Q3 2010-11

FORM L-1-A-RA
Name of the Insurer: HDFC Standard Life Insurance Co. Ltd.

Registration No. and Date of Registration with the IRDA : 101
23rd October 2000
REVENUE ACCOUNT FOR THE NINE MONTHS ENDED 31st December, 2010
Policyholders Account (Technical Account)
Particulars
Premiums earned - net

(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of investments
(c) (Loss on sale/ redemption of Investments)
(d) Transfer/Gain on revaluation/change in fair value*
(e) Appropriation/Expropriation Adjustment Account
(f) Amortisation of (premium)/discount on investments
Contribution from the Shareholders' Account
Other Income
(a) Service Tax recovery
(b) Others
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Bad debts written off
Provision for Tax
Fringe Benefit Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Terminal Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross**
Linked Liability
Non linked Liability
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
TOTAL (C)
SURPLUS/ (DEFICIT) (D) =(A)-(B)-(C)
APPROPRIATIONS
Transfer to Shareholders Account
Transfer to Other Reserves
Funds for future appropriation - Provision for lapsed
policies unlikely to be revived
Balance being Funds For Future Appropriations
Surplus in Revenue Account transferred to Balance Sheet
pending recommendation for allocation from Appointed
Acturary till year end.
Transfer to Balance Sheet being "Deficit in the Revenue
Account (Policyholders Account)"
TOTAL (D)
Schedule
For the quarter

ended 31st
December, 2010
(Rs.000)
Upto the quarter

ended 31st
December, 2010
(Rs.000)
For the quarter

ended 31st
December, 2009
(Rs.000)
Upto the quarter

ended 31st
December, 2009
(Rs.000)
21,669,530
(122,080)
57,579,418
(340,706)
17,800,099
(133,790)
43,933,058
(340,246)
2,236,480
5,504,613
(446,129)
(4,154,027)
22,989
33,282
(413,253)
6,729,393
14,848,334
(943,240)
8,811,528
129,879
53,329
577,691
1,492,787
2,194,085
(146,697)
5,621,094
(37,250)
(8,682)
1,103,554
4,602,589
4,669,894
(1,137,059)
43,631,077
378,358.00
(38,741)
2,006,857
L-4
L-5
L-6
L-7
Notes:
* Represents the deemed realised gain as per norms specified by the Authority
** Represents changes in the mathematical reserves after allocation of bonus
The total surplus as mentioned below :
(a) Interim Bonuses Paid:
(b) Terminal Bonuses Paid:
(c) Allocation of Bonus to policyholders:
(d) Surplus shown in the Revenue Account:
(e) Total Surplus: [(a)+(b)+(c)+(d)]
28,749
10,320
24,370,475
86,127
57,177
87,588,931
9,672
33,815
27,928,687
81,919
66,258
97,853,965
968,992
3,578,639
-
3,194,291
11,218,269
-
3,592,074
10,633,092
12,597
4,547,631
8,446,349
254
579
14,412,560
21,248,326
453
1,020
1,354,006
3,562,651
4,916,657
4,097,792
-
14,237,763
8,714,337
427
1,131
9,554,064
2,345,581
(61,568)
20,285,259
(462,415)
45,915,124
6,427,878
(194,430)
73,398,371
(222,000)
16,470,411
1,700,850
(58,896)
22,210,157
801,873
69,497,800
4,196,591
(123,106)
82,287,180
1,329,022
846,694
91,170
(15,279)
1,365,622
825,353
17,477
(95,066)
-
259,239
-
126,289
770,651
376,540
693,243
(1,385,000)
(462,415)
(2,430,452)
(222,000)
801,874
1,329,022
254
579
(462,415)
(461,582)
453
1,020
(222,000)
(220,527)
801,874
801,874
427
1,131
1,329,022
1,330,580
FORM L-2-A-PL
23rd October 2000
PROFIT & LOSS ACCOUNT FOR THE NINE MONTHS ENDED 31st December, 2010
Shareholders Account (Non-technical Account)
Particulars
Amounts transferred from the Policyholders Account (Technical

Account)
Income From Investments
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of investments
(c) (Loss on sale/ redemption of investments)
(d) Transfer / gain on revaluation / change in fair value
(e) Amortisation of (premium)/discount on investments
Other Income
TOTAL (A)
Expenses other than those directly related to the insurance
Bad debts written off
Transfer to Policyholders' fund
Provisions (Other than taxation)
(a) For diminution in the value of investments (Net)
(b) Provision for doubtful debts
(c) Others
TOTAL (B)
Profit/ (Loss) before tax
Provision for Taxation
Profit / (Loss) after tax
APPROPRIATIONS
(a) Balance at the beginning of the year
(b) Interim dividends paid during the year
(c) Proposed final dividend
(d) Dividend distribution tax
(e) Transfer to reserves/ other accounts
Transfer to liabilities on account of Employee benefits
Profit / (Loss) carried forward to the Balance Sheet
Schedule
For the quarter

ended 31st
December, 2010
(Rs.000)
Upto the quarter

ended 31st
December, 2010
(Rs.000)
-
For the quarter

ended 31st
December, 2009
(Rs.000)
Upto the quarter

ended 31st
December, 2009
(Rs.000)
(95,066)
259,239
208,242
12,767
(1,931)
355
478,672
105,419
5,688
(924)
(880)
6
109,309
291,872
166,924
(1,637)
(2,879)
20
454,299
71,266
11,356
(713)
(143)
(13,300)
560
(413,253)
1,442
577,691
1,886
1,103,554
3,778
2,006,857
(412,693)
579,133
1,105,440
2,010,635
522,002
522,002
(124,834)
(124,834)
(1,118,740)
(1,118,740)
(1,531,962)
(1,531,962)
(14,664,966)
-
(12,326,344)
-
(11,913,122)
-
(15,311,802)
(14,789,800)
(14,789,800)
(13,445,084)
(13,445,084)
FORM L-3-A-BS
23rd October 2000
BALANCE SHEET AS AT 31st December, 2010
Schedule
As at
31st December, 2010
(Rs.000)
As at
31st December, 2009
(Rs.000)
SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
SHARE CAPITAL
RESERVES AND SURPLUS
CREDIT/[DEBIT] FAIR VALUE CHANGE
ACCOUNT
Sub-Total
BORROWINGS
POLICYHOLDERS FUNDS:
CREDIT/[DEBIT] FAIR VALUE CHANGE
ACCOUNT
POLICY LIABILITIES
INSURANCE RESERVES
PROVISION FOR LINKED LIABILITIES
L-8, L-9
19,826,333
18,459,545
L-10
1,440,358
552,892
55,287
168,670
21,321,978
-
19,181,107
-
180,640
43,900,355
201,132,924
116,452
33,165,903
138,280,736
245,213,920
171,563,091
2,315,366
1,279,638
2,430,452
908,511
L-11
Sub-Total
Funds for Future Appropriations
Funds for future appropriation - Provision for
lapsed policies unlikely to be revived
Surplus in Revenue Account pending
recommendation for allocation from Appointed
Actuary till period end
17,477
271,299,194
192,932,346
L-12
L-13
6,686,576
51,430,639
5,498,531
40,016,162
ASSETS HELD TO COVER LINKED
L-14
201,132,924
138,280,736
LOANS
L-15
96,934
41,103
FIXED ASSETS
L-16
2,189,504
1,265,854
CURRENT ASSETS
Cash and Bank Balances
Advances and Other Assets
Sub-Total (A)
L-17
L-18
1,484,137
4,889,561
6,373,698
2,825,645
4,246,029
7,071,674
L-19
L-20
13,576,842
254,491
13,831,333
(7,457,635)
12,472,054
214,745
12,686,799
(5,615,125)
TOTAL
APPLICATION OF FUNDS
INVESTMENTS
Shareholders
Policyholders
CURRENT LIABILITIES
PROVISIONS
Sub-Total (B)
NET CURRENT ASSETS (C) = (A B)
MISCELLANEOUS EXPENDITURE (to the
extent not written off or adjusted)
DEBIT BALANCE IN PROFIT & LOSS
ACCOUNT (Shareholders Account)
DEBIT BALANCE IN REVENUE ACCOUNT
(Policyholders' Account)
TOTAL
L-21
14,789,800
13,445,084
2,430,452
271,299,194
192,932,346
CONTINGENT LIABILITIES
Particulars
1) Partly paid-up investments

2) Claims, other than against policies, not
acknowledged as debts by the company
3) Underwriting commitments outstanding (in
respect of shares and securities)
4) Guarantees given by or on behalf of the
5) Statutory demands/ liabilities in dispute, not
provided for
6) Reinsurance obligations to the extent not
provided for in accounts
7) Others
TOTAL
As at
31st December, 2010
(Rs.000)
4,891
5,973,133
5,978,024
As at
31st December, 2009
(Rs.000)
4,346
1,465,718
1,470,064
SCHEDULES FORMING PART OF FINANCIAL STATEMENTS

FORM L-4-PREMIUM SCHEDULE
PREMIUM
Particulars
1 First year premiums
2 Renewal Premiums
3 Single Premiums
TOTAL PREMIUM
For the quarter

ended 31st
December, 2010
(Rs.000)
Upto the quarter

ended 31st
December, 2010
(Rs.000)
For the quarter

ended 31st
December, 2009
(Rs.000)
Upto the quarter

ended 31st
December, 2009
(Rs.000)
6,953,378
12,388,060
2,328,092
21,669,530
22,719,831
31,903,235
2,956,352
57,579,418
8,696,909
8,668,300
434,890
17,800,099
20,087,367
22,747,097
1,098,594
43,933,058
FORM L-5 - COMMISSION SCHEDULE

COMMISSION EXPENSES
Particulars
Commission paid
Direct - First year premiums
- Renewal premiums
- Single premiums
For the quarter

ended 31st
December, 2010
(Rs.000)
668,633
256,772
43,587
Upto the quarter

ended 31st
December, 2010
(Rs.000)
2,507,776
638,938
47,577
For the quarter

ended 31st
December, 2009
(Rs.000)
1,170,096
181,577
2,333
Upto the quarter

ended 31st
December, 2009
(Rs.000)
2,994,891
592,271
4,912
Add: Commission on Re-insurance

Accepted
Less: Commission on Re-insurance
Ceded
Net Commission
968,992
3,194,291
1,354,006
3,592,074
Break-up of the expenses (Gross)

incurred to procure business :
Agents
Brokers
Corporate Agency
Referral
Others
Total
268,538
9,631
690,964
(141)
968,992
851,845
15,862
2,325,258
1,326
3,194,291
295,753
1,982
1,054,166
2,105
1,354,006
1,070,816
4,568
2,506,322
10,368
3,592,074
FORM L-6-OPERATING EXPENSES SCHEDULE

OPERATING EXPENSES RELATED TO INSURANCE BUSINESS
Particulars
1
2
3
4
5
6
7
8
9
10
11
12
13
14
For the quarter

Upto the quarter
ended 31st ended 31st December,
December, 2010
2010
(Rs.000)
(Rs.000)
Employees remuneration & welfare benefits

Travel, conveyance and vehicle running expenses
Training expenses
Rents, rates & taxes
Repairs
Printing & stationery
Communication expenses
Legal & professional charges
Medical fees
Auditors' fees, expenses etc
a) as auditor
b) as adviser or in any other capacity, in respect of
(i) Taxation matters
(ii) Insurance matters
(iii) Management services; and
c) in any other capacity
Advertisement and publicity
Interest & Bank Charges
Others
(a) Computer Expenses
(b) General Office & Other Expenses
(c) Business Development Expenses
(d) Loss on Sale of Fixed Assets
(e) Service Tax
Depreciation
- Depreciation on assets owned by policyholders
- Reimbursement of depreciation of assets for use of
Shareholders Assets
1,323,252
45,412
19,565
217,954
3,763
12,476
58,522
178,806
12,633
TOTAL
3,578,639
4,505,749
119,230
269,678 741,745
11,821
71,030
182,289
590,887
32,332
For the quarter

ended 31st
December, 2009
(Rs.000)
Upto the quarter

ended 31st
December, 2009
(Rs.000)
1,533,971
44,859
22,638
266,030
4,278
29,292
80,995
144,996
13,281
4,257,820
111,522
191,969
787,927
10,280
96,989
242,009
504,567
39,389
1,740
2,764
513
1,532
1,057,246
8,174
66,609
233,341
84,782
820
84,292
50
2,693,068
23,347
5
2,054,156
21,935
217,410
540,540
344,100
13,595
454,133
5
738,567
7,350
56,827
192,198
102,371
287,221
169,252
-
404,501
-
82,535
177,382
535,370
404,341
848,628
347,271
11,218,269
3,562,651
10,633,092
FORM L-7-BENEFITS PAID SCHEDULE

BENEFITS PAID [NET]
Particulars
1. Insurance Claims
(a) Claims by Death,
(b) Claims by Maturity,
(c) Annuities / Pension payment,
(d) Periodical Benefit
(e) Others
Surrenders
Critical Illness
Permanent & Partial Disability
Withdrawals
Vesting of Pension policy
Sub Total (A)
2. (Amount ceded in reinsurance):
(c) Annuities/Pension payment,
(e) Health
(f) Others
Surrenders
Critical Illness
Permanent & Partial Disability
Sub Total (B)
3. Amount accepted in reinsurance:
(c) Annuities/Pension payment,
(e) Health
(f) Others
Sub Total (C)
TOTAL
Notes:
For the quarter

ended 31st
December, 2010
(Rs.000)
Upto the quarter

ended 31st
December, 2010
(Rs.000)
For the quarter

ended 31st
December, 2009
(Rs.000)
Upto the quarter

ended 31st
December, 2009
(Rs.000)
286,467
2,688
5,063
22,681
750,087
5,245
15,243
114,577
181,344
2,134
3,889
44,356
432,216
2,372
9,182
139,280
7,006,672
6,529
1,151,254
3,885
17,626,641
24,870
2,773,663
41,625
3,250,125
10,221
638,065
9,211
6,878,755
21,163
1,298,128
30,805
8,485,239
21,351,951
4,139,345
8,811,901
(36,307)
(2,583)
(38,890)
(93,393)
(10,232)
(103,625)
(35,751)
(5,802)
(41,553)
(84,774)
(12,790)
(97,564)
8,446,349
21,248,326
(a) Claims include specific claims settlement costs, wherever applicable.

(b) Legal, other fees and expenses also form part of the claims cost, wherever applicable.
4,097,792
8,714,337
FORM L-8-SHARE CAPITAL SCHEDULE

SHARE CAPITAL
Particulars
1 Authorised Capital
Equity Shares of Rs. 10 each
2 Issued Capital
3 Subscribed Capital
4 Called-up Capital
Less : Calls unpaid
Add : Shares forfeited (Amount originally
paid up)
Less : Par value of Equity Shares bought
back
Less : Preliminary Expenses
Expenses including commission or
brokerage on Underwriting or
subscription of shares
TOTAL
As at
31st December,
2010
(Rs.000)
As at
31st December,
2009
(Rs.000)
30,000,000
30,000,000
19,826,333
18,460,000
19,826,333
18,460,000
19,826,333
-
18,460,000
-
19,826,333
(455)
18,459,545
Share Capital amounting to Rs. 143,787,760 thousand (Previous year : Rs. 133,777,600
thousand) is held by Housing Development Finance Corporation Limited, the holding
company.
FORM L-9-PATTERN OF SHAREHOLDING SCHEDULE

PATTERN OF SHAREHOLDING
[As certified by the Management]
Shareholder
As at
Number of Shares
Promoters
Indian / Holding Company
Foreign
Others - Domestic
Total
As at
% of Holding
Number of Shares
% of Holding
1,437,877,600
515,191,733
72.52%
25.99%
1,337,776,000
479,960,000
72.47%
26.00%
29,564,000
1.49%
28,264,000
1.53%
1,982,633,333
100.00%
1,846,000,000
100.00%
FORM L-10-RESERVES AND SURPLUS SCHEDULE

RESERVES AND SURPLUS
Particulars
1 Capital Reserve
2 Capital Redemption Reserve
3 Share Premium
4 Revaluation Reserve
5 General Reserves
Less: Debit balance in Profit and Loss Account,
if any
Less: Amount utilized for Buy-back
6 Catastrophe Reserve
7 Other Reserves
8 Balance of profit in Profit and Loss Account
TOTAL
As at
31st December, 2010
(Rs.000)
As at
31st December, 2009
(Rs.000)
887,466
552,892
-
552,892
-
1,440,358
552,892
FORM L-11-BORROWINGS SCHEDULE

BORROWINGS
Particulars
1 Debentures/ Bonds
2 Banks
3 Financial Institutions
4 Others
TOTAL
As at
As at
31st December, 2010 31st December, 2009
(Rs.000)
(Rs.000)
-
FORM L-12-INVESTMENTS SHAREHOLDERS SCHEDULE

INVESTMENTS-SHAREHOLDERS
Particulars
LONG TERM INVESTMENTS
1 Government securities and Government guaranteed bonds including Treasury
Bills
2 Other Approved Securities
3 Other Investments
(a) Shares
(aa) Equity
(bb) Preference
(b) Mutual Funds
(c) Derivative Instruments
(d) Debentures/ Bonds
(e) Other Securities
(f) Subsidiaries
(g) Investment Properties-Real Estate
4 Investments in Infrastructure and Social Sector
5 Other than Approved Investments
Sub Total (A)
SHORT TERM INVESTMENTS
Bills
3 Other Investments
(a) Shares
(aa) Equity
(bb) Preference
(b) Mutual Funds
Commercial Paper
Certificate of Deposit
Repo Investments
(f) Subsidiaries
Sub Total (B)
TOTAL
As at
31st December,
2010
(Rs.000)
As at
31st December,
2009
(Rs.000)
2,139,775
-
2,345,981
-
262,789
308,915
757,540
1,016,099
109,020
4,594,138
441,563
99,999
757,540
801,099
101,947
4,548,129
43,300
50,531
466,914
1,199,063
275,972
150,489
2,092,438
142,480
714,091
950,402
6,686,576
5,498,531
FORM L-13-INVESTMENTS POLICYHOLDERS SCHEDULE

INVESTMENTS-POLICYHOLDERS
Particulars
Bills*
3 Other Investments
(a) Shares
(aa) Equity
(bb) Preference
(b) Mutual Funds
Deep Discount Bonds
(f) Subsidiaries
Sub Total (A)
Bills
3 Other Investments
(a) Shares
(aa) Equity
(bb) Preference
(b) Mutual Funds
Commercial Paper
Deep Discount Bonds
Repo Investments
(f) Subsidiaries
Sub Total (B)
TOTAL
As at
31st December, 2010
(Rs.000)
As at
31st December, 2009
(Rs.000)
28,369,552
-
19,292,521
-
1,500,032
2,688,692
653,533
10,329,049
396,791
43,937,649
1,385,352
2,646,143
9,738,062
457,959
33,520,037
81,563
-
19,364
-
1,152,097
203,753
243,131
1,789,059
1,938,230
2,085,157
7,492,990
1,758,198
509,372
363,359
1,334,645
2,268,444
191,878
50,865
6,496,125
51,430,639
40,016,162
FORM L-14-ASSETS HELD TO COVER LINKED LIABILITIES SCHEDULE

ASSETS HELD TO COVER LINKED LIABILITIES
Particulars
Bills
3 Other Investments
(a) Shares
(aa) Equity
(bb) Preference
(b) Mutual Funds
Deep Discount Bonds
Fixed Deposit
(f) Subsidiaries
Sub Total (A)
Bills
3 Other Investments
(a) Shares
(aa) Equity
(bb) Preference
(b) Mutual Funds
Fixed Deposit
Commercial Paper
Deep Discount Bonds
Repo Investments
(f) Subsidiaries
Sub Total (B)
OTHER ASSETS
1 Interest Accrued and Dividend Receivable
2 Other - Receivable
3 Appropriation/Expropriation Adjustment Account
4 Investment Sold Awaiting Settlement
5 Investment Purchased Awaiting Settlement
6 Other Liabilities (net)
Sub Total (C )
TOTAL (A+B+C)
As at
31st December, 2010
(Rs.000)
As at
31st December, 2009
(Rs.000)
11,852,211
-
4,687,384
-
122,537,087
5,024,320
90,820,234
3,405,837
423,141
31,263,292
7,304,262
178,404,313
993,396
16,079,914
9,183,465
125,170,230
221,964
-
32,420
-
2,138,989
908,981
789,898
4,917,357
584,037
4,193,686
234,633
1,991,949
6,152,786
20,435,401
5,066,915
118,400
1,773,429
2,012,419
799,845
204,138
11,706,445
1,187,235
492,767
543,528
653,505
(324,309)
(259,516)
2,293,210
1,123,359
378,358
23,960
(121,616)
1,404,061
201,132,924
138,280,736
FORM L-15-LOANS SCHEDULE

LOANS
Particulars
As at
As at
(Rs.000)
(Rs.000)
1 SECURITY-WISE CLASSIFICATION
Secured
(a) On mortgage of property
(aa) In India
(bb) Outside India
(b) On Shares, Bonds, Government Securities, etc.
(c) Loans against policies
(d) Others
Unsecured
TOTAL
303
40,288
56,343
96,934
425
39,731
947
41,103
2 BORROWER-WISE CLASSIFICATION
(a) Central and State Governments
(b) Banks and Financial Institutions
(c) Subsidiaries
(d) Companies
(e) Loans against policies
(f) Loans to employees
(h) Others
TOTAL
40,894
858
55,182
96,934
39,902
1,201
41,103
3 PERFORMANCE-WISE CLASSIFICATION
(a) Loans classified as standard
(aa) In India
(bb) Outside India
(b) Non-standard loans less provisions
(aa) In India
(bb) Outside India
TOTAL
96,934
41,103
96,934
41,103
4 MATURITY-WISE CLASSIFICATION
(a) Short Term
(b) Long Term
2,421
94,513
1,447
39,656
96,934
41,103
TOTAL
FORM 16-FIXED ASSETS SCHEDULE

FIXED ASSETS
Cost/ Gross Block
Particulars
Opening
Intangible Assets
(Computer Software)
Leasehold Improvements
Buildings
Furniture & Fittings
Information Technology
Equipment
Vehicles
Office Equipment
TOTAL
Capital Work in progress
Grand Total
PREVIOUS YEAR
Additions
Deductions
Closing
Up to Last
Year
Depreciation
On Sales/
For The Period
Adjustments
To Date
(Rs.000)
Net Block
As at
As at
31st December, 31st December,
2009
2010
416,452
2,105
15,179
991,108
19,315
833
1,372,228
5,448
(104,304)
435,767
2,938
1,387,407
892,252
254,275
385
1,258
668,439
49,234
307
13,232
112,265
(89,579)
952,186
0
811,816
3,188,846
7,649
3,196,496
3,204,495
13,759
5,250
4,102
1,420,935
2,142,199
3,563,136
142,795
(26,286)
(61,928)
(192,518)
(2,086,569)
(2,279,088)
(20,098)
939,659
5,250
753,990
4,417,263
63,280
4,480,544
3,327,192
626,335
0
502,028
2,052,718
2,052,718
1,756,789
127,146
271
102,046
404,501
404,501
347,271
(24,090)
(52,510)
(166,179)
(166,179)
(8,716)
303,509
692
14,490
691,124
729,391
271
551,563
2,291,040
2,291,040
2,095,344
132,258
2,247
1,372,917
201,128
210,268
4,979
202,427
2,126,224
63,280
2,189,504
1,215,212
148,872
1,211
13,983
385,664
295,597
0
369,885
1,215,212
50,641
1,265,854
FORM L-17-CASH AND BANK BALANCE SCHEDULE

CASH AND BANK BALANCES
Particulars
1 Cash (including cheques on hand *, drafts and stamps)
2 Bank Balances
(a) Deposit Accounts
(aa) Short-term (due within 12 months of
Balance Sheet)
(bb) Others
(b) Current Accounts
(c) Others
3 Money at Call and Short Notice
(a) With Banks
(b) With other Institutions
4 Others
TOTAL
As at
31st December, 2010
(Rs.000)
As at
31st December, 2009
(Rs.000)
488,019
564,261
889,743
106,375
-
943,606
4,104
1,313,674
-
1,484,137
2,825,645
1,484,137
1,484,137
2,825,645
2,825,645
Balances with non-scheduled banks included in 2 and 3

above
CASH & BANK BALANCES
1 In India
2 Outside India
TOTAL
FORM L-18-ADVANCE AND OTHER ASSETS SCHEDULE

ADVANCES AND OTHER ASSETS
Particulars
ADVANCES
1 Reserve deposits with ceding companies
2 Application money for investments
3 Prepayments
4 Advances to Directors/Officers
5 Advance tax paid and taxes deducted at source
(Net of provision for taxation)
6 Others
(a) Security Deposits
(b) Advances to employees
(c) Investment sold awaiting settlement
(d) Other Advances
(e) Equity application - pending allotment
TOTAL (A)
OTHER ASSETS
1 Income accrued on investments
2 Outstanding Premiums
3 Agents Balances
4 Foreign Agencies Balances
5 Due from other entities carrying on insurance business
(including reinsures)
6 Due from subsidiaries/ holding company
7 Deposit with Reserve Bank of India [Pursuant to section 7 of
Insurance Act, 1938]
8 Others
(a) Sundry Debtors
(b) Due from Investing Company
(c) Service Tax Advance & Unutilised Credits
TOTAL (B)
TOTAL (A+B)
As at
As at
(Rs.000)
(Rs.000)
121,524
464,872
89,556
234,941
567,511
13,929
50,829
153,478
1,372,143
742,959
7,244
16,040
164,856
1,255,596
1,449,960
1,320,331
284,695
39,726
974,658
1,524,093
232,487
98,966
170,671
33
252,002
3,517,418
106,312
28
53,889
2,990,433
4,889,561
4,246,029
FORM L-19-CURRENT LIABILITIES SCHEDULE

CURRENT LIABILITIES
Particulars
1 Agents Balances
2 Balances due to other insurance companies
(including Reinsurers)
3 Deposits held on reinsurance ceded
4 Premiums received in advance
5 Unallocated premium
6 Sundry creditors
7 Due to subsidiaries/ holding company
8 Claims Outstanding
9 Annuities Due
10 Due to Officers/ Directors
11 Others
(a) Tax deducted to be remitted
(b) Service Tax Liability
(c) Security Deposits
(d) Investments purchased - to be settled
(e) Due to Investing Company
(f) Others - Payable
(g) Cheques issued but not presented for
payments net of bank balances
(g) Refunds due (Withdrawals, surrender,
lookin, proposal declined)
12 Unclaimed amount of policyholders
TOTAL
As at
31st December,
2010
(Rs.000)
As at
31st December,
2009
(Rs.000)
311,406
123,048
488,428
151,550
92,398
1,211,577
5,637,663
668,053
-
129,771
1,061,985
4,518,142
56,298
-
100,497
21,440
40,103
12,500
492,767
468,953
97,698
204,104
21,440
426,268
-
401,209
676,215
3,995,228
13,576,842
4,640,155
12,472,054
FORM L-20-PROVISIONS SCHEDULE

PROVISIONS
Particulars
1 Wealth Tax
2 Fringe Benefit Tax (Net of advance tax)
3 Standard Loans
4 Employee Benefits
TOTAL
As at
31st December,
As at
2010 31st December, 2009
(Rs.000)
(Rs.000)
81
8
254,402
254,491
143
2,735
12
211,855
214,745
FORM L-21-MISC EXPENDITURE SCHEDULE

MISCELLANEOUS EXPENDITURE
(To the extent not written off or adjusted)
Particulars
1 Discount allowed in issue of shares/
debentures
2 Others
TOTAL
As at
31st December, 2010
(Rs.000)
As at
31st December, 2009
(Rs.000)
PERIODIC DISCLOSURES
FORM L-22
Analytical Ratios
Insurer:
HDFC Standard Life Insurance Co. Ltd.
Sl.No.
Particular
New business premium income growth rate - segment wise
Participating Fund
Non Participating Fund
Annuity Fund
Pension Fund
Health Fund
ULIL Fund
ULIP Fund
ULGL Fund
ULGP Fund
Net Retention Ratio
Expense of Management to Gross Direct Premium Ratio
Commission Ratio (Gross commission paid to Gross

Premium)
Ratio of policy holder's liabilities to shareholder's funds
6
7
8
9
10
11
Growth rate of shareholders' fund $

Ratio of surplus to policyholders' liability
Change in net worth (Rs. in Lakhs) $
Profit after tax/Total Income
(Total real estate + loans)/(Cash & invested assets)
Total investments/(Capital + Surplus)
12
Total affiliated investments/(Capital+ Surplus)
13
Investment Yield (Gross and Net)

Policyholder's Fund - Non Linked
(with unrealised Gains)
Par
Par Pension
Non Par
Annuity
Health
Non Ulip Unit Reserve
Policyholder's Fund - Non Linked
(without unrealised Gains)
Par
Par Pension
Non Par
Annuity
Health
Non Ulip Unit Reserve
14
Policyholder's Fund - Unit Linked

Shareholder's Fund - with unrealised Gains
Shareholder's Fund - without unrealised Gains
Conservation Ratio
Participating Fund
Non Participating Fund
Annuity Fund
Pension Fund
Health Fund
ULIL Fund
ULIP Fund
ULGL Fund
ULGP Fund
Date:
31/12/2010
For the quarter ended

31st December, 2010
Upto the quarter ended

31st December, 2010
For the quarter ended Upto the quarter ended 31st

31st December, 2009
December, 2009
-48.71%
-6.57%
-37.25%
207.88%
-65.92%
82.12%
-87.78%
-62.39%
-72.91%
99.44%
-42.33%
-13.95%
-25.58%
59.00%
-43.75%
48.02%
75.27%
-45.67%
-4.70%
99.41%
91.97%
37.23%
375.55%
110.45%
-44.96%
90.94%
-34.26%
21.19%
908.41%
99.25%
120.91%
21.00%
157.19%
195.96%
1.34%
37.24%
-58.44%
122.32%
336.76%
99.23%
20.99%
25.03%
27.62%
32.38%
4.47%
5.55%
7.61%
8.18%
6094.44%
-17.68%
-0.18%
(8,807.03)
2.14%
1.11%
12.19
6094.44%
-28.69%
-0.09%
(16,506.34)
1.11%
12.19
3029.12%
-14.26%
0.46%
(9,538.93)
0.44%
9.67
3029.12%
-12.03%
0.77%
(7,843.18)
0.44%
9.67
0.28
0.28
0.17
0.17
-0.10%
0.52%
1.68%
0.28%
3.62%
1.25%
3.87%
4.82%
5.96%
4.29%
5.24%
3.15%
0.80%
2.35%
1.44%
2.78%
1.58%
-0.02%
-2.98%
3.47%
2.16%
3.87%
0.29%
-1.13%
1.10%
1.59%
2.64%
1.64%
3.90%
1.69%
1.81%
0.57%
1.30%
5.64%
7.08%
8.12%
7.85%
8.16%
5.08%
16.14%
3.94%
7.08%
2.45%
4.95%
2.39%
3.10%
3.71%
-1.87%
8.03%
1.52%
2.03%
-3.32%
3.26%
4.30%
3.42%
4.24%
5.23%
72.16%
7.76%
4.49%
91.09%
88.50%
NA
88.94%
34.54%
76.03%
89.57%
NA
6.86%
89.55%
88.47%
NA
91.59%
30.21%
78.22%
84.93%
NA
10.95%
89.08%
81.47%
NA
95.61%
36.06%
83.59%
54.19%
NA
27.78%
84.53%
82.23%
NA
94.74%
47.47%
78.97%
43.67%
NA
22.36%
Sl.No.
15 (a)
Particular

31st December, 2010

31st December, 2010
For the quarter ended Upto the quarter ended 31st

31st December, 2009
December, 2009
Premium Persistency Ratio*

For 13th month (based on new business written from
80.17%
80.12%
60.91%
56.02%
1st April (x-1) to 30th September (x-1))
51.79%
49.51%
57.67%
61.74%
1st April (x-2) to 30th September(x-2))
27.13%
31.01%
36.65%
37.49%
For 49th Month (based on new business written from
24.09%
25.59%
29.92%
33.59%
For 61st month (based on new business written from
23.64%
27.65%
44.89%
50.41%
15 (b)
Premium Persistency Ratio**
80.17%
80.12%
60.91%
56.02%
85.00%
88.34%
94.22%
93.25%
47.00%
50.19%
51.10%
48.12%
65.68%
68.15%
72.28%
73.47%
78.84%
82.14%
89.53%
90.39%
15 (c)
Policy Persistency Ratio*
70.70%
70.58%
59.27%
64.32%
49.64%
56.60%
72.52%
72.86%
36.17%
38.08%
48.09%
48.84%
33.29%
35.52%
44.09%
46.50%
36.38%
39.82%
54.06%
54.64%
15 (d)
Policy Persistency Ratio**
70.70%
70.58%
59.27%
64.32%
83.71%
87.94%
94.35%
94.13%
49.81%
52.21%
59.14%
59.15%
69.12%
72.60%
79.86%
81.23%
82.31%
85.45%
91.30%
91.70%
16
NPA Ratio
Gross NPA Ratio
N.A.
N.A.
0.07%
0.12%
Net NPA Ratio
N.A.
N.A.
0.07%
0.12%
Equity Holding Pattern for Life Insurers
1
(a) No. of shares
1,982,633,333
1,982,633,333
1,846,000,000
1,846,000,000
2
(b) Percentage of shareholding (Indian / Foreign)
Indian
74%
74%
74%
74%
Foreign
26%
26%
26%
26%
( c) %of Government holding (in case of public sector insurance
NA
NA
NA
NA
3
companies)
(a) Basic EPS before extraordinary items (net of tax expense) for
0.27
(0.06)
(0.62)
(0.85)
4 (a)
the period (not to be annualized)
(a) Diluted EPS before extraordinary items (net of tax expense)
0.26
(0.06)
(0.62)
(0.85)
4 (b)
for the period (not to be annualized)
(b) Basic EPS after extraordinary items (net of tax expense) for
0.27
(0.06)
(0.62)
(0.85)
5 (a)
(b) Diluted EPS after extraordinary items (net of tax expense) for
0.26
(0.06)
(0.62)
(0.85)
5 (b)
6
(iv) Book value per share (Rs)
2.07
2.07
3.11
3.11
* Single premium and group policies are excluded in the calculation of the persistency ratios. The premium persistency ratios allow for lapses, surrenders, paid ups as well as premium reductions and a
expressed in terms of original annualised premiums and not on reducing balance basis. The policy persistency ratios allow for lapses and surrenders. The persistency ratio for current period has been
calculated as at 31/12/2010 with a suitable allowance for premium payment grace periods and similarly for previous period has been calculated as at 31/12/2009 with allowance for grace periods.
** These ratio are calculated on a reducing balance basis considering policies paying premium at the start of the period.
$ These ratio are in comparison with the coresponding nos. at the beginning of the quarter / half year.
FORM L-23-RECEIPT AND PAYMENTS SCHEDULE

Receipts and Payments Account for the nine months ended 31st December, 2010 on direct basis
(Rs '000)
Cash Flows from the operating activities:
Premium received from policyholders, including advance receipts
58,793,475
Other receipts:
Service tax recovery
86,127
Fees & Charges
26,740
Misc income
44,057
Payments to the re-insurers, net of commissions and claims/ Benefits
Payments to co-insurers, net of claims / benefit recovery
Payments of claims/benefits
Payments of commission and brokerage
Payments of other operating expenses
Preliminary and pre-operative expenses
Deposits, advances and staff loans
Income taxes paid (Net)
Service tax paid
Other payments
Cash flows before extraordinary items
Cash flow from extraordinary operations
Net cash flow from operating activities
Cash flows from investing activities:
Purchase of fixed assets
Proceeds from sale of fixed assets
Purchases of investments
Loans disbursed
Sales of investments
Repayments received
Rents/Interests/ Dividends received
Investments in money market instruments and in liquid mutual funds (Net)
Expenses related to investments
Net cash flow from investing activities
Cash flows from financing activities:
Proceeds from issuance of share capital
Share Application Money received
Share Premium Money Received
Proceeds from borrowing
Repayments of borrowing
Interest/dividends paid
Net cash flow from financing activities
Effect of foreign exchange rates on cash and cash equivalents, net
Net increase in cash and cash equivalents:
Cash and cash equivalents at the beginning of the period
Cash and cash equivalents at the end of the period
(171,302)
(20,449,963)
(3,372,906)
(9,517,201)
144,613
(36,937)
(454,133)
25,092,571
25,092,571
(1,477,735)
12,745
(1,112,369,661)
(56,568)
1,081,303,275
6,796,678
(1,658,652)
(18,677)
(27,468,595)
146,333
887,467
1,033,800
(1,342,225)
2,826,362
1,484,137
FORM L-24 Valuation of net liabiltiies
Insurer: HDFC Standard Life Insurance Co. Ltd.
Sr.No.
1
a
b
c
d
2
a
b
c
d
Particular
Linked
Life
General Annuity
Pension
Health
Non-Linked
Life
General Annuity
Pension
Health
Date:
31/12/2010
(Rs in Lakhs)
As at 31st As at 31st December,
2009
December, 2010
1,326,034
724,879
326,660
3,049
69,513
198
900,374
519,792
234,351
1,978
57,750
222
FORM L-25- (i)
: Geographical Distribution Channel - Individuals for the quarter ended 31st December, 2010

Sr.No.
State / Union
Territory
Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
10
Jammu & Kashmir
11
Jharkhand
12
Karnataka
13
Kerala
14
Madhya Pradesh
15
Maharashtra
16
Manipur
17
Meghalaya
18
Mirzoram
19
Nagaland
20
Orissa
21
Punjab
22
Rajasthan
23
Sikkim
24
Tamil Nadu
25
Tripura
26
Uttar Pradesh
27
UttraKhand
28
West Bengal
Andaman & Nicobar
Islands
Chandigarh
29
30
31
Dadra & Nagrahaveli
32
Daman & Diu
33
Delhi
34
Lakshadweep
35
Puducherry
TOTAL
No. of
Policies
2169
0
7
1
0
196
124
2
1
0
1
20135
35
581
104144
0
0
0
0
1
3
2
1
53
1
4
0
2
0
1
0
0
2
0
1
127,467
Rural
( Individual)
No. of Lives
Premium
(Rs crore)
2,169
0.14
Sum Assured
(Rs crore)
0.03
0.00
1.84
0.12
0.00
0.01
0.01
0.43
0.16
0.02
2.14
0.01
0.01
0.00
0.01
0.03
0.00
0.03
0.01
2.17
0.35
0.02
13.25
1.56
0.03
0.05
0.05
10.36
1.67
0.34
52.63
0.05
0.15
0.04
0.05
0.43
0.01
0.25
0.07
0.00
0.01
0.00
0.06
0.09
0.03
127,467
5.00
83.71
7
1
196
124
2
1
1
20,135
35
581
104,144
1
3
2
1
53
1
4
2
1
2
-
Date:
Urban
(Individual )
No. of
No. of Lives Premium
(Rs crore)
Policies
8583
7,944
44.18
1909
1276
1220
626
10566
7537
693
741
1443
7907
8985
4495
25313
113
3134
8027
4841
68
11203
710
11752
788
9571
2542
9997
260
144,300
31/12/2010
Sum Assured
(Rs crore)
No. of Policies
416.91
71.12
51.79
55.75
35.97
515.69
416.04
26.51
34.36
69.85
522.53
386.29
200.34
2,030.51
4.65
124.14
380.79
208.47
2.98
611.79
19.40
547.51
36.53
402.30
10,752
8.38
4.58
5.29
5.32
61.96
46.27
3.18
4.02
6.74
69.01
53.04
19.49
202.68
0.39
11.82
34.88
20.47
0.43
69.46
1.88
47.94
3.08
47.88
257
14.68
57.83
1.35
151.45
669.29
9.48
133,573
846.22
8,002.44
1,855
1,189
1,130
559
9,821
8,010
657
674
1,375
7,303
8,463
4,384
23,624
106
2,731
7,222
4,574
79
10,201
638
10,218
685
9,015
2,321
8,538
-
Total Business
(Individual )
No. of Lives
Premium
(Rs crore)
10,113
44.32
Sum Assured
(Rs crore)
419.08
1,916
1,862
8.41
71.47
1,277
1,190
4.59
51.81
1,220
1,130
5.29
55.75
822
755
7.16
49.21
10,690
9,945
62.08
517.25
7,539
8,012
46.27
416.07
694
658
3.19
26.56
741
674
4.02
34.36
1,444
1,376
6.74
69.90
28,042
27,438
69.44
532.89
9,020
8,498
53.20
387.96
5,076
4,965
19.51
200.68
129,457
127,768
204.82
2,083.14
113
106
0.39
4.65
3,135
2,732
11.83
124.19
8,030
7,225
34.89
380.95
4,843
4,576
20.47
208.51
69
80
0.44
3.03
11,256
10,254
69.49
612.21
711
639
1.89
19.41
11,756
10,222
47.96
547.76
788
685
3.08
36.53
9,573
9,017
47.89
402.37
2,543
2,322
14.68
151.51
9,999
8,540
57.84
669.38
261
258
1.35
9.51
271,767
261,040
851.22
8,086.15
FORM L-25- (ii)
: Geographical Distribution Channel - GROUP for the quarter ended 31st December, 2010
Insurer:
Date:
Rural
( Group)
Sr.No.
Total Business
(Group)
State / Union Territory

No. of
Policies
Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
10
Jammu & Kashmir
11
Jharkhand
12
Karnataka
13
Kerala
14
Madhya Pradesh
15
Maharashtra
16
Manipur
17
Meghalaya
18
Mirzoram
19
Nagaland
20
Orissa
21
Punjab
22
Rajasthan
23
Sikkim
24
Tamil Nadu
25
Tripura
26
Uttar Pradesh
27
UttraKhand
28
30
West Bengal
Andaman & Nicobar
Islands
Chandigarh
31
Dadra & Nagrahaveli
32
Daman & Diu
33
Delhi
29
31/12/2010
Urban
(Group)
34
Lakshadweep
35
Puducherry
TOTAL
No. of Lives
Premium
(Rs crore)
Sum Assured
(Rs crore)
No. of
Policies
No. of Lives
1
111
Premium
(Rs crore)
1.00
Sum Assured No. of Policies

(Rs crore)
(37.63)
1
No. of Lives
111
Premium
(Rs crore)
1.00
Sum Assured
(Rs crore)
(37.63)
(3)
2
4,181
2.02
1.08
-
(0.02)
0.42
0.02
(3)
2
4,181
2.02
1.08
-
(0.02)
0.42
0.02
0.41
0.41
2,906
0.57
265.61
2,906
0.57
265.61
13
0.00
0.06
13
0.00
0.06
8
1
-
20,570
24.53
58.86
8
1
20,570
24.53
58.86
13
26
57,912
2.44
142.89
13
26
57,912
2.44
142.89
1
-
659
-
5.22
-
0.00
(0.09)
0.09
1
-
659
-
5.22
-
0.00
(0.09)
0.09
8,263
39.66
275.87
8,263
39.66
275.87
94,618
76.93
60
94,618
76.93
706.08
60
706.08
FORML26INVESTMENTASSETS(LIFEINSURERS)3APart1
Form3APartA
CompanyName&Code:HDFCStandardLifeInsuranceCompanyLtd101
Statementason:31stDecember,2010
StatementofInvestmentAssetsLifeInsurers:
(BusinesswithinIndia)
PeriodicityofSubmission:Quarterly
(RsinLakhs)
Particulars
SchNo.
TotalApplicationasperBalanceSheet(A)
Add:
CurrentLiabilities
Provisions
SubTotal(B)
Sch13
Sch14
Amount Particulars
2,712,991.94 ReconciliationofInvestmentAssets
135,768.42 TotalInvestmentAssetsAsperBalanceSheet
2,544.92
138,313.34
BalanceSheetValueof:
Amount
2,592,501.40
Less:
DebitbalancesinP&L
Loans
Advances&OtherAssets
Cash&BankBalances
FixedAssets
MiscExpensesnotwrittenoff
SubTotal(C)
FundsavailableforInvestments(A+BC)
Note:
ReconciliationofFundsforInvestments&InvestmentAssets
Sch9
Sch12
Sch11
Sch10
Sch15
172,202.52 A:LifeFund
969.34 B:Pension&GeneralAnnuityFund
48,895.61 C:UnitLinkedFund
14,841.37
515,143.84
74,925.75
2,000,966.29
2,591,035.88
21,895.04
258,803.88
2,592,501.40
Amount
FundsAvailableforInvestments(E)
2,592,501.40
FixedDepositsofConvFundsSCH11(F)
8,897.43
Appropriation/ExpropriationAdjustmentAccount
5,435.28
Add:
Less
OtherReceivable
(NetunitsredemptioninUnitsAdministrationSystemi.e
LifeAsiaon30thSeptember2010*UnitPriceofRespective
Fund)
4,927.67
SubTotal(G)
10,362.95
ValueofInvestmentsasperForm3A(E+FG)
2,591,035.88
ForHDFCStandardLifeInsuranceCompanyLimited
Date:14thFebruary2010.
AmitabhChaudhry
ManagingDirector&CEO
FORM L-26-INVESTMENT ASSETS(LIFE INSURERS)-3A Part 2
Part A
Form 3A
Company Name & Code:
HDFC Standard Life Insurance Company Limited - 101
Statement as on:
31st December, 2010
Statement of Investment assets

(Business within India)
Periodicity of Submission
Quarterly
Investment Assets
Percentage as per
Reg.
(Rs.in Lakhs)
SH
PH
Balance
(a)
FRSM
(b)
UL - Non Unit Res

(c )
Book Value
PAR
(d)
Non-PAR
(e)
(SH+PH)
F = (b+c+d+e)
Actual %
FVC Amount
Total Fund
Mkt./Realisable
Value*
(a+b+c+d+e)
A. Life Fund
1. Government Securities
2. Government Securities or other approved Securities (incl 1 above)
3. Approved Investments
a) Housing & Infrastructure
b) (i ) Approved Investments
25%
Not less than 50%
Not less than 15%
19,910.17579
21,397.79141
15,875.34649
15,875.34649
164,644.50351
202,382.86378
16,216.23217
17,319.54707
216,646.25796
256,975.54874
45.05%
53.44%
(5,332.80739)
(5,632.84052)
216,646.25796
256,975.54874
211,313.45056
251,342.70822
7,515.69119
26,309.97623
4,150.19472
8,401.94487
24,359.29728
45,118.08280
76,854.19818
42,589.74013
11,757.38521
6,053.66808
117,121.07540
102,163.43588
24.36%
21.24%
(974.69588)
2,118.82563
124,636.76659
128,473.41211
116,062.69162
102,261.32142
435.60570
654.59638
4,622.50649
0.96%
(204.61769)
5,058.11219
4,622.50649
34,261.27312
34,604.52737
480,882.56651
100.00%
(4,693.32846)
515,143.83962
474,289.22774
Not exceeding 35%

(ii) "Other Investments" not to exceed 15%
Total Life Fund
100%
Investment Assets
85,352.72658
3,967.91011
325,794.71220
35,130.60036
PH
Percentage as per Reg.

PAR
B. Pension, General Annuity Fund

1. Government Securities
2. Government Securities or other approved Securities (incl 1 above)
3. Balance Inv to be in approved Investments
Total Pension, General Annuity Fund
Investment Assets
C. Linked Life, Pension & Group Insurance Funds
1. Approved Investments
2. Other than Approved Investment
Total Linked Life Insurance Fund
*
Total
Actual %
FVC Amount
Total Fund
Non-PAR
Not less than 20%

Not less than 40%
Not exceeding 60%
35,220.38985
46,259.68230
24,873.95894
2,671.61756
2,673.71015
1,118.39435
37,892.00741
48,933.39245
25,992.35329
50.57%
65.31%
34.69%
(466.39092)
(466.93416)
435.83422
37,892.00741
48,933.39245
25,992.35329
37,425.61650
48,466.45829
25,968.92800
100%
71,133.64124
3,792.10450
74,925.74574
100.00%
(31.09994)
74,925.74574
74,435.38629
Percentage as per Reg.
PH
PAR
Non-PAR
Total
Actual %
Not less than 75%

Not more than 25%
1,927,923.66903
73,042.62409
1,927,923.66903
73,042.62409
96.35%
3.65%
100%
2,000,966.29311
2,000,966.29311
100.00%
Note: Market Value of Investments in Life Funds

Certified that the information given herein are correct and complete to the best of my knowledge and belief and nothing has been concealed or suppressed.
For HDFC Standard Life Insurance Co. Ltd.
Date : 14th February 2011
Mkt./Realisable
Value
Amitabh Chaudhry
Managing Director & CEO
FORM 3A
L-27-Invt Unit Linked-3A-B
PART-B
Unit Linked Insurance Business

Company Name & Code :
Periodicity of Submission : Quarterly

Statement as on :- 31st December, 2010
INVESTMENT OF UNIT FUND

I. Approved Investments (>=75%)
Govt. bonds
Corporate Bonds
Infrastucture Bonds
Equity
Money Market
Mutual Funds
Deposit with Banks
Sub Total
(A)
Current Assets:
Accrued Intrest
Dividend Recievable
Bank Balance
Receivable for Sale of Investments
Other Current Assets (for Investments)
Less: Current Liabilities
Payable for Investments
Fund Mgmt Charges Payable
Other Current Liabilities (for Investments)
Sub Total
(B)
(Rs. In Lakhs)
Life
Liquid Fund
Actual Inv.
% Actual
0.07740
6,500.00000
4,001.10000
2,996.46592
6,600.00000
0.00000
6,840.08165
99.37
19,415.74122
95.52
344.57094
97.09
38,050.06308
98.01
67,381.90804
97.91
77,505.15699
97.07
108,462.92051
96.27
474,120.13697
94.76
50.50545
935.92420
0.00000
-75.64691
-54.42568
0.46
0.01
0.00
0.00
0.00
0.00
0.00
-0.07
-0.05
1.79329
22.51836
1.00248
3,587.45054
0.00000
0.00000
-53.67536
-37.88444
1.46
0.00
0.00
0.21
0.00
0.00
0.00
-0.07
-0.05
521.94885
7.57731
1.00242
0.00000
0.00000
-359.67614
-46.99040
-32.29505
1.96
0.00
0.00
0.10
0.01
0.00
-0.52
-0.07
-0.05
1,167.32106
3.67780
1.00079
164.50275
0.00000
-26.28914
-15.97930
2.10
0.00
0.00
0.00
0.00
0.00
0.00
-0.07
-0.04
1,347.23307
1.56361
1.00185
71.44553
6.15527
-0.24036
-0.17071
2.74
0.00
0.28
0.00
0.00
0.00
0.00
-0.07
-0.05
815.07732
-14.11404
-13.04626
4.60
0.00
0.00
0.00
0.00
0.00
0.00
-0.07
-0.06
9.73532
-4.72963
-3.71397
0.73
0.00
0.01
0.00
0.00
0.00
0.00
-0.07
-0.05
0.00000
-333.44946
-237.32519
0.00
0.00
0.00
0.72
0.00
0.00
0.00
-0.07
-0.05
43.06215
0.63
909.76412
4.48
10.32437
2.91
773.89129
1.99
988.43774
1.44
1,244.94259
1.56
400.45600
0.36
3,041.99002
0.61
0.00
0.00
0.00
0.00
0.00
451.95376
0.00
0.00
0.66
0.00
0.00
1,097.99895
0.00
0.00
1.38
0.00
0.00
3,803.59047
0.00
0.00
3.38
0.00
0.00
23,180.82761
0.00
0.00
4.63
0.00
0.00
(C)
Total (A + B + C)
Funds Carried Forward (as per LB 2)
0.00
0.00
0.00
0.00
0.00
0.00000
1.00013
0.00
0.00
0.00
0.00
0.00
1,314.72795
1.00088
0.08152
0.00
0.00
0.00
0.00
0.00
10,590.91864
6,334.82643
21,956.13455
34,940.46154
686.34991
5,037.07752
5,126.96099
13,008.18437
77,939.94588
750.75174
Life
Growth Fund
Actual Inv.
% Actual
0.00
0.00
0.00
93.48
1.27
0.00
0.00
1.57548
13,225.86887
8,611.28232
23,933.43699
15,179.47614
2,430.74373
Life
Equity Fund
Actual Inv.
% Actual
4.47
4.55
11.55
69.18
0.67
0.00
5.86
1.00022
9,419.90917
7,172.90916
13,642.51680
Life
Balanced Fund
Actual Inv.
% Actual
13.26
7.93
27.50
43.76
0.86
0.00
3.75
1,047.02780
96.65
0.00
0.00
0.00
0.44
0.00
0.00
Life
Defensive Fund
Actual Inv.
% Actual
19.22
12.51
34.78
22.06
3.53
0.00
5.81
1.00030
342.99547
0.00000
0.00000
2,209.09287
24.04
20.84
34.62
0.00
5.15
0.00
10.87
Life
Secured Fund
Actual Inv.
% Actual
24.26
18.48
35.14
0.00
3.39
0.00
16.74
6,840.00425
4,886.46920
4,235.56233
7,037.58902
Life
Sovereign Fund
Actual Inv.
% Actual
0.00
0.00
0.00
0.00
99.37
0.00
0.00
Other Investments (<=25%)

Corporate Bonds
Infrastructure Bonds
Equity
Money Market
Mutual Funds
Sub Total
Life
Stable Fund
Actual Inv.
% Actual
0.00000
0.00000
0.00000
467,743.36999
6,376.76699
0.00000
0.00
0.00000
0.00
0.00000
0.00
0.00000
0.00
451.95376
0.66
1,097.99895
1.38
3,803.59047
3.38
23,180.82761
4.63
6,883.14380
100.00
20,325.50534
100.00
354.89532
100.00
38,823.95437
100.00
68,822.29954
100.00
79,848.09853
100.00
112,666.96698
100.00
500,342.95460
100.00
FORM 3A
PART-B



Govt. bonds
Corporate Bonds
Infrastucture Bonds
Equity
Money Market
Mutual Funds
Deposit with Banks
Sub Total
(A)
Current Assets:
Accrued Intrest
Dividend Recievable
Bank Balance
Sub Total
(B)
(Rs. In Lakhs)
Pension
Liquid Fund
Actual Inv.
% Actual
2,612.11849
3,067.95771
3,704.08842
1,500.00000
2,295.00000
3,700.00000
0.00000
11,110.23935
95.70
5.81465
95.80
29,261.40381
98.06
24,049.24589
98.03
57,700.26348
96.77
58,947.95914
95.94
300,392.96096
94.62
39.69778
512.50271
0.00000
-41.46583
-30.12467
0.54
0.01
0.00
0.00
0.00
0.00
0.00
-0.07
-0.05
0.65229
14.38483
1.00754
2,449.69984
0.00000
0.00000
-40.16399
-28.71648
1.56
0.00
0.00
0.22
0.00
0.00
0.00
-0.07
-0.05
333.93618
5.37679
1.00042
0.00001
2.99644
-128.45576
-16.57836
-11.76228
1.84
0.00
0.00
0.11
0.00
0.00
-0.52
-0.07
-0.05
929.68077
2.93158
0.99876
128.80111
-20.14808
-12.75477
2.04
0.00
0.00
0.00
0.00
0.00
0.00
-0.07
-0.04
450.65486
0.56793
1.00240
25.99318
-0.00419
-0.00284
2.36
0.00
1.96
0.00
0.00
0.00
0.00
-0.07
-0.05
609.10409
-8.09074
-6.37098
4.41
0.00
0.01
0.00
0.00
0.00
0.00
-0.07
-0.05
0.14327
-2.90245
-2.07851
0.95
0.00
0.02
0.00
0.00
0.00
0.00
-0.07
-0.05
0.00000
-212.17787
-151.81256
0.00
0.00
0.00
0.77
0.00
0.00
0.00
-0.07
-0.05
35.71717
0.86
499.04114
4.30
0.25507
4.20
577.45436
1.94
321.42196
1.31
993.53175
1.67
271.71933
0.44
2,101.75408
0.66
0.00
0.00
0.00
0.00
0.00
163.08208
0.00
0.00
0.66
0.00
0.00
934.84406
0.00
0.00
1.57
0.00
0.00
2,221.14906
0.00
0.00
3.62
0.00
0.00
14,984.52004
0.00
0.00
4.72
0.00
0.00
(C)
Total (A + B + C)
0.00
0.00
0.00
0.00
0.00
0.11884
0.00
0.00
0.00
0.00
0.00
4,542.37761
2,323.93748
9,418.68948
5,423.92218
840.31915
5,000.00000
997.49511
1.00030
0.25282
0.00
0.00
0.00
0.00
0.00
7,881.62094
5,024.35644
15,916.38213
26,034.27536
548.62860
2,536.94097
2,929.54130
6,602.19313
42,856.63518
322.64857
Pension
Growth Fund
Actual Inv.
% Actual
99.14
1.00015
0.00000
0.00000
24.28
17.35
36.34
0.00
3.34
0.00
16.76
Pension
Equity Fund
Actual Inv.
% Actual
4,127.55749
1.00034
969.10814
7,245.98411
5,175.97537
10,841.94923
Pension
Balanced Fund
Actual Inv.
% Actual
0.00
0.00
0.00
93.60
1.02
0.00
0.00
756.96659
95.80
0.00
0.00
0.00
0.00
0.00
0.00
Pension
Defensive Fund
Actual Inv.
% Actual
4.13
4.77
10.75
69.75
0.53
0.00
6.02
99.14
5.81465
0.00000
0.00000
Pension
Secured Fund
Actual Inv.
% Actual
13.22
8.43
26.69
43.66
0.92
0.00
3.85
4,127.55749
22.50
26.43
31.91
0.00
6.52
0.00
8.35
Pension
Sovereign Fund
Actual Inv.
% Actual
18.51
9.47
38.39
22.11
3.43
0.00
6.11

Corporate Bonds
Equity
Money Market
Mutual Funds
Sub Total
Pension
Stable Fund
Actual Inv.
% Actual
0.00000
0.00000
0.00000
297,161.45309
3,231.50787
0.00000
0.00
0.00000
0.00
0.00000
0.00
0.00000
0.00
163.08208
0.66
934.84406
1.57
2,221.14906
3.62
14,984.52004
4.72
4,163.27466
100.00
11,609.28049
100.00
6.06973
100.00
29,838.85817
100.00
24,533.74993
100.00
59,628.63928
100.00
61,440.82753
100.00
317,479.23507
100.00
FORM 3A
PART-B


(Rs. In Lakhs)

Govt. bonds
Corporate Bonds
Infrastucture Bonds
Equity
Money Market
Mutual Funds
Deposit with Banks
Group
Liquid Fund
Actual Inv.
% Actual
Group
Stable Fund
Actual Inv.
% Actual
96.55
0.00
0.00
0.00
1.61
0.00
0.00
282.90227
617.99673
98.16
0.73
0.00
0.06
0.00
0.00
0.00
0.00
-0.08
-0.04
12.37838
0.00000
1.00093
0.00000
0.00000
0.00000
0.00000
-0.61678
-1.17929
11.08730
0.67
11.58324

Corporate Bonds
Equity
Money Market
Mutual Funds
0.00000
0.00000
0.00000
0.00000
0.00000
0.00
0.00
0.00
0.00
0.00
Sub Total
0.00000
0.00
0.00000
0.00
0.00000
0.00
1,654.82850
100.00
629.57998
100.00
297.49617
100.00
Sub Total
(A)
Current Assets:
Accrued Intrest
Dividend Recievable
Bank Balance
Sub Total
(B)
(C)
Total (A + B + C)
0.00
0.00
0.00
0.00
99.33
0.00
0.00
607.86245
1,643.74120
99.33
12.01490
0.00000
1.00116
0.00000
0.02733
0.00000
0.00000
-1.24233
-0.71375
Group
Sovereign Fund
Actual Inv.
% Actual
1,643.74120
10.13428
Group
Secured Fund
Actual Inv.
% Actual
95.09
0.00
0.00
0.00
2.66
0.00
0.00
2,274.31293
633.21992
1,536.94068
290.82119
97.76
1.97
0.00
0.16
0.00
0.00
0.00
0.00
-0.10
-0.19
5.99722
0.00000
1.00067
0.00000
0.00000
0.00000
0.00000
-0.18927
-0.13365
1.84
6.67497
7.91892
0.00
0.00
0.00
0.00
0.00
Group
Defensive Fund
Actual Inv.
% Actual
Group
Balanced Fund
Actual Inv.
% Actual
Group
Growth Fund
Actual Inv.
% Actual
48.73
13.57
32.93
0.00
2.03
0.00
0.00
994.56100
1,331.99731
3,331.62908
1,942.60881
16.89014
12.70
17.01
42.53
24.80
0.22
0.00
0.00
961.90359
787.20040
1,054.58633
3,003.41976
84.47148
15.81
12.94
17.34
49.37
1.39
0.00
0.00
0.00000
0.00000
0.00000
0.85214
0.00000
0.00
0.00
0.00
92.81
0.00
0.00
0.00
4,539.17522
97.26
7,617.68635
97.25
5,891.58155
96.85
0.85214
92.81
2.02
0.00
0.34
0.00
0.00
0.00
0.00
-0.06
-0.04
129.41728
0.00000
1.00110
0.00000
3.03357
0.00000
0.00000
-3.45946
-2.01469
2.77
0.00
0.02
0.00
0.06
0.00
0.00
-0.07
-0.04
152.00502
0.21133
1.00171
0.00000
1.70727
0.00000
0.00000
-5.01027
-3.66843
1.94
0.00
0.01
0.00
0.02
0.00
0.00
-0.06
-0.05
89.56302
0.31985
0.99908
0.00000
0.40626
0.00000
0.00000
-3.83126
-2.81441
1.47
0.01
0.02
0.00
0.01
0.00
0.00
-0.06
-0.05
0.00024
0.00009
0.04266
0.00000
0.00000
-0.00057
-0.00040
0.03
0.01
4.65
0.00
0.00
0.00
0.00
-0.06
-0.04
2.24
127.97780
2.74
146.24663
1.87
84.64254
1.39
0.04201
4.58
0.00
0.00
0.00
0.00
0.00
68.80304
0.00
0.00
0.88
0.00
0.00
106.88750
0.00
0.00
1.76
0.00
0.00
0.02399
0.00
0.00
2.61
0.00
0.00
0.00000
0.00
68.80304
0.88
106.88750
1.76
0.02399
2.61
4,667.15303
100.00
7,832.73602
100.00
6,083.11159
100.00
0.91814
100.00
94.70170
0.00
0.00
0.00
0.00
0.00
FORM 3A
PART-B


(Rs. In Lakhs)

Govt. bonds
Corporate Bonds
Infrastucture Bonds
Equity
Money Market
Mutual Funds
Deposit with Banks
Sub Total
(A)
Current Assets:
Accrued Intrest
Dividend Recievable
Bank Balance
Sub Total
(B)
Defined Benefit Pension efined Benefit Pension

Liquid Fund
Stable Fund
Actual Inv.
% Actual
Actual Inv.
% Actual
0.05538
(C)
Total (A + B + C)
411.99313
105.36498
132.43870
62.18
0.00
15.90
0.00
19.99
0.00
0.00
648.93136
0.00000
4.30512
Defined Benefit Pension

Secured Fund
Actual Inv.
% Actual
95.73
0.00
0.00
0.00
0.64
0.00
0.00
366.56151
277.86993
390.87211
42.04832

Defensive Fund
Actual Inv.
% Actual

Balanced Fund
Actual Inv.
% Actual
32.93
24.96
35.11
0.00
3.78
0.00
0.00
850.75945
409.94417
1,345.46085
771.57520
37.54936
24.16
11.64
38.21
21.91
1.07
0.00
0.00
463.47215
238.06062
372.81446
880.00575
56.26916
22.44
11.53
18.05
42.62
2.72
0.00
0.00
0.05538
97.60
649.79681
98.07
653.23648
96.37
1,077.35187
96.78
3,415.28904
96.98
2,010.62214
97.37
-0.00627
12.52233
-2.22805
-1.57103
2.33
0.00
0.03
0.00
0.01
0.00
0.00
-0.06
-0.04
22.49319
0.09629
1.00192
-0.70713
-0.47695
3.23
0.00
0.09
0.00
0.00
0.00
0.00
-0.06
-0.04
82.01822
0.08115
1.00140
-0.43025
-0.30359
3.59
0.00
0.15
0.00
0.00
0.00
0.00
-0.06
-0.04
35.99213
-0.42111
-0.29768
1.89
0.00
0.15
0.00
0.00
0.00
0.00
-0.06
-0.04
24.35276
-0.00004
0.00742
-11.05
0.00
0.45
0.00
0.00
0.00
0.00
-0.07
13.07
-1.30119
-0.90508
1.09
0.00
0.05
0.00
0.00
0.00
0.00
-0.06
-0.04
0.00136
2.40
12.80471
1.93
24.61967
3.63
35.80866
3.22
79.60308
2.26
21.38514
1.04
0.00
0.00
0.00
0.00
0.00
26.68833
0.00
0.00
0.76
0.00
0.00
32.99587
0.00
0.00
1.60
0.00
0.00
0.00026

Corporate Bonds
Equity
Money Market
Mutual Funds
Sub Total
0.00
0.00
0.00
0.00
97.60
0.00
0.00

Sovereign Fund
Actual Inv.
% Actual
1.00117
0.00
0.00
0.00
0.00
0.00
1.00075
0.00
0.00
0.00
0.00
0.00
1.00061
0.00
0.00
0.00
0.00
0.00
0.30139
0.00000
0.00000
0.00
0.00000
0.00
0.00000
0.00
0.00000
0.00
26.68833
0.76
32.99587
1.60
0.05675
100.00
662.60152
100.00
677.85615
100.00
1,113.16053
100.00
3,521.58045
100.00
2,065.00315
100.00
FORM 3A
PART-B



Govt. bonds
Corporate Bonds
Infrastucture Bonds
Equity
Money Market
Mutual Funds
Deposit with Banks
Sub Total
(A)
Current Assets:
Accrued Intrest
Dividend Recievable
Bank Balance
Sub Total
(B)
(Rs. In Lakhs)
Life-II
Liquid Fund
Actual Inv.
% Actual
255.71391
0.00
0.00
0.00
0.00
90.26
0.00
8.33
3,027.97660
47.74065
(C)
Total (A + B + C)
Life-II
Secured Fund
Actual Inv.
% Actual
213.36509
400.00000
1,400.00000
1,500.00000
2,300.00000
0.00000
0.00
0.00
0.00
94.86
0.40
0.00
0.00
0.00000
0.00
0.00
75.51
13.71
5.85
0.00
0.00
98.59
3,872.57386
96.86
16,678.99717
98.44
14,257.35761
98.10
23,079.39342
98.57
29,079.55689
95.75
185,929.60259
95.25
251.85974
95.06
131.70896
0.00000
-199.51268
-134.21551
0.00
0.01
0.00
0.00
0.00
0.00
0.00
-0.10
-0.07
13.58712
0.00000
0.00600
0.00000
0.00000
-31.14680
-20.81705
0.73
0.01
0.00
0.00
0.00
0.00
0.00
-0.10
-0.07
0.40458
12.20370
1.00144
0.00000
-308.29383
-24.03991
-16.10307
1.15
0.00
0.00
0.20
0.00
0.00
-1.32
-0.10
-0.07
222.64868
1.62532
1.00117
0.00000
-77.07346
-15.15198
-10.35802
1.76
0.00
0.01
0.10
0.00
0.00
-0.53
-0.10
-0.07
269.50729
1.00861
1.00069
46.20473
-17.71610
-13.05411
1.74
0.00
0.01
0.00
0.00
0.00
0.00
-0.10
-0.08
256.26494
0.32318
0.99900
14.67938
-4.24977
-3.01080
3.29
0.00
0.03
0.00
0.00
0.00
0.00
-0.11
-0.08
294.85700
-3.13119
-2.25040
1.55
0.00
0.03
0.00
0.00
0.00
0.00
-0.10
-0.07
0.00000
-0.30250
-0.21328
5.13
0.00
0.00
0.00
0.00
0.00
0.00
-0.11
-0.08
43.35972
1.41
125.44931
3.14
265.08791
1.56
169.68304
1.17
-30.71549
-0.13
173.31133
0.57
-320.11848
-0.16
13.07734
4.94
0.00
0.00
0.00
0.00
0.00
106.34772
0.00
0.00
0.73
0.00
0.00
365.30666
0.00
0.00
1.56
0.00
0.00
1,116.98491
0.00
0.00
3.68
0.00
0.00
9,585.78576
0.00
0.00
4.91
0.00
0.00
0.00000
0.00
0.00
0.00
0.00
0.00
1.00067
1.00092
0.00
0.00
0.00
0.00
0.00
1.00112
0.00
0.00
0.00
0.00
0.00
0.00000
0.00000
0.00000
185,155.85161
773.75098
Life-II
Capital Guarantee 5 years
Actual Inv.
% Actual
2.91
3.93
12.56
68.40
0.38
0.00
7.57
3,210.18009
884.61156
1,193.35630
3,815.14939
20,772.15179
114.28785
Life-II
Growth Fund
Actual Inv.
% Actual
12.66
10.57
25.52
41.64
1.77
0.00
6.41
1,273.15497
2,963.30978
2,475.86247
5,976.24314
9,749.80838
414.16965
Life-II
Equity Fund
Actual Inv.
% Actual
22.19
15.08
24.31
21.71
5.18
0.00
9.63
2,772.26269
3,224.28961
2,191.50660
3,532.75726
3,155.58912
753.21502
Life-II
Balanced Fund
Actual Inv.
% Actual
23.70
14.68
38.74
0.00
18.95
0.00
2.36
1,033.32742
1,352.72638
4,016.51134
2,487.37106
6,564.93469
Life-II
Defensive Fund
Actual Inv.
% Actual
0.00
25.85
33.83
0.00
31.84
0.00
5.34

Corporate Bonds
Equity
Money Market
Mutual Funds
Sub Total
Life-II
Stable Fund
Actual Inv.
% Actual
0.00000
0.00000
200.06257
36.31141
15.48576
0.00000
0.00
0.00000
0.00
0.00000
0.00
106.34772
0.73
365.30666
1.56
1,116.98491
3.68
9,585.78576
4.91
0.00000
0.00
3,071.33632
100.00
3,998.02317
100.00
16,944.08508
100.00
14,533.38837
100.00
23,413.98458
100.00
30,369.85313
100.00
195,195.26987
100.00
264.93708
100.00
FORM 3A
PART-B



Govt. bonds
Corporate Bonds
Infrastucture Bonds
Equity
Money Market
Mutual Funds
Deposit with Banks
Sub Total
(A)
Current Assets:
Accrued Intrest
Dividend Recievable
Bank Balance
Sub Total
(B)
(Rs. In Lakhs)
Pension-II
Liquid Fund
Actual Inv.
% Actual
5.00000
0.00
0.00
0.00
0.00
99.05
0.00
0.26
1,893.26616
15.47744
1,888.26616
1.00042
Sub Total
(C)
Total (A + B + C)
Pension-II
Secured Fund
Actual Inv.
% Actual
391.78280
300.00000
1,050.00000
1,250.00000
2,100.00000
0.00000
0.00
0.00
0.00
92.87
1.90
0.00
0.00
0.00000
0.00
0.00
75.53
13.74
5.78
0.00
0.00
99.31
4,430.20089
97.12
13,856.71293
98.47
10,910.85049
97.41
18,390.61028
97.22
22,232.64350
96.11
116,401.87882
94.78
25.17602
95.04
0.81
0.00
0.05
0.00
0.00
138.54246
3.04
0.00
0.02
0.00
0.00
240.45937
1.71
0.00
0.01
0.00
0.00
280.51474
0.23842
0.99869
346.10217
0.83831
1.00034
0.00000
0.00
0.01
0.00
0.00
0.00
1.35871
0.00000
0.00548
0.00000
0.69
0.00
0.00
0.00
0.00
0.41268
7.10259
1.00691
34.78431
1.83
0.00
0.01
0.00
0.18
159.03458
1.08625
1.00073
11.48480
2.50
0.00
0.01
0.00
0.10
0.00000
5.13
0.00
0.02
0.00
0.00
-51.38231
-11.75812
-7.23406
-0.46
-0.10
-0.06
-102.76461
-19.61337
-13.11742
-0.54
-0.10
-0.07
0.00000
-23.79848
-15.93273
0.00
-0.10
-0.07
0.00000
-125.75111
-83.38744
0.00
-0.10
-0.07
0.00000
-0.03024
-0.02132
0.00
-0.11
-0.08
-1.99228
-1.37962
13.10595
0.69
1.00077
0.00000
0.00000
0.00000
114,066.54323
2,335.33559
Pension-II
Capital Guarantee 5 years
Actual Inv.
% Actual
2.68
5.40
11.05
67.26
0.65
0.00
9.08
1.00130
619.86731
1,249.46157
2,555.25662
15,558.46285
149.59515
Pension-II
Growth Fund
Actual Inv.
% Actual
12.61
12.40
21.47
42.87
1.26
0.00
6.61
2,718.07572
2,385.60440
2,345.57645
4,061.27130
8,109.20799
238.95013
Pension-II
Equity Fund
Actual Inv.
% Actual
21.91
11.52
27.21
22.63
4.76
0.00
9.37
1,472.60789
2,454.26426
1,290.72905
3,048.25756
2,534.94160
532.65802
Pension-II
Balanced Fund
Actual Inv.
% Actual
23.75
16.33
36.94
0.00
19.31
0.00
2.13
1,065.84414
1,499.96606
3,341.90078
2,297.78534
5,198.95109
Pension-II
Defensive Fund
Actual Inv.
% Actual
0.00
23.37
32.88
0.00
32.28
0.00
8.59
0.00
-0.10
-0.07

Corporate Bonds
Equity
Money Market
Mutual Funds
Pension-II
Stable Fund
Actual Inv.
% Actual
0.00000
0.00000
20.00626
3.63879
1.53097
-4.78899
-3.29833
0.00
-0.10
-0.07
-14.70141
-10.75686
0.00
-0.10
-0.08
131.45643
2.88
216.00187
1.53
222.86215
1.99
247.22972
1.31
121.39035
0.52
-200.61637
-0.16
1.31262
4.96
0.00
0.00
0.00
0.00
0.00
67.74557
0.00
0.00
0.60
0.00
0.00
278.24824
0.00
0.00
1.47
0.00
0.00
778.56455
0.00
0.00
3.37
0.00
0.00
6,616.01619
0.00
0.00
5.39
0.00
0.00
0.00000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00000
0.00
0.00000
0.00
0.00000
0.00
67.74557
0.60
278.24824
1.47
778.56455
3.37
6,616.01619
5.39
0.00000
0.00
1,906.37212
100.00
4,561.65732
100.00
14,072.71480
100.00
11,201.45821
100.00
18,916.08824
100.00
23,132.59841
100.00
122,817.27865
100.00
26.48864
100.00
FORM 3A
PART-B
PART-B
(Rs. In Lakhs)
(Rs. In Lakhs)



Govt. bonds
Corporate Bonds
Infrastucture Bonds
Equity
Money Market
Mutual Funds
Deposit with Banks
Sub Total
(A)
Current Assets:
Accrued Intrest
Dividend Recievable
Bank Balance
Sub Total
(B)
Wealth Maximiser
Money Plus
Actual Inv.
% Actual
694.14821
1,615.73307
202.32918
611.26874
8.24444
74.80
0.00
4.14
0.00
19.26
0.00
0.89
919.55957
99.08
10.34149
0.00000
1.11
0.00
0.03
0.00
0.00
-1.33279
-0.81011
8.49372
38.42366
178.74326
0.29513

Corporate Bonds
Equity
Money Market
Mutual Funds
Sub Total
(C)
Total (A + B + C)
Wealth Maximiser
Bond Oppurtunities
Actual Inv.
% Actual
Wealth Maximiser
Large Cap
Actual Inv.
% Actual
0.00000
0.00000
0.00000
4,861.19742
232.97786
235.72041
56.62
7.09
21.42
0.00
4.34
0.00
8.26
2,788.86506
97.72
71.30689
0.00000
2.50
0.00
0.00
0.00
0.00
0.00
-0.14
-0.09
-4.06051
-2.41612
0.92
64.94755
123.81367
0.11729
0.00
0.00
0.00
0.00
0.00
Wealth Maximiser
Mid Cap
Actual Inv.
% Actual
0.00000
0.00000
0.00000
3,091.22627
120.72978
0.00000
0.00
0.00
0.00
94.43
4.53
0.00
0.00
5,094.17528
98.96
0.04117
0.21628
0.28110
0.00000
0.00
0.00
0.01
0.00
0.00
0.00
-0.14
-0.08
-7.21721
-4.21388
2.28
Wealth Maximiser
Managers
Actual Inv.
% Actual
13,817.23036
1,521.96363
4,690.16691
22,865.81220
2,363.87998
0.00000
0.00
0.00
0.00
77.73
3.04
0.00
0.00
1,792.89521
27.49
3.03
9.33
45.50
4.70
0.00
3.57
3,211.95605
80.76
47,051.94830
93.62
0.02133
0.64082
0.23068
561.34384
2.69953
3.08525
0.00000
0.00
0.02
0.01
0.00
0.00
0.00000
1.12
0.01
0.01
0.00
0.00
0.00
-0.14
-0.08
-5.52251
-3.32563
0.00
-0.14
-0.08
-70.80441
-42.09614
0.00
-0.14
-0.08
-10.89254
-0.21
-7.95531
-0.20
454.22808
0.90
0.00
0.00
0.00
0.00
0.00
64.39468
0.00
0.00
1.25
0.00
0.00
773.01870
0.00
0.00
19.44
0.00
0.00
2,749.77967
0.00
0.00
5.47
0.00
0.00
0.00000
0.00
0.00000
0.00
64.39468
1.25
773.01870
19.44
2,749.77967
5.47
928.05328
100.00
2,853.81261
100.00
5,147.67742
100.00
3,977.01944
100.00
50,255.95605
100.00
FORM 3A
PART-B


(Rs. In Lakhs)

Govt. bonds
Corporate Bonds
Infrastucture Bonds
Equity
Money Market
Mutual Funds
Deposit with Banks
Sub Total
(A)
Current Assets:
Accrued Intrest
Dividend Recievable
Bank Balance
Sub Total
(B)

Corporate Bonds
Equity
Money Market
Mutual Funds
Sub Total
(C)
Total (A + B + C)
Wealth Builder
Blue chip
Actual Inv.
% Actual
Wealth Builder
Income
Actual Inv.
% Actual
Wealth Builder
Oppurtunities
Actual Inv.
% Actual
Wealth Builder
Vantage
Actual Inv.
% Actual
0.00
0.00
0.00
96.43
3.55
0.00
0.00
208.46461
140.79539
317.51864
0.00000
126.00987
25.77
17.40
39.25
0.00
15.58
0.00
0.00
0.00000
0.00000
0.00000
13,068.53668
739.94874
0.00
0.00
0.00
80.34
4.55
0.00
0.00
1,392.22109
940.29543
2,120.53336
5,332.65067
1,084.93648
12.18
8.23
18.56
46.67
9.49
0.00
0.00
8,785.58958
99.98
792.78851
98.00
13,808.48542
84.89
10,870.63703
95.14
0.05510
0.37863
0.74323
17.57253
0.00000
0.04288
0.00000
0.00
0.01
0.01
0.00
0.00
117.40033
0.41712
0.69985
0.00000
2.17
0.00
0.01
0.00
0.00
0.13076
1.56636
0.84844
0.00000
0.00
0.00
0.01
0.00
0.00
0.00000
1.03
0.00
0.01
0.00
0.00
-156.13804
-8.22067
-3.06294
-1.78
-0.09
-0.03
0.00000
-0.91150
-0.55552
0.00
-0.11
-0.07
0.00000
-14.34183
-4.27646
0.00
-0.09
-0.03
-54.42348
-11.56362
-5.55614
-0.48
-0.10
-0.05
-166.24470
-1.89
16.14839
2.00
-16.07273
-0.10
46.97406
0.41
167.82190
0.00
0.00
1.91
0.00
0.00
0.00000
0.00
0.00
0.00
0.00
0.00
2,473.97391
0.00
0.00
15.21
0.00
0.00
508.86432
0.00
0.00
4.45
0.00
0.00
167.82190
1.91
0.00000
0.00
2,473.97391
15.21
508.86432
4.45
8,787.16677
100.00
808.93690
100.00
16,266.38660
100.00
11,426.47541
100.00
8,473.78280
311.80678
FORM 3A
PART-B


(Rs. In Lakhs)

Govt. bonds
Corporate Bonds
Infrastucture Bonds
Equity
Money Market
Mutual Funds
Deposit with Banks
Sub Total
(A)
Current Assets:
Accrued Intrest
Dividend Recievable
Bank Balance
Sub Total
(B)

Corporate Bonds
Equity
Money Market
Mutual Funds
Sub Total
(C)
Total (A + B + C)
Life Super-II
Balanced
Actual Inv.
% Actual
977.23752
50.00659
120.50773
1,526.40909
43.71281
Life Super-II
Capital Guarantee
Actual Inv.
% Actual
35.52
1.82
4.38
55.48
1.59
0.00
0.00
0.00000
0.00000
0.00000
0.00000
634.34856
2,717.87374
98.79
24.57934
0.00000
0.89
0.00
0.04
0.00
0.00
-2.39219
-0.42633
Life Super-II
Short Term
Actual Inv.
% Actual
5,955.00000
4,043.02445
3,462.34441
23,906.34115
10,276.58949
200.00000
0.00
0.00
0.00
0.00
65.95
0.00
33.64
0.00000
0.00000
0.00000
0.00000
392.10522
634.34856
99.95
592.10522
0.11210
1.90924
0.00000
0.02
0.00
0.16
0.00
0.00
0.00
-0.09
-0.02
-0.69196
-0.07529
22.76147
0.83
TOTAL UNIT LINKED

Actual Inv.
% Actual
0.00000
12.91
8.76
7.50
51.82
22.27
0.00
0.00
120,741.74935
78,210.83695
183,385.17838
1,416,146.46407
67,696.72415
0.00000
49,173.56619
6.03
3.91
9.16
70.77
3.38
0.00
2.46
99.59
47,643.29950
103.27
1,915,354.51909
95.72
253.62889
0.96980
1.00143
0.00000
0.32
0.00
0.17
0.00
0.00
0.00000
0.55
0.00
0.00
0.00
0.00
0.00
-0.11
-0.01
-0.43887
-0.05688
0.00
-0.07
-0.01
-2,004.88136
-56.73771
-8.09749
-4.35
-0.12
-0.02
11,781.72331
90.62183
50.56520
6,489.02988
60.97815
0.00000
-3,243.08899
-1,598.02524
-1,062.65420
0.59
0.00
0.00
0.32
0.00
0.00
-0.16
-0.08
-0.05
0.34700
0.05
2.41373
0.41
-1,814.11643
-3.93
12,569.14994
0.63
10.43858
0.00
0.00
0.38
0.00
0.00
0.00000
0.00
0.00
0.00
0.00
0.00
0.00000
0.00
0.00
0.00
0.00
0.00
305.96798
0.00
0.00
0.66
0.00
0.00
0.00000
0.00000
0.00000
73,042.62409
0.00000
0.00000
0.00
0.00
0.00
3.65
0.00
0.00
10.43858
0.38
0.00000
0.00
0.00000
0.00
305.96798
0.66
73,042.62409
3.65
2,751.07378
100.00
634.69555
100.00
594.51895
100.00
46,135.15105
100.00
2,000,966.29312
100.00
1.00064
0.00
0.00
0.00
0.00
99.95
0.00
0.00
Life Super-II
Highest NAV
Actual Inv.
% Actual
1.00215
1.00024
For HDFC Standard Life Insurance Co. Lt
Date: 14th February 2011
Amitabh Chaudhry
FORM 3A
PART-B

Company Name & Code :- HDFC Standard Life Insurance Company Limited - 101
(Rs. In Lakhs)
LIQLIF
STBLIF
SOVLIF
SMFLIF
DELIF
BAMLIF
EQLIF
GROLIF
Life
Life
Life
Life
Life
Life
Life
Life
Liquid Fund
Stable Fund
Sovereign Fund
Secured Fund
Defensize Fund
Balanced Fund
Equity Fund
Growth Fund
PARTICULARS
Opening Balance (Market Value)

Add : Inflow during the quarter
Increase/(Decrease) Value of Investment
7,741.32526
3,555.89894
279.69052
25,037.62861
9,092.86785
388.82482
Less : Outflow During the Quarter
4,736.83306
15,103.58005
TOTAL INVESTIBLE FUNDS (MKT VALUE)
6,840.08165
19,415.74122
345.23702
(0.61240)
32,005.54222
13,762.74140
859.37504
65,128.75580
9,663.22785
1,342.92848
77,437.60707
12,802.73045
775.18315
115,103.81968
6,378.55042
915.90033
510,875.82686
60,183.97336
1,262.09663
0.05367
8,577.59558
8,301.05032
12,412.36473
10,131.75946
75,020.93226
344.57094
38,050.06308
67,833.86180
78,603.15594
112,266.51098
497,300.96459
FORM 3A
PART-B

(Rs. In Lakhs)
LIQPEN
Pension
STBPEN
Pension
SOVPEN
Pension
SMFPEN
Pension
DEMPEN
Pension
BAMPEN
Pension
EQPEN
Pension
GROPEN
Pension
PARTICULARS
Liquid Fund
Stable Fund
Sovereign Fund
Secured Fund
Defensize Fund
Balanced Fund
Equity Fund
Growth Fund

3,664.04280
2,739.67755
97.06341
12,562.28341
4,738.38579
74.05569
5.26633
0.95272
(0.15010)
25,894.29273
13,124.25289
872.39263
24,387.21975
2,641.35027
599.18184
59,166.54384
4,996.56575
257.05019
63,687.67644
4,347.31048
499.95053
326,093.46965
27,590.00835
1,100.85437
2,373.22627
6,264.48554
0.25429
10,629.53443
3,415.42390
5,785.05224
7,365.82925
39,406.85137
4,127.55749
11,110.23935
5.81465
29,261.40381
24,212.32797
58,635.10754
61,169.10821
315,377.48099
FORM 3A
PART-B

(Rs. In Lakhs)
HSLLIQ
Group
HSLSTB
Group
HSLSOV
Group
HSLSMF
Group
HSLDEM
Group
HSLBAM
Group
HSLGRF
Group
PARTICULARS
Liquid Fund
Stable Fund
2,298.27263
17.20614
36.35003
3,417.85473
60.70345
708.08760
2,860.56144
1,643.74120
617.99673
Sovereign Fund
291.35068
(0.52949)
290.82119
Secured Fund
Defensive Fund
Balanced Fund
Growth Fund
3,489.16147
2,276.81290
94.29589
7,620.25914
136.02234
159.25931
5,906.83223
0.00382
125.11585
0.90676
(0.01149)
1,321.09504
229.05141
33.48285
0.01914
4,539.17522
7,686.48939
5,998.46905
0.87613
FORM 3A
PART-B

(Rs. In Lakhs)
PARTICULARS
LIQDB
Defined Benefit
pension
Liquid Fund

STBDB
Defined Benefit
pension
Stable Fund
0.05448
0.00090
0.05538
SOVDB
Defined Benefit
pension
Sovereign Fund
655.84742
(6.05061)
649.79681
658.63722
(5.40075)
653.23648
SMFDB
Defined Benefit
pension
Secured Fund
DEMDB
Defined Benefit
pension
BAMDB
Defined Benefit
pension
Defensive Fund
Balanced Fund
1,068.78781
8.56854
3,382.56566
15.70541
43.71892
1,975.34004
4.51608
63.76979
0.00448
0.01262
0.00790
1,077.35187
3,441.97737
2,043.61801
FORM 3A
PART-B

(Rs. In Lakhs)
LIQLIF-II
Life-II
STBLIF-II
Life-II
SMFLIF-II
Life-II
DELIF-II
Life-II
BAMLIF-II
Life-II
EQLIF-II
Life-II
GROLIF-II
Life-II
CG5LIF-II
Life-II
PARTICULARS
Liquid Fund
Stable Fund
Secured Fund
Defensive Fund
Balanced Fund
Equity Fund
Growth Fund
2,480.00419
996.50550
94.85084
3,665.53140
1,039.03971
15.18328
15,164.97212
2,212.02469
637.91220
13,005.49388
1,239.42576
547.11684
20,857.92124
3,174.10433
653.03058
27,719.65888
3,866.25927
167.11392
179,380.18332
24,648.84895
1,794.31665
543.38393
847.18053
1,335.91184
428.33115
1,240.35608
1,556.49027
10,307.96057
3,027.97660
3,872.57386
16,678.99717
14,363.70533
23,444.70007
30,196.54180
195,515.38835
Capital Guarantee 5 Years

254.31734
(2.45760)
251.85974
FORM 3A
PART-B

(Rs. In Lakhs)
LIQPEN-II
Pension-II
STBPEN-II
Pension-II
SMFPEN-II
Pension-II
DEMPEN-II
Pension-II
BAMPEN-II
Pension-II
EQPEN-II
Pension-II
GROPEN-II
Pension-II
CG5PEN-II
Pension-II
PARTICULARS
Liquid Fund
1,733.05790
516.81797
29.61720
Stable Fund
Secured Fund
Defensive Fund
Balanced Fund
Equity Fund
Growth Fund
4,080.19785
1,634.32461
(9.18332)
12,981.73885
2,985.92818
564.27761
9,206.98953
2,192.20036
115.10390
17,537.76987
2,094.82135
271.14802
21,753.94709
2,412.80596
101.42770
115,438.09548
14,726.40297
1,099.72079
386.22691
1,275.13826
2,675.23172
535.69772
1,234.88072
1,256.97270
8,246.32423
1,893.26616
4,430.20089
13,856.71293
10,978.59606
18,668.85852
23,011.20805
123,017.89501
Capital Guarantee 5 Years

25.42198
(0.24596)
25.17602
FORM 3A
PART-B

(Rs. In Lakhs)
BCWBF
Wealth Builder
PARTICULARS

Blue chip
INWBF
Wealth Builder
Income
OPWBF
Wealth Builder
Oppurtunities
1,854.68938
14,894.58646
(92.00664)
VNWBF
Wealth Builder
Vantage
1,805.86968
7,087.88128
295.26199
339.55255
682.51512
25.76589
11,200.68170
330.53773
232.60599
235.60147
255.04505
374.80987
384.32406
8,953.41148
792.78851
16,282.45933
11,379.50135
FORM 3A
PART-B

(Rs. In Lakhs)
MPNLIF
Wealth Maximiser
PARTICULARS
Money Plus
BONLIF
Wealth Maximiser
Bond Oppurtunities
Large Cap
4,254.86844
3,991.65544
(2,118.17097)
MCNLIF
Wealth Maximiser
Mid Cap
3,200.07799
3,824.50341
(2,216.53533)
MGNLIF
Wealth Maximiser
Managers

891.85483
1,487.01183
(403.29969)
1,056.00740
879.66356
969.78295
823.07132
2,435.52430
919.55957
2,788.86506
5,158.56996
3,984.97475
49,801.72797
2,373.97728
5,227.57537
(3,933.02403)
LCNLIF
Wealth Maximiser
40,676.99029
11,222.14225
338.11973
FORM 3A
PART-B

(Rs. In Lakhs)
BALS-II
Life Super-II
PARTICULARS

Balanced
HNGLS-II
Life Super-II
Highest NAV
CGLS-II
STLS-II
Life Super-II
Life Super-II
Capital Guarantee
Short Term
Total of All Funds
178.07288
2,590.52627
23.64780
3,368.52391
41,893.18387
3,118.88109
633.88875
1.77527
8.58633
595.79194
1.77480
1,895,341.45393
336,270.07005
11,257.30403
63.93464
431.32138
1.31546
14.04785
254,471.68483
2,728.31231
47,949.26748
634.34856
592.10522
1,988,397.14318
Amitabh Chaudhry
FORM L-28-ULIP-NAV-3A Dec 10

Form 3A
Part C

Statement as on:

31st December 2010
31/12/2010
No.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
Name of the Scheme

Liquid Fund Investment - Life
Secured Managed Investment - Life
Defensive Managed Investment - Life
Balanced Managed Investment - Life
Equity Managed Investment - Life
Growth Fund Investment - Life
Liquid Fund Investment - Pension
Secured Managed Investment - Pension
Defensive Managed Investment - Pension
Balanced Managed Investment - Pension
Equity Managed Investment - Pension
Growth Fund Investment - Pension
Liquid Fund Investment - Group
Secured Managed Investment - Group
Defensive Managed Investment - Group
Balanced Managed Investment - Group
Growth Fund Investment - Group
Liquid Fund Investment - DB Pension
Secured Managed Investment - DB Pension
Defensive Managed Investment - DB Pension
Balanced Managed Investment - DB Pension
Stable Managed Life
Stable Managed Pension
Stable Managed - Group
Stable Managed - DB Pension
Sovereign Fund Life
Sovereign Fund Pension
Sovereign Fund - Group
Sovereign Fund - DB Pension
Liquid Fund Investment - Life - II **
Secured Managed Investment - Life - II **
Defensive Managed Investment - Life - II **
Balanced Managed Investment - Life - II **
Equity Managed Investment - Life - II **
Growth Fund Investment - Life - II **
Stable Managed Life - II **
Money Plus Niche Life Fund #
Bond Opportunity Niche Life Fund #
Mid Cap Niche Life Fund #
Large Cap Niche Life Fund #
Manager Niche Life Fund #
Balanced Managed Investment - Pension - II #
Defensive Managed Investment - Pension - II #
Equity Managed Investment - Pension - II #
Growth Fund Investment - Pension - II #
Liquid Fund Investment - Pension - II #
Secured Managed Investment - Pension - II #
Stable Managed Pension - II #
Income Wealth Builder Fund #
Blue Chip Wealth Builder Fund #
Oppurtunity Wealth Builder Fund #
Vantage Wealth Builder Fund #
Capital Guarantee 5 Year Life Fund - II #
Capital Guarantee 5 Year Pension Fund - II #
HDFC SL Highest NAV Guarantee Fund Life Super - II ^
HDFC SL Short Term Fund Life Super - II ^
HDFC SL Balanced Fund Life Super - II ^
HDFC SL Capital Guarantee Fund Life Super- II $
Assets Held on the

above date
688,314,380
3,882,395,437
6,882,229,954
7,984,809,853
11,266,696,698
50,034,295,460
416,327,466
2,983,885,817
2,453,374,993
5,962,863,928
6,144,082,753
31,747,923,507
165,482,850
466,715,303
783,273,602
608,311,159
91,814
5,675
111,316,053
352,158,045
206,500,315
2,032,550,534
1,160,928,049
62,957,998
66,260,152
35,489,532
606,973
29,749,617
67,785,615
307,133,632
1,694,408,508
1,453,338,837
2,341,398,458
3,036,985,313
19,519,526,987
399,802,317
315,188,198
2,432,080,528
1,726,987,558
1,841,995,596
5,035,931,527
1,891,608,824
1,120,145,821
2,313,259,841
12,281,727,865
190,637,212
1,407,271,480
456,165,732
621,138,402
1,185,002,192
1,922,755,973
1,145,245,722
26,493,708
2,648,864
4,613,515,105
59,451,895
275,107,378
63,469,555
NAV as on the
above date
32.5860
30.5374
41.2699
55.3921
73.6891
89.5352
32.8260
30.0716
37.4035
53.1970
69.8691
85.9097
33.1389
31.0135
47.4495
72.2286
189.6850
34.2924
74.2101
38.4063
49.8253
32.3641
32.4008
31.7821
25.1906
26.9841
26.7096
26.7716
26.4050
12.5805
12.2355
12.4352
11.4731
11.5394
10.4444
12.2220
11.7003
12.0011
20.3133
15.4154
15.3586
15.4346
13.5569
17.0190
19.9897
11.9253
12.0817
11.6744
10.5582
11.1663
12.5008
11.2842
10.5876
10.5881
10.3101
10.1462
10.3741
10.0712
30/09/2010
NAV as
per LB 2
Previous Qtr
NAV
32.0700
30.2086
40.9072
55.0034
73.0618
88.8509
32.3224
29.7382
37.0873
52.9170
69.2527
85.2520
32.6249
30.7793
46.8585
71.5293
188.6674
33.8395
73.5204
37.8626
49.1057
32.0971
32.1390
31.5758
24.9513
26.7024
26.4495
26.5427
26.0992
12.3972
12.0890
12.2949
11.3816
11.4035
10.3769
12.1136
11.6103
11.9056
20.4500
15.2388
15.2806
15.2776
13.3913
16.8299
19.8504
11.7512
11.9341
11.5619
10.4485
10.9689
12.7393
11.2296
10.5104
10.5112
10.0230
10.0152
10.1354
NA
2nd
Previous
Qtr NAV
31.6101
29.9138
39.8824
52.4073
67.3814
80.6682
31.8638
29.4300
36.1662
50.4177
63.6519
77.3740
32.1799
30.5708
45.7162
68.7359
170.1226
33.4675
72.2494
37.0997
46.5772
31.7580
31.8124
31.2606
24.7439
26.5808
26.3674
26.4700
25.9655
12.2342
11.9494
11.9935
10.8576
10.5139
9.4476
12.0054
11.5787
11.8682
17.8782
13.8113
14.3524
14.6314
13.0713
15.5069
18.0299
11.6135
11.8035
11.4570
10.3202
9.9163
11.3312
10.5452
10.3262
10.3263
NA
NA
NA
NA
3rd
Previous
Qtr NAV
31.1196
29.1847
38.6980
50.1744
63.2353
75.1182
31.3992
28.7565
35.1085
48.3420
59.7893
72.0565
31.7796
29.9800
44.2236
65.3819
155.1148
31.5337
61.7213
35.9361
44.7234
31.2525
31.3312
30.7115
24.3801
26.1946
25.8189
26.0331
25.6884
12.0572
11.6486
11.6740
10.4512
9.9218
8.7913
11.8297
11.4617
11.6826
16.3490
13.1627
13.7266
14.0741
12.7053
14.6374
16.7694
11.4557
11.5029
11.2867
10.1500
9.5308
10.3745
10.1017
NA
NA
NA
NA
NA
NA
Annualised
Return/Yield $
6.38%
4.32%
3.52%
2.80%
3.41%
3.06%
6.18%
4.45%
3.38%
2.10%
3.53%
3.06%
6.25%
3.02%
5.00%
3.88%
2.14%
5.31%
3.72%
5.70%
5.81%
3.30%
3.23%
2.59%
3.80%
4.19%
3.90%
3.42%
4.65%
5.87%
4.81%
4.53%
3.19%
4.73%
2.58%
3.55%
3.08%
3.18%
-2.65%
4.60%
2.03%
4.08%
4.91%
4.46%
2.78%
5.88%
4.91%
3.86%
4.17%
7.14%
-7.43%
1.93%
2.91%
2.90%
11.36%
5.19%
9.34%
NA
3 Year
Rolling
CAGR
8.77
8.76
7.36
6.63
4.72
3.42
8.91
8.63
7.45
7.35
5.68
3.59
8.71
8.01
7.40
6.14
15.93
12.52
44.98
7.00
9.20
7.96
8.01
7.24
(0.75)
5.61
5.25
5.32
4.84
-
Total :
206,277,806,560
Note Manager Niche Life Fund and Vantage Wealth Builder Fund are fund of funds, which invest in others scheme of wealth Maximiser and wealth builder funds respectively. Total AUM excluding
AUM of the Fund of funds is Rs.200,096,629,311
$
**
Annualised return for the quarter ended 31st December, 2010.
Niche Life Funds, Pension - II, Wealth Builder Funds & Capital Guarantee Funds were launched on 31st July 2008, 29th Sept 2008, 4th Jan 2010 and 06th April 2010 respectively.
Hence 3 Year CAGR are not applicable.
Highest NAV Guarantee Life Super Fund - II ,Short Term Fund Life Super - II and Balanced Fund Life Super - II were launched on 1st September 2010. Hence, 3 year CAGR is not applicable
HDFC SL Capital Guarantee Fund Life Super- II $ was launched on 26th October 2010. Hence, 3 year CAGR is not applicable.
^
$
Life - II Funds were launched on 10th January 2008. Hence 3 Year Rolling CAGR is not applicable.
CERTIFICATION
Certified that the information given herein are correct and complete to the best of my knowledge and belief and nothing has been concealed or suppressed.
Date :- 14th February 2010
Amitabh Chaudhry
L-29-Debt Sec
IRDA Periodic Disclosures
FORM L-29
Insurer:
Detail regarding Debt securities

HDFC STANDARD LIFE INSURANCE COMPANY LTD - 101
Date:
100000
31/12/2010
(Rs in Lakhs)
Detail Regarding Debt securities

MARKET VALUE
As at 31/12/2010
Break down by credit rating

AAA rated
AA or better
Rated below AA but above A
Rated below A but above B
Any other (Sovereign)
Total
BREAKDOWN BY
RESIDUALMATURITY
Up to 1 year
more than 1 year and upto 3years
More than 3years and up to
7years
More than 7 years and up to 10
years
years
years
Above 20 years
Total
Breakdown by type of the
issurer
a. Central Government
b. State Government
c.Corporate Securities
Total
As % of total
for this class
BOOK VALUE
As at 30/09/2010
As % of total
As at 31/12/2010
for this class
As % of total
As at 30/09/2010
for this class
As % of total
for this class
475,391.59
36,632.28
50.64%
3.90%
493,809.18
35,288.10
53.69%
3.84%
477,725.53
36,545.33
50.68%
3.88%
494,363.16
35,066.14
53.62%
3.80%
426,650.70
938,674.57
45.45%
390,604.12
919,701.39
42.47%
100%
392,631.81
922,061.11
42.58%
100%
428,364.55
942,635.42
45.44%
100%
135,260.95
14.41%
190,030.18
20.66%
135,789.52
14.41%
190,405.29
20.65%
140,927.43
15.01%
185,385.23
20.16%
142,838.88
15.15%
185,914.09
20.16%
99,089.46
10.56%
141,116.52
15.34%
100,156.54
10.63%
142,530.99
15.46%
30,938.35
3.30%
222,309.76
24.17%
31,105.38
3.30%
221,928.29
24.07%
15,868.57
1.69%
80,597.67
8.76%
15,876.43
1.68%
80,919.21
8.78%
6,953.80
509,636.02
938,674.57
0.74%
2.99%
54.10%
100%
100%
27,579.03
72,784.21
922,061.11
2.99%
100%
6,877.51
509,991.15
942,635.42
0.73%
54.29%
27,534.43
72,727.60
919,701.39
100%
426,650.70
45.45%
390,604.12
42.47%
428,364.55
45.44%
392,631.81
42.58%
512,023.87
938,674.57
54.55%
529,097.28
919,701.39
57.53%
514,270.86
942,635.42
54.56%
529,429.30
922,061.11
57.42%
100%
7.91%
100%
100%
Note
1. In case of a debt instrument is rated by more than one agency, then the lowest rating will be taken for the purpose of classification.
2. Market value of the securities will be in accordnace with the valuation method specified by the Authority under Accounting/ Investment regulations.
Page 50 of 72
100%
7.89%
100%
FORM L-30
: Related Party Transactions
Insurer:
Date:
31/12/2010
(Rs '000)
Sl.No.
1
2
3
4
5
Name of the Related Party
HDFC Limited
HDFC Limited
HDFC Limited
HDFC Limited
Standard Life Assurance
Company (SLAC)
12
Standard Life (Mauritius

Holdings) 2006 Limited
HDFC Asset Management
Company Limited
Gruh Finance Limited
HDFC Ergo General Insurance
Company Limited
Company Limited
Company Limited
HDFC Sales Private Limited
13
Mr. Amitabh Chaudhry
14
15
Mr. Paresh Parasnis
16
Mr. Paresh Parasnis
17
Mr. Paresh Parasnis
18
HDFC Bank Limited
19
HDFC Bank Limited
20
HDFC Bank Limited
21
HDFC Bank Limited
22
HDFC Bank Limited
23
HDFC Bank Limited
24
HDFC Bank Limited
25
HDFC Bank Limited
6
7
8
9
10
11
* Transaction amounts are on accrual basis.
Nature of
Relationship with the
Company
Consideration paid / (received)*

Description of Transactions / Categories
For the quarter

ended 31st
December, 2010
779
(170,871)
4
Upto the quarter

ended 31st
December, 2010
(749,620)
3,513
(250,157)
101
For the quarter

ended 31st
December, 2009
1,799
(144,736)
1,600
Upto the quarter

ended 31st
December, 2009
(370,000)
4,843
(250,047)
1,600
Holding Company
Holding Company
Holding Company
Holding Company
Capital (including Share Application Money)

Insurance Commission Expenses
Interest accrued / received on Deposit
Reimbursements of Expenses
Investing Party
Investing Party
Capital (including Share Application Money)
Fellow Subsidiary
Insurance Premium Income
Fellow Subsidiary
46
188
375
Fellow Subsidiary
Insurance premium Expenses
47,319
20,003
80,403
Fellow Subsidiary
Insurance claim received
Fellow Subsidiary
Fellow Subsidiary
Key Management
Personal
Key Management
Personal
Key Management
Personal
Key Management
Personal
Key Management
Personal
Associate of holding
Company
Company
Company
Company
Company
Company
Company
Company
1,043
(10)
(2)
4,262
(263,380)
(4,609)
(315)
(125)
1,839
6,584
(13,000)
(13,000)
(1)
(711)
(16)
(5)
(480)
10,066
35,444
4,247
13,409
37
288
3,047
10,268
2,685
8,070
37
71
27
91
(175)
(175)
Managerial Remuneration
Managerial Remuneration

Custodian Fees Expense
Marketing and Sales Promotion Expenses
11,963
(234)
608,556
2,150,194
923,261
2,224,925
7,083
13,762
3,702
11,243
1,102,664
2,449,464
546,031
1,840,309
58
Bank Charges
4,028
10,799
2,253
Superannuation contribution (received) / paid
7,881
(161,185)
(11,686)

Interest on FD / TD accrued
28,767
(5,318)
(70,000)
(11,285)
(4,358)
0
6,890
(154,815)
(9,479)
FORM L-31
LNL - 6 : Board of Directors & Key Person
Insurer: HDFC Standard Life Insurance Company Ltd.

Sl. No.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
Name of person
Mr. Deepak S. Parekh
Mr. Keki M. Mistry
Ms. Renu Sud Karnad
Mr. Norman K. Skeoch
Mr. Gautam R. Divan
Mr. Ranjan K. Pant
Mr. Ravi Narain
Mr. Nathan Parnaby
Mr. David Nish
Mr. A K T Chari
Mr. Michael G. Connarty
Mr. Gerald E. Grimstone
Mr. Paresh S. Parasnis
Ms.Vibha Padalkar
Mr. Ashley Rebello
Mr. Prasun Gajri
Mr. Vikram Mehta
Mr. Khushru Sidwa
Mr. Swaminathan S
Mr. Atul Juvle
Role/designation
Chaiman & Director
Director
Director
Director
Independent Director
Director
Director
Director
Alternate to Norman K. Skeoch
Alternate to David Nish
Executive Director and Chief Operating Officer
Chief Financial Officer
Chief Actuary and Appointed Actuary
CIO - Investment - Front Desk
General Manager - Sales & Marketing
Senior VP - Audit & Risk
Senior Vice President - Legal
VP - Legal, Compliance and Company Secretary
Date: 31/12/2010
Details of change in the quarter
Resigned w.e.f. 10th Dec 2010

Appointed w.e.f. 11th Dec 2010
FORM L-32-SOLVENCY MARGIN - KT 3

(See Regulation 4)
Insurance Regulatory and Development Authority (Actuarial Report and Abstract) Regulations, 2000.
AVAILABLE SOLVENCY MARGIN AND SOLVENCY RATIO.
As on 31st December 2010
Form
K
Name of Insurer: HDFC Standard Life Insurance Company Limited.
Classification:
Total Business
Item
(1)
01
02
03
04
05
Registration Number: 11-128245
Description
Adjusted Value
[Amount (in rupees lakhs)]
(2)
Available Assets in Policyholders' Fund:
Deduct:
Mathematical Reserves
Other Liabilities
Excess in Policyholders' funds
2,459,885
2,450,333
9,553
06
07
Available Assets in Shareholders Fund:

Deduct:
Other Liabilities of shareholders fund
Excess in Shareholders' funds
64,769
64,769
08
Total ASM (04)+(07)
74,322
09
Total RSM
41,325
10
Solvency Ratio (ASM/RSM)
180%
Certification:
I, the Appointed Actuary, certify that the above statements have been prepared in
,
accordance with the section 64VA of the Insurance Act, 1938, and the amounts mentioned therein are true and fair
to the best of my knowledge.
Place:
Date:
Mumbai
09th February 2011
Ashley Rebello
Notes
1. Item No. 01 shall be the amount of the Adjusted Value of Assets as mentioned in Form IRDA-Assets- AA as
specified under Schedule I of Insurance Regulatory and Development Authority (Assets, Liabilities, and
Solvency Margin of Insurers) Regulations, 2000;
2. Item No. 02 shall be the amount of Mathematical Reserves as mentioned in Form H;
3. Item Nos. 03 and 06 shall be the amount of other liabilities as mentioned in the Balance Sheet;
4. Items No. 05 shall be the amount of the Total Assets as mentioned in Form IRDA-Assets- AA as specified
Form 7A
L- 33 NPAs - Form 7A
Name of the Fund

Statement date as on:
Life Funds

31st December 2010
Details of Investment Portfolio

Periodicity of Submission :
Quarterly
(Rs. In Lakhs)
Interest Rate
COI
Company Name
Instrument Type
%
Total O/s
Default Principal
Has there
(Book Value)
(Book Value)
been
Revision?
Default Interest
(Book Value)
Principal Interest Due

From
Due From
Deferred
Principal
Deferred Rolled
Interest Over?
Has there been any

Principal Waiver?
Amount
Board Approval
Ref
Classification Provision (%)
CERTIFICATION
Certified that the inforamtion given herein are correct and complete to the best of my knowledge and belief and nothing has been concealed or supressed.
Amitabh Chaudhry
Provision
Form 7A
Name of the Fund

Pension & Annuity Funds

31st December 2010

Quarterly
(Rs. In Lakhs)
Interest Rate
COI
Company Name
Instrument Type
%
Total O/s
Has there
(Book Value)
been
Revision?
Default Principal
(Book Value)
Defaulty Interest Principal Interest Due Deferred

(Book Value)
Due From
From
Principal
Deferred
Interest
Rolled
Over?
Has there been any

Principal Waiver?
Amount
Board Approval
Ref
Classification Provision (%)
CERTIFICATION
Amitabh Chaudhry
Provision
Form 7A
Name of the Fund

Unit Linked

31st December 2010

Quarterly
(Rs. In Lakhs)
Interest Rate
COI
Company Name
Instrument Type
%
Total O/s
Has there
(Book Value)
been
Revision?
Default Principal
(Book Value)
Default Interest
(Book Value)
Principal Interest Due Deferred

Due From
From
Principal
Deferred
Interest
Rolled
Over?
Has there been any Principal

Waiver?
Amount
Board Approval
Ref
Classification
Provision (%)
CERTIFICATION
Amitabh Chaudhry
Provision
FORM L-34-YIELD ON INVESTMENTS-1

FORM 1
Company Name & Code : HDFC Standard Life Insurance Company Ltd
Statement As on : December 31, 2010
Name of the Fund :- Shareholders Non Solvency Margin Fund
Statement of Investment and Income on Investment

(Rs. In Lakhs)

Current Quarter
No
1
Category of Investment
Cat.
Code
G.Sec
Central Govt. Securities
Treasury Bills
CGSB
CTRB
G.Sec OR Other Approved Securities/

Other guaranteed securities
Other Approved Securities
SGOA
Investment
Income on Investment
(0.04553)
-
Year to date
Gross Yield
Net Yield (%)
(%)
-0.02%
-0.02%
Gross Yield
Net Yield (%)
(%)
Income on
Investment
Investment
Previous Year
Investment
Income on
Investment
Gross Yield (%) Net Yield (%)
6.42681
-
2.17%
2.17%
597.66471
-
761.57365
-
15.67%
15.67%
10.83996
2.21%
2.21%
990.25588
18.42794
0.00%
0.00%
382.60481
5.24%
5.24%
7,482.32281
442.38914
11.13%
11.13%
-6.02%
-6.02%
Investment subject to Exposure Norms

(a) Housing Sector Investments
(b) Infrastructure Investment
Infrastructure/Social Sector - PSU - Debentures /
Bonds
Infrastructure/Social Sector - PSU - Commercial
Papers
Infrastructure/Social Sector - Other Corporate
Securities (Approved Investments) - Equities
(c) Approved Investments
Corporate Securities (Approved Investments) Equity Shares (Ordinary) - Quoted
Dividend Receivable on Corporate Securities
(Approved Investments) - Equity Shares (Ordinary) Quoted
Fixed Deposits With Banks/FIs
Commercial Paper
Corporate Debentures
Investment properties - Immovable
Repo Investments
Sub-Ordinate Debt
Floating Rate Bonds
Mutual Fund Units
(d) Other than Approved Investments
Venture Funds
PTC/Securitised Assets - Under Approved Sectors
E. Security Receipt
Equity Shares
Total
IPTD
7,515.69119
129.29938
1.74%
1.74%
7,515.69119
ISAS
ISAS
-
(22.62005)
-34.73%
-34.73%
239.91957
15.89%
15.89%
7.39726
83.85058
200.80548
(0.00476)
6.34978
0.00%
0.00%
2.01%
0.00%
0.00%
0.15%
0.00%
0.00%
2.01%
0.00%
0.00%
0.15%
33.38821
0.96%
0.96%
435.60570
-
40.90786
0.00%
12.64%
0.00%
12.64%
34,261.27312
719.24779
53.04049
-
(2.66701)
-
EACE
451.67207
32.16%
32.16%
2,201.14523
138.20969
7.37%
7.37%
12.15707
160.30648
430.67261
27.39827
50.02739
1.22%
0.00%
4.37%
2.65%
0.00%
1.21%
1.22%
0.00%
4.37%
2.65%
0.00%
1.21%
8,157.71450
2,092.06300
7,575.40000
-
77.75262
128.57601
84.02881
82.26677
16.86%
16.86%
2.73%
6.61%
0.00%
4.82%
2.73%
6.61%
0.00%
4.82%
112.65551
3.25%
3.25%
470.65672
37.65672
8.70%
8.70%
435.60570
-
249.51869
0.00%
113.75%
0.00%
113.75%
440.07443
665.48029
(8.73611)
0.00%
-2.27%
0.00%
-2.27%
34,261.27312
1,894.27969
EACE
ECDB
ECCP
ECDB
ECOS
EINP
ECMR
ECOS
ECOS
EGMF
2,000.00000
4,669.14000
11,990.62530
7,575.40000
74.81093
2,000.00000
4,669.14000
11,990.62530
7,575.40000
74.81093
OPSA
OPSA
OESH
30,725.81806
1,759.47824
Note 1 Gross Yield = [2*I / (A+B-I); where I=Investment income; A= the assets at the beginning of the financial year; and B= the assets at the end of the financial year
CERTIFICATION
Certified that the information given herein are correct and complete to the best of my knowledge and belief and nothing has been concealed or suppressed
For HDFC Standard Life Insurance Company Limited
Amitabh Chaudhry

FORM 1
Name of the Fund :- Life Funds

(Rs. In Lakhs)

Current Quarter
No
1
Cat.
Code
Investment
Year to date
Gross Yield
Net Yield (%)
(%)
Gross Yield
Net Yield (%)
(%)
Income on
Investment
Investment
Previous Year
Income on
Investment
Investment
Gross Yield (%) Net Yield (%)
G.Sec
Treasury Bills
CGSB
CTRB
216,646.25796
-
4,283.94257
-
2.11%
2.11%
216,646.25796
-
12,103.72075
167.58815
6.08%
3.42%
6.08%
3.42%
193,722.42971
9,966.01000
11,803.10283
91.36450
7.75%
1.50%
7.75%
1.50%

SGOA
40,329.29078
846.76315
3.23%
3.23%
40,329.29078
2,142.14463
8.37%
8.37%
12,995.50668
828.88626
8.40%
8.40%
115,382.25397
2,269.13434
2.40%
2.40%
115,382.25397
6,372.95887
6.89%
6.89%
75,946.96874
6,409.96872
10.88%
10.88%

Bonds
Papers
IPTD
ISAS
-
EINP
ECMR
ECOS
ECOS
EGMF
ECOS

Venture Funds
PTC/Securitised Assets - Under Approved Sectors
OVNF
OPSA
Total
1,738.82143
(274.27706)
-18.83%
-18.83%
1,738.82143
14,075.88176
(1,028.03752)
-6.95%
-6.95%
14,075.88176
(118.61361)
-8.61%
-8.61%
899.38348
164.87044
16.07%
16.07%
2,092.44462
15.81%
15.81%
14,491.16290
4,496.96059
46.97%
46.97%
6,897.43381
2,431.30750
16,262.75469
566.89071
79.85496
688.12618
5.74%
0.00%
4.02%
5.74%
0.00%
4.02%
13,405.80825
254.88449
18,685.34902
507.34059
88.67690
700.76778
4.45%
0.00%
6.63%
4.45%
0.00%
6.63%
24,828.73657
6,535.33000
19,611.01904
11,520.97252
-
1,602.34808
945.62679
72.35094
532.56842
-
7.21%
0.00%
4.59%
10.90%
0.00%
3.35%
7.21%
0.00%
4.59%
10.90%
0.00%
3.35%
21,219.75713
2,366.26520
11.60%
11.60%
22,552.60411
700.00000
20,820.70822
-
676.70162
68.95000
0.30616
1,007.17326
(5.31815)
3.84%
10.36%
0.00%
9.78%
0.00%
3.84%
10.36%
0.00%
9.78%
0.00%
0.00%
0.00%
1,926.53150
0.00%
0.00%
12.59%
0.00%
1.98%
12.59%
0.00%
1.98%
EACE
EACE
ECDB
ECCP
ECDB
ECOS
OLDB
OESH
OPSA
OMLF
OLDB
6,897.43381
2,431.30750
16,262.75469
194.52769
66.90099
400.20962
1.93%
5.11%
2.32%
1.93%
5.11%
2.32%
24,828.73657
6,535.33000
19,611.01904
11,520.97252
-
460.39967
319.50093
157.27119
-
2.02%
0.00%
1.53%
0.00%
2.02%
0.00%
1.53%
0.00%
0.98%
0.98%
0.00%
0.00%
1,827.78928
2,457.72721
336.99000
-
(24.25004)
-
480,882.56651
7672.08552
1,827.78928
-
-1.10%
0.00%
-
-1.10%
0.00%
-
2,457.72721
336.99000
-
480,882.56651
259.12648
150.58198
27657.71796
1,000.00000
1,917.97500
120.00000
1,143.07303
12.77%
183.60%
12.77%
183.60%
3,877.58095
-
30.29382
149.26928
1.57%
28.69%
1.57%
28.69%
414,382.66017
30,648.65284
Note 1 Gross Yield = [2*I / (A+B-I); where I=Investment income; A= the assets at the beginning of the financial year; and B= the assets at the end of the financial year
CERTIFICATION
ISAS
(c) Approved Investments

Commercial Paper
Corporate Securities (Approved Investments) Debentures
Investment properties - Immovable
Repo Investments
Sub-Ordinate Debt
Floating Rate Bonds
Mutual Fund Units
Deep Discount Bonds
Sub-Ordinate Debt
Equity Shares
Security Receipts
A. Mutual Fund - Liquid Funds
Amitabh Chaudhry

FORM 1
Name of the Fund: Pension, General Annuity Fund

(Rs. In Lakhs)

Current Quarter
No
Cat.
Code
Investment
Previous Year
Year to date
Gross Yield
(%)
Net Yield (%)
Investment
Gross Yield
(%)
Net Yield (%)
Investment
Gross Yield
(%)
Net Yield (%)
G.Sec
Treasury Bills
CGSB
CTRB
37,892.00741
-
768.40014
-
2.35%
0.00%
2.35%
37,892.00741
2,065.17105
6.45%
6.45%
28,242.59165
2,163.00731
8.46%
8.46%

SGOA
11,041.38504
228.54250
2.41%
2.41%
11,041.38504
613.25177
6.59%
6.59%
8,170.13918
205.50216
4.45%
4.45%
IPTD
10,757.36032
243.42575
2.21%
2.21%
10,757.36032
888.60142
8.32%
8.32%
11,500.82851
935.63739
10.84%
10.84%
(25.91973)
-7.20%
-7.20%
280.64579
(15.23353)
-8.20%
-8.20%
591.06373
15.40%
15.40%
4,712.59082
1,729.87846
51.84%
51.84%

Bonds
Papers
ISAS
ISAS
(c) Approved Investment

Commercial Paper
Repo Investments
Sub-Ordinate Debt
Deep Discount Bonds
Mutual Fund
ECDB
ECCP
ECDB
ECOS
ECMR
ECOS
ECOS
EGMF

Equity Shares
OESH
Total
413.77831
(79.92515)
-20.64%
-20.64%
413.77831
3,552.32771
(309.27830)
-7.21%
-7.21%
3,552.32771
1,627.83931
7,184.85780
2,456.18985
-
2.53688
47.53026
171.44794
23.54948
-
EACE
EACE
74,925.74574
1,627.83931
7,184.85780
2,456.18985
-
0.28978
2.53688
100.36987
731.02684
141.60911
31.00755
5.76379
74,925.74574
5,144.77206
0.00%
5.39%
2.01%
1.04%
5.39%
2.01%
1.04%
0.16%
0.16%
11.74%
8.87%
6.43%
10.90%
11.74%
8.87%
6.43%
10.90%
0.15%
0.15%
47.97551
3.42%
3.42%
182.46422
10,025.65733
2,087.19369
300.00000
-
84.48963
1,212.77465
72.66254
29.55000
21.66816
-
6.05%
11.64%
3.02%
10.36%
56.53%
6.05%
11.64%
3.02%
10.36%
56.53%
65,502.11119
6,487.91228
1,096.22949
Note 1 Gross Yield = [2*I / (A+B-I); where I=Investment income; A= the assetsd at the beginning of the financial year; and B= the assetsd at the end of the financial year
CERTIFICATION
Amitabh Chaudhry

FORM 1
Name of the Fund : Unit Linked Funds

(Rs. In Lakhs)

Current Quarter
No
Cat. Code
Investment
Year to date
Gross Net Yield
Yield (%)
(%)
Investment
Previous Year
Gross Net Yield
Yield (%)
(%)
Investment
Income on
Investment
Gross
Yield
(%)
Net
Yield
(%)
G.Sec
Treasury Bills
CGSB
CTRB
95,573.27505
-
1,529.02503
-
2.21%
0.00%
2.21%
-
95,573.27505
-
2,818.00103
-
4.11%
0.00%
4.11%
-
44,510.03203
1,897.93605
4.19%
4.19%

SGOA
25,168.47430
249.74850
1.28%
1.28%
25,168.47430
619.19645
3.21%
3.21%
14,074.83686
521.62193
5.76%
5.76%


Bonds
IPTD
(c) Apprvoed Investment

(Approved Investments) - Equity Shares
(Ordinary) - Quoted
Net Current Assets / (Liabilities)
Repo Investments
Commercial Paper
Deep Discount Bonds
Floating Rate Bonds
Mutual Fund Units
ECDB
ECMR
ECMR
ECCP
ECDB
ECOS
ECOS
ECOS
EGMF

PTC/Securitised Assets - Under Approved
Sectors
Corporate Debentures.
Subordinate debt
Equity Shares
OLDB
OLDB
OESH
Total
183,385.17838
1,686.64916
190,775.59942
(17,738.21972)
0.93%
0.93%
183,385.17838
7,327.18499
4.13%
4.13%
179,146.75931
8,005.67692
7.52%
7.52%
-10.55%
-10.55%
190,775.59942
12,652.53437
8.27%
8.27%
127,825.24152
4,934.94954
7.16%
7.16%
880,337.49673
448,220.01810
ISAS
EACE
1,225,370.86465
55,783.01209
5.44%
5.44%
1,225,370.86465
244,399.01886
26.26%
26.26%
106.48% 106.48%
49,173.56619
12,569.14993
19,919.49207
5,840.36614
41,936.86594
6,577.74223
327.33537
0.74%
0.74%
555.43020
65.26883
665.15464
65.99775
1.80%
1.39%
2.04%
1.51%
1.80%
1.39%
2.04%
1.51%
49,173.56619
12,569.14993
19,919.49207
5,840.36614
41,936.86594
6,577.74223
1,696.34187
1,539.69396
230.37628
1,684.22742
155.18887
3.91%
0.00%
5.08%
4.99%
5.24%
3.58%
3.91%
0.00%
5.08%
4.99%
5.24%
3.58%
39,346.40158
(510.48053)
42,278.44720
3,614.47255
24,025.79150
2,258.22451
6,083.58565
504.49104
484.68129
835.23997
50.75733
13.64%
0.00%
1.70%
6.70%
5.00%
3.31%
13.64%
0.00%
1.70%
6.70%
5.00%
3.31%
71,633.09472
-
670.16625
-
1.05%
1.05%
71,633.09472
-
3,513.10658
230.54563
5.65%
1.71%
5.65%
1.71%
56,160.74430
27,185.30745
4,482.83353
650.38092
9.82%
2.96%
9.82%
2.96%
73,042.62409
(12.84575)
(12,512.73730)
-4.61%
-14.40%
-4.61%
-14.40%
1,516.75308
544.07930
88,222.34844
590.11446
66.68622
56,315.71773
1,530,536.45583
533,644.69069
EACE
OPSA
73,042.62409
2,000,966.29311
(22,413.52437)
-24.41%
-24.41%
21,446.04373
2,000,966.29311
264,339.83327
25.04% 25.04%
13.14% 13.14%
167.77% 167.77%
Note 1 Gross Yield = [2*I / (A+B-I); where I=Investment income; A= the assetsd at the beginning of the financial year; and B= the assetsd at the end of the financial year
CERTIFICATION
Amitabh Chaudhry
L - 35 DOWNGRADING OF INVESTMENT
FORM 2
Company Name & Code: HDFC Standard Life Insurance Company Limited - 101
Statement as on:
31st December 2010
Name of the Fund:
Life Funds
Statement of Down Graded Investments

Periodicity of Submission: Quarterly
(Rs. In Lakhs)
S.No.
A.
Name of the Security
COI
Date of
Purchase
Amount
Rating Agency
Original Grade Current Grade
Date of
Downgrade
Remarks
During the Quarter

Central Government Securities
State Government/ Other Approved Securities/Other guaranteed

securities
Housing Sector Investments
Infrastructure / Social Sector Security
State Government/ Other Approved Securities/Other guaranteed

securities
Other than Approved Investments
B.
As on Date
CERTIFICATION
Certified that the information given herein are correct and complete to the best of my knowledge and belief and nothing has been
concealed or suppressed.
Date : 31st Jan 2010
Amitabh Chaudhry
FORM 2
Statement as on:
31st December 2010
Name of the Fund:
Life Funds

(Rs. In Lakhs)
S.No.
A.
COI
Date of
Purchase
Amount
Rating Agency
Original Grade Current Grade
Date of
Downgrade
Remarks
During the Quarter

State Government/ Other Approved Securities/Other guaranteed securities
State Government/ Other Approved Securities/Other guaranteed securities
B.
As on Date
5.95 % REL NCD Mat 28/07/2013

6.35% Rel. Energy Mat 28/07/13
5.60% Rel Energy Mat. 28/07/13
5.60% BSES Mat- 28/07/2013
IPTD
IPTD
IPTD
IPTD
1,443.35
949.77
465.40
476.12
ECOS
999.96
28-Jul-06
28-Jul-06
28-Jul-06
28-Jul-06
FITCH India Ltd

FITCH India Ltd
FITCH India Ltd
FITCH India Ltd
INDAA+
INDAA+
INDAA+
INDAA+
INDAA
INDAA
INDAA
INDAA
23-Dec-08
23-Dec-08
23-Dec-08
23-Dec-08
07-May-08
CRISIL Limited
AAA
AA
24-Dec-08

10.20% Tata Steel NCD mat 07/05/2015.
CERTIFICATION
Certified that the information given herein are correct and complete to the best of my knowledge and belief and nothing has been concealed or
suppressed.
Amitabh Chaudhry
FORM 2
Statement as on:
31st December 2010
Name of the Fund:
Pension and General Annuity

(Rs. In Lakhs)
S.No.
A.
COI
Date of
Purchase
Amount
Rating Agency
Original Grade
Current Grade
Date of Downgrade
Remarks
During the Quarter

State Government/ Other Approved Securities/Other

guaranteed securities


B.
As on Date
CERTIFICATION
Certified that the information given herein are correct and complete to the best of my knowledge and belief and nothing has been
concealed or suppressed.
Amitabh Chaudhry
FORM 2
Statement as on:
31st December 2010
Name of the Fund:
Unit Linked Funds

(Rs. In Lakhs)
S.No.
A.
COI
Date of
Purchase
Amount
Rating Agency
Original Grade
Date of
Downgrade
Current Grade
Remarks
During the Quarter


B.
As on Date

CERTIFICATION
Certified that the information given herein are correct and complete to the best of my knowledge and belief and nothing has been concealed or
suppressed.
Amitabh Chaudhry
FORM L-36
: Premium and number of lives covered by policy type
Insurer:
Sl. No
Date:
31st December, 2010
Particulars
Premium
(Rs. in
Crores)
1
No. of
Policies
Sum Insured,
Wherever
applicable
No. of Lives (Rs. in Crores)
Premium
(Rs. in
Crores)
31/12/2010
31st December, 2009
No. of Policies

31st December, 2010
No. of Lives

31st December, 2009
Sum Insured,
Wherever
applicable
(Rs. in Crores)
Premium
(Rs. in
Crores)
77.46
80.54
52.19
17.73
12.98
3.25
52.91
3.91
5.60
35.82
6.90
27.45
1.79
206.25
151,554
2,902
6,941
986
2,586
142
4,240
149,145
2,370
6,023
860
2,241
114
2,699
302.45
187.93
150.81
43.00
46.08
11.16
359.85
3.92
6.49
15.50
3.19
15.66
1.38
56.16
8,007
3,696
3,374
495
1,557
112
1,614
6,310
2,940
2,655
403
1,302
99
875
215.29
220.99
128.44
40.44
37.51
8.16
96.65
0.00
0.01
0.01
0.00
0.00
0.01
0.16
0.31
0.41
0.32
0.26
0.21
0.08
1.67
86
52
24
14
9
3
33
82
51
23
14
10
3
32
0.02
0.02
0.02
0.02
0.01
0.00
0.18
0.47
0.47
0.31
0.13
0.15
0.30
2.56
156
62
23
7
7
11
29
130
53
21
7
7
10
28
0.02
0.03
0.02
0.01
0.01
0.02
0.22
(0.07)
0.10
0.13
0.17
0.13
0.10
4.10
17
7
18
18
9
8
59
9,866
6,758
9,547
8,036
4,361
4,263
132,460
372.75
70.95
163.54
178.67
85.06
114.09
3,553.44
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
No. of
Policies
No. of Lives
Sum Insured,
Wherever
applicable
(Rs. in Crores)
Premium
(Rs. in
Crores)
No. of Policies
No. of Lives
Sum Insured,
Wherever
applicable
(Rs. in Crores)
First year Premum

i Individual Single Premium- (ISP)
From 0-10000
From 10,000-25,000
From 25001-50,000
From 50,001- 75,000
From 75,000-100,000
From 1,00,001 -1,25,000
Above Rs. 1,25,000
1.04
1.75
22.16
4.22
17.82
1.10
182.03
84,189
952
4,476
640
1,796
91
2,807
125,548
724
4,076
591
1,621
72
2,335
1,560.09
53.11
62.34
16.78
32.99
6.16
312.07
1.45
2.27
5.66
1.30
5.53
0.51
21.20
ii Individual Single Premium (ISPA)- Annuity

From 0-50000
From 50,001-100,000
From 1,00,001-150,000
From 150,001- 2,00,000
From 2,00,,001-250,000
From 2,50,001 -3,00,000
Above Rs. 3,00,000
0.16
0.17
0.13
0.09
0.09
0.87
45
23
10
5
4
43
23
10
5
4
10
10
0.01
0.01
0.01
0.01
0.01
0.06
0.06
0.16
0.12
0.02
0.06
0.08
1.88
(0.08)
0.02
0.04
0.03
0.04
0.03
1.10
6
8
9
5
4
3
17
2,978
1,132
1,097
177
485
37
539
0
21
18
8
1
3
3
9
2,400
922
911
149
430
34
302
0
21
17
7
1
3
3
9
iii Group Single Premium (GSP)

From 0-10000
From 10,000-25,000
From 25001-50,000
From 50,001- 75,000
From 75,000-100,000
From 1,00,001 -1,25,000
Above Rs. 1,25,000
(439)
3,923
5,359
1,647
3,140
6,129
68,189
(152.59)
42.64
29.35
26.83
48.33
20.82
690.06
iv Group Single Premium- Annuity- GSPA

From 0-50000
From 50,001-100,000
From 1,00,001-150,000
From 150,001- 2,00,000
From 2,00,,001-250,000
From 2,50,001 -3,00,000
Above Rs. 3,00,000
v Individual non Single Premium- INSP

From 0-10000
From 10,000-25,000
From 25001-50,000
From 50,001- 75,000
From 75,000-100,000
From 1,00,001 -1,25,000
Above Rs. 1,25,000
8.45
90.64
228.15
27.73
145.52
8.82
110.30
38,620
59,205
51,687
5,629
15,371
1,095
5,112
14,762
44,562
45,061
3,477
13,485
465
4,166
vi Individual non Single Premium- Annuity- INSPA

From 0-50000
From 50,001-100,000
From 1,00,001-150,000
From 150,001- 2,00,000
From 2,00,,001-250,000
From 2,50,001 -3,00,000
Above Rs. 3,00,000
vii Group Non Single Premium (GNSP)

From 0-10000
From 10,000-25,000
From 25001-50,000
From 50,001- 75,000
From 75,000-100,000
From 1,00,001 -1,25,000
Above Rs. 1,25,000
0.00
0.00
0.01
0.02
0.02
75.67
150
6,520
0.06
0.59
752.43
1,504.91
1,060.28
371.14
915.98
119.87
1,317.92
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
8.75
147.55
100.43
21.58
75.21
8.02
290.00
49,238
100,437
27,224
4,912
7,536
1,048
9,805
11,442
81,156
21,829
3,315
7,130
679
8,796
3,037.90
2,111.35
1,054.05
310.12
510.98
125.51
1,854.06
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
23.88
346.40
515.33
91.78
368.44
30.81
633.08
0.84
0.90
13.35
4.64
0.91
0.32
241.30
88,234
163,384
105,263
12,836
35,285
2,349
20,344
41,251
161,985
101,380
12,656
33,395
2,274
18,440
1
2
1
6
29
335
42
8
34,387
200,120
6,213.79
3,636.65
4,265.10
801.82
2,502.60
238.18
3,161.07
0.06
16.13
39.66
440.20
277.95
58.30
195.70
21.30
581.95
188,784
342,455
87,335
12,394
26,314
2,430
30,774
74,114
343,613
88,856
13,333
2,541
26,524
28,498
7,072.17
4,657.01
2,204.83
582.29
1,179.98
192.94
3,695.89
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
Sl. No

31st December, 2010
Particulars
Premium
(Rs. in
Crores)
viii Group Non Single Premium- Annuity- GNSPA
From 0-10000
From 10,000-25,000
From 25001-50,000
From 50,001- 75,000
From 75,000-100,000
From 1,00,001 -1,25,000
Above Rs. 1,25,000
2
No. of
Policies
-

31st December, 2009
Sum Insured,
Wherever
applicable
No. of Lives (Rs. in Crores)
-
Premium
(Rs. in
Crores)
-
No. of Policies
-

31st December, 2010
No. of Lives
-
Sum Insured,
Wherever
applicable
(Rs. in Crores)
-
Premium
(Rs. in
Crores)
-
No. of
Policies
-

31st December, 2009
Sum Insured,
Wherever
applicable
(Rs. in Crores)
No. of Lives
-
Premium
(Rs. in
Crores)
-
No. of Policies
-
No. of Lives
-
Sum Insured,
Wherever
applicable
(Rs. in Crores)
-
Renewal Premium
i Individual
From 0-10000
From 10,000-25,000
From 25001-50,000
From 50,001- 75,000
From 75,000-100,000
From 1,00,001 -1,25,000
Above Rs. 1,25,000
92.00
322.81
231.10
50.27
154.58
18.12
364.93
205,964
309,306
96,128
20,341
21,185
4,026
16,327
213,927
513,164
175,351
55,162
24,663
12,017
20,288
3,146.16
6,079.00
3,407.93
1,178.44
1,388.38
447.37
3,291.95
63.50
497.56
114.81
22.67
71.22
7.29
86.84
237,335
243,907
80,038
16,344
18,201
3,052
7,903
258,734
470,101
162,771
48,797
21,579
9,818
12,014
3,359.24
4,845.53
2,842.44
950.94
1,153.02
352.26
1,879.06
From 0-10000
From 10,000-25,000
From 25001-50,000
From 50,001- 75,000
From 75,000-100,000
From 1,00,001 -1,25,000
Above Rs. 1,25,000
From 0-10000
From 10,000-25,000
From 25001-50,000
From 50,001- 75,000
From 75,000-100,000
From 1,00,001 -1,25,000
Above Rs. 1,25,000
0.01
0.01
4.98
6
6,588
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
From 0-10000
From 10,000-25,000
From 25001-50,000
From 50,001- 75,000
From 75,000-100,000
From 1,00,001 -1,25,000
Above Rs. 1,25,000
846.28
25.83
48.78
1,116.46
611.57
134.85
392.71
31,152
421,939
5,479
597,625
152,241
34,482
44,872
635,110
1,490,859
507,419
158,435
69,031
34,237
52,501
6,249.82
6,845.13
638.71
1,787.40
15,678.60
8,052.08
4,658.04
304.74
636.07
494.33
100.12
306.62
34.40
389.30
460,338
430,992
144,135
22,312
37,316
4,087
14,932
644,820
750,110
245,450
56,833
45,366
11,067
20,408
6,803.25
8,773.36
5,192.12
1,371.23
2,304.02
499.14
3,640.00
ii Individual- Annuity
-
4
9
23
23
18,217
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
iii Group
1
-
9
-
1
31
0.00
0.00
0.01
0.03
0.03
13.77
2
-
5
-
1
1
4
3
91
iv Group- Annuity
-
FORM L-37-BUSINESS ACQUISITION THROUGH DFFERENT CHANNELS (GROUP)
Date:
For the quarter ended 31st December, 2010
31/12/2010
For the quarter ended 31st December, 2009
Upto the quarter ended 31st December, 2010
Upto the quarter ended 31st December, 2009
Sl No.
1
2
3
4
5
6
1
No. of Policies/
Channels
No. of Schemes
3
Individual agents
Corporate Agents-Banks
Corporate Agents -Others
32
Brokers
Micro Agents
Direct Business
25
Total(A)
60
Referral (B)
Grand Total (A+B)
60
No. of Lives
Premium
No. of Policies/
(Rs. in Crores) No. of Schemes
Covered
36,107
6.20
27,818
7.77
2
30,693
62.95
45
94,618
76.93
47
94,618
76.93
47
Note : Data for previous period is in accordance with quarterly statistics submitted to IRDA.
No. of Lives
Covered
2,985
92,291
95,276
Premium
(Rs. in Crores)
0.55
180.17
180.72
95,276
180.72
No. of Policies/
No. of Schemes
5
42
128
175
175
No. of Lives
Premium
No. of Policies/
Covered
(Rs. in Crores) No. of Schemes
46,807
28.20
31,048
8.26
2
332,328
230.46
171
410,183
266.92
173
410,183
266.92
173
No. of Lives
Covered
2,985
309,111
312,096
Premium
(Rs. in Crores)
0.55
273.14
273.69
312,096
273.69
Business Acquisition through different channels (Individuals)
FORM L-38
Insurer:
Sl. No.
1
2
3
4
5
6
1

For the quarter ended 31st December,
2010
Channels
Premium
No. of Policies
(Rs. in Crores)
Individual agents
189,344
243.95
Corporate Agents-Banks
72,898
535.23
Corporate Agents -Others
281
22.79
Brokers
2,717
18.82
Micro Agents
Direct Business
6,527
30.44
Total (A)
271,767
851.22
Referral (B)
Grand Total (A+B)
271,767
851.22
Date:
For the quarter ended 31st December,
2009
No. of Policies
134,344
63,552
442
179
6,419
204,936
1,772
206,708
Premium
(Rs. in Crores)
277.01
385.15
19.44
0.64
9.04
691.28
0.56
691.84
31/12/2010
Upto the quarter ended 31st
December, 2010
No. of Policies
356,014
215,077
984
4,045
20,322
596,442
824
597,266
Premium
(Rs. in Crores)
783.97
1,362.30
61.53
23.30
67.30
2,298.40
2.31
2,300.70
Upto the quarter ended 31st

December, 2009
No. of Policies
519,341
172,797
1,052
466
16,392
710,048
6,019
716,067
Premium
(Rs. in Crores)
723.60
936.51
23.74
1.44
30.17
1,715.46
6.28
1,721.74
FORM L-39-Data on Settlement of Claims - Individual for the quarter ended 31st December, 2010
Date:
31/12/2010
Ageing of Claims*
Sl.No.
1
2
3
4
5
Types of Claims
Maturity Claims
Survival Benefit
for Annuities / Pension
For Surrender
Other benefits
On or before
maturity
1
-
1 Death Claims
1 month
12,852
543
13
45,875
38,950
895
No. of claims paid

1-3
3-6
months
months
191
110
22
22
177
53
6 months 1 year
111
13
-
587
17
-
12,853
1,542
87
45,875
38,950
Total amount of
claims paid
(Rs. in crores)
0.27
2.27
0.89
700.67
52.65
1139
27.85
Total no. of
claims paid
> 1 year
13
FORM L-39-Data on Settlement of Claims - Group

Ageing of Claims*
Sl.No.
1
2
3
4
5
Types of Claims
Maturity Claims
Survival Benefit
for Annuities / Pension
For Surrender
Other benefits
1 Death Claims
On or before
maturity
-
1 month
4363
No. of claims paid

1-3
3-6
months
months
-
6 months - 1
year
-
> 1 year
52
The figures for individual and group insurance business are shown separately
*the ageing of claims, in case of the death claim is computed from the date of completion of all the documentation.
Total amount of
claims paid
(Rs. in crores)
4363
63.13
Total no. of
claims paid
52
0.80
: Quarterly claims data for Life - Individual for the quarter ended 31st December, 2010
FOR L-40

Sl. No.
Claims Experience
1
2
3
4
a
b
5
6
FOR L-40
Claims O/S at the beginning of the period

Claims reported during the period
Claims Settled during the period
Claims Repudiated during the period
Less than 2years from the date of acceptance
of risk
Grater than 2 year from the date of acceptance
of risk
Claims Written Back
Claims O/S at End of the period
Less than 3months
3 months to 6 months
6months to 1 year
1year and above
Date:
For Death
208
1,196
1,139
40
31/12/2010
No. of claims only

Survival
For Annuities/
For
Other
for
Benefit
Pension
Surrender Benefits
Maturity
1,628
209
3,627
2,063
12,853
714
88
45,066
38,399
12,853
1,542
87
45,875
38,950
-
35
5
225
196
18
6
5
800
170
60
125
445
210
45
37
48
80
2,818
2,794
24
-
1,512
1,447
65
-
: Quarterly claims data for Life - Group
Sl. No.
Claims Experience
1
2
3
4
a
b
5
6
Claims O/S at the beginning of the period

Claims reported during the period
Claims Settled during the period
Claims Repudiated during the period
Less than 2years from the date of acceptance
of risk
Grater than 2 year from the date of acceptance
of risk
Claims Written Back
Claims O/S at End of the period
Less than 3months
3 months to 6 months
6months to 1 year
1year and above
Survival
Benefit
for
For Death
Maturity
No. of claims only

For
Other
Surrender Benefits
For Annuities/
Pension
31
4,342
4,363
-
3
52
52
10
10
3
1
2
FORM L-41
GREIVANCE DISPOSAL for the quarter ended 31st December, 2010
Date:
31/12/2010
Complaints Resolved/ settled

Sl No. Particulars
Opening Balance
Complaints
Pending
Additions
Fully Accepted
Partial
Accepted
Rejected
1 Complaints made by customers

a) Sales Related
787 3,592 435
3,361 583
b) New Busines Related
28 329 344
13
c) Policy Servcing related
488 3,864 3,947
405
d) Claim Servicing related
23 145 149
19
e) Others
Total Number
Sl No. Particulars
1,326

7,930
Complaints made Complaints made

by customers
by intermediaries
4,875
Total
2 Duration wise Pending Status

a) Less than 15 days
552
552
b) Greater than 15 days
468
468
Total Number
1,020
1,020
3,361
1,020
L-42- Valuation Basis (Life Insurance) as at end Dec 2010

(a) How the policy data needed for valuation is accessed.
The policy data is extracted from the policy administration system and checked to ensure completeness of data
Additional checks are performed on the data, some of which are listed below
The current years valuation data is reconciled with the previous years data and the movements during the year.
This check is done for number of contracts, sum assured, premium and number of units.
The movement data is checked against accounting data with regard to benefit payments.
An extract of the data held in the policy administration systems is compared with the information in the paper administration files.
Checks are made to ensure that the parameters for each product, such as age, term, premium, etc, are within the minimum and maximum limits for the product.
(b) How the valuation bases are supplied to the system

An actuarial software package, based on sound actuarial principles, is used to compute the reserves.
The valuation basis is supplied to this actuarial software from an external assumptions spreadsheet file, which is updated and independently checked
The actuarial software produces an output of the basis used, which is then validated against the approved valuation basis.
(1) Valuation Interest Rate Assumptions

(a) Individual Business
(a.1) Life - Participating policies
(a.2) Life - Non-participating policies
(a.3) Annuities - Participating policies
(a.4) Annuities Non-participating policies
(a.5) Annuities - Individual pension plan
(a.6) Unit Linked
(a.7) Health insurance
Minimum
Maximum
5.2%
5.2%
N/A
N/A
5.2%
4.4%
5.2%
5.2%
5.2%
N/A
N/A
5.2%
4.4%
5.2%
5.2%
4.4%
5.2%
4.4%
(b) Group Business

(b.1) Life - Non-participating policies (excludes one year term policies)
(b.2) Unit Linked
(2) Mortality Assumptions
Expressed as a % of IALM 94-96, unless otherwise stated
Minimum
Maximum
(a.1) Participating policies

(a.2) Non-participating policies
(a.3) Annuities
(a.4) Unit linked
(a.5) Health insurance
42.0%
42.0%
50.0%
42.0%
28.0%
96.0%
180.0%
50.0%
90.0%
44.0%
(b) Group Business (unit linked)
120.0%
120.0%
Expressed as a % of LIC a(96-98)
(3) Expense Assumptions

The values of future expenses have been determined so as to allow, on prudent assumptions, for either of the following two eventualities
all future maintenance expenses on an on-going basis
1
the future expenses that are likely to be incurred if the company were to close to new business within 12 months of the valuation date.
2
It is not the intention of the companys management to close to new business, and the latter eventuality has only been included in the interests
of prudence, so as to ensure that policyholders reasonable expectations can still be met in the unlikely even
The renewal per policy expense assumption varies between Rs216 and Rs 1716 for the majority of the individual business, based on product,frequency and premium payment instructions
The fixed per policy expenses are increased at an inflation rate of 6.5% pa
In addition, investment expenses of 0.18% of fund (0.12% individual & group linked) and explicit claim expenses are also reserved for
(4) Bonus Rates

The future reversionary bonus rates vary between 1.5% and 5%
Reversionary bonuses are assumed to de-escalate for some products, subject to a minimum floor of 0.5%
Terminal bonuses are set at a policy level as the excess of projected asset share over guaranteed maturity benefits, subject to a minimum of zero
(5) Policyholder's Reasonable Expectations

Reversionary bonus rates are subject to a maximum rate of change to reflect policyholder's reasonable expectations that bonus rates should be changed smoothly, rather than suddenly.
In those cases where the guaranteed surrender value is greater than the calculated reserve, the reserve is increased to the guaranteed surrender value. This ensures that the
mathematical reserves reflect policyholder's reasonable expectations on surrender
In product lines where the calculated gross premium reserve is less than the aggregate asset share, the product level reserve is increased to the aggregate asset share. This
ensures that the mathematical reserves reflect policyholder's reasonable expectat
(6) Taxation and Shareholder Transfers

Taxation (where applicable) of surplus and shareholder transfers have been treated as additional cashflows in calculating the reserves
(7) Basis of provisions for Incurred But Not Reported (IBNR)

An IBNR provision has been made to make an allowance for the claims that may have occurred but have not yet been reported, in addition to claims which are expected to occur
after the valuation date.
The reserve for IBNR claims is calculated for each member of each policy as 1 months risk premium/charge
(8) Change in Valuation Methods or Bases

(8.a) Individuals Assurances
1. Interest
2. Expenses
3. Inflation
No change
No change
No change
(8.b) Annuities
1. Interest
1a. Annuity in payment
1b. Annuity during deferred period
1c. Pension : All Plans
2. Expenses
3. Inflation
No change
N/A
No change
No change
No change
(8.c) Unit Linked

1. Interest
2. Expenses
3. Inflation
No change
No change
No change
(8.d) Health
1. Interest
2. Expenses
3. Inflation
No change
No change
No change
(8.e) Group
1. Interest
2. Expenses
3. Inflation
No change
No change
No change

Q3 2010-11

Hochgeladen von

Dokumentinformationen

Originalbeschreibung:

Originaltitel

Copyright

Verfügbare Formate

Dieses Dokument teilen

Dokument teilen oder einbetten

Freigabeoptionen

Stufen Sie dieses Dokument als nützlich ein?

Sind diese Inhalte unangemessen?

Copyright:

Verfügbare Formate

Q3 2010-11

Hochgeladen von

Copyright:

Verfügbare Formate

FORM L-1-A-RA

Name of the Insurer: HDFC Standard Life Insurance Co. Ltd.

Premiums earned - net

For the quarter

Upto the quarter

For the quarter

Upto the quarter

Amounts transferred from the Policyholders Account (Technical

For the quarter

Upto the quarter

For the quarter

Upto the quarter

ASSETS HELD TO COVER LINKED

1) Partly paid-up investments

SCHEDULES FORMING PART OF FINANCIAL STATEMENTS

For the quarter

Upto the quarter

For the quarter

Upto the quarter

FORM L-5 - COMMISSION SCHEDULE

For the quarter

Upto the quarter

For the quarter

Upto the quarter

Add: Commission on Re-insurance

Break-up of the expenses (Gross)

FORM L-6-OPERATING EXPENSES SCHEDULE

For the quarter

Employees remuneration & welfare benefits

For the quarter

Upto the quarter

FORM L-7-BENEFITS PAID SCHEDULE

For the quarter

Upto the quarter

For the quarter

Upto the quarter

(a) Claims include specific claims settlement costs, wherever applicable.

FORM L-8-SHARE CAPITAL SCHEDULE

FORM L-9-PATTERN OF SHAREHOLDING SCHEDULE

FORM L-10-RESERVES AND SURPLUS SCHEDULE

FORM L-11-BORROWINGS SCHEDULE

FORM L-12-INVESTMENTS SHAREHOLDERS SCHEDULE

FORM L-13-INVESTMENTS POLICYHOLDERS SCHEDULE

FORM L-14-ASSETS HELD TO COVER LINKED LIABILITIES SCHEDULE

FORM L-15-LOANS SCHEDULE

FORM 16-FIXED ASSETS SCHEDULE

FORM L-17-CASH AND BANK BALANCE SCHEDULE

Balances with non-scheduled banks included in 2 and 3

FORM L-18-ADVANCE AND OTHER ASSETS SCHEDULE

FORM L-19-CURRENT LIABILITIES SCHEDULE

FORM L-20-PROVISIONS SCHEDULE

FORM L-21-MISC EXPENDITURE SCHEDULE

HDFC Standard Life Insurance Co. Ltd.

New business premium income growth rate - segment wise

Expense of Management to Gross Direct Premium Ratio

Commission Ratio (Gross commission paid to Gross

Ratio of policy holder's liabilities to shareholder's funds

Growth rate of shareholders' fund $

Total affiliated investments/(Capital+ Surplus)

Investment Yield (Gross and Net)

Policyholder's Fund - Unit Linked

For the quarter ended