Beruflich Dokumente
Kultur Dokumente
and Date of Registration with the IRDA : 101 23rd October 2000
REVENUE ACCOUNT FOR THE YEAR ENDED 31st March, 2011 Policyholders Account (Technical Account) Particulars Schedule For the quarter ended 31st March, 2011 ( `' 000) ( Premiums earned - net (a) Premium (b) Reinsurance ceded (c) Reinsurance accepted Income from Investments (a) Interest, Dividends & Rent Gross 2,474,677 (b) Profit on sale/redemption of investments 3,866,656 (c) (Loss on sale/ redemption of Investments) (434,737) (d) Transfer/Gain on revaluation/change in fair value* (14,582,681) (e) Appropriation/Expropriation Adjustment Account (431,993) (f) Amortisation of (premium)/discount on investments 37,135 Contribution from the Shareholders' Account 1,427,965 Other Income (a) Service Tax recovery (b) Others TOTAL (A) 24,717,221 Commission Operating Expenses related to Insurance Business Provision for doubtful debts Bad debts written off Provision for Tax Fringe Benefit Tax Provisions (other than taxation) (a) For diminution in the value of investments (Net) (b) Others TOTAL (B) 5,329,632 Benefits Paid (Net) Interim Bonuses Paid Terminal Bonuses Paid Change in valuation of liability in respect of life policies (a) Gross** Linked Liability Liability Non linked (b) Amount ceded in Reinsurance (130,122) (c) Amount accepted in Reinsurance TOTAL (C) 18,495,780 SURPLUS/ (DEFICIT) (D) =(A)-(B)-(C) APPROPRIATIONS Transfer to Shareholders Account 446,326 Transfer to Other Reserves Funds for future appropriation - Provision for lapsed policies unlikely to be revived being Funds For Future Appropriations (398,218) Balance Surplus in Revenue Account transferred to Balance Sheet pending recommendation Appointed year end. Acturary till for allocation from (1,693,927) 669,809 (17,477) 580,387 1,909,409 1,490,275 427,135 124,653 L-7 L-5 L-6 9,204,070 18,714,990 (1,377,977) (5,771,152) (302,114) 90,464 2,005,656 87,319 85,716 112,284,141 4,768,115 1,573,824 14,952,0663,755,808 19,720,181 28,309,0747,060,748 1,688 3,435 1,235 2,415 23,203 28,539 1,611,628 4,785,264 (504,811) (798,278) 35,291 (7,023) 1,552,591 19,682 21,183 32,679,039 1,662,899 4,343,496 (12,597) 5,993,798 4,664,606 586 1,594 6,214,217 9,455,158 (1,641,870) 42,832,799 413,649 (45,764) 3,559,448 101,601 87,441 130,533,003 5,254,973 14,976,588 20,231,561 13,378,943 1,013 2,725 L-4 90,041,725 32,462,307 (494,556) (153,850) 26,117,986 (154,474) Upto the quarter ended 31st March, 2011 ` 000) ( 70,051,044 (494,720) For the quarter ended 31st March, 2010 ` 000) ( Upto the quarter ended 31st March, 2010 ` 000)
532,861 903,618
Transfer to Balance Sheet being "Deficit in the Revenue (Policyholders Account)" 736,525 Account TOTAL (D) 891,809 Notes: * Represents the deemed realised gain as per norms specified by the Authority ** Represents changes in the mathematical reserves after allocation of bonus The total surplus as mentioned below : (a) Interim Bonuses Paid: (b) Terminal Bonuses Paid: (c) Allocation of Bonus to policyholders: (d) Surplus shown in the Revenue Account: (e) Total Surplus: [(a)+(b)+(c)+(d)] 3,039,863
2,144,404 2,144,404
FORM L-2-A-PL Name of the Insurer: HDFC Standard Life Insurance Co. Ltd. Registration No. and Date of Registration with the IRDA : 101 23rd October 2000
PROFIT & LOSS ACCOUNT FOR THE YEAR ENDED 31st March, 2011 Shareholders Account (Non-technical Account) Particulars Schedule For the quarter ended 31st March, 2011 (`' 000) ( Amounts transferred from the Policyholders Account (Technical Account) Income From Investments (a) Interest, Dividends & Rent Gross 108,028 (b) Profit on sale/redemption of investments 16,607 (c) (Loss on sale/ redemption of investments) (60) (d) Transfer / gain on revaluation / change in fair value - Amortisation of (premium)/discount on investments (163) (e) Other Income TOTAL (A) 570,747 Expenses other than those directly related to the insurance 7,970 Bad debts written off Transfer to Policyholders' fund 1,427,965 Provisions (Other than taxation) (a) For diminution in the value of investments (Net) (b) Provision for doubtful debts (c) Others TOTAL (B) 1,435,935 Profit/ (Loss) before tax Provision for Taxation Profit / (Loss) after tax APPROPRIATIONS (a) Balance at the beginning of the (14,789,800) (b) Interim dividends paid during the year (c) Proposed final dividend (d) Dividend distribution tax (e) Transfer to reserves/ other accounts Transfer to liabilities on account of Employee benefits Profit / (Loss) carried forward to the Balance Sheet (15,654,988) Upto the quarter ended 31st March, 2011 `' 000) ( For the quarter ended 31st March, 2010 `' 000) ( Upto the quarter ended 31st March, 2010 `' 000)
446,326 399,900 183,531 (1,697) (3,042) 29 1,025,047 9,412 2,005,656 2,015,068 (990,021) (990,021)
446,326
213,691 80,860 36,385 (487) (703) 9 3,167 332,913 203 1,552,591 1,552,794
472,930 289,102 49,152 (487) (2,634) 3,522 811,585 3,981 3,559,448 3,563,429 (2,751,844) (2,751,844)
(865,188) (865,188)
(1,219,881) (1,219,881)
year
(14,664,966) (15,654,987) -
(13,445,085) (14,664,966)
(11,913,122) (14,664,966)
FORM L-3 -A -B S N a me of the I nsur e r: H D FC S ta ndar d Li fe I ns ura nc e C o. Ltd. and D a te o f R e gi st ra ti on wi th the I R D A : 1 0 1 B A LA NC E S HE ET A S A T 31 s t Ma r ch, 2 01 1 As a t Sc he dul e ( SOU R CE S OF FU N DS SH AR EH OL D ER S FU N D S: SH AR E C AP IT AL RE SER V ES A ND SU R PL U S CR ED I T/ [ D EBI T] FAI R VA LU E C H AN GE AC CO UN T Sub-Tota l 22 , 15 5 , 24 1 BOR R OWI N GS POL I CY HO LD ER S FU ND S : CR ED I T/ [ D EBI T] FAI R VA LU E C H AN GE AC CO UN T POL I CY LI AB I LI TI ES 51 , 23 3 , 32 5 IN S UR AN C E R ES ER VE S PR OVI SI ON FOR LI N KE D L I AB I LI TI ES 2 05 , 23 1 , 33 6 Sub-Tota l 2 56 , 44 9 , 21 4 Fun d s f or Fu t ur e A pp ro pr ia t io ns 1 , 91 7 , 14 8 Fun d s f or f u t ure a pp ro pr ia t io n - P ro vis io n f o r la ps ed po l ici es un li ke ly t o be re vi ve d 2 , 55 5 , 10 6 TOTAL AP PLI C AT ION OF FU N DS IN V ESTM EN TS Sh are h ol d ers Po li cyh ol d ers ASS ETS H E LD TO C OVE R L I NK ED LOA NS FIX ED AS SETS CU R R EN T ASS ETS Ca sh an d Ba nk B a la nc es Ad va nc es a n d Ot h er Ass et s Sub-Tota l (A ) 10 , 60 7 , 59 5 CU R R EN T LI A BI LI TI E S PR OVI SI ON S Sub-Tota l (B ) 13 , 18 7 , 65 2 NE T CU R R EN T ASS ETS (C) = (A B ) MI SC EL L AN EOU S E XP EN D ITU R E (t o t he ext e n t n o t w ri t te n of f or a d ju st e d) DE BI T BA LA NC E I N PR OFI T & L OSS AC CO UN T (S ha re ho l de rs Acc ou n t ) 15 , 65 4 , 98 7 (Po li cyh o ld er s' TOTAL Ac co un t ) 1 , 69 3 , 92 7 2 83 , 07 6 , 70 9 L-2 1 14 , 6 64 , 96 6 L-1 2 L-1 3 L-1 4 L-1 5 L-1 6 6, 3 04 , 7 57 6 , 99 9 , 70 8 43 , 4 15 , 38 2 53 , 34 9 , 84 0 1 55 , 2 17 , 80 05 , 23 1 , 33 6 20 40 , 3 66 1, 1 43 , 7 77 33 1 , 23 9 2 , 39 5 , 72 9 L-1 1 31 s t Ma rc h, 20 1 1 ` ' 00 0 ) ( As at 31 s t Ma rc h, 2 01 0 `' 0 00 )
R e gis tr a ti on N o.
2 3r d Oc tobe r 2 00 0
19 , 6 80 , 00 0 19 , 94 8 , 80 1 5 52 , 8 92 1 84 , 4 35 20 , 4 17 , 32 7 2 , 20 6 , 79 0 (35 0 )
2 05 , 0 87 37 , 6 66 , 90 8 1 55 , 2 17 , 80 0 1 93 , 0 89 , 79 5 1, 4 90 , 0 13 1, 0 64 , 8 31
( 15 , 44 7 ) -
2 16 , 0 61 , 96 83 , 07 6 , 70 9 26
L-1 7 L-1 8
3, 0 30 , 1 76 4, 9 17 , 7 58 7, 9 47 , 9 34
3 , 83 7 , 31 2 6 , 77 0 , 28 3
L-1 9 L-2 0
12 , 4 85 , 39 9 13 , 03 7 , 55 0 1 87 , 6 17 15 0 , 10 2 12 , 6 73 , 01 6 ( 4, 7 25 , 0 82 )(2 , 58 0 , 05 7 )
As at 31 s t Ma rc h, 2 01 0 `'
FO RM L- 4- P RE M I UM S CHE DU LE Fo r t he q ua rt er en de d 31 st M a rch , 201 1 Pa rt i cul ar s P ar t ic ip at i ng N on Pa rt i ci pat i n g Pr emi um s earn ed - n eta) F ir s t Y e ar P r e m ium ( 1 75, 593 ( b) R enew al P r em iu m 65, 235in gle P r em iu m ( c) S S ub T o t al ( d) R eins u r anc e 32, 462 ,3 07 c ede d ( e) R eins u r anc e ac c ep te d S ub T o t al 32, 308 ,4 57 1, 510, 17 6 3, 091, 27 0 22, 829 4, 624, 27 5 ( 9, 83 8) 4, 614, 43 7 1, 106, 79 2 42, 905 93, 471 1, 025, 52 0 1, 161, 89 6 ( 55 ,10 4) 277, 00 0 277, 00 0 277, 00 0 33 ,0 11 5 88, 038 33 ,0 11 33 ,0 11 6 ,4 72 Li f e No n P art i ci pa t in g G rou p P en si o n A nn ui t y P art i ci pat i ng P en si on H eal t h Un i t l i nke d l if e 1 74, 881 4 07, 110 6, 047 5 88, 038 1 8,5 24, 248 1 ,8 93 5 ,9 11 In di vi du al 7, 122, 316 9, 622, 666 1, 866, 842 1 8,6 11, 824 ( 87, 57 6) 5, 432 ,6 24 ( ` 000) Uni t li nk ed e nsi o n P In d iv id ua l 157 ,90 0 4, 259 ,5 67 1, 015 ,1 57 5, 432 ,6 24 1 ,48 5, 007 2 40, 828 Un it l in ked li f e G ro up 1 ,48 5, 007 1 ,48 5, 007 2 40, 828 Un i t l in ke d P en si o n - G ro up To t al Po l ic yho l de rs 10, 670 ,6 71 17, 545 ,2 30 246 ,4 4, 06 ( 153 ,8 50) -
7 ,8 04 ( 1, 332)
Fo r t he q ua rt er en de d 31 st M a rch , 201 0 Pa rt i cul ar s P ar t ic ip at i ng N on Pa rt i ci pat i n g Pr emi um s earn ed - n eta) F ir s t Y e ar P r e m ium ( 4 b) R enew al P r em iu m ( 83, 848 48, 337 ( c) S in gle P r em iu m S ub T o t al 26, 117 ,9 86 ( d) R eins u r anc e c ede d - e) R eins u r anc e ac c ep te d ( S ub T o t al 25, 963 ,5 12 Fo r t he ye ar en de d 31s t M ar ch , 201 1 Pa rt i cul ar s P ar t ic ip at i ng N on Pa rt i ci pat i n g Pr emi um s earn ed - n et ( a) F ir s t Y e ar P r e m ium 1,2 93, enew al P r em iu m ( b) R 764 2 03, 665 ( c) S in gle P r em iu m S ub T o t al ( d) R eins u r anc e 90, 041 ,7 25 c ede d ( e) R eins u r anc e ac c ep te d S ub T o t al 89, 547 ,1 69 Fo r t he ye ar en de d 31s t M ar ch , 201 0 Pa rt i cul ar s P ar t ic ip at i ng N on Pa rt i ci pat i n g Pr emi um s earn ed - n eta) F ir s t Y e ar P r e m ium ( 1,6 57, 124 ( b) R enew al P r em iu m 1 c) S in gle P r em iu m ( 39, 676 S ub T o t al ( d) R eins u r anc e 70, 051 ,0 44 c ede d - e) R eins u r anc e ac c ep te d ( S ub T o t al 69, 556 ,3 24 4, 777, 38 6 5, 677, 64 8 34, 467 1 0, 489, 50 1 ( 34, 65 7) 1 0, 454, 84 4 150, 63 7 219, 42 6 367, 15 3 737, 21 6 ( 159 ,7 47) 577, 46 9 138 ,2 51 Li f e No n P art i ci pa t in g G rou p P en si o n A nn ui t y P art i ci pat i ng 138 ,2 51 138 ,2 51 8 95, 423 P en si on H eal t h Un i t l i nke d l if e 1 07, 193 7 51, 980 36, 250 8 95, 423 4 7,4 91 3 9,3 02 1 5,0 21 5 4,3 23 ( 6, 832) 3 5,3 74, 723 In di vi du al 1 4, 649, 189 2 0, 699, 035 3 19, 983 3 5,6 68, 207 ( 293, 48 4) Li f e No n P art i ci pa t in g G rou p P en si o n A nn ui t y P art i ci pat i ng 277, 00 0 277, 00 0 1, 519, 29 1 277, 00 0 65 ,6 25 65 ,6 25 65 ,6 25 1,1 36, 562 P en si on H eal t h Un i t l i nke d l if e 1 6,1 01 1 7,1 17 3 3,2 18 2 8,1 00 ( 5, 118) In di vi du al 1, 292, 42 1 2, 183, 65 8 11, 495 3, 487, 57 3 ( 9, 93 9) 3, 477, 63 4 160, 32 0 50, 114 64, 998 90, 346 205, 45 7 ( 45 ,13 7) Li f e No n P art i ci pa t in g G rou p P en si o n A nn ui t y P art i ci pat i ng 94 ,4 28 94 ,4 28 94 ,4 28 4 55, 127 P en si on H eal t h Un i t l i nke d l if e 26, 924 4 18, 089 10, 114 4 55, 127 1 5,1 66 1 4, 046 3 ,1 90 1 7,2 35 ( 2, 069) 1 2,5 36, 808 In di vi du al 5, 323, 362 7, 262, 896 47, 879 1 2,6 34, 136 ( 97, 32 9) -
( ` 000) Uni t li nk ed P e nsi o n - d iv id ua In l 2, 008 ,6 74 3, 681 ,1 98 1, 383 ,3 07 7, 073 ,1 79 7, 073 ,1 79 1 ,61 8, 666 5 32, 185 Un it l in ked li f e G ro up 1 ,61 8, 666 1 ,61 8, 666 5 32, 185 Un i t l in ke P endsi o n - G ro up To t al Po l ic yho l de rs 10, 818 ,0 54 662 ,3 13, 64 1, 637 ,5 68 ( 154 ,4 74) -
( ` 000) Uni t li nk ed e nsi o n P In d iv id ua l 5, 998 ,6 55 11, 354 ,7 13 1, 457 ,8 05 18, 811 ,1 73 18, 811 ,1 73 2 ,98 9, 391 1,4 97, 429 Un it l in ked li f e G ro up 2 ,98 9, 391 2 ,98 9, 391 1,4 97, 429 Un i t l in ke P endsi o n - G ro up To t al Po l ic yho l de rs 33, 390 ,5 02 448 ,4 49, 65 7, 202 ,7 58 ( 494 ,5 56) -
( ` 000) Uni t li nk ed P e nsi o n - d iv id ua In l 5, 136 ,8 46 8, 906 ,6 75 1, 840 ,0 58 15, 883 ,5 79 15, 883 ,5 79 4 ,38 7, 744 1,7 96, 800 Un it l in ked li f e G ro up 4 ,38 7, 744 4 ,38 7, 744 1,7 96, 800 Un i t l in ke d P en si o n - G ro up To t al Po l ic yho l de rs 30, 905 ,4 21 36, 409 ,4 61 736 ,1 2, 62 ( 494 ,7 20) -
F O RM L - 5 - C OM M I S SI O N SC HE DUL E C OM M I S SI O N EX P E NS E S F o r t h e q uar t er en de d 31s t M ar ch, 201 1 P a rt ic ul ars P ar t ici p at i ng N on P a rt ic ip at i ng C omm is sio n p ai d D ir ec t - F ir s t y ear pr e mi um s 4 63, 593 - Re new al pr em iu m s 95, 701 - Si ngl e pr em iu ms 399 S u b To t 5 59, 693 A d d: Co m mi s s ion onal - ins ur a nc e A c c ept ed Re L es s : Co mm i s s ion on Re - ins ur a nc e Ced ed N et Com mis si on 5 59, 693 1, 573 ,8 24 Li f e No n P ar t ici p at i ng ro up Pe ns io n An nu i t y Pa rt i cip at i G ng 1 1, 333 1 1, 333 211 1 2,1 39 211 211 ( 1, 203) 3,7 76 93 1 2,1 39 919 ,1 61 P en si on He al t h Un it l in ked li f e 8,2 70 1 97 ( 1, 203) ( 1, 400) 184 ,4 10 36 ,2 38 919 ,16 1 I nd i vi du al 698 ,5 13 46, 696 2 7, 628 72, 464 72, 464 26 ( ` 000 ) U ni t li nk ed en si o n P In d iv id ua l ( 1, 86 0) 26 U ni t l i nk ed l if e Gro u p 26 Un i t l in ke P endsi on - G ro up T ot a l P ol i cyh ol d ers 1, 175 ,02 7 3, 596 33 6 5, 201 1, 573 ,82 4 -
F o r t h e q uar t er en de d 31s t M ar ch, 201 0 P a rt ic ul ars C omm is sio n p ai d D ir ec t - F ir s t y ear pr e mi um s 4 51, 309 1 ,6 23 al pr em iu m s - Re new 22, 167 1, 837 - Si ngl e pr em iu ms 239 3, 162 S u b To t 4 73, 715 al 1 ,62 3 A d d: Co m mi s s ion on Re - ins ur a nc e A c c ept ed - es s : Co mm i s s ion on Re - ins ur a nc e Ced ed L N et Com mis si on 4 73, 715 1, 662 ,89 9 F o r t h e yea r en ded 2011 31st M arc h, No n P ar t ici p at i ng ro up Pe ns io n An nu i t y Pa rt i cip at i G ng 5 0, 173 5 0, 173 404 2 8,3 09 404 404 ( 1, 217) 1 1,1 77 5 21 2 8,3 09 2, 714 ,6 16 P art i ci p at in g No n P ar t ic ip at i ng Li f e 1 2, 239 1 7, 238 1 7, 238 206 9,7 70 207 206 2 ,6 40 No n P art i ci pa t in g G ro up Pe ns io n An nu it y 1 98 9,7 70 945 ,4 04 ( 1) 8,0 43 2 ,6 40 P a rt ic ip at i ng P en si on He alt h 1,5 28 2 52 2 ,3 88 79 ,8 15 43 ,2 32 945 ,4 04 Un it li n ked l i f e I nd i vi du al 822 ,3 57
( ` 000 ) U ni t l i nke d P en si o n - d iv id ua In l 1 65, 515 44, 973 216 2 10, 704 2 10, 704 1,6 00 (6) 1,6 00 1 ,6 23 Un i t l in ke d li f e Gro u p 1,6 06 Un it l in ked P en si on - G ro up rs
( ` 000 ) U ni t li nk ed P en si o n - d iv id ua In l 3 73, 053 1 54, 465 28, 141 2, 714 ,61 6 5 55, 659 55 5, 659 5 32 2 ,5 25 5 32 U ni t l i nk ed l if e Gro u p 5 32 Un i t l in ke P endsi on - G ro up T ot a l P ol i cyh ol d ers 3, 682 ,80 3 2, 534 97 11 2, 778 4, 768 ,11 5 -
P a rt ic ul ars P ar t ici p at i ng N on P a rt ic ip at i ng C omm is sio n p ai d ir ec t - F ir s t y ear pr e mi um s D 1,0 80, 120 2 Re new - ,5 25 al pr em iu m s 335, 981 1 3, 811 - Si ngl e pr em iu ms 1, 013 3, 545 S u b To t 1,4 17, 114 al 2 ,52 5 A d d: Co m mi s s ion on Re - ins ur a nc e A c c ept ed - es s : Co mm i s s ion on Re - ins ur a nc e Ced ed L N et Com mis si on 1,4 17, 114 4, 768 ,11 5 F o r t h e yea r en ded 2010 P a rt ic ul ars C omm is sio n p ai d ir ec t - F ir s t y ear pr e mi um s D 1,5 98, 279 1 ,6 23 - Re new al pr em iu m s 210, 628 9, 997 - Si ngl e pr em iu ms 659 5, 777 S u b To t 1,8 09, 566 1 ,62 3 A d d: Co m mi s s ion onal - ins ur a nc e A c c ept ed Re - es s : Co mm i s s ion on Re - ins ur a nc e Ced ed L N et Com mis si on 1,8 09, 566 5, 254 ,97 3 B reak - up o f t he ex pe nse s ( Gro ss ) i nc urr ed t o p ro cu re b usi n ess : P art i ci p at in g 31st M arc h, 3 2, 817
Li f e
I nd i vi du al 2, 179 ,2 23 456 ,2 39 79 ,1 54
( ` 000 ) No n P ar t ic ip at i ng Li f e 2 9, 015 4 4, 789 4 4, 789 802 2 1,2 82 No n P art i ci pa t in g G ro up Pe ns io n An nu it y 802 802 5 ,2 38 1 5,0 46 6 44 2 1,2 82 2, 881 ,3 66 P a rt ic ip at i ng P en si on He alt h 5,5 92 5 59 5 ,2 38 4 88, 701 4 ,6 79 Un it li n ked l i f e I nd i vi du al 2, 463 ,6 60 374 ,1 19 43 ,5 87 U ni t l i nke d P en si o n - d iv id ua In l 3 49, 001 1 39, 009 691 2, 881 ,36 6 48 8, 701 1,6 06 1 ,6 23 1,6 06 Un i t l in ke d li f e Gro u p 1,6 06 Un it l in ked P en si on - G ro up rs
P a rt ic ul ars ( ` 000 ) ( A g ent s 4 46, 037 43 6, 620 1, 29 7,8 82 07, 436 B r o ke r s 14, 687 1, 891 6, or por a te A ge nc y C 459 1,1 12, 929 1, 22 2, 355 3, 43 8,1 87 677 R ef er r al 171 2, 033 1,4 97 401 her s Ot T o t al 1, 573, 824 1, 66 2, 899 4, 76 8,1 15 54, 973
FORM L-6-OPERATING EXPENSES SCHEDULE OPERATING EXPENSES RELATED TO INSURANCE BUSINESS For the quarter ended 31st March, 2011 `' 000) ( 1,736,438 49,706 430,480 991,457 15,825 36,706 58,734 137,572 55,049 3,465 50 666,441 7,978 270,876 147,856 145,551 31,904 29,432 688,396 467,640 45,499 376,738 140,688 206,814 150,202 198,338 29,074 1,225,366 545,189 10,998 10,998 146,697 493,968 685,572 602,679 29,074 100 3,359,509 31,325 8 711,826 7,789 11,521 107,736 241,023 728,459 18,917 506 8 2,765,982 29,724 2,038 5 242,519 283,435 21,801 31,828 72,036 120,130 58,306 128,817 314,045 624,697 6,242,187 168,936 434,488 1,071,362 1,845,143 67,357 Upto the For the Upto the
Particulars ( 1 Employees remuneration & welfare benefits 2 Travel, conveyance and vehicle running expenses 3 Training expenses 160,802 4 Rents, rates & taxes 5 Repairs 4,004 6 Printing & stationery 7 Communication expenses 8 Legal & professional charges 9 Medical fees 22,717 10 Auditors' fees, expenses etc a) as auditor 701 249,712
quarter ended quarter ended 31st quarter ended 31st 31st March, 2011 March, 2010 March, 2010 `' 000) ( `' 000) ( `' 000) 6,102,963 178,879
b) as adviser or in any other capacity, in respect of (i) Taxation matters (ii) Insurance matters (iii) Management services; and c) in any other capacity 11 Advertisement and publicity 12 Interest & Bank Charges 13 Others -
(a) Computer Expenses 53,466 (b) General Office & Other Expenses (c) Business Development Expenses (d) Loss on Sale of Fixed Assets
(e) Service Tax 93,784 547,917 14 Depreciation - Depreciation on assets owned by policyholders - Reimbursement of depreciation of assets for use of Shareholders Assets TOTAL
14,952,066 ,755,808 3
4,343,496
14,976,588
FORM L-7-BENEFITS PAID SCHEDULE BENEFITS PAID [NET] For the Upto the For the Upto the quarter ended 31st quarter ended 31st quarter ended quarter ended March, 2011 March, 2011 31st March, 2010 31st March, 2010 `' 000) ( `' 000) ( `' 000) ( `' 000)
Particulars (
1. Insurance Claims (a) Claims by Death, 186,162 936,249 (b) Claims by Maturity, 12,109 17,354 (c) Annuities / Pension payment, 5,358 20,601 (d) Periodical Benefit 38,282 152,859 (e) Others Surrenders 5,499,711 23,126,352 Critical Illness 7,822 32,692 Permanent & Partial Disability - Withdrawals 1,342,196 4,115,859 Vesting of Pension policy 26,640 68,265 Sub Total (A) 7,118,280 28,470,231
417,329 849,545 3,249 5,621 4,306 13,488 50,476 189,756 3,515,517 10,394,272 8,244 29,407 - 769,409 2,067,537 22,924 53,729 4,791,454 13,603,355
2. (Amount ceded in reinsurance): (a) Claims by Death, (52,982) (146,375) (b) Claims by Maturity, - (c) Annuities/Pension payment, - (d) Periodical Benefit - (e) Health - (f) Others - Surrenders - Critical Illness (4,550) (14,782) Permanent & Partial Disability - (161,157) Sub Total (B) (57,532) 3. Amount accepted in reinsurance: (a) Claims by Death, (b) Claims by Maturity, (c) Annuities/Pension payment, (d) Periodical Benefit (e) Health (f) Others Sub Total (C) TOTAL 7,060,748
(121,009) (205,783)
(5,839) (126,848)
(18,629) (224,412)
28,309,074
4,664,606
13,378,943
Notes: (a) Claims include specific claims settlement costs, wherever applicable. (b) Legal, other fees and expenses also form part of the claims cost, wherever applicable.
CAPITAL
As at Particulars ( 1 Authorised Capital Equity Shares of ` 10 each 30,000,000 2 Issued Capital Equity Shares of ` 10 each 19,948,801 3 Subscribed Capital Equity Shares of ` 10 each 19,948,801 4 Called-up Capital Equity Shares of ` 10 each 19,948,801 Less : Calls unpaid Add : Shares forfeited (Amount originally paid up) Less : Par value of Equity Shares bought back Less : Preliminary Expenses Expenses including commission or brokerage on Underwriting or subscription of shares TOTAL 30,000,000 19,680,000 19,680,000 19,680,000 31st March, 2011 `' 000) (
19,680,0009,948,801 1
Share Capital amounting to `14,437,338 thousand (Previous year : `14,280,560 thousand) is held by Housing Development Finance Corporation Limited, the holding company.
FORM L-9-PATTERN OF SCHEDULE SHAREHOLDING PATTERN OF [As certified by the Management] Shareholder As at As at
SHAREHOLDING
Number of Shares % of Holding Number of Shares % of Holding Promoters Indian / Holding Company 1,443,733,842 72.37% 1,428,056,000 72.56% Foreign 518,668,824 26.00% 511,680,000 26.00% Others - Domestic 32,477,430 1.63% 28,264,000 1.44% Total 1,994,880,096 100.00% 1,968,000,000 100.00%
FORM L-10-RESERVES AND SURPLUS SCHEDULE RESERVES AND SURPLUS As at Particulars ( 1 Capital Reserve 2 Capital Redemption Reserve 3 Share Premium 4 Revaluation Reserve Opening Balance 552,892 552,892 Add: Additions during the year 20,255 Less: Adjustments during the year (20,729) 5 General Reserves Less: Debit balance in Profit and Loss Account, if any Less: Amount utilized for Buy-back 6 Catastrophe Reserve 7 Other Reserves 8 Balance of profit in Profit and Loss Account TOTAL 31st March, 2011 `' 000) ( 1,654,372 As at 31st March, 2010 `' 000)
552,418
552,892
552,892 2,206,790
L-11-BORROWINGS
SHAREHOLDERS
Particulars LONG TERM INVESTMENTS 1 Government securities and Government guaranteed bonds including Treasury Bills 2 Other Approved Securities 3 Other Investments (a) Shares (aa) Equity (bb) Preference (b) Mutual Funds (c) Derivative Instruments (d) Debentures/ Bonds (e) Other Securities (f) Subsidiaries (g) Investment Properties-Real Estate 4 Investments in Infrastructure and Social Sector 1,124,111 5 Other than Approved Investments Sub Total (A) SHORT TERM INVESTMENTS 1 Government securities and Government guaranteed bonds including Treasury Bills 2 Other Approved Securities 3 Other Investments (a) Shares (aa) Equity (bb) Preference (b) Mutual Funds (c) Derivative Instruments (d) Debentures/ Bonds (e) Other Securities Commercial Paper Certificate of Deposit Repo Investments (f) Subsidiaries (g) Investment Properties-Real Estate 4 Investments in Infrastructure and Social Sector 5 Other than Approved Investments Sub Total (B) TOTAL
2,471,702 -
2,139,512 -
5,148,663 4,457,333
POLICYHOLDERS
Particulars LONG TERM INVESTMENTS 1 Government securities and Government guaranteed bonds including Treasury Bills* 2 Other Approved Securities 3 Other Investments (a) Shares (aa) Equity (bb) Preference (b) Mutual Funds (c) Derivative Instruments (d) Debentures/ Bonds (e) Other Securities Deep Discount Bonds (f) Subsidiaries (g) Investment Properties-Real Estate 653,533 4 Investments in Infrastructure and Social Sector 11,316,287 5 Other than Approved Investments Sub Total (A) SHORT TERM INVESTMENTS 1 Government securities and Government guaranteed bonds including Treasury Bills 2 Other Approved Securities 3 Other Investments (a) Shares (aa) Equity (bb) Preference (b) Mutual Funds (c) Derivative Instruments (d) Debentures/ Bonds (e) Other Securities Commercial Paper Certificate of Deposit Deep Discount Bonds Repo Investments (f) Subsidiaries (g) Investment Properties-Real Estate 4 Investments in Infrastructure and Social Sector 5 Other than Approved Investments Sub Total (B) TOTAL 1,489,822
28,477,365 -
21,799,472 -
1,683,113 3,052,565 -
449,921
1,558,495 -
1,197,384 -
43,415,382 53,349,840
FORM L-14-ASSETS HELD TO COVER LINKED LIABILITIES SCHEDULE ASSETS HELD TO COVER LINKED LIABILITIES As at 31st March, 2011 (`' 000) ( As at 31st March, 2010 `' 000)
Particulars
LONG TERM INVESTMENTS 1 Government securities and Government guaranteed bonds including Treasury 7,970,751 5,055,349 Bills 2 Other Approved Securities 3 Other Investments (a) Shares (aa) Equity 118,586,796 88,033,750 (bb) Preference (b) Mutual Funds (c) Derivative Instruments (d) Debentures/ Bonds 6,676,987 4,646,683 (e) Other Securities Deep Discount Bonds 428,948 225,822 Fixed Deposit 600,000 250,000 (f) Subsidiaries (g) Investment Properties-Real Estate 4 Investments in Infrastructure and Social Sector 29,753,885 30,294,363 5 Other than Approved Investments 4,085,865 8,876,643 Sub Total (A) 137,382,610 168,103,232 SHORT TERM INVESTMENTS 1 Government securities and Government guaranteed bonds including Treasury Bills 2 Other Approved Securities 3 Other Investments (a) Shares (aa) Equity (bb) Preference (b) Mutual Funds (c) Derivative Instruments (d) Debentures/ Bonds (e) Other Securities Fixed Deposit Commercial Paper Certificate of Deposit 12,562,917 2,402,579 Deep Discount Bonds 239,502 Repo Investments (f) Subsidiaries (g) Investment Properties-Real Estate 4 Investments in Infrastructure and Social Sector 6,778,848 5 Other than Approved Investments 151,675 Sub Total (B) OTHER ASSETS 1 Interest Accrued and Dividend Receivable 2 Other Liabilities (net) 3 Other - Receivable 4 Appropriation Adjustment Account 5 Expropriation Adjustment Account 6 Investment Sold Awaiting Settlement 7 Investment Purchased Awaiting Settlement Sub Total (C ) TOTAL (A+B+C)
2,591,275 -
803,040 -
4,227,845 -
32,428,059
210,751 413,649
L-15-LOANS
As at Particulars ( 1 SECURITY-WISE CLASSIFICATION Secured (a) On mortgage of property (aa) In India (bb) Outside India (b) On Shares, Bonds, Government Securities, etc. (c) Loans against policies (d) Others Unsecured TOTAL 2 BORROWER-WISE CLASSIFICATION Governments (a) Central and State (b) Banks and Financial Institutions (c) Subsidiaries (d) Companies (e) Loans against policies (f) Loans to employees (h) Others TOTAL 3 PERFORMANCE-WISE CLASSIFICATION as standard (a) Loans classified (aa) In India (bb) Outside India (b) Non-standard loans less provisions (aa) In India (bb) Outside India TOTAL 4 MATURITY-WISE CLASSIFICATION (a) Short Term (b) Long Term TOTAL 40,366 40,366 331,239 331,239 395 38,837 1,134 40,366 293 43,171 287,775 331,239 31st March, 2011 `' 000) (
FORM 16-FIXED ASSETS SCHEDULE (` 000) Particulars Cost/ Gross Block Depreciation Net Block Opening Additions Deductions Intangible Assets (Computer Software) 416,453 Leasehold Improvements Buildings * 15,179 Furniture & Fittings 991,108 Information Technology Equipment 952,186 Vehicles Office Equipment 811,816 TOTAL 3,188,847 Capital Work in progress 7,649 Grand Total 3,196,496 PREVIOUS YEAR 3,208,135 Closing Up to Last For The Year On Sales / Period To DateAdjustments 27,992 2,105 2,154 1,736,302 51,204 23,295 5,250 39,557 1,885,754 2,246,328 4,132,082 371,052 - 444,445 - 4,259 - 1,751,481 (179,625) (40,064) (121,532) (341,221) (2,232,540) (2,573,761) (382,691) 254,276 384 746 1,258 668,439 626,334 502,028 2,052,719 2,052,719 1,756,789 65,652 50,613 143,528 181,203 678 134,496 576,916 576,916 493,968 - 1,130 - 51,871 (141,274) 124,51719,928 3 3,129 1,699,610 191,994 165,140 4,572 185,330 2,374,292 2,395,729 1,143,777 162,177 1,721 13,921 322,669 325,852 935,417 5,250 729,841 4,733,380 21,437 4,754,817 3,196,496 (37,260) 770,277 678 (92,013) 544,511 (270,547) 2,359,088 - 21,437 (270,547) 2,359,088 2,052,719 (198,038) 309,788 1,136,128 7,649 1,143,777 As at 31st March, 2011 As at 31st March, 2010
862,687
670,693
Note : * Depreciation for the year of `20,729 thousands on Building, corresponding to revalued amount has been adjusted against the opening balance of revaluation reserve in form L-10 as required by Accounting Standard 10 on Fixed Assets accounting.
AND
BANK
BALANCE
CASH AND BANK BALANCES As at 31st March, 2011 `' 000) ( 279,148 As at 31st March, 2010 `' 000)
Particulars ( 1 Cash (including cheques on hand *, drafts and stamps) 593,971 2 Bank Balances (a) Deposit Accounts (aa) Short-term (due within 12 months of Balance Sheet) (bb) Others (b) Current Accounts (c) Others 3 Money at Call and Short Notice (a) With Banks (b) With other Institutions 4 Others TOTAL Balances with non-scheduled banks included in 2 and 3 above
3,030,176 3,030,176
3,837,312 3,837,312
OTHER
ASSETS
As at Particulars ADVANCES 1 Reserve deposits with ceding companies 2 Application money for investments 3 Prepayments 4 Advances to Directors/Officers 5 Advance tax paid and taxes deducted at source (Net of provision for taxation) 6 Others (a) Security Deposits (b) Advances to employees (c) Investment sold awaiting settlement 16,217 (d) Other Advances (e) Equity application - pending allotment 193,020 TOTAL (A) OTHER ASSETS 1 Income accrued on investments 2 Outstanding Premiums 3 Agents Balances 4 Foreign Agencies Balances 5 Due from other entities carrying on insurance business (including reinsures) 6 Due from subsidiaries/ holding company 7 Deposit with Reserve Bank of India [Pursuant to section 7 of Insurance Act, 1938] 8 Others (a) Sundry Debtors (b) Due from Investing Company (c) Service Tax Advance & Unutilised Credits 1,225,786 TOTAL (B) TOTAL (A+B) 31st March, 2011 (`' 000) (
137,650 464,871
85,070 865,318
LIABILITIES
Particulars ( 1 Agents Balances 2 Balances due to other insurance companies (including Reinsurers) 3 Deposits held on reinsurance ceded 4 Premiums received in advance 77,037 5 Unallocated premium 537,064 6 Sundry creditors 5,163,157 7 Due to subsidiaries/ holding company 8 Claims Outstanding 401,676 9 Annuities Due 10 Due to Officers/ Directors 11 Others (a) Tax deducted to be remitted 98,852 (b) Service Tax Liability 3,780 (c) Security Deposits 21,441 (d) Investments purchased - to be settled 15,740 (e) Due to Investing Company 15,419 (f) Others - Payable 1,890,924 (g) Cheques issued but not presented for payments net of bank balances (g) Refunds due (Withdrawals, surrender, lookin, proposal declined) 511,889 12 Unclaimed amount of policyholders
As at 31st March, 2011 `' 000) ( 422,567 154,258 65,222 376,498 4,836,270 335,460 137,405 21,441 14,865 12,500 1,750,806 443,110 154,556
TOTAL
12,485,39913,037,550
L-20-PROVISIONS
Particulars ( 1 Wealth Tax 2 Fringe Benefit Tax (Net of advance tax) 3 Standard Loans 4 Employee Benefits 149,989 TOTAL
As at 31st March, 2011 `' 000) ( 110 4 187,503 187,617 150,102 108 5
EXPENDITURE
MISCELLANEOUS EXPENDITURE written off or adjusted) (To the extent not As at Particulars ( 1 Discount allowed in issue of shares/ debentures 2 Others TOTAL 31st March, 2011 `' 000) ( As at 31st March, 2010 `' 000)
PE RI O DI F ORM L - 2 2 An al y t i ca l Ra t i o s
C DI S CL OS URE S
I n su re r: HDF C S t an d ard L i f e I n su ra nc e
Co . L t d. Da t e : 3 1/ 0 3/ 2 01 1
Fo r t h e q u art e r en d e d S l . No . P a rt i c u l ar 31 st M arc h , 2 01 1
F o r t he ye a r
e n d ed 31 s t Ma rc h, 2 01 1
Fo r t h e q u art e r en d e d 31 st M arc h , 2 01 0
F or
the
y e ar e n de d
3 1 st
Ma rch , 20 1 0
29% 88%
E xp e n se of M an ag e me n t t Co mm i ss i on Ra t i
o ( Gro s s c om m i
50%
Gro wt h ra t e o f Ra t i o o f Ch an g e
s u rp l us t o p o l i i n ne t wo rt h
P ro f i t a f t er
t a x/ T o t al I n co me
( T ot a l rea l es t at e + l o an s ) / T ot a l i n v es t m en t s/ ( Ca p i
1 . 15 % 1 . 15 % 0 . 39 % 0 . 39 % 2 8. 6 2 2 8. 6 2 2 5. 2 3 25 . 23
12
T ot a l af f i l i at e d i n ve s t me n t
s / ( Ca pi t a l
+ S u rpl u s )
0. 7 8
0. 7 8
0. 6 2
0 . 62
13
I n ve st m en t Y i el d
( G ro ss an d
N et )
A. wi t h re a l
i s ed g ai n s
S ha r e ho l P ol i cy ho l Non Li nk e d P ar 1 . No n P a r 1 . Li nk ed No n P a r 3 .
d e r ' s F u nd s - 3 . d e r ' s F u nd s
2 8% 2 . 47 % 1 .
3 8% 6 . 11 %
7 8% 8 . 84 % 0 . 5 0% 6 . 79 % 0 .
0 4% 0 . 60 % 0 2% 0 . 19 %
1 3% 16 . 66 % 6 . g a i ns 9 1% - 1 . 28 % 1 .
8 8% 16 . 78 %
d e r ' s F u nd s - 3 . d e r ' s F u nd s
1 1% 9 . 06 %
4 3% 6 . 57 % 1 . 0 6% 5 . 56 % 1 .
9 8% 7 . 92 % 0 2% 3 . 26 %
3 3% 9 . 53 % 3 .
5 3% 76 . 39 %
P ar t i ci p at i ng Fu n d 88 . 93 % 89 . 35 % 82 . 16 % 83 . 60 % No n P a r t No n P a r t A nn u i P en s i i ci p at i ng i ci p at i ng L i f e 81 . 20 % 86 . 21 % 79 . 59 % 81 . 43 % P e n si on Ne w B us i n es s Ne w B us i n es s NA NA
t y F u nd NA NA NA NA o n F u nd 91 . 48 % 91 . 54 % 91 . 95 % 93 . 17 %
He al t h F un d 34 . 30 % 31 . 51 % 26 . 86 % 40 . 82 % UL I L F un d 76 . 45 % 77 . 59 % 80 . 52 % 79 . 51 % UL I P F u nd 74 . 86 % 80 . 85 % 76 . 95 % 53 . 17 % UL GL F u nd NA N A NA NA UL GP Fu n d 12 . 26 % 11 . 33 % 22 . 08 % 22 . 27 % 15 ( a) P re mi u m P e rsi s t en c y Ra t i For o* b u si ne ss wr i o r t he qu ar t e r ( x - 1) f o r t h e y ea r t t en f r om e n d a nd e n d) 78 . 83 % 81 . 17 % 71 . 99 % 57 . 26 %
1 3 t h mo nt h ( ba se d o n n ew o 31 st Ma r ch ( x- 1 ) f ( x - 2) t o 3 1 st Ma r ch
1 st Ja nu a r y ( x- 1 ) t f r o m 1 st A pr i l For
2 5 t h mo nt h ( ba se d o n n ew o 31 st Ma r ch ( x- 2 ) f ( x - 3) t o 3 1 st Ma r ch
b u si ne ss wr i o r t he qu ar t e r ( x - 2) f o r
t t en f r om e n d a nd e n d) 61 . 13 % 54 . 26 % 53 . 96 % 52 . 42 %
1 st Ja nu a r y ( x- 2 ) t f r o m 1 st A pr i l For 1 st Ja nu a r y ( x- 3 ) t f r o m 1 st A pr i l For 1 st Ja nu a r y ( x- 4 ) t f r o m 1 st A pr i l
t h e y ea r
3 7 t h mo nt h ( ba se d o n n ew o 31 st Ma r ch ( x- 3 ) f ( x - 4) t o 3 1 st Ma r ch
b u si ne ss wr i o r t he qu ar t e r ( x - 3) f o r
t t en f r om e n d a nd e n d) 25 . 16 % 29 . 18 % 34 . 22 % 34 . 05 %
t h e y ea r
4 9 t h mo nt h ( ba se d o n n ew o 31 st Ma r ch ( x- 4 ) f ( x - 5) t o 3 1 st Ma r ch on new
b u si ne ss wr i o r t he qu ar t e r ( x - 4) f o r
t t en f r om e n d a nd e n d) 22 . 45 % 24 . 64 % 28 . 34 % 30 . 00 %
t h e y ea r
Fo r 61 st mo n t 1 st Ja nu a r y ( x- 5 ) t
h ( ba se d
b u si ne ss wr i o r t he qu ar t e r
t t en f r om e n d a nd 22 . 00 % 25 . 65 % 33 . 69 % 40 . 13 %
o 31 st Ma r ch ( x- 5 ) f ( x - 6) t o 3 1 st Ma r ch
f r o m 1 st A pr i l
t h e y ea r
15 ( b) 13t 1 st Ja nu a r y ( x- 1 ) t
3 1 st Ma r ch
b u si ne ss wr i o r t he qu ar t e r ( x - 1) f o r b u si ne ss wr i o r t he qu ar t e r ( x - 2) f o r b u si ne ss wr i o r t he qu ar t e r ( x - 3) f o r b u si ne ss wr i o r t he qu ar t e r ( x - 4) f o r new e n d) t t en f r om e n d a nd t h e y ea r 31 . 02 % 34 . 07 % 41 . 77 % 42 . 84 % e n d) 35 . 32 % 37 . 67 % 45 . 26 % 44 . 74 % e n d) 54 . 31 % 57 . 04 % 69 . 98 % 67 . 77 % e n d) 70 . 75 % 71 . 97 % 64 . 90 % 61 . 46 %
h ( ba se d o 31 st Ma r ch ( x- 5 ) f f r o m 1 st A pr i l
b u si ne ss wr i o r t he qu ar t e r ( x - 1) f o r b u si ne ss wr i o r t he qu ar t e r ( x - 2) f o r b u si ne ss wr i o r t he qu ar t e r ( x - 3) f o r b u si ne ss wr i o r t he qu ar t e r ( x - 4) f o r e n d) t t en f r om e n d a nd t h e y ea r 68 . 41 % 71 . 73 % 78 . 16 % 78 . 22 % e n d) 50 . 42 % 52 . 35 % 56 . 29 % 55 . 64 % e n d) 83 . 65 % 88 . 17 % 94 . 38 % 90 . 04 % e n d) 70 . 75 % 71 . 97 % 64 . 90 % 61 . 46 %
f r o m 1 st A pr i l 16 io
3 1 st Ma r ch
F or e i gn 26 % 26 % 26 % 26 % di (in i n su r an ce NA NA NA NA
(a) t o be an nu a l (a) 4 ( b) f or t h e p er i od ( no t B a si c E P S af t er e xt r a or d i 5 ( a) t he pe r i od ( no t Di l ut e d E P S af t er e xt r a or d i 5 ( b) t he pe r i od ( no t
a nd ar e ex pr e ss ed i od wi t h a l T h es e r a t i T h es e r a t i o r gr a ce pe r i od s. c ul a t n co mp ar i so n on
gi
a nn ua l i o wan ce f or p r
c y p er s i
rati
ow f
a p se s, su r r en de r s a nd pa i d- u ps . Th e p er s i st en cy r at i o f or h a s be e n ca l cu l
a t ed as at 3 1/ 0 3/ 2 01 1 wi t h a
a r l y f or t he pr e vi o us pe r i
ici n g n os . he
n g p r em i ter /
t h e s t ar t of t he pe r i od .
AND
PAYMENTS
Receipts and Payments Account for the year ended 31st March, 2011 on direct basis ( `' 000) Cash Flows from the operating activities: Premium received from policyholders, including advance receipts 90,418,286 Other receipts: Service tax recovery Fees & Charges Misc income Payments to the re-insurers, net of commissions and claims/ Benefits (256,491) Payments to co-insurers, net of claims / benefit recovery Payments of claims/benefits Payments of commission and brokerage Payments of other operating expenses Preliminary and pre-operative expenses Deposits, advances and staff loans Income taxes paid (Net) Service tax paid Other payments Cash flows before extraordinary items Cash flow from extraordinary operations Net cash flow from operating activities Cash flows from investing activities: Purchase of fixed assets Proceeds from sale of fixed assets Purchases of investments Loans disbursed Sales of investments Repayments received Rents/Interests/ Dividends received Investments in money market instruments and in liquid mutual funds (Net) (13,475,566) Expenses related to investments Net cash flow from investing activities Cash flows from financing activities: Proceeds from issuance of share capital Share Application Money received Share Premium Money Received Proceeds from borrowing Repayments of borrowing Interest/dividends paid Net cash flow from financing activities Effect of foreign exchange rates on cash and cash equivalents, net Net increase in cash and cash equivalents: Cash and cash equivalents at the beginning of the period 3,030,176 Cash and cash equivalents at the end of the period 3,837,312 (1,900,015) 45,903 (1,297,034,762) (290,873) 1,260,870,121 9,388,925 (23,895) (42,420,162)
807,136
PERIODIC DISCLOSURES
Insurer: HDFC Standard Life Insurance Co. Ltd. Date: 31/03/2011 ( ` in Lakhs)As at 31st March, 2011 1,019,767 583,079 1,403,033 706,121 260,462 2,806 62,492 241 372,981 3,549 78,761 202 31st March, 2010
Sr.No. Particular As at 1 Linke d a Life b General Annuity c Pension d Health 2 NonLinked a Life b General Annuity c Pension d Health
PERIODIC DISCLOSURES FORM L-25- (i) : Geographical Distribution Channel - Individuals for the quarter ended 31st March, 2011 Insurer: HDFC Standard Life Insurance Co. Ltd.
Rur a l ( I ndi v i du al ) No . o f P ol i c ie s 49 5 1 29 6 19 4 7 3 16 42 2 1 8 , 96 9 3 2 17 2 8 6 1 7 2 1 1 9 , 46 2 No . o f Li v e s P re m iu m 0.17 0.07 0.00 2.12 0.18 0.03 0.04 0.02 0.14 0.17 0.00 0.41 0.01 0.02 0.04 0.01 0.06 0.02 0.00 0.02 0.02 0.01 3.55 ( ` c r or e ) 1. 7 6 0. 2 2 0. 0 1 1 6. 5 1 1. 0 3 0. 3 7 0. 3 6 0. 1 8 1. 2 8 1. 4 2 0. 0 4 1 8. 3 0 0. 1 2 0. 0 5 0. 6 5 0. 1 1 0. 5 7 0. 2 0 0. 0 2 0. 1 9 0. 1 5 0. 0 5 4 3. 5 9 Su m As su re d ( ` c r or e ) 12,329 3,142 2,228 1,661 8 07 15,515 10,057 8 59 1,325 2,080 12,470 11,687 7,095 38,711 2 24 5 4,337 10,898 7,845 1 81 17,192 8 63 19,132 1,086 13,008 2,842 15,800 4 25 213,804 No. o f Po l i ci e s 1 1 , 46 5 3 , 13 1 2 , 12 6 1 , 48 9 1 , 02 6 1 3 , 73 9 1 1 , 18 6 910 1 , 18 7 2 , 07 0 1 1 , 24 9 1 0 , 92 8 6 , 59 6 3 4 , 84 0 127 5 3 , 64 2 9 , 43 9 7 , 24 7 174 1 5 , 45 0 74 1 1 6 , 16 5 882 1 2 , 16 6 3 , 29 1 1 3 , 08 8 42 8 1 9 4 , 78 7 Ur ba n (I n di v i dua l ) No . of Li v e s Pr e mi um 64.68 13.55 8.32 6.05 6.66 74.49 69.44 3.37 6.12 9.92 95.14 67.40 25.76 2 91 . 8 8 0.61 0.01 14.10 49.44 26.68 0.77 1 01 . 8 3 2.11 71.76 4.12 63.34 18.19 85.97 2.51 1 , 1 84 . 2 1 (` c ro re ) 629.41 118.30 8 8 . 07 7 1 . 79 4 5 . 42 722.40 513.72 3 4 . 36 5 8 . 42 9 6 . 01 775.00 506.89 294.79 2,696.30 1 0 . 16 0 . 14 161.55 538.19 319.58 6 . 35 874.58 2 5 . 60 845.20 4 8 . 56 535.76 161.02 1,068.30 1 7 . 78 11,263.64 S um As s ur ed (` c r or e ) 12,378 3,147 2,228 1,662 1,103 15,534 10,061 859 1,332 2,083 12,486 11,729 7,097 57,680 224 5 4,340 10,900 7,862 183 17,200 863 19,138 1,087 13,015 2,844 15,801 425 233,266
Date: 31/03/2011
Tota l Bus i ne s s (I nd i vi d ua l ) No. o f Po l i ci e s No. of L i ve s Pr e mi um 1 1, 5 1 4 3, 1 3 6 2, 1 2 6 1, 4 9 0 1, 3 2 2 1 3, 7 5 8 1 1, 1 9 0 910 1, 1 9 4 2, 0 7 3 1 1, 2 6 5 1 0, 9 7 0 6, 5 9 8 5 3, 8 0 9 127 5 3, 6 4 5 9, 4 4 1 7, 2 6 4 176 1 5, 4 5 8 741 1 6, 1 7 1 883 1 2, 1 7 3 3, 2 9 3 1 3, 0 8 9 428 2 1 4, 2 4 9 6 4 . 85 1 3 . 62 8 . 32 6 . 05 8 . 78 7 4 . 67 6 9 . 48 3 . 37 6 . 16 9 . 94 9 5 . 28 6 7 . 57 2 5 . 76 292.29 0 . 61 0 . 01 1 4 . 11 4 9 . 46 2 6 . 71 0 . 78 101.89 2 . 11 7 1 . 78 4 . 12 6 3 . 35 1 8 . 21 8 5 . 97 2 . 51 1,187.75 (` c ro re ) 63 1 . 1 7 11 8 . 5 3 88.07 71.80 61.93 72 3 . 4 3 51 4 . 0 9 34.36 58.77 96.19 77 6 . 2 8 50 8 . 3 1 29 4 . 8 4 2 , 71 4 . 6 0 10.16 0.14 16 1 . 6 7 53 8 . 2 4 32 0 . 2 4 6.46 87 5 . 1 5 25.60 84 5 . 4 0 48.57 53 5 . 9 5 16 1 . 1 7 1 , 06 8 . 3 5 17.78 1 1 , 30 7 . 2 3 S um As s ur e d (` c ro re )
Sr . No. S ta te / Uni o n T er r i tor y 1 A n d h ra Pr ad e s h 4 9 2 A ru n a ch a l Pr ad e s h 3 A ss a m 5 4 B ih a r 5 Ch a t t is g a rh 1 6Goa296 7 G u ja ra t 1 9 8 Ha ry a n a 4 9 Hi m a ch a l P ra d e sh 1 0 J a mm u & Ka s hm i r 7 1 1 J h ar kh a n d 3 1 2 K a rn a t a ka 1 6 1 3 K e ra l a 4 2 1 4 M a d h ya P ra d e sh 2 1 5 M a h a ra sh t ra 1 8 ,9 6 9 1 6 M a n ip u r 1 7 M e g h a la ya 1 8 M i rzo r am 1 9 Na g a la n d 2 0 O ri ss a 3 2 1 P u n ja b 2 2 2 Ra j a st h a n 1 7 2 3 S ik ki m 2 2 4 T am i l Na d u 8 2 5 T rip u ra 2 6 Ut t a r P ra d e sh 6 2 7 Ut t ra K h a n d 1 2 8 W e st B e ng a l 7 2 9 A n d a ma n & Nic o ba r I s la n d s 3 0 Ch a n d ig a rh 2 3 1 Da d ra & Na g ra h av e li 3 2 Da m a n & Di u 3 3 De l h i 1 3 4 L a ks h a d wee p 3 5 P u d u ch e rry T OTAL 1 9 ,4 6 2
PE RI OD I C D I SC LO SU RE S F OR M L -2 5- ( ii ) : G eo g r ap h i ca l Di s tri b u ti o n C ha n n e l - GR OU P fo r th e q u ar te r en d e d 31 s t M ar c h , 2 01 1 I n s u re r: HD F C S tan d a rd L i fe In s u ra n c e C o . L td . R u ra l ( Gro u p ) No. of Po l i c ie s 1 And h ra P rad e sh 2 Aru na ch al P ra de sh 3 Assa m 4 Bih ar 5 Ch at t is ga rh 6 Goa 7 Guj ara t 8 Ha rya na 9 Hi ma cha l P rad e sh 1 0 Jam mu & Ka shm ir 1 1 Jha rkh a nd 1 2 Kar na t aka 1 3 Ker al a 1 4 Ma dh ya P rad e sh 1 5 Ma ha ras ht ra 1 6 Ma ni pu r 1 7 Me gh al ay a 1 8 Mir zor am 1 9 Na ga la n d 2 0 Oriss a 2 1 Pun ja b 2 2 Ra ja st ha n 2 3 Sik kim 2 4 Ta mi l N ad u 2 5 Tr ip ura 2 6 Ut t ar P rad e sh 2 7 Ut t ra Kha n d 2 8 West Be n ga l 2 9 And a ma n & N ic ob ar Is la nd s 3 0 Ch an d ig arh 3 1 Da dr a & N ag ra ha ve li 3 2 Da ma n & D iu 3 3 De lh i 3 4 La ksh ad w ee p 3 5 Pud u che rry T OT A L N o . o f L i v es Pr em i u m (` c ro r e) S u m A ss u re d (` cr o re ) No. of P o li c i es 4 28 1 1 3, 0 00 6 38 1, 8 33 2, 3 37 5 4, 8 58 1 3 6, 8 68 3, 0 60 1 4, 8 34 1 8, 8 27 6 2, 4 87 18 7 18 2 50 11 3 2 2 1 Ur b an (Gr o u p ) N o . o f L i v es P re mi u m 1 . 59 3 . 11 0 . 14 0 . 73 13 . 30 68 . 03 0 . 03 1 30 . 44 5 . 01 0 . 52 6 . 87 7 . 02 22 . 49 44 . 68 3 03 . 95 (` c r o re ) 9 . 20 15 . 61 0 . 18 1 . 18 5 49 . 09 6, 0 20 . 71 26 . 24 39 . 38 80 . 71 3 19 . 10 Su m As s u re d (` c ro r e) 1 1 3 2 2 11 50 2 18 7 18 11 5 42 8 13 , 00 0 63 8 1 , 83 3 2 , 33 7 54 , 85 8 1 36 , 86 8 3 , 06 0 14 , 83 4 18 , 82 7 62 , 48 7 1 . 59 3 . 11 0 . 14 0 . 73 13 . 30 68 . 03 0 . 03 1 30 . 44 5 . 01 0 . 52 6 . 87 7 . 02 22 . 49 44 . 68 3 03 . 95 D at e: 31 / 03 / 20 1 1 T ot al B us i n es s (Gro u p ) N o . o f Po l i ci e s N o . o f L i v es Pre m i u m (` c ro r e) 9 . 20 15 . 61 0 . 18 1 . 18 5 49 . 09 6, 0 20 . 71 26 . 24 39 . 38 80 . 71 3 19 . 10 Su m As s u re d (` c ro r e)
S r. N o . Sta te / Un i o n T er r ito r y
3 0 9, 1 70 1 15
FOR M L- 26- IN V E S T ME N T A SS E T S ( LI F E I N SU R E RS )- 3A Pa rt 1
F o r m 3A - P a r t A C o m p a n y N a me & C o d e :- HD FC S t a n d ar d L if e In s u ra n ce Co m p a n y L t d 1 01 t em e n t a s o n :Sta 3 1 st M a r ch , 2 01 1 S t a t em e n t o f In v e st me n t As se t s Li fe I n su r e r s: ( Bu si n e ss wi t h in I n d ia e r i od i cit y o f S u b mi ssio n : - Q u ar t e r P ) ly P ar t i cu la r s S ch N o . A mo u n t P ar t i cu la r s A mo u nt Add: To t a l Ap p li ca t io n a s p e r Ba la n ce S h e e t (A ) 2 ,8 3 0, 7 67 . 08 2 00 C u rr e n t Li ab i lit ie s S ch 1 3 1 3 0, 3 75 . 50 7 6 4 ro v isi on s S ch 1 4 1, 5 01 . 02 3 4 P 4 Su b T o t a l ( B) 1 3 1, 8 76 . 53 1 0 8 L e ss: De b it b a la nc e s in P & L & R ev e nu e A cco u n t 1 7 3, 4 89 . 14 6 5 2 a ns S ch 9 3, 3 12 . 39 0 9 Lo 3 va n ce s & O t h er Asse t s S ch 1 2 6 7, 7 02 . 82 8 4 Ad 6 C ash & Ban k Ba lan c es S ch 1 1 3 8, 3 73 . 11 5 3 1 Fix e d Asse t s S ch 1 0 2 3, 9 57 . 29 2 8 5 sc E xp e n se s n o t w r it t e n o f f S ch 1 5 Mi - b T o t a l ( C ) 3 0 6, 8 34 . 77 4 0 Su 8 Fu n d s av a ila b le f o r I n ve st m e nt s ( A+ B- C ) 2 ,6 5 5, 8 08 . 83 9 01 8 et Bal an c e Sh e et of : A: Lif e Fu n d 5 36 , 01 2 .2 7 8 7 B: P e n sio n & G e n er a l A n nu i ty F u n d 81 , 47 9 .2 4 3 8 U C :8 n it L in ke d F u nd 2 ,0 3 2, 2 88 .7 6 7 1 8 Val u e R e co n cil iat i on o f I n ve st me n t Ass et s To t a l I n ve st me n t Ass et s As p e r Ba la nc e Sh e 2, 6 55 , 80 8 .8 3 9 0 1
( ` in L hs )
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2, 6 49 , 78 0 .2 8 9 8 4
* R ec o n cil ia t io n o f F u n d s f o r In v e st me n t s & In v es t me n t Ass et s A mo u nt Add: Fu n d s A va ila b le f o r In v est m en t s (E ) 2 ,6 5 5 ,8 0 8. 83 9 0 1 Fix e d De p o sit s o f C o n v Fu n d s S C H 11 1 3, 9 96 . 00 0 00 L e ss Su b T o t a l ( F ) 13 , 9 96 . 00 0 0 0 Ap p r o pr i at io n A d ju st me n t Acc o u nt 2, 1 07 . 51 0 5 7 p r op r i at io n A d ju st me n t Acc o u nt ( 99 2 .1 6 0 6 Ex 7) Ot h e r - R e ce iv ab le ( Ne t u n it s r e d e mp t io n in Un it s Ad min is tr a t io n S yst e m i.e L if e Asia o n 3 0 t h Se p t e mb e r 2 01 0 * U n it P r ice o f es pe c ti ve F u nd R ) Su b T o t a l ( G ) 20 , 0 24 . 54 9 1 6 Val u e o f I n ve st me n t s a s p e r F o r m 3 A ( E + F G) 2 ,6 4 9, 7 80 . 28 9 8 4
1 8, 9 09 . 19 9 2 7
Fo r H DF C S t an d a r d L if e In su r a n ce C o m p an y Li mi t ed
D a t e:- 1 2t h Ma y 2 0 11
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A. Li fe Fu nd 1. G o ve r n me n t S ec u r itie s 2 5 % 1 9, 9 06 . 81 4 7 7 28 , 14 9 .7 7 6 8 9 1 6 6, 8 52 . 60 2 4 7 1 2 ,7 5 7 .1 5 4 44 2 2 7 ,6 6 6. 3 48 5 7 4 5 .0 0 % ( 3 ,5 7 2 .9 9 5 94 ) 2 2 7 ,6 6 6 .3 4 85 7 2 2 4 ,0 9 3. 3 52 ve3r n me n t S ec u r itie s o r o th e r ap p r o ve d Se c u rit ie s (in c l 1 a b o ve ) No t le ss t h an 50 2. G o 6 2 1, 3 95 . 16 0 7 9 28 , 14 9 . 77 6 8 9 2 1 0, 9 26 . 33 9 4 5 1 2 ,8 7 1 .6 2 7 37 2 7 3 ,3 4 2. 9 04 5 0 5 4 .0 3 % ( 3 ,8 0 5 .6 4 % A pp r o ve d I nv e st me nt 0 25 ) 3. s a ) Ho u s ing & I n fr a str u ct u re No t le ss t h an 15 3 ,5 9 3 .8 5 71 0 1 1, 6 42 . 69 3 7 3 19 , 46 7 .6 8 6 8 3 8 4 ,6 8 3. 5 79 7 3 1 0 ,7 8 6 .9 6 9 32 1 2 6 ,5 8 0. 9 29 6 1 2 5 .0 2 % ( 2 ,3 5 1 .3 0 2 47 b) % ( i ) Ap p ro v ed In ve s tme n 2 6 ,0 3)0 .5 5 01 2 8, 5 28 . 73 5 0 0 28 , 32 6 .0 6 0 6 2 4 6 ,7 0 6. 9 22 2 1 1 7 ,8 3 0 .6 6 4 10 1 0 1 ,3 9 2. 3 81 9 3 2 0 .0 4 % 4 3 0. ts N o t ex ce e d in g 3 5 7 73 6 5 % ( ii) " O th e r In v e stm en t s" n o t to e x ce e d 1 5 % 4 3 4 .3 5 62 6 3 71 . 76 9 0 9 4, 2 6 5. 5 4 ,6 3 7. 2 99 2 5 0. 9 2% (5 6 9 .4 7 9 01 ) 30 1 6 99 2 5 Tot a l Lif e Fund 1 00 % 1 3. 2 38 6 0 3 0 ,0 5 8 .7 6 34 9 4 1, 9 38 . 35 8 6 1 75 , 94 3 .5 2 4 3 4 3 4 6 ,5 8 2. 3 71 5 5 4 1 ,4 8 9 .2 6 0 78 5 0 5 ,9 5 3. 5 15 2 9 1 0 0 .0 0 % ( 6 ,2 9 5 .6 4 8 08 ) 5 3 6 ,0 1 2 .2 7 87 8 4 9 9 ,8 2 7 3 ,3 4 2 .9 0 45 0 1 3 0 ,1 7 4 .7 8 67 2 2 7 ,4 2 2 .9 3 20 1 5 5 ,0 7 1 .6 5 55 1 4 ,6 3 7. 2 2 6 9 ,5 3 7. 2 64 2 5 1 2 4 ,3 5 1. 6 10 3 140 1 ,2 8 7. 0 64 7 7
Inv e s tm e nt As s e t s Pe r c ent a ge a s pe r R e g. B. Pe ns io n, G e ne r a l Annui t y Fund o ve r n me n t S ec u r itie 1. G s G o ve r n me n t S e cu r itie s o r o th e r ap p r o ve d Se c u rit ie s (in c l 1 a b o ve 2. ) B ala n c e In v to be in a pp r o ve d I nv e st me n 3. ts Tota l Pe ns io n, G e ne r a l Annui t y Fund Inv e s tm e nt As s e t s Pe r c ent a ge a s pe r R e g. C. L ink e d Li fe , Pe ns ion & G r oup I ns ur a nce Funds 1. A pp r o ve d I nv e st me nt s O t he r t ha n A p pr o ve d I n ve st me n 2. t Tota l Li nke d Lif e In sur a nc e Fund N o t l es s th a n 2 0 % o t l es s th a n 4 0 N % No t e xc e ed in g 6 0 % 100%
Va lue
48 , 25 2 .4 2 0 8 0
To ta l A c t ual %
Not e : Ma r k et Va lue of Inv e st m ent s i n Li fe Funds ie d th a t th e in fo r ma tio n g iv e n h er e in a r e co r r ec t an d c o mp le te t o th e b e st o f my kn o w le dg e a n d b e lie f a nd no t hin g h a s b e en co n ce a le d o r su p p re s Ce r tif se d . Fo r H DFC S ta nda r d Lif e Ins ur a nc e C o. Ltd.
Da t e : 1 2 th Ma y 2 0 11
PA R T- B
3 1 s t Ma rc h, 2 0 1 L IQ LI F S T B LI F S O V LIF S M FL IF DE LI F B AM L IF E Q LI F GRO LI F L if e L if e L if e Li f e Li f e L i f e L if e L if Li que d Fu n d S t a bl e Fu n d S ov ere ig n F un d S e cur ed F un d De f ens iv e F u nd Bal an ced F u nd E q ui t y Fu nd Gr ow t i h F un d 1 9,4 15. 741 840. 6, 22 49. 453165 386. 5,2 7, 87 39. 168 644 69. 6 81 545 6,8 37. 9265, 781. 43 412 08 34 12 73 3 44. 570 945716 7 1. 10. 418 90 0. 6229 9 3 55. 938 52 38 ,05 0. 0630 8 92 6. 5561 9, 8 6. 2712 37 8 12 ,62 8. 3482 1 35 ,72 4. 5423 3 67, 83 3.8 618 0 98 1.8 801 10, 5 1, 09 7.7 434 ( 9) 6, 853 7061 .4 78, 603 .1 5594 326 .6 5, 2723 763 .3 ( 2, 1204 ) 9, 063 9083 72, 103 8030 .1 .2 1 12, 266 .5 1098 342 .7 6, 2563 893 .6 ( 6, 7437 ) 7, 888 5147 .5 497, 30 0.9 645 9 62 4.4 765 51, 2 37, 26 5.0 348 ( 3) 52, 99 4.5 236 1 458, 66 5.8 826 6
( ` i n L akh s)
P ART IC UL ARS Op en i ng B ala nc e (M a rket V al ue ) d : I n f lo w d ur in g t h e qu art Ad er cre ase/ ( De crea se) V al ue o f I nv est me In nt Le ss : O u t f lo w Du ri ng t he Q uar t er
P AR T- B
3 1s t Ma rc h, 2 0 1 LI Q P EN S TB P E N S OV P E N S MF P E N D E M PE N B A M P E N E Q P EN G ROP EN P ens io n Pe ns io n P e nsi o n P en si on P en si on P en si on P en sio n P en L i si o id Fu nd S t ab l e F u nd So ve rei gn Fu nd S ec ure d Fu n d Def en si ve F un d B ala nc ed F un d E q ui t y Fu n d G ro wt qu n h Fu nd 11 ,11 0. 2393 ,1 27. 557 4 5 90 3. 5147 ,8 47. 522 49 4, 9 8 5. 3213 06 1 13. 502 30 2 17 4, 50 9. 2969 ,7 40. 400 8 4 77 5 .8 1465 0 .0 4163 0 .2 7498 0 .0 0194 6 .1 2932 29, 261 .4 0381 201 .9 8, 1883 324 .9 0259 14, 288 8895 23, 500 3628 .1 .0 2 4, 212. 32 797 312. 63 2, 309 54 148) ( 288. 3, 992. 775 60 5 8, 635. 107 54 24. 365 3,9 10 2, 066. 649 ( 31) 5,6 41. 850 02 5 4,8 50. 973 32 61 ,1 69. 108 21 ,5 64. 652 3 403 ,7 50. 465 ( 13) 5 ,8 18. 294 32 55 ,1 65. 001 16 31 5,3 77. 480 99 6,8 39. 025 2 102 3,9 65. 849 ( 85) 3 1,7 87. 706 19 28 6,4 62. 950 06
( `i n khs )
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P A RTI CU LAR S Op en in g Ba lan ce ( M ar ket V al ue) : I nf l o w du ri ng t he q ua rt Add er rea se/ ( Decr eas e) V a lu e of I nve st men I nc t Les s : O ut f l ow Dur in g t h e Qu art e r
2 2, 243. 81 183
P ART- B
PA RT I CU L AR S
PAR T -B
31 st Ma rch , 20 11
` i n La k hs )
De f in e d Be ne fi t p e ns i on
L i qui d Fu nd S ta bl e Fun d S ov e r e i gn Fu nd S e c ur ed Fund De f en s i ve Fu nd Ba l a nc e d Fun d O pe ni ng B al a nc e (M a r k e t Va l ue ) Ad d : I nf lo w du ri ng the qu ar te r I nc re a s e / (De c r e as e ) V a l ue of I n ve s t me nt L es s : O utf l ow Dur i ng the Qu ar t er T OTAL I NV E ST I BLE F UNDS ( MKT VAL UE) 0 . 0 5 6 20 6 4 9 . 7 9 68 1 1 . 2 08 7 1 1 6 . 6 98 0 5 3 2 5 . 0 0 00 0 3 4 2 . 7 0 35 7 0 . 0 5 5 38 0 . 0 0 0 82 0 . 0 0 0 00 6 5 3 .2 3 6 4 8 2 3 .0 9 5 7 8 6 7 6 .3 3 2 2 6 1 , 0 77 . 3 5 1 8 7 14 . 6 1 6 3 5 1 , 0 91 . 9 6 8 2 2 3, 4 4 1 . 9 7 7 37 2 1 . 5 5 4 51 (2 5 . 2 2 2 29 ) 0 . 0 2 50 0 3, 4 3 8 . 2 8 4 59 2 , 0 4 3 . 6 18 0 1 5 . 26 3 5 0 (8 1 . 5 21 2 4 ) 1 , 9 6 7 . 3 60 2 7
PA RT- B
Q ua rt e r ly
S ta t e me nt as on :-
3 1 st M ar c h, 20 1 1
( ` in akhs) LI QLI F- II ST BLI F- I I S MF LIF - II D ELI F- I I B A MLI F- I I E QLIF - II G R OLI F- II C G5L IFII Li fe -I I L if e- II Li f e-I I L if e- I I Li f e- II Lif e- I I Li fe- I I Lif eII L iq ui d F un d St ab le Fu nd Secu red Fu nd D ef en sive Fu nd B al ance d F un d E qui t y F und Gro wt h Fun d C ap it al G uaran t ee 5 Y ears 3, 872.57 3 ,027. 386 535.77 97660 ,763. 1, 4 332 5120 99422 76384 64.0 48. 946.0 1494 1 ,342. 66796 1 6,678. 99717 3,756. 57405 203. 36297 2,271. 13166 1 8,367. 80253 14, 363.70 533 2, 021.2 1255 83886) ( 127. 835. 89601 15, 301 421.18 23,444. 70007 5,902 . 45614 (61 6.41799 ) 1,986 99606 26,743. 74216 . 30, 196. 54180 866. 6, 68080 ( 1, 724. 90088) 2, 99068 33, 33104 127. 210. 195,5 15.38835 37,7 22.4107 4 15, 616.8246 ( 6) 12,7 56.8314 6 204,8 64.14297 251. 85974 1. 58047 13. 04813 266. 48834
P A R T IC U LA R S Open in g B alan ce ( M arket V al ue) : I nf l ow dur in g t h e q uart A dd erncr ease/( D ecre ase) V alu e o f I nvest m I ent Less : Ou t fl ow D u rin g t h e Q uart er
526.383
PA R T- B
3 1 s t Ma rc h, 2 0 1 L IQ P E N- I I S T B P E N- II S M FP E N - II DE M P E N- I I B A M PE N - II E QP E N- I I G RO P E N- I I C G5P E NII P e nsi o n- I I P en si o n- I I P en si on - I I P en si on - II P en si on - II P ens io n -I I Pe ns io n- I I P ens io n -I Li quIi d Fu n d S t a bl e Fu nd S e cu red F u nd De f en siv e Fu nd Bal an ced Fu nd E qu it y F un d G ro wt h F u nd C api t al Gu ara nt ee 5 Y ea rs 4 ,4 30. 200 893. 1, 89 ,4 15. 292 776. 616 1 14 309 74. 105 14. 79 640 1 ,1 32. 282 942. 55 541 26 03 27 58 13 ,8 56. 712 93,4 37. 1587 4 1 67. 033 1 11 3 ,6 24. 4817 9 14 ,8 36. 422 96 10, 97 8. 5960 6 56 9. 8951 1, 5 5. 0656 1 8 76 3. 1304 1 11, 80 0. 4264 8 18, 668 .8 5852 322 .3 3, 25570.2 3404 ) ( 38 1, 611 7544 19, 999 7460 .5 .3 23, 011 .20 805 157 .26 4, 6061, 200 .2 ( 6536 ) 1, 648 699 24, 319 177 .26 .94 12 3, 017. 89 5014, 610. 02 2 369 0, 999. 61 (1 168) 1 0, 721. 05 010 12 5, 907. 25 692 2 5. 1760 2 0924 1 0. 1. 3024 5 2 6. 5708 8
( ` in L ak hs)
P ART IC ULA RS Op en in g B ala nc e ( M a rket V al ue ) d : I n f lo w d ur in g t h e q u art Ad er cre ase/ ( Dec rea se) V al ue o f I nv est me In nt Le ss : O u t f lo w Du ri ng th e Q uar t er
31 st Ma rc h , 20 11
(3 1 . 31 2 3 9 ) 2 5. 5 7 7 4 9 1 7 5 . 94 7 2 7 1 8. 7 7 9 8 1 9 3 0. 2 7 1 2 4
PAR T -B
3 1s t Mar ch , 2 01 1
` in La k hs )
(2 , 0 1 7 . 2 42 (28 )5 . 2 7 28 1 ) (1 , 4 2 6. 8 5 3 0 9 ) 6 2 1 , 4 5 7 . 08 8 9 8 6 2 . 4 9 41 7 2 1 , 4 3 7. 4 7 9 8 6 5 , 4 4 1. 0 8 5 1 4
3 1s t M ar c h, 2 0 11
PARTICULARS
Wealth Builder Wealth Builder Wealth Builder Wealth Builder Blue chip Income Oppurtunities Vantage 792.78851 8,953.41148 3,022.72156 11,713.33435 (1,834.07281) (1,313.21822) 477.96993 1,503.46732 692.29256 16,282.45933 22,632.49516 (1,620.42219) 1,020.56992 36,273.96238 11,379.50135 4,855.69159 (351.93003) 1,189.97762 14,693.28530
Opening Balance (Market Value) Add : Inflow during the quarter Increase/(Decrease) Value of Investment Less : Outflow During the Quarter TOTAL INVESTIBLE FUNDS (MKT VALUE) 18,661.23504
PA R T-B
3 1 st M a rc h, 20 1 1
PARTICULARS
Opening Balance (Market Value) Add : Inflow during the quarter Increase/(Decrease) Value of Investment Less : Outflow During the Quarter TOTAL INVESTIBLE FUNDS (MKT VALUE) 6,697.32506
Amitabh Chaudhry Date :- 12th May 2011 Managing Director & CEO
FO RM 3A L- 27 -I nv t U nit Li nk e d-3 A- B
U nit Li nke d I nsur a nc e B usi nes s
Pe r io dic it y of Submi s si on :
Q uar t e r ly
St a te m ent a s on :-
3 1s t Ma r c h, 2 0 1 1
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I N V ES TM E N T OF U N IT F U N D I . A pp roved I nvest m en ts ( >=75% .) bonds Gov t - or por ate B onds C I nfr as tuc t ur e B onds -
Li fe L if e L if e Li fe Li f L if e L if e Li f Li que Fu nd St abl e Fun d S over eig n F un d S ecured F id D ef en sive Fu nd B al anced F und E qu it ye und A ctu al I nv. % A ct ual A ct u al In v. % A ct ual A ct ua l In v. % A c tu al A ctu al In v. % A ct ual A ct ual I nv. % A ct u al A ct ual I nv.Fun A ct ua l A ct u al In v. % A ctu al A ct % d ual I nv. 7, 689. 37874 20. 97 801. 58965 32. 11, 18 6, 000. 00000 16. 36 13,591. 8.66 10,472. 4.38 23,416. 2.16 15,112. 0.75 2,435 3.35 5,650 7.76 05985 69859 28282 10773 .94634 .00000 1 1 3 2 8,909. 14613 12. 02 7,449. 27809 10. 05 17,090. 54278 23. 05 29,408. 80514 39. 66 2,348. 49189 3 . 17 6,450. 00000 8 . 70 4, 206.52 804 3.9 8 701.36 175 1.6 1, 1 549.681 17 9.9 10, 7 74, 486.385 16 70.4 1 087.89 815 2.9 3, 2 7, 700.00 000 7.2 8 101, 731.8542 8.59608 997. 90427 2. 72 1. 00442 0. 00 - 25. 23311 ( 0. 07) - 23. 48151 ( 0. 06) 1,561 2.14 9.2973 0.01 1.0027 0.00 .01357 5 1 1,111. 62256 1 . 50 2.76358 0 . 2 03 1.00302 0 . 00 1,012. 52576 1 . 37 -4 9.90201 ( 0.07) 3.05045 -5 ( 0.07) 541.9 0326 0.5 1 07832 0.0 47. 4 00983 0.0 1. 0 1, 663.70 642 1.5 7 69. 50862 ( 0. 07) - 215. 89202 ( 0. 20) 1, 968.29 720 1.86 1,8 40.7173 6 18 0.26 18 0.26 0. 00 0.00 0. 00 0.00 447 .01627 0. 60 2, 095.15 651 1.98 10,5 27.28657 0. 00 0.00 0. 00 0.00 6.43252 447 .01627 0. 60 2, 095.15 651 1.98 10,52 7.28657 74,148. 24274 100. 00 105, 795.3079 8 1 00.00 460,50 6.60002 7 96.16 448,13 428,61 5.70464 19,5 22.89145 -
Grow Fun
2,788. 13824 14. 62 342.242 98 9 4.77 8, 696. 18008 23. 71 6,597. 06693 34. 60 5,463. 95844 28. 66 E quit y M oney M ar ket 8, 513. 74203 98.2 9 2,017. 27386 10. 58 13.69 554 3.79 1, 537. 39386 4. 19 utual Fu nds M - epos it w it h Bank s 0. 07740 0. D 1,600. 00000 8. 39 00 S ub To t al 96. 64 ( A ) 8, 513. 81943 98.2 9 1 8,466. 43746 96. 85 355.938 52 98 .56 35, 724. 54233 97.4 1 70,678. 09533 97. 06 7 1,656. 26403
C u rrent A sset s: A cc r ued Int r es t 158. 59362 1. 83 628. 71825 3. 30 iv idend R ec iev able D - ank B alanc e 1. 00356 0. 01 1 .00032 0. B 01ec eiv able for Sa le of Inv es tm ent s R - her C ur r ent A s se ts ( f or I nv est m ents ) Ot - s : C ur re nt Liabil iti es Les - ay able f or I nv es tm ents P Fun d M gmt C h arge s P ayabl e - 5. 95078 ( 0. 07)her C ur r ent Li abilit ies (f or I nv es tm ents ) - 5. 46327 ( 0. Ot 06) S ub To t al 2 .76 -12 .63405 (0 . 07) .90866 (0 . -16 09) 4.6 1.30 1.0 0.28 0.2 ( 0.070.2 ) ( 0.07 ) 8525 0109 74.58 714 268.137 38 796 1.08
4347 4322
( B ) 148. 18314 1. 71 600. 17586 3. 15 5.1 9964 1.44 950. 19407 2. 59 1,955 .69128 2. 69 2,044. 96244 (< -
Ot her I nv es tm ents =25% ) ate B onds C or por - nfr as tr uc t ure B onds I E quit y M oney M ar ket M utual Fu nds S ub To t al (C)
6.43252
To t al ( A + B + C ) 8, 662. 00256 100.00 1 9,066. 61333 100. 00 361.138 16 100 .00 36, 674. 73640 100.0 0 72,820. 21914 100. 00 Fu nd s C arr ied Fo rward ( as per LB 2) 8, 694. 68992 2 0,101. 99197 364.126 75 36, 557. 72110 73,190. 47904 7 4,505. 39855 105, 860.8902 0 462,725 . 71992
P A R T- B
St at e me nt a s on : - 3 1 s t Ma rc h, 2 01 1
` i n s)
Lakh
IN V E S TME N T OF U N I T FU N D I. A p pro ved In vest m ent s ( > =75% ) t. bond Gov s C orpo rat e Bonds st uc tur e Bon Inf ra ds ty Equi Money Mar k et Mut ual Funds t w it h B ank D eposi s Su b (A) T ot al
C urre nt A sse ts: Ac c r ued I ntr es t D ivi dend R eci evab le Bank Bal anc e R ecei vab le f or S ale of I nves t men ts Other C ur r ent As s et s ( for Inv es tm ent s) : C ur r ent Lia bilit Less ies able f or I nves t ment Pay s Fund Mgm t C har ges P ay able C ur r ent Liabil iti es ( for Inv es t ment s Other ) Su b T ot al ) (B 0.0 2 0.0 6 0.0 0 0.8 0 ( 0.0 6) ( 0.4 1) 0.40
Other Inv es t ment s ( <=2 5%) C orpo rat e Bondsst r uc tur e Bonds Inf ra Equi ty Money Mar k et Mut ual Funds Su b (C) T ot al
3 1 s t Ma rc h , 2 0 1
IN V ES T M E NT O F UN IT F UN D I . Ap pr ove d In ve st men t s ( >= 75%) Go v t. bond s Cor p or at e B onds - nfr a s tu ct ur e B on ds I E qui ty M one y M ar k e t 5 ,3 48. 180 95 98. 81 M ut ual F und s Dep os it w it h B ank s S ub To t al 96 .96 ( A) 5 ,3 48. 180 95 98. 81 1 1, 809. 77 851
P en si on P en sio n P en si on P en si on P en si P en si on P en si on on Li qu i d F un d S t a bl e Fu nd S o ver ei gn F u nd S ecu red Def en si ve F un d Ba la nc ed F un d E q u it y F Fu nd Ac t ual In v. % A ct ua l Act u al I n v. % Act u al Act u al In v. % Ac tu al Act u al I n v. % A ct ua l Act u al I n v. % Ac t ual Act u al I n v. % Ac t un d t ual In v. % ual Ac Act u al 1, 494. 27 803. 3, 23 3, 346. 47 2, 165. 78 1, 000. 21 14 640 12 . 88 363 31 . 33 959 27 . 40 889 17 . 00 000 8 . 6 .12 932 9 8.4 6 5 ,90 48,22 5 64,38 7 62 88 1. 65 4 ,10 99 7. 7332 4 24. 2. 1454 2 21. 8. 8879 9 30. 2696 3 3. 0. 0000 0 16. 4, 520 89 741 2, 06 7, 447 77 4, 893 53 .8 818 60 1, 750 70 .1 8719 1 9. .4 3216 1 2. .9 0988 3 2. .5 1419 2 1. 0992 3. .0 0000 7. 6, 994 39 427 4, 84 13, 88 59 22, 41 70 803 1, 19 4, 950 77 .9 8658 1 2. .3 0108 7. 7.6 6889 2 4. 5.7 4933 3 9. .9 1021 3. .0 0000 8. 2,1 82. 681 99 3. 88 08. 354 47 3. 2,1 75 4,4 55. 353 56 7. 93 3 9, 854. 174 91 70. 91 95. 981 85 2. 1,2 31 4,0 50. 000 00 7. 21
Cu rre nt Ass et s: A c c r ued I nt r es t 72. 956 68 1. 35 Div i den d R ec iev a ble 0. 0000 0 - ank B ala nc e 1. 0068 9 0. B 02 Rec e iv abl e fo r S al e of I nv es t m ent s - he r C ur r ent A s s e ts ( fo r I nv es t m ent s ) Ot Les s : Cur r en t Lia bil it ies - ay ab le fo r I nv es t m ent s P F und M gm t C har ge s P ay a ble - 6. 125 08 ( 0. 11)he r C ur r ent Liab ili tie s ( f or In v es tm e nt s) - 3. 482 87 ( 0. Ot 06) S ub To t al 19 ( B) 64. 355 62 1.
0 .0 3289 0.5 3 0 .0 0000 0 .0 7109 1.1 4 - 0 .0 0421 ( 0. 07) .0 0409 ( 0. - 0 07) 0 .0 9568 1.5 4
423 .5 7078 1. 86 3 .5 5172 0. 02 .0 0136 0. 1 00 87 .3 1111 0. 38 - 15 .6 2447 ( 0. 07) .4 9075 ( 0. - 16 07) 483 .3 1976 2.1 3 1, 617 .1 7555 2. 86
80 5.4 0552 1. 43 15 .5 9402 0. 03 .0 0213 0. 1 00 87 3.5 4123 1. 55 - 3 8.1 6933 ( 0. 07) 0.1 9803 ( 0. - 4 07)
2 50. 667 65 0. 45 24. 945 91 0. 04 012 57 0. 1. 00 9 09. 779 96 1. 62 - 37. 235 45 ( 0 . 07113. 73 144 ( 0 . - ) 20 ) 1,0 35. 439 19 1. 84
Ot he r I nv es t m ent s ( <=2 5%) Cor p or at e B onds - nfr a s tr uc t ur e B on ds I E qui ty M one y M ar k e t M ut ual F und s S ub To t al ( C)
1,2 18. 454 37 2. 17 0. 66 5 6,2 00. 440 35 100 . 00 1,2 18. 454 37 2. 17
To t al ( A + B + C ) 5 ,4 12. 536 57 100. 1 2, 180. 36 628 100 .0 6 .22 500 10 0. 00 0 00 Fu n ds Ca rri ed F or wa rd ( as p er L B 2) 5 ,9 24. 976 77 1 2, 258. 31 821 6 .22 521 24 ,19 8. 7763 0 22, 729 .8 4496 56, 522 .4 3634 5 6,2 78. 997 41
P A RT- B
3 1 s t M a rc h, 2 0 1
( ` i n L akh s) P en sio n Gr ow t h F un Act u d I n v. % A ct u al al 267 ,2 02. 182 76 92. 77 ,5 86. 608 31 4. 12 37 279 ,7 88. 791 07 97. 14
I NV E S TM E NT OF U NIT FU ND I . Ap pr ov ed I nv est me nt s ( >= 75% ) G ov t . bon ds r por at e B ond Co s nf r as t uc tu r e Bo I nds E qu it y on ey M a r k et M M ut ua l F un ds pos it wit h B ank De s S u ( A) b T ot al
Cu rr ent As set s: A c c r ued I nt r es t Di v ide nd Rec ie v abl e an k B al anc e B Re c eiv ab le f or S a le of I nv es t m ent s th er Cur r en t A s s ets ( f or Inv e s tm en O ts ) Le s s : Cur r e nt Li abi lit ies a ble f or Inv e s tm en P ay ts F und M gm t Char g es P a y able er Cur r en t Lia bil iti es ( for I nv es t m ent s O th ) S u ( B) b T ot al ( <=
6 ,6 74. 158 99 2. 32 6 ,6 74. 158 99 2. 32 288 ,0 36. 047 87 100. 00 288 ,3 38. 897 45
P ART - B
3 1 st Ma rc h, 2 0 1
( ` in hs ) G ro up Gr ou p Gr ou G ro Gro u p up p L iq u id F u nd S t ab le F un d S o ver eig n F u nd S ec ur ed F un d Def en si ve F un d B ala nc ed F un d Gr ow t h F I nv Act u al un d . % Act u al Ac t ual In v. % Ac t ua l Act u al In v. % A ct ua l A ct ua l I nv. % Ac t ual Act u al I n v. % A ct ua l Act u al I n v. % Act u al Act u al I nv . % Act u al 59 3. 0700 0 62. 77 24 9. 3357 4 26. 39 10 0. 0000 0 10. 58 29 2. 9197 8 96. 92 5. 7986 7 1. 92 29 8. 7184 4 98. 83 2, 47 4.8 429 34 0.6 717 6 58 05 1, 53 1.3 709 77 14 0.7 406 5 92 1 5 1. 1 2. 8 3 1. 2. 1 ,0 52. 0293 37,77 9. 9000 1 93,51 5. 1871 3 33 1 ,7 04. 0988 04 37. 1083 5 2 79 8 12. 6 20. 9 41. 5 20. 2. 898 .46 865 15 .1 9 029 .86 424 17 .4 1, 1 250 .56 292 21 .1 1, 4 2, 434 .19 671 41 .1 5 .49 528 1 .5 89 1 5, 702 .58 780 96 .4 1 0 .82 692 95 .5 7 Gro u p G ro up
Lak
I NV E S T M E NT O F UNI T F UND I. App ro ved In ves t men t s (> =7 5%) Gov t . b onds - po r at e B o nds Cor - fr as t uc t ur e B ond s In E quit y M oney M ar k et 2,1 06. 640 27 98 . 25 M utu al F unds Depo s it wi th B an k s S ub T o t al 74 (A ) 2, 106. 640 27 98. 25 94 2. 4057 4 99.
4, 72 7.6 263 0 9 8. 07
Cur ren t A sse ts : A cc r u ed In tr e s t 38. 857 22 1. 81 Div id end Re c iev ab le - ank B alan c e 1. 002 56 0. B 05 Rec ei v able f or S ale o f In v es tm e nt s - her Cur r e nt A s s et s ( f or I nv es t m ent s ) Ot Les s : C ur r ent Liab ili ti es - ay abl e for I nv es t m ent s P Fun d M gm t Ch ar ges P ay ab le - 1. 353 93 ( 0 .06 ) her Cur r e nt Li abi lit ies ( f or I nv e s tm en ts ) - 1. 043 23 ( 0 . Ot 05 ) S ub T o t al 75 ( B ) 37. 462 61 1 .
3.2 623 5 0. 35 1.0 060 1 0. 11 - 0. 4982 0 ( 0. 05) 3179 8 ( 0. - 1. 14) 2.4 521 7 0. 26
98 .53 002 1 .6 7 1. 99 774 0 .0 3 00 302 0 .0 1. 2 81 .99 930 1 .3 9 - 3 .66 438 (0 .0 6) - 3 .51 364 (0 .0 6)
0 .00 024 0 .0 3 0 .00 071 0 .0 8 .03 236 3 .7 0 4 - 0 .00 053 ( 0.0 6)0 .00 056 ( 0.0 6)
Ot her I nv es t m ent s ( < =25 %) Cor po r at e B o nds - fr as t r uc t ur e B ond s In E quit y M oney M ar k et M utu al F unds S ub T o t al (C) -
2 3. 1637 3 0. 27 2 3. 1637 3 0. 27
To t al ( A + B + C) 2, 144. 102 88 100. 00 94 4. 8579 1 1 00. 30 2. 2436 4 1 00. 00 00 Fu nd s Car ri ed F orw ar d ( as p er LB 2 ) 2, 144. 102 33 94 4. 8275 0 30 2. 2340 7 5, 12 2.5 9579 9 ,26 1. 9053 4 5, 926. 52 448 0. 86 342
PA RT - B
3 1 s t Ma rc h, 2 0 1
( ` in L ak hs) De f in ed Be ne f it P en sio n Def i ne d Ben ef i t P e nsi o n De f in ed B ene f it P en si on Def i n ed Be nef i t P ens Def i n ed Be nef i t P ens io n Def i ne d Ben ef i t P e nsi o io n n Li q ui d F un d S t a bl e Fu n d S ove rei gn Fu nd S ec ure d F un d Def en si ve F un d Bal an ced A ct uaF u nd % Act u al Act u al I n v. % A ct ua l A ct ua l I nv. % Act u al Ac t ual In v. % Ac t ua l Act u al In v. % A ct ua l Ac t ua l In v. % l I nv. Act u al 2 31. 508 03 66. 76 9. 4146 4 8. 2 48 670 .93 983 9 7.5 7 5 .39 243 0 .7 8 676 .33 226 98 .3 6 1, 09 1.9 682 2 96. 66 41 5.1 865 75 5.0 068 27 34 39 2.5 990 75 9.1 757 2 81 4 36. 9 24. 8 34. 0. 7 51. 188 59 21. 29 56. 747 23 12. 4 94 1 ,3 23. 160 41 37. 50 7 37. 573 69 20. 90 59. 247 87 4. 1 51 3 ,4 27. 917 79 97. 15 1,9 55. 133 20 96. 45 411. 89 32 73 336. 61 321. 15 84 811. 20 02 132 74. 66 740 20 . 651 16 . 998 15 . 690 40 . 41 3 . -
IN V ES T M E NT O F UN IT F UND I. Ap pro ve d In ve st men t s ( >= 75%) Go v t. bond s Cor p or at e B onds - nfr a s tuc t ur e B on ds I E qui ty M one y M ar k et 0. 05 620 97 .7 1 8 1. 7808 9 23. 58 M ut ual F und s Dep os it w it h Ba nk s S ub To t al 83 ( A) 0. 05 620 97 .7 1 3 42. 7035 7 98.
Cu rre nt Asse t s: A c c r ued I nt r es t - 0 .00 627 ( 10 .9 0) Div i dend R ec iev a ble 0. 00 000 - ank B ala nc e 0. 00 022 0 .3 B 7 Rec e iv abl e fo r S al e o f I nv es t m ent s - he r Cu r r ent A s s e ts ( fo r I nv es t m ent s ) Ot Les s : Cur r en t Lia bil iti es - ay ab le fo r I nv es t m ent s P Fu nd M gm t Ch ar ge s P ay a ble - 0 .00 004 (0 .0 6) he r Cu r r ent L iab ilit ie s ( f or In v es tm e nts ) 0. 00 741 12 .8 Ot 8 S ub To t al 9 ( B) 0. 00 132 2 .2
11 .17 948 1 .6 3 0 .00 000 1 .00 070 0 .1 5 - 0 .43 661 ( 0.0 6)0 .43 329 ( 0.0 6) 11 .31 028 1 .6 4
3 8.1 827 1 3. 38 0.0 000 0 1.0 007 7 0. 09 - 0.7 171 8 ( 0. 06) 896 0 ( 0. - 0.6 06) 3 7.7 767 0 3. 34
84. 158 45 2. 39 34. 407 33 1 . 70 0. 6198 0 0. 02 0. 155 38 0 . 01 0039 6 0. 03 1. 002 09 0 . 1. 05 0. 00 0. 00 0. 00 8. 7029 9 0. 25 26. 698 53 1 . 32 - 2. 215 90 - 0. 06 - 1. 263 66 ( 0 . 06 ) 934 20 - 0. 05 - 1. 285 10 ( 0 . - 1. 06 ) 90. 335 10 2. 56 59. 714 56 2 . 95
Ot he r I nv es t m ent s ( <=2 5%) Cor p or at e B onds - nfr a s tr uc t ur e B on ds I E qui ty M one y M ar k et M ut ual F und s S ub To t al ( C) -
0.0 000 0 -
To t al ( A + B + C ) 0. 05 752 100 .0 3 46. 7650 2 1 00. 0 00 Fu n ds Ca rri ed F or wa rd ( as p er L B 2 ) 0. 05 752 6 66. 7778 2 687 .61 969 1, 12 9.7 235 3 3 ,5 26. 9511 5 2,0 29. 880 84
Q ua r te r ly
St at e me nt a s on : - 3 1 s t Mar c h, 2 01 1
IN V E ST ME N T OF U N I T FU N D I. A p pro ved In vest m ent s ( >= 75%ov t. bonds G ) - or por at e Bonds C - nf ras t uc tur e Bond s I E quit y 0.0000 0 - oney Mar k et 6,496 .06671 98 . M 82 ut ual Funds M - ep osi t w ith B ank s 2.0000 0 D 0.03 S ub T ot al 8.85 ( A ) 6,498 .06671 9
Li f e-I I Li f e- II Li fe- I I L if e- II L if e- I Lif e- I I L if e- II Lif L iq Iui d F un d S t abl e Fun d S ecu red Fun d D ef ensi ve B alan ced Fu nd E qui t y F und G row th F e Fun d und A ct ual I nv. % A ct u al A ct ua l In v. % A ct u al A ct ual I nv. % A ct ual A ctu al In v. % A ct ual A ct ual I nv. % A ct ual A ct ual I nv. % A ct ual A ctu al In v. % A c tu al A ct ual I nv. 1,1 28.9749 24.27 45.3874 1,8 39.67 0.00 000 0 8 2, 682. 86251 14. 29 447. 83063 34. 6, 35 5, 877. 29327 31. 3100000 0. 3, 359. 81611 17. 90 0. 00000 3, 9 1, 8 4, 1 3, 5 1, 9 228.5 2395 580.2 7517 377.3 2268 144.7 1839 597.55 223 20.5 10.0 27.9 20.0 10.1 1 ,969. 62318 7. 31 ,028. 67465 3. 1 82 7 ,930. 81228 29. 43 ,490. 10238 38. 10 93 ,285. 93200 12. 3 19 1 ,900. 00000 7. 05 1, 230. 82871 3. 64 241. 09616 0. 71 3, 738. 39903 11. 04 466. 85483 66. 22, 37 662. 39778 4. 1, 91 3, 200. 00000 9. 45 186,60 8.05642 90.50 10,0 86.27895 4.89 2, 450.0000 0 1.19 197. 87394 34. 16159 34. 45281 266. 48834 93.55 0.05 95.25 0.05 1.0 0.00 621 511 2336 0. 10540 0. 00631
C api t al Guar a
1, 450.0 0000 9. 25 15, 378.39 240 98.0 6 284. 29441 1. 81 10286 0. 2. 01 00528 0. 1. 01 5. 28575 0. 0315. 93555 ( 0. 10) - 15. 31977 ( 0. 10) 261. 43298 1. 67
4,5 26.3834 4 97 .29 18, 367.8 0253 97. 85 133.867 21 2.88 000 0.00 1.00 130 0.02 4.4 ( 0.104.4 ) ( 0.10 ) 439. 96965 2. 3400000 0. 1. 00888 0. 01 - 19. 27977 ( 0. 10) - 18. 83427 ( 0. 10)
26, 605. 14449 98. 73 32, 539. 57650 96. 12 199,14 4.33538 96.58 324. 80583 1. 21 32165 0. 5. 02 00148 0. 1. 00 92. 62090 0. 34 26. 85456 (0. 10) - 194. 18173 (0. 72) 202. 71358 0. 75 138. 59767 0. 51 283. 57266 0. 84 46760 0. 13. 04 00309 0. 1. 00 450. 63595 1. 3333. 45185 ( 0. 10) - 73. 50554 ( 0. 22) 641. 72191 1. 90 1, 322.9957 1 0.64 670. 75454 1. 98 670. 75454 1. 98 33, 852. 05295 100. 00 5, 719.8075 2.77 -
C urren t A sset s: A c c ru ed I ntr es t 83.82944 1.28vi dend R ec ie vabl e 0.0000 0 Di - ank B Bal ance 1.0010 1 0.02 ei vabl e f or S ale of In ves t ment s R ec - ther C ur r ent As s et s ( for Inv es tm ent s) O - ess : C ur r ent Liab ilit ies L - ay able fo r Inv es t ment s P - und Mgm t C har ges P ay able - 5.6443 5 F ( 0.09) C ur r ent Liabil iti es ( for Inv es tm ent s ) - 3.7181 0 O ther ( 0.06) S ub T ot al 15 ( B ) 75.46800 1. 15 125.984 34 2.71 402. 86449 2.
5557 2860
O ther Inv es t ment s ( <=25% ) e Bonds C or por at - nf ras t r uct ur e B onds I E quit y M oney Mar k et M ut ual Funds S ub T ot al (C)
Tot al ( A + B + C ) 6,573 .53472 100. 00 4,6 52.36778 100. 00 18, 770.6 6702 100.00 15, 682.615 99 1 00.00 26, 946. 45574 100. ds C arri ed Forw ard ( as p er L B 2) 7,189 .33126 4,7 41.39695 19, 037.3 6184 15, 950.703 11 27, 438. 13440 34, 457. 29141 209,61 5.76105 265. Fun 00 92093
P A R T- B
St a te me nt a s on : -
31 s t Ma r ch, 2 0 11
(`i n akhs)
I N VE S TM EN T O F UN I T FU N D I . A ppr oved I nvest m ent s ( >=75%t. Gov ) b onds C or por ate B onds Inf r as tuc tu re B onds Eq uity Mone y Ma rk et Mut ual Funds it w it h B ank D epos s Su b (A) Tot al
C ur rent A sset s: Ac c r ued Int r est D iv idend R ec iev able B alanc e Ba nk R ec eiv able for Sal e of I nv est m ents Ot her C ur r ent A ss et s ( f or In ves t ment s ) s: C u rr ent Li abili Les ties yabl e f or I nv est m Pa ents Mg mt C har ges Pay Fund able C ur r ent Liabi lit ies ( f or I nve st men ts Ot her ) Su b Tot al ) (B
Ot her I nve st men ts ( <= 25% ) C or por ate B onds as tr uc tur e Bo nds Inf r Eq uity Mone y Ma rk et Mut ual Funds Su b (C) Tot al
100. 00
FO RM 3A L- 27- In vt U ni t Li nked- 3A B
U nit Lin ke d In su ran ce B usin ess C om pa ny Na me & C od e : H D FC St and ar d L ife Ins ur anc e C o mp any Li mit ed - 10 1
PAR T -B
P eri odi city of S ubm is sion : Qua rt er ly S tat eme nt as o n : - 31st Ma rch , 20 11 ( ` in L a kh s )
INV ESTM EN T OF UN IT F UND I. Ap p ro v ed I nv es tm en ts ( >= 7 5%) Go vt . b on ds Co rp or at e Bo n ds In fra st uct ur e B on ds Equ ity M on ey M ar ke t 1 ,7 40 .99 0 23 9 8.3 0 M utu a l F un ds De po sit with Ba nks Su b T ot al Cu r r en t Ass e ts : Accr u ed In tre st 32 .84 0 15 1.8 5 Divid e nd Re cie vab le 0 .00 0 00 Ban k Bala nce 1 .00 0 89 0.0 6 Re ce ivab le fo r Sa le of In ves tm en ts Ot he r Cur re nt Ass ets (f or In ve stm e nts ) Le ss : Cu rr en t Lia bilitie s Pay ab le for In ve stm e nt s F un d Mg m t C ha rg es Pay ab le -1 .82 48 8 ( 0.1 0) Ot he r Cur re nt L iab ilities ( for In ve stm e nts ) -1 .95 16 9 ( 0.1 1) Su b T ot al (B ) 30 .06 4 47 1.7 0 (A ) 1 ,7 40 .99 0 23 9 8.3 0 -
Ca pi ta l G ua r an t ee 5 ye ar s
A ct u al In v. % Act u al Ac tu a l In v . % Ac tu a l Ac tu al In v. % Ac tu a l Act u al In v. % Ac tu a l A ct ua l I n v. % A ct ua l A ct u al In v. % A ct ua l Ac tu a l In v . % Ac t ua l A ct u al In v. % Ac tu a l 2,2 6 0.3 91 29 1 4 .90 5,6 9 9.6 77 30 3 7 .57 4,3 3 9.5 42 42 2 8 .60 0.0 00 00 2,5 3 6.8 11 96 1 6 .72 0.0 00 00 2,4 90 .7 52 49 2 0. 77 1,5 81 .5 71 41 1 3. 19 2,8 81 .5 34 63 2 4. 03 2,4 87 .6 08 01 2 0. 74 1,1 77 .6 85 28 9. 82 1,1 50 .0 00 00 9. 59 1 1,7 69 .1 51 81 9 8. 15 1, 68 3. 94 53 5 8. 31 91 7. 71 48 8 3. 70 1, 96 3. 16 12 3 9. 69 60 0. 92 96 2 2 .4 2 4, 40 5. 11 55 8 2 1. 75 2 ,23 8. 67 06 9 9 .0 3 7, 99 4. 93 45 2 3 9. 47 1 6 ,83 1. 65 24 7 67 .8 8 2, 33 8. 53 75 4 1 1. 54 1 ,35 4. 27 58 3 5 .4 6 0. 00 1, 50 0. 00 00 0 7. 41 1 ,90 0. 00 00 0 7 .6 6 1 9, 88 5. 69 42 2 9 8. 17 2 3 ,84 3. 24 34 9 96 .1 5 11 4, 57 9. 04 57 2 8 9. 82 3. 42 22 1 12 .9 0 6, 52 9. 66 50 8 5. 12 3. 36 12 7 12 .6 7 1, 10 0. 00 00 0 0. 86 12 2, 20 8. 71 08 0 9 5. 80 2 6. 57 08 8 1 00 .1 6 -
1 9. 78 73 9 74 .5 9
1 4 0.3 62 03 2. 85 0 .0 00 00 1 .0 03 34 0. 02 -5 .1 61 48 ( 0. 10 ) -4 .8 99 99 ( 0. 10 )
2 25 .4 99 83 1. 88 1 .1 37 10 0. 01 1 .0 02 70 0. 01 10 .3 18 26 0. 09 - 23 .4 72 59 ( 0. 20 ) - 12 .2 97 05 ( 0. 10 ) - 11 .0 64 43 ( 0. 09 )
30 3. 57 16 7 1. 50 20 5. 82 50 8 0 .8 3 4. 45 53 2 0. 02 1 0. 73 13 5 0 .0 4 1. 00 16 5 0. 00 1. 00 11 0 0 .0 0 7 6. 00 91 2 0. 38 34 0. 21 58 9 1 .3 7 0. 00 -8 8. 19 00 8 - 0. 44 -3 1. 74 88 5 (0 .1 3) -2 0. 52 03 7 - 0. 10 -2 4. 72 18 3 (0 .1 0) -1 9. 54 49 9 - 0. 10 -2 3. 66 83 7 (0 .1 0)
0. 01 05 2 0 .0 4 0. 00 00 0 0. 00 59 8 0 .0 2 0. 00 00 0 0. 00 00 0 - 0. 02 90 3 (0 .1 1) - 0. 03 12 0 (0 .1 2) - 0. 04 37 3 (0 .1 6)
Ot he r Inv est m en ts ( < =2 5%) Co rp or at e Bo n ds In fra st ru ctu re Bo nd s Equ ity M on ey M ar ket M utu a l F un ds Su b T ot al (C ) 31 .2 74 67 0. 26 31 .2 74 67 0. 26 0. 00 0. 00 11 3. 68 03 8 0. 56 47 6. 69 82 8 1 .9 2 0. 00 0. 00 11 3. 68 03 8 0. 56 47 6. 69 82 8 1 .9 2 2 0, 25 6. 15 69 1 10 0. 00 2 4 ,79 7. 57 61 6 1 00 .0 0 3, 69 8. 54 61 2 2 .9 0 3, 69 8. 54 61 2 2 .9 0 12 7, 56 6. 33 45 4 10 0. 00 2 6. 52 71 4 10 0. 00 -
T o t al (A + B + C) 1 ,7 71 .05 4 70 10 0.0 0
P A RT- B
3 1 s t Ma rc h , 2 01
( ` i n L akh s) L i f e Su p er- I I Li f e S up er - II L if e S u per II B al anc ed Cap it a l Gu ar ant e e S h or t T erm H ig he st NAV Ac t ua l In v. % A ct ua l Act u al I nv . % Act u al Act u al I n v. % Act u al Ac tu al In v. % Ac tu al 0 .09 441 0. 01 434 .5 8283 4 6. 73 .8 1779 5 2. 491 89 77 5.2 008 8 78. 17 20 0.0 000 0 20. 17 1 ,48 2. 4500 0 1. 71,95 1. 3110 6 5. 4 72 ,3 16. 5748 4 20. 17 02 31 ,6 94. 9605 8 36. 64 ,95 9. 2087 5 30. 25 01 87 0. 0000 0 1. 01 L if e S u pe r- I I
I NV E S TM E NT O F UN IT FUN D I . Ap pr ove d I nve st men t s ( >= 75% ) G ov t. bon ds 989. 06 773 1 7.3 1 r por at e B ond s 95. 80 082 1 .6 Co 8 nf r as tu c tur e B o nds 1, 049. 38 927 1 8.3 I 6 E qu ity 2, 469. 95 142 4 3.2 2 one y M ar k e t 1, 039. 52 517 1 8.1 M 9 M ut ual F und s - pos it wit h B ank s De S u b To t al 95. 12
Cu rre nt Ass et s: A c c r ued I nt r es t 54. 53 820 0 .9 5 Di v iden d Rec ie v able 1. 02 691 0 .0 2 ank B al anc e 1. 00 031 0 .0 B 2 Re ce iv ab le fo r S al e of I nv es t m ent s 19. 91 686 0 .3 5 th er C ur r ent A ss e ts ( fo r I nv es t m ent s ) O Le s s: Cur r en t Li abil it ies ab le f or I nv e st m en ts - 25. 29 036 ( 0.4 P ay 4) F und M gm t C har ge s P ay a ble - 5. 66 918 ( 0.1 0) th er C ur r ent Liab ili ti es ( f or I nv es t me nt s ) - 1. 80 135 ( 0.0 O 3) S u b To t al 7 ( B) 43. 72 139 0 .7
0 .10 462 0. 01 0 .08 124 0. 01 .01 151 0. 1 11 - 1 .1 7728 ( 0. 13) .3 4016 ( 0. - 0 04) - 0 .3 2008 ( 0. 03)
1 6.7 646 7 1. 69 0 .0 0000 1 .0 0092 0. 10 0.0 0000 0.0 0000 - 0.9 520 2 ( 0. 10) 085 4 ( 0. - 0.3 03) 1 6.5 050 4 1. 66
7627 2 1. 5 0. 9 0. 8333 3 2.
O th er I nv es t m en ts ( <= 25%) Co r por at e B ond s - nf r as tr u c tur e B o nds I E qu ity 27. 47 030 0 .4 8 one y M ar k e t M M ut ual F und s S u b To t al 0000 ( C) 27. 47 030 0 .4 8 3 .77 622 0. 41 0 .0
3 .77 622 0. 41 -
27 9. 2298 6 0. 32 27 9. 2298 6 0. 32
T ot al ( A + B + C ) 5, 714. 92 610 100 .0 0 929 .9 5116 10 0. 00 99 1.7 059 2 1 00. 00 86 ,49 4. 7689 2 1 00. 00 F un ds Ca rri ed F o rwa rd ( as p er L B 2) 5, 748. 75 633 944 .3 6042 99 4.5 426 0 88 ,04 5. 8106 3
P AR T- B
3 1 s t M a rc h, 2 0 1
( ` i n L akh s) We alt h M axi mi ser Wea lt h Ma xi mis er W eal t h M axi mi ser M o ne y P l u Bo nd O p pu rt u ni t i es L ar ge Ca p Mi d C ap M an ag s er Ac tu al In v. % Ac tu al Act u al In v. % Act u al A ct ua l I nv. % Act u al Act u al I nv . % Ac t ual Act u al I n v. % A ct ua l 1 ,6 87. 646 84 56. 31 84. 236 47 6. 1 15 5 70. 429 71 19. 03 1 15. 157 63 3. 84 3 49. 981 96 11. 68 W eal t h M ax imi se r Wea lt h M a xim is er
I NV E S TM E NT OF U NI T FU ND I . Ap p rov ed I nv est me nt s ( > =75 %) G ov t . bo nds 743 .5 8318 7 3. 12or por a te B on ds C - nf r as t uc tu r e B onds 37 .7 8621 3.7 I 2 E qu it y M on ey Ma r k et 214 .9 8418 2 1. 14 M ut ua l Fun ds - epos i t wit h B ank s D S u b T ot al 98 ( A) 996 .3 5358 9 7.
15 ,20 9. 2538 1 28. 68 46 2. 3553 3 2. 1, 76 4, 61 9. 8871 8 8. 71 23 ,64 7. 9002 1 44. 59 45 4. 9086 1 4. 2, 63 2, 77 7. 9406 4 5. 24 50 ,17 2. 2457 8 94. 60
Cu rr en t As set s: A c c r ue d I nt r es t 22 .9 7033 2.2 6 D iv ide nd Rec i ev abl e - an k B al anc e 0 .2 9597 0.0 B 3 R ec eiv a ble f or S a le of I nv e st m en ts - th er Cur r en t A s s et s ( f or Inv e s tm en ts ) O L es s : Cur r e nt Li abi lit ies a ble f or In ve s tm e nts P ay F und M gm t Char g es P a y able - 1 .4 8049 ( 0. 15) er Cur r en t Lia bil it ies ( fo r I nv es t m ent s ) - 1 .2 3359 ( 0. O th 12) S u b T ot al 99 ( B) 20 .5 5221 2.0 2 89. 585 31 2. ( <=
0. 05 069 0 .0 0 0. 28 310 0 .0 1 29 117 0 .0 0. 1 34. 04 818 0 .6 3 - 7. 66 940 ( 0 .1 4)38. 28 938 ( 0 .7 1) - 11. 28 565 - 0 .21 - 13 .0 7720 ( 0. 32)
27. 18 154 0 .5 0 -
660 .2 6673 1 5. 98 -
2, 17 3. 9389 7 4. 10 -
T ot a l ( A + B + C) 1, 016 .9 0579 10 0.0 0 2 ,9 97. 037 93 100. 00 5, 429. 79 949 100 .00 4, 133 .0 8732 10 0.0 0 53, 03 7. 4412 3 1 00. 00 F un d s C arr ied Fo rw ard ( a s per L B 2) 1, 022 .0 8230 3 ,0 02. 841 76 5, 444. 88 385 4, 147 .5 2165 53, 23 8. 9842 8
PAR T -B
( ` in L ak h s)
We al th B ui l d er
Ac crue d I n tr est 0. 2 82 64 0 .0 0 D ivi de nd Re cie va bl e 1 1. 6 18 79 0 .0 6 Ba n k Bal an ce 0. 8 29 92 0 .0 0 R ec eiv ab le f o r Sal e o f I n vest me n ts 4 4 .6 76 37 0 .2 4 O t he r C urre nt Asse t s (f or I nv est me nt s) L ess : C urr en t L ia bi lit i es Pa ya bl e f or I nv est me n ts F u nd Mgm t C ha rge s Pa yab le -1 8. 3 16 91 (0 .1 0) O t he r C urre nt Li ab il it ie s (f or I nv est me nt s) -7. 9 87 48 (0 .0 4) Su b T o tal (B ) 3 1 .1 03 33 0 .1 7
4 0 .7 75 48 2 .6 4 0. 1 74 92 0 .0 1 -
0. 8 23 84 0 .0 0 2 6 .5 82 00 0 .0 7 0. 9 10 26 0 .0 0 -
1 94 .2 96 80 1 .3 1 5. 0 98 43 0 .0 3 1. 0 96 33 0 .0 1 9. 1 87 90 0 .0 6 -1 5. 0 50 49 (0 .1 0) -2 8. 6 62 25 (0 .1 9)
4, 4 47 .6 83 4 4 12 .3 4 4, 4 47 .6 83 4 4 12 .3 4
4 90 .8 10 54 3 .3 0 4 90 .8 10 54 3 . 30
T o tal (A + B + C) 1 8, 6 92 .3 38 3 7 1 00 . 00 1, 5 41 .6 30 0 8 1 00 . 00 3 6, 0 56 .6 73 0 6 1 00 . 00 1 4, 8 59 .2 52 0 1 1 00 . 00 F u n d s Ca rr i ed F o rw a rd (as p er L B 2) 1 9, 0 75 .4 32 6 5 1, 6 96 .4 77 1 3 3 6, 9 65 .2 30 2 7 1 5, 3 14 .0 74 4 3
PA R T - B
St at e me nt a s on : -
31 s t Ma rc h, 2 01 1
(` in akhs) P ensi on Gu arent ee G roup L iq ui d F un d TO TA L U N IT L IN K ED P ensi on M axim u s L iq uid F und A ct ual Inv . % A ctu al A ct ual I nv. % A ct ual A ct ual I nv. % A ct ual 648. 0.75 25814 105, 620.25 981 5 . 20 351.4 6059 4 . 88, 35 603.47 464 8 . 180, 89 370, 562.397 79 67. 1, 44 116.66 927 7 . 156, 68 63, 200.0 0000 3 . 11 1, 964, 454.262 10 96. 66 0. 0.00 0. 0.00 33298 00097 14, 165.2 0436 0 . 70 47235 0 . 847. 04 63939 0 . 51. 00 759. 13891 0 . 5, 28 13, 458.4 7120 0 . 661, 651. 98442 (0 . 08) 654. 08426 (0 . - 5, 28) 1 .33 2. 01 -
I N VE S TM EN T OF U N I T FU N D I. A p pro ved In vest m ent s (> =75% )t. bond s 511.9000 0 0. Gov 59orp orat e Bond s 778.4700 9 0. C 90 r ast uc tur e Bo nds 793.4170 2 0. Inf 92 ty Equi Money Mar k et 4,4 13.53795 5. 10 ual Funds Mut - epos it w it h B ank s 200.0000 0 0. D 23 Su b Tot al 0.75 C urr ent A sse ts: Ac c r ued I ntr es t 74.885 55 0. 09 iv idend R eci eva ble D Bank Bal anc e 0.073 63 0. 00ecei vab le f or S ale of I nve st men ts R Othe r C ur r ent A ss et s ( for Inv es tm ent s ) Less : C ur r ent Li abilit ies able f or I nves t ment s Pay Fund Mgm t C har ges P ay able - 4.83 628 ( 0. 01) r C ur r ent Liabil iti es ( fo r Inv es t ment s ) - 0.43 008 ( 0. Othe 00) Su b Tot al 08 ( B ) 69.692 82 0. ( A ) 6,6 97.32506 7. 74 648. 25814
Othe r Inv es t ment s ( <=2 5% ) orat e Bond s C orp Inf r ast r uc tur e Bonds Equi ty Money Mar k et Mut ual Funds Su b Tot al (C)
Tot al ( A + B + C ) 6,7 67.01787 7. 82 648. 54268 0.75 2, 032, 288.767 18 100. 00 ds C arri ed For ward ( as p er LB 2 ) 8,0 44.56002 648. 54351 2, 052, 313.359 Fun 79 D if f eren ce i n am ou nt car ried f or ward as per LB 2 and t he f un d v alue i s d ue to ap pro pri at io n/e xprop ri ati on am o unt of R s 1115. 34990 Lakh 8909.242 71 L akhs t oward s u ni t s creat ed i n L if e A sia at d eclar ed NA V of r espect i ve f un ds U ni t Li nke d F un ds as o n 3 R s 1 s an d 1/03/ 2011. Fo r H D F C S t andar d Lif e In suran ce Co . Lt d.
D at e : 2011
12t h M ay
Co mp any Na me & Co de : HDFC S t an dar d Li f e In sur anc e Co mp any L imi t ed 1 01 em ent as on : 31st Ma rch 20 S t at 11 31 /03 /20 11 3 1/1 2/2 010 NA V as o n t NAV as he abo ve da te * p er LB * 2
a bo ve dat e 1 L iqui d F und I nv es t me nt - L if e 866, 200, 256 33 .25 91 3 3.2 591 3 2.5 860 32. 0700 31. 6101 8.3 8% 8 S e cu r ed Ma naged I nv es t me nt - L if e 3, 667, 473, 640 30 .98 82 3 0.9 882 3 0.5 374 30. 2086 29. 9138 5.9 9% 8 2 .66 .79 3 D efe ns iv e Ma nage d I nv es t me nt - Lif e 7, 282, 021, 914 41 .16 12 4 1.1 612 4 1.2 699 40. 9072 39. 8824 - 1.0 7% 9 .53 a lanc ed M anag ed In ve st m ent - Lif e 7, 414, 824, 274 54 .03 05 5 4.0 305 5 5.3 921 55. 0034 52. 4073 - 9.9 7% 10 4B .80 q uit y M anag ed In ve st m ent - Lif e 10, 579, 530, 798 70 .10 55 7 0.1 055 7 3.6 891 73. 0618 67. 3814 - 19. 72% 11 5E .06 r owt h Fun d I nv es t m ent - Lif e 46, 050, 660, 002 82 .79 97 8 2.7 997 8 9.5 352 88. 8509 80. 6682 - 30. 51% 6G 10 .13 7 L iqui d F und I nv es t me nt - P e ns ion 541, 253, 657 33 .51 86 3 3.5 186 3 2.8 260 32. 3224 31. 8638 8.5 6% 8 .79 cu r ed Ma naged I nv es t me nt - P en s ion 2, 412, 853, 815 30 .50 97 3 0.5 097 3 0.0 716 29. 7382 29. 4300 5.9 1% 8 8Se .63 efe ns iv e Ma naged I nv es t me nt - Pe ns ion 2, 272, 713, 158 37 .22 84 3 7.2 284 3 7.4 035 37. 0873 36. 1662 - 1.9 0% 9 9D .52 10 B a lanc ed M anag ed In ve st m ent - P ens io n 5, 646, 814, 886 51 .90 26 5 1.9 026 5 3.1 970 52. 9170 50. 4177 - 9.8 7% 11 .22 uit y M anag ed In ve st m ent - P ens io n 5, 620, 044, 035 66 .42 84 6 6.4 284 6 9.8 691 69. 2527 63. 6519 - 19. 97% 11 E q 12 .32 owt h Fun d I nv es t m ent - P ens ion 28, 803, 604, 787 79 .15 02 7 9.1 502 8 5.9 097 85. 2520 77. 3740 - 31. 91% 12 G r 9 .97 13 L iqui d F und I nv es t me nt - G r oup 214, 410, 288 34 .10 10 3 4.1 010 3 3.1 389 32. 6249 32. 1799 11. 77% 8 .90 e cu r ed Ma naged I nv es t me nt - G r oup 482, 064, 891 31 .55 13 3 1.5 513 3 1.0 135 30. 7793 30. 5708 7.0 3% 8 14 S .06D efe ns iv e Ma naged I nv es t me nt - Gr oup 850, 500, 008 47 .35 14 4 7.3 514 4 7.4 495 46. 8585 45. 7162 - 0.8 4% 9 15 .62 16 B a lanc ed M anag ed In ve st m ent - Gr o up 591, 491, 845 69 .73 73 6 9.7 373 7 2.2 286 71. 5293 68. 7359 - 13. 99% 9 .87 G r owt h Fun d I nv es t m ent - Gr oup 86 ,52 4 178. 3801 178 .38 01 189. 685 0 188 .66 74 17 0.1 226 - 24. 17% 17 24 .38 18 L iqui d F und I nv es t me nt - D B P ens io n 5 ,75 2 34 .75 93 3 4.7 593 3 4.2 924 33. 8395 33. 4675 5.5 2% 12 .13 19 S e cu r ed Ma naged I nv es t me nt - D B P ens io n 112, 974, 492 75 .31 43 7 5.3 143 7 4.2 101 73. 5204 72. 2494 6.0 3% 45 .03 ns iv e Ma naged I nv es t me nt - DB P ens i on 352, 861, 968 38 .23 95 3 8.2 395 3 8.4 063 37. 8626 37. 0997 - 1.7 6% 20 D efe 9 .16 a lanc ed M anag ed In ve st m ent - DB Pe ns ion 202, 707, 483 48 .74 45 4 8.7 445 4 9.8 253 49. 1057 46. 5772 - 8.8 0% 21 B 13 .62 22 S t abl e M an aged Li fe 1, 906, 661, 333 32 .92 32 3 2.9 232 3 2.3 641 32. 0971 31. 7580 7.0 1% 7 .87 t abl e M an aged P ens io n 1, 218, 036, 628 32 .95 16 3 2.9 516 3 2.4 008 32. 1390 31. 8124 6.8 9% 7 23 S .92 S t abl e M an aged - Gr oup 94, 485, 791 33 .47 18 3 3.4 718 3 1.7 821 31. 5758 31. 2606 21. 56% 24 8 .49 25 S t abl e M an aged - DB P ens i on 34, 676, 502 25 .60 94 2 5.6 094 2 5.1 906 24. 9513 24. 7439 6.7 4% (0 . 77 ) o ve r eign F und Lif e 36, 113, 816 27 .38 63 2 7.3 863 2 6.9 841 26. 7024 26. 5808 6.0 4% 6 26 S .53S o ve r eign F und P ens ion 622 ,50 0 27 .21 64 2 7.2 164 2 6.7 096 26. 4495 26. 3674 7.7 0% 6 27 .31 28 S o ve r eign F und - G r oup 30, 224, 364 27 .19 80 2 7.1 980 2 6.7 716 26. 5427 26. 4700 6.4 6% 6 .30S o ve r eign F und - DB P ens ion 68, 764, 254 26 .78 53 2 6.7 853 2 6.4 050 26. 0992 25. 9655 5.8 4% 29 5 .73 iqui d F und I nv es t me nt - L if e - II 657, 353, 472 12 .82 49 1 2.8 249 1 2.5 805 12. 3972 12. 2342 7.8 8% 8 30 L .18S e cu r ed Ma naged I nv es t me nt - L if e - II 1, 877, 066, 702 12 .47 22 1 2.4 722 1 2.2 355 12. 0890 11. 9494 7.8 5% 7 31 .76 32 D efe ns iv e Ma naged I nv es t me nt - Lif e - I I 1, 568, 261, 599 12 .39 78 1 2.3 978 1 2.4 352 12. 2949 11. 9935 - 1.2 2% 9 .75B a lanc ed M anag ed In ve st m ent - Lif e - I I 2, 694, 645, 574 11 .26 10 1 1.2 610 1 1.4 731 11. 3816 10. 8576 - 7.5 0% 9 33 .15E q uit y M anag ed In ve st m ent - Lif e - I I 3, 385, 205, 295 11 .03 06 1 1.0 306 1 1.5 394 11. 4035 10. 5139 - 17. 88% 11 34 .20 35 G r owt h Fun d I nv es t m ent - Lif e - I I 20, 618, 713, 868 9. 6725 9. 672 5 1 0.4 444 10. 3769 9 .44 76 - 29. 97% 7 .35 S t abl e M an aged Li fe - I I 465, 236, 778 12 .41 36 1 2.4 136 1 2.2 220 12. 1136 12. 0054 6.3 6% 36 7 .00 on ey P lu s Ni ch e L if e F und # 349, 735, 266 11 .85 39 1 1.8 539 1 1.7 003 11. 6103 11. 5787 5.3 37 M 2% 38 B o nd Oppo r tun ity Nic he Li fe F und # 2, 678, 567, 377 12 .15 22 1 2.1 522 1 2.0 011 11. 9056 11. 8682 5.1 1%M i d C ap Nic he Lif e Fun d # 1, 731, 561, 737 18 .46 88 1 8.4 688 2 0.3 133 20. 4500 17. 8782 - 36. 39 83% - ge Cap Nic he L ife F und # 1, 901, 562, 796 14 .49 85 1 4.4 985 1 5.4 154 15. 2388 13. 8113 - 24. 40 L ar 12% 41 M an ager Nic he Li fe F und # 5, 309, 411, 932 14 .81 07 1 4.8 107 1 5.3 586 15. 2806 14. 3524 - 14. 47% - lanc ed M ana ged In ve st m ent - P ens io n - I I # 2, 025, 615, 691 15 .12 13 1 5.1 213 1 5.4 346 15. 2776 14. 6314 - 8.2 42 B a 3%D efe ns iv e Ma nage d I nv es t me nt - Pe ns ion - II # 1, 199, 155, 029 13 .53 03 1 3.5 303 1 3.5 569 13. 3913 13. 0713 - 0.8 43 0% 44 E q uit y M anag ed In ve st m ent - P ens io n - I I # 2, 479, 757, 616 16 .37 24 1 6.3 724 1 7.0 190 16. 8299 15. 5069 - 15. 41% -r owt h Fun d I nv es t m ent - P ens ion - II # 12, 756, 633, 454 18 .47 81 1 8.4 781 1 9.9 897 19. 8504 18. 0299 - 30. 45 G 67% 46 L iqui d F und I nv es t me nt - P e ns ion - I I # 177, 105, 470 12 .14 70 1 2.1 470 1 1.9 253 11. 7512 11. 6135 7.5 4% 47 S e cu r ed Ma naged I nv es t me nt - P en s ion - I I # 1, 517, 220, 230 12 .31 77 1 2.3 177 1 2.0 817 11. 9341 11. 8035 7.9 2%S t abl e M an aged P ens io n - I I # 491, 862, 018 11 .85 97 1 1.8 597 1 1.6 744 11. 5619 11. 4570 6.4 48 4%I-nc om e We alt h B u ilde r F und # 888, 218, 742 10 .73 32 1 0.7 332 1 0.5 582 10. 4485 10. 3202 6.7 49 2% 50 B l ue Chip We alt h Bu ilde r F und # 2, 253, 650, 268 10 .54 02 1 0.5 402 1 1.1 663 10. 9689 9 .91 63 - 22. 74% -ppo rt uni ty Wea lt h B ui lder Fu nd # 3, 973, 120, 342 11 .50 27 1 1.5 027 1 2.5 008 12. 7393 11. 3312 - 32. 51 O 38% -a nta ge Weal th B uil der Fun d # 1, 487, 438, 540 10 .94 53 1 0.9 453 1 1.2 842 11. 2296 10. 5452 - 12. 52 V 18% 53 C apit al Gu ar ant ee 5 Ye ar L ife F und - II # 26, 599, 752 10 .56 35 1 0.5 635 1 0.5 876 10. 5104 10. 3262 - 0.9 2%C apit al Gu ar ant ee 5 Ye ar P en s ion Fu nd - I I # 2, 652 ,71 4 10 .56 35 1 0.5 635 1 0.5 881 10. 5112 10. 3263 - 0.9 54 4%H DFC S L High es t NA V G uar an tee F und Lif e S uper - I I ^ 8, 649, 476, 892 10 .00 77 1 0.0 077 1 0.3 101 10. 0230 N /A - 11. 55 90% -DFC S L S hor t T er m F und Lif e S uper - I I ^ 99, 170, 59 2 10 .34 58 1 0.3 458 1 0.1 462 10. 0152 N /A 7.9 56 H 8% 57 H DFC S L B alanc e d F und Li fe S uper - I I ^ 571, 492, 610 10 .12 12 1 0.1 212 1 0.3 741 10. 1354 N /A - 9.8 9%H DFC S L Capi tal G uar ant ee F und Lif e S uper - II $ 92, 995, 116 10 .34 77 1 0.3 477 1 0.0 712 N /A N /A 11. 58 13% -DFC Li fe P ens io n G uar an tee M ax im us Fu nd @ 676, 701, 787 10 .10 55 1 0.1 055 N/ A N /A N /A N/ 59 H A60 H DFC Li fe Gr o up Liqui d Fund @ 64, 854, 269 10 .06 38 1 0.0 638 N/ A N /A N /A N/ A-
Pr evi ou s Q t r NAV
2n d P revi o us Q tr NA V
3rd P rev io us Q t r N AV
A nn ual is ed Re t urn /Y i el d $
3 Y ear R ol li ng CAG R
T ot al : 2 10, 025, 727, 190 M an ager Nic he Li fe F und and V ant age We alt h Bu ilde r F und ar e fu nd of f unds , wh ic h inv es t in ot her s s c hem e of wea lt h M ax im i se r an d w ealt h buil der fun ds r es pe ct iv el y . To tal A UM ex c ludi ng A UM of t he Fu nd of f unds is ` 203 ,22 8,8 76, 718 $ A n nuali s ed re tu rn f or the qu ar ter end ed 31s t M ar c h, 2 011.ic he Lif e Fun ds , P ens io n - II , W ealt h B uild er F unds & C apit al Gu ar ant ee Fun ds we r e l aunc he d o n 3 1s t J uly 2008 , 29t h Se pt 200 8, 4t h Ja n 2 010 and 06 th A pr il 201 0 r e sp ec ti #N v ely . H enc e, 3 Y ear CA GR ar e not appl ic able . ^ H ighe st NA V G uar ant ee Lif e S uper Fun d - I I ,S ho r t Ter m Fu nd Lif e S up er - II and B alan c ed Fund Li fe S upe r - II w er e launc he d o n 1s t S ept em ber 2010. Henc e, 3 y ea r CA G R i s not appl ic able $ H DFC S L Capi tal G uar ant ee F und Lif e S uper - II $ wa s la unc hed on 26t h Oc t ober 201 0. Henc e , 3 ye ar C AG R is n ot app lic abl e. ion Gu ar ant ee M ax im us F und and G r oup Liq uid Fu nd wer e laun ch ed on 24t h J a nuar y 2011 and 08 th M ar c h 2011 r es pec t iv el y. Henc e, 3 y ea r CA G R i s no t appl ic @ P e ns able . ** D ec lar ed NA V aft er appr op r iat ion / E x pr opr i ati on No te CE RT I FI CAT IO N C e r tif ie d t h a t th e i n fo r ma ti o n g iv e n h e r e in a r e c o r re c t a n d c o mp le t e t o th e b e st o f my kn o w le d g e a n d b el ie f a n d n o th in g h a s b e e n c o nc e a le d o r su p p r e ss ed. F or HDF C S t an da rd L if e In su ran ce Co. Lt d.
Da t e : - 12t h M ay 201 1
L-29-Debt Sec
PERIODIC DISCLOSURES FORM L-29 Detail regarding Debt securities Insurer: HDFC STANDARD LIFE INSURANCE COMPANY LTD Date: 31/03/2011 ( ` in Lakhs) Detail Regarding Debt securities MARKET VALUE BOOK VALUE
Break down by credit rating AAA rated 39,108.76 3.77% 475,391.59 50.64% 38,945.06 3.74% 477,725.53 50.68% AA or better 572,057.96 55.08% 36,632.28 3.90% 573,941.67 55.09% 36,545.33 3.88% Rated below AA but above A Rated below A but above B Any other (Sovereign) 427,374.02 41.15% 426,650.70 45.45% 428,904.70 41.17% 428,364.55 45.44% Total 1,038,540.74 100.00% 938,674.57 100.00% 1,041,791.42 100.00% 942,635.42 100.00% Break down by Residual Maturity Up to 1 year 309,778.33 29.83% 135,260.95 14.41% 309,682.02 29.73% 135,789.52 14.41% more than 1 year and upto 3years 134,979.77 13.00% 140,927.43 15.01% 136,304.57 13.08% 142,838.88 15.15% More than 3years and up to 7years 142,108.83 13.68% 99,089.46 10.56% 143,849.12 13.81% 100,156.54 10.63% More than 7 years and up to 10 years 275,612.28 26.54% 30,938.35 3.30% 275,416.49 26.44% 31,105.38 3.30% More than 10 years and up to 15 years 85,324.77 8.22% 15,868.57 1.69% 85,662.56 8.22% 15,876.43 1.68% More than 15 years and up to 20 years 20,552.03 1.98% 6,953.80 0.74% 20,605.43 1.98% 6,877.51 0.73% Above 20 years 70,184.73 6.76% 509,636.02 54.29% 70,271.23 6.75% 509,991.15 54.10% Total 1,038,540.74 100.00% 938,674.57 100.00% 1,041,791.42 100.00% 942,635.42 100.00% Breakdown by type of the issurer a. Central Government 427,374.02 41.15% 426,650.70 45.45% 428,904.70 41.17% 428,364.55 45.44% b. State Government c.Corporate Securities 611,166.71 58.85% 512,023.87 54.55% 612,886.73 58.83% 514,270.86 54.56% Total 1,038,540.74 100.00% 938,674.57 100.00% 1,041,791.42 100.00% 942,635.42 100.00% Note 1. In case of a debt instrument is rated by more than one agency, then the lowest rating will be taken for the purpose of classification. 2. Market value of the securities will be in accordnace with the valuation method specified by the Authority under Accounting/ Investment regulations.
Page 53 of 76
PERIODIC DISCLOSURES FORM L-30 : Related Party Transactions Insurer: HDFC Standard Life Insurance Co. Ltd. Date: 31/03/2011 (` '000) Nature of Relationship with the Company Consideration paid / (received)* Description of Transactions / Categories For the quarter ended 31st March, 2011 (426,218) (1,175,838) 4,324 (169,440) 204 6,119 (260,782) (13,249) (3,350) 3,822 (13,564) (3,475) (711) 46 (524,162) (0) 406 49,468 (35) (2,263) Upto the year ended 31st March, 2011 2,070 For the quarter ended 31st March, 2010 (902,800) (1,272,800) 6,913 1,600 12,500 (434,200) (711) 781 129,871 (269) (2,743) (447,200) Upto the year ended 31st March, 2010
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
HDFC Limited HDFC Limited HDFC Limited HDFC Limited Standard Life Assurance Company (SLAC) Standard Life (Mauritius Holdings) 2006 Limited HDFC Asset Management Company Limited Gruh Finance Limited HDFC Ergo General Insurance Company Limited HDFC Ergo General Insurance Company Limited HDFC Ergo General Insurance Company Limited HDFC Sales Private Limited Mr. Amitabh Chaudhry Mr. Amitabh Chaudhry Mr. Paresh Parasnis Mr. Paresh Parasnis Mr. Paresh Parasnis HDFC Bank Limited HDFC Bank Limited HDFC Bank Limited HDFC Bank Limited HDFC Bank Limited HDFC Bank Limited HDFC Bank Limited HDFC Bank Limited
Holding Company Capital (including Share Application Money) Holding Company Insurance Commission Expenses Holding Company Interest accrued / received on Deposit Holding Company Reimbursements of Expenses Investing Party Reimbursements of Expenses Investing Party Capital (including Share Application Money) Fellow Subsidiary Insurance Premium Income Fellow Subsidiary Insurance Commission Expenses Fellow Subsidiary Insurance premium Expenses Fellow Subsidiary Insurance claim received Fellow Subsidiary Insurance Premium Income
811 103
1,857
5,916
Fellow Subsidiary Insurance Commission Expenses 13,979 49,424 16,354 45,121 Key Management Personal Managerial Remuneration 4,368 17,777 4,777 4,777 Key Management Personal Reimbursements of Expenses 229 517 9 9 Key Management Personal Managerial Remuneration 6,615 16,883 2,974 11,044 Key Management Personal Reimbursements of Expenses 1,683 1,754 71 163 Key Management Personal Insurance Premium Income (151) (326) (151) (326) Associate of holding Company Insurance Commission Expenses 999,319 3,149,513 1,090,686 3,315,611 Associate of holding Company Custodian Fees Expense 6,724 20,486 6,751 17,993 Associate of holding Company Marketing and Sales Promotion Expenses 1,074,239 3,523,703 317,809 2,158,118 Associate of holding Company Reimbursements of Expenses 58 0 Associate of holding Company Bank Charges 561 10,238 3,483 10,373 Associate of holding Company Superannuation contribution (received) / paid 29,698 (131,488) (1,378) (156,193) Associate of holding Company Gratuity contribution (received) / paid (70,000) Associate of holding Company Group Term Insurance Premium (14,373) -
PERIODIC DISCLOSURES FORM L-31 LNL - 6 : Board of Directors & Key Person Insurer: HDFC Standard Life Insurance Company Ltd. Date: 31/03/2011
Sl. No. Name of person Role/designation Details of change in the quarter 1 Mr. Deepak S. Parekh Chaiman & Director 2 Mr. Keki M. Mistry Director 3 Ms. Renu Sud Karnad Director 4 Mr. Norman K. Skeoch Director 5 Mr. Gautam R. Divan Independent Director 6 Mr. Ranjan K. Pant Independent Director 7 Mr. Ravi Narain Independent Director 8 Mr. Nathan Parnaby Director 9 Mr. David Nish Director 10 Mr. A K T Chari Director 11 Mr. Michael G. Connarty Alternate to Norman K. Skeoch 12 Mr. Gerald E. Grimstone Alternate to David Nish 13 Mr. Amitabh Chaudhry Managing Director & CEO 14 Mr. Paresh S. Parasnis Executive Director and Chief Operating Officer 15 Ms.Vibha Padalkar Chief Financial Officer 16 Mr. Ashley Rebello Chief Actuary and Appointed Actuary 17 Mr. Prasun Gajri CIO - Investment - Front Desk 18 Mr. Vikram Mehta General Manager - Sales & Marketing 19 Mr. Rajendra Ghag Executive Vice President - HR, L&D & Administration 20 Mr. Khushru Sidwa Senior VP - Audit & Risk 21 Mr. Atul Juvle VP - Legal, Compliance and Company Secretary
FORM L-32-SOLVENCY MARGIN - KT 3 (See Regulation 4) Insurance Regulatory and Development Authority (Actuarial Report and Abstract) Regulations, 2000. AVAILABLE SOLVENCY MARGIN AND SOLVENCY RATIO. As on 31st March 2011 Form K Name of Insurer: HDFC Standard Life Insurance Company Limited. Registration Number: 11-128245 Classification: Total Business
Item Description Adjusted Value (1) (2) 01 Available Assets in Policyholders' Fund: 2,579,212 Deduct: 02 Mathematical Reserves 03 Other Liabilities 04 Excess in Policyholders' funds 05 Available Assets in Shareholders Fund: 64,229 Deduct: 06 Other Liabilities of shareholders fund 07 Excess in Shareholders' funds 08 Total ASM (04)+(07) 09 Total RSM
2,564,647 14,565
10 Solvency Ratio (ASM/RSM) 172% Certification: I, the Appointed Actuary, certify that the above statements have been prepared in , accordance with the section 64VA of the Insurance Act, 1938, and the amounts mentioned therein are true and fair to the best of my knowledge. Place: Mumbai Ashley Rebello Date: 11th May 2011 Notes 1. Item No. 01 shall be the amount of the Adjusted Value of Assets as mentioned in Form IRDA-Assets- AA as specified under Schedule I of Insurance Regulatory and Development Authority (Assets, Liabilities, and Solvency Margin of Insurers) Regulations, 2000; 2. Item No. 02 shall be the amount of Mathematical Reserves as mentioned in Form H; 3. Item Nos. 03 and 06 shall be the amount of other liabilities as mentioned in the Balance Sheet; 4. Items No. 05 shall be the amount of the Total Assets as mentioned in Form IRDA-Assets- AA as specified under Schedule I of Insurance Regulatory and Development Authority (Assets, Liabilities, and Solvency Margin of Insurers) Regulations, 2000.
F o rm 7A
L- 33 NPAs - Form 7A
Co m pa n y Nam e & C od e: Sta teme n t d at e as o n : De tai l s o f I n ve stme n t Po rt fol i o Pe ri od i ci ty o f Sub m is si on : Qu a rter ly HDF C Sta n da rd Li fe I n su ra nc e Co mp an y L i mi ted - 101 3 1s t Ma rc h 2 011
Na me o f th e Fu n d
L i fe F un d s
(` I n L ak h s) I n ter est R ate C OI C o mp an y Na me In str u men t T yp e To ta l O / s % H as th er e (B oo k Va lu e ) b ee n Rev i si on ? D efa ul t Pri n ci pa l D efau l t In te res t Pri n ci pa l I n ter es t D ue (Bo o k Val u e) (Bo o k Val u e) D ue F r om F ro m De fer red Pri n ci pa l D efer re d I nte re st Ro ll ed O ve r? Ha s th ere b e en a n y Pr in c ip al W ai ver ? C l ass ifi c ati on Amo u n t B o ard Ap p ro va l R ef Pr o vi si o n (%) P ro vi si o n
CE RT IF I CA TI O N Ce rti fi ed tha t t he i n fo ram ti on gi v en h e rei n a re c o rre ct an d c o mp le te to th e b es t of m y kn o wl ed g e an d be li ef a nd n oth i n g h as b ee n c on ce al ed o r su pr es sed . F o r HD F C Stan d ard L ife In su ra n ce C o. Ltd .
Da te: 12 th Ma y 20 11
F o rm 7 A
L- 33 NPAs - Form 7A
C om p an y Na me & C o de : HD FC Stan d ard L ife I n su ra nc e Co m pa ny Li mi te d - 10 1 Sta tem en t da te as o n : D eta il s o f In ve stm en t Por tfo li o Pe ri o di ci ty o f Su bm is si o n : Q ua rte rl y 31 st Mar ch 2 01 1
N am e o f th e F u nd
Pen s io n & An n ui ty F u nd s
(` I n L ak hs ) I nte re st Rat e C O I C om p an y Na me In s tru me nt T yp e % To ta l O /s D efau l t Pri n ci pa l D efa ul ty I n ter est Pri nc i pa l I n ter est D ue Defe rr ed Ha s th er e (B oo k Va lu e) (Bo ok Val u e) (B o ok V al ue ) Du e F ro m F ro m Pr in c ip al b een R ev is i on ? De fer red In ter es t Ro l le d O ve r? Has th e re b ee n an y Pri n ci p al W a iv er ? Cl as si fi cati o n Pr ov is io n (%) Pr ov is i on A mo u nt Bo ar d Ap p ro va l R ef
F or m 7A
L- 33 NPAs - Form 7A
Co m pa ny Nam e & Co d e: Sta teme n t d ate as o n : De tai l s o f I n ves tme n t Po rtf ol i o Per i od i ci ty o f S ub mi s si on : Qu a rter ly HDF C Sta n da rd Li fe I n su ran c e Co mp an y L i mi ted - 101 3 1s t Ma rc h 20 11
Na me o f the Fu n d
Un it L i nk ed
(` I n L ak h s) In ter es t R ate C OI C o mp an y Na me In str u men t T yp e % Ha s th ere be en R evi s io n ? T o tal O/ s De fau l t Pr in c ip al (Bo o k Val u e) (B oo k Va l ue ) De fau l t I n ter est (B oo k Va lu e ) Pr in c ip al I nt ere st Du e D efe rre d Du e F ro m F ro m Pri n ci p al De ferr ed I n ter es t Ro l le d O v er? Ha s th ere be en an y Pri n ci p al Wa iv er ? C l ass i fic ati o n Pr o vi si o n (%) P ro vi si o n A mo u nt Bo ar d Ap p ro va l R ef
Da te: 12 th Ma y 20 11
N a me of t h e Fu n d : - S h ar eh ol d ers No n S o lv en cy M ar gi n Fu nd
( ` In La k hs )
In ve stm en t Gros s Y ie ld ( %) N e t Yi e ld (% ) 15 .6 7% 1 5. 67 %
1 G. Se c Ce nt ra l G o vt . S ec ur it ies C G SB - easu r y B il ls C TRB Tr 2 G.S e c OR Othe r A pprov e d S e cu rit ie s / Ot he r gua ra nt ee d s e c urit ie s t h er A pp ro v ed S ecu ri ti es S G O OA 3 In ve stm en t su bj ec t to E xp o su re No rms (a ) ts Hou si n g S e ct or In vest m en
2 .17 % 2. 17 % 5 97 .6 64 7 1 -
1 0.8 3 99 6
2 .21 % 2. 21 % 9 90 .2 55 8 8
1 8. 42 7 94
0 .0 0% 0. 00 %
( b) Inf ra s t ruc tu re Inv e s t me nt In f r astr u ctu r e/S o cia l S e cto r - P S U - De be nt ur esP TD I / o nd B s In f r astr u ctu r e/S o cia l S e cto r - P S U - Co mmer ci IS A S al P a pe rs In f r astr u ctu r e/S o cia l S e cto r - O th er Co r po r ate cu ri ti es ( A pp ro v ed In v estme nt s) - Equ it ie Se s IS A S
5 0 9.8 8 72 7
9 .65 % 9. 65 % 7 ,4 82 .3 22 81
44 2. 38 91 4
11 .1 3% 1 1. 13 %
53 .0 40 4 9
(c ) A pprov e d I nv e s tm e nt s Co r po ra te S ecu ri ti es ( A pp r ov ed I nv est ment s) E AC E - qu it y Sh ar es (O r di na ry ) - Q uo te E d i v id end R ece iv abl e o n Co r po r ate S ecu r iti D E AC E es p pr ov ed I nv est men ts) - Eq ui ty S h ar es ( O rd in ar y ) (A - u ot ed Q F ix ed D epo sit s W it h Ba nk s/F I s EC D B 2 ,0 0 0.0 0 00 0 Co mmer ci al Pa pe r ECC P 4 ,6 6 9.1 4 00 0 rt if ic ate of D ep o sit EC D B 12 ,1 67 .0 52 5 Ce 0 r po ra te De be nt ur es E CO S 1 ,5 0 0.0 0 00 Co 0 v estme nt p ro pe rt ie s - I mmov ab le E IN P 4 ,1 3 7.2 1 31 In 8 po I nv est ment s ECM R 1 ,5 5 7.1 4 44 Re 4 ub - Or d in ate D ebt E CO S S lo ati ng R ate Bo n ds E CO F S u tu al F un d U ni ts EG MF M -
( 2 .66 7 01 ) 13 8. 20 96 9
-6 .0 2% - 6 .02 % 7 .3 7% 7. 37 %
0. 00 00 0
0. 00 % 0.0 0 % -
4 5 1.6 7 20 8
3 2 .16 % 3 2. 16 % 2 ,2 01 .1 45 23
3 7. 59 22 7 2. 02 77 8 5 1 8 1. 41 78 1 1. 43 83 6 2 7. 86 98 5 8. 64 63 4
0. 00 % 0.0 0 % 2 ,0 0 0.0 0 00 0 00 % 0.0 0 % 4 ,6 6 9.1 4 00 0. 0 1. 80 % 1.8 0 % 12 ,1 67 .0 52 5 0 0. 08 % 0.0 8 % 1 ,5 0 0.0 0 00 0 0. 00 % 0.0 0 % 4 ,1 3 7.2 1 31 8 0. 57 % 0.5 7 % 1 ,5 5 7.1 4 44 4 0. 25 % 0.2 5 % -
4 4 2 2 6 3 2 3 -
7 7.8 9 72 4 1 2 1.3 0 18 6
7 7. 75 2 62 12 8. 57 60 1 4. 02 8 8 81 8 2. 26 6 77 3 7. 65 6 72
16 .8 6% 1 6. 86 % 2 .7 3% 2. 73 % 6 .6 1% 6. 61 % 0 .0 0% 0. 00 % 4 .8 2% 4. 82 %
3 .50 % 3. 50 % 4 70 .6 56 7 2
8 .7 0% 8 .70 %
0. 00 % 0.0 0 % 4 3 4.3 5 62 6 -
2 4 9.5 1 86 9 2 ,3 60 .5 54 5 3
0 .00 % 0. 00 % 4 40 .0 74 4 3 3. 75 % 11 3. 75 % 6 65 .4 80 2 11 9 30 ,7 25 .8 18 06
( 8 .73 6 11 )
0 .0 0% 0. 00 % -2 .2 7% - 2 .27 %
4 6 6. 27 48 30 ,0 58 .7 63 4 30 ,0 58 .7 63 4 4 9 9
1, 75 9. 47 82 4
C ER TIFI CA TIONif i ed t h at t h e i n fo rm at io n g iv en h er ein a re co rre ct a nd com p let e to t h e b e st of my k n o wl ed g e a n d b eli ef a nd n ot h in g h as be en co n ce al ed o r su p p resse d F or H D FC St a nda rd Lif e I ns ura nc e C om pa ny C ert Li mi te d
D at e : 12 t h M ay , 20 11
N ame o f th e Fu n d : - Lif e Fu n ds
(` In s)
La kh
1 G. Se c C en tr al G ov t. S ecu r iti es CG S B 21 2 ,90 8 .64 8 04re asur y Bi ll s CT RB 1 4 ,75 7 .7 00 T 53 2 G.Se c OR Ot he r A ppro ve d Se c uri ti e s / Ot he r gu ara nt e e d se c uri ti e s t her A p pr o ved S ec ur i tie s S GO A 4 5 ,67 6 .5 55 O 93 3 In v est men t su b j ect t o Ex p osu r e N or ms ( a ) Ho u sin g S ect o r In v est men t s ( b) Inf ra s truc t ure Inv e s tm e nt I n fr ast r uct ur e/ S oc ial S ec to r - PS U - D eb en tu r es P TD I / B on ds I n fr ast r uct ur e/ S oc ial S ec to r - PS U - C omme rc I S AS ial P ap er s I n fr ast r uct ur e/ S oc ial S ec to r - Ot he r Co rp or a I S AS te ec ur it ies (A p pr o ved I n ve stmen ts) - Eq u iti S es ( c ) App rov ed In ve s t m en ts C or p or at e S ec ur it ie s ( Ap p ro ve d In ve stmen t s) EA CE - ui ty S h ar es ( O rd in ar y ) - Qu ot Eq ed D i vi den d Re cei vab l e o n Co rp or at e S e cur i ti EA CE es pp ro v ed In v estme nt s) - Equ it y S har es (O r d in ar y) (A Q uo te d F i xe d D ep o sits W it h B an ks/ F Is ECD B 1 1 ,99 6 .0 00 00omme rc ial P ap er EC CP C - er ti fi cat e o f D ep osi t ECD B 1 8 ,47 9 .4 78 C 47or p or at e S ec ur it ie s ( Ap p ro ve d In ve stmen t s) EC OS C - eb en tu re s D I n ve stmen t pr op er ti es - Immo va bl e EI N P 6 ,5 35 .3 30 00ep o In ve stmen ts E CM R 1 9 ,31 7 .9 17 R 01u b- O r di nat e D eb t EC OS S - l oa tin g Ra te Bo nd s EC OS F - u tu al Fu n d U n it s EGM F 3 ,5 37 .3 91 M 97ee p Di sco un t B on d s EC OS D -
8 69 .0 39 40
3 .0 1% 3 .0 1% 4 5 ,67 6 .5 55 93
3 ,01 1 .1 84 04
1 0.8 2 % 10 .8 2% 1 2, 99 5. 50 66 8
8 28 .8 86 2 6
8. 40 % 8.4 0 %
8 ,54 7 .1 65 68
8.8 8 % 8.8 8 % 7 5, 94 6. 96 87 4
6 ,4 09 .9 68 7 2 1 64 .8 70 4 4
1 0. 88 % 10 .8 8% 1 6. 07 % 16 .0 7%
1 42 .5 59 1 ,5 33 .1 50 12 .4 5% 1 2 .4 5% 1 ,5 33 .1 50 05 33 33
23 .9 45 44
1 ,54 3 .2 56 18
1 1.8 0 % 11 .8 0% 1 4, 49 1. 16 29 0
4 ,4 96 .9 60 5 9 5 07 .3 40 5 9 .6 7 69 88 0 7 00 .7 67 7 8 2 ,3 66 .2 65 2 0 6 76 .7 01 6 2 .9 5 00 68 0 0 61 6 0.3 1 ,0 07 .1 73 2 6 5.3 1 81 5) ( -
5.9 7 % 5.9 7 % 1 3, 40 5. 80 82 5 0 % 0.0 0 % 25 4 .88 4 0.0 49 5.7 7 % 5.7 7 % 1 8, 68 5. 34 90 2 9.2 8 % 9.2 8 % 2 1, 21 9. 75 71 3 0 % 0.0 0 % 0.0 6.4 8 % 6.4 8 % 2 2, 55 2. 60 41 1 1.3 4 % 21 .3 4% 70 0 .00 0 2 00 7.1 6 % 7.1 6 % 2 0, 82 0. 70 82 2 0 % 0.0 0 % 0.0
( d) Othe r th an A pprov e d Inv e s tm e nt s V en tu r e F u nd s OV N F 1 ,8 27 .7 89 28TC /S ec ur it ise d A sse ts - U n der A p pr o ved S e cto r s O P S P A S u b- O r di nat e D eb t OL DB - qu it y S h ar es O ES H 1 ,9 61 .6 89 E 97 S e cur i ty Re cei pt s O P S A 8 47 .8 20 00. Mu tu al F un d - Liq u id F un ds OM LF A C or p or at e D eb en tu re s OL DB To ta l ( 2 25 .6 48 43 ) 3 .2 74 9 3
0 .0 0% 0 .0 0% 1 ,8 27 .7 89 28 0 .0 4% 0 .0 4% 1, 00 0. 00 00 0 10 .9 9% - 10 .9 9% 1 ,9 61 .6 89 97.0 0% 0 .0 0% 8 47 .8 20 0 00 00 43 0 .0 0. 00 04 3
33 .4 78 05 1 53 .8 56 91 3 6 ,24 7 .43 4 75
0.0 0 % 0.0 0 % 1, 92 6. 53 15 0
0. 00 % 0.0 0 %
1 20 .0 00 0 0 ,1 43 .0 73 0 1 3 30 .2 9 38 2 49 .2 69 2 1 8 30 ,6 48 .6 52 84 -
1 2. 77 % 12 .7 7% 3. 60 % 1 83 .6 18 0% 1. 57 % 1.5 7 % 2 8. 69 % 28 .6 9%
CE RT IFIC A TIONif ie d th a t t he in f o rma ti o n gi ve n h erei n a re c or rec t an d co mp l et e t o t he b est o f my k n ow le d ge an d b el ie f an d n o th i n g h a s b ee n co n cea led or su pp r essed For HD FC St a nda rd Li f e In su ran ce Co mpa ny Ce rt Lim it e d
Da t e : 1
12 th Ma y , 2 01
A mi ta bh C ha udhry gi ng Di re ct or & C Ma na EO
N a me of t he Fun d: Fund
Pe ns io n, Ge ne ral A nnui t y
( ` In La k hs )
(% ) N e t Yi el d ( % )
8. 94 % 8.9 4 % 2 8, 24 2. 59 16 5 00 % 0.0 0 % 0.
2 1 3.0 8 95 9
2. 31 % 2 .3 1% 10 ,5 25 .3 85 4 6
8 2 6. 34 13 6
2 05 .5 02 16
4 .4 5% 4. 45 %
2. 28 % 2 .2 8% 12 ,7 51 .0 52 2 9 -
1,1 6 2.4 5 94 2
1 0.0 7 % 1 0.0 7 % 1 1, 50 0. 82 8 51
9 35 .6 37 39
1 0 .84 % 1 0. 84 %
- 3. 27 % -3 .2 7% 3 7 1.8 0 70 3
( 3 6. 77 61 3 )
( 15 .2 33 53 )
- 8 .2 0% - 8. 20 %
4 5 6. 09 29 3
1 ,72 9 .87 8 46
5 1 .84 % 5 1. 84 %
0. 28 84 2 1 9 8 8 2 8 3 8 3 2. 73 66 9 8. 82 59 1 9. 09 18 1. 06 83
0. 16 % 0.1 6 % 5 7.6 9 % 5 7.6 9 % 18 2 .46 4 220.0 9 % 1 0.0 9 % 1 0, 02 5. 65 7 1 33 55 % 4.5 5 % 2 ,08 7 .19 3 4. 690.9 2 % 1 0.9 2 % 30 0 .00 0 1 00 0. 00 % 0.0 0 % -
47 .9 75 51 84 .4 89 63 ,21 2 .77 4 1 65 72 .6 62 54 29 .5 50 00 21 .6 68 16 -
6. 09 64 6
1 ,3 8 4.6 281 ,4 79 .2 43 8 81 ,4 79 .2 43 8 35 5 8 8
N o te 1 Gross Yi el d = [ 2* I / ( A+ B -I) ; w h ere I= In ve stm en t in co me ; A= th e asse tsd a t t h e b eg in n i ng o f t he f in a n cia l yea r; a n d B= t he a sset sd at t h e en d of t h e fi n an ci al y ea r C ER T IFICA T ION ti fi ed t h at t h e in f or mat i on g iv en h e rei n ar e co rr ect a n d co mp le te t o t h e be st of m y kn o w led g e a n d b el ief a n d n ot h in g h a s b een c on ce al ed o r su p p re ssed For H DFC St a nda rd L if e In su ran c e C ompa ny C er Lim it e d
D a te : 1 2t h M a y, 20 1 1
N o C a te go ry of I n ve s tme nt C at . C o de In v es t men t I nc ome on os s 1 G .S e c Ce nt ra l G ov t. S ecu ri tie s CG S B 8 2, 88 1.8 23 13 ea s ur y Bil ls CTR B Tr 2 G. Se c O R Ot he r A ppr ov e d S e cur i ti e s/ O t he r gua r a nte e d se c ur it ie s th er A pp ro v ed Se cur it ies O SG O A 2 2, 73 8.4 36 68 3 I nve s t me nt s ubje c t t o E xp osu re Nor m s ( a ) H o us i n g S ec to r I n v es tm en ts ( b) Inf r as t r uc tu re Inv e s tm e nt I nf r as tr uc tu re /S oc ial S ecto r - P SU - D eb ent I P es ur TD / Bo n ds I nf r as tr uc tu re /S oc ial S ecto r - O the r Co rp or at S A S I e ecu r iti es ( A pp ro ve d I n ves t m ent s ) - Equ it S ies ( c ) Appr v oe d I nv e st me nt Co r po ra te Se cur it ies (A p pr ov ed In ve s tm en ts ) CE EA - ui ty S har es (O r din ar y) - Q uo te Eq d iv id end R ecei vab le on Co r po ra te Se cur it EA CE D ies pr o ved I nv es t me nt s ) - E qu ity S ha re ( Ap s Or d in ary ) - Q uo ted ( F ix ed De po s it s W ith Ba nk s /F I s EC DB 6 3, 20 0.0 00 00et Cu rr en t A s s et s / ( Li abi li tie s ) ECM R 2 6, 97 5.8 57 N 54 po I nv es tm en ts ECM R 2 9, 53 4.7 49 Re 75 m m er cia l P ap er ECCP 95 2.7 3 60 Co 0 rt if ic ate of D ep os it EC DB 12 5, 62 9.1 83 Ce 51eep D is co un t B on ds EC OS 6, 68 4.5 02 D 60lo ati ng R ate Bo nd s EC F OS r po ra te Deb en tu re s EC OS 8 1, 63 7.5 43 Co 36 ut ual F un d Un it s EG MF M ( d) O t he r t ha n A ppr ov ed Inv e s tm e nt s P TC /S ecu r iti s ed As s et s - U nd er A pp ro ve d ect or s S Co r po ra te Deb en tu re s. OLD B - ub or d in ate deb t O LDB S - q ui ty S ha re s O ES H 4 0, 85 8.6 47 E 54 T ot al O A PS
I nv es t men t G r
Yie ld ( %)
I n ve s tme nt
1, 34 7.9 31 54 01 06 0.0
4. 19 % 4 .1 9%
53 3.0 15 87
1, 15 2.2 12 32
52 1 .62 19 3
5. 76 % 5 .7 6%
2, 76 1.5 82 0, 63 2.8 89 1 .55 % 1.5 5% 18 0, 63 2.8 89 18 87 28 28 (1 4, 15 4.5 43 69 4.4 33 - 8 .67 % - 8.6 7% 18 4, 69 4.4 33 18 4, 44 ) 34 34
1 0, 08 8.7 67 86 ( 1, 50 2.0 09 07 )
8 ,00 5. 67 69 2 4 ,93 4. 94 95 4
7. 52 % 7 .5 2% 7. 16 % 7 .1 6%
16 4, 18 2.6 21 47
4 48 ,22 0. 01 81 0
10 6. 48 % 1 06 .4 8%
2 .41 % 2.4 1% 6 3, 20 0.0 00 00 1 .75 % 1.7 5% 2 9, 53 4.7 49 75.14 % 4.1 4% 95 2.7 36 0 4 0 .10 % 2.1 0% 12 5, 62 9.1 83 2 51.42 % 2.4 2% 6, 68 4.5 02 2 60 1 .97 % 1.9 7% 8 1, 63 7.5 43 36 -
2, 70 2, 44 32 84 3, 34 26 24
5 .85 % 5.8 5% 3 9,3 46 .4 01 58.00 % 0.0 0% (5 10 .4 80 0 53.21 % 6.2 1% 4 2,2 78 .4 47 6 ) 20 .22 % 1 5.2 2% 3,6 14 .4 72 15 55.43 % 4.4 3% 2 4,0 25 .7 91 4 50.04 % 6.0 4% 2,2 58 .2 24 6 51 7 .31 % 7.3 1% 5 6,1 60 .7 44 30.71 % 1.7 1% 2 7,1 85 .3 07 1 45
1 3. 64 % 13 .6 4% % 0 .0 0% 0. 00 1. 70 % 1 .7 0% 6. 70 % 6 .7 0% 5. 00 % 5 .0 0% 3. 31 % 3 .3 1% 9. 82 % 9 .8 2% 2. 96 % 2 .9 6%
4, 85 9.7 22 92 0.5 45 23 63
(1 2, 89 0.0 46 95 )
2 5. 04 % 25 .0 4% 14 % 13 .1 1 3. 4% 7. 77 % 1 67 .7 16 7%
N ot e 1 G ro s s Y iel d = [ 2* I / ( A + B- I ); w h ere I = In v es t men t in co me; A = t he as s e ts d a t th e b egi n ni n g o f th e fi n an ci al ye ar; a n d B= t h e a s s et s d at t h e en d o f th e fi n an ci al yea r C ER TI FI C AT I O N ert if ie d th a t th e in f orm at io n gi ven h er ein a re cor rect a n d com pl et e t o th e b es t of my k n ow led g e a n d b eli ef an d n ot h in g h as b ee n co nc eal ed o r s u p pr es s ed For H DF C St and ar d Lif e I nsu ra nc e C om pan y C Lim it e d
D at e : 12 th Ma y, 20 11
F OR M 2 L - 35 D O WN GR A D I N G O F IN V E ST ME N T C o m pan y N am e & C o de: 101 S t at em ent as o n: 1 H D F C S t and ard Li f e I nsur ance C om pan y L im i t ed 31st March 201 N am e of t h e F und : S hareh ol ders N on S ol vency Mar gi n F un d
S t at em ent of D o wn Grad ed In vest m ent s P eri od ici t y o f S ubm i ssio n: Quart er ly (` I n Lakhs ) S .N o . N am e of th e S ecu rit y C OI A mo un t D at e of A . D u rin g t he Quart er C en t ral Go vernm en t S ecuri t ies S t at e G overn m ent / Ot h er A p pro ved Secu rit i es/ Ot her gu arant eed s ecuri t ies H o usi ng S ect or In vest m ent s I nf rast ru ct ure / S oci al Sec to r S ecu rit y P urch ase R at i ng A ge ncy Ori gi nal G rade C urren t Gr ade D at e of D o wng rade R ema rks -
O t her t han A pp roved I nvest m ent s B . A s on D at e C en t ral Go vernm en t S ecuri t ies S t at e G overn m ent / Ot h er A p pro ved Secu rit i es/ Ot her gu arant eed s ecuri t ies H o usi ng S ect or In vest m ent s I nf rast ru ct ure / S oci al Sec to r S ecu rit y
C E R TI FI C A TI ON C er ti f ied t h at t he in f orm at io n gi ven herei n are correct and co m ple te t o t he best o f m y know led ge and be li ef and n ot hi ng h as b een c onceal ed or sup pres sed. Fo r H D F C S t and ard Li fe I nsur ance C o. Lt d.
D at e : 2011
1 2th M ay
FOR M 2 L - 35 D OWN GR A D I N G OF I N VE ST ME N T Co m pany N ame & C od e: 101 St at em ent as on: 2011 H D FC St and ard L if e Insu rance Co m pany Lim i t ed 31st March N am e o f t he F und : L if e F und s
St at em ent of D own Grad ed I nvest m ent s Peri odi cit y of S ubm i ssio n: Qu art erly (` In s) S. N o. N am e o f t he S ecuri t y C O I A m oun t D at e o f A. D uri ng th e Qu art er C ent ral Govern m ent S ecuri ti es St at e G overnm ent / Ot h er A pp roved Secu rit i es/Ot her gu arant eed securi ti es H ousi ng Sect o r I nvest m ent s In frast ru ctu re / S oci al Sect or S ecuri ty P urchase R ati ng A gency Ori gin al Grade C u rrent G rade D ate of D ow ngrad emarks e R Lakh
Ot her th an Ap proved I nvest m ent s B. A s on D at e C ent ral Govern m ent S ecuri ti es St at e G overnm ent / Ot h er A pp roved Secu rit i es/Ot her gu arant eed securi ti es H ousi ng Sect o r I nvest m ent s In frast ru ctu re / S oci al Sect or S ecuri ty
5.95 % R E L N C D M at 28/07/ 2013 I PT D 1,448. 78 28- Jul -06 FI TC H I ndia Ltd I N D AA + I N D AA 23- D ec -08 6.35% Rel . Ener gy M at 28/07/ 13 I PT D 954. 59 28- Jul -06 FI TC H I ndia Ltd I N D AA + I N D AA 23- D ec -08 5.60% Rel E ner gy Mat . 28/07/ 13 I PT D 468. 72 28- Jul -06 FI TC H I ndia Ltd I N D AA + I N D AA 23- D ec -08 5.60% BS ES M at- 28/07/ 2013 I PT D 478. 40 28- Jul -06 FI TC H I ndia Ltd I N D AA + I N D AA 23- D ec -08 In vestm ent subj ect t o Exp osure N orm s 10.20% Tata St eel N CD mat 07/ 05/2015. EC OS 1,000. 00 07- M ay- 08 C R IS IL Lim ited -08 Ot her th an Ap proved I nvest m ent s AA A AA 24- D ec
CE R TI FI CA T ION Cer ti f ied t hat t he in f orm at ion gi ven herei n ar e corr ect and com pl et e t o t he b est of my kno wled ge an d b eli ef and no t hin g h as b een co ncealed o r suppr essed. Fo r H D FC St and ard Lif e In surance C o. Lt d.
Dat e : 2011
12t h M ay
FO R M 2 L - 35 D OW N GR A D IN G OF I N V ES TM E N T C om p any N am e & C od e: 101 S t at em ent as on : 2011 H D FC S t andar d L if e In suran ce C o m pany Li m it ed 31st M arch N am e o f t he Fun d: P ensi on an d Genera l A nnu it y
S t at em ent o f D ow n Grad ed Inve stm en t s P eri odi cit y of Su bm is sio n: Q uart erl y
(` I n Lakh s) S. N o. N ame of t he Secu ri ty C OI A m ou nt D ate of A . D ur in g t h e Q uart er C en tr al Gover nm ent Sec uri ti es S t at e Go vernm en t / Ot her A pp roved S ecur it i es/O th er aran teed se curi t gu ies H ou sin g Sec to r I nves tm en t s I nf rast ru ctu re / So cial S ect or S ecuri t y P ur chase R at in g A genc y Or igi nal G rade C urren t Gr ade D at e of D own grad e R em arks -
I nvest m ent sub ject to E xp osure N or m s Ot h er t h an A ppro ved In vest m ent s B . A s on D at e C en tr al Gover nm ent Sec uri ti es S t at e Go vernm en t / Ot her A pp roved S ecur it i es/O th er aran teed se curi t gu ies H ou sin g Sec to r I nves tm en t s I nf rast ru ctu re / So cial S ect or S ecuri t y -
C ert i f ied t hat t he inf o rm at ion g iven h erei n a re co rrect and com p let e to t h e b est of m y kn owl edg e an d bel ief and no t hi ng has been co nceal ed or sup pressed . For H D FC S tan dard L if e In suran ce C o . Lt d.
D at e : 2011
12t h M ay
FOR M 2 L - 3 5 D OW N GR A D IN G O F I N VE STM EN T C om pa ny Na m e & C ode : 101 S ta t e m e nt a s o n: 1 H D FC S t an da rd Lif e I ns ura n ce C om pa ny L im it e d 3 1 st Ma rc h 2 0 1 N a me Fund s of t he F und: Un it L ink e d
S ta t e m e nt of Do wn G ra de d I nv e s t me nt s P e riod ic it y of S ubm is s i on: Qu ar te rl y (` I n hs ) S .N o. N am e of t he S e c uri ty C OI A m ount Da t e of A . D ur ing t he Qu a rte r C e nt ra l Gov e rn me nt Se c uri t ie s S t a te Gov e rnm e nt / Ot he r A pp rov e d Se c uri ti e s /Ot he r ua ra nt e e d s e c uri t ie g s H ou s ing S ec t or In v es t m e nt s I nf ra s t ruc t ure / S oc ia l S e c to r S e cu rit y Pu rc ha s e Ra t i ng A ge n c y Ori gin a l G ra de Cu rre nt Gra de Da t e of D owng ra de R e m a rk s La k
O th er t ha n Ap prov e d Inv e s t m e nt s
B . A s on Da t e C e nt ra l Gov e rn me nt Se c uri t ie s S t a te Gov e rnm e nt / Ot he r A pp rov e d Se c uri ti e s /Ot he r ua ra nt e e d s e c uri t ie g s H ou s ing S ec t or In v es t m e nt s I nf ra s t ruc t ure / S oc ia l S e c to r S e cu rit y -
O th er t ha n Ap prov e d Inv e s t m e nt s
C ER TI FI CA T ION C e rt if ie d t ha t t he inf orm a t ion gi v e n h er ei n a re c orre c t a n d c om pl e te t o t he be s t of m y k nowl ed ge a n d be l ie f a n d n ot hing ha s be e n c o nc e a le up or s s e s d pre d. For H DF C St a nd a rd Li f e I ns ura nc e Co . L td .
Date : 1
1 2 t h Ma y 20 1
Ins ur er : H DFC St a nda rd Lif e Ins ur a nce Co. Ltd. D at e : 3 1/ 03 / 20 1 1 For the qua r t er ende d Sl . No Pa r ti cul ar s Pr e mi um (` i n Cr or e s ) 1 Fir s t y e ar Pr e mum i In d ivid u al Sin g le Pr e mium - (I SP) Fr om 0 -1 0 00 0 1 .0 3 Fr o m 1 0 ,0 0 0- 2 5, 00 0 2 .0 5 Fro m 25 0 01 - 5 0, 00 0 3 7 .7 47 ,4 34 Fr om 5 0, 00 1 - 7 5, 0 00 6 .1 7 Fr o m 7 5 ,0 0 0 -1 0 0, 00 0 0 .8 8 Fr om 1, 0 0, 00 1 - 1 ,2 5, 0 00 2 5 .2 2 67 Ab o ve ` 1 ,2 5 ,0 0 0 22 1 .5 0 ii In d ivid u al Sin g le Pr e mium ( ISP A)- A nn u ity 93 42 25 15 8 6 21 0. 01 0. 02 0. 02 0. 02 0. 01 0. 01 0. 16 38 14 14 2 1 2 11 0 .6 0 0 .0 1 0 .0 1 0 .0 0 0 .0 0 0 .0 0 0 .0 1 1 82 97 51 30 18 9 55 0 .0 2 0 .2 9 0 .0 3 0 .0 4 0 .0 4 0 .0 3 0 .0 3 186 73 36 9 8 13 38 0 .0 3 0 .0 3 0 .0 3 0 .0 1 0 .0 1 0 .0 2 0 .6 7 2 ,4 3 0 8 74 2 ,5 21 1 9 ,9 45 7 40 1 9 ,8 7 2 731 7 ,2 5 5 853 2 ,4 2 7 65 2. 82 2 1. 91 4 5. 51 8 7. 10 1 8. 43 3 7. 67 1 .3 1 7 3 .0 8 2 .8 9 3 .9 7 3 7 .8 9 6 .2 4 2 5 .9 9 5, 61 6 1, 24 0 7, 48 6 83 5 2, 55 1 10 0 4 ,9 7 5 1 ,2 2 8 7 ,0 5 3 792 2 ,3 9 9 96 1 ,6 2 0 6 .8 2 4 .0 2 42 7 .7 5 8 3 .3 3 7 8 .2 8 5 6 .8 2 4 .9 3 7 .6 5 7 3 .5 6 1 5 .0 6 1 3 .0 6 5 2 .6 7 2 .6 6 1 7 7 ,5 27 3 ,2 69 1 4 ,2 05 1 ,8 15 5 ,0 69 1 98 1 7 6, 19 2 3, 24 1 1 3, 57 1 1, 76 1 4, 78 7 18 6 5, 23 2 22 3 .3 4 5 6 .8 2 7 6 .7 8 9 .5 8 4 3 .5 2 16 5 .6 0 20 8 .9 4 6 .3 7 9 .8 0 5 5 .8 9 1 3 ,6 4 8 5 ,1 5 0 1 0 ,7 0 2 1 ,3 5 2 4 ,0 0 6 208 1 2 5 .8 0 1 3 ,0 8 0 4 ,9 4 6 1 0 ,4 2 3 1 ,3 2 3 3 ,7 1 1 204 3 ,7 2 9 2 6 8 .9 8 2 5 8 .3 0 1 6 0 .8 3 4 9 .5 8 4 0 .4 3 N o. of Pol ic ie s No. of Liv e s 3 1 st Ma r c h, 2 0 1 1 Sum Ins ur ed, Whe r e v er a ppli ca ble (` i n C ror e s ) Pr e mi um ( ` in C r or es ) N o. of Poli ci es No. of Liv e s For t he qua r te r e nde d 31 s t Ma r ch, 2 01 0 Sum Ins ur ed, Whe r e ve r a pplic a ble ( ` i n Cr or e s ) Pr e mi um (` i n Cr or e s ) N o. of Pol ic ie s N o. of Li ve s U pto the qua r t er ende d 3 1 s t Mar c h, 2 01 1 S um I nsur e d, W he r ev e r appl ic a ble ( ` in Cr or e s) Pr e mium (` i n C ror e s ) N o. of P olic ie s N o. of Liv es Upt o t he qua r te r e nde d 3 1 st M ar c h, 20 1 0 Sum I nsur e d, W he r ev e r appl ic a ble ( ` in Cr or e s)
1 1 .4 2 2 .7 0
Fr om 0 -1 0 00 0 ( 0 .0 0 ) Fr o m 1 0 ,0 0 0- 2 5, 00 0 0 .0 3 Fro m 25 0 01 - 5 0, 00 0 0 .0 6 Fr om 5 0, 00 1 - 7 5, 0 00 0 .0 3 Fr o m 7 5 ,0 0 0 -1 0 0, 00 0 0 .0 5 Fr om 1, 0 0, 00 1 - 1 ,2 5, 0 00 0 .0 2 Ab o ve ` 1 ,2 5 ,0 0 0 12 6 .5 7
1 ,0 9 6 2 ,6 5 3 6 ,7 3 4 2 ,7 8 6 2 ,1 1 9 768 2 3 0 ,0 01 2 .7 6 0 .0 3 0 .0 3
(0 .0 1 ) 0 .0 5
3 , 36 4 .0 0 1 , 65 6 .0 0 1 , 31 7 .0 0 2 , 46 2 .0 0
( 0 .0 8 ) 0 .1 3 0 .1 9 0 .2 0 0 .1 8 0 .1 2 13 0 .6 7 3 6 2, 46 1
1 0, 96 2 9, 41 1 1 6, 28 1 1 0, 82 2 6, 48 0 5, 03 1 5 .7 1 0 .0 4
0 .0 0 0 .0 8 0 .1 1 0 .0 6 0 .1 1
1 4 ,1 1 3. 0 0 6 ,4 9 7. 0 0 1 0 ,6 9 9. 0 0 7 ,6 5 8. 0 0 1 ,2 9 4. 0 0 3 ,6 4 7. 0 0 14 3 ,3 4 3. 00
0 .0 2 0 .0 5 33 , 23 7 .0 0
1 , 80 0 .0 0 2 , 20 4 .0 0
Fr om 0 -1 0 00 0 1 0 .6 5 Fr o m 1 0 ,0 0 0- 2 5, 00 0 13 4 .3 6 Fro m 25 0 01 - 5 0, 00 0 32 2 .5 9 Fr om 5 0, 00 1 - 7 5, 0 00 3 6 .7 4 Fr o m 7 5 ,0 0 0 -1 0 0, 00 0 21 0 .0 6 Fr om 1, 0 0, 00 1 - 1 ,2 5, 0 00 1 1 .2 1 Ab o ve ` 1 ,2 5 ,0 0 0 16 4 .2 5
1 7 ,2 2 2 6 7 ,4 2 7 6 5 ,3 8 8 5 ,3 1 3 1 8 ,8 6 1 735 5 ,4 5 9
1 0 .8 0 19 4 .4 6 16 3 .0 2 3 8 .5 9 11 3 .5 6 1 1 .9 6 34 2 .4 7
23 ,0 1 1 1 10 ,3 4 8 39 ,6 3 6 6 ,5 3 5 12 ,1 0 2 1 ,1 6 7 11 ,3 7 6
3 4 .6 3 48 0 .5 9 83 7 .8 0 12 8 .2 9 57 8 .1 8 4 1 .9 5 79 8 .1 6
6 2, 28 2 2 4 3, 86 7 1 7 6, 25 5 1 9, 22 4 5 5, 20 2 3, 22 0 2 5, 17 8
5 2 .3 2 6 2 7 .4 0 4 3 6 .8 5 9 7 .4 0 3 0 6 .7 8 3 2 .6 1 9 3 2 .6 8
1 4 5 ,1 84 4 8 4 ,1 52 1 3 4 ,2 39 2 2 ,8 7 0 3 4 ,8 1 5 3 ,9 4 3 3 1 ,3 3 4
Fr om 0 -1 0 00 0 0 .0 0 Fr o m 1 0 ,0 0 0- 2 5, 00 0 Fro m 25 0 01 - 5 0, 00 0 Fr om 5 0, 00 1 - 7 5, 0 00 0 .0 2 Fr o m 7 5 ,0 0 0 -1 0 0, 00 0 0 .0 1 Fr om 1, 0 0, 00 1 - 1 ,2 5, 0 00 0 .0 3 Ab o ve ` 1 ,2 5 ,0 0 0 17 7 .1 4
11 1 6 3 ,0 0 1
0 .0 0 0 .0 0 0 .0 1 0 .0 1 0 .0 4 0 .0 2 22 7 .2 7
14 6 .0 0 3 .0 0 31 1 .0 0 34 , 96 6 .0 0
0 .8 4 0 .9 0 1 3 .3 5 4 .6 6 0 .9 2 0 .3 5 41 8 .4 3 19 -
33 5 42 -
0 .0 4 0 .0 2
4 3 0. 0 0 3 2 0. 0 0 1 6. 0 0 20 5 ,5 4 5. 0 0 0 .0 4
3 4, 38 8 2 6 3, 12 1 4 9 7 .7 3
For the qua r t er ende d Sl . No Pa r ti cul ar s Pr e mi um (` i n Cr or e s ) viii G ro u p No n Si ng le Pr e miu m- An n uit y- G N SPA Fr om 0 -1 0 00 0 Fr o m 1 0 ,0 0 0- 2 5, 00 0 Fro m 25 0 01 - 5 0, 00 0 Fr om 5 0, 00 1 - 7 5, 0 00 Fr o m 7 5 ,0 0 0 -1 0 0, 00 0 Fr om 1, 0 0, 00 1 - 1 ,2 5, 0 00 Ab o ve ` 1 ,2 5 ,0 0 0 2 R ene w a l P r em ium i In d ivid u al Fr om 0 -1 0 00 0 13 7 .0 8 5 ,9 01 30 Fr o m 1 0 ,0 0 0- 2 5, 00 0 47 5 .3 3 6 9 ,2 25 4 Fro m 25 0 01 - 5 0, 00 0 35 3 .7 1 1 5 ,5 43 2 Fr om 5 0, 00 1 - 7 5, 0 00 7 5 .6 32 3 ,2 78 Fr o m 7 5 ,0 0 0 -1 0 0, 00 0 22 4 .1 8 3 ,0 74 2 Fr om 1, 0 0, 00 1 - 1 ,2 5, 0 00 2 2 .4 0 4 ,4 17 Ab o ve ` 1 ,2 5 ,0 0 0 45 9 .6 3 ,6 66 10 ii In d ivid u al - An nu ity Fr om 0 -1 0 00 0 Fr o m 1 0 ,0 0 0- 2 5, 00 0 Fro m 25 0 01 - 5 0, 00 0 Fr om 5 0, 00 1 - 7 5, 0 00 Fr o m 7 5 ,0 0 0 -1 0 0, 00 0 Fr om 1, 0 0, 00 1 - 1 ,2 5, 0 00 Ab o ve ` 1 ,2 5 ,0 0 0 3 1 0 ,6 91 3 7 1 ,2 01 1 1 5 ,8 03 2 3 ,3 2 6 2 3 ,0 8 2 4 ,4 2 1 1 0 ,6 7 2 2 ,2 7 8. 05 4 ,1 3 3. 26 7 ,1 5 5. 53 3 ,8 9 7. 54 1 ,2 8 0. 23 1 ,4 8 5. 52 4 46 . 46 18 9 .2 5 40 0 .7 0 29 8 .4 7 5 3 .3 4 18 1 .5 3 1 6 .5 8 22 1 .5 3 3 05 , 90 1 3 69 , 22 5 1 15 , 54 3 2 3, 27 8 2 3, 07 4 4, 41 7 1 0, 66 6 23 ,3 2 6 23 ,0 8 2 4 ,4 2 1 10 ,6 7 2 N o. of Pol ic ie s No. of Liv e s 3 1 st Ma r c h, 2 0 1 1 Sum Ins ur ed, Whe r e v er a ppli ca ble (` i n C ror e s ) Pr e mi um
For t he qua r te r e nde d 31 s t Ma r ch, 2 01 0 Sum Ins ur ed, Whe r e ve r a pplic a ble ( ` i n Cr or e s ) Pr e mi um (` i n Cr or e s ) -
U pto the qua r t er ende d 3 1 s t Mar c h, 2 01 1 S um I nsur e d, W he r ev e r N o. of Pol ic ie s N o. of Li ve s appl ic a ble ( ` in Cr or e s) Pr e mium
3 10 ,6 9 1 3 71 ,2 0 1 1 15 ,8 0 3
4, 13 3 .2 6 7, 15 5 .5 3 3, 89 7 .5 4 1, 28 0 .2 3 1, 48 5 .5 2 44 6 .4 6 2, 27 8 .0 5
39 7 .3 0 1, 35 0 .5 0 96 8 .2 9 21 1 .1 4 61 8 .1 8 7 1 .2 6 1, 30 7 .8 0
5 4 8 ,8 50 8 2 7 ,1 65 2 5 1 ,7 19 4 0 ,4 49 6 4 ,5 52 7 ,5 45 4 4 ,8 84
5 6 0, 14 4 8 3 2, 42 3 2 5 2, 33 1 4 0, 54 5 6 4, 57 6 7, 55 5 4 4, 89 6
9, 29 5 .5 6 1 6, 17 7 .6 1 8, 86 7 .7 8 2, 45 0 .0 9 4, 02 7 .9 1 86 6 .8 7 8, 51 0 .4 6
4 8 2 .8 3 1 ,0 4 8 .6 9 8 0 6 .7 0 1 5 5 .3 7 5 0 1 .5 4 5 0 .0 3 5 8 1 .8 2
74 6 ,4 8 3 72 8 ,9 0 9 24 3 ,0 1 5 3 1 ,8 9 5 6 7 ,3 9 8 5 ,5 0 1 2 7 ,3 2 0
6 8 4 ,6 30 6 7 9 ,6 16 2 2 5 ,0 04 3 0 ,5 6 6 6 2 ,6 1 9 5 ,2 1 5 2 3 ,9 6 0 1 ,9 1 0 .8 7 3 ,9 9 6 .1 2 6 6 5 .0 5 5 ,9 9 4 .5 4
1 1 ,1 3 5. 2 3 1 4 ,2 7 8. 8 4 8 ,3 8 5 .1 5
iii G ro u p Fr om 0 -1 0 00 0 Fr o m 1 0 ,0 0 0- 2 5, 00 0 Fro m 25 0 01 - 5 0, 00 0 0 .0 1 Fr om 5 0, 00 1 - 7 5, 0 00 Fr om 1, 0 0, 00 1 - 1 ,2 5, 0 00 0 .0 4 34 1 2 N A N A NA NA 0 .0 7 1 25 N A N A NA NA 0 .0 0 N A N A NA NA N A N A NA NA 0 .0 1 N A N A NA NA 0 .0 1 2 3 1 4 24 4 9 5 NA NA NA NA NA NA NA NA NA N A NA N A NA N A NA N A
NA NA N A NA
iv G ro u p- A nn u ity -
PER I ODI C DI SC L OSU R ES F OR M L -3 7- BU SI N ESS A C QU IS IT I ON T HR OU GH D F F ER EN T CH A NN EL S ( GROU P) I n s ur e r: H DF C Sta n d ar d L ife I n su r an c e C o . Lt d . F o r th e q u a rte r e n d ed 3 1s t Ma rc h , 20 11 Sl No . C h an n e l s N o . o f Po l i ci e s/ N o . o f Sch e m es N o . o f L iv e s Co v e re d Pr e mi u m (` i n Cr o re s ) Da te : 31 / 03 / 20 11 F o r t h e q u a rte r e n d ed 3 1s t Ma rc h , 2 0 10 N o . o f Po l ic i es / N o . o f S ch e m es 21 9. 9 7 2 51 6 4 2, 6 00 5 2 7. 1 4 2 42 N o . o f L i ve s C o v er ed Pre m i um (` in C ro r es ) U p to th e y e ar en d e d 3 1 st M ar ch , 2 01 1 U p to th e y ea r e n d e d 3 1s t Ma r ch , 20 1 0 N o . o f P ol i c ie s / N o . o f Sc h e me s N o . o f L i ve s C o v er ed Pre m i u m ( ` in C ro r e s) N o . o f Po l i c ie s / N o . o f Sc h e me s 4 91 . 49 N o . o f L iv e s C o ve re d Pr e mi u m (` i n Cr o re s )
1 I nd orp o rat e A ge n ts -Ba nk s 2C iv 3 C orp o rat e A ge n ts - Oth e rs id 4 ua l Bro a Mi cro Age n ts 5 ge ke ntDsire ct Bu sin es s 1 0 4 6 3 04 , 70 9 29 6 .1 9 8 5 75 , 77 1 rs 2 T o tal (A ) 9 1 , 11 5 3 09 , 17 0 2 R, 63 6ef e rral (B) 1 - 30 3 . 95 82 . 5 5 Gra n d T o t al (A +B ) 89 81 , 46 6 2 00 . 11 5 3 09 , 17 0 2 3 0. 2 7 76 1 30 3 . 95 2 9 71 9, 3 53 3 N ot e : , D a ta f or p rev io us p e rio d i s0in acc ord a nce wi t h q ua rt e rly st a t ist i cs su bm it t ed to I RD A. 3 89 81 , 46 6 5 7 0. 8 8 2 2 , 20 0 23 0. 2 7 62 39 3, 5 62 49 5 1 0. 290 71 9, 3 53 5 05 . 13 0. 3 0 0 5 7 0. 8 8 2 0 7 62 3 9 3, 5 62 3 2 4 8, 5 05 . 13 2 8, 4 43 3 3. 3 10 1 0 2 0. 5 2 4 1 3 3, 8 1 30 2, 1 99 10 . 3 01 . 63
- 3 7 8, 0 33
PERIODIC DISCLOSURES FORM L-38 Business Acquisition through different channels (Individuals) Insurer: HDFC Standard Life Insurance Co. Ltd. For the quarter ended 31st March, 2011 Premium (` in Crores) No. of Policies 138,299 523.24 87,679 462.27 756 26.73 205 0.57 9,026 19.57 235,965 1,032.38 2,387 3.30 238,352 1,035.67 For the quarter ended 31st March, 2010 Premium ( ` in Crores) No. of Policies 450,610 1,072.96 332,931 2,130.98 1,416 97.68 10,965 75.39 33,786 109.14 829,708 3,486.15 824 2.31 830,532 3,488.46 Date: 31/03/2011 Upto the quarter ended 31st March, 2011 Upto the quarter ended 31st March, 2010 Premium ( ` in Crores)
No. of Policies 1 Individual agents 94,596 288.99 2 Corporate Agents-Banks 117,854 768.68 3 Corporate Agents -Others 432 36.15 4 Brokers 6,920 52.09 5 Micro Agents 6 Direct Business 13,464 41.84 Total (A) 233,266 1,187.75 1 Referral (B) Grand Total (A+B) 233,266 1,187.75
Premium ( ` in Crores) No. of Policies 661,887 1,252.55 260,476 1,398.79 1,808 50.46 671 2.01 17,012 40.16 941,854 2,743.98 8,406 9.58 950,260 2,753.55
PERIODIC FORM L-39-Data on Settlement of Claims - Individual for the quarter ended 31st DISCLOSURES March, 2011 Insurer: HDFC Standard Life Insurance Co. Ltd. Date: 31/03/2011 Ageing of Claims* Sl.No. Types of Claims 1 Maturity Claims 2 Survival Benefit 3 for Annuities / Pension 4 For Surrender 5 Other benefits 1 Death Claims 24 375 On or before maturity 1 month 1 - 3 34 8 253 91 48 39 255 54 60 14 8 No. of claims paid 3-6 months 84 months 320 27 3 6 months 1 year > 1 year 66 0.77 1,183 5.03 159 1.20 40,672 46,793 1,279 26.28 520.79 242.77 Total no. of claims paid Total amount of claims paid (` in crores)
31
FORM L-39-Data on Settlement of Claims - Group Ageing of Claims* No. of claims paid Total no. of Sl.No. Types of Claims 1 Maturity Claims 2 Survival Benefit 3 for Annuities / Pension 4 For Surrender 5 Other benefits 1 Death Claims - 1,813 120 On or before maturity 1 month 1 - 3 months 1,813 3-6 months 111.14 6 months - 1 year > 1 year - - claims paid Total amount of claims paid (` in crores)
120 1.20
The figures for individual and group insurance business are shown separately *the ageing of claims, in case of the death claim is computed from the date of completion of all the documentation.
PERIODIC FOR L-40 : Quarterly claims data for Life - Individual for the quarter ended DISCLOSURES 31st March, 2011 Insurer: HDFC Standard Life Insurance Co. Ltd. Date: 31/03/2011 Survival 72 66 Maturity 800 967 1,183 Benefit 210 129 159 For Annuities/ Pension 2,818 39,456 40,672 No. of claims only For Other Surrender 1,512 46,528 46,793 Benefits
Sl. No. Claims Experience For Death for 1 Claims O/S at the beginning of the period 225 2 Claims reported during the period 1,136 3 Claims Settled during the period 1,279 4 Claims Repudiated during the period a Less than 2years from the date of acceptance of risk b Grater than 2 year from the date of acceptance of risk 5 Claims Written Back 6 Claims O/S at End of the period 28 Less than 3months 21 3 months to 6 months 1 6months to 1 year 3 1year and above 3 FOR L-40 : Quarterly claims data for Life - Group 6 6 45 9
180 80 22 19 59
1,602 1,602 -
1,247 1,247 -
No. of claims only Sl. No. Claims Experience For Death for 1 Claims O/S at the beginning of the period 2 2 Claims reported during the period 120 3 Claims Settled during the period 120 4 Claims Repudiated during the period a Less than 2years from the date of acceptance of risk b Grater than 2 year from the date of acceptance of risk 5 Claims Written Back 2 6 Claims O/S at End of the period Less than 3months 3 months to 6 months 6months to 1 year 1year and above 16 16 Survival Maturity Benefit For Annuities/ Pension For Surrender 10 1,819 1,813 Other Benefits
FORM L-41 GREIVANCE DISPOSAL for the quarter ended 31st March, 2011 Insurer: HDFC Standard Life Insurance Co. Ltd.
Opening
Complaints Pendin g
1 Complaints made by customers a) Sales Related 583 b) New Busines Related 13 c) Policy Servcing related 405 d) Claim Servicing related 19 e) Others Total Number 1,020 4,430 648 504 516 5,149 5,472 166 184 - 10,249 6,820 4,083 4,083 366 282 1 82 1 -
Sl No. Particulars Complaints made 2 Duration wise Pending Status a) Less than 15 days 250 b) Greater than 15 days 116 Total Number 366 -
by customers
L -4 2- Va lu a ti on Ba si s (L i fe I n su ra n ce ) a s a t e n d Ma r 2 01 1
( a) Ho w t he po l icy d at a nee ded f o r val uat i on is acc essed . Th e po li cy d a ta is e xt ra c te d f r om t he p o licy a d mi ni st ra t io n s ys te m a nd ch e c ke d t o e n s ur e c o mp le te n e s s o f d a t ad di tio n a l c h e ck s a re p er f or me d on th e d a t a, s o me o f w h ich a re list e d b e lo A w T h e cu r r e nt y e a rs v a lu a tio n da t a is r e co n c ile d w ith th e p r e vi ou s y e a rs da t a a n d th e mo ve m en t s d ur in g th e y e arT h is ch e c k is d on e fo r n u mb e r o f co n t ra c ts , su m a ss u re d , p r em iu m a n d nu m be r o f u n . its T h. e mo v em e nt d a ta is c he c ke d ag a in s t a cc o un t in g d a ta wit h r e g ar d to b e n e fit p a ym e n tsA n e x tr a ct o f th e d a t a h e ld in th e p o lic y a d min is tr a tio n s y st em s is co m p ar e d w it h th e i n fo r ma tio n i n th e pa p e r a d min is tr a ti on . file h .e c ks a r e ma d e t o e n su r e t h at t h e p a ra m et e rs f o r e a ch pr o d u ct , su c h a s a g e, t e rm , pr e miu m , e t c, a r e w ith in th e m in imu m a nd ma xi mu m limit s fo r t he p ro d Cs u c t. ( b ) Ho w t he va lu at i on b ases ar e s up pl ie d t o t he sys te m A n a c tu a r ia l s o ftw a r e p a ck a g e , b a s e d o n s o un d ac t ua r ia l pr in c ip le s, is u s e d to co mp u t e th e re s e rv e s fo r a ll ma te r a il lin e s o f b u s in e ssT. h e va lu a t io n b a sis i s su p p lie d t o th is a c tu a r ia l s o ft wa r e f ro m a n e x te r n al a ss u mp ti on s s p r ea d s h ee t f ile , wh ic h is u p d a te d an d in de p e n d e n tly c h ec k T h.e a ct u ar ia l so f tw a re p ro d u ce s a n ou t p ut o f th e ba s is u s ed , w h ich is th e n v a lid a te d ag a in s t th e a p p r ov e d v a lu at io n b a ed s is.o r min o r lin e s o f b u sin e s s like a nn u it ie s, h e a lth a nd g ro u p p r o te c tio n co n tr a ct s th e r e s e rv e s a re ca lc u la te d u s in g Ex c el a n d V BA fo r E xc e l a n d t h e v a lu at io n b a si s is p a ra me t e ris e d in th e E F xc e le ad s h e et . spr ( 1) V al uat i on I n t erest Rat e Ass ump t io ns ( a ) In div id ua l B us i ne s s Mi nim um M ax i mum ( a .1 ) % .2 ) (a % .3 ) (a Na/A ) ( .4 Na/A ) ( .5 % .6 ) (a % .7 ) (a % L if e - P ar t icip a t in g p o lic ie s 5 . 2 % 5 . 2 L if e - N o n -p a r tic ip a tin g po li cie s 5 . 2 % 5 . 2 A n nu it ie s - Pa r t icip a t in g p o lici e s N /A A n nu it ie s N o n -p a r tic ip a tin g p ol icie s N /A A n nu it ie s - In d iv id u a l p e n si on p la n 5 . 2 % 5 . 2 U n it L in ke d 4 . 4 % 4 . 4 H e a lth in su r a n ce 5 . 2 % 5 . 2
( b) Grou p B us ine s s ( b .1 ) L if e - N o n -p a r tic ip a tin g po li cie s ( e xc lu d e s o ne ye a r t e rm p o lic ie s) 5 . 2 % 5 . 2 % .2 ) U n it L in ke d 4 . 4 % 4 . 4 (b % ( 2) M or ta li t y Assu mpt i on s ( a ) In div id ua l B us i ne s s Mi nim um M ax i mum ( a .1 ) % .2 ) (a 0%.3 ) (a ) a .4 ) ( % .5 ) (a % P a rt ici pa t in g p o lic ie s 4 2 .0 % 9 6 .0 N o n -p a r tic ip a ti ng p ol icie s 4 2 .0 % 18 0 . A n nu it ie s 5 0 .0 % 5 0 .0 % E xp r e ss e d a s a % o f L IC a ( 9 6 - 98 U n it lin k ed 4 2 .0 % 9 0 .0 H e a lth in su r a n ce 2 8 .0 % 4 4 .0 12 0 . 0% 12 0 . 0% E xp r e ss e d a s a % o f IA L M 94 - 9 6 , un le s s o th e r wi se s ta t e d
Th e va lu e s o f fu tu r e e x p en s e s h av e b e e n d e te r min e d so a s t o a llo w , o n p ru d e n t a ss u mp tio n s , fo r e it he r o f t he fo llo w in g t wo e ve n tu a lit ie sa ll f u tu r e ma in t en a n c e e xp e n s es o n a n o n -g o in g b a s 1 is e f u tu r e e xp e n s es t h a t ar e l ike ly t o b e in c u rr e d if t h e co m p an y w e r e to clo s e t o n e w b us in e s s wit h in 1 2 m o nt h s o f t h e v al u at io n d 2 th a ot I t is n te . t h e in te n ti o n o f th e c o mp a n ys m an a g e me n t to clo s e to n ew b us in e ss , a n d th e la tte r e v e n tu a lit y ha s o n ly b e e n in c lu d ed in t h e in te r e st s o f pr u d e n ce , so a s to e n s u re th a t p ol icy h o ld er s r e a so n x b le ta t io n s ca n s ti ll b e m e t i n th e un li ke ly e v e a p ec en e re n e w al p e r p o lic y ex p e n se a s s um p tio n v a ri es b e t we e n R s 2 32 . 8 0 a n d R s 1 84 4 . 4 0 fo r t h e ma jo r ity o f t he in d ivid u a l b us in e ss , b a se d o n pr o d u ct ,f re q u e n cy a n d p r e miu m p a yme n t in s tr u Th ct io n s ma t er ia l lin e s o f bu s in e ss , th e f ix ed p er po li cy e x p en s e s a re in cr e a se d a t a n in f la tio n ra t e o f 7. 5 % p e r a nn u m. F or Gro u p b u s in e ss a n d a n n u itie s a n i nf la tio n ra t e o f 6 .5 % p e r a n nu m is a s su Fo r a ll me d . d itio n , in ve s tm e nt e x p en s e s o f 0. 1 8 % of f u nd ( 0. 1 2 % in di vid u a l & g r o u p lin k e d) a nd e xp lic it cl ai m e x p e ns e s a re a lso re s e rv e d In ad for
( 4) es
Bo nu s R at
( a ) In div id ua l B us i ne ss T h e fu t ur e r e v er s io n a ry b o n u s ra t e s va r y b e tw e en 2 % a nd 5 % e v e rs io n a ry b o n u se s a r e a s su me d to d e - e sc a la te f o r so m e p ro d u c ts , su b je ct t o a m in imu m flo o r o f R 1 T e rm in al b o n us e s a r e se t a t a p o lic y le ve l a s th e e x ce s s o f pr o je c te d a s se t s ha r e o v e r g u ar a n te e d m at u r ity b e n e fit s, s u bj ec t to a min im u m o f z % er o ( 5) P ol i cyho l der 's Reaso n abl e Ex pec t at io ns R e v e rs io n a ry b o n u s r at e s a re su b je c t t o a m a xim um r a te of c h a ng e to r e fl ec t p o licy h o ld e r' s r e a so n a b le e x p e ct at io n s th a t b o nu s r a te s s h o ul d b e c ha n g e d s mo o th ly , ra t h e r th a n s u dd e n ly . I n t h os e c a se s w h e re th e g u a r an t e e d su r r e nd e r v a lu e is g r e a te r th a n th e c a lcu la t ed r es e r ve , th e r e s e rv e is in c r ea s e d t o th e g u a r a n te e d s ur r e n de r v a lu e . Th is e n su r e s th a t th e m at h e ma tic al r e s e rv e s re f le ct p o lic yh o ld e r ' s re a s o na b le e xp e ct a tio n s o n s u rr e n d e r n p r o d uc t lin e s w he r e t h e c al cu la te d g ro s s p re mi um r e se r v e is le s s th a n t he a gg r e g a te a s se t s h ar e , th e pr o d u ct le v e l r e se r v e is in c re a s e d to th e a g g r eg a t e a ss e t sh a r e . T hi s en s u re s t h a t I t haeth e ma ti ca l re s e rv e s r ef le ct p o lic yh o ld e r ' s r ea s o n ab le e xp e c ta m t ( 6) Ta xat i on an d S ha reh ol der T ran sf ers T a xa ti on (w h e r e a p p lica b le ) o f s ur p lu s a n d s h ar e h o ld e r tr a n sf e rs h a v e b e e n tr e a te d a s a d d iti on a l ca s h flo w s in c a lcu la t in g t he re s e rv es ( 7) Bas is of pr ovi si on s f or I ncu rre d But Not Rep or t ed ( IB NR) A n I BN R p r ov is io n h a s b e en ma d e t o ma k e a n a llo w a n ce f o r th e c la im s th a t ma y h av e o c cu r r e d b u t h a v e n o t ye t b e e n r e po r te d , in a d d it io n to cla im s w hi ch a r e e x p ec t ed to o c cu r a f te r t haelu a tio n da t v e T .h e r es e r ve f o r IB N R cla im s is ca lc u la te d fo r e a ch me mb e r o f e ac h p o lic y a s 1 mo n t hs r is k p r em iu m/c h a rg e ( 8) Ch ang e in V al u at io n M et ho ds o r Bases ( 8 .a ) I ndiv i dua ls As s ura nc e s 1 . I n te r es t N o c ha n g e
st lic a bl e 2 Th e f ixe d pe r po li cy r e n ew a l e xp e n se as s um p tio n s a r e d e riv e d b y in f la tin g t h e e xp e n s e a ss u mp ti on s a p p M a rc h a t0 1 0 a t th e r a te o f 7 . 5 3 1 e c la im e xp e n se a ss u mp tio n s f or su r re n d e r s, ma t u rit ie s a n d d e a th c la ims h a v e b e e n in cr e a se d . Fo r s u rr%. n d e rs a n d m a tu r itie s t h e e xp e n se s h a v e b e Th e e innc re a s ed fr o m Rs 1 2 0 t o R s 6 4 5 p e r p ol icy a n d f o r d e at h c la ims o n L if e p o lic ie s, t h e e xp e n se s h a v e b e e n in cr e a s ed fr o m t h e h ig h e r o f Rs 1 2 0 a n d 0 . 4 % Su m a t r is k to th e h ig h e r o f R s 64 5 an d 0. 4 % o f Su m at r of is k.
2 . E xp e n se s 3 . I n fla ti on
Th e r a te of in f la tio n is in cr e a se d fr o m 6 . 5% p e r a n n u m to 7 . 5% pe r a n n u m.