Indian Overseas Bank

Probationary Officers
Recruitment Exam. Solved Paper
(Based on Memory)

2009 Reasoning Ability

1. How many such digits are there in the number 5846937 each of which is as far away from the beginning of the number as when the digits are arranged in descending order within the number ? (A) None (B) One (C) Two (D) Three (E) More than three 2. If P denotes multiplied by; R denotes added to; T denotes subtracted from and W denotes divided by, then 64 W 4 P 8 T 6 R 4 = ? 2 (A) 96 (B) 2 3 (C) 130 (D) 126 (E) None of these 3. How many such pairs of letters are there in the word FOREIGN each of which has as many letters between them in the word as in the English alphabet ? (A) None (B) One (C) Two (D) Three (E) More than three 4. In a certain code CORDIAL is written as SPDCMBJ. How is SOMEDAY written in that code ? (A) NPTDEBZ (B) NPTFZBE (C) TPNDZBE (D) NPTDZBE (E) None of these 5. In a row of thirty boys, R is fourth from the right end and W is tenth from the left end. How many boys are there between R and W ? (A) 15 (B) 16 (C) 17 (D) Cannot be determined (E) None of these 6. Four of the following five are alike in a certain way and so form a group. Which is the one that does not belong to that group ? (A) Black (B) Yellow (C) Red (D) Green (E) Violet 7. How many meaningful English words can be made with the letters EMLI using each letter only once in each word ? (A) One (B) Two (C) Three (D) Four (E) More than four 8. If it is possible to make only one meaningful English word with the first, the sixth, the eighth and the ninth letters of the word HOARDINGS, which of the following will be the third letter of that word ? If no such word can be made, give X as the answer and if more than one such word can be made, give Y as the answer. (A) G (B) I (C) S (D) X (E) Y 9. Each vowel in the word JOURNEY is replaced by the previous letter in the English alphabet and each consonant is replaced by the next letter in the English alphabet, then the substituted letters are arranged in alphabetical order. Which of the following will be the fifth from the left end ? (A) D (B) K (C) O (D) T (E) None of these 10. In a certain code language food is good is written as ho na ta, eat food regularly is written as sa ta la and keep good health is

4 | IOB 2009 written as da na ja. How is eat written in that code language ? (A) sa (B) la (C) sa or la (D) Data inadequate (E) None of these 11. Among A, B, C, D and E each having a different weight, D is heavier than A and E and B is lighter than C. Who among them is the heaviest ? (A) D (B) B (C) C (D) Data inadequate (E) None of these 12. In a certain code DOES is written as 5$3% and SITE is written as %4#3. How is EDIT written in that code ? (A) 3 5 4 # (B) 3 # 5 4 (C) 3 $ 4 # (D) 3 5 $ # (E) None of these 13. What should come next in the following letter series ? AZABYABCXABCDWABCDEVABCDE (A) U (B) T (C) A (D) G (E) None of these 14. Four of the following five are alike in a certain way and so form a group. Which is the one that does not belong to that group ? (A) 45 (B) 51 (C) 39 (D) 93 (E) 85 15. D is brother of B. M is brother of B. K is father of M. T is wife of K. How is B related to T ? (A) Son (B) Daughter (C) Son or Daughter (D) Data inadequate (E) None of these Directions(Q. 1621) Study the following arrangement carefully and answer the questions given below B2MEJ%R5@NDIP4T39FU1 $6HJA7GQ# 16. If all the symbols in the above arrangement are dropped, which of the following will be the twelfth from the right end ? (A) 4 (B) 3 (C) 9 (E) None of these (D) F

17. Which of the following is the fifth to the left of the eighteenth from the left end of the above arrangement ? (A) % (B) A (C) D (D) 3 (E) None of these 18. How many such vowels are there in the above arrangement, each of which is immediately preceded by a number and immediately followed by a consonant ? (A) None (B) One (C) Two (D) Three (E) Four 19. How many such consonants are there in the above arrangement, each of which is immediately preceded by a number and immediately followed by a letter ? (A) None (B) One (C) Two (D) Three (E) More than three 20. Which of the following is the ninth to the right of the twentieth from the right end of the above arrangement ? (A) D (B) @ (C) 1 (D) 6 (E) None of these 21. Four of the following five are alike in a certain way based on their positions in the above arrangement and so form a group. Which is the one that does not belong to that group ? (A) 5 N I (B) 9 U $ (C) H A (D) 7 G # (E) D P T Directions(Q. 2227) In each of the questions below are given three statements followed by three conclusions numbered I, II and III. You have to take the given statements to be true even if they seem to be at variance from commonly known facts. Read all the conclusions and then decide which of the given conclusions logically follows from the given statements disregarding commonly known facts.

IOB 2009 | 5 22. Statements : Some desks are chairs. Some chairs are pens. Some pens are drawers. Conclusions : I. Some drawers are desks. II. Some drawers are chairs. III. No drawer is chair. (A) None follows (B) Only II follows (C) Only III follows (D) Only either II or III follow (E) Only I and either II or III follow 23. Statements : All flowers are trees. Some trees are houses. All houses are wheels. Conclusions : I. Some wheels are trees. II. Some trees are flowers. III. Some wheels are flowers. (A) Only I and II follow (B) Only I and III follow (C) Only II and III follow (D) All I, II and III follow (E) None of these 24. Statements : All windows are doors. All buildings are doors. All doors are boats. Conclusions : I. All windows are boats. II. All buildings are boats. III. Some boats are doors. (A) Only I and II follow (B) Only I and III follow (C) Only II and III follow (D) All follow (E) None of these 25. Statements : Some radios are telephones. All telephones are mirrors. All mirrors are desks. Conclusions : I. Some radios are desks. II. Some radios are mirrors. III. Some desks are telephones. (A) Only I and II follow (B) Only I and III follow (C) Only II and III follow (D) All follow (E) None of these 26. Statements : All furnitures are jungles. No jungle is road. Some roads are hills. Conclusions : I. Some roads are furnitures. II. Some jungles are furnitures. III. Some hills are jungles. (A) Only I follows (B) Only II follows (C) Only III follows (D) Only I and II follow (E) None of these 27. Statements : All bricks are stones. Some stones are rocks. All rocks are mountains. Conclusions : I. Some mountains are stones. II. Some mountains are bricks. III. Some stones are bricks. (A) Only I follows (B) Only III follows (C) Only I and III follow (D) All follow (E) None of these Directions(Q. 2833) In the following questions, the symbols #, %, @, $ and are used with the following meanings illustrated P # Q means P is not smaller than Q. P % Q means P is not greater than Q. P @ Q means P is neither smaller than nor equal to Q. P $ Q means P is neither greater than nor equal to Q.

6 | IOB 2009 P Q means P is neither smaller than nor greater than Q. In each of the following questions assuming the given statements to be true, find out which of the two conclusions I and II given below them is/are definitely true. Give answer (A) If only conclusion I is true. (B) If only conclusion II is true. (C) If either conclusion I or conclusion II is true. (D) If neither conclusion I nor conclusion II is true. (E) If both conclusions I and II are true. 28. Statements : R % N, N # F, F @ B Conclusions : I. F R II. B $ N 29. Statements : H W, W % R, R @ F Conclusions : I. R H II. R @ H 30. Statements : M $ T, T @ K, K D Conclusions : I. D $ T II. K $ M 31. Statements : H @ W, W $ M, M # K Conclusions : I. K $ W II. H @ M 32. Statements : F # K, K $ B, B % M Conclusions : I. M @ F II. B @ F 33. Statements : R # T, T M, M @ D Conclusions : I. D $ T II. R # M Directions(Q. 3439) A word and number arrangement machine when given an input line of words and numbers rearranges them following a particular rule in each step. The following is an illustration of input and rearrangement. Input : go now 52 38 17 for again 65 Step I : 65 go now 52 38 17 for again. Step II : 65 again go now 52 38 17 for Step III : 65 again 52 go now 38 17 for Step IV : 65 again 52 for go now 38 17 Step V : 65 again 52 for 38 go now 17 Step VI : 65 again 52 for 38 go 17 now Step VI is the last step of the rearrangement. As per the rules followed in the above steps, find out in each of the following questions the appropriate step for the given input. 34. Input : show 51 36 new far 81 46 goal Which of the following steps will be the last but one ? (A) VII (B) VIII (C) VI (D) V (E) None of these 35. Input : home turf 39 24 86 44 roll over Which of the following steps will be the last ? (A) X (B) IX (C) VIII (D) VII (E) None of these 36. Step II of an input is : 76 ask 12 32 begin over join 42 How many more steps will be required to complete the rearrangement ? (A) Four (B) Five (C) Six (D) Three (E) None of these 37. Step IV of an input is : 58 box 47 dew 15 21 town pot which of the following steps will be the last ? (A) VII (B) VI (C) VIII (D) IX (E) None of these 38. Step III of input is : 94 car 86 window shut 52 31 house Which of the following is definitely the input ? (A) 94 car window 86 shut 52 31 house (B) 86 window 94 car shut 52 31 house (C) Car shut window 86 52 31 house 94 (D) Cannot be determined (E) None of these

IOB 2009 | 7 39. Input : buy win task 52 38 43 door 12 Which of the following will be step IV ? (A) 52 buy 43 door 38 task 12 win (B) 52 buy 43 door 38 task win 12 (C) 52 buy 43 door task win 38 12 (D) There will be no such step (E) None of these Directions(Q. 4045) In each question below is given a group of letters followed by a combination of digit/symbols lettered (A), (B), (C) and (D). You have to find out which of the combination correctly represents the group of letters based on the following coding system and conditions. If none of the combinations correctly represents the group of letters give (E) i.e., None of these as your answer. Letters : MRITJPQEUDAFHW Digit/ Symbol Code : 8 4 9 51# @ 26 3 $ 7 Conditions : (i) If the first letter is a consonant and the last letter is a vowel, the codes are to be interchanged. (ii) If the first letter is a vowel and the last letter is a consonant both are to be coded as %. (iii) If both the first and the last letters are vowels, both are to be coded as the code for the first letter. 40. UMQJPA (A) 38@1#6 (B) 68@1#3 (C) 68@1#6 (D) 6@81#C (E) None of these 41. RPJWQE (A) 2#17@4 (C) 2#17@2 (E) None of these 42. FTMQEW (A) $85@27 (C) $58@2$ (E) None of these 43. IREDHP (A) %42% (C) #429 (E) None of these (B) 4#17@2 (D) 4#17@4 44. AMQDHI (A) 38@9 (C) 98@3 (E) None of these 45. JDWPUH (A) 17#6 (C) 17#6 (E) None of these

(B) 98@9 (D) 38@3

(B) 17#6 (D) 7#61

Directions(Q. 4650) Study the following information carefully and answer the questions given below P, Q, R, S, T, V and W are sitting around a circle facing at the centre. V is second to the left of P and second to the right of W. T is third to the right of Q and is not an immediate neighbour of V. S is third to the right of R. 46. Who is second to the right of Q ? (A) R (B) W (C) T (D) S (E) None of these 47. Who is to the immediate left of S ? (A) V (B) T (C) Q (D) W (E) None of these 48. Who is to the immediate right of R ? (A) W (B) T (C) P (D) Data inadequate (E) None of these 49. In which of the following groups the first person is sitting between the second and the third persons ? (A) RPQ (B) TWS (C) QPR (D) QVS (E) None of these 50. Who is third to the left of V ? (A) T (B) S (C) W (D) R (E) None of these Directions(Q. 5155) In each question below is given a statement followed by two assumptions numbered I and II. An assumption is something supposed or taken for granted. You have to consider the statement and the following

(B) 758@2$ (D) 758@27

(B) 942# (D) 9429

8 | IOB 2009 assumptions and decide which of the assumptions is implicit in the statement. Give answer (A) If only assumption I is implicit. (B) If only assumption II is implicit. (C) If either assumption I or II is implicit. (D) If neither assumption I nor II is implicit. (E) If both assumptions I and II are implicit. 51. Statement : Many employees of the organization applied for special sabbatical leave of two years to pursue higher education. Assumptions : I. The management of the organization may not grant leave to most of these employees. II. These employees may be able to complete their education during the sabbatical leave. 52. Statement : The college administration has instructed all the students to stop using cell phones within the college premises. Assumptions : I. The students may stop using cell phones in the college premises. II. The students may continue to use cell phones in the college premises. 53. Statement : The Govt. has decided to levy congestion tax to passengers travelling by air to and fro the metro cities. Assumptions : I. The tax so collected may be adequate to meet part of the expenses for providing additional resources to handle huge traffic. II. Passengers travelling by air to and fro these cities may be able to pay extra amount by way of congestion tax. 54. Statement : The local citizens group submitted a memorandum to the civic authority for allowing them to convert the vacant plot in the locality into a garden at their own cost. Assumptions : I. The local citizen group may be able to gather enough funds to develop the garden. II. The civic authority may not accede to the request of the local citizen group. 55. Statement : Most of the private companies have decided against awarding annual increase in the salaries of their employees for the previous year due to current economic situations. Assumptions : I. Majority of the employees may leave their job to protest against the decision. II. These companies may announce hike in salaries next year. Directions(Q. 5660) Below in each question are given two statements (1) and (2). These statements may be either independent causes or may be effects of independent causes or a common cause. One of these statements may be the effect of the other statement. Read both the statements and decide which of the following answer choice correctly depicts the relationship between these two statements. Mark answer (A) If statement (1) is the cause and statement (2) is its effect. (B) If statement (2) is the cause and statement (1) is its effect. (C) If both the statements (1) and (2) are independent causes. (D) If both the statements (1) and (2) are effects of independent causes. (E) If both the statements (1) and (2) are effects of some common cause. 56. (1) There has been continuous increase in average temperature during winter in many parts of the country over the past few years. (2) There has been significant change in the wind pattern across the country over the last few years. 57. (1) The conditions of all the major roads in the city have deteriorated causing hardship to motorists. (2) The municipal authority have sanctioned significant amount to repair all the major roads in the city. 58. (1) The BPO sector has laid off a large number of employees in the recent months. (2) Very few projects are now being outsourced to BPO sector.

IOB 2009 | 9 59. (1) There has been sharp decline in sales of passenger cars during the last few months. (2) Many finance companies have announced attractive schemes of car loans with moderate interest rate. 60. (1) All the airlines companies in India have increased the airfares in all routes with immediate effect. (2) There has been substantial reduction in aviation fuel prices in India during the past few weeks.

Directions(Q. 6165) In each of the questions given below which one of the five answer figures on the right should come after the problem figures on the left, if the sequence were continued ? Problem Figures Answer Figures

=
61.
#

= 0
#

0
#

0
# #

0
#

0 T
#

=
(A)

=
(B)

(C)
#

= (D)

= (E)

62.
#

# # # # #

(A)
#

(B)
# #

(C)
#

(D)

(E)

63.

# # # #

(A)
# # # # # # #

(B)

(C)

(D)
# #

(E)

64.

0 0

=
5 0

=
(B)
#
W

=
(D)
W

=
0

(A)
Z

(C)
#
W

(E)
# 0

# #
W

# 0

65.
Z

=0

#0

(C) (D) (E) (B) Directions(Q. 6670) The first figure in the first unit of the problem figures bears a certain relationship to the second figure. Similarly one of the figures in the answer figures bears the same relationship to the second figure in the second unit of the problem figures. You are, therefore, to locate the figure which would fit in the question mark. Problem Figures Answer Figures 66.

(A)

?
(A) (B) (C) (D) (E)

67.

?
(A) (B) (C) (D) (E)

10 | IOB 2009

68.

### ### ## ###

000 00 TT
## ###

### ###

### #

## ##

### #

### ###

SS SS

TT S T SSS

TT T

TTT

TT T

(A) 69.

(B)

(C)

(D)

(E)

?
(A) (B) (C) (D) (E)

70.

(A) (B) (C) (D) (E) Directions(Q. 7175) In each of the following questions in four out of the five figures, element I is related to element II in the same particular way. Find out the figure in which the element I is not so related to element II.

71. I (A) II I (B) II I (C) II I (D) II I (E) II

72. I (A) II I (B) II I (C) II I (D) II I (E) II

73. I (A) II I (B) II I (C) II I (D) II I (E) II

74. I (A) II I (B) II I (C) II I (D) II I (E) II

75. I (A) II I (B) II I (C) II I (D) II I (E) II

IOB 2009 | 11

Answers with Hints

1. (C) 5
9 8 8 4 7 6 6 9 5 3 4 7 3

2. (D)

? = = = = =

64 W 4 P 8 T 6 R 4 64 4 8 6 + 4 16 8 6 + 4 128 6 + 4 126

11. (D) 12. (A) D 5 and S % Hence E 3 O$ I4 D 5 E3 T# I 4 S% E3 T # 13. (E) AZ, ABY, ABCX, ABCDW, ABCDEV, ABCDE F 14. (E) All the rest are divisible by 3. 15. (C) D B <
K Wife
Bro ther
+2 +2

3. (C)

F O R E I G N

Brother

RN and EG 4. (D) As,

C O R D

Similarly,
S O M E D A Y
1

Father M T

<

+1 +1 +1 1

S P D C

+1 +1 +1

N P T D Z B E

16.

I
A L

+1 +1 +1

M B

+1 +1 +1

J W +3 R

17. 18. 19. 20. 21.

5. (B) 9 +

6. 7. 8.

9.

No. of boys between W and R = 30 (10 + 4) = 16 (A) All the rest are the colours of Rainbow. (B) Words formed are LIME and MILE (A) The first, the sixth, the eighth and the ninth letters of the word HOARDINGS are H, I, G and S respectively. The word formed with these letters is SIGH whose third letter is G. (E) JOURNEY KNTSODZ

B is either son or daughter of T. (B) After dropping all the symbols, B2MEJRSNDIP4T39FU16HJA7GQ Here 12th from the right end is 3. (E) In the given arrangement 18th from the left end is 9 and 5th to the left of 9 is P. (A) (D) 2 M E, 9 F U, and 6 H J (C) 20th element from the right end is I and 9th element to the right of I is 1. (E)
5
+2

N
+2

9
+2

U
+2

$ H A #

7
+2

G
+2

# and D
+2

T
+2

22. (D)
Drawers Desks Chairs Pens

in alphabetical order DKNO S TZ Here 5th letter from the left is S. 10. (C) food is good ho na ta eat food regularly sa ta la and keep good health da na ja From (1) and (2), food ta eat sa or la

Or (1) (2) (3)

Drawers Desks Chairs Pens

12 | IOB 2009
Trees

Or
Houses Wheels Jungles Roads Furnitures Hills

23. (A)

Flowers

Or
Trees Flowers Wheels

27. (C)
Bricks Stones Rocks Mountains

Houses

24. (D)

Boats Doors Buildings Windows Stones

Or
Mountains

Bricks

Rocks

28. (B) and I. II. 29. (C) and I. II. 30. (A) and I. II. 31. (D) 26. (B)
Jungles Furnitures Hills

Or
Boats Doors Windows Buildings

R%N N#F F@B RN FR B$N HW W%R R@F H=W RH R@H M$T T@K KD M<T D$T K$M H@W W$M M#K H>W K$W H@M

> <

RN, NF F>B F>B F=R B<N H = W, WR R>F R>F R=H R>H M<T, T>K, K=D K=D D<T K<M H>W, W<M MK MK K<W H>M

(False) (True)

either I or II is true

25. (D)

Desks Mirrors Radios Telephones

(True) (False)

and I. II.

Roads

(False) (False)

IOB 2009 | 13 32. (D) F#K FK, K$B K<B and B%M B M FK < BM I. M@F M > F (False) II. B@F B > F (False) (E) R#T RT, TM T = M and M@D M>D RT = M>D I. D$T D<T (True) II. R#M RM (True) (C) Input : show 51 36 new far 81 46 goal. Step I : 81 show 51 36 new far 46 goal Step II : 81 far show 51 36 new 46 goal Step III : 81 far 51 show 36 new 46 goal. Step IV : 81 far 51 goal show 36 new 46. Step V : 81 far 51 goal 46 show 36 new. Step VI : 81 far 51 goal 46 new show 36. Step VII : 81 far 51 goal 46 new 36 show. The step last but one is VI. (E) Input : home turf 39 24 86 44 roll over. Step I : 86 home turf 39 24 44 roll over. Step II : 86 home 44 turf 39 24 roll over. Step III : 86 home 44 over turf 39 24 roll. Step IV : 86 home 44 over 39 turf 24 roll. Step V : 86 home 44 over 39 roll turf 24. Step VI : 86 home 44 over 39 roll 24 turf. This is the last step. (A) Step II : 76 ask 12 32 begin over join 42. Step III : 76 ask 42 12 32 begin over join. Step IV : 76 ask 42 begin 12 32 over join. Step V : 76 ask 42 begin 32 12 over join. Step VI : 76 ask 42 begin 32 join 12 over. This is the last step. (B) Step IV : 58 box 47 dew 15 21 town pot. Step V : 58 box 47 dew 21 15 town pot. Step VI : 58 box 47 dew 21 pot 15 town. This is the last step. (D) (E) Input : buy win task 52 38 43 door 12. Step I : 52 buy win task 38 43 door 12. Step II : 52 buy 43 win task 38 door 12. Step III : 52 buy 43 door win task 38 12. Step IV : 52 buy 43 door 38 win task 12. 40. (C) 41. (A) 42. (E) 45. (B) For Q. 46 to 50 :
T W Right R Left P S V Q

43. (A)

44. (D)

33.

34.

46. 51. 56. 61.

35.

(A) 47. (D) 48. (B) 49. (E) 50. (A) (B) 52. (C) 53. (E) 54. (E) 55. (A) (E) 57. (A) 58. (B) 59. (A) 60. (D) (E) In each subsequent figure, the first two designs in clockwise direction interchange their place while the remaining designs shift 1 1 1 12 , 2, 2 2 , 3 and 3 2 step; simultaneously a new design comes ahead of them in the same direction. Hence (E) will be the next figure in the series. 62. (B) In each subsequent figure, the designs interchange their place, and the design in place of S remains constant in the following manner
S S

S S

(1) to (2) (5) to (6)

(2) to (3)

(3) to (4) (4) to (5)

63. (D) The designs in two groups rotate in anticlockwise direction in the following manner

36.

(1) to (2) (2) to (3)

(3) to (4) (4) to (5)

(5) to (6)

37.

38. 39.

all design shift one step anticlockwise. 64. (A) From first to second figure designs shift 1 12 step anticlockwise and both the designs interchange their positions, in the same direction a new designs appears ahead of them from second to third figure. All designs shift 1 12 step anticlockwise and a new design appears ahead of them in the same direction. 1 From third to fourth figure designs shift 2 2 step anticlockwise; first two designs inter-

14 | IOB 2009 change their positions and a new design appears ahead of them. From fourth to fifth 1 figure designs shift 2 2 step anticlockwise and a new design appears ahead of them. From 1 fifth to sixth figure the designs will shift 3 2 step anticlockwise, the first two designs will interchange their positions and a new design will appear ahead of them. Hence, (A) will be the answer figure. 65. (C) In each subsequent figure the designs interchange their positions, in place of N, a new design appears and in place of S, design remains the same in the following manner
S

of R change side and also reverse, as follows

R S R R S S

So, following the same pattern of change (E) will be the answer figure. 70. (A) From first fig. to the second figure of the first unit of the problem figure, the designs in place of R reverse i.e., change their side from left to right and from right to left while in place of S remain on the same side, in the following manner
R S R R

(1) to (2) (3) to (4) (5) to (6)

(2) to (3) (4) to (5)

66. (C) Both the designs from second figure to the first figure shift 1 step clockwise. Design rotates 90 anticlockwise while design first rotates 90 clockwise and then reverses. Hence, (C) will be the answer figure. 67. (D) From second to first figure, the design at the upper left-hand corner shifts to lower right-hand corner, becomes big and a new design appears inside it, while the design at the lower left-hand corner shifts to upper right-hand corner and a new design encloses it. If we follow the same pattern of change, (D) will be the answer figure. 68. (B) From second to first figure all groups of designs shift one hand anticlockwise. All designs of the upper right-hand corner are replaced by a group of new designs while simultaneously number of designs reduces by one. The designs at the upper left-hand corner increase by one. The designs at the lower lefthand corner reduces by one. So, following the same pattern of change (B) will be the answer figure. 69. (E) From the second figure to the first figure, the semi-circles in the two lines change side i.e., from upside to downside and from downside to upside. The semi-circles in place of S only change side while those in place

71. (E) From figure I to II the shaded square in the rectangle moves from outside to inside and from inside to outside the main design. This shaded square appears in all the four rectangles, in the rectangles in opposite direction, the shaded square is in the same side and in the adjacent rectangles in the other side. Two figures of unit (E) do not follow this pattern of change. Hence (E) is the answer. 72. (A) From figure I to II, the designs on the ends of the main design ( ) interchange their positions in the following manner

The two figures of unit (A) do not follow this pattern. Hence (A) is the answer. 73. (C) From figure I to II, the group of leaves is rotating 135 anticlockwise, one leaf is increasing and the half-leaf is reversing on the other side. The two figure of Unit (C) do not follow this pattern. Hence, (C) is the answer. 74. (D) In all other units, the two figures are mirror images, i.e., one is the mirror image of the other. 75. (A) From figure I to II, the designs on the lines rotate leaving one line in the anticlockwise direction simultaneously one design increases ahead of them in the same direction (A) does not follow this pattern. Hence (A) is the answer.

IOB 2009 | 15

Quantitative Aptitude
1. The sum of five numbers is 290. The average of the first two numbers is 485 and the average of last two numbers is 535. What is the third number ? (A) 72 (B) 84 (C) 96 (D) 108 (E) None of these 2. In how many different ways can the letters of the word SMART be arranged ? (A) 25 (B) 60 (C) 180 (D) 200 (E) None of these 3. On a Schools Annual Day sweets were to be equally distributed amongst 112 children. But on that particular day, 32 children were absent. Thus the remaining children got 6 extra sweets. How many sweets was each child originally supposed to get ? (A) 24 (B) 18 (C) 15 (D) Cannot be determined (E) None of these 4. An order was placed for supply of carpet of breadth 3 metre, the length of carpet was 144 times of breadth. Subsequently the breadth and length were increased by 25 and 40 per cent respectively. At the rate of 45 per square metre, what would be the increase in the cost of the carpet ? (A) Rs. 10206 (B) Rs. 3988 (C) Rs. 4374 (D) Rs. 5832 (E) None of these 5. In a mixture of milk and water the proportion of water by weight was 75%. If in the 60 gms mixture 15 gm water was added, what would be the percentage of water ? (Weight in gm) (A) 75% (B) 88% (C) 90% (D) 100% (E) None of these 6. If the numerator of a fraction is increased by 200% and the denominator is increased by 350%. The resultant fraction is the original fraction ? 5 5 (A) (B) 9 8 7 11 (C) (D) 12 12 (E) None of these 7. The difference between the 3 4 th of th of a 4 5 5 . What was 12

1 2 number and th of th of the same number is 6 5 648. What is the number ? (A) 1110 (B) 1215 (C) 1325 (D) 1440 (E) None of these 8. Which number should replace both the question marks in the following equation ? ? 256 = 576 ? (A) 384 (B) 398 (C) 404 (D) 416 (E) None of these 9. The length of a rectangular plot is thrice its breadth. If the area of the rectangular plot is 7803 sq. metre, what is the breadth of the rectangular plot ? (A) 51 metre (B) 153 metre (C) 104 metre (D) 88 metre (E) None of these 10. If 3 4 3 is subtracted from 6 and difference is 5 5 multiplied by 355, then what will be the final number ? (A) 1004 (B) 884 (C) 774 (D) 994 (E) None of these

11. Ratio of Ranis and Komals age is 3 : 5 respectively. Ratio of Komals and Pooja age is 2 : 3 respectively. If Rani is two-fifth Poojas age, what is Ranis age ? (A) 10 years (B) 15 years

16 | IOB 2009 (C) 24 years (D) Cannot be determined (E) None of these 12. If 3y + 9x = 54 and the value of Y X ? (A) 1 (C) 2 (E) None of these 28x 140 = , then what is 13y 39 (B) 2 (D) 1 18. 10, 17, 48, 165, 688, 3475, ? (A) 27584 (B) 25670 (C) 21369 (D) 20892 (E) None of these 19. 1, 3, 24, 360, 8640, 302400, ? (A) 14525100 (B) 154152000 (C) 14515200 (D) 15425100 (E) None of these 20. 0, 5, 18, 43, 84, 145, ? (A) 220 (B) 240 (C) 260 (D) 280 (E) None of these Directions(Q. 2125) Study the following Pie-charts carefully to answer the questions that follow Percentage of Students Enrolled in Different Streams in a College Total number of students = 3,500
IT 20%
Managem ent ce er m

13. A sum of Rs. 2,236 is divided among A, B and C such that A receives 25% more than C and C receives 25% less than B. What is As share in the amount ? (A) Rs. 460 (B) Rs. 890 (C) Rs. 780 (D) Rs. 1,280 (E) None of these 14. What would be the compound interest obtained on an amount of Rs. 20,000 at the rate of 15 p.c.p.a. after 4 years ? (A) Rs. 14,980125 (B) Rs. 19,680125 (C) Rs. 16,780125 (D) Rs. 18,980125 (E) None of these 15. The average weight of a group of 53 girls was calculated as 58 kgs. It was later discovered that the weight of one of the girls was read as 65 kgs., whereas her actual weight was 45 kgs. What is the actual average weight of the group of 53 girls ? (Rounded off to two digits after decimal) (A) 5862 (B) 5837 (C) 5737 (D) 5762 (E) None of these Directions(Q. 1620) What should come in place of question mark (?) in the following number series ? 16. 12, 14, 32, 102, 416, 2090, ? (A) 15522 (B) 12552 (C) 13525 (D) 17552 (E) None of these 17. 10, 15, 15, 125, 9375, 65625, ? (A) 4375 (B) 32375 (C) 46275 (D) 3575 (E) None of these

Arts 30%

16%
Co m

Percentage Break-up of Girls enrolled in these streams out of the total Students Total number of girls = 1,500
IT 18% Arts 38%
Sc ien

Man

21 %

agem ent 12% ce er m m o

12 %

Science 22%

ce

% 11

IOB 2009 | 17 21. What is the total number of boys enrolled in Management and IT together ? (A) 1050 (B) 810 (C) 1120 (D) 980 (E) None of these 22. What is the respective ratio of number of girls enrolled in Arts to the number of boys enrolled in Science ? (A) 14 : 23 (B) 2 : 3 (C) 114 : 121 (D) 53 : 65 (E) None of these 23. What is the total number of girls enrolled in Science and Commerce together ? (A) 450 (B) 495 (C) 345 (D) 480 (E) None of these 24. If 20% of the girls enrolled in Science change their stream to Management then what will be the new number of Management students altogether ? (A) 593 (B) 733 (C) 453 (D) 1003 (E) None of these 25. Number of girls enrolled in Arts, Science and Commerce forms what per cent of total number of students in the college ? (A) 25 (B) 40 (C) 60 (D) 75 (E) None of these Directions(Q. 2630) Study the following graph carefully to answer the questions that follow Production and Sale of Printers of Various Companies in a Month
Units Produced
1000 900 800 700 600 500 400 300 200 100 0

26. What is the average number of Units sold by all the Companies together ? (A) 360 (B) 390 (C) 375 (D) 410 (E) None of these 27. Which Company had the highest percentage of sale with respect to its production ? (A) D (B) B (C) E (D) A (E) None of these 28. What is the average number of Units produced by all the Companies together ? (A) 675 (B) 650 (C) 625 (D) 600 (E) None of these 29. The total units sold by these Companies A, B and C together is approximately what per cent of the total units produced of these Companies ? (A) 62 (B) 50 (C) 76 (D) 84 (E) 58 30. What is the respective ratio of the total production of companies D and E to the total sale of the same Companies ? (A) 28 : 15 (B) 9 : 5 (C) 15 : 11 (D) 2 : 3 (E) None of these Directions(Q. 3135) Study the table carefully to answer the questions that follow
Number of Workers Working During Six Months in Various Factories (Number in Hundreds) Factories Months January February March April May June A 65 78 42 51 60 635 B 412 30 65 728 682 525 C 728 61 716 835 616 732 D 635 60 76 218 802 57 E 83 74 703 66 569 447

Units Sold

Number of Units

Companies

18 | IOB 2009 31. What is the difference in the total number of Workers working in various months from Factory A and the total number of Workers working in various months from Factory E ? (A) 3540 (B) 3940 (C) 3290 (D) 4230 (E) None of these 32. What is the respective ratio of the total number of Workers from Factories B and C working in the month of March and the total number of Workers working in the same month from Factories A and D ? (A) 5 : 6 (B) 238 : 345 (C) 59 : 69 (D) 683 : 590 (E) None of these 33. What is the total of the average of number of Workers working in the month of January from all the Factories and the average of number of Workers working in the month of April from all the Factories ? (A) 10098 (B) 11290 (C) 12404 (D) 13516 (E) None of these 34. What is the average number of Workers working in various months from, Factory C ? (A) 7055 (B) 7055 (C) 6780 (D) 6780 (E) None of these 35. The total number of Workers from Factory B is approximately what per cent of the total number of Workers from Factory D ? (A) 56 (B) 65 (C) 76 (D) 84 (E) 92 Directions(Q. 3640) Study the information carefully to answer the following questions A management institute offers MBA with specialization in Marketing, Finance and HR. Among the total number of students in the institute 45% are girls. Number of boys studying Marketing is 30% of the total number of boys in the institution which is 29740% of the girls are studying HR. Number of boys and girls studying Marketing are in the ratio of 3 : 2. 50% of boys are studying Finance. 36. What is the total number of students in the institute ? (A) 1000 (B) 1500 (C) 1800 (D) 900 (E) None of these 37. What is the respective ratio between number of boys and girls studying HR ? (A) 5 : 9 (B) 15 : 34 (C) 99 : 161 (D) 11 : 18 (E) None of these 38. How many girls are studying Finance ? (A) 288 (B) 198 (C) 324 (D) 495 (E) None of these 39. Number of boys studying Finance is what per cent of the total number of students in the institution ? (A) 3333 (B) 275 (C) 478 (D) 1398 (E) None of these 40. Number of girls studying Marketing is what per cent of the number of boys studying Finance ? (A) 20 (B) 35 (C) 50 (D) 65 (E) None of these Directions(Q. 4145) Each question below is followed by two statements I and II. You are to determine whether the data given in the statement is sufficient for answering the question. You should use the data and your knowledge of Mathematics to choose between the possible answers. Give Answers (A) If the statement I alone is sufficient to answer the question, but the Statement II alone is not sufficient. (B) If the statement II alone is sufficient to answer the question, but the Statement I alone is not sufficient. (C) If both statements I and II together are needed to answer the question. (D) If either the statement I alone or statement II alone is sufficient to answer the question. (E) If you cannot get the answer from the statement I and II together, but need even more data

IOB 2009 | 19 41. What is the value of the two digit number ? I. The product of the digits is 72 and the difference between the digits is 1. II. The digit at the unit place is greater than the other. 42. What is the speed of the car ? I. The car covers a distance of 135 km. in 3 hours. II. The car covers a distance of 270 km. in 6 hours. 43. What is Deepalis age ? I. Deepali is two times younger to Nisha. II. Supriya is twice the age of Nisha. 44. What is the ratio of the total number of girls to the total number of boys in a college ? I. There are 2500 students in the college out of which 40% are boys. II. The ratio of the total number of boys to the total number of girls in the last year was 5 : 6. 45. What is the number ? I. 75% of that number is three-fourth of that number. II. One-third of that number is less by 27 of the half of that number. Directions(Q. 4650) Study the Table carefully to answer the questions that follow Number of Students Appeared (A) and Qualified (Q), in an Examination from Various Institutes Over the Years
Years Institute 2003 A Q B 1545 1240 C 1647 1106 D 1765 1567 E 1530 1234 F 1605 1356 2004 2005 2006 2007 A Q A Q A Q A Q 1654 1566 1684 1500 1440 1165 1564 1462 1897 1689 1550 1278 1390 1072 1575 1388 1574 1024 1754 1210 1364 1145 1510 1214 1886 1542 1806 1586 1478 1388 1654 1296 2004 1930 1666 1498 1560 1389 1690 1480

47. Approximately what is the percentage of candidates qualified over appeared from all the Institutes together in 2007 ? (A) 68 (B) 55 (C) 74 (D) 92 (E) 86 48. What is the difference between the number of students appeared but not qualified in the exam from Institute B in the year 2004 and the number of students appeared but not qualified in the exam from the same Institute in the year 2006 ? (A) 187 (B) 88 (C) 275 (D) 373 (E) None of these 49. What is the approximate average number of candidates appeared for the exam from Institute E over the years ? (A) 1759 (B) 1586 (C) 1671 (D) 1924 (E) 1837 50. What is the percentage of the candidates qualified over the number of candidates appeared for the exam in the year 2005 from all Institutes together ? (Rounded off to two digits after decimal) (A) 9234 (B) 7347 (C) 6694 (D) 8359 (E) None of these

Answers with Hints

1. (E) As per question x1 + x2 + x3 + x4 + x5 = 290 x1 + x2 = 485 2 x1 + x2 = 97 x4 + x5 = 535 2 x4 + x5 = 107 x3 = 290 (x1 + x2 + x4 + x5) = 290 (97 + 107) = 290 204 = 86

46. Percentage of candidates qualified over appeared from Institute D is the lowest during which of the following years ? (A) 2003 (B) 2004 (C) 2005 (D) 2007 (E) None of these

20 | IOB 2009 02. (E) SMART = 5 letters Reqd. no. of different arrangement = 5P5 = 5 ! = 5 4321 = 120 03. (C) Let the number of sweets was each child originally supposed to get be x. Then , 112 x = (112 32) (x + 6) 112x = 80x + 80 6 (112 80)x = 480 480 x = = 15 32 04. (C) At the time of order breadth of carpet = 3 m. Length of carpet = 3 144 m = 432 m Area of carpet = 3 432 sq m = 1296 sq m After increasing 25%, the breadth of carpet 25 = 3+ 3 100 3 = 3+ 4 15 = m. 4 After increasing 40%, the length of carpet 40 = 432 + 432 100 3024 = m. 5 After increasing, area of carpet 15 3024 = 4 5 = 2268 sq m Reqd. cost increased = (2268 1296) 45 = 972 45 = Rs. 4374 05. (E) Let the weight of mixture of milk and water = 100 gm. The proportion of water by weight = 75%. Proportion of milk by weight = 100 75 = 25% Ratio of water and milk = 75 : 25 = 3 : 1 In 60 gm mixture (water = 45 gm, milk = 15 gm) After addition of 15 gm water the weight of mixture = 75 gm. Now, wt. of water = 60 gm. and milk = 15 gm 60 100 Reqd. percentage of water = = 80% 75 x 06. (B) Let the original fraction be y Then, as per question 200 x+ x 100 5 = 350 12 y+ y 100 3x 5 = 45y 12 6x 5 = 9y 12 x 53 5 = = y 12 2 8 07. (B) Let the required number be P. As per question 4 3 2 1 P P = 648 5 4 5 6

) 3 1 P ( ) = 648 5 15
P =

648 15 8 = 1215 08. (A) Let number x be replaced for ? sign, then x 256 = 576 x x = 576 256 = 24 16 = 384 09. (A) Let the breadth of rectangular plot = b m. Length = 3 b = 3b m. Area = b 3b = 7803 b = 2601 = 51 m.

IOB 2009 | 21 10. (D) As per question Given Exp. = 15 x 16 15 832 = 16 = Rs. 780 14. (A) Compound Interest r t = P 1+ 1 100 15 4 = 20000 1+ 1 100 23 4 = 20000 1 20 1 = [(23)4 (20) 4 ] 8 1 = [(23)2 (20) 2 ] [(23)2 + (20)2 ] 8 1 = [(529 400) (529 + 400)] 8 1 = 129 929 8 = Rs. 14980125 15. (D) As per question, Total weight = 58 53 Total weight = 58 53 = 3074 kg. Difference of one girls weight = Reading weight Actual weight = 65 45 = 20 kg exceed Actual average weight of 53 girls Actual weight = 53 3074 20 = 53 3054 = = 5762 kg. 53 16. (B) Share of A =

( = (
=

( ) (

12
1+2

3 5 2 = 3 2 = 5 = x 3 2 5 = x 5 3 2 x = x Ranis age cannot be determined. 12. (B) Given 9x + 3y = 54 (1) 28x 140 and = 13y 39 3x 5y = 0 (2) on solving x = 5 y = 3 yx = 35 = 2 13. (C) Let the share of B = x. Then, as per question, (100 25) Share of C = x 100 3 = x 4 3 100 + 25 Share of A = x 4 100 3 5 15 = x = x 4 4 16 15 3 x + x + x = Rs. 2236 16 4 (15 + 16 + 12) x = 2236 16 2236 16 x = 43 = 832 =

11. (D) Let Ranis age As per question, x Komals age Komals age Poojas age x and Poojas age Ranis age

3 4 6 3 355 5 5 33 19 355 5 5 14 355 = 994 5 = x years

) )

[(

) ] [( ) ] [( ) ]

14
2+4

32

102
3+6

416

2090

12552 ?

4+8

5 + 10 6 + 12

Required number = 2090 6 + 12 = 12552

22 | IOB 2009 17. (A)

10
3 2

15
4 4

15
5 6

12.5
6 8

9.375 6.5625
7 10 8 12

4.375 ?

Required number = 65625 18. (D)

10
1+7

8 = 4375 12
20892 ?

17

48

165

688

3475

2 + 14 3 + 21 4 + 28 5 + 35 6 + 42

Required number = 3475 6 + 42 = 20892 1 19. (C)

3 8 15

3 24 360 8640 302400 14515200 ?

8_3=5 15 _ 8 = 7 24 _ 15 = 9 35 _ 24 = 11 48 _ 35 = 13

24 35 48

Required number = 302400 48 = 14515200 0 20. (E)

+5

5
+ 13

13 5 = 8 25 13 = 12 41 25 = 16 + 41 61 41 = 20 + 61 85 61 = 24

18
+ 25

43 84 145
+ 85

230 ?

Required number = 145 + 85 = 230 21. (B) Total percentage of students in IT & Management = (20 + 16)% = 36%. Total No. of students in IT & Management 36 = 3500 = 1260 100

Total percentage of girls in IT & Management = (18 + 12)% = 30%. Total no. of girls in IT & Management 30 = 1500 = 450 100 Hence no. of boys enrolled in IT and Management together = 1260 450 = 810 22. (C) No. of girls enrolled in Arts 38 = 1500 = 570 100 No. of girls enrolled in Science 11 = 1500 = 165 100 No. of students enrolled in Science 22 = 3500 = 770 100 No. of boys enrolled in Science = 770 165 = 605 Required ratio No. of girls enrolled in Arts = No. of boys enrolled in Science 570 114 = = 605 121 = 114 : 121 23. (D) Total percentage of girls enrolled in Science & Commerce = (11 + 21)% = 32% Total number of girls enrolled in Science & Commerce 32 = 1500 = 480 100 24. (A) No. of girls enrolled in Science 11 = 1500 = 165 100 No. of girls enrolled in Science change their stream to Management 20 = 165 = 33 100 No. of students enrolled in Management 16 = 3500 = 560 100 New number of Management students altogether = 33 + 560 = 593

IOB 2009 | 23 25. (E) No. of girls enrolled in Arts, Science and Commerce (38 + 11 + 21) = 1500 100 = 70 15 = 1050 The required per cent of girls enrolled in Arts, Science and Commerce of total number of students in the College 1050 100 = % = 30% 3500 26. (C) Total units sold by all six companies = (650 + 300 + 150 + 450 + 300 + 400) = 2250 Average number of units sold by all six companies 2250 = = 375 6 27. (D) Percentage of sale with respect to its production 650 100 A % = 722% 900 300 100 B % = 428% 700 150 100 C % = 50% 300 450 100 D % = 529% 850 300 100 E % = 545% 550 400 100 F % = 666% 600 Company A had the highest percentage. 28. (B) Total units produced by all six companies = (900 + 700 + 300 + 850 + 550 + 600) = 3900 Average number of units produced by all companies 3900 = = 650 6 29. (E) Total units sold by A, B, C = (650 + 300 + 150) = 1100 Total units produced by A, B, C = (900 + 700 + 300) = 1900 Required percentage = 1100 100 % 1900 = 5789% ~ 58% (App.)

30. (A) Total production of companies D and E = 850 + 550 = 1400 Total sale of the companies D and E = 450 + 300 = 750 1400 Required ratio = 750 28 = 15 = 28 : 15 31. (A) Total no. of workers working in various months from Factory A = 3595 (in hundreds) Total no. of workers working in various months from Factory E = 3949 (in Hundreds) Reqd. difference = 3949 3595 = 354 (in hundreds) = 3540 32. (D) Total no. of workers from Factories B and C in March = (65 + 716) = 1366 (in hundreds) = 13660 Total no. of workers from Factories A and D in March = (42 + 76) = 118 (in hundreds) = 11800 13660 Required ratio = 11800 683 = 590 = 683 : 590 33. (C) Average of no. of workers working in January in all Factories (65 + 412 + 724 + 635 + 83) = 5 3251 = 5 = 6502 (in hundreds)

24 | IOB 2009 Average of no. of workers working in April in all factories. (51 + 728 + 835 + 218 + 66) = 5 2951 = 5 = 5902 (in hundreds) Total of average of no. of workers = (6502 + 5902) = 12404 (in hundreds) = 12404 34. (B) Average no. of workers working in various months Factory C (724 + 61 + 716 + 835 + 616 + 732) = 6 4233 = 6 = 7055 (in hundreds) = 7055 35. (E) Total no. of workers from Factory B = 3297 (in hundreds) = 32970 Total no. of workers from Factory D = 3585 (in hundreds) = 35850 Required percentage 32970 100 = % 35850 65940 = % 717 = 91967% ~ 92% (App.) 36. (C) Let total students in institute = A. 45 9 No. of girls = A= A 100 20 55 11 No. of boys = A= A 100 20 Given : No. of boys studying in Marketing = 30% of total boys 30 11 297 = A 100 20 Total no. of students 20 100 297 A = 30 11 = 1800 Total no. of girls = 45 18 = 810 Total no. of boys = 55 18 = 990 37. (D) No. of girls studying HR 40 = 810 = 324 100 Boys studying Finance 50 = 990 = 495 100 Now no. of boys in (HR + Finance + Marketing) = 990. No. of boys in HR = 990 495 297 = 198 Hence, required ratio No. of boys in HR = No. of girls in HR 198 = 324 11 = = 11 : 18 18 38. (A) No. of girls in (Finance + Marketing + HR) = 810. As per question, No. of Boys in Marketing 3 = No. of Girls in Marketing 2 Girls in Marketing 2 = Boys in Marketing 3 2 = 297 = 198 3 No. of girls in Finance = 810 No. of girls in (Marketing + HR) = 810 (198 + 324) = 288 39. (B) Since given 50% boys are studying Finance No. of boys in finance 50 = 990 = 495 100 Percentage of boys studying finance out of total students in institution 495 100 = = 275% 1800

IOB 2009 | 25 40. (E) As per question, No. of boys studying Marketing 3 = No. of girls studying Marketing 2 No. of girls studying Marketing 2 = no. of boys in Marketing 3 2 = 297 = 198 3 Boys studying Finance 50 = 990 = 495 100 Percentage of girls in Marketing w.r.t. boys in finance 198 100 = % = 40% 495 41. (C) From I, 72 = 9 8 or 8 9 Reqd. no. = 89 Both statements I and II are needed to answer the question. 42. (D) From I, 135 Speed of the Car = 5 = 45 km/hr. From II, 270 Speed of Car = 6 = 45 km/hr. Either the statement I alone or satement II alone is sufficient. 43. (E) Both statements I and II together are not sufficient and need more data to answer the question. 44. (A) Statement I is sufficient to determine the total numbers of girls and hence it is sufficient to find ratio. Statement II is not required Percentage of boys = 40% Percentage of girls = 100 40 = 60%

Difference between the digits is 1.

60 40 3 = =3:2 2 45. (B) The statement II alone is sufficient to answer the question, but the statement I alone is not sufficient. 46. (B) Year wise percentage of candidates qualified over appeared form institute D 1567 100 2003 : % = 8878% 1765 1024 100 2004 : % = 6506% 1574 1210 100 2005 : % = 6898% 1754 1145 100 2006 : % = 8394% 1364 1214 100 2007 : % = 8039% 1510 Lowest percentage is in the year 2004. Required ratio = 47. (E) No. of students appeared in examination from all institutes in 2007 = (1564 + 1575 + 1510 + 1654 + 1690) = 7993 No. of students qualified from all institutes in 2007 = (1462+1388+1214+1296+1480) = 6840 Required percentage of candidates = 6840 100 7993

= 8557% ~ 86% (App.) 48. (A) No. of students of institute B appeared but not qualified in 2004 = 1654 1566 = 88 No. of students of institute B appeared but not qualified in 2006 = 1440 1165 = 275 Required Difference = 275 88 = 187

26 | IOB 2009 49. (C) No. of candidates appeared for exam. from institute E over the years = (1530 + 1886 + 1806 + 1478 + 1654) = 8354 Required average 8354 = = 16708 5 ~ 1671 (App.) 50. (D) No. of candidates from all institutes appeared for exam in the year 2005 = (1684 + 1550 + 1754 + 1806 + 1666) = 8460 No. of candidates from all institutes qualified for exam in the year 2005 = (1500 + 1278 + 1210 + 1586 + 1498) = 7072 Required percentage of the candidates 7072 100 = % 8460 = 8359%

General Awareness
01. Which one of the following is the percentage upto which FDI in defense sector is allowed ? (A) 26% (B) 41% (C) 31% (D) 49% (E) None of these 02. Whenever RBI does some Open Market Operation Transactions, actually it wishes to regulate which of the following ? (A) Inflation only (B) Liquidity in economy (C) Borrowing powers of the banks (D) Flow of Foreign Direct Investments (E) None of these 03. The maximum amount of the Total Revenue earned by the Govt. of India comes from (A) Income Tax (B) Customs Duty (C) Excise Duty (D) Value Added Tax (E) Corporate Tax 04. In economics it is generally believed that the main objective of a Public Sector Financial Company like Bank is to (A) Employ more and more people (B) Maximize total profits (C) Maximize total production (D) Provide financial service to the people of the nation of its origin across the country (E) Sell the goods at subsidized cost 05. Which of the following is TRUE about the SingleEURO Payment Area a concept very much in news these days ? 1. It is a concept floated by European Union. 2. It aims to create an integrated market for payment services in EURO. 3. It is a contract to convert all US dollar payments into EURO, which is a currency almost free from fluctuations in its value. (A) Only 1 (B) Only 2 (C) Only 3 (D) Only 1 and 2 (E) None of these 06. What is a Repo Rate ? (A) It is a rate of which RBI sell Govt. securities to banks (B) It is a rate at which RBI buys Govt. securities from banks (C) It is a rate at which RBI allows small loans in the market (D) It is a rate which is offered by Banks to their most valued customers or prime customers (E) None of these 07. In a Company the use of price sensitive corporate information by the Companypeople to make gains or cover losses is known as (A) Insider trading (B) Future trading (C) Foreign trading (D) Stock trading (E) None of these

IOB 2009 | 27 08. As per the directives issued by the Prime Ministers Economic Advisory Council (EAC), the percentage of the current account deficit (of the total GDP) during 2008-2009 should not be more than (A) 28% (B) 30% (C) 31% (D) 32% (E) None of these 09. The agricultural census is done at which of the following intervals ? (A) There is no fixed term (B) Every year (C) Once in three years (D) Once in ten years (E) Once in five years 10. Which of the following cannot be called as a Debt Instrument as referred in financial transactions ? (A) Certificate of Deposits (B) Bonds (C) Stocks (D) Commercial Papers (E) Loans 11. The amount of which of the following reflects the overall budgetary position of the Govt. of India at a given time ? (A) Revenue Deficit (B) Total Amount of Income Tax collected (C) Capital Deficit (D) Fiscal Deficit (E) None of these 12. The 11th Five Year Plan is termed as plan for (A) Indias Health (B) Eradication of poverty from India (C) Indias Education (D) Development of Rural India (E) None of these 13. Who amongst the following gave the concept of PURA (Providing Urban facilities in Rural Areas) ? (A) Rajiv Gandhi (B) Manmohan Singh (C) A.P.J. Abdul Kalam (D) Sonia Gandhi (E) None of these 14. The higher rate of growth of economy certainly reduces the (A) Gender inequalities (B) Poverty (C) Population of a country (D) Flow of foreign direct investment (E) None of these 15. Bharat Nirman does not cover which of the following areas ? (A) Rural employment (B) Rural Housing (C) Rural Water supply (D) Irrigation facilities (E) It covers all the above areas 16. Which of the following committees has given its recommendations on Financial Inclusion ? (A) Rakesh Mohan Committee (B) Rangarajan Committee (C) Sinha Committee (D) Kelkar Committee (E) None of these 17. Which of the following correctly describes what sub-prime lending is ? 1. Lending to the people who cannot return the loans. 2. Lending to the people who are high value customers of the banks. 3. Lending to those who are not a regular customer of a bank. (A) Only 1 (B) Only 2 (C) Only 3 (D) All 1, 2 and 3 (E) None of these 18. Which of the following is/are the major concepts visible in todays banking industry in India ? 1. Risk Based Management 2. Growing competition 3. IT Initiatives (A) (B) (C) (D) (E) Only 1 Only 2 Only 3 Both 2 and 3 All 1, 2 and 3

28 | IOB 2009 19. Which of the following services provided by a bank in India is not liable for Service Tax as per existing laws ? (A) Safe Deposit Lockers (B) Merchant Banking Services (C) Credit cards (D) Discount earned on certain discounted bills (E) None of these 20. The actual return of an investor is reduced sometimes as the prices of the commodities go up all of a sudden. In financial sector this type of phenomenon is known as (A) Probability risk (B) Market risk (C) Inflation risk (D) Credit risk (E) None of these 21. In India Minimum Support Prices are announced by the Govt. of India every year. Which of the following commodities is not covered under this policy ? (A) Sugar (B) Wheat (C) Cotton (D) White goods (E) All are covered under the policy 22. Which of the following policies of a country brings a crucial impact on the economic growth of the nation ? 1. Fiscal policy 2. Foreign policy 3. Social policies (A) Only 1 (B) Only 2 (C) Only 1 and 2 (D) Only 2 and 3 (E) All 1, 2 and 3 23. Which of the following financial products is not much popular in India as they are launched recently only ? (A) Development Bonds (B) Insurance Policies (C) Mutual funds (D) Sovereign Wealth Funds (E) All are very popular products in India 24. Which of the following countries is given permanent membership of the World Trade Organisation recently ? (A) Ukrain (B) India (C) Pakistan (D) Sri Lanka (E) None of these 25. When the prices of commodities, goods and services start declining consistently, the phenomenon is known as (A) Discount yield (B) Deflation (C) Negative growth (D) Market capitalization (E) None of these 26. Which of the following products launched by most of the banks help farmers in getting instant credit for various agricultural purposes ? (A) Kissan Credit Card (B) Personal Loan (C) Business Loan (D) ATM Card (E) None of these 27. Which of the following policies of the financial sectors is basically designed to transferring local financial assets into foreign financial asset freely and at market determined exchange rates ? Policy of (A) Capital Account convertibility (B) Financial Deficit Management (C) Minimum Support Price (D) Restrictive Trade Practices (E) None of these 28. A customer wishes to purchase some US dollars in India. He/ She should go to (A) Public Debt Division of the RBI only (B) American Express Bank Only (C) RBI or any branch of a bank which is authorized for such business (D) Ministry of Foreign Affairs (E) None of these 29. Indias Look East Policy was launched in the year (A) 1990 (B) 1992 (C) 1995 (D) 2000 (E) None of these 30. Which of the following products of a bank is specifically designed to provide financial help to children in their higher studies in India or in a foreign nation ? (A) Personal Loan

IOB 2009 | 29 (B) (C) (D) (E) Corporate Loan Educational Loan Mortgage Loan None of these (C) Cost Control competition (D) Service competition (E) None of these 36. Which of the following is not a social assistance programme launched by the Govt. of India ? (A) National Old Age Pension Scheme (B) Annapurna Scheme (C) National Family Benefit Scheme (D) Indira Awaas Yojana (E) All are social assistance programmes 37. What is the Statutory Liquidity Ratio (SLR) at present ? (A) 14% (B) 18% (C) 20% (D) 24% (E) None of these 38. Mr. Raman Singh has taken over as the Chief Minister of which of the following States after a General Election in November/ December 2008 ? (A) Jammu & Kashmir (B) Madhya Pradesh (C) Delhi (D) Chhattisgarh (E) None of these 39. The World Development Report-2009 is released a few months earlier, by which of the following Organisations ? (A) UNESCO (B) ADB (C) IMF (D) WTO (E) World Bank 40. As per news published in news-papers, how much money Govt. of India has decided to invest in Infrastructure Sector as an initiative ? About (A) Rs. 30,000 crores (B) Rs. 40,000 crores (C) Rs. 50,000 crores (D) Rs. 60,000 crores (E) Rs. 70,000 crores 41. Mr. Hosni Mubarak who is the recipient of the Jawaharlal Nehru Award for International Understanding recently is the (A) President of South Africa (B) Prime Minister of South Africa

31. A Bank/Financial Organization these days relies heavily on e-commerce for its transaction. As a part of system security, it has introduced organizations security awareness manual. This step of the organization can be classified under which one of the following categories of measures for a business ? (A) Preventive (B) Compliance (C) Corrective (D) Detective (E) None of these 32. Which of the following is the limitation of the ATMs owing to which people are required to visit branches of the bank ? 1. It does not accept deposits. 2. It has a limited cash disbursement capacity. 3. Lack of human interface (A) Only 1 (B) Only 2 (C) Only 3 (D) All 1, 2 and 3 (E) None of these are limitations 33. Which of the following is/are the objectives of developing Special Economic Zones (SEZs) ? 1. Generate additional economic activities. 2. Generate additional employment opportunities. 3. Promotion of export of goods and services. (A) Only 1 (B) Only 2 (C) Only 3 (D) Only 1 and 2 (E) All 1, 2 and 3 34. An industry which is fighting hard to increase its market share in existing market (with new popular products) is known as (A) Market vendor (B) Market operator (C) Market leader (D) Market follower (E) Market challenger 35. Maruti view Tata Motors as prominent competitor but does not view Volvo as a competitor. This type of competition in the market is known as (A) Product competition (B) Production flow competition

30 | IOB 2009 (C) President of Egypt (D) Prime Minister of Egypt (E) Secretary General of UNO 42. Mr. Paul Krugman whose name was in news recently is a famous (A) Medical Scientist (B) Economist (C) Author (D) Astrophysicist (E) Sports Personality 43. The Buckingham Canal which is declared a National Waterway of India recently is a Canal running from (A) Punjab to Haryana (B) Mumbai to Goa (C) Vijayawada Villupuram (D) Cochin to Kozhikode (E) Kanyakumari to Rameshwaram 44. Many times we see in news-papers that some projects are launched by the Govt. Authorities on PPP basis. What is the full form of PPP ? (A) Preferential Payment Plan (B) Public Private Partnership (C) Partial Payment Project (D) Popular Private Project (E) Public Private Plan 45. Which of the following countries is not the member of Asia Pacific Economic Cooperation (APEC) which was in news recently ? (A) South Korea (B) Canada (C) China (D) India (E) U.S.A. 46. The compulsory Education Act will ensure education to the children upto the age of (A) 10 years (B) 12 years (C) 8 years (D) 6 years (E) None of these 47. Saniya Mirza and Mahesh Bhupati won which of the following titles recently ? (A) Australia Open (B) U.S. Open (C) Wimbledon Finals (D) Davis Cup Finals (E) None of these 48. Mr. Kunwar Narayan who was selected for the Jnanpith Award (for 2005) recently is a famous poet and writer in (A) Urdu (B) English (C) Gujarathi (D) Punjabi (E) Hindi 49. Which of the following countries is planning to launch its Moon Mission Space Vehicle named as Moon-LITE ? (A) Pakistan (B) Germany (C) Russia (D) France (E) Britain 50. Which of the following books is written by Mr. Nandan Nilekani ? (A) Imagining India (B) A Good Woman (C) Between the Assassinations (D) The White Tiger (E) None of three

Answers with Hints

01. 06. 11. 15. (A) 2. (C) 3. (E) 4. (D) 5. (D) (A) 7. (A) 8. (D) 9. (E) 10. (C) (D) 12. (C) 13. (C) 14. (B) (A) Bharat Nirman does cover in six selected areas i.e., Rural Housing, Rural Water Supply, Irrigation Facilities, Rural Roads, Rural Telephony and Rural Electrification. (B) 17. (A) 18. (A) 19. (D) 20. (B) (D) 22. (C) 23. (D) 24. (E) 25. (B) (A) 27. (A) 28. (C) 29. (B) 30. (C) (B) 32. (B) 33. (E) 34. (D) 35. (C) (D) 37. (D) 38. (D) 39. (E) 40. (E) (C) 42. (B) 43. (C) 44. (B) 45. (D) (E) Every child between the age of 6 to 14 years has the right to free and compulsory education. This is stated as per the 86th Constitution Amendment Act added Article 21A. 48. (E) 49. (E) 50. (A)

16. 21. 26. 31. 36. 41. 46.

47. (A)

IOB 2009 | 31

English Language
Directions(Q. 115) Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions. Goldman Sachs predicted that crude oil price would hit $200 and just as it appeared that alternative renewable energy had a chance of becoming an economically viable option, the international price of oil fell by over 70%. After hitting the all-time high of $147 a barrel, a month ago, crude oil fell to less than $40 a barrel. What explains this sharp decline in the international price of oil ? There has not been any major new discovery of a hitherto unknown source of oil or gas. The short answer is that the demand does not have to fall by a very sizeable quantity for the price of crude to respond as it did. In the short run, the price elasticity of demand for crude oil is very low. Conversely, in the short run, even a relatively big change in the price of oil does not immediately lower consumption. It takes months, or years, of high oil price to inculcate habits of energy conservation. World crude oil price had remained at over $60 a barrel for most of 20052007 without making any major dent in demand. The long answer is more complex. The economic slowdown in the US, Europe and Asia along with dollar depreciation and commodity speculation have all had some role in the downward descent in the international price of oil. In recent years, the supply of oil has been rising but not enough to catch up with the rising demand, resulting in an almost vertical escalation in its price. The number of crude oil futures and options contracts have also increased manifold which has led to significant speculation in the oil market. In comparison, the role of the Organization of Petroleum Exporting Countries (OPEC) in fixing crude price has considerably weakened. OPEC is often accused of operating as a cartel restricting output thus keeping prices artificially high. It did succeed in setting the price of crude during the 1970s and the first half of the 80s. But, with increased futures trading and contracts, the control of crude pricing has moved from OPEC to banks and markets that deal with futures trading and contracts. It is true that most oil exporting regions o f the world have remained politically unstable fuelling speculation over the price of crude. But there is little evidence that the geopolitical uncertainties in west Asia have improved to weaken the price of oil. Threatened by the downward slide of oil price, OPEC has, in fact, announced its decision to curtail output. However most oil importers will heave a sigh of relief as they find their oil import bills decline except for those who bought options to import oil at prices higher than market prices. Exporting nations, on the other hand, will see their economic prosperity slip. Relatively low price of crude is also bad news for investments in alternative renewable energy that cannot compete with cheaper and non-renewable sources of energy. 01. Why are oil importing countries relieved ? (A) Price of crude reached $ 147 not $ 200 as was predicted (B) Discovery of oil reserves within their own territories (C) Demand for crude has fallen sharply (D) There is no need for them to invest huge amounts of money in alternative sources of energy (E) None of these 02. Which of the following factors is responsible for rise in speculation in crude oil markets ? 1. OPEC has not been able to restrict the oil output and control prices 2. The supply of oil has been rising to match demand 3. Existence of large number of oil futures and oil contracts (A) Only 1 (B) Both 1 & 2 (C) Only 3 (D) All 1, 2 & 3 (E) None of these 03. What does the phrase the price elasticity of demand for crude oil is very low imply ? (A) When the price rises the demand for crude oil falls immediately (B) A small change in demand will result in a sharp change in the price of crude (C) Within a short span of time the price of crude oil has fluctuated sharply

32 | IOB 2009 (D) Speculation in oil does not have much of an impact on its price (E) None of these 04. Which of the following is/are TRUE in the context of the passage ? 1. The decline in oil prices has benefited all countries 2. Renewable energy sources are costlier than non-renewable ones 3. Lack of availability of alternative renewable energy resulted in rise in demand for crude (A) Only 2 (B) Both 1 & 2 (C) Both 2 & 3 (D) Only 3 (E) None of these 05. What has been the impact of the drop in oil prices ? (A) Exploration for natural gas resources has risen (B) The dollar has fallen sharply (C) OPEC has decided to restrict its production of oil (D) Economic depression in oil importing countries (E) Drastic fall in demand for crude oil 06. What led to alternative energy sources being considered economically feasible ? (A) The price of oil rose by 70 per cent while renewable energy sources are cheap (B) Exorbitant crude oil prices made alternative energy sources an attractive option (C) Expert predictions that the price of oil would alternately escalate and plunge sharply (D) Evidence that no new sources of oil and gas are available (E) None of these 07. What does the author want to convey by citing the statistic of 2005-2007 ? (A) The prices of crude were rising gradually so people were not alarmed (B) The dollar was a strong currency during that period (C) Many people turned to alternative renewable energy sources because of high oil prices (D) If the price of oil is high for a short time it does not necessarily result in a drop in consumption (E) People did not control their demand for fuel then which created the current economic slowdown 08. Which of the following factors is not responsible for the current drop in oil prices ? (A) Economic crisis in America, European and Asian nations (B) Speculation in oil markets (C) Weakening of the dollar (D) Political stability in oil exporting countries (E) All the above are not responsible for the current drop in oil prices 09. Which of the following is NOT TRUE in the context of the passage ? 1. OPEC was established in 1970 to protect the interests of oil importing countries 2. When demand for oil exceeds supply there is a sharp rise in price 3. Today futures trading markets set the oil prices to a large extent (A) Only 1 (B) Only 3 (D) Only 2 (C) Both 1 & 3 (E) None of these 10. Which of the following is the function of OPEC ? (A) Controlling speculation in oil (B) Ensuring profits are equally distributed to all its members (C) Monitoring inflation in oil prices and taking necessary steps to lower it (D) Guaranteeing political instability in oil exporting countries does not impact output (E) Determining prices of crude oil Directions(Q. 1113) Choose the word which is most similar in meaning to the word printed in bold as used in the passage. 11. INCULCATE (A) Modify (C) Initiate (E) Instill (B) Construct (D) Fix

IOB 2009 | 33 12. FUELLING (A) Incentive (C) Stimulating (E) Restoring 13. DENT (A) Reduction (C) Tear (E) Split (B) (C) (D) (E) Any alternative except No other alternative No alternative but No correction required

(B) Supplying (D) Irritating

(B) Break (D) Breach

Directions(Q. 1415) Choose the word which is most opposite in meaning to the word printed in bold as used in the passage. 14. CONVERSELY (A) Compatibly (C) Likely (E) Resembling 15. WEAKEN (A) Powerful (C) Intense (E) Energise (B) Similarly (D) Aligning

19. Since the deadline has been changed from next week to this Thursday you should give this work priority. (A) Be given this work priority (B) Not give priority this work (C) Prioritised this work (D) Priority this work (E) No correction required 20. After the success of our project we have been receiving more requests than we do not have the resources to handle them. (A) Many requests but (B) Most of the requests (C) More requests that (D) Too many requests (E) No correction required Directions(Q. 2125) In each question below, a sentence with four words printed in bold type is given. These are lettered as (A), (B), (C) and (D). One of these four words printed in bold may be either wrongly spelt or inappropriate in the context of the sentence. Find out the word which is wrongly spelt or inappropriate, if any. The letter of that word is your answer. If all the words printed in bold are correctly spelt and also appropriate in the context of the sentence, mark (E) i.e., All correct as your answer. 21. The document he gave me was long and (A) complicated and I struggled to understand it. (B) (C) (D) All correct (E) 22. We shall have to await and see if these (A) measures are sufficient to address the (B) (C) (D) problem. All correct (E) 23. They are negotiating to try and reach an (A) (B)

(B) Nourish (D) Boost

Directions(Q. 1620) Which of the phrases (A), (B), (C) and (D) given below each sentence should replace the phrase printed in bold in the sentence to make it grammatically correct ? If the sentence is correct as it is given and no correction is required, mark (E) as the answer. 16. We have hired an advertising agency to prepare a campaign to encourage people votes. (A) People from voting (B) Voting for people (C) People to vote (D) Votes by people (E) No correction required 17. During the training programme the new recruits will be briefed about how their role in the new organisation. (A) What their roles (B) About their role (C) For its roles (D) Which are their role (E) No correction required 18. The equipment is in such poor condition that we have no alternative to buy new ones. (A) Many alternative like

34 | IOB 2009 agreement which will beneficial everyone (C) concerned. All correct (D) (E) 24. The company has decided to allott a (A) (B) substantial portion of its profits to research (C) (D) and development. All correct (E) 25. It remains to be seen whether these reforms (A) (B) (C) will be acceptable by the Board. All correct (D) (E) Directions(Q. 2630) Rearrange the following five sentences (1), (2), (3), (4) and (5) in the proper sequence to form a meaningful paragraph; then answer the questions given below them. (1) For instance, if we measure the room temperature continuously and plot its graph with time on X-axis and temperature on the Y-axis,we get a continuous waveform, which is an analog signal. Analog is always continuous. (2) The absence or presence of something can be used to plot a digital signal. (3) An analog signal is a continuously varying signal, similar to a sinusoidal waveform. (4) Any signal can be classified into one of the two types : analog and digital. (5) In contrast, a digital signal takes the form of pulses,where we have something or nothing. 26. Which of the following should be the FIRST sentence after rearrangement ? (A) 1 (B) 2 (C) 3 (D) 4 (E) 5 27. Which of the following should be the FIFTH sentence after rearrangement ? (A) 1 (B) 2 (C) 3 (D) 4 (E) 5 28. Which of the following should be the FOURTH sentence after rearrangement ? (A) 1 (B) 2 (C) 3 (D) 4 (E) 5 29. Which of the following should be the THIRD sentence after rearrangement ? (A) 1 (B) 2 (C) 3 (D) 4 (E) 5 30. Which of the following should be the SECOND sentence after rearrangement ? (A) 1 (B) 2 (C) 3 (D) 4 (E) 5 Directions(Q. 3140) Read each sentence to find out whether there is any grammatical error or idiomatic error in it. The error, if any, will be in one part of the sentence. The letter of that part is the answer. If there is no error, the answer is (E) (Ignore errors of punctuation, if any.) 31. He has taken care to / compliance with the (A) (B) norms / so he expects the proposal / to be (C) (D) approved without delay. No error (E) 32. Under the terms of the new deal / the channel (A) (B) can broadcast / the next cricket tournament to (C) be / played among India and Australia. (D) No error (E) 33. Our equipment gets damage / very often in (A) (B) summer / because there are / frequent power (C) (D) cuts. No error (E) 34. We have received many / of the letters from (A) (B) customers / asking us to extend / the deadline (C) (D) to repay their loans. No error (E)

IOB 2009 | 35 35. Since I had lived there / for many years the (A) (B) villagers / were very comfortable talked / to me (C) (D) about their problems. No error (E) 36. We have been under / a lot of pressure to / (A) (B) open fifty new stores / by the ending of the (C) (D) year. No error (E) 37. The government has / launched many creative (A) (B) schemes / to make banking services / available (C) (D) to everyone. No error (E) 38. The company is in debt / and has been unable / (A) (B) to pay their employees salaries / for the past (C) (D) six months. No error (E) 39. This is turned out to be / one of our most (A) (B) successful projects / and we have made quite / (C) a large profit from it. No error (D) (E) 40. A non banking financial company is a / (A) financial institution similarly to a bank /but it (B) (C) cannot issue / cheque books to customers. (D) No error (E) Directions(Q. 4150) In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case. On October 2, 1983 the Grameen Bank Project (41) the Grameen Bank. We invited the Finance Minister to be the Chief Guest at our (42) ceremony. But when the Ministry came to (43) that the ceremony would take place in a remote district, they said it would not be an (44) place to launch a Bank and that the ceremony should be (45) in Dhaka so that all the top Government Officials could (46) We stood firm and (47) to them that we did not work in urban areas so it made no (48) to have the ceremony in a city (49) we had no borrowers. We had the ceremony in a big open field with the Finance Minister present as Chief Guest. For all of us who had worked so hard to (50) this it was a dream come true. 41. (A) reorganised (B) merged (C) named (D) converted (E) became 42. (A) opening (B) closing (C) dedicated (D) inaugurate (E) induction 43. (A) reveal (B) know (C) aware (D) inform (E) acquaint 44. (A) excellent (B) available (C) inauspicious (D) appropriate (E) obvious 45. (A) invited (C) done (E) held 46. (A) (C) (E) 47. (A) (C) (E) 48. (A) (C) (E) 49. (A) (C) (E) 50. (A) (C) (E) present attend entertain apologised explained refused difference difficulty point where that which obey discover perform (B) assembled (D) shifted (B) accompany (D) involve (B) told (D) denied (B) sense (D) meaning (B) while (D) however (B) achieve (D) built

36 | IOB 2009

Answers with Explanations

01. 06. 11. 16. 21. 22. 23. 24. 25. 26. 31. (E) 2. (C) 3. (E) 4. (D) 5. (C) (B) 7. (D) 8. (E) 9. (D) 10. (E) (D) 12. (C) 13. (A) 14. (B) 15. (D) (C) 17. (B) 18. (D) 19. (E) 20. (A) (E) (A) Change await to wait. (C) Change Beneficial to Benefit. (B) Change Allott to Allot. (D) Change Acceptable to Accepted. (D) 27. (B) 28. (E) 29. (A) 30. (C) (B) Change Compliance to comply.

32. (D) Change Among to Between. 33. (A) Change Damage to Damaged. 34. (B) Delete of the. 35. (C) Change talked to talking. 36. (D) Change Ending to End. 37. (E) 38. (C) Change Their to Its. 39. (A) Change is turned to turns. 40. (B) Change similarly to similar 41. (E) 46. (C) 42. (A) 47. (C) 43. (B) 48. (B) 44. (D) 49. (A) 45. (E) 50. (B)

Descriptive Language
Q. 1. Terrorism is nothing, but a portrayal dissatisfaction and it can be restricted through proper education and counselling. Do you agree with the statement ? Give reasons for your answer. Ans. Undoubtedly, the terrorism, which has created portrayal dissatisfaction in the country among the people, can easily be removed through proper education and counselling. If in education, such subject is taught to the students at school level, the terrorism may be controlled and following advantages will be observed The created dissatisfaction through terrorism will be root-away. There would be no problem in countrys development. The developed bad feelings in the society will be removed. Sweet relations will be made in societies and also with neighbouring countries. The awareness will develop in the new generation for better administration and living. Or Q. Countries suffering due to extreme terrorism should resort to military rule instead of democracy. Do you agree with the above statement ? Give reasons for your answer. Ans. Not only our country, but also entire world is facing currently the extreme terror. Undoubtedly, this can be removed through military rule, in place of democracy. Many terror events/attacks were happened in past time viz. Babri Mosque i.e. Ayodhya Kand (December 6, 1992), Parliament Attack (December 13, 2001), Mumbai Kand (November 26, 2008) etc. in the country as well as attack on World Trade Centre (WTC) on Sept. 11, 2001 There is a need for military rule rather than democracy to control terrorism. Since, the military persons have clearcut their mentality of proper administration and countrys welfare & piece that removes the bad developed mentality and evils among the people. Q. 2. What measure do you think can be taken to improve the current economic situation that is facing ? How do you think these measures will be helpful ? Ans. Following suggestions may be given to improve the current economic situation, this is facing in India Need to improve agriculture and trade/ commerce, so as to overcome the problem of economic points facing today in India. Non-needed flushy products from market be removed, so as to bring market equibalance. There is a need of eye inspection of the Government, on the decisions already taken in respect of tax replacement, Cancellation of Dhara 3/7, to close Inspector Raj, Liberalization of sales-tax etc. Harshness control of business men and need to represent in all related Government Committees, are required.

IOB 2009 | 37

Need to increase Minimum Support Price (MSP) of all agricultural products, fixed by the Government of India, keeping in view the higher prices of fertilizers, irrigation water, labour etc. The subsidyOn fertilizers should be given directly to the farmers, but not to fertilizers factory owners. This would help to improve agriculture crop productivity through enhanced agrimodernization as well as to increase growth-rate of agriculture, which is only 3% yearly. Contract Farming be stopped. Fertilizers, seeds, irrigation facilities etc. be provided by the Govt. & take the responsibility of agrobased products marketing.

Q. 3. What measure do you think can be taken to encourage participation of your youth in sports other than cricket in our country ? How do you think these measures will be effective ? Ans. In India, in the field of sports, only cricket is very common currently. In place of cricket, our youth can be encouraged to participate in other sports like; Hockeycalled National Game; Football, Tennis, Chess, Billiards, Table Tennis, Taek-wondo, Kabaddi, Volleyball, Polo, Basket ball, Athletics, Marathon, Gymnastics etc. following suggestions may be given to our youth in other sports, except that of cricket viz. Sports, undoubtedly, is the media of friendship and empowerment of physical development. Sports has a unique place in daily life. Presently, the sports is not only for physical development and empowerment, but also, it has now gone for large commercialization like; cricketIPL and Foreign group(s).

All above points, will be helpful to provide Roti, Kapada, Makan, Water, Electricity & Health related aspects under current economic situation. Or Q. What can be done to improve the job market in the wake of current economic shutdown ? Do you think that increasing the number of job will help improve the economy ? How ? Give reasons for your answer. Ans. Under the wake of current economic shutdown in the country, following suggestions may be given

Sports bring coordination i.e. a base of inspiration, coordination for work-together. Sports teaches us forliving together friendshiply, coordination between castes & groups to get target. Sports subject be compulsory at school level education, because youngs have extra energy. National Games Policy2001 needs to be followed strictly at school level education. Or

It is true that Indias black moneyas tax thief is being deposited every year in Swiss Banks around Rs. 1,35,000 crores (27 Arab dollar) as per the current report of GFI (Global Financial Integrity), USA. This black money be returned to India and can be utilized in agriculture on crops, fertilizers, seeds, irrigation facilities etc. by the farmers of each village in India. It is often told that Germany, France, America, Britain etc. countries are also facing due to current global economic shutdown. At present, foreign loan on India is 220 Arab Dollar. If black money be returned to India, this will change the economic position of India.

Q. Our country idolizes and takes care of its sportsman only till they are in their prime. Do you agree with this statement ? Give reasons for your answer. Ans. It is true that sportsman is praised & worshipped only upto his prime i.e., peakstage of his performance, but not later on in old stage. For this theme, following reasons may be mentioned

Surely, increasing number of jobs will help to improve the Indian economy.

National Games Policy2001This is meant for-to create strong base of sports; to achieve high demonstration in sports, structural development & improvement, to support sports union & other related organization, to provide scientific training in sports and to stress on awareness among people etc. These are to be followed.

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Since, the public looks the performance of sports man through TV & All India Radio (AIR), not only in India, but also at worldwide. The public praise only to best performance of a sportsman, but not to bad performance. Therefore, all the sportsman are praised & worshipped only upto their prime apex performance.

Q. 4. Excessive use of technology is ruining the health of our children. Do you agree with this statement ? Give reasons for your answer. Ans. Food is our daily need, undoubtedly, there is a strong challenge to meet the food demand in 21st Century for fast and ever growing population of our country (@ 19% annually). The Green Revolution (1966-67) came in agriculture sector i.e. in foodgrains production, that was the resultant of excess use of fertilizers and chemicals (Pesticides, Herbicides, Fungicides) & crop varieties too, but contrary to this, it has created now a stagnation in foodgrains production as well as in vegetables, fruits, flowers, oilseeds, pulses etc. production. Surely, the bad effects of these chemicals are appearing on the health of our children. In place of this, Organic Farming (O.F.) has to adopt, by using organic manures (FYM, Compost, Green Manures, Cakes) and biofertilizers (Rhizobium culture, Azotobactor, Azospirillum, VAM, BGA, PSB, NPV, Trichoderma etc.) in agriculture/ crop production.

Presently, in milk production, ureaas adultration; oxytocin hormone injection in milking and to enlarge brinjal, Lauki / cucurbits fruits size are commonly used, creating adverse effect on childrens health. This needs to stop. Heavy metals viz. Cd, Pb, Hg, As, Cr & Se are also creating problems through food etc. In grain storageD D T , EDB ampule, cellphos tablets are being used, inspite of banned by the Government, creating adverse effect. In place of these, ITK (Indigenous/ Inherited Technical Knowledge) has to adopt using Neem leaves and Lime in wheat, oilseeds, pulses, Rice storage.

Cancer disease is appeared due to trace element Cobalt deficiency through heavy use of chemicals. Parthenium weed is creating dermetetis, Asthama, Skin diseases etc. which needs to control. Or Q. Families are still accepting and giving dowry despite stringent laws against the same. What do you think can be done to stop this ? Discuss in detail. Ans. Undoubtedly, families are still accepting & giving dowry in marriage, inspite of hard laws against it. For stopping this dowry, following suggestions may be adopted In families, this dowry system in marriage of son & daughter has been created, like-cancer. This may be stopped by changing their own views and awareness has to be created in the society/families for it. The Dowry Prohibition Act, 1961 made by the Government was, however, changed from time to time through its Regulation in 1985 and finally the IPC Act-304 (B) 1986 was madeas Dowry Death Regulation/Act. This has to be followed. In education sector at school education, dowry system chapter be added and this would help to change our old tradition of dowry in families. There is a dire need to educate the son & daughter, so as to stand at their own feet. This would be useful to create awareness in parents. Q. 5. Many companies/organizations in our country earn huge amounts of profit, but contribute nothing towards social responsibilities. How do you think such companies can be made accountable towards social responsibility. Discuss in detail. Ans. Undoubtedly ! many companies/organizations in our country earn huge amounts of profit, but contribute nothing towards social responsibilities, either those are related to agro-based industries like; fertilizers, chemicals (Insecticides, Fungicides, Herbicides), seed production, processing of grains/pulses/oil seeds/ vegetables/fruits etc.), potatochips, papad, powder/or in other sectorsmedical related-medicines productions small industriescotton, cloths, Jute, Sericulture,

IOB 2009 | 39 Handloom, Handicrafts etc. Industrialists need their own economic growth, rather than public/ labour engaged in the industries; which is absolutely wrong and unjustice. Following suggesting may be given in this regard : Need to create jobs provision on permanent basis with future security. Purchase of raw material from local market. Transportation means have to provide. Medical & life insurance facilities be provided, etc. Or Q. Multinationals need to bring in objectivity and transperancy in their recruitment process at all the levels. Do you agree with this statement ? Discuss. Ans. Off-course ! several multinations (MNCsMultinational Companies) are engaged in various fields of agriculture in India, like; Cargill India Ltd.An American Companyworking in the purchase of Soybean in M. P.; Wheat purchase in U.P. as well as in other States; American Capitalists Uncle Sam Uncle Potato Chips Company of USA, selling the uncle chips @ Rs. 400 per kg, however, the same potato is being grown in India as well as selling throughout the country and earning a lot, but potato growers are getting the sale price only Rs. 2 to 3 per kg. Such multinational companies (MNCs) need to bring in objectivity and transparency in their recruitment process at all the level, so as to provide socio & economic advantage to our farmers and finally to give jobs, future security, life insurance & medical facilities too.