Career opportunities in finance

The Career opportunities in finance are divided into two heads

As show in the following diagram

1) Financial services financial services is the area of finance that deals with the delivery of financial service and designing of financial products for in divided , brines for governments. A variety of carrels opportunities are available in the field of financial services that are summarized below: 1.1 loan officers This job is normally offered by bank and related institutions loan officers are normally responsible is i) Evaluate the loan proposals of clients. ii) Andyisie the solvency risk of the applicant iii) Design the loan repayment schemes of the applicant Barlling and relate insinuations Following carrels are available in related Institution. 1.2 Retail bank manages Retail bank manages is responsible to look after i) The overcall barlling operation of the brands ii) To supervise the overcall programs offered by the bank to its clients. 1.3) Trust offices Trust offices in anther caumees opportunity in bands and related institutions. A trust offices is responsible to i) Administers trust funds for estates, foundations and brines firms. ii) Offer financial services in passed financial al planning, investments, seal Estill and insured. Personal financial planning 1.4) financial planner Its an expert in finun an in divided may deliver his services as financial planner to the clients independently as the may join any financial institute as financial in divides, i) About budgeting, taxes, investment, reel estate, investment ii) About retirement planning

iii) iv)

About the planning of their personal financial Help them to develop a comprehensive objective.

Investments 1.5 stocks broker An impotent area of career opportunities in fir and is to become a stock brokers. Stock broker assist the investors in i) Choosing various market abu sea ties ii) Burying iii) Developing the optimal portfolio of their investment iv) Kraintairard of investors portfolios to maximize the return Security analyst Security analyst performs the same duties as by stock broker. A Security analyst study the i) Stock and bands of various issuing an their risk. ii) Advice security firms and their clients in issuing a choosing various bends and stocks. 1.7 portfolio managers Portfolios managers are responsible to develop maintain the portfolio of features for firms and in dividends. Investment broker An investment broker performs a variety of financial services for the clients. i) Provides advice to sanity issues at the time of issuing sanities ii) Act as a middleman (underrsites) between the sanity issues and punchers of newly issued stoles and bands.

Real Estate

following cancer opportunities are available in the field of seal estate. (i) Real Estate banker A seal estate banker is responsible to (i) Prepare the list of residential a commercial properties for sale as cause. (ii) Find buyers is lessees for listed property (iii) Show property to buyers is lessees for sale as lease

(iv)

Estate alt the market values of all types of seal estate properties.

(ii) Real estate lenders As seal estate lender performs the following duties with respect to seal estate properties a) Analyze values loan application for seal estate properties b) Desiring an optimal fin arcing mix for seal estate fin arcing (iii) Must gage banker A mortgages bankers find and arrange financing for seal estate projects. (iv) Property manager Property manager handle day-to-day operation of the properties to a dives maximum return for their owners.

Insurance A last of cancer properties are available in the field of

insured. (i) Insurance agents scope of duties of an insurance agent includes the followings a) Finding clients for insurance policies b) Developing insurance plans to meet their needs c) Selling insurance policies d) Collecting premiums e) Assist in claims processing and settlement.

ii) Insurance underwrites Insurance underwrites perform the following duties for insurance companies a) Appraise and select the risk that their company wills insurance and set the arsenates premiums. 2) Managerial finance Managerial Finance is careered with the duties of finance managers in the bniren firm. Scope of canees opportunities in the area of managerial finance includes the followings i) Financial analyst A financial analysist performs the following duties for a bhinen a) Financial forecasting b) Preparing firms financial plans. c) Preparing firms budgets d) Analyzing firms financial plans and budgets

e) Performing financial statements analysit by using various f) Working closely with accounting department ii) capital budgeting manages Scope of duties of a capital budgeting manages includes the followings a) Evaluating a firms long-term investment proposals b) Recommending long-term investment proposals that maximize the wealth of the firm c) Implementing the approved investment proposals d) Evaluating performance of long-term investments after implementation. iii) Project finance manager: following are duties that are preformed a project finance manager in a bhinon a) Arrangement of finance for the approved project b) Coordinates with consultants, investments bankers and legal institution. iv) Cash manager A cash manager is responsible to handle the cash matter of the company like. a) Maintaining and controlling the firms daily cash balances b) Manager the firms cash collations & shart-term investments. c) Manager avidities related to cash transfer & disbursement. d) Manager shart-term borrowing e) Developing banking relationship v) Credit manager A manager is responsible to handle the credit affairs of the company such as a) Analyzing credit applications b) Defining credit limits of the applications after analysis c) Extending credit to the successful applications d) Monitoring the credit policy of the bhinon e) Developing comprehensive credit policy of the firm. f) Monitoring & collecting accounts receivables. vi) Pension fund Manager A pension fund manager perform the following duties

a) Responsible for managing the assets & liabilities of employees pension fund b) Performs investment manager activates c) Hires & oversees the performance of these activates by a third party.