A GUIDEBOOK ON INSURABLE INTEREST

When do we think Insurance?

Engagement and Marriage Birth in the Family Promotion, change in life due to growth in Business or Rise in Salary Major illness, Narrow escape from accidents Death in the Family Purchase of a House Winning a valuable gift, Capital gain Tax savings and more...

Insurance Benefits
Return adequate money to end financial sufferings Return avoiding distress by sale of asset in financial emergency Return support to the business progress towards its vision

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UNDERSTANDING THE NEED OF INSURANCE INSURANCE TYPES AND HIGHLIGHTS KNOWLEDGE ABOUT HLV AND HNWI AGENT OF LIFE INSURANCE MANAGE YOUR INSURANCE MONEY HAPPINESS HEALTH PEACE COMMENTS E MAIL: sriramantvm@yahoo.co.in

A GUIDEBOOK ON INSURABLE INTEREST

Why do we need Insurance? UNDERSTANDING THE NEED OF INSURANCE
Life is full of changes in order to increase the standard of living Life demands to provide for future financial contingencies Life Insurance contract is a binding mutual trust ensures a sense of relief being high worth leading to self respect
The strategic secret of relationship is trust Insurance is a bond wherein regular Premium, an appropriate price is to pay to get compensation in lump sum as SI in the event of risk or at the end of the term period based on proposes` s life A Life Insurance contract is given based on the Questionnaire of proposal form Life Insurance is a Value based financial contract tailored or bundled to the specific needs of the clients. Agent recommendations and Advice is worth to get conclusions and give consent for a valuable pathiram, the Document.

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What is Insurance?
INSURANCE TYPES AND HIGHLIGHTS
Insurance is a contract. Insurance contract are agreements between insurer and insured for the purpose of transferring from the insured to the insurer a part of the risk of loss arising out of contingent contract
JEEVAN SARAL ---- FIXED PREMIUM FOR ALL AGES JEEVAN TARANG----- WHOLE LIFE PLAN 6YR PPT JEEVAN ANAND ----- WHOLE LIFE PLAN WITH PROFIT JEEVAN CHAAYA----- CHILDREN PLAN WITH PROFIT 10 TH STD PLAN FOR 1YR BABY NEW JANARAKSHA ---- PROFIT PLAN WITH NO LAPSE NEW BHIMA GOLD ----- MONEY BACK NEW BHIMA BACHAT ---- SP MONEY BACK

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A GUIDEBOOK ON INSURABLE INTEREST

How to Determine Life Insurance? KNOWLEDGE ABOUT HLV AND HNWI
Future Earning Span = X yrs Average Monthly Income = Y rs HLV = Present value of the future income earning potential HUMAN LIFE VALUE i e HLV = X * Y = Approx S I Every person is Unique. Have Unlimited interest in life. Sum Insured will be Approximate Make tomorrow better than today Maximum cover allowable as a multiple of average income is 12 times

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What do you know about agent of Life Insurance? AGENT OF LIFE INSURANCE Agent will draw a Presentation plan for client and this is his interest as a assumption of the client interest. Agent is Referrer or Introducer to the Insurance
One leads to another. Calculate your life. Ascertain based on Safety, Liquidity, Tax benefit, return on savings and your future interest. Willing to live happily, healthily and peacefully is our Birth rights.

Do I have to manage my Insurance Policies?

MANAGE YOUR INSURANCE

Knowledge about your insurance policies is must to make it live or in force. Ask Insurance Agent about the details in the contract Document. File and keep the records safely.

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