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Premium Mode Premium Paying Term Premium Amount Policy Term Age at Entry(min) Max Age at Entry ICICI Pinnacle Super LP Yearly 1 Pay or 5 Pay Rs 50000 minimum 10 Yrs 8 Yrs 70 Yrs for SP & 65 Yrs for LP <45yrs 125% of Premium For SP.10 Times for LP >= 45yrs 125% of Premium For SP.7 Times for LP <60yrs 500% of Premium For SP.As Per Matrix for LP >= 60yrs 125% of Premium For SP As Per Matrix for LP Highest NAV guranteed for first 7 years(110% of first 7 years NAV) or NAV at matuirity;which ever is higher. Fund Value plus Sum assured in RP and Fund Value or Sum assured which ever is higher in SP. HDFC SL Crest Yearly 5 Pay Rs 50000 minimum 10 Yrs 14 Yrs 55 Yrs LICI Samridhi Plus BSLI Foresight Plan All Mode Yearly 1 Pay or 5 Pay 1 Pay or 5 Pay Rs 15000 minimum Rs 100000 minimum 10 Yrs 10 Yrs 8 Yrs 8 Yrs 65 years 60 years Age below 45 years= 10 times of premium and above 7 * Basic premium for below 45 45 years= 7 times of yrs and 10 * Basic premium for premium above 45 yrs. SBI Smart Performer All Mode 5 Pay Rs 50000 minimum 10 Yrs 18 years 65 years Age below 45 years= 10 times of premium and above 45 years= 7 times of premium

Min Sum Assured

10* annual Premium

Max Sum Assured

How Guranteed

Death Benefit

Matuirity Benefit

Surrender Value Premium Allocation Charge FMC Policy Admin Charge Fund Options

Extra Additions

Highest NAV guranteed for first 7 years(110% of first 7 years NAV) or NAV at matuirity;which ever is higher. Not allowed for first 5th years. After 5th year fund value will be payable. 6% for first year,5% for 2nd year and 3% onwards,till 4% for first 2 years,3% on 3rd 6% for first year and 4.5% for rest years. PPT. year and 2% on rest PPT. Max 1.35% Max 1.35% Max 1.35% 0.12% p/m for 5years. Max 1.35% or Rs 500. Rs 30 per month Total 8 funds available along Total 5 funds available along only highest NAV fund with Highest NAV fund B. with Highest NAV fund . option. 2 % of fund value as a loyalty addition and 110% of first 7 years NAV. N.A N.A

Age below 45 years= 20 times of premium and above 7 * Basic premium for below 45 45 years= 10 times of yrs and 10 * Basic premium for 20 * annual Premium premium above 45 yrs. You invest your money in the foresight fund assigned to your Will get highest NAV of first Guranteed highest NAV policy when it is issued and at 7 years with minimum during first 100 months of gurantee of Rs 15 on NAV or the policy or NAV at matuirity,your investment will be NAV at matuirity. matuirity which is higher. safeguarded. Fund Value plus Sum assured. Minimum death benefit is 105% of total Sum Assured or Fund value annual premium paid. which ever is higher. Fund Value plus Sum assured. Will receive the higher of the guranteedminimum matuirity benefit or the fund value at Guranteed NAV subject to a Fund Value with the main matuirity,if you are invested in min gurantee of Rs 15. benefit.(highest NAV) guranteed option. Not allowed for first 5th Not allowed for first 5th Not allowed for first 5th years. years. After 5th year fund years. After 5th year fund After 5th year fund value will value will be payable. value will be payable. be payable.

Age below 45 years= 20 times of premium and above 45 years= 10 times of premium Higher than the highest guranteed NAV;there will be an increment of 5%to the NAV achived during the first 7 years under the daily protect fund. Fund Value or Sum assured. Minimum death benefit is 105% of total annual premium paid.

Higher of prevaling NAV or guranteed NAV of first 7 years. Not allowed for first 5th years. After 5th year fund value will be payable.

8.5% for first yr,then 6% yr 2nd to 5% fixed through out PPT. 5th yr. Max 1.35% Max 1.35% No policy admin charge Rs 60 per month. 11 fund option along highst NAV 2 funds available( Daily protect fund. fund & Index fund). 5% incremement of first 7 years NAV.

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