International Journal of Business and Management

April, 2009

Table 3. Deposits of Selected Private Commercial Banks

SL

Name of Banks

Total Deposits (BDT)

Dhaka Bank Ltd.

2002

2003

2004

2005

2006

14 809 967 557

16 850 833 278

2 257 5365 660

28 438 792 427

41 553 551 972

13.78%

33.97%

25.97%

46.12%

17 133 812 704

21 067 558 418

27 241 107 393

40 111 536 968

7.25%

22.96%

29.30%

47.25%

27 762 117 033

28 973 387 115

32 984 053 891

40 350 868 324

5.65%

4.36%

13.84%

22.33%

20 483 225 521

28 069 242 650

36 022 455 081

54 724 080 584

26.66%

37.04%

28.33%

51.92%

69 941 790 927

87 841 013 143

107 779 418 134

132 419 403 524

26.11%

25.59%

22.70%

22.86%

Growth
2

Dutch Bangla Bank Ltd.

15 975 446 123

Growth
3

National Bank Ltd.

26 276 237 646

Growth
4

Prime Bank Ltd.

16 172 287 880

Growth
5

Islamic Bank Ltd.

55 461 621 964

Growth

Source: Compiled from different issues of Annual Report of Dhaka Bank Ltd., Dutch Bangla Bank Ltd., National Bank
Ltd., Prime Bank Ltd. and Islami Bank Bangladesh Ltd.
Note: US $1 = BDT 69.35
Table 4. Total Loans & Advances of Selected Private Commercial Banks
SL

Name of Banks

Dhaka Bank Ltd.

Total Loans & Advances (BDT)

2002

2003

2004

2005

2006

10 761 348 979

12 886 688 559

16 538 805 141

23 372 450 372

34 048 820 675

19.75%

28.34%

41.32%

45.68%

11 431 318 979

14 976 056 619

20 349 422 855

28 325 339 997

21.72%

31.01%

35.88%

39.19%

22 257 153 235

22 840 436 542

27 020 205 114

32 709 675 950

2.67%

2.62%

18.30%

21.06%

16 492 224 405

23 219 673 305

31 916 112 508

45 010 218 048

29.99%

40.79%

37.45%

41.03%

59 007 490 255

75 858 562 224

93 644 154 974

113 575 071 129

27.50%

28.56%

23.45%

21.28%

Growth
2

Dutch Bangla Bank Ltd.

9 391 643 291

Growth
3

National Bank Ltd.

21 677 960 687

Growth
4

Prime Bank Ltd.

12 686 845 330

Growth
5

Islamic Bank Ltd.

46 280 613 393

Growth

Source: Compiled from different issues of Annual Report of Dhaka Bank Ltd., Dutch Bangla Bank Ltd., National Bank
Ltd., Prime Bank Ltd. and Islami Bank Bangladesh Ltd.
Note: US $1 = BDT 69.35

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International Journal of Business and Management

Vol. 4, No. 4
Table 5. Classified Loan of Selected Private Commercial Banks
SL

Name of Banks

Classified Loan

Dhaka Bank Ltd

1

2002

2003

2.48%

3.26%

2004

2005

2006

1.51%

1.64%

1.76%

2.88%

5.58%

6.01%

N/A

Dutch Bangla Bank Ltd.

0.60%

0.36%

0.16%

2
National Bank Ltd.
3

N/A

N/A

N/A

Prime Bank Ltd.

1.48%

1.98%

1.52%

0.96%

0.82%

Islami Bank Bangladesh Ltd.

6%

6.8%

6%

3.25%

3.43%

Source: Compiled from different issues of Annual Report of Dhaka Bank Ltd., Dutch Bangla Bank Ltd., National Bank
Ltd., Prime Bank Ltd. and Islami Bank Bangladesh Ltd.
Note: N/A Data not available
Table 6. Net Income of Selected Private Commercial Banks
Net Income (BDT)

Dhaka Bank Ltd.

2002

2003

2004

2005

2006

234 310 726

269 007 381

357 572 894

462 558 947

580 494 670

14.81

32.92

29.36

25.50

210 157 591

236 350 352

367 816 801

362 183 665

18.33

12.46

55.62

-1.53

88 122 765

170 017 097

271 667 990

507 492 348

-39.72

92.93

59.79

86.81

375 455 447

611 938 344

568 196 286

1 051 890 526

-10.21

62.99

-7.15

85.13

391 405 599

1 013 647 225

1 125 821 683

1 400 591 591

-34.38

158.98

11.07

24.41

Growth %
Dutch Bangla Bank Ltd.

177 599 990

Growth %
National Bank Ltd.

146 191 756

Growth %
Prime Bank Ltd.

418 144 625

Growth %
Islamic Bank Ltd.

596 430 550

Growth %

Source: Compiled from different issues of Annual Report of Dhaka Bank Ltd., Dutch Bangla Bank Ltd., National Bank
Ltd., Prime Bank Ltd. and Islami Bank Bangladesh Ltd.
Note: US $1 = BDT 69.35
Table 7. Earning Per Share of Selected Private Commercial Banks
Name of Banks

Earning Per Share (EPS)

2002

2003

2004

2005

2006

Dhaka Bank Ltd.

61.77

50.65

53.86

37.66

45.02

Dutch Bangla Bank Ltd.

87.86

103.97

116.93

181.97

179.18

National Bank Ltd.

33.98

20.48

32.93

43.85

63.01

Prime Bank Ltd.

69.69

53.64

61.19

32.47

60.11

Islamic Bank Ltd.

0.93

203.86

439.95

407.20

405.26

Source: Compiled from different issues of Annual Report of Dhaka Bank Ltd., Dutch Bangla Bank Ltd., National Bank
Ltd., Prime Bank Ltd. and Islami Bank Bangladesh Ltd.
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International Journal of Business and Management

April, 2009

Table 8. Trend equation and r2 of Branches

Bank

Yc= a+bx

r2

Dhaka Bank Ltd.

25.4 + 4.7x

.93

Dutch Bangla Bank Ltd.

24 + 5.5x

.83

National Bank Ltd.

79 + 3x

.5

Prime Bank Ltd.

36.8 + 4.8x

.68

Islami Bank Bangladesh Ltd.

153 + 12.4x

.99

Table 9. Trend equation and r2 of no. of Employees

Bank

Yc = a+bx

r2

Dhaka Bank Ltd.

638.6 + 63.4x

.96

Dutch Bangla Bank Ltd.

500 + 67.8x

.84

National Bank Ltd.

2188.4 + 19.6x

.38

Prime Bank Ltd.

919.4 + 98.3x

.73

Islami Bank Bangladesh Ltd.

5203.2 + 1077.4x

.98

Table 10. Trend equation and r2 of Net Income

Bank

Yc = a+bx

r2

Dhaka Bank Ltd.

380.8 + 88.9x

.97

Dutch Bangla Bank Ltd.

270.8 + 52.68x

.88

National Bank Ltd.

236.7 + 90.61x

.75

Prime Bank Ltd.

605.12 + 146.02x

.73

Islami Bank Bangladesh Ltd.

905.57 + 234.27x

.82

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International Journal of Business and Management

Vol. 4, No. 4
Table 11. Trend equation and r2 of EPS
Bank

Yc= a+bx

r2

Dhaka Bank Ltd.

49.79 - 4.65x

.65

Dutch Bangla Bank Ltd.

134+ 26.06x

.88

National Bank Ltd.

38.85 + 8.14x

.66

Prime Bank Ltd.

55.42 4.03x

.20

477.7 85x

.25

Islami Bank Bangladesh Ltd.

Table 12. Trend equation and r2 of Deposits
Yc= a+bx

r2

Y=24845.7+6507.51(x)

.91

Dutch Bangla Bank Ltd.

Y=24305.89+5837.94(x)

.87

National Bank Ltd.

Y=31269.33+3337.11(x)

.87

Prime Bank Ltd.

Y=31094.26+9264.28(x)

.93

Islami Bank Bangladesh Ltd.

Y=90688.64+19175.32(x)

.99

Bank
Dhaka Bank Ltd.

Table 13. Trend equation and r2 of Dividend

Bank

Yc= a+bx

r2

Dhaka Bank Ltd.

Y=15-1.5(x)

.22

Dutch Bangla Bank Ltd.

Y=22.4+1.5(x)

.89

National Bank Ltd.

Y=28+7(x)

.72

Prime Bank Ltd.

Y=23+6.5(x)

.48

Y=20-2.5(x)

.41

Islami Bank Bangladesh Ltd.

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International Journal of Business and Management

April, 2009

Table 14. Trend equation and r2 of Net Asset Value per Share
Bank

Yc= a+bx

r2

Dhaka Bank Ltd.

Y=222.5-2.62(x)

.016

Dutch Bangla Bank Ltd.

Y=524.9+122.3(x)

.97

National Bank Ltd.

Y=447.9+48.58(x)

.73

Prime Bank Ltd.

Y=186.5+49.37(x)

.55

Islami Bank Bangladesh Ltd.

Y=2888+108.2(x)

.53

Table 15. Inter- Parameter Correlation Matrix

Variables

Net income

Deposit

Loans

Branches

Employees

Net income

1.000

.869

.873

.630

.708

Deposit

.869

1.000

.999

.891

.934

Loans

.873

.999

1.000

.897

.940

Branches

.630

.891

.897

1.000

.970

Employees

.708

.934

.940

.970

1.000

The covariance matrix is calculated and used in the analysis.

97