UFAN Client Questionnaire & Pre-Disclosures

LOAN ASSESMENT: 1) How did you obtain your current loan? Commercial Bank Credit Union Provide Name of entity: 2) Mortgage Banker Regional Bank Mortgage Broker Local Bank

________________________________________________ Yes No

Do you have a loan servicing company that you make your payments to? ________________________________________________ 2- 5 years Yes 5-10 years No 10 years +

Provide Name of servicing entity: 3) 4) 5) Less than 1 year

How long have you had your current loan? Do you plan to remain in your residence? Were you aware that your lender would sell your loan to other entities?
Yes No

6)

Were you aware that your loan would be transferred to a loan servicing company?
Yes No

7)

Were you aware that your loan would be converted into a Bond or Securitization?
Yes No

8)

Are you currently late on your mortgage?

Yes No

If Yes; how many payments? 9)

________________________________________________

Have you requested assistance from your loan servicing company?

Yes No

UFAN Client Questionnaire UFAN 2011

10) Have you received any assistance from your loan servicing company?
Yes No

If No; were you ever given a reason? ________________________________________________ 11) Is the value of your home currently less than what you owe on your loan?
Yes No

If yes, what is the value today? Current % underwater: circumstance?

________________________________________________ ___________ Loan Amount: ______________________

12) Have you experienced any negative reports on your credit due to your current

Yes

No

13) Have you filed Bankruptcy in the past 7 years?

Yes No

If Yes, in what year?

________________________________________________

14) Are you currently short selling or in the process of a Deed & lieu with your home?
Yes No

15) Have you thought about short selling your home?

Yes No

16) Have you contacted your servicer to discuss Deed & lieu of your property?
Yes No

17) Have you received a Notice of Default?

Yes No

If yes; please note the date?

________________________________________________

UFAN Client Questionnaire UFAN 2011

18) Have you received a Notice of Sale?

Yes No

If yes; please note the date?

________________________________________________

19) Have you discussed your circumstances with any attorneys or attorney firms?
Yes No

20) Have you filed any legal action on your loan servicing company?
Yes No

21) Have you filed any legal action on your property?

Yes No

22) Do you have any tax liens on your property?

Yes No

23) Has your loan servicing company filed any legal action on you or your property?
Yes No

If yes; is it on your 1st or 2nd?

________________________________________________

UFAN Client Questionnaire UFAN 2011

MENTAL ASSESMENT OF THE CLIENT

What factors caused your present hardship?
LOGICAL -------------------------------------- ECONOMIC ------------------------------------------- FAMILY 1 2 3 4 5 6 7 8 9 10

How much reduction of income have you experienced in the past 2 years?
NOMINAL ---------------------------------- RECESSIONARY ---------------------------------------- DRASTIC 5% 7% 9% 15% 20% 25% 30% 40% 50%+

Would you consider Bankruptcy to save your home?

NO ---------------------------------------------- MAYBE ----------------------------------------------------- YES
1 2 3 4 5 6 7 8 9 10

How are you dealing with your present situation?

CONTROLLED -------------------------------- CONFUSED ------------------------------------ FRUSTRATED 1 2 3 4 5 6 7 8 9 10

Do you feel betrayed by your lender?

I DONT KNOW ----------------------------- NOT SO MUCH --------------------------------- ABSOLUTELY 1 2 3 4 5 6 7 8 9 10

Rank your desire to remain in your property?

SHORT SALE ---------------------- LITIGATION / MITIGATION -------------------------- LITIGATION 1 2 3 4 5 6 7 8 9 10

UFAN Client Questionnaire UFAN 2011

Loan Securitization Checklist

Checked to see if the Deed of Trust has a Mortgage Identification Number (MIN). The
MIN is an eighteen (18) digit number located near the top of the Deed of Trust. The MIN number is: ________________________________________________________________

Checked the Deed of Trust or mortgage to see if Mortgage Electronic Registration

Systems, Inc. (MERS) is listed as the beneficiary or nominee of the beneficiary.

Searched the MERS website (https://www.mers-servicerid.org/sis/) by property address

to see if the property is subject to a security interest currently registered in the MERS system. __________________________________________________________________________ (write property address used in this search)

Checked the Fannie Mae Loan Look-Up site (http://www.fanniemae.com/loanlookup/) by

property address to see if the loan is owned by Fannie Mae. ____________________________________________________________________________ (write property address used in this search)

Checked the Freddie Mac Look-Up side (https://ww3.freddiemac.com/corporate/ ) by

name and property address to see if the loan is owned by Freddie Mac. ____________________________________________________________________________ (write name and property address used in this search) I verify that the above information is true and correct. ________________________________________ Client Signature ________________________________________ Printed Name ________________________________________ Client Signature ________________________________________ Printed Name __________________ Date __________________ Date

UFAN Client Questionnaire UFAN 2011

UFAN Client Questionnaire & Pre-Disclosures

Thank you for spending time to provide information on your current home loan situation. This initial information shared during your case eligibility consultation with your UFAN legal assistant will allow the UFAN attorney to provide a better analysis of your case during your free consultation. Based on the information provided in this questionnaire and any other relevant information conveyed to the attorney during your consultation, you will be advised regarding the best possible legal action for you. UFAN provides varied services to cater to the individual client. Some clients may be better suited for complex joinder litigation, while others will prefer the more tailored approach of individual litigation. The UFAN attorneys strive to assist the client in determining the right course of action for the particulars of the clients circumstances. Settlement before a ruling on the merits: Most cases settle before trial. It is possible the banks do not want to risk a ruling that their contracts with homeowners were null and void. If so, it is possible that they will settle with us in order to avoid a judgment on the merits. Lose on motion or at trial: If we lose on motion or at trial, we will appeal. Often trial courts are reluctant to cause major turmoil by overturning the status quo. Courts of appeal are not so reluctanttending to rule on the law regardless of consequences. So we think it likely that the banks will settle with us before a court of appeals issues a published opinioneven if we lose before the lower court. We are here to fight for the following client goals:

Keep clients in the home throughout the litigation. We will fight for a settlement tailored to each clients needs. Adjustment of loan principal amount to reflect market value of property. Reduced interest rate to reflect current market rates. Get lender/bank to waive deficiency lawsuit after short sale. Clean the credit of the client via settlement agreement.

Client Engagement Process: We understand litigation is a serious process. Understanding the complex issues as well as tracking the process and how it may affect your home can be extremely stressful. Our commitment is to provide open and transparent communication with you at all stages of the litigation process.
UFAN Client Questionnaire UFAN 2011

Case Eligibility Consultation: A UFAN legal assistant has assisted you in walking through the required case eligibility questionnaire. Your specific information will be provided to a UFAN attorney who is licensed in the state of California. Once your retainer and initial fee is received, your free attorney consultation will be scheduled to make a final determination of your eligibility for either individual or joinder litigation. If the attorney decides that your case is not economically feasible, any amounts paid for litigation will be returned to you within 30 days. Because of the poor business practices uniformly conducted by the banks, most clients will likely benefit from legal action. Case Management: Through a combination of online case management software, customer support, and litigation webinars, clients will have open communication and support throughout the litigation process. UFAN Lawsuit Pre-Disclosures: 1. 2.
UFAN legal assistants do not practice law nor provide legal opinions. Representatives facilitate intake and client boarding processes by providing and reviewing authorized materials provided by UFAN Licensed attorneys. Clients will officially be engaged with UFAN upon completion of the following documents. A) Signed client eligibility questionnaire and

disclosure document.B) Signed Client Engagement Packet. C) Attorney Consultation. Once these stages are complete a client has officially retained the law firm of UFAN for litigation services.

3. 4. 5.

UFAN cannot and will not provide a guarantee of any specific outcome. The decision to pursue litigation is a calculated decision based on

various case and legal precedence. UFAN does not provide modification services or alternative loss mitigation services. Litigation alone does not provide protection for clients in default of their mortgage from possible foreclosure. While it is true many lenders will cease foreclosure activities on clients who have engaged in litigation with their lender, foreclosure defense must be specifically requested and address in the client retainer. UFAN utilizes attorneys and non-attorneys assigned to support clients with intake, boarding, case management, and litigation support. UFAN is not licensed to practice law in all 50 states. When judicial circumstances and venues require, UFAN will retain licensed litigation support in each judicial venue.

6. 7.

During the course of litigation UFAN may request documents from retained clients. In addition clients agree to fully comply with all

reasonable requests regarding the prosecution of this case. Clients agree to review all provided documentation throughout the intake process. Clients are encouraged to review all client engagement

documents in order to properly understand the legal relationship between client and UFAN.

________________________________________ Client Signature ________________________________________ Printed Name ________________________________________ Client Signature ________________________________________ Printed Name

__________________ Date

__________________ Date

UFAN Client Questionnaire UFAN 2011

On behalf of UFAN thanks again for providing the necessary information to confirm UFAN litigation services are right for you. Your UFAN representative will provide you with a substantial amount of information to assist in your decision process to proceed forward with litigation. This information is designed to educate you on UFAN's Multi-Plaintiff Lawsuits outlining significant legal challenges with the homeowner lender relationship. We look forward to serving you throughout the litigation process. United Foreclosure Attorney Network

UFAN Client Questionnaire UFAN 2011