 1.04613850
9 1.00749066 1.01496281 1.02241666 1.02985245 1.03727037 1.04467066 1.05205352
10 1.00832642 1.01663910 1.02493822 1.03322391 1.04149634 1.04975565 1.05800198
11 1.00916286 1.01831816 1.02746599 1.03660642 1.04573953 1.05486539 1.06398408
12 1.01000000 1.02000000 1.03000000 1.04000000 1.05000000 1.06000000 1.07000000
1 
t
 i 12

8% 9% 10% 11% 12% 13% 14%

1.00643403 1.00720732 1.00797414 1.00873459 1.00948879 1.01023684 1.01097885
1.01290946 1.01446659 1.01601187 1.01754548 1.01906762 1.02057848 1.02207824
1.01942655 1.02177818 1.02411369 1.02643333 1.02873734 1.03102598 1.03329948
1.02598557 1.02914247 1.03228012 1.03539881 1.03849882 1.04158044 1.04464393
1.03258679 1.03655983 1.04051166 1.04444259 1.04835292 1.05224293 1.05611292
1.03923048 1.04403065 1.04880885 1.05356538 1.05830052 1.06301458 1.06770783
1.04591692 1.05155532 1.05717220 1.06276784 1.06834252 1.07389650 1.07943003
1.05264639 1.05913422 1.06560224 1.07205069 1.07847980 1.08488981 1.09128093
1.05941914 1.06676774 1.07409950 1.08141461 1.08871327 1.09599566 1.10326195
1.06623548 1.07445628 1.08266452 1.09086033 1.09904385 1.10721519 1.11537450
1.07309567 1.08220023 1.09129784 1.10038855 1.10947245 1.11854958 1.12762003
1.08000000 1.09000000 1.10000000 1.11000000 1.12000000 1.13000000 1.14000000
 15%
1.01171492
1.02356707
1.03555808
1.04768955
1.05996315
1.07238053
1.08494338
1.09765340
1.11051232
1.12352188
1.13668384
1.15000000
NILAI AKHIR UNTUK SETIAP ANUITAS RP 1 PADA n PERIODE DENGAN SUKU BUNGA i 1  i n 1
i
n\i 1% 2% 3% 4% 5% 6% 7% 8% 9%
1 1.00000000 1.00000000 1.00000000 1.00000000 1.00000000 1.00000000 1.00000000 1.00000000 1.00000000
2 2.01000000 2.01500000 2.03000000 2.04000000 2.05000000 2.06000000 2.07000000 2.08000000 2.09000000
3 3.03010000 3.04522500 3.09090000 3.12160000 3.15250000 3.18360000 3.21490000 3.24640000 3.27810000
4 4.06040100 4.09090337 4.18362700 4.24646400 4.31012500 4.37461600 4.43994300 4.50611200 4.57312900
5 5.10100501 5.15226693 5.30913581 5.41632256 5.52563125 5.63709296 5.75073901 5.86660096 5.98471061
6 6.15201506 6.22955093 6.46840988 6.63297546 6.80191281 6.97531854 7.15329074 7.33592904 7.52333456
7 7.21353521 7.32299419 7.66246218 7.89829448 8.14200845 8.39383765 8.65402109 8.92280336 9.20043468
8 8.28567056 8.43283911 8.89233605 9.21422626 9.54910888 9.89746791 10.25980257 10.63662763 11.02847380
9 9.36852727 9.55933169 10.15910613 10.58279531 11.02656432 11.49131598 11.97798875 12.48755784 13.02103644
10 10.46221254 10.70272167 11.46387931 12.00610712 12.57789254 13.18079494 13.81644796 14.48656247 15.19292972
11 11.56683467 11.86326249 12.80779569 13.48635141 14.20678716 14.97164264 15.78359932 16.64548746 17.56029339
12 12.68250301 13.04121143 14.19202956 15.02580546 15.91712652 16.86994120 17.88845127 18.97712646 20.14071980
13 13.80932804 14.23682960 15.61779045 16.62683768 17.71298285 18.88213767 20.14064286 21.49529658 22.95338458
14 14.94742132 15.45038205 17.08632416 18.29191119 19.59863199 21.01506593 22.55048786 24.21492030 26.01918919
15 16.09689554 16.68213778 18.59891389 20.02358764 21.57856359 23.27596988 25.12902201 27.15211393 29.36091622
16 17.25786449 17.93236984 20.15688130 21.82453114 23.65749177 25.67252808 27.88805355 30.32428304 33.00339868
17 18.43044314 19.20135539 21.76158774 23.69751239 25.84036636 28.21287976 30.84021730 33.75022569 36.97370456
18 19.61474757 20.48937572 23.41443537 25.64541288 28.13238467 30.90565255 33.99903251 37.45024374 41.30133797
19 20.81089504 21.79671636 25.11686844 27.67122940 30.53900391 33.75999170 37.37896479 41.44626324 46.01845839
20 22.01900399 23.12366710 26.87037449 29.77807858 33.06595410 36.78559120 40.99549232 45.76196430 51.16011964
21 23.23919403 24.47052211 28.67648572 31.96920172 35.71925181 39.99272668 44.86517678 50.42292144 56.76453041
22 24.47158598 25.83757994 30.53678030 34.24796979 38.50521440 43.39229028 49.00573916 55.45675516 62.87333815
23 25.71630183 27.22514364 32.45288370 36.61788858 41.43047512 46.99582769 53.43614090 60.89329557 69.53193858
24 26.97346485 28.63352080 34.42647022 39.08260412 44.50199887 50.81557735 58.17667076 66.76475922 76.78981305
25 28.24319950 30.06302361 36.45926432 41.64590829 47.72709882 54.86451200 63.24903772 73.10593995 84.70089623
26 29.52563150 31.51396896 38.55304225 44.31174462 51.11345376 59.15638272 68.67647036 79.95441515 93.32397689
27 30.82088781 32.98667850 40.70963352 47.08421440 54.66912645 63.70576568 74.48382328 87.35076836 102.72313481
28 32.12909669 34.48147867 42.93092252 49.96758298 58.40258277 68.52811162 80.69769091 95.33882983 112.96821694
29 33.45038766 35.99870085 45.21885020 52.96628630 62.32271191 73.63979832 87.34652927 103.96593622 124.13535646
30 34.78489153 37.53868137 47.57541571 56.08493775 66.43884750 79.05818622 94.46078632 113.28321111 136.30753855
31 36.13274045 39.10176159 50.00267818 59.32833526 70.76078988 84.80167739 102.07304137 123.34586800 149.57521702
32 37.49406785 40.68828801 52.50275852 62.70146867 75.29882937 90.88977803 110.21815426 134.21353744 164.03698655
33 38.86900853 42.29861233 55.07784128 66.20952742 80.06377084 97.34316471 118.93342506 145.95062044 179.80031534
34 40.25769862 43.93309152 57.73017652 69.85790851 85.06695938 104.18375460 128.25876481 158.62667007 196.98234372
35 41.66027560 45.59208789 60.46208181 73.65222486 90.32030735 111.43477987 138.23687835 172.31680368 215.71075465
36 43.07687836 47.27596921 63.27594427 77.59831385 95.83632272 119.12086666 148.91345984 187.10214797 236.12472257
37 44.50764714 48.98510874 66.17422259 81.70224640 101.62813886 127.26811866 160.33740202 203.07031981 258.37594760
38 45.95272361 50.71988538 69.15944927 85.97033626 107.70954580 135.90420578 172.56102017 220.31594540 282.62978288
39 47.41225085 52.48068366 72.23423275 90.40914971 114.09502309 145.05845813 185.64029158 238.94122103 309.06646334
40 48.88637336 54.26789391 75.40125973 95.02551570 120.79977424 154.76196562 199.63511199 259.05651871 337.88244504
41 50.37523709 56.08191232 78.66329753 99.82653633 127.83976295 165.04768356 214.60956983 280.78104021 369.29186510
42 51.87898946 57.92314100 82.02319645 104.81959778 135.23175110 175.95054457 230.63223972 304.24352342 403.52813296
43 53.39777936 59.79198812 85.48389234 110.01238169 142.99333866 187.50757724 247.77649650 329.58300530 440.84566492
44 54.93175715 61.68886794 89.04840911 115.41287696 151.14300559 199.75803188 266.12085125 356.94964572 481.52177477
45 56.48107472 63.61420096 92.71986139 121.02939204 159.70015587 212.74351379 285.74931084 386.50561738 525.85873450
46 58.04588547 65.56841398 96.50145723 126.87056772 168.68516366 226.50812462 306.75176260 418.42606677 574.18602060
47 59.62634432 67.55194018 100.39650095 132.94539043 178.11942185 241.09861210 329.22438598 452.90015211 626.86276245
48 61.22260777 69.56521929 104.40839598 139.26320604 188.02539294 256.56452882 353.27009300 490.13216428 684.28041107
49 62.83483385 71.60869758 108.54064785 145.83373429 198.42666259 272.95840055 378.99899951 530.34273742 746.86564807
50 64.46318218 73.68282804 112.79686729 152.66708366 209.34799572 290.33590458 406.52892947 573.77015642 815.08355640
51 66.10781401 75.78807046 117.18077331 159.77376700 220.81539550 308.75605886 435.98595454 620.67176893 889.44107647
52 67.76889215 77.92489152 121.69619651 167.16471768 232.85616528 328.28142239 467.50497135 671.32551044 970.49077336
53 69.44658107 80.09376489 126.34708240 174.85130639 245.49897354 348.97830773 501.23031935 726.03155128 1058.83494296
54 71.14104688 82.29517136 131.13749488 182.84535865 258.77392222 370.91700620 537.31644170 785.11407538 1155.13008782
55 72.85245735 84.52959893 136.07161972 191.15917299 272.71261833 394.17202657 575.92859262 848.92320141 1260.09179573
56 74.58098192 86.79754292 141.15376831 199.80553991 287.34824924 418.82234816 617.24359410 917.83705752 1374.50005734
57 76.32679174 89.09950606 146.38838136 208.79776151 302.71566171 444.95168905 661.45064569 992.26402213 1499.20506251
58 78.09005966 91.43599865 151.78003280 218.14967197 318.85144479 472.64879040 708.75219089 1072.64514390 1635.13351813
59 79.87096025 93.80753863 157.33343379 227.87565885 335.79401703 502.00771782 759.36484425 1159.45675541 1783.29553476
60 81.66966986 96.21465171 163.05343680 237.99068520 353.58371788 533.12818089 813.52038335 1253.21329584 1944.79213289
61 83.48636655 98.65787149 168.94503991 248.51031261 372.26290378 566.11587174 871.46681019 1354.47035951 2120.82342485
62 85.32123022 101.13773956 175.01339110 259.45072511 391.87604897 601.08282405 933.46948690 1463.82798827 2312.69753309
 10% 11% 12% 13% 14% 15%
1.00000000 1.00000000 1.00000000 1.00000000 1.00000000 1.00000000
2.10000000 2.11000000 2.12000000 2.13000000 2.14000000 2.15000000
3.31000000 3.34210000 3.37440000 3.40690000 3.43960000 3.47250000
4.64100000 4.70973100 4.77932800 4.84979700 4.92114400 4.99337500
6.10510000 6.22780141 6.35284736 6.48027061 6.61010416 6.74238125
7.71561000 7.91285957 8.11518904 8.32270579 8.53551874 8.75373844
9.48717100 9.78327412 10.08901173 10.40465754 10.73049137 11.06679920
11.43588810 11.85943427 12.29969314 12.75726302 13.23276016 13.72681908
13.57947691 14.16397204 14.77565631 15.41570722 16.08534658 16.78584195
15.93742460 16.72200896 17.54873507 18.41974915 19.33729510 20.30371824
18.53116706 19.56142995 20.65458328 21.81431654 23.04451641 24.34927597
21.38428377 22.71318724 24.13313327 25.65017769 27.27074871 29.00166737
24.52271214 26.21163784 28.02910926 29.98470079 32.08865353 34.35191748
27.97498336 30.09491800 32.39260238 34.88271190 37.58106503 40.50470510
31.77248169 34.40535898 37.27971466 40.41746444 43.84241413 47.58041086
35.94972986 39.18994847 42.75328042 46.67173482 50.98035211 55.71747249
40.54470285 44.50084281 48.88367407 53.73906035 59.11760141 65.07509336
45.59917313 50.39593551 55.74971496 61.72513819 68.39406560 75.83635737
51.15909045 56.93948842 63.43968075 70.74940616 78.96923479 88.21181097
57.27499949 64.20283215 72.05244244 80.94682896 91.02492766 102.44358262
64.00249944 72.26514368 81.69873554 92.46991672 104.76841753 118.81012001
71.40274939 81.21430949 92.50258380 105.49100590 120.43599598 137.63163801
79.54302433 91.14788353 104.60289386 120.20483667 138.29703542 159.27638372
88.49732676 102.17415072 118.15524112 136.83146543 158.65862038 184.16784127
98.34705943 114.41330730 133.33387006 155.61955594 181.87082723 212.79301747
109.18176538 127.99877110 150.33393446 176.85009821 208.33274304 245.71197009
121.09994192 143.07863592 169.37400660 200.84061098 238.49932707 283.56876560
134.20993611 159.81728587 190.69888739 227.94989040 272.88923286 327.10408044
148.63092972 178.39718732 214.58275388 258.58337616 312.09372546 377.16969250
164.49402269 199.02087793 241.33268434 293.19921506 356.78684702 434.74514638
181.94342496 221.91317450 271.29260646 332.31511301 407.73700561 500.95691834
201.13776745 247.32362369 304.84771924 376.51607771 465.82018639 577.10045609
222.25154420 275.52922230 342.42944555 426.46316781 532.03501249 664.66552450
245.47669862 306.83743675 384.52097901 482.90337962 607.51991423 765.36535317
271.02436848 341.58955480 431.66349649 546.68081897 693.57270223 881.17015615
299.12680533 380.16440582 484.46311607 618.74932544 791.67288054 1014.34567957
330.03948586 422.98249046 543.59869000 700.18673775 903.50708382 1167.49753151
364.04343445 470.51056441 609.83053280 792.21101365 1030.99807555 1343.62216123
401.44777789 523.26672650 684.01019674 896.19844543 1176.33780613 1546.16548542
442.59255568 581.82606641 767.09142034 1013.70424333 1342.02509898 1779.09030823
487.85181125 646.82693372 860.14239079 1146.48579497 1530.90861284 2046.95385447
537.63699237 718.97789643 964.35947768 1296.52894831 1746.23581864 2354.99693264
592.40069161 799.06546504 1081.08261500 1466.07771159 1991.70883325 2709.24647253
652.64076077 887.96266619 1211.81252880 1657.66781410 2271.54806990 3116.63344341
718.90483685 986.63855947 1358.23003226 1874.16462994 2590.56479969 3585.12845992
791.79532054 1096.16880101 1522.21763613 2118.80603183 2954.24387165 4123.89772891
871.97485259 1217.74736912 1705.88375247 2395.25081596 3368.83801368 4743.48238825
960.17233785 1352.69957973 1911.58980276 2707.63342204 3841.47533559 5456.00474648
1057.18957163 1502.49653350 2141.98057909 3060.62576691 4380.28188258 6275.40545846
1163.90852880 1668.77115218 2400.01824858 3459.50711660 4994.52134614 7217.71627723
1281.29938168 1853.33597892 2689.02043841 3910.24304176 5694.75433460 8301.37371881
1410.42931984 2058.20293661 3012.70289102 4419.57463719 6493.01994144 9547.57977663
1552.47225183 2285.60525963 3375.22723795 4995.11934003 7403.04273324 10980.71674313
1708.71947701 2538.02183819 3781.25450650 5645.48485423 8440.46871589 12628.82425460
1880.59142471 2818.20424039 4236.00504728 6380.39788528 9623.13433612 14524.14789279
2069.65056718 3129.20670684 4745.32565295 7210.84961036 10971.37314318 16703.77007670
2277.61562390 3474.41944459 5315.76473131 8149.26005971 12508.36538322 19210.33558821
2506.37718629 3857.60558349 5954.65649906 9209.66386747 14260.53653687 22092.88592644
2758.01490492 4282.94219768 6670.21527895 10407.92017025 16258.01165204 25407.81881541
3034.81639541 4755.06583942 7471.64111243 11761.94979238 18535.13328332 29219.99163772
3339.29803496 5279.12308176 8369.23804592 13292.00326539 21131.05194298 33603.99038337
3674.22783845 5860.82662075 9374.54661143 15020.96368989 24090.39921500 38645.58894088
 1  1  i 
NILAI TUNAI UNTUK SETIAP ANUITAS RP 1 PADA n PERIODE DENGAN SUKU BUNGA i n
An  Ra n |i R
i
n\i 1% 1.50% 3% 4% 5% 6% 7.50% 8%
1 0.99009901 0.98522167 0.97087379 0.96153846 0.95238095 0.94339623 0.93023256 0.92592593
2 1.97039506 1.95588342 1.91346970 1.88609467 1.85941043 1.83339267 1.79556517 1.78326475
3 2.94098521 2.91220042 2.82861135 2.77509103 2.72324803 2.67301195 2.60052574 2.57709699
4 3.90196555 3.85438465 3.71709840 3.62989522 3.54595050 3.46510561 3.34932627 3.31212684
5 4.85343124 4.78264497 4.57970719 4.45182233 4.32947667 4.21236379 4.04588490 3.99271004
6 5.79547647 5.69718717 5.41719144 5.24213686 5.07569207 4.91732433 4.69384642 4.62287966
7 6.72819453 6.59821396 6.23028296 6.00205467 5.78637340 5.58238144 5.29660132 5.20637006
8 7.65167775 7.48592508 7.01969219 6.73274487 6.46321276 6.20979381 5.85730355 5.74663894
9 8.56601758 8.36051732 7.78610892 7.43533161 7.10782168 6.80169227 6.37888703 6.24688791
10 9.47130453 9.22218455 8.53020284 8.11089578 7.72173493 7.36008705 6.86408096 6.71008140
11 10.36762825 10.07111779 9.25262411 8.76047671 8.30641422 7.88687458 7.31542415 7.13896426
12 11.25507747 10.90750521 9.95400399 9.38507376 8.86325164 8.38384394 7.73527827 7.53607802
13 12.13374007 11.73153222 10.63495533 9.98564785 9.39357299 8.85268296 8.12584026 7.90377594
14 13.00370304 12.54338150 11.29607314 10.56312293 9.89864094 9.29498393 8.48915373 8.24423698
15 13.86505252 13.34323301 11.93793509 11.11838743 10.37965804 9.71224899 8.82711975 8.55947869
16 14.71787378 14.13126405 12.56110203 11.65229561 10.83776956 10.10589527 9.14150674 8.85136916
17 15.56225127 14.90764931 13.16611847 12.16566885 11.27406625 10.47725969 9.43395976 9.12163811
18 16.39826858 15.67256089 13.75351308 12.65929697 11.68958690 10.82760348 9.70600908 9.37188714
19 17.22600850 16.42616837 14.32379911 13.13393940 12.08532086 11.15811649 9.95907821 9.60359920
20 18.04555297 17.16863879 14.87747486 13.59032634 12.46221034 11.46992122 10.19449136 9.81814741
21 18.85698313 17.90013673 15.41502414 14.02915995 12.82115271 11.76407662 10.41348033 10.01680316
22 19.66037934 18.62082437 15.93691664 14.45111533 13.16300258 12.04158172 10.61719101 10.20074366
23 20.45582113 19.33086145 16.44360839 14.85684167 13.48857388 12.30337898 10.80668931 10.37105895
24 21.24338726 20.03040537 16.93554212 15.24696314 13.79864179 12.55035753 10.98296680 10.52875828
25 22.02315570 20.71961120 17.41314769 15.62207994 14.09394457 12.78335616 11.14694586 10.67477619
26 22.79520366 21.39863172 17.87684242 15.98276918 14.37518530 13.00316619 11.29948452 10.80997795
27 23.55960759 22.06761746 18.32703147 16.32958575 14.64303362 13.21053414 11.44138095 10.93516477
28 24.31644316 22.72671671 18.76410823 16.66306322 14.89812726 13.40616428 11.57337763 11.05107849
29 25.06578530 23.37607558 19.18845459 16.98371463 15.14107358 13.59072102 11.69616524 11.15840601
30 25.80770822 24.01583801 19.60044135 17.29203330 15.37245103 13.76483115 11.81038627 11.25778334
31 26.54228537 24.64614582 20.00042849 17.58849356 15.59281050 13.92908599 11.91663839 11.34979939
32 27.26958947 25.26713874 20.38876553 17.87355150 15.80267667 14.08404339 12.01547757 11.43499944
33 27.98969255 25.87895442 20.76579178 18.14764567 16.00254921 14.23022961 12.10742099 11.51388837
34 28.70266589 26.48172849 21.13183668 18.41119776 16.19290401 14.36814114 12.19294976 11.58693367
35 29.40858009 27.07559458 21.48722007 18.66461323 16.37419429 14.49824636 12.27251141 11.65456822
36 30.10750504 27.66068431 21.83225250 18.90828195 16.54685171 14.62098713 12.34652224 11.71719279
37 30.79950994 28.23712740 22.16723544 19.14257880 16.71128734 14.73678031 12.41536952 11.77517851
38 31.48466330 28.80505163 22.49246159 19.36786423 16.86789271 14.84601916 12.47941351 11.82886899
39 32.16303298 29.36458288 22.80821513 19.58448484 17.01704067 14.94907468 12.53898931 11.87858240
40 32.83468611 29.91584520 23.11477197 19.79277388 17.15908635 15.04629687 12.59440866 11.92461333
41 33.49968922 30.45896079 23.41239997 19.99305181 17.29436796 15.13801592 12.64596155 11.96723457
42 34.15810814 30.99405004 23.70135920 20.18562674 17.42320758 15.22454332 12.69391772 12.00669867
43 34.81000806 31.52123157 23.98190213 20.37079494 17.54591198 15.30617294 12.73852811 12.04323951
44 35.45545352 32.04062223 24.25427392 20.54884129 17.66277331 15.38318202 12.78002615 12.07707362
45 36.09450844 32.55233718 24.51871254 20.72003970 17.77406982 15.45583209 12.81862898 12.10840150
46 36.72723608 33.05648983 24.77544907 20.88465356 17.88006650 15.52436990 12.85453858 12.13740880
47 37.35369909 33.55319195 25.02470783 21.04293612 17.98101571 15.58902821 12.88794287 12.16426741
48 37.97395949 34.04255365 25.26670664 21.19513088 18.07715782 15.65002661 12.91901662 12.18913649
49 38.58807871 34.52468339 25.50165693 21.34147200 18.16872173 15.70757227 12.94792244 12.21216341
50 39.19611753 34.99968807 25.72976401 21.48218462 18.25592546 15.76186064 12.97481157 12.23348464
 1  i 
n

i
9% 10% 11% 12% 13% 14% 15%
0.91743119 0.90909091 0.90090090 0.89285714 0.88495575 0.87719298 0.86956522
1.75911119 1.73553719 1.71252333 1.69005102 1.66810244 1.64666051 1.62570888
2.53129467 2.48685199 2.44371472 2.40183127 2.36115260 2.32163203 2.28322512
3.23971988 3.16986545 3.10244569 3.03734935 2.97447133 2.91371230 2.85497836
3.88965126 3.79078677 3.69589702 3.60477620 3.51723126 3.43308097 3.35215510
4.48591859 4.35526070 4.23053785 4.11140732 3.99754979 3.88866752 3.78448269
5.03295284 4.86841882 4.71219626 4.56375654 4.42261043 4.28830484 4.16041973
5.53481911 5.33492620 5.14612276 4.96763977 4.79877029 4.63886389 4.48732151
5.99524689 5.75902382 5.53704753 5.32824979 5.13165513 4.94637184 4.77158392
6.41765770 6.14456711 5.88923201 5.65022303 5.42624348 5.21611565 5.01876863
6.80519055 6.49506101 6.20651533 5.93769913 5.68694113 5.45273302 5.23371185
7.16072528 6.81369182 6.49235615 6.19437423 5.91764702 5.66029213 5.42061900
7.48690392 7.10335620 6.74987040 6.42354842 6.12181152 5.84236151 5.58314696
7.78615039 7.36668746 6.98186523 6.62816823 6.30248807 6.00207150 5.72447561
8.06068843 7.60607951 7.19086958 6.81086449 6.46237882 6.14216799 5.84737010
8.31255819 7.82370864 7.37916178 6.97398615 6.60387506 6.26505964 5.95423487
8.54363137 8.02155331 7.54879440 7.11963049 6.72909298 6.37285933 6.04716076
8.75562511 8.20141210 7.70161657 7.24967008 6.83990529 6.46742046 6.12796587
8.95011478 8.36492009 7.83929421 7.36577686 6.93796928 6.55036883 6.19823119
9.12854567 8.51356372 7.96332812 7.46944362 7.02475158 6.62313055 6.25933147
9.29224373 8.64869429 8.07507038 7.56200324 7.10155007 6.68695662 6.31246215
9.44242544 8.77154026 8.17573908 7.64464575 7.16951334 6.74294441 6.35866274
9.58020683 8.88321842 8.26643160 7.71843370 7.22965782 6.79205650 6.39883717
9.70661177 8.98474402 8.34813658 7.78431581 7.28288303 6.83513728 6.43377145
9.82257960 9.07704002 8.42174466 7.84313911 7.32998498 6.87292744 6.46414909
9.92897211 9.16094547 8.48805826 7.89565992 7.37166812 6.90607670 6.49056442
10.02657992 9.23722316 8.54780023 7.94255350 7.40855586 6.93515500 6.51353428
10.11612837 9.30656651 8.60162183 7.98442277 7.44119988 6.96066228 6.53350807
10.19828291 9.36960591 8.65010976 8.02180604 7.47008839 6.98303709 6.55087658
10.27365404 9.42691447 8.69379257 8.05518397 7.49565344 7.00266411 6.56597964
10.34280187 9.47901315 8.73314646 8.08498569 7.51827738 7.01988080 6.57911273
10.40624025 9.52637559 8.76860042 8.11159436 7.53829857 7.03498316 6.59053281
10.46444060 9.56943236 8.80054092 8.13535211 7.55601643 7.04823084 6.60046331
10.51783541 9.60857487 8.82931614 8.15656438 7.57169596 7.05985161 6.60909853
10.56682148 9.64415897 8.85523977 8.17550391 7.58557164 7.07004528 6.61660742
10.61176282 9.67650816 8.87859438 8.19241421 7.59785101 7.07898708 6.62313689
10.65299342 9.70591651 8.89963458 8.20751269 7.60871771 7.08683078 6.62881468
10.69081965 9.73265137 8.91858971 8.22099347 7.61833426 7.09371121 6.63375190
10.72552261 9.75695579 8.93566641 8.23302988 7.62684447 7.09974667 6.63804513
10.75736020 9.77905072 8.95105082 8.24377668 7.63437564 7.10504094 6.64177837
10.78656899 9.79913702 8.96491065 8.25337204 7.64104039 7.10968504 6.64502467
10.81336604 9.81739729 8.97739698 8.26193932 7.64693840 7.11375880 6.64784754
10.83795050 9.83399753 8.98864593 8.26958868 7.65215787 7.11733228 6.65030221
10.86050504 9.84908867 8.99878011 8.27641846 7.65677688 7.12046692 6.65243670
10.88119729 9.86280788 9.00791001 8.28251648 7.66086450 7.12321659 6.65429279
10.90018100 9.87527989 9.01613515 8.28796115 7.66448185 7.12562859 6.65590677
10.91759725 9.88661808 9.02354518 8.29282245 7.66768306 7.12774438 6.65731024
10.93357546 9.89692553 9.03022088 8.29716290 7.67051598 7.12960033 6.65853064
10.94823436 9.90629594 9.03623503 8.30103831 7.67302299 7.13122836 6.65959186
10.96168290 9.91481449 9.04165318 8.30449849 7.67524158 7.13265646 6.66051466