Namrata H.

Kokate
Insurance Consultant
Off :62, Haware' s Splendor CHS,
Plot No :52/56, Sector 20,
Kharghar-410210.
Email :laxmilic@yahoo.in.
Mob : 9029529676 / 9223326860 /
9224347511.

Arsia
Date : 14/09/2011

Jeevan Tarang (With Profit)

Presentation

LIC for every need

Life is unpredictable. To help you take control of your life, you need
insurance. Which brings us to the most common dilemma you face:
what to choose. Thats why there is Life Insurance Corporation.
The biggest life insurance company in India, with a network of over 11
lakh agents and 2048 branches all over India. With the highest claim
settlement record in the world and a customer base of over 20 crore
policy holders, LIC brings with it a world of experience. LIC Offers you
customized insurance products that suit your specific needs, and help
you plan for a secure future.

Highlights

Insurance And Be Secure

Page 1

Namrata H. Kokate
Arsia (10 Yrs)

Insure now, not because you are to die, but they are to live

Page 2

Namrata H. Kokate
Arsia (10 Yrs)

When someone depneds on you, you can depend on Life insurance

Page 3

Namrata H. Kokate
Arsia (10 Yrs)
Annual Premium, Risk Cover & Loan Availability Table*
The below table shows the Annual Premium Paid, Risk Cover, Returns & Loan Availability at the end of each year.
Date

Age

Risk Cover
Normal

14/09/2011
14/09/2012
14/09/2013
14/09/2014
14/09/2015
14/09/2016
14/09/2017
14/09/2018
14/09/2019
14/09/2020
14/09/2021
14/09/2022
14/09/2023
14/09/2024
14/09/2025
14/09/2026
14/09/2027
14/09/2028
14/09/2029
14/09/2030
14/09/2031
14/09/2032
14/09/2033
14/09/2034
14/09/2035
14/09/2036
14/09/2037
14/09/2038
14/09/2039
14/09/2040
14/09/2041
14/09/2042
14/09/2043
14/09/2044
14/09/2045
14/09/2046
14/09/2047
14/09/2048
14/09/2049
14/09/2050
14/09/2051
14/09/2052
14/09/2053
14/09/2054
14/09/2055
14/09/2056
14/09/2057
14/09/2058
14/09/2059
14/09/2060
14/09/2061
14/09/2062
14/09/2063
14/09/2064
14/09/2065
14/09/2066
14/09/2067

10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50

11,525
1,49,825
22,64,000
23,52,000
24,40,000
25,28,000
26,16,000
27,04,000
27,92,000
28,80,000
29,68,000
30,56,000
31,44,000
32,32,000
33,20,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000

Accident

11,525
1,49,825
22,64,000
23,52,000
24,40,000
25,28,000
26,16,000
27,04,000
27,92,000
28,80,000
29,68,000
30,56,000
31,44,000
32,32,000
33,20,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000
20,00,000

Annual
Premium

1,38,300
1,38,300
1,38,300
1,38,300
1,38,300
1,38,300
1,38,300
1,38,300
1,38,300
1,38,300
1,38,300
1,38,300
1,38,300
1,38,300
1,38,300
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

Tax Saved

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

Nett.
Premium

Returns From
Cash In Hand
LIC

1,38,300
1,38,300
1,38,300
1,38,300
1,38,300
1,38,300
1,38,300
1,38,300
1,38,300
1,38,300
1,38,300
1,38,300
1,38,300
1,38,300
1,38,300
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
13,20,000
1,10,000
1,10,000
1,10,000
1,10,000
1,10,000
1,10,000
1,10,000
1,10,000
1,10,000
1,10,000
1,10,000
1,10,000
1,10,000
1,10,000
1,10,000
1,10,000
1,10,000
1,10,000
1,10,000
1,10,000
1,10,000
1,10,000
1,10,000
1,10,000

Jo Parivaar Se Kare Pyar Woh, L.I.C. Se Kaise Kare Inkar

13,20,000
1,10,000
1,10,000
1,10,000
1,10,000
1,10,000
1,10,000
1,10,000
1,10,000
1,10,000
1,10,000
1,10,000
1,10,000
1,10,000
1,10,000
1,10,000
1,10,000
1,10,000
1,10,000
1,10,000
1,10,000
1,10,000
1,10,000
1,10,000
1,10,000

Surrender
Value

0
0
0
2,74,206
3,91,516
5,25,539
6,67,567
8,27,630
10,09,416
12,16,520
14,54,003
17,40,482
20,66,810
24,37,955
28,59,637
18,00,000
18,00,000
18,00,000
18,00,000
18,00,000
18,00,000
18,00,000
18,00,000
18,00,000
18,00,000
18,00,000
18,00,000
18,00,000
18,00,000
18,00,000
18,00,000
18,00,000
18,00,000
18,00,000
18,00,000
18,00,000
18,00,000
18,00,000
18,00,000
18,00,000
18,00,000
18,00,000
18,00,000
18,00,000
18,00,000
18,00,000
18,00,000
18,00,000
18,00,000
18,00,000
18,00,000
18,00,000
18,00,000
18,00,000
18,00,000
18,00,000
18,00,000

Namrata H. Kokate
Arsia (10 Yrs)
Summary
Annual
Premium, Risk Cover & Loan Availability Table*
The below table
shows the Annual Premium Paid,Amount
Risk Cover, Returns & Loan Availability
at the end of each year.
Description
Description

Amount

Maximum Risk CoverNormal

(Normal)

1,14,60,000.00

Date

Age

Risk Cover

Accident

Annual
Premium

Tax Saved

33,20,000.00

Nett.
Premium

Returns From
Cash In Hand
LIC

Returns (Maturity + Survival Benefit)

Surrender
Value

14/09/2068 67
20,00,000
20,00,000
0
0
0
1,10,000
1,10,000
18,00,000
Maximum Risk Cover (Accident)
33,20,000.00
Accoumulated Amt. Under Annuity Plans
0.00
14/09/2069 68
20,00,000
20,00,000
0
0
0
1,10,000
1,10,000
18,00,000
14/09/2070
Total
Premium69Paid 20,00,000
20,00,000
20,74,500.00
0
Compounded
0
Value of0Returns
1,10,000
1,10,0001,14,60,000.00
18,00,000
14/09/2071 70
20,00,000
20,00,000
0
0
0
1,10,000
1,10,000
18,00,000
Less : Tax Saved
0.00
Addition Gain by Loan Recycling
0.00
14/09/2072 71
20,00,000
20,00,000
0
0
0
1,10,000
1,10,000
18,00,000
14/09/2073
20,00,000
20,00,000
0
0
0
1,10,000
1,10,0001,14,60,000.00
18,00,000
Net
Premium 72
20,74,500.00
Net Amount
in hand 27/09/2101
14/09/2074 73
20,00,000
20,00,000
0
0
0
1,10,000
1,10,000
18,00,000
14/09/2075 74
20,00,000
20,00,000
0
0
0
1,10,000
1,10,000
18,00,000
14/09/2076 75
20,00,000
20,00,000
0
0
0
1,10,000
1,10,000
18,00,000
Yield (With tax benefit)
5.58
14/09/2077 76
20,00,000
20,00,000
0
0
0
1,10,000
1,10,000
18,00,000
14/09/2078 77
20,00,000
20,00,000
0
0
0
1,10,000
1,10,000
18,00,000
14/09/2079 78
20,00,000
20,00,000
0
0
0
1,10,000
1,10,000
18,00,000
14/09/2080Returns
79
20,00,000
0
0
0
1,10,000
1,10,000
18,00,000
From LIC20,00,000
14/09/2081 80
20,00,000
20,00,000
0
0
0
1,10,000
1,10,000
18,00,000
14/09/2082 81
20,00,000
20,00,000
0
0
0
1,10,000
1,10,000
18,00,000
Sum Assured82
20,00,0000
14/09/2083
20,00,000
20,00,000
0
0
1,10,000
1,10,000
18,00,000
Bonus
13,20,0000
14/09/2084
83
20,00,000
20,00,000
0
0
1,10,000
1,10,000
18,00,000
Survival Benefits
81,40,0000
14/09/2085
84
20,00,000
20,00,000
0
0
1,10,000
1,10,000
18,00,000
14/09/2086
85
20,00,000
20,00,000
0
0
0
1,10,000
1,10,000
18,00,000
Special Medical Reports Requirement
14/09/2087 86
20,00,000
20,00,000
0
0
0
1,10,000
1,10,000
18,00,000
As
per the current
presentation20,00,000
& Previous Policy 0the Total SUC
Birthday)
out to be18,00,000
Total
14/09/2088
87
20,00,000
0 for Arsia(Last
0
1,10,000 works
1,10,000
Non-Health
SUC : 20,00,000.
are required:
14/09/2089 88
20,00,000 Following
20,00,000 Special Reports
0
0
0
1,10,000
1,10,000
18,00,000
14/09/2090 89
20,00,000
20,00,000
0
0
0
1,10,000
1,10,000
18,00,000
14/09/2091
90
20,00,000
20,00,000
0
0
0
1,10,000
1,10,000
18,00,000
Total
Non-Health
SUC
: 20,00,000
14/09/2092FMR
91
20,00,000
20,00,000
0
0
0
1,10,000
1,10,000
18,00,000
Jevenile
14/09/2093 92
20,00,000
20,00,000
0
0
0
1,10,000
1,10,000
18,00,000
14/09/2094 93
20,00,000
20,00,000
0
0
0
1,10,000
1,10,000
18,00,000
14/09/2095 94
20,00,000
20,00,000
0
0
0
1,10,000
1,10,000
18,00,000
14/09/2096 95
20,00,000
20,00,000
0
0
0
1,10,000
1,10,000
18,00,000
14/09/2097 96
20,00,000
20,00,000
0
0
0
1,10,000
1,10,000
18,00,000
14/09/2098 97
20,00,000
20,00,000
0
0
0
1,10,000
1,10,000
18,00,000
14/09/2099 98
20,00,000
20,00,000
0
0
0
1,10,000
1,10,000
18,00,000
14/09/2100 99
20,00,000
20,00,000
0
0
0
1,10,000
1,10,000
18,00,000
14/09/2101 100
0
0
0
0
0
20,00,000
20,00,000
0
Total

20,74,500

20,74,500

1,14,60,000

1,14,60,000

*Liable to change according to Government / Corporation Policy

Calculation includes Bonus and Final Additional Bonus available to the plan as on today.

Other Premiums Details

Plan Plan
SNo

DOC

Term PPT

14/09/2011 15

15
Total

Sum Assured

20,00,000

Accident
Benefit

Daily
Premium

Yly

Hly

Qly

SSS

Single

379

1,35,444

68,436

34,575

11,525

12,63,000

379

1,35,444

68,436

34,575

11,525

12,63,000

When someone
The best
depends
thing to
onsave
you,for
you
oldcan
days
depend
: Selfon
Respect
Life Insurance
The best way to save for old days : LIFE INSURANCE

Page 65