Beruflich Dokumente
Kultur Dokumente
Modipuram Meerut
Utter Pradesh.
PROJECT REPORT
Submitted by Mustafa Khan (2002362)
INDEX
CHAPTER
PARTICULARS
I-
INTRODUCTION
A- BACKGROUND
B- LOCATION
C- NATURE OF INDUSTRY
II-
III-
ESTABLISHMENT
ABCDE-
IV -
LAND
BUILDING
PLANT AND MACHINERY
POWER
WATER
PAGE NUMBER
-1-1- 1- 2 to 3 -
-4-4- 4 to 5 -5-5-
OPERTIONAL ASPECTS
ABCDE-
RAW MATERIALS
MANUFACTURING PROCESS
MARKETING
MAN POWER
EFFLUENTS
-5- 5-6-6- 6-
CHAPTER
PARTICULARS
PAGE NUMBER
V-
PROJECT AT A GLANCE
-7-
VI-
PRESUMPTIONS
-8 -
VII-
DETAILS OF CAPACIATY
-9 -
VIII-
PROJECTIONS OF PERFORMANCE
PROFITABILITY
- 10 & 11 -
IX-
IMPORTANT RATIOS
- 12 -
X-
- 13 -
XI-
- 14 -
XII-
- 15 -
XIII-
DETAILED WORKING
- 16 TO 20
XIV-
- 21-
Having been encouraged and inspired by the Utter Pradesh Agro Advantage
campaign launched by the Utter Pradesh Govt. we have decided to start a Industrial Unit.
We have given serious consideration to all the factors more particularly in the area of
upholstery fabric looking to their own experience, financial capacity, administrative
convenience, etc. and have concluded that Job Work of upholstery fabric is the most
suitable and lucrative proposition. Finally we have decided to set up a small scale unit for
upholstery fabric, especially drapes production.
B : LOCATION
The Project Holders after realizing the factors of availability of the raw materials,
transportation has selected a site on National Highway No. 58, situated at Modipuram
which is hardly 4 Kms away from Meerut. As Modipuram is a small village, it will be
beneficiary to the Industry as the entrepreneur will get labor, etc at cheaper rate. It is a
matter of fact that Meerut Division has gained the recognition of been one of the key
producer of yarn through Dewan Textile Mill, at Meerut.
The final product i.e., Drapes has nationwide demand from the customers itself as
it is a Consumable item.
B- NATURE OF INDUSTRY
The proposed unit will be classified as a SSI unit and therefore shall be entitled to
all concessions, incentives available from the State and Central Govt. The Project has
been got Provisional registered with the District Industries Centre, Garh. There is a
subsidy at 35% with a ceiling of Rs. 25lacs to the maximum along with a power subsidy
for SSI units at Rs. 3.5 per unit.
PARTICULARS
QTY.
Rapier Looms
RATE RS.
(000)
514.80
Jacquards
1580.00
Motors
Erection charges
271.00
Electrification Charges
250.00
159.20
various
1
AMOUNT RS.
(000)
1544.40
4740.00
170.00
125.00
125.00
6230.00
D- POWER
The maximum power required will be about 100H.P. covering the installation of
motors, Water Pump, Domestic Electric requirement. The application for supply of power
to the unit has been already applied to U.P.S.E.B. and the same is principally agreed to
give the required load.
E- WATER
The total water requirement per day will be about 500 liters only. The same will
be supplied by existing tube well.
Humidification, blowers in summer,
A- RAW MATERIAL
The main raw material for this unit is 10,00 end warpers beam and different
yarns which will be supplied by M/s Dewan Textile Mill, Meerut for their job work and
the rest would be purchased from the market. So as such there is no problem of basis raw
material required by the unit.
B-MANUFACTURING PROCESS
Manufacturing process requires the development of design and feeding the design
to the jacquard. Depending upon the requirement, yarns and process parameters will be
selected and warpers beam installed. Technical settings are done for the production
process and the fabric will be rolled onto a take up roller.
C MARKETING
We have ready market for drapes and upholstery purchases. We will have
arrangements with bulk purchasers like Garha Bhandar. So we will have work during the
whole year and we have not to trace any new job work since. We are going to supply
material to wholesale dealers and specially
D - MAN POWER
The Total Man Power requirement is as under:
1234-
Master
Helper
Supervisor
Labour
- 1 Nos
- 3 Nos
- 3 Nos
- 7 Nos
Man power for such work is locally available for which no additional requirement
is to be full filled by the unit.
E - EFFLUENTS
In fact there are no effluents which are hazardous to the environment. However
the unit has applied for Consent to Operate Certificate from Utter Pradesh Pollution
Control Board, Meerut.
UTILISED
:
CAPACITY
TURNOVER
( 3R YEAR
RS.(000) :
NORMAL
YEAR : OF
WORKING
98%
12081.31
THIRD YEAR
PROJECT COST
Amount
(Rs. 000)
1)
0.00
2)
1670.00
3)
6230.00
4)
Preoperative Expenses
100.00
5)
358.99
Total
8358.99
PROPOSED FINANCES
Amount
(Rs. 000)
Partner's Capital
2158.99
1)
Term Loan
5000.00
2)
Unsecured Loans
1200.00
3)
Total
8358.99
CHAPTER VI -
1)
Capacity
PRESUMPTIONS
:
295.00
2)
3)
Capacity Utilisation
Single Yarn
I) 1st Year
94%
831.9
96%
849.6
98%
867.3
360
days .
shift.
5)
Hours
6)
Raw Materials :
Single Yarn
4)
I)
Availability
89.00
Single Yarn
7)
Doubled yarn
8)
9)
106.25
17.25
ii ) Delivery .
Ex Factory - Meerut
iii) Realization
Per Kgs.
Month
Stocks
The Unit follows 31st March as its year end.
Days of
Stock Held
i) Single Yarn
30
days
at cost
30
days
at cost
a) Building
10%
15%
Basic of
Valuation.
Depreciation Method :
11)
Rate of Interest :
I) On Term Loan
ii) On Working Capital Loan
iii) Bridge Unsecured Loan & Deposits from friends
and relatives.
:
:
13.00%
13.00%
12)
Subsidy
:
:
12.00%
The release of subsidy is expected in five equa
instalments from second year onwards as per new
Industrial Policy of Utter Pradesh Govt.
13)
3rd year
Unit
1st year
2nd year
3rd year
4th year
5th year
Kgs.
295.00
295.00
295.00
295.00
295.00
No' s
360
360
360
360
360
3)
No. of Shift
No' s
4)
No. of employees
( Including Workers )
No' s
11
11
11
11
11
General Staff
No' s
Kgs.
885.00
885.00
885.00
885.00
885.00
885.00
885.00
885.00
885.00
885.00
318600.00
318600.00
318600.00
318600.00
318600.00
318600.00
318600.00
318600.00
318600.00
318600.00
94%
96%
98%
98%
98%
1)
2)
Factory Staff
5)
6)
7)
8)
9)
10)
11)
Kgs.
Kgs.
299484.00
305856.00
312228.00
312228.00
312228.00
Kgs.
299484.00
305856.00
312228.00
312228.00
312228.00
Kgs.
74871.00
76464.00
78057.00
78057.00
78057.00
Kgs.
74871.00
76464.00
78057.00
78057.00
78057.00
Kgs.
224613.00
229392.00
234171.00
234171.00
234171.00
Kgs.
224613.00
229392.00
234171.00
234171.00
234171.00
Rs.(000)
7955.04
8124.30
8293.56
8293.56
8293.56
Rs.(000)
7955.04
8124.30
8293.56
8293.56
8293.56
Sales Quantity
12)
0.01725
13)
Rs.(000)
3874.57
3957.01
4039.45
4039.45
4039.45
Rs.(000)
3874.57
3957.01
4039.45
4039.45
4039.45
Rs.(000)
11829.62
12081.31
12333.01
12333.01
12333.01
(Rs.000)
Year
Percentage Utilisation of
installed capacity
A.
B.
1st
2nd
3rd
4th
94%
96%
98%
98%
11829.62
12081.31
12333.01
12333.01
0.00
0.00
0.00
0.00
11829.62
12081.31
12333.01
12333.01
7326.44
6819.40
6961.18
6947.07
99.83
101.95
104.08
104.08
2120.55
2165.67
2210.79
2210.79
Sales
1)
2)
3)
Net Sales
Cost of Production
4)
Single Yarn
5)
Stores
6)
7)
315.96
363.35
363.35
363.35
8)
30.00
40.00
50.00
60.00
9)
Depreciation
1115.44
956.58
820.71
704.45
11008.22
10446.96
10510.10
10389.74
0.00
662.92
677.03
691.13
11008.22
11109.88
11187.12
11080.87
662.92
677.03
691.13
691.13
10345.30
10432.85
10495.99
10389.74
1484.32
1648.46
1837.01
1943.27
C.
Cost of Sales
D.
Gross Profit ( A - C )
E.
Interest
i)
On Term Loans
643.75
562.50
462.50
362.50
ii)
144.00
144.00
115.20
86.40
iii)
On Working Capital
140.01
143.99
146.69
146.48
927.76
850.49
724.39
595.38
F.
236.59
241.63
246.66
246.66
G.
319.97
556.34
865.97
1101.23
H.
0.00
0.00
231.88
355.95
319.97
556.34
634.09
745.28
J.
i)
1115.44
956.58
820.71
704.45
643.75
562.50
462.50
362.50
ii)
K.
Total of I & J
L.
Repayment Obligations
2079.16
2075.42
1917.29
1812.22
i)
384.62
769.23
769.23
769.23
ii)
643.75
562.50
462.50
362.50
1028.37
1331.73
1231.73
1131.73
2.02
1.56
1.56
1.60
N.
0.15
0.26
0.29
0.35
0.37
2079.16
2075.42
1917.29
1812.22
1814.65
M.
1.75
(years 5-8)
Year
5th
Percentage Utilization of
installed capacity
A.
B.
6th
7th
8th
0%
0%
0%
0%
11829.62
11829.62
11829.62
11829.62
0.00
0.00
0.00
0.00
11829.62
11829.62
11829.62
11829.62
7326.44
7326.44
7326.44
7326.44
99.83
99.83
99.83
99.83
2120.55
2120.55
2120.55
2120.55
Sales
1)
2)
3)
Net Sales
Cost of Production
4)
Single Yarn
5)
Stores
6)
7)
315.96
315.96
315.96
315.96
8)
10.00
20.00
30.00
40.00
9)
Depreciation
998.60
898.74
808.87
727.98
10871.38
10781.52
10701.64
10630.76
0.00
662.92
662.92
662.92
10871.38
11444.44
11364.56
11293.68
662.92
662.92
662.92
662.92
10208.46
10781.52
10701.64
10630.76
1621.16
1048.10
1127.97
1198.86
C.
Cost of Sales
D.
Gross Profit ( A - C )
E.
Interest
i)
On Term Loans
4th
4th
4th
0.00
ii)
262.50
162.50
0.00
0.00
iii)
On Working Capital
140.01
143.99
146.69
146.48
402.51
306.49
146.69
146.48
F.
236.59
236.59
236.59
236.59
G.
982.06
505.02
744.70
815.79
H.
0.00
0.00
231.88
355.95
982.06
505.02
512.82
459.84
J.
i)
998.60
898.74
808.87
727.98
ii)
4th
4th
4th
0.00
K.
Total of I & J
L.
Repayment Obligations
i)
ii)
1980.66
1403.76
1321.69
#REF!
#REF!
#REF!
4th
M.
N.
4th
4th
Debts Service
Coverage Ratio
(DSCR)
2.02
2nd
Year
1.56
0.00
0.00
#REF!
#REF!
#REF!
0.00
#REF!
#REF!
#REF!
0.00
0.45
0.23
0.24
0.21
1980.66
1403.76
1321.69
1187.82
1187.82
3rd Year
4th Year
1.56
1.60
Average DSCR
1.75
0.15
0.26
0.29
0.35
2079.16
2075.42
1917.29
1812.22
1.37
1.23
1.07
0.87
Current Ratio
1.93
2.58
3.16
3.77
Asset Cover
1.49
1.54
1.66
1.91
0.00
0.00
231.88
355.95
0.00
0.00
0.00
0.00
11829.62
12081.31
12333.01
12333.01
B.E.P. (Commercial)
88.47%
80.30%
69.87%
61.56%
% of installed
capacity
83.16%
77.09%
68.48%
60.33%
B.E.P. (CASH)
48.29%
46.43%
41.32%
36.97%
% of installed
capacity
45.39%
44.58%
40.49%
36.23%
Internal Rate of
Return
5th Year
6th Year
7th Year
8th Year
Debts Service
Coverage Ratio
(DSCR)
1.67
1.90
1.92
0.00
0.40
0.50
0.50
0.54
1727.04
1766.30
1597.89
1541.90
0.64
0.36
0.00
0.00
Current Ratio
4.39
5.10
5.60
6.60
Asset Cover
2.47
4.26
Average DSCR
Earning per rupee
Internal Rate of
Return
460.14
439.85
627.21
673.33
0.00
0.00
0.00
0.00
12333.01
12333.01
12333.01
12333.01
B.E.P. (Commercial)
53.77%
46.44%
39.48%
35.19%
% of installed
capacity
52.70%
45.51%
38.69%
34.49%
B.E.P. (CASH)
32.58%
28.17%
23.72%
21.59%
% of installed
capacity
31.93%
27.60%
23.25%
21.16%
Addition to Gross
Domestic Products
(Rs.000)
1st
Year
2nd
Year
3rd Year
4th Year
A
.
Liabilities
Partner's Capital
Profit & Loss
(Surplus)
2158.99
2158.99
2158.99
2158.99
319.97
876.31
1510.40
2255.68
500.00
1000.00
1500.00
Subsidy Reserve
Term Loans
4615.38
3846.15
3076.92
2307.69
Bank Borrowings
for working capital
1076.97
1107.62
1128.36
1126.78
Unsecured Loans
1200.00
960.00
720.00
480.00
Current Liabilities
& Provisions
432.93
415.91
424.61
424.30
9804.24
9864.99
10019.28
10253.44
Gross Block
8000.00
8000.00
8000.00
8000.00
Depreciation
1115.44
2072.03
2892.73
3597.18
Net block
6884.56
5927.97
5107.27
4402.82
Current Assets
1868.89
1892.74
1929.08
1926.67
1050.80
2044.27
2982.93
3923.94
Total :
9804.24
9864.99
10019.28
10253.44
Total
B
.
Assets
PARTICULARS
A
.
5th Year
6th Year
7th Year
8th Year
Partner's Capital
2158.99
2158.99
2158.99
2158.99
3115.27
4199.32
5287.93
6445.57
Subsidy Reserve
2000.00
2500.00
2500.00
2500.00
Term Loans
1538.46
769.23
0.00
0.00
Bank Borrowings
for working capital
1125.23
1123.90
1122.74
1121.75
Unsecured Loans
240.00
0.00
0.00
0.00
Current Liabilities
& Provisions
424.57
424.85
425.13
425.41
10602.53
11176.29
11494.79
12651.71
Gross Block
8000.00
8000.00
8000.00
8000.00
Depreciation
4202.12
4721.88
5168.66
5552.92
Net block
3797.88
3278.12
2831.34
2447.08
Current Assets
1924.88
1923.38
1922.12
1921.07
4879.77
5974.78
6741.33
8283.56
10602.53
11176.29
11494.79
12651.71
Liabilities
Total
B
.
Assets
Total :
PARTICULARS
A
.
1st Year
2nd
Year
3rd
Year
4th
Year
1247.73
1406.83
1590.35
1696.61
956.58
820.71
704.45
-21.13
5.91
(0.59)
500.00
500.00
500.00
1076.97
30.66
20.73
(1.57)
127.66
4.11
2.79
0.28
12232.06
2877.05
2940.49
2899.17
Sources of Funds
Cash accruals (viz. Net
Profit before taxation and
interest but after
depreciation
Induction of Partner's
Capital
Depreciation
2158.99
1115.44
5000.00
1200.00
305.27
Disposition of Funds
Increase in Capital
Expenditure
8000.00
662.92
14.10
14.10
0.00
Receivables
985.80
20.97
20.97
0.00
Others
220.16
(11.23)
1.26
(2.41)
384.62
769.23
769.23
769.23
240.00
240.00
240.00
927.76
850.49
724.39
595.38
0.00
0.00
231.88
355.95
11181.26
1883.58
2001.84
1958.16
1050.80
2044.27
2982.93
Opening Balance
Net Surplus
1050.80
993.48
938.65
941.02
Closing Balance
1050.80
2044.27
2982.93
3923.94
PARTICULARS
5th
Year
6th
Year
7th
Year
(Rs.
000)
8th
Year
A
.
Sources of Funds
Cash accruals (viz. Net
Profit before taxation and
interest but after
depreciation
Induction of Partner's
Capital
1786.11
1861.31
1924.28
1976.80
604.95
519.75
446.78
384.26
0.00
0.00
0.00
0.00
500.00
500.00
(1.55)
(1.34)
(1.15)
(1.00)
0.28
0.28
0.28
0.28
2889.78
2880.00
2370.18
2360.34
Inventories
0.00
0.00
0.00
0.00
Receivables
0.00
0.00
0.00
0.00
(1.79)
(1.50)
(1.26)
(1.05)
769.23
769.23
769.23
0.00
240.00
240.00
Interest
466.38
337.41
208.46
145.83
Taxation
460.14
439.85
627.21
673.33
1933.96
1784.99
1603.63
818.11
Opening Balance
3923.94
4879.77
5974.78
6741.33
Net Surplus
955.82
1095.01
766.55
1542.23
Closing Balance
4879.77
5974.78
6741.33
8283.56
Depreciation
Induction of Long Term
Loans
Induction of Unsecured
Loans
Increase in Sundry
Creditors
Subsidy from State Govt.
Increase in Bank
Borrowings for working
capital
Increase in Current
Liabilities
Total
B
.
Disposition of Funds
Increase in Capital
Expenditure
Increase in Current Assets
Others
Decrease in Long Term
Loans
Decrease in Unsecsured
Loans
Distribution of Profit
Total
C
.
D
.
E.
2nd
Year
3rd Year
4th Year
AVERAGE CAPACITY
UTILIZATION
1)
SALES
2)
VARIABLE COST
Raw Material
ii
Stores
iii
iv
On Working Capital
3)
CONTRIBUTION ( 1 - 2 )
4)
FIXED COST
94%
96%
98%
98%
11829.62
12081.31
12333.01
12333.01
6663.52
6805.30
6947.07
6947.07
99.83
101.95
104.08
104.08
2120.55
2165.67
2210.79
2210.79
30.00
40.00
50.00
60.00
140.01
143.99
146.69
146.48
9053.90
9256.91
9458.62
9468.42
2775.72
2824.41
2874.38
2864.59
315.96
363.35
363.35
363.35
ii
On Term Loans
787.75
706.50
577.70
448.90
iii
236.59
241.63
246.66
246.66
iv
Depreciation
1115.44
956.58
820.71
704.45
2455.75
2268.06
2008.42
1763.36
B.E.P. (Commercial)
88.47%
80.30%
69.87%
61.56%
% of installed capacity
83.16%
77.09%
68.48%
60.33%
B.E.P. (CASH)
48.29%
46.43%
41.32%
36.97%
% of installed capacity
45.39%
44.58%
40.49%
36.23%
5)
6)
6th Year
7th Year
8th Year
AVERAGE CAPACITY
UTILIZATION
1)
SALES
2)
VARIABLE COST
Raw Material
ii
Stores
iii
iv
On Working Capital
3)
CONTRIBUTION ( 1 - 2 )
4)
FIXED COST
98%
98%
98%
98%
12333.01
12333.01
12333.01
12333.01
6947.07
6947.07
6947.07
6947.07
104.08
104.08
104.08
104.08
2210.79
2210.79
2210.79
2210.79
70.00
80.00
90.00
100.00
146.28
146.11
145.96
145.83
9478.22
9488.04
9497.89
9507.76
2854.79
2844.96
2835.11
2825.24
363.35
363.35
363.35
363.35
ii
On Term Loans
320.10
191.30
62.50
0.00
iii
246.66
246.66
246.66
246.66
iv
Depreciation
604.95
519.75
446.78
384.26
1535.06
1321.07
1119.30
994.27
B.E.P. (Commercial)
53.77%
46.44%
39.48%
35.19%
% of installed capacity
52.70%
45.51%
38.69%
34.49%
B.E.P. (CASH)
32.58%
28.17%
23.72%
21.59%
% of installed capacity
31.93%
27.60%
23.25%
21.16%
5)
6)
1st year
2nd year
3rd year
4th year
5th year
1)
No's
2)
Capacity Utilisation
3)
No's
4)
No's (000)
5)
Rs.
6)
Cost of Power
Rs. (000)
B)
1)
2)
96%
98%
98%
98%
1682.98
1718.78
1754.59
1754.59
1754.59
605.87
618.76
631.65
631.65
631.65
3.50
3.50
3.50
3.50
3.50
2120.55
2165.67
2210.79
2210.79
2210.79
Rs.
48000
48000
48000
48000
48000
Supervisor 3 x 2000
Rs.
72000
72000
72000
72000
72000
Rs.
54000
54000
54000
54000
54000
Rs.
141960
141960
141960
141960
141960
Rs.
315960
315960
315960
315960
315960
Rs. (000)
315.96
315.96
315.96
315.96
315.96
Rs. (000)
0.00
47.394
47.394
47.394
47.394
onwards.
Rs. (000)
315.96
363.35
363.35
363.35
363.35
3)
94%
(11830)
LAND
BUILDING
COST /
WDV/
OPENING
DEPRECIATION
WDV
CLOSING
COST /
WDV/
OPENING
DEPRECIATION
WDV
CLOSING
10%
1st.
0.00
0.00
0.00
1691.14
169.11
1522.03
2nd.
0.00
0.00
0.00
1522.03
152.20
1369.82
3rd.
0.00
0.00
0.00
1369.82
136.98
1232.84
4th.
0.00
0.00
0.00
1232.84
123.28
1109.56
5th.
0.00
0.00
0.00
1109.56
110.96
998.60
6th.
0.00
0.00
0.00
998.60
99.86
898.74
7th.
0.00
0.00
0.00
898.74
89.87
808.87
8th.
0.00
0.00
0.00
808.87
80.89
727.98
TOTAL
DEPRECIATION
COST /
WDV/
OPENING
DEPRECIATION
WDV
CLOSING
15%
6308.86
946.33
5362.53
1115.44
5362.53
804.38
4558.15
956.58
4558.15
683.72
3874.43
820.71
3874.43
581.16
3293.26
704.45
3293.26
493.99
2799.28
604.95
2799.28
419.89
2379.38
519.75
2379.38
356.91
2022.48
446.78
2022.48
303.37
1719.10
384.26
YEAR
BUILDING
COST /
WDV/
OPENING
DEPRECIATION
TOTAL
DEPRECIATION
WDV
CLOSING
COST /
WDV/
OPENING
DEPRECIATION
10%
WDV
CLOSING
25%
1st.
1691.14
169.11
1522.03
6308.86
1577.22
4731.65
1746.33
2nd.
1522.03
152.20
1369.82
4731.65
1182.91
3548.73
1335.11
3rd.
1369.82
136.98
1232.84
3548.73
887.18
2661.55
1024.17
4th.
1232.84
123.28
1109.56
2661.55
665.39
1996.16
788.67
5th.
1109.56
110.96
998.60
1996.16
499.04
1497.12
610.00
6th.
998.60
99.86
898.74
1497.12
374.28
1122.84
474.14
7th.
898.74
89.87
808.87
1122.84
280.71
842.13
370.58
8th.
808.87
80.89
727.98
842.13
210.53
631.60
291.42
(Rs.000)
Repayment
in
Quarterly
instalments
5000.00
Interest on
quarterly basis
@
BALANCE
LOAN
RS. (000)
INSTALLMENT
OF
REPAYMENT
RS. (000)
INTEREST
RS. (000)
13.00%
YEAR
Quarter
1st
1st
5000.00
162.50
2nd
5000.00
162.50
3rd
5000.00
192.31
162.50
4th
4807.69
192.31
156.25
1st
4615.38
192.31
150.00
2nd
4423.08
192.31
143.75
3rd
4230.77
192.31
137.50
4th
4038.46
192.31
131.25
1st
3846.15
192.31
125.00
2nd
3653.85
192.31
118.75
3rd
3461.54
192.31
112.50
4th
3269.23
192.31
106.25
1st
3076.92
192.31
100.00
2nd
2884.62
192.31
93.75
3rd
2692.31
192.31
87.50
4th
2500.00
192.31
81.25
1st
2307.69
192.31
75.00
2nd
2115.38
192.31
68.75
3rd
1923.08
192.31
62.50
4th
1730.77
192.31
56.25
1st
1538.46
192.31
50.00
2nd
1346.15
192.31
43.75
3rd
1153.85
192.31
37.50
4th
961.54
192.31
31.25
1st
769.23
192.31
25.00
2nd
3rd
4th
5th
6th
7th
YEARLY
INTEREST
643.75
562.50
462.50
362.50
262.50
162.50
8th
2nd
576.92
192.31
18.75
3rd
384.62
192.31
12.50
4th
192.31
192.31
6.25
62.50
1st
2nd
3rd
4th
(Rs.000)
(Rs.000)
1200.00
1076.97
1st year
Bridge
Loan for
capital
subsidy
and
others
from
friends
and
relatives
@
BALANCE
LOAN
RS. (000)
12.00%
INSTALLMENT
OF
REPAYMENT
RS. (000)
INTEREST
RS. (000)
YEARLY
INTEREST
13.00%
BALANCE
LOAN
RS. (000)
INSTALLMENT
OF
REPAYMENT
RS. (000)
INTEREST
RS. (000)
1200.00
36.00
1076.97
35.0014
1200.00
36.00
1076.97
35.0014
1200.00
36.00
1076.97
35.0014
1200.00
36.00
1076.97
35.0014
1200.00
36.00
1107.62
35.9977
1200.00
36.00
1107.62
35.9977
1200.00
36.00
1107.62
35.9977
1107.62
35.9977
1200.00
240.00
36.00
144.00
144.00
960.00
28.80
1128.36
36.6716
960.00
28.80
1128.36
36.6716
960.00
28.80
1128.36
36.6716
1128.36
36.6716
960.00
240.00
28.80
115.20
720.00
21.60
1126.78
36.6205
720.00
21.60
1126.78
36.6205
720.00
21.60
1126.78
36.6205
1126.78
36.6205
720.00
240.00
21.60
86.40
480.00
14.40
1123.90
36.5266
480.00
14.40
1123.90
36.5266
480.00
14.40
1123.90
36.5266
1123.90
36.5266
480.00
240.00
14.40
57.60
240.00
7.20
1123.90
36.5266
240.00
7.20
1123.90
36.5266
240.00
7.20
1123.90
36.5266
YEARLY
INTEREST
140.01
143.99
146.69
146.48
146.11
240.00
240.00
7.20
28.80
1123.90
36.5266
1122.74
36.4892
1122.74
36.4892
1122.74
36.4892
1122.74
36.4892
1121.75
36.4568
1121.75
36.4568
1121.75
36.4568
1121.75
36.4568
146.11
145.96
145.83
Sr.
No.
PARTICULARS
2nd
Year
3rd
Year
319.97
556.34
1st Year
4th
Year
5th
Year
6th
Year
7th
Year
8th
Year
865.97
1101.23
1319.73
1523.90
1715.82
1830.97
PROFIT AS PER
PROFITABILITY
STATEMENT
ADD :
DEPRECIATION AS
PER
PROTITABILITY
STATEMENT
1115.44
956.58
820.71
704.45
604.95
519.75
446.78
384.26
LESS :
DEPRECIATION AS
PER INCOME TAX
ACT
1746.33
1335.11
1024.17
788.67
610.00
474.14
370.58
291.42
(310.92)
177.81
662.50
1017.00
1314.68
1569.51
1792.02
1923.81
ADJUSTED
PROFITS OR
LOSS()
ADD: CARRIED
FORWARD
LOSSES
PROFIT - LOSSES
BROUGHT
FORWARD
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
231.88
355.95
460.14
439.85
627.21
673.33
5
6
GROSS TOTAL
INCOME TAX
1)
1st
Year
2nd
Year
3rd
Year
4th
Year
5th
Year
6th
Year
7th
Year
8th
Year
662.92
677.03
691.13
691.13
691.13
691.13
691.13
691.13
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Stock in Progress
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Finished Goods
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
985.80
1006.78
1027.75
1027.75
1027.75
1027.75
1027.75
1027.75
220.16
208.94
210.20
207.79
206.00
204.50
203.24
202.19
1868.89
1892.74
1929.08
1926.67
1924.88
1923.38
1922.12
1921.07
305.27
284.14
290.05
289.46
289.46
289.46
289.46
289.46
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Accrued Expenses
68.51
71.36
72.89
73.17
73.45
73.73
74.00
74.28
59.15
60.41
61.67
61.67
61.67
61.67
61.67
61.67
432.93
415.91
424.61
424.30
424.57
424.85
425.13
425.41
1435.96
1476.83
1504.48
1502.38
1500.31
1498.53
1496.99
1495.66
358.99
369.21
376.12
375.59
375.08
374.63
374.25
373.92
1076.97
1107.62
1128.36
1126.78
1125.23
1123.90
1122.74
1121.75
140.01
143.99
146.69
146.48
146.28
146.11
145.96
145.83
CURRENT ASSETS
Raw materials (including
stores and other items used
in the process of
manufacture
a) Indigenous
CURRENT LIABILITIES
(Other than bank
borrowings for working
capital)
Creditors for purchase of
raw materials and stores
and consumable spares.
Advances from Customers
4)
5)
6)
Interest of Bank
13.00%