Bhoruka Charitable Trust, Churu

TABLES AND FIGURES OF OU-REPORT (25002)

Table 1: Address
Registered Office Head Office Project Office

Address Transport House, 1, Prabhu Dayal Marg, V.P.O. Bhorugram

128 B, Poona Opposite Sanganer
Street Airport
Block Mumbai Sanganer Rajgarh

District Mumbai Jaipur Churu

State Maharashtra Rajasthan Rajasthan
Pin Code 400 009 302 011 331 023

Table 2: Contact Numbers

Head Office Project Office

Phone No. (0141) 2791431-34 (01559) 284430, 284424

Telegram Nil Nil
Fax 91-141-2791438 91-1562-255769,
E Mail bct @ iihmr.org bctngo@Sancharnet.in;
and bctngo@Sify.com

Table 3: Projects implemented by the trust during last 3 years

Projects Activities Funding Sources

Integrated Child Provision of supplementary nutrition to Deptt. of Woman & Child
Development Services children (0-5years), pregnant and lactating Dev., Govt. of Rajasthan
project mothers in the Rajgarh block
Integrated Nutrition & Nutrition and health awareness in CARE – India, Jaipur
Health Program. Taranagar Block of Churu District
Non-Formal Education Running 100 Non Formal Education Ministry of HRD, GOI
Center for Girls centers for girls in the Rajgarh block
Mother NGO for RCH Support to field NGOs for awareness on Ministry of Health and
RCH in 5 districts of Rajasthan Family Welfare
Mother NGO for Support to field NGOs for awareness Ministry of Health and
raising on traditional system of medicine

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ISM&H in 4 districts of Rajasthan Family Welfare, New

Delhi
District Poverty Upliftment of socio- economic status of World bank assisted
Initiative Project the people living below poverty line in the project through Rural
(DPIP). Churu district by making them self- Development Deptt.,
sustainable. Jaipur, GOR
Watershed Project Integrated land and water management in DRDA, Churu
2 villages of Rajgarh block of Churu
Renovation of Renovation of Traditional drinking water IICCO, New Delhi and

Traditional drinking sources in the Rajgarh and Taranagar GOAL, Ireland

water sources blocks of Churu district

Income Generation Running Carpet weaving training centers RUDA, Jaipur, DRDA,

Activities for Women in the villages of Rajgarh block Churu

Lok Jumbish Universalisation of primary education SIDA through Deptt. of

through community mobilization and Education, GOR
infrastructure development in the Rajgarh
block of Churu district.
Mahila Shiksha Karmi Train village women as teacher for the SIDA through Deptt. of
Yojana schools in remote villages of Rajasthan. Education, GOR
Rainwater Harvesting Strengthening of traditional rainwater Rajiv Gandhi Drinking
Project harvesting techniques and artificial Water Mission
recharge of ground water in the villages of
Rajgarh block of Churu district.
Formation of Self Formation of 250 self- help groups in NABARD, Jaipur
Help Groups Churu district.
Capacity building Capacity of Rural Private Medical Sir Ratan Tata Trust,
Rural Medical Practitioners working in the Rajgarh and Mumbai
Practitioners Taranagar block of Churu district

Table 4: Present status of SHGs and CIGs (up to May 2005)

LIST RAJGARH TARANA- CHURU RAJGARH &
-SHG GAR-SHG (DPIP)-CIG TARANAGAR
(DPIP)-CIG

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SHGs 354 107 40 351

Women SHGs 336 95 15 41
No of members 4296 1142 391 4064
No of female members 4099 1142 165 467
SHGs own savings (in Rs.) 2968028.00 710854.00 157347.00 237221
SHGs have Bank account 349 107 36 175
Applications submitted for 329 60 14 0
Loan
No of SHGs took Loan 329 34 7 0
Still to get Loan 0 26 7 0
No of SHGs took loan more 81 3 0 0
than once
Loan amount (in Rs.) 6022600 419300 121000 0
No. of Repayment loan 79 4 0 0

Table 5: Funding agencies are monitoring the progress of the projects and expenses made on
the project at regular intervals.
Name of the Date of Total Total amount Rate of Duration Type of
Organization Sanction allotment used Interest of Project Agency
(In years)
NABARD-i 2000 3,85,000 3,85,000 Grant 2 Government
NABARD-ii 2005 4,50,000 4,50,000 Grant 2 Government
RMK (loan-i) 17.03.04 12,50,000 12,50,000 8% 3 Government
RMK (loan-ii) 18.02.05 12,50,000 7,24,000 8% 3 Government
SIDBI 08.12.04 40,00,000 10,00,000 10% 4 Corporate
ICICI 25.01.05 25,00,000 6,24,000 9.1% 3 Corporate

Table 6: Micro finance portfolio information

Number of Branch Offices 03
Total Staff Strength 90(25 permanent)
Managerial Staff 9
Administrative Staff 4
Field Staff 77
Total Numbers of Borrowers (Cumulative) 422 Groups
Total Numbers of Borrowers (Active) 126
Total Numbers of Loans disbursed (Cumulative) 66
Total Numbers of Loans (Outstanding) 64
Total Numbers of Active Savers 4983
Total Cumulative Loans ( (In Indian Rupees) BCT - 14,71,000,

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Bank- 60,09,900
Total Loans outstanding (In Indian Rupees) BCT- 11,52,427
Total Saving (Current) (Rs.) 33,13,717

Figure 1: Organogram of BCT

B O A R D O F TR U S TE E S

M A N A G IN G T R U S T E E

E X E C U T IV E D IR E C T O R

P R O JE C T M A N A G E R

P R O J E C T C O O R D IN A T O R A C C O U N T S O F F IC E R

P R O J E C T O F F IC E R S A C C O U N T S A S S IS T A N T S

A S S IS T A N T P R O J E C T O F F IC E R

S U P E R V IS O R S / F IE L D W O R K E R S

G R A S S R O O TS W O R K E R S

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Table 7: Ratio-analysis
FINANCIAL YEAR
ENDING MARCH 31
2004 2003 2002
LIQUIDITY
S.No. RATIOS
Current Assets/ 1.344
1 Current Ratio Current liabilities 5 1.525 1.172
Current Assets-
Inventories/
Current liabilities-
2 Quick Ratio bank O/D 1.338 1.494 1.144
LEVERAGE
RATIOS
Total debt (short
term+ long term)/ 0.541
3 Debt equity ratio Trust fund 6 0.616 0.563
Debt/Total Assets- Debt/Total Assets- 0.208
4 Investments Investments 6 0.2413 0.2519
PROFITABILITY
RATIOS
Return on Net profit after 0.029
5 Investment taxes/Total assets 3 0.1126 0.001337
Net profit after 0.083
6 Return on equity taxes/Trust fund 2 0.3183 0.003314

Note: In the financial year 2002-03, there is an increase in donations, grants, and
miscellaneous receipts to the tune of approximately Rs. 32 lakhs, which depends on
the projects received.

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Table 8: Fund-Flow Statement

ASSETS 2003-04 2002-03 Direction Source Use
Fixed Assets 17728954 17739547 Negative 10593 0
Investments 2458451 2778551 Negative 320100 0
Advances and
Deposits 3517834 1524006 Positive 0 1993828
Income
Outstanding 968418 1025085 Negative 56667 0
Cash and Bank 3511161 3682865 Negative 171704 0
Grant
Recoverable 851933 2013314 Negative 1161381 0
Material Stock 40044 224755 Negative 184711 0
LIABLITIES
Trust Fund 10256563 10256563 Nil 0 0
Rent 1050000 1050000 Nil 0 0
Secured Loans 620019 1234049 Negative 0 614030
Sundry
Creditors 4934939 5092070 Negative 0 157131
Grant Unspent 6674 0 Positive 6674 0
Retained
Earnings 12208599 11355440 Positive 853159 0
SUM TOTAL 2764989 2764989

Table 9: Income and expenditure

SL. NO. YEAR INCOME (Rs. In Lakhs) EXPENDITURE (Rs. In Lakhs)
1 2001-2002 354.73 354.40
2 2002- 2003 310.34 277.69
3 2003- 2004 298.54 290.01

Table 10: Break up of administrative expenditure in percentage

SR.
NO. 1 ADMINISTRATION EXPENDITURE
(IN RUPEES) PERCENTAGE

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1 Salary/Emoluments 21,02,345.00 72.38%

2 Facilities For Staff 18,303.00 0.63%
3 Fuel, Oil, Lubricants 2,95,385.00 10.20%
4 Travel 1, 35,473.00 4.60%
5 Telephone 56,473.00 1.94%
6 Office Expenses 62,611.00 2.20%
7 Others 2,33,932.00 8.05%
TOTAL 29,04,522.00 100%

Table 11: Summary of receipts; Details from the audited statements of accounts (figures
for later years are not available)
RECEIPT YEAR (1998-99) YEAR (1999-2000) YEAR (2000-2001)
AMOUNT % AMOUNT % AMOUNT %
(Rs.) (Rs.) (Rs.)
Total funds 2,20,21,152.00 100 2,55,26,054.00 100 5,18,77,700.00 100
received
From government 91,14,890.00 41.39 1,00,75,994.00 39.47 1,38,81,929.00 26.76
From foreign 0.00 0.00 2,90,478.00 1.14 14,47,874.00 2.79
sources
Own sources 1,24,25,777.00 56.43 1,13,27,593.00 44.38 2,99,40,470.00 57.71
By community 480505.00 2.18 38,31,989.00 15.01 66,07,427.00 12.74
contribution

Figure 2: Monitoring and evaluation system is from top to bottom.

BOARD OF TRUSTEES

MANAGING TRUSTEE

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PROJECT DIRECTOR

PROJECT MANAGER

PROJECT COORDINATORS

PROJECT OFFICERS

FIELD SUPERVISORS

FIELD WORKERS

Table 12: Meetings (Number, frequency, and agenda) Fortnightly, monthly and ad-
hoc meetings
a. SHG
S.No. Name Frequency Participants Agenda
1 Project implementation Monthly NABARD, Bankers, Budget,
and monitoring committee BCT Expenses,
(PIMC) Problems
2 Project advisory Monthly SIDBI, BCT Problems
committee

b. ICHAP (HAMARA Project)

1 Review and planning Monthly Outreach workers, P.O. Progress
of ICHAP, BCT

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c. Reproductive child health Program (RCH)

1 Review and planning Monthly FNGOs, BCT Progress

d. Carpet project: No meeting

e. Eye Project (Cataract operations and OPD at hospital with the help of team of
government doctors): No meeting
f. Integrated Nutrition & Health Program (Graduation and RACHANA Projects)
1 Review and planning Monthly Cluster & PHC level Progress
workers, PRI
representatives

Table 13: Reporting (Project wise monthly/quarterly report to funding agency,

trustees) Daily diaries, weekly, monthly, quarterly reports
a. SHG
S.No. Name Frequency Forwarded to Content
1 Loan disbursement Monthly and ICICI Recovery, Overdue
Quarterly
2 Loan disbursement Monthly and SIDBI Recovery, Overdue
Quarterly
3 Loan disbursement Monthly and RMK Recovery, Overdue
Quarterly
4 Group progress Monthly and NABARD No. of beneficiaries, No. of
Quarterly accounts

a. ICHAP (HAMARA Project)

1 Monthly progress Monthly ICHAP Progress of IPC group meetings (one to one
report (MPR) and one to group), Behaviour chase
communication(BCC), Referral services

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b. Reproductive child health Program (RCH)

1 Monthly progress Monthly State, Deptt. of Statement of experts,
report (MPR) health & Coordinator’s tour program
family welfare,

c. Integrated Nutrition & Health Program (Graduation and RACHANA Projects)

1 Monthly progress Monthly CARE-India, Progress
report (MPR) Bikaner

Figure 3: Networking Web of BCT

Larger Society

Target Employees
Groups

Village
Trust deed
Volunteers
Mandate

Trustees BHORUKA TCI

Monitor, Funds
CHARITABLE
TRUST
Training
Funds,
monitoring

Govt.Instituti Coordination of
ons, NGO’s work Coordination, Funding
Exchange agencies

Mumbai,
Other NGO’s Bangalore
in Churu offices

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Table 14: Time line of expansion

First (1972-83) Second (1983-93) Third (1993 onwards)
Area (Year and 20 villages 200 villages 350 villages of district, 5
extent of (1 block) districts under MNGO
expansion) scheme
Activity Charity work Sports, Rural Infra- ICDS, DPIP, RCH, ISM&H
structure CAPART),
Informal education
Population 20,000 1.5 Lakhs 2.75 Lakhs(Direct interven-
tion in Churu district), 2.25
Lakhs under MNGO
Employee 6 18 (permanent), 100 90 Direct, 660 indirect
strength (Grassroots) (under ICDS project)

Tune of 30-40 Lakh 1-1.5 Crore 3.5 Crore

Expenditure in
Rs. (per year)

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