1. All of the following are examples of real security and privacy risks EXCEPT: A. hackers B. spam. C. viruses. D.

identity theft. Answer: B 2. A process known as ____________ is used by large retailers to study trends. A. data mining B. data selection C. POS D. data conversion Answer: A 3. ____________terminals (formerly known as cash registers) are often connected to complex inventory and sales computer systems. A. Data B. Point-of-sale (POS) C. Sales D. Query Answer: B 4. A(n) ____________ system is a small, wireless handheld computer that scans an items tag and pulls up the current price (and any special offers) as you shop. A. PSS B. POS C. inventory D. data mining Answer: A 5. The ability to recover and read deleted or damaged files from a criminals computer is an example of a law enforcement specialty called: A. robotics. B. simulation. C. computer forensics.D. animation. Answer: C 6. Which of the following is NOT one of the four major data processing functions of a computer? A. gathering data B. processing data into information C. analyzing the data or information D. storing the data or information Answer: C 7. ____________ tags, when placed on an animal, can be used to record and track in a database all of the animals movements. A. POS B. RFID C. PPS D. GPS Answer: B 8. Surgeons can perform delicate operations by manipulating devices through computers instead of manually. This technology is known as: A. robotics. B. computer forensics. C. simulation. D. forecasting. Answer: A 9. Technology no longer protected by copyright, available to everyone, is considered to be: A. proprietary. B. open. C. experimental. D. in the public domain. Answer: A 10. ____________ is the study of molecules and structures whose size ranges from 1 to 100 nanometers. A. Nanoscience B. Microelectrodes C. Computer forensics D. Artificial intelligence Answer: A 11. ____________ is the science that attempts to produce machines that display the same type of intelligence that humans do. A. Nanoscience B. Nanotechnology C. Simulation D. Artificial intelligence (AI) Answer: D 12. ____________ is data that has been organized or presented in a meaningful fashion. A. A process B. Software C. Storage D. Information Answer: D 13. The name for the way that computers manipulate data into information is called: A. programming. B. processing. C. storing. D. organizing. Answer: B

14. Computers gather data, which means that they allow users to ____________ data. A. present B. input C. output D. store Answer: B 15. After a picture has been taken with a digital camera and processed appropriately, the actual print of the picture is considered: A. data.B. output. C. input. D. the process. Answer: B

16. Computers use the ____________ language to process data. A. processingB. kilobyte C. binary D. representational Answer: C 17. Computers process data into information by working exclusively with: A. multimedia. B. words. C. characters. D. numbers. Answer: D 18. In the binary language each letter of the alphabet, each number and each special character is made up of a unique combination of: A. eight bytes. B. eight kilobytes. C. eight characters. D. eight bits. Answer: D 19. The term bit is short for: A. megabyte. B. binary language. C. binary digit. D. binary number. Answer: C

20. A string of eight 0s and 1s is called a: A. megabyte. B. byte. C. kilobyte. D. gigabyte. Answer: B 21. A ____________ is approximately one billion bytes. A. kilobyte B. bit C. gigabyte D. megabyte Answer: C 22. A ____________ is approximately a million bytes. A. gigabyte B. kilobyte C. megabyte D. terabyte Answer: C 23. ____________ is any part of the computer that you can physically touch. A. Hardware B. A device C. A peripheral D. An application Answer: A

24. The components that process data are located in the: A. input devices. B. output devices. C. system unit. D. storage component. Answer: C 25. All of the following are examples of input devices EXCEPT a: A. scanner. B. mouse. C. keyboard. D. printer. Answer: D 26. Which of the following is an example of an input device? A. scanner B. speaker C. CD D. printer Answer: A 27. All of the following are examples of storage devices EXCEPT: A. hard disk drives. B. printers. C. floppy disk drives. D. CD drives.

Answer: B 28. The ____________, also called the brains of the computer, is responsible for processing data. A. motherboard B. memory C. RAM D. central processing unit (CPU) Answer: D

29. The CPU and memory are located on the: A. expansion board. B. motherboard. C. storage device. D. output device. Answer: B 30. Word processing, spreadsheet, and photo-editing are examples of: A. application software. B. system software. C. operating system software. D. platform software. Answer: A 31. ____________ is a set of computer programs used on a computer to help perform tasks. A. An instruction B. Software C. Memory D. A processor Answer: B 32. System software is the set of programs that enables your computers hardware devices and ____________ software to work together. A. management B. processing C. utility D. application Answer: D 33. The PC (personal computer) and the Apple Macintosh are examples of two different: A. platforms. B. applications. C. programs. D. storage devices. Answer: A 34. Apple Macintoshes (Macs) and PCs use different ____________ to process data and different operating systems. A. languages B. methods C. CPUs D. storage devices Answer: C 35. Servers are computers that provide resources to other computers connected to a: A. network. B. mainframe. C. supercomputer. D. client. Answer: A 36. Smaller and less expensive PC-based servers are replacing ____________ in many businesses. A. supercomputers B. clients C. laptops D. mainframes Answer: D

37. ____________ are specially designed computers that perform complex calculations extremely rapidly. A. Servers B. Supercomputers C. Laptops D. Mainframes Answer: B 38. DSL is an example of a(n) ____________ connection. A. network B. wireless C. slow D. broadband Answer: D 39. The difference between people with access to computers and the Internet and those without this access is known as the: A. digital divide. B. Internet divide. C. Web divide. D. broadband divide. Answer: A 40. ____________ is the science revolving around the use of nanostructures to build devices on an extremely small scale. A. Nanotechnology B. Micro-technology C. Computer forensics D. Artificial intelligence Answer: A

41. Which of the following is the correct order of the four major functions of a computer? A. Process Output Input Storage B. Input Output Process Storage C. Process Storage Input Output D. Input Process Output Storage Answer: D 42. ____________ bits equal one byte. A. Eight B. Two C. One thousand D. One million Answer: A 43. The binary language consists of ____________ digit(s). A. 8 B. 2 C. 1,000 D. 1 Answer: B 44. A byte can hold one ____________ of data. A. bit B. binary digit C. character D. kilobyte Answer: C 45. ____________ controls the way in which the computer system functions and provides a means by which users can interact with the computer. A. The platform B. The operating systemC. Application software D. The motherboard Answer: B 46. The operating system is the most common type of ____________ software. A. communication B. application C. system D. word-processing software Answer: C 47. ____________ are specially designed computer chips that reside inside other devices, such as your car or your electronic thermostat. A. Servers B. Embedded computers C. Robotic computers D. Mainframes Answer: B 48. The steps and tasks needed to process data, such as responses to questions or clicking an icon, are called: A. instructions. B. the operating system. C. application software. D. the system unit. Answer: A 49. The two broad categories of software are: A. word processing and spreadsheet. B. transaction and application. C. Windows and Mac OS. D. system and application. Answer: D 50. The metal or plastic case that holds all the physical parts of the computer is the: A. system unit. B. CPU. C. mainframe. D. platform. Answer: A

Fill in the Blank: 51. Between PCs and Macs, the ____________ is the platform of choice for graphic design and animation. Answer: Mac 52. The ____________ is the program that manages the hardware of the computer system, including the CPU, memory, storage devices, and input/output devices. Answer: operating system 53. The type of operating system software you use depends on your computers ____________. Answer: platform 54. ____________software helps you carry out tasks, such as typing a document or creating a spreadsheet. Answer: Application

55. ____________are the fastest and most expensive computers. Answer: Supercomputers 56. A ____________ is approximately 1,000 bytes. Answer: kilobyte 57. Input devices are used to provide the steps and tasks the computer needs to process data, and these steps and tasks are called ____________. Answer: instructions 58. A computer gathers data, processes it, outputs the data or information, and ____________ the data or information. Answer: stores 59. The binary language consists of two digits: ____________ and ____________. Answer: 0 and 1 60. A string of ____________ 0s and 1s is called a byte. Answer: eight (8) 61. The devices you use to enter data into a computer system are known as ____________ devices. Answer: input 62. The devices on a computer system that let you see the processed information are known as ____________ devices. Answer: output 63. ____________ is the set of computer instructions or programs that enables the hardware to perform different tasks. Answer: Software 64. When you connect to the ____________, your computer is communicating with a server at your Internet service provider (ISP). Answer: Internet 65. ____________ are computers that excel at executing many different computer programs at the same time. Answer: Mainframes 66. ____________is the application of computer systems and techniques to gather legal evidence. Answer: Computer forensics 67. ____________ is the science that attempts to create machines that will emulate the human thought process. Answer: Artificial intelligence (AI) 68. Macintosh computers use the Macintosh operating system (Mac OS), whereas PCs generally run ____________ as an operating system. Answer: Microsoft Windows 69. A process known as ____________ tracks trends and allows retailers to respond to consumer buying patterns. Answer: data mining 70. Hard disk drives and CD drives are examples of ____________ devices. Answer: storage 71. You would use ____________ software to create spreadsheets, type documents, and edit photos. Answer: application 72. ____________ are computers that support hundreds or thousands of users simultaneously. Answer: Mainframes 73. ____________ is the term given to the act of stealing someones identity and ruining their credit rating.

Answer: Identity theft 74. Surgeons are using ____________ to guide robots to perform delicate surgery. Answer: computers 75. Patient ____________ are life-sized mannequins that have a pulse and a heartbeat and respond to procedures just like humans. Answer: simulators

1. Programs from the same developer , sold bundled together , that provide better integration and share common features , toolbars and menus are known as .... (A) software suites(B) integrated software packages(C) software processing packages(D) personal information managers(E) none of these Ans : (A) 2. A data warehouse is which of the following ? (A) Can be updated by the end users(B) Contains numerous naming conventions and formats (C) Organized around important subject areas(D) Contains only current data (E) None of these Ans : (C) 3. ______________ servers store and manages files for network users. (A) Authentication(B) Main(C) Web(D) File (E) None of these Ans : (D) 4. All of the following are examples of real security and privacy risks Except _____ (A) hackers(B) spam(C) viruses D) identify theft(E) None of these Ans : (B) 5. ___________ terminals (formerly known as cash registers) are often connected to complex inventory and sales computer systems . (A) Data(B) Sales(C) Query(D) (Point-of-sale (POS) (E) None of these Ans : (B) 6. The OSI model is divided into _______ processes called layers. (A) five(B) six(C) seven(D) eight(E) None of these Ans : (C) 7. System software is the set of programs that enables your computer's hardware devices and ______ software to work together. (A) management(B) processing(C) utility(D) application(E) None of these Ans : (D) 8. ________ are specially designed computer chips reside inside other devices, such as your car or your electronic thermostat. (A) Servers(B) Embedded comuters(C) Robotic computers(D) Mainframes(E) None of these Ans : (B) 9. The following are all computing devices , except......... (A) notebook computers(B) cellular telephones(C) digital scanners (D) personal digital assistants(E) None of these Ans : (C) P a g e | 102 10. in a ring topology , the the computer in possession of the ______ can trasmit data (A) packet(B) data(C) access method(D) token(E) None of these Ans : (D) 11. This part of operating system manages the essential peripherals, such as the keyboard, screen , disk drives, and parallel and serial ports ____ (A) basic input/output system(B) secondary input/output system(C) peripheral input/output system(D) marginal input/output system (E) None of these Ans : (A) 12. ________ Viruses are often transmitted by a floppy disk left in the floppy drive (A) Trojan horse(B) Boot sector(C) Script(D) Logic bomb(E) None of these Ans : (B) 13. ________ controls the way in which the computer system functions and provides a meAns : by which uses can interact with the computer (A) The platform(B) Application software (C) Operating system(D) The motherboard (E) None of these Ans : (C) 14. Servers are computers that provide resources to other computers connected to a

___________ (A) mainframe(B) network(C) supercomputer(D) client(E) None of these Ans : (B) 15. A goal of data mining includes which of the following?(A) To explain some observed event or condition(B) To confirm that data exists (C) To analyze data for expected relationshipsP a g e | 103 (D) To create a new data warehouse (E) None of these Ans : (A) 16. URL stands for ........ (A) Universal Research List(B) Universal Resource List(C) Uniform Resource Locator(D) Uniform Research Locator (E) None of these Ans : (C) 17. A database management system (DBMS) is a ............ (A) hardware system used to create , maintain and provide controlled access to a database (B) hardware system used to create, maintain, and provide uncontrolled access to a database. (C) software system used to create, maintain, and provide uncontrolled access to a database. (D) software system used to create, maintain, and provide controlled access to a database. (E) None of these Ans : (D) 18. Which of the following is NOT a goal of transaction processing system ? (A) Capture , process and store transactions(B) Produce a variety of documents related to routine business activities (C) Reduce manual effort associated with processing business transactions(D) Produce standard reports used for management decision making (E) None of these Ans : () 19. A Proxy server is used for which of the following? (A) To provide security against unauthorized users(B) To process client requests for web pages (C) To process client requests for database access(D) To provide TCP/IP (E) None of these Ans : (B) 20. When data changes in multiple lists and all lists are not updated, this causes: (A) data redundancy(B) information overload(C) duplicate data(D) data inconsistency(E) None of these Ans : (D) 21. _____________ are words that a programming language has set aside for its own use. P a g e | 104 (A) Control worlds(B) Reserved words(C) Control structures(D) Reserved keys(E) None of these Ans : (B) 22. What is the primary difference between a virus and a worm? (A) A worm has the ability to self-propagate from an infected user's computer to other computers (B) A worm is usually written by a cracker: Script bunnies do not have the skills to develop a worm program (C) A virus is very harmful to the computers it infects : a worm is not a serious a problem (D) Anti-virus software is effective in fighting viruses but not worms (E) None of these Ans : () 23. ______ describe what is database fields. (A) Structures(B) Field markers(C) Field definition(D) Field names(E) None of these Ans : (D) 24. You must install a (n) ____________ on a network if you want to share a broadband Internet connection. (A) router(B) modem(C) node(D) cable(E) None of these Ans : (A) 25. A goal of normalization is to __________ (A) minimize the number of relationships(B) minimize the number of entities (C) minimize the number of tables(D) minimize the number of redundancy (E) None of these Ans : (D) 26. Granting an outside organization access to internet web pages is often implemented using a (n) ____ (A) extranet(B) intranet(C) internet(D) hacker(E) None of these Ans : (A) 27. Which term identifies a specific computer on the web and the main page of the entire

site (A) URL(B) Web site address(C) Hyperlink(D) Domain name(E) None of these Ans : (A) 28. The code that relational database management systems use to perform their database task is referred to as ..... (A) QBE(B) SQL(C) OLAP(D) Sequel Server(E) None of these Ans : (B) 29. Chip is a common nickname for a (n): (A) transistor(B) resistor(C) integrated circuit(D) semiconductor(E) None of these Ans : (C) 30. The purpose of the primary key in a database is to: (A) unlock the database(B) provide a map of the data(C) uniquely identify a record(D) establish constraints on database operations. (E) None of these Ans : (B) 31. A _________ contains specific rules and words that express the logical steps of an algorithm. (A) programming language(B) syntax(C) programming structure(D) logic chart(E) None of these Ans : () P a g e | 106 32. The design of the network is called the network: (A) architecture(B) server(C) transmission(D) type(E) None of these Ans : (A) 33. The most frequently used instructions of a computer program are likely to be fetched from: (A) the hard disk(B) cache memory(C) RAM(D) registers(E) None of these Ans : (B) 34. The ____________ contains data descriptions and defines the name, data type, and length of each field in the database. (A) data dictionary(B) data table(C) data record(D) data field Ans : (A) 35. Personal logs or journal entries posted on the Web are known as: (A) listservs(B) Webcasts(C) blogs(D) subject directories(E) None of these Ans : (C) 36. A(n) _______ uses pictures (called icons) and menus displayed on the screen to send commands to the computer system. (A) command - based user interface (B) GUI(C) system utility(D) API(E) None of these Ans : (B) 37. The _____ manual tells you how to use a software program. (A) documentation(B) programming(C) technical (D) user (E) None of these Ans : () 38. Which of the following is NOT a type of broadband Internet connection? (A) Cable(B) DSL(C) Dial-up(D) Satellite(E) None of these Ans : (C) 39. Software, such as viruses, worms and Trojan horses, that has a malicious intent, is known as: (A) spyware(B) adware(C) spam(D) malware(E) None of these Ans : (D) 40. Making a field ______ meAns : that it cannot be left blank. (A) numeric(B) required(C) calculated(D) validated(E) None of these Ans : (B) 41. _________ is the process of finding errors in software code. (A) Debugging(B) Compiling(C) Testing(D) Running(E) None pf these Ans : () 42. ____________ are viruses that are triggered by the passage of time or on a certain date. (A) Boot-sector viruses(B) Macro viruses(C) Time bombs(D) Worms(E) None of these Ans : (C) 43. Linux is a (n) ____________ operating system. (A) open-source (B) Microsoft (C) Windows (D) Mac (E) None of these Ans : (A) 44. What is a backup? (A) Restoring the information backup(B) An exact copy of a system's information (C) The ability to get a system up and running in the event of a system crash or failure(D) All of these (E) None of these Ans : (D)

45. Which of the following places the common data elements in order from smallest to Largest (A) character, file, record, field, database(B) character, record, field, database, file (C) character, field, record, file, database(D) Bit, byte, character, record, field, file, database, (E) None of these Ans : (C) 46. The internet is ...... (A) a large network of networks(B) an internal communication system for a business (C) a communication system for the Indian government(D) All of these(E) None of these Ans : (D) 4 7. ____________ are lists of commands that appear on the screen. (A) GUIs (B) Icons (C) Menus (D) Windows (E) None of these Ans : (C) 48. Which of the following statements is FALSE concerning file names? (A) Files may share the same name or the same extension but not both (B) Every file in the same folder must have a unique name (C) File extension is another name for file type (D) The file extension comes before the dot (.) followed by the file name (E) None of these Ans : (D) 49. Verification of a login name and password is known as: (A) configuration (B) accessibility (C) authentication (D) logging in Ans : (C) 50. Which of the following would most likely NOT be a symptom of a virus? (A) Existing program files and icons disappear. (B) The CD-ROM stops functioning. (C) The Web browser opens to an unusual home page. (D) Odd messages or images are displayed on the screen. (E) None of these Ans : (B) True and False 76. Currently, the performance of tasks by robots is based on preprogrammed algorithms. Answer: True 77. Data can be a number, a word, a picture, or a sound. Answer: True 78. Strictly defined, a computer is a data processing device. Answer: True 79. The discrepancy between the haves commonly referred to as the digital society. Answer: False (digital divide) and have-nots with regard to computer technology is

80. One of the benefits of becoming computer fluent is being a savvy computer user and consumer and knowing how to avoid viruses, the programs that pose threats to computer security. Answer: True 81. Trend-spotting programs, developed for business, have been used to predict criminal activity. Answer: True 82. Employers do not have the right to monitor e-mail and network traffic on employee systems used at work. Answer: False 83. Clicking on an icon with the mouse is a form of giving an instruction to the computer. Answer: True 84. Output devices store instructions or data that the CPU processes. Answer: False (memory) 85. The CPU and memory are located on a special circuit board in the system unit called the motherboard. Answer: True

86. Nanostructures represent the smallest human-made structures that can be built. Answer: True

87. The main difference between a supercomputer and a mainframe is that supercomputers are designed to execute a few programs as quickly as possible, whereas mainframes are designed to handle many programs running at the same time (but at a slower pace). Answer: True 88. Being computer fluent means that you should be able to build a computer yourself. Answer: False 89. Embedded computers are self-contained computer devices that have their own programming and do not receive input. Answer: True 90. A Web browser is a special device that is installed in your computer that allows it to communicate with other devices on a network. Answer: False (network adapter) 91. With a wireless network, it is easier to relocate devices. Answer: True 92. The most common type of memory that the computer uses to process data is ROM. Answer: False (RAM) Matching: 93. Match the following terms with their approximate size: I. kilobyte A. one million bytes II. byte B. eight bits III. gigabyte C. one thousand bytes IV. megabyte D. one billion bytes V. terabyte E. one trillion bytes Answer: C, B, D, A, E 94. Match the following terms with their meanings: I. printer A. storage device II. scanner B. output device III. RAM C. input device IV. CPU D. a type of memory V. CD drive E. processor Answer: B, C, D, E, A 95. Match the following terms with their meanings: I. mainframe A. the most expensive computers that perform complex calculations extremely rapidly II. supercomputer B. a computer that provides resources to other computers connected to a network III. embedded computer C. a large, expensive computer that supports hundreds or thousands of users simultaneously IV. PDA D. a self-contained computer device that usually performs preprogrammed functions such as temperature control V. server E. a small mobile computing device Answer: C, A, D, E, B 96. Match the following terms with their meanings: I. software A. transforming data into information II. hardware B. data that has been organized or presented in a meaningful fashion III. operating system C. any part of the computer that you can physically touch IV. processing D. a set of computer programs that enables hardware to perform different tasks

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V. information E. the most common type of system software, it controls the way in which the computer system functions Answer: D, C, E, A, B 97. Match the following terms with their meanings: I. system software A. the set of programs that enables computer hardware devices and application software to work together II. application software B. the kind of operating system software you will use depends on this III. platform C. operating system software generally used on PCs IV. Microsoft Windows D. a set of programs used to accomplish a specific task V. Mac OS E. operating system software used on the Apple Macintosh Answer: A, D, B, C, E 98. Match the following terms with their meanings: I. data A. the main circuit board in the system unit II. memory B. the representation of a fact or idea (unprocessed information) III. output C. processed data or information IV. storage D. holds instructions or data that the CPU processes V. motherboard E. data or information that can be accessed again Answer: B, D, C, E, A 99. Match the following terms with their meanings: I. bit A. the science revolving around the use of nanostructures to build devices on an extremely small scale II. binary language B. the case that contains the system components III. instructions C. consists of 0s and 1s IV. system unit D. short for binary digit V. nanotechnology E. steps and tasks necessary to process data into usable information Answer: D, C, E, B, A

100. Match the following fields to the related computer technology: I. medicine A. Internet research and virtual tours II. business B. data mining III. law enforcement C. robotics and simulation IV. education D. computer forensics V. archeology E. digital recreations of ruins Answer: C, B, D, A, E

Bank of Baroda Probationary Officers Exam., 2008 (Held on 5-10-2008) General Socio-Economic & Banking Awareness : Solved Paper 1. RBI s open market operation transactions are carried out with a view to regulate (A) Liquidity in the economy(B) Prices of essential commodities(C) Inflation(D) Borrowing power of the banks (E) All the above 2. When more than one banks are allowing credit facilities to one party in coordination with each other under a formal arrangement, the arrangement is generally known as (A) Participation(B) Consortium(C) Syndication(D) Multiple banking (E) None of these 3. Open market operations, one of the measures taken by RBI in order to control credit expansion in the economy means (A) Sale or purchase of Govt. securities(B) Issuance of different types of bonds(C) Auction of gold (D) To make available direct finance to borrowers (E) None of these 4. The bank rate means (A) Rate of interest charged by commercial banks from borrowers(B) Rate of interest at which commercial banks discounted bills of their borrowers (C) Rate of interest allowed by commercial banks on their deposits(D) Rate at which RBI purchases or rediscounts bills of

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exchange of commercial banks (E) None of these 5. What is an Indian Depository Receipt ? (A) A deposit account with a Public Sector Bank(B) A depository account with any of Depositories in India (C) An instrument in the form of depository receipt created by an Indian depository against underlying equity shares of the issuing company(D) An instrument in the form of deposit receipt issued by Indian depositories (E) None of these 6. An instrument that derives its value from a specified underlying (currency, gold, stocks etc.) is known as (A) Derivative(B) Securitisation Receipts(C) Hedge Fund(D) Factoring (E) Venture Capital Funding 7. Fiscal deficit is (A) total income less Govt. borrowing(B) total payments less total receipts (C) total payments less capital receipts(D) total expenditure less total receipts excluding borrowing(E) None of these 8. In the Capital Market, the term arbitrage is used with reference to (A) purchase of securities to cover the sale(B) sale of securities to reduce the loss on purchase (C) simultaneous purchase and sale of securities to make profits from price(D) variation in different markets (E) Any of the above 9. Reverse repo means (A) Injecting liquidity by the Central Bank of a country through purchase of Govt. securities(B) Absorption of liquidity from the market by sale of Govt. securities(C) Balancing liquidity with a view to enhancing economic growth rate (D) Improving the position of availability of the securities in the market(E) Any of the above 10. The stance of RBI monetary policy is (A) inflation control with adequate liquidity for growth(B) improving credit quality of the Banks (C) strengthening credit delivery mechanism(D) supporting investment demand in the economy(E) Any of the above 11. Currency Swap is an instrument to manage (A) Currency risk(B) interest rate risk(C) currency and interest rate risk(D) cash flows in different currencies (E) All of the above 12. Sub-prime refers to (A) lending done by banks at rates below PLR(B) funds raised by the banks at sub-Libor rates (C) Group of banks which are not rated as prime banks as per Banker s Almanac (D) lending done by financing institutions including banks to customers not meeting with normally required credit appraisal standards (E) All of the above 13. Euro Bond is an instrument (A) issued in the European market(B) issued in Euro Currency(C) issued in a country other than the country of the currency of the Bond(D) All of the above (E) None of these 14. Money Laundering normally involves (A) placement of funds(B) layering of funds(C) integration of funds(D) All of (A), (B) and (C) (E) None of (A), (B) and (C) 15. The IMF and the World Bank were conceived as institutions to (A) strengthen international economic co-operation and to help create a more stable and prosperous global economy (B) IMF promotes international monetary cooperation (C) The World Bank promotes long term economic development and poverty reduction (D) All of (A), (B) and (C) (E) None of (A), (B) and (C) 16. Capital Market Regulator is (A) RBI(B) IRDA(C) NSE(D) BSE (E) SEBI 17. In the term BRIC, R stands for (A) Romania(B) Rajithan(C) Russia(D) Regulation(E) None of these 18. FDI refers to (A) Fixed Deposit Interest(B) Fixed Deposit Investment(C) Foreign Direct Investment(D) Future Derivative Investment(E) None of these 19. What is Call Money ? (A) Money borrowed or lent for a day or over night(B) Money borrowed for more than one day but upto 3 days (C) Money borrowed for more than one day but upto 7 days(D) Money borrowed for more than one day but upto 14 days (E) None of these 20. Which is the first Indian company to be listed in NASDAQ ? (A) Reliance(B) TCS(C) HCL(D) Infosys(E) None of these

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21. Which of the following is the Regulator of the credit rating agencies in India ? (A) RBI(B) SBI(C) SIDBI(D) SEBI(E) None of these 22. Who is Brand Endorsing Personality of Bank of Baroda ? (A) Juhi Chawla(B) Kiran Bedi(C) Amitabh Bachchan(D) Kapil Dev(E) None of these 23. The branding line of Bank of Baroda is (A) International Bank of India(B) India s International Bank(C) India s Multinational Bank(D) World s local Bank(E) None of these 24. The logo of Bank of Baroda is known as (A) Sun of Bank of Baroda(B) Baroda Sun(C) Bank of Baroda s Rays(D) Sunlight of Bank of Baroda (E) None of these 25. Which of the following statements(s) is/are True about the exports of China which is a close competitor of India ? (i) China s economic success is basically on the fact that it exports cheaper goods to rich nations like the USA, etc. (ii) In the year 2007 China s exports became almost 40% of its GDP. (iii) When compared to India China s share in the World Exports is more than 30% whereas India s share is mere 6% of the global exports. (A) Only (i) (B) Only (ii) (C) Both (i) and (ii) (D) All (i), (ii) and (iii) (E) None of these 26. One of the major challenges banking industry is facing these days is money laundering. Which of the following acts/norms are launched by the banks to prevent money laundering in general ? (A) Know Your Customer Norms(B) Banking Regulation Act(C) Negotiable Instrument Act (D) Narcotics and Psychotropic Substance Act(E) None of these 27. Lot of Banks in India these days are offering M-Banking Facility to their customers. What is the full form of M in M-Banking ? (A) Money(B) Marginal(C) Message(D) Mutual Fund(E) Mobile Phone 28. Which of the following is/are true about the Sub-Prime Crisis ? (The term was very much in news recently.) (i) It is a mortgage crisis referring to credit default by the borrowers. (ii) Sub-Prime borrowers were those borrowers who were rated low and were high risk borrowers. (iii) This crisis originated because of negligence in credit rating of the borrowers. (A) Only (i) (B) Only (ii) (C) Only (iii) (D) All (i), (ii) and (iii) (E) None of these 29. Which of the following is not the part of the structure of the Financial System in India ? (A) Industrial Finance(B) Agricultural Finance(C) Government Finance(D) Development Finance(E) Personal Finance 30. Which of the following is not the part of the scheduled banking structure in India ? (A) Money Lenders(B) Public Sector Banks (C) Private Sector Banks(D) Regional Rural Banks(E) State Co-operative Banks 31. As we all know Govt. of India collects tax revenue on various activities in the country. Which of the following is a part of the tax revenue of the Govt. ? (i) Tax on Income(ii) Tax on Expenditure(iii) Tax on Property or Capital Asset(iv) Tax on Goods and Services (A) Both (i) and (iii) only (B) Both (ii) and (iv) only (C) All (i), (ii), (iii) and (iv) (D) Only (ii), (iii) and (iv) (E) None of these 32. We very frequently read about Special Economic Zones (SEZs) in newspapers. These SEZs were established with which of the following objectives ? (i) To attract foreign investment directly. (ii) To protect domestic market from direct competition from multinationals. (iii) To provide more capital to agricultural and allied activities. (A) Only (i) (B) Only (ii) (C) Only (iii) (D) All (i), (ii) and (iii) (E) None of these

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33. Which of the following groups of countries has almost 50% share in global emission of carbon every year ? (A) US, China, India, South Africa(B) India, China, Russia, Britain (C) South Africa, Nepal, Myanmar(D) US, Russia, China & India(E) None of these 34. Which of the following correctly describes the concept of Nuclear Bank floated by International Atomic Energy Agency ? (i) It is a nuclear fuel bank to be shared by all the nations jointly.(ii) It is a facility to help nations in enrichment of uranium. (iii) It is an agency which will keep a close vigil on the nuclear programme of all the nations. (A) Only (i) (B) Only (ii) (C) Both (i) and (iii) only (D) Only (iii) (E) Both (i) and (ii) only 35. Many times we read about Future Trading in newspapers. What is Future Trading ? (i) It is nothing but a trade between any two stock exchanges wherein it is decided to purchase the stocks of each other on a fixed price throughout the year. (ii) It is an agreement between two parties to buy or sell an underlying asset in the future at a predetermined price. (iii) It is an agreement between stock exchanges that they will not trade the stocks of each other under any circumstances in future or for a given period of time. (A) Only (i) (B) Only (ii) (C) Only (iii) (D) All (i), (ii) and (iii) (E) None of these 36. Inflation in India is measured on which of the following indexes/indicators ? (A) Cost of Living Index (COLI)(B) Consumer Price Index (CPI)(C) Gross Domestic Product (D) Wholesale Price Index (WPI)(E) None of these 37. As per the reports published in the newspapers a section of society staged a demonstration at the venue of the G-8 Summit recently. What was/were the issues towards which these demonstrators were trying to draw the attention of G-8 leaders ? (i) Food shortage which has taken 50 million people in its grip. (ii) Inflation which has gone up substantially across the Globe. (iii) USA s consistent presence in Iraq. (A) Only (i) (B) Only (ii) (C) Only (iii) (D) Both (i) and (ii) only (E) None of these 38. Hillary Clinton formally suspended her campaign to ensure election of who amongst the following for the next President of USA ? (A) George Bush(B) Barack Obama(C) John McCain(D) Bill Clinton(E) None of these 39. Hugo Chavez whose name was recently in news is the (A) President of Congo(B) Prime Minister of Uganda(C) President of Venezuela(D) Prime Minister of Brazil(E) None of these 40. The Govt. of India has raised the amount of the Loan Waiver to the farmers by 20%. Now the amount is nearly (A) Rs. 60,000 crore(B) Rs. 65,000 crore(C) Rs. 72,000 crore(D) Rs. 76,000 crore(E) Rs. 80,000 crore 41. Delimitation Commission has made a recommendation that next Census should be Panchayat-wise. When is the next Census due ? (A) 2010(B) 2011(C) 2012(D) 2013(E) 2015 42. The World Health Organisation has urged that advertisements of which of the following should be banned to protect youth from bad effects of the same ? (A) Tobacco(B) Alcoholic drinks(C) Junk Food(D) Soft drinks with chemical preservatives(E) None of these 43. Which of the following countries has allocated a huge amount of US $ 10 billion to provide relief to its earthquake victims ? (A) Japan(B) South Korea(C) China(D) South Africa(E) None of these 44. India and Nepal have many agreements on sharing of the water of various rivers. Which of the following rivers is not covered under these agreements ? (A) Kosi(B) Gandak(C) Ganga(D) Mahakali(E) All these rivers are covered 45. Which of the following names is not closely associated with space programme of India or any other country ? (A) CARTOSAT(B) NLS 5(C) RUBIN 8(D) GSLV(E) SCOPE

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46. Vijay Hazare Trophy is associated with the game of (A) Hockey(B) Cricket(C) Badminton(D) Football(E) Golf 47. Which of the following was the theme of the Olympic Torch ? (A) Journey of Harmony(B) Green World Clean World(C) Journey of Peace(D) Journey for Hunger-free World (E) None of these 48. Which of the following schemes is not a social development Scheme ? (A) Indira Awas Yojana(B) Mid Day Meal(C) Bharat Nirman Yojana(D) Sarva Shiksha Abhiyan(E) All are social schemes 49. Which of the following is not a member of the ASEAN ? (A) Malaysia(B) Indonesia(C) Vietnam(D) Britain(E) Singapore 50. Which of the following Awards are given for excellence in the field of Sports ? (A) Kalinga Prize(B) Shanti Swarup Bhatnagar Award(C) Arjun Award(D) Pulitzer Prize(E) None of these Answers : 1. (E) 2. (B) 3. (A) 4. (D) 5. (C) 6. (C) 7. (D) 8. (C) 9. (A) 10. (E) 11. (D) 12. (D) 13. (C) 14. (D) 15. (D) 16. (E) 17. (C) 18. (C) 19. (A) 20. (D) 21. (D) 22. (E) 23. (B) 24. (B) 25. (C) 26. (E) 27. (E) 28. (D) 29. (E) 30. (A) 31. (C) 32. (A) 33. (D) 34. (B) 35. (B) 36. (D) 37. (B) 38. (B) 39. (C) 40. (A) 41. (B) 42. (A) 43. (C) 44. (C) 45. (E) 46. (B) 47. (A) 48. (C) 49. (D) 50. (C)

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